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  • Interchange
    Schedule

    Going back to 2019

  • ROI
    Calculators

    10X return is just the start.

  • Acquirers

    Make more money. Faster.

    Save time.

  • Platform

    The Technology that Powers our Products

Current InterchangeAdrian Talapan2025-02-03T10:37:50-04:00
  • OCT 24
  • APR 24
  • OCT 23
  • APR 23
  • APR 22
  • OCT 21
  • APR 21
  • OCT 20
  • APR 20
  • OCT 19
  • OCT 24
Network Plan Rate Per Tx Cap
Visa Account Verification 0.000%  $                0.025  –
Visa Advertising 1 – All Other 1.650%  $                0.100  –
Visa Advertising 1 – Infinite Spend Not Qualified 1.850%  $                0.100  –
Visa Advertising 1 – Infinite Spend Qualified 2.400%  $                0.100  –
Visa Advertising 1 – Signature 1.850%  $                0.100  –
Visa Advertising 1 – Signature Preferred 2.400%  $                0.100  –
Visa Advertising 1 – Traditional Rewards 1.800%  $                0.100  –
Visa Advertising 2 – All Other 1.550%  $                0.100  –
Visa Advertising 2 – Infinite Spend Not Qualified 1.750%  $                0.100  –
Visa Advertising 2 – Infinite Spend Qualified 2.300%  $                0.100  –
Visa Advertising 2 – Signature 1.750%  $                0.100  –
Visa Advertising 2 – Signature Preferred 2.300%  $                0.100  –
Visa Advertising 2 – Traditional Rewards 1.700%  $                0.100  –
Visa Assessments % 0.140%  $                          –  –
Visa ATM Balance Inquiry Fee – Level 1 0.000%  $                0.200  –
Visa ATM Balance Inquiry Fee – Level 2 0.000%  $                0.250  –
Visa ATM Balance Inquiry Fee – Level 3 0.000%  $                0.250  –
Visa ATM Balance Inquiry Fee – Level 4 0.000%  $                0.300  –
Visa ATM Cash Disbursement Reimbursement Fee – Level 1 0.000%  $                0.300  –
Visa ATM Cash Disbursement Reimbursement Fee – Level 2 0.000%  $                0.350  –
Visa ATM Cash Disbursement Reimbursement Fee – Level 3 0.000%  $                0.450  –
Visa ATM Cash Disbursement Reimbursement Fee – Level 4 0.000%  $                0.600  –
Visa ATM Cash-In Deposit Fee 0.350%  $                0.850  $              5.00
Visa ATM Decline Fee – Level 1 0.000%  $                0.200  –
Visa ATM Decline Fee – Level 2 0.000%  $                0.250  –
Visa ATM Decline Fee – Level 3 0.000%  $                0.250  –
Visa ATM Decline Fee – Level 4 0.000%  $                0.300  –
Visa ATM Funds Transfer Fee – Level 1 0.000%  $                0.200  –
Visa ATM Funds Transfer Fee – Level 2 0.000%  $                0.250  –
Visa ATM Funds Transfer Fee – Level 3 0.000%  $                0.250  –
Visa ATM Funds Transfer Fee – Level 4 0.000%  $                0.300  –
Visa ATM Mini Statement Fee 0.000%  $                0.300  –
Visa ATM PIN Block / Change 0.000%  $                0.600  –
Visa ATM Plus Alliance Cash Disbursement Reimbursement Fee 0.350%  $                0.550  $              3.00
Visa ATM Shared Deposit Fee 0.000%  $                2.500  –
Visa Business Debit Card Present CP – Exempt 1.700%  $                0.100  –
Visa Business Debit Card Present CP – Regulated 0.050%  $                0.220  –
Visa Business Debit CNP – Exempt 2.450%  $                0.100  –
Visa Business Debit CNP – Regulated 0.050%  $                0.220  –
Visa Business Debit Non-Qualified – Regulated 0.050%  $                0.220  –
Visa Business Debit Utility, CNP Only – Exempt 0.000%  $                1.500  –
Visa Business Debit Utility, CNP Only – Regulated 0.050%  $                0.220  –
Visa Business Level II – Tier 1 1.900%  $                0.100  –
Visa Business Level II – Tier 2 2.050%  $                0.100  –
Visa Business Level II – Tier 3 2.100%  $                0.100  –
Visa Business Level II – Tier 4 2.200%  $                0.100  –
Visa Business Level II – Tier 5 2.250%  $                0.100  –
Visa Business Product 1 – Tier 1 2.650%  $                0.100  –
Visa Business Product 1 – Tier 2 2.800%  $                0.100  –
Visa Business Product 1 – Tier 3 2.850%  $                0.100  –
Visa Business Product 1 – Tier 4 2.950%  $                0.100  –
Visa Business Product 1 – Tier 5 3.000%  $                0.100  –
Visa Business Product 2 – Tier 1 1.900%  $                0.100  –
Visa Business Product 2 – Tier 2 2.050%  $                0.100  –
Visa Business Product 2 – Tier 3 2.100%  $                0.100  –
Visa Business Product 2 – Tier 4 2.200%  $                0.100  –
Visa Business Product 2 – Tier 5 2.250%  $                0.100  –
Visa Business Travel – Tier 1 2.350%  $                0.100  –
Visa Business Travel – Tier 2 2.500%  $                0.100  –
Visa Business Travel – Tier 3 2.550%  $                0.100  –
Visa Business Travel – Tier 4 2.650%  $                0.100  –
Visa Business Travel – Tier 5 2.700%  $                0.100  –
Visa Business Utilities (Business Prepaid Only) Commercial Prepaid Regulated 0.050%  $                0.220  –
Visa Business Utilities (Business Prepaid Only) Corporate/Purchasing Prepaid 0.000%  $                1.500  –
Visa Business Utility – Tier 1 0.000%  $                1.500  –
Visa Business Utility – Tier 2 0.000%  $                1.500  –
Visa Business Utility – Tier 3 0.000%  $                1.500  –
Visa Business Utility – Tier 4 0.000%  $                1.500  –
Visa Business Utility – Tier 5 0.000%  $                1.500  –
Visa Business Utility Program, Recurring Bill Payment – Exempt 0.000%  $                0.750  –
Visa Business Utility Program, Recurring Bill Payment – Regulated 0.050%  $                0.220  –
Visa Card Not Present CNP Commercial Prepaid Regulated 0.050%  $                0.220  –
Visa Card Not Present CNP Corporate/Purchasing Prepaid / Business Exempt~BUS PUR CNP PP~ 2.650%  $                0.100  –
Visa Card Not Present CNP Purchasing Prepaid Exempt 2.650%  $                0.100  –
Visa Card Present CP Commercial Prepaid Regulated 0.050%  $                0.220  –
Visa Card Present CP Corporate/Purchasing Prepaid / Business Exempt 2.150%  $                0.100  –
Visa Card Present CP Purchasing Prepaid Exempt 2.150%  $                0.100  –
Visa Cash Advance International Acquiring Fee – Asia Pacific Region 0.100%  $                          –  –
Visa Cash Advance International Service Assessment 0.400%  $                          –  –
Visa Cash Advance International Service Assessment – Asia Pacific 0.400%  $                          –  –
Visa Charity 1 – All Other 1.350%  $                0.050  –
Visa Charity 1 – Infinite Spend Not Qualified 1.350%  $                0.050  –
Visa Charity 1 – Infinite Spend Qualified 1.350%  $                0.100  –
Visa Charity 1 – Signature 1.350%  $                0.050  –
Visa Charity 1 – Signature Preferred 1.350%  $                0.050  –
Visa Charity 1 – Traditional Rewards 1.350%  $                0.050  –
Visa Charity 2 – All Other 1.350%  $                0.050  –
Visa Charity 2 – Infinite Spend Not Qualified 1.350%  $                0.050  –
Visa Charity 2 – Infinite Spend Qualified 1.350%  $                0.100  –
Visa Charity 2 – Signature 1.350%  $                0.050  –
Visa Charity 2 – Signature Preferred 1.350%  $                0.050  –
Visa Charity 2 – Traditional Rewards 1.350%  $                0.050  –
Visa Clearing Access 0.000%  $                0.002  –
Visa Commercial/Corporate/Purchasing Card Not Present 2.700%  $                0.100  –
Visa Commercial/Corporate/Purchasing Card Present 2.500%  $                0.100  –
Visa Commercial/Corporate/Purchasing Level II 2.500%  $                0.100  –
Visa Commercial/Corporate/Purchasing Level II – Fuel 2.200%  $                0.100  –
Visa Commercial/Corporate/Purchasing Level III 1.900%  $                0.100  –
Visa Commercial/Corporate/Purchasing Product Large Ticket 1.450%  $             35.000  –
Visa Commercial/Corporate/Purchasing Travel Service 2.650%  $                0.100  –
Visa Consumer Bill Payment Service Consumer Debit – Exempt 1.650%  $                0.150  –
Visa Consumer Bill Payment Service Consumer Debit – Regulated 0.050%  $                0.220  –
Visa Consumer Bill Payment Service, Business Credit – Tier 1 2.650%  $                0.100  –
Visa Consumer Bill Payment Service, Business Credit – Tier 2 2.800%  $                0.100  –
Visa Consumer Bill Payment Service, Business Credit – Tier 3 2.850%  $                0.100  –
Visa Consumer Bill Payment Service, Business Credit – Tier 4 2.950%  $                0.100  –
Visa Consumer Bill Payment Service, Business Credit – Tier 5 3.000%  $                0.100  –
Visa Consumer Bill Payment Service, Business Debit – Exempt 2.450%  $                0.100  –
Visa Consumer Bill Payment Service, Business Debit – Regulated 0.050%  $                0.220  –
Visa Consumer Bill Payment Service, Commercial – Exempt 2.650%  $                0.100  –
Visa Consumer Bill Payment Service, Commercial – Regulated 0.050%  $                0.220  –
Visa Consumer Bill Payment Service, Commercial Prepaid / Business Exempt 2.650%  $                0.100  –
Visa Consumer Bill Payment Service, Commercial Prepaid / Purchasing Exempt 2.650%  $                0.100  –
Visa Consumer Bill Payment Service, Commercial Prepaid / Regulated 0.050%  $                0.220  –
Visa Consumer Bill Payment Service, Commercial/Corporate/Purchasing 2.700%  $                0.100  –
Visa Consumer Bill Payment Service, Consumer Credit 1 – All Other 1.890%  $                0.100  –
Visa Consumer Bill Payment Service, Consumer Credit 1 – Infinite Spend Not Qualified 2.200%  $                0.100  –
Visa Consumer Bill Payment Service, Consumer Credit 1 – Infinite Spend Qualified 2.600%  $                0.100  –
Visa Consumer Bill Payment Service, Consumer Credit 1 – Signature 2.050%  $                0.100  –
Visa Consumer Bill Payment Service, Consumer Credit 1 – Signature Preferred 2.500%  $                0.100  –
Visa Consumer Bill Payment Service, Consumer Credit 1 – Traditional Rewards 2.040%  $                0.100  –
Visa Consumer Bill Payment Service, Consumer Credit 2 – All Other 1.890%  $                0.100  –
Visa Consumer Bill Payment Service, Consumer Credit 2 – Infinite Spend Not Qualified 2.200%  $                0.100  –
Visa Consumer Bill Payment Service, Consumer Credit 2 – Infinite Spend Qualified 2.600%  $                0.100  –
Visa Consumer Bill Payment Service, Consumer Credit 2 – Signature 2.050%  $                0.100  –
Visa Consumer Bill Payment Service, Consumer Credit 2 – Signature Preferred 2.500%  $                0.100  –
Visa Consumer Bill Payment Service, Consumer Credit 2 – Traditional Rewards 2.040%  $                0.100  –
Visa Consumer Bill Payment Service, Consumer, Prepaid – Exempt 1.750%  $                0.200  –
Visa Consumer Bill Payment Service, Consumer, Prepaid – Regulated 0.050%  $                0.220  –
Visa Corporate/Purchasing Prepaid – Exempt 2.650%  $                0.100  –
Visa Corporate/Purchasing Prepaid – Regulated 0.050%  $                0.220  –
Visa CPS/Account Funding, Debit – Exempt (CNP) 1.750%  $                0.200  –
Visa CPS/Account Funding, Debit – Regulated (CNP) 0.050%  $                0.220  –
Visa CPS/Account Funding, Prepaid – Exempt (CNP) 1.800%  $                0.200  –
Visa CPS/Account Funding, Prepaid – Regulated (CNP) 0.050%  $                0.220  –
Visa CPS/Automated Fuel Dispenser (AFD), Debit – Exempt (CP) 0.800%  $                0.150  $           (0.95)
Visa CPS/Automated Fuel Dispenser (AFD), Debit – Regulated (CP) 0.050%  $                0.220  –
Visa CPS/Automated Fuel Dispenser (AFD), Prepaid – Exempt (CP) 1.150%  $                0.150  $           (0.95)
Visa CPS/Automated Fuel Dispenser (AFD), Prepaid – Regulated (CP) 0.050%  $                0.220  –
Visa CPS/Card Not Present, Debit – Exempt (CNP) 1.650%  $                0.150  –
Visa CPS/Card Not Present, Debit – Regulated (CNP) 0.050%  $                0.220  –
Visa CPS/Card Not Present, Prepaid – Exempt (CNP) 1.750%  $                0.200  –
Visa CPS/Card Not Present, Prepaid – Regulated (CNP) 0.050%  $                0.220  –
Visa CPS/Debt Repayment (No Fee) , Debit- Regulated (CNP) 0.050%  $                0.220  –
Visa CPS/Debt Repayment (No Fee), Debit – Exempt (CNP) 0.650%  $                0.150  $           (0.65)
Visa CPS/Debt Repayment (No Fee), Prepaid – Exempt (CNP) 0.650%  $                0.150  $           (0.65)
Visa CPS/Debt Repayment (No Fee), Prepaid – Regulated (CNP) 0.050%  $                0.220  –
Visa CPS/Debt Repayment 2, Debit – Exempt (CNP) 0.650%  $                0.150  $              2.00
Visa CPS/Debt Repayment 2, Debit – Regulated (CNP) 0.050%  $                0.220  –
Visa CPS/Debt Repayment 2, Prepaid – Exempt (CNP) 0.650%  $                0.150  $              2.00
Visa CPS/Debt Repayment 2, Prepaid – Regulated (CNP) 0.050%  $                0.220  –
Visa CPS/e-Commerce Basic, Debit – Exempt (CNP) 1.650%  $                0.150  –
Visa CPS/e-Commerce Basic, Debit – Regulated (CNP) 0.050%  $                0.220  –
Visa CPS/e-Commerce Basic, Prepaid – Exempt (CNP) 1.750%  $                0.200  –
Visa CPS/e-Commerce Basic, Prepaid – Regulated (CNP) 0.050%  $                0.220  –
Visa CPS/e-Commerce Preferred Hotel and Car Rental, Debit – Exempt (CNP) 1.700%  $                0.150  –
Visa CPS/e-Commerce Preferred Hotel and Car Rental, Debit – Regulated (CNP) 0.050%  $                0.220  –
Visa CPS/e-Commerce Preferred Hotel and Car Rental, Prepaid – Exempt (CNP) 1.750%  $                0.200  –
Visa CPS/e-Commerce Preferred Hotel and Car Rental, Prepaid – Regulated (CNP) 0.050%  $                0.220  –
Visa CPS/e-Commerce Preferred Passenger Transport, Debit – Exempt (CNP) 1.700%  $                0.150  –
Visa CPS/e-Commerce Preferred Passenger Transport, Debit – Regulated (CNP) 0.050%  $                0.220  –
Visa CPS/e-Commerce Preferred Passenger Transport, Prepaid – Exempt (CNP) 1.750%  $                0.200  –
Visa CPS/e-Commerce Preferred Passenger Transport, Prepaid – Regulated (CNP) 0.050%  $                0.220  –
Visa CPS/e-Commerce Preferred Retail, Debit – Exempt (CNP) 1.600%  $                0.150  –
Visa CPS/e-Commerce Preferred Retail, Debit – Regulated (CNP) 0.050%  $                0.220  –
Visa CPS/e-Commerce Preferred Retail, Prepaid – Exempt (CNP) 1.750%  $                0.200  –
Visa CPS/e-Commerce Preferred Retail, Prepaid – Regulated (CNP) 0.050%  $                0.220  –
Visa CPS/Government, Debit – Exempt (CNP) 0.650%  $                0.150  $              2.00
Visa CPS/Government, Debit – Regulated (CNP) 0.050%  $                0.220  –
Visa CPS/Government, Prepaid – Exempt (CNP) 0.650%  $                0.150  $              2.00
Visa CPS/Government, Prepaid – Regulated (CNP) 0.050%  $                0.220  –
Visa CPS/Hotel and Car Rental Card Not Present, Debit – Exempt (CNP) 1.700%  $                0.150  –
Visa CPS/Hotel and Car Rental Card Not Present, Debit – Regulated (CNP) 0.050%  $                0.220  –
Visa CPS/Hotel and Car Rental Card Not Present, Prepaid – Exempt (CNP) 1.750%  $                0.200  –
Visa CPS/Hotel and Car Rental Card Not Present, Prepaid – Regulated (CNP) 0.050%  $                0.220  –
Visa CPS/Hotel and Car Rental Card Present, Debit – Exempt (CP) 1.190%  $                0.100  –
Visa CPS/Hotel and Car Rental Card Present, Debit – Regulated (CP) 0.050%  $                0.220  –
Visa CPS/Hotel and Car Rental Card Present, Prepaid – Exempt (CP) 1.150%  $                0.150  –
Visa CPS/Hotel and Car Rental Card Present, Prepaid – Regulated (CP) 0.050%  $                0.220  –
Visa CPS/Passenger Transport Card Present, Debit – Exempt (CP) 1.190%  $                0.100  –
Visa CPS/Passenger Transport Card Present, Debit – Regulated (CP) 0.050%  $                0.220  –
Visa CPS/Passenger Transport Card Present, Prepaid – Exempt (CP) 1.150%  $                0.150  –
Visa CPS/Passenger Transport Card Present, Prepaid – Regulated (CP) 0.050%  $                0.220  –
Visa CPS/Passenger Transport, Debit – Exempt (CNP) 1.700%  $                0.150  –
Visa CPS/Passenger Transport, Debit – Regulated (CNP) 0.050%  $                0.220  –
Visa CPS/Passenger Transport, Prepaid – Exempt (CNP) 1.750%  $                0.200  –
Visa CPS/Passenger Transport, Prepaid – Regulated (CNP) 0.050%  $                0.220  –
Visa CPS/Recurring Payments – Tokenized – All Other 1.430%  $                0.050  –
Visa CPS/Recurring Payments – Tokenized – Infinite Spend Not Qualified 1.430%  $                0.050  –
Visa CPS/Recurring Payments – Tokenized – Infinite Spend Qualified 2.200%  $                0.050  –
Visa CPS/Recurring Payments – Tokenized – Signature 1.430%  $                0.050  –
Visa CPS/Recurring Payments – Tokenized – Signature Preferred 2.200%  $                0.100  –
Visa CPS/Recurring Payments – Tokenized – Traditional Rewards 1.430%  $                0.050  –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 1 – Tokenized – All Other 1.230%  $                0.050  –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 1 – Tokenized – Infinite Spend Not Qualified 1.230%  $                0.050  –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 1 – Tokenized – Infinite Spend Qualified 1.750%  $                0.050  –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 1 – Tokenized – Signature 1.230%  $                0.050  –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 1 – Tokenized – Signature Preferred 1.750%  $                0.050  –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 1 – Tokenized – Traditional Rewards 1.230%  $                0.050  –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 2 – Tokenized – All Other 1.330%  $                0.050  –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 2 – Tokenized – Infinite Spend Not Qualified 1.330%  $                0.050  –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 2 – Tokenized – Infinite Spend Qualified 2.100%  $                0.050  –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 2 – Tokenized – Signature 1.330%  $                0.050  –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 2 – Tokenized – Signature Preferred 2.100%  $                0.050  –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 2 – Tokenized – Traditional Rewards 1.330%  $                0.050  –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 3 – Tokenized – All Other 1.430%  $                0.050  –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 3 – Tokenized – Infinite Spend Not Qualified 1.430%  $                0.050  –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 3 – Tokenized – Infinite Spend Qualified 2.200%  $                0.050  –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 3 – Tokenized – Signature 1.430%  $                0.050  –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 3 – Tokenized – Signature Preferred 2.200%  $                0.050  –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 3 – Tokenized – Traditional Rewards 1.430%  $                0.050  –
Visa CPS/Restaurant, Debit – Exempt (CP) 1.190%  $                0.100  –
Visa CPS/Restaurant, Debit – Regulated (CP) 0.050%  $                0.220  –
Visa CPS/Restaurant, Prepaid – Exempt (CP) 1.150%  $                0.150  –
Visa CPS/Restaurant, Prepaid – Regulated (CP) 0.050%  $                0.220  –
Visa CPS/Retail 2 ‚Äì Card Not Present, Debit – Exempt (CNP) 0.650%  $                0.150  $              2.00
Visa CPS/Retail 2 ‚Äì Card Not Present, Debit – Regulated (CNP) 0.050%  $                0.220  –
Visa CPS/Retail 2 ‚Äì Card Not Present, Prepaid – Exempt (CNP) 0.650%  $                0.150  $              2.00
Visa CPS/Retail 2 ‚Äì Card Not Present, Prepaid – Regulated (CNP) 0.050%  $                0.220  –
Visa CPS/Retail Key Entry, Debit – Exempt (CP) 1.650%  $                0.150  –
Visa CPS/Retail Key Entry, Debit – Regulated (CP) 0.050%  $                0.220  –
Visa CPS/Retail Key Entry, Prepaid – Exempt (CP) 1.750%  $                0.200  –
Visa CPS/Retail Key Entry, Prepaid – Regulated (CP) 0.050%  $                0.220  –
Visa CPS/Retail, Debit – Exempt (CP) 0.800%  $                0.150  $           (0.95)
Visa CPS/Retail, Debit – Regulated (CP) 0.050%  $                0.220  –
Visa CPS/Retail, Prepaid – Exempt (CP) 1.150%  $                0.150  –
Visa CPS/Retail, Prepaid – Regulated (CP) 0.050%  $                0.220  –
Visa CPS/Service Station, Debit – Exempt (CP) 0.800%  $                0.150  $           (0.95)
Visa CPS/Service Station, Debit – Regulated (CP) 0.050%  $                0.220  –
Visa CPS/Service Station, Prepaid – Exempt (CP) 1.150%  $                0.150  $           (0.95)
Visa CPS/Service Station, Prepaid – Regulated (CP) 0.050%  $                0.220  –
Visa CPS/Small Ticket, Debit – Exempt (CP) 1.550%  $                0.040  –
Visa CPS/Small Ticket, Debit – Regulated (CP) 0.050%  $                0.220  –
Visa CPS/Small Ticket, Prepaid – Exempt (CP) 1.600%  $                0.050  –
Visa CPS/Small Ticket, Prepaid – Regulated (CP) 0.050%  $                0.220  –
Visa CPS/Supermarket, Debit – Exempt (CP) 0.000%  $                0.300  –
Visa CPS/Supermarket, Debit – Regulated (CP) 0.050%  $                0.220  –
Visa CPS/Supermarket, Prepaid – Exempt (CP) 1.150%  $                0.150  $           (0.35)
Visa CPS/Supermarket, Prepaid – Regulated (CP) 0.050%  $                0.220  –
Visa CPS/Utility – All Other 0.000%  $                0.750  –
Visa CPS/Utility – Infinite Spend Not Qualified 0.000%  $                0.750  –
Visa CPS/Utility – Infinite Spend Qualified 0.000%  $                0.750  –
Visa CPS/Utility – Signature 0.000%  $                0.750  –
Visa CPS/Utility – Signature Preferred 0.000%  $                0.750  –
Visa CPS/Utility – Traditional Rewards 0.000%  $                0.750  –
Visa CPS/Utility Recurring Bill Payment, Debit – Exempt (CNP) 0.000%  $                0.450  –
Visa CPS/Utility Recurring Bill Payment, Debit – Regulated (CNP) 0.050%  $                0.220  –
Visa CPS/Utility Recurring Bill Payment, Prepaid – Exempt (CNP) 0.000%  $                0.450  –
Visa CPS/Utility Recurring Bill Payment, Prepaid – Regulated (CNP) 0.050%  $                0.220  –
Visa CPS/Utility, Debit – Exempt (CNP) 0.000%  $                0.650  –
Visa CPS/Utility, Debit – Regulated (CNP) 0.050%  $                0.220  –
Visa CPS/Utility, Prepaid – Exempt (CNP) 0.000%  $                0.650  –
Visa CPS/Utility, Prepaid – Regulated (CNP) 0.050%  $                0.220  –
Visa Credit Voucher – Debit 0.000%  $                          –  –
Visa Downgrade Business Debit Non-Qualified – Exempt 2.950%  $                0.100  –
Visa Downgrade Business Non-Qualified – Tier 1 3.150%  $                0.200  –
Visa Downgrade Business Non-Qualified – Tier 2 3.150%  $                0.200  –
Visa Downgrade Business Non-Qualified – Tier 3 3.150%  $                0.200  –
Visa Downgrade Business Non-Qualified – Tier 4 3.150%  $                0.200  –
Visa Downgrade Business Non-Qualified – Tier 5 3.150%  $                0.200  –
Visa Downgrade Electronic Interchange Reimbursement Fee (EIRF) – Exempt 1.800%  $                0.200  –
Visa Downgrade Electronic Interchange Reimbursement Fee (EIRF), Debit – Exempt 1.750%  $                0.200  –
Visa Downgrade INTL – All Commerical Products 2.050%  $                          –  –
Visa Downgrade INTL – Classic / Gold / Electron 1.650%  $                          –  –
Visa Downgrade INTL – Infinite 2.030%  $                          –  –
Visa Downgrade INTL – Signature / Premium 1.900%  $                          –  –
Visa Downgrade Non-Qualified Commercial/Corporate/Purchasing 2.950%  $                0.100  –
Visa Downgrade Non-Qualified Consumer Credit – All Other 3.150%  $                0.100  –
Visa Downgrade Non-Qualified Consumer Credit – Infinite Spend Not Qualified 3.150%  $                0.100  –
Visa Downgrade Non-Qualified Consumer Credit – Infinite Spend Qualified 3.150%  $                0.100  –
Visa Downgrade Non-Qualified Consumer Credit – Signature 3.150%  $                0.100  –
Visa Downgrade Non-Qualified Consumer Credit – Signature Preferred 3.150%  $                0.100  –
Visa Downgrade Non-Qualified Consumer Credit – Traditional Rewards 3.150%  $                0.100  –
Visa Downgrade Non-Qualified Corporate/Purchasing Prepaid – Exempt 2.950%  $                0.100  –
Visa Downgrade Non-Qualified Corporate/Purchasing Prepaid / Business Exempt 2.950%  $                0.100  –
Visa Downgrade Non-Qualified Purchasing Prepaid Exempt 2.950%  $                0.100  –
Visa Downgrade Non-Qualified with Data Commercial/Corporate/Purchasing 2.950%  $                0.100  –
Visa Echeck Acquirer Processing Fee 0.000%  $                          –  –
Visa Education 1 (tx >=$500) – All Other 1.530%  $                0.050  –
Visa Education 1 (tx >=$500) – Infinite Spend Not Qualified 1.530%  $                0.050  –
Visa Education 1 (tx >=$500) – Infinite Spend Qualified 2.250%  $                0.050  –
Visa Education 1 (tx >=$500) – Signature 1.530%  $                0.050  –
Visa Education 1 (tx >=$500) – Signature Preferred 2.250%  $                0.100  –
Visa Education 1 (tx >=$500) – Traditional Rewards 1.530%  $                0.050  –
Visa Education 2 (tx >=$500) – All Other 1.430%  $                0.050  –
Visa Education 2 (tx >=$500) – Infinite Spend Not Qualified 1.430%  $                0.050  –
Visa Education 2 (tx >=$500) – Infinite Spend Qualified 2.150%  $                0.050  –
Visa Education 2 (tx >=$500) – Signature 1.430%  $                0.050  –
Visa Education 2 (tx >=$500) – Signature Preferred 2.150%  $                0.100  –
Visa Education 2 (tx >=$500) – Traditional Rewards 1.430%  $                0.050  –
Visa Electronic Interchange Reimbursement Fee (EIRF) – Regulated 0.050%  $                0.220  –
Visa Electronic Interchange Reimbursement Fee (EIRF), Debit – Regulated 0.050%  $                0.220  –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 1 0.000%  $                2.900  –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 10 0.000%  $             12.000  –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 11 0.000%  $             18.000  –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 12 0.000%  $             25.000  –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 13 0.000%  $             35.000  –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 14 0.000%  $             45.000  –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 15 0.000%  $             55.000  –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 16 0.000%  $             65.000  –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 17 0.000%  $             75.000  –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 18 0.000%  $             85.000  –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 19 0.000%  $                          –  –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 2 0.000%  $                2.900  –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 20 0.150%  $                          –  –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 3 0.000%  $                2.900  –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 4 0.000%  $                4.000  –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 5 0.000%  $                4.000  –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 6 0.000%  $                4.000  –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 7 0.000%  $                5.000  –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 8 0.000%  $                5.000  –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 9 0.000%  $                8.000  –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 1 0.000%  $                2.000  –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 10 0.000%  $                8.000  –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 11 0.000%  $             10.000  –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 12 0.000%  $             14.000  –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 13 0.000%  $             24.000  –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 14 0.000%  $             32.000  –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 15 0.000%  $             40.000  –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 16 0.000%  $             50.000  –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 17 0.000%  $             60.000  –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 18 0.000%  $             65.000  –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 19 0.000%  $                          –  –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 2 0.000%  $                2.000  –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 20 0.150%  $                          –  –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 3 0.000%  $                2.000  –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 4 0.000%  $                2.900  –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 5 0.000%  $                2.900  –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 6 0.000%  $                2.900  –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 7 0.000%  $                4.000  –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 8 0.000%  $                4.000  –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 9 0.000%  $                6.000  –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 1 0.000%  $                          –  –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 10 0.000%  $      2,000.000  –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 11 0.000%  $      4,000.000  –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 12 0.000%  $      8,000.000  –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 13 0.000%  $   16,000.000  –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 14 0.000%  $   45,000.000  –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 15 0.000%  $   70,000.000  –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 2 0.150%  $                          –  –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 3 0.000%  $                7.000  –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 4 0.000%  $                9.000  –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 5 0.000%  $             15.000  –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 6 0.000%  $             45.000  –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 7 0.000%  $          160.000  –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 8 0.000%  $          450.000  –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 9 0.000%  $      1,000.000  –
Visa Fuel – All Other 1.150%  $                0.250  $              1.10
Visa Fuel – Infinite Spend Not Qualified 1.150%  $                0.250  $              1.10
Visa Fuel – Infinite Spend Qualified 1.150%  $                0.250  $              1.10
Visa Fuel – Signature 1.150%  $                0.250  $              1.10
Visa Fuel – Signature Preferred 1.150%  $                0.250  $              1.10
Visa Fuel – Traditional Rewards 1.150%  $                0.250  $              1.10
Visa Government 1 –  Infinite Spend Not Qualified 1.550%  $                0.100  –
Visa Government 1 –  Infinite Spend Qualified 1.550%  $                0.100  –
Visa Government 1 – All Other 1.550%  $                0.100  –
Visa Government 1 – Signature 1.550%  $                0.100  –
Visa Government 1 – Signature Preferred 1.550%  $                0.100  –
Visa Government 1 – Traditional Rewards 1.550%  $                0.100  –
Visa Government 2 –  Infinite Spend Not Qualified 1.550%  $                0.100  –
Visa Government 2 –  Infinite Spend Qualified 1.550%  $                0.100  –
Visa Government 2 – All Other 1.550%  $                0.100  –
Visa Government 2 – Signature 1.550%  $                0.100  –
Visa Government 2 – Signature Preferred 1.550%  $                0.100  –
Visa Government 2 – Traditional Rewards 1.550%  $                0.100  –
Visa Government-to-Government (G2G) 1.650%  $                0.100  –
Visa GSA Large Ticket 1.200%  $             39.000  –
Visa Healthcare 1 (tx >=$500) – All Other 1.530%  $                0.050  –
Visa Healthcare 1 (tx >=$500) – Infinite Spend Not Qualified 1.530%  $                0.050  –
Visa Healthcare 1 (tx >=$500) – Infinite Spend Qualified 2.400%  $                0.100  –
Visa Healthcare 1 (tx >=$500) – Signature 1.530%  $                0.050  –
Visa Healthcare 1 (tx >=$500) – Signature Preferred 2.400%  $                0.100  –
Visa Healthcare 1 (tx >=$500) – Traditional Rewards 1.530%  $                0.050  –
Visa Healthcare 2 (tx >=$500) – All Other 1.430%  $                0.050  –
Visa Healthcare 2 (tx >=$500) – Infinite Spend Not Qualified 1.430%  $                0.050  –
Visa Healthcare 2 (tx >=$500) – Infinite Spend Qualified 2.300%  $                0.100  –
Visa Healthcare 2 (tx >=$500) – Signature 1.430%  $                0.050  –
Visa Healthcare 2 (tx >=$500) – Signature Preferred 2.300%  $                0.100  –
Visa Healthcare 2 (tx >=$500) – Traditional Rewards 1.430%  $                0.050  –
Visa IAF High Risk 0.900%  $                          –  –
Visa Insurance 1 – All Other 1.530%  $                0.050  –
Visa Insurance 1 – Infinite Spend Not Qualified 1.530%  $                0.050  –
Visa Insurance 1 – Infinite Spend Qualified 2.350%  $                0.100  –
Visa Insurance 1 – Signature 1.530%  $                0.050  –
Visa Insurance 1 – Signature Preferred 2.350%  $                0.100  –
Visa Insurance 1 – Traditional Rewards 1.530%  $                0.050  –
Visa Insurance 2 – All Other 1.430%  $                0.050  –
Visa Insurance 2 – Infinite Spend Not Qualified 1.430%  $                0.050  –
Visa Insurance 2 – Infinite Spend Qualified 2.250%  $                0.100  –
Visa Insurance 2 – Signature 1.430%  $                0.050  –
Visa Insurance 2 – Signature Preferred 2.250%  $                0.100  –
Visa Insurance 2 – Traditional Rewards 1.430%  $                0.050  –
Visa Int’l Acquiring Fee (IAF) 0.450%  $                          –  –
Visa International Acquiring Fee – Asia Pacific Region 0.200%  $                          –  –
Visa International Service Assessment 1.000%  $                          –  –
Visa INTL Alternative  – All Commerical Products 2.000%  $                          –  –
Visa INTL Alternative – Classic / Gold / Electron 1.600%  $                          –  –
Visa INTL Alternative – Infinite 1.980%  $                          –  –
Visa INTL Alternative – Signature / Premium 1.850%  $                          –  –
Visa INTL ATM Balance Inquiry Fee – International 0.000%  $                0.300  –
Visa INTL ATM Decline Fee – International 0.000%  $                0.300  –
Visa INTL ATM Funds Transfer Fee –  International 0.000%  $                0.300  –
Visa INTL B2B Virtual Payments Standard – Select Commercial Products 2.000%  $                          –  –
Visa INTL Cash Disbursement – Manual 0.330%  $                1.750  –
Visa INTL Cash Disbursement (Fee charged to cardholder) – no Prepaid Travel, no DCC 0.150%  $                          –  –
Visa INTL Cash Disbursement (Fee charged to cardholder) – no Prepaid Travel, with DCC 0.000%  $                          –  –
Visa INTL Cash Disbursement (Fee charged to cardholder) – Prepaid Travel 0.150%  $                          –  –
Visa INTL Cash Disbursement (No fee charged to cardholder) – no Prepaid Travel,  no DCC 0.520%  $                0.650  –
Visa INTL Cash Disbursement (No fee charged to cardholder) – no Prepaid Travel, with DCC 0.150%  $                          –  –
Visa INTL Cash Disbursement (No fee charged to cardholder) – Prepaid Travel 0.000%  $                1.000  –
Visa INTL Credit Voucher  – All Commerical Products 1.800%  $                          –  –
Visa INTL Credit Voucher – Classic / Gold / Electron 1.000%  $                          –  –
Visa INTL Credit Voucher – Infinite 1.000%  $                          –  –
Visa INTL Credit Voucher – Signature / Premium 1.000%  $                          –  –
Visa INTL Interregional Regulated Debit – All Commercial Products 0.050%  $                0.220  –
Visa INTL Interregional Regulated Debit – Classic / Gold / Electron 0.050%  $                0.220  –
Visa INTL Interregional Regulated Debit – Infinite 0.050%  $                0.220  –
Visa INTL Interregional Regulated Debit – Signature / Premium 0.050%  $                0.220  –
Visa INTL Mini Statement – International 0.000%  $                0.300  –
Visa INTL Money Transfer Fast Funds 0.000%  $                0.600  –
Visa INTL Original Credit 0.000%  $                0.290  –
Visa INTL PIN Charge / Unblock – International 0.000%  $                0.600  –
Visa INTL Product Base – All Commerical Products 2.000%  $                          –  –
Visa INTL Product Base – Classic / Gold / Electron 1.100%  $                          –  –
Visa INTL Product Base – Infinite 1.980%  $                          –  –
Visa INTL Product Base – Signature / Premium 1.850%  $                          –  –
Visa Large Purchase Advantage CNP > $500000 0.400%  $             58.500  –
Visa Large Purchase Advantage CNP $10000.01-$25000 0.700%  $             49.500  –
Visa Large Purchase Advantage CNP $100000.01-$500000 0.500%  $             55.500  –
Visa Large Purchase Advantage CNP $25000.01-$100000 0.600%  $             52.500  –
Visa Mail/Phone Order and eCommerce Merchants – Consumer Credit 2.050%  $                          –  –
Visa Manual Cash Disbursement Reimbursement Fee – Default 0.000%  $                2.000  –
Visa Manual Cash Disbursement Reimbursement Fee – No Surcharge 0.350%  $                0.550  $              3.00
Visa Manual Cash Disbursement Reimbursement Fee – Prepaid Consumer Govt and Payroll 0.000%  $                2.000  –
Visa Manual Cash Disbursement Reimbursement Fee – Surcharged 0.000%  $                0.600  –
Visa Mis-Use of Auth 0.000%  $                0.090  –
Visa NAPF 0.000%  $                0.020  –
Visa NAPF Debit 0.000%  $                0.016  –
Visa NAPF Exempt 0.000%  $                          –  –
Visa Non-Passenger Transport – Consumer Credit 1.760%  $                          –  –
Visa Non-Passenger Transport – Corporate and Business Card 2.350%  $                          –  –
Visa Non-Passenger Transport – GSA Purchasing Transactions – <$10000 2.350%  $                          –  –
Visa Non-Passenger Transport – GSA Purchasing Transactions – >$100000.01 1.800%  $                          –  –
Visa Non-Passenger Transport – GSA Purchasing Transactions – $10000.01-$25000 2.150%  $                          –  –
Visa Non-Passenger Transport – GSA Purchasing Transactions – $25000.01-$100000 2.000%  $                          –  –
Visa Non-Passenger Transport – Non GSA Purchasing Transactions – <$10000 2.400%  $                          –  –
Visa Non-Passenger Transport – Non GSA Purchasing Transactions – >$500000 1.800%  $                          –  –
Visa Non-Passenger Transport – Non GSA Purchasing Transactions – $10000.01-$25000 2.300%  $                          –  –
Visa Non-Passenger Transport – Non GSA Purchasing Transactions – $100000.01-$500000 2.000%  $                          –  –
Visa Non-Passenger Transport – Non GSA Purchasing Transactions – $25000.01-$100000 2.200%  $                          –  –
Visa Non-Qualified Commercial Prepaid Regulated 0.050%  $                0.220  –
Visa Non-Qualified Corporate/Purchasing Prepaid – Regulated 0.050%  $                0.220  –
Visa Passenger Transport Service Category – Credit 2.330%  $                          –  –
Visa Plus Alternative Media Fee (paid by acquirer) 0.000%  $                0.100  –
Visa Product 1 – All Other 1.890%  $                0.100  –
Visa Product 1 – Infinite Spend Not Qualified 2.200%  $                0.100  –
Visa Product 1 – Infinite Spend Qualified 2.600%  $                0.100  –
Visa Product 1 – Signature 2.050%  $                0.100  –
Visa Product 1 – Signature Preferred 2.500%  $                0.100  –
Visa Product 1 – Traditional Rewards 2.040%  $                0.100  –
Visa Product 1 Tokenized – All Other 1.800%  $                0.100  –
Visa Product 1 Tokenized – Infinite Spend Not Qualified 2.100%  $                0.100  –
Visa Product 1 Tokenized – Infinite Spend Qualified 2.500%  $                0.100  –
Visa Product 1 Tokenized – Signature 1.950%  $                0.100  –
Visa Product 1 Tokenized – Signature Preferred 2.400%  $                0.100  –
Visa Product 1 Tokenized – Traditional Rewards 1.950%  $                0.100  –
Visa Product 2 – All Other |  Product 2 Consumer Credit 1.510%  $                0.100  –
Visa Product 2 – Infinite Spend Not Qualified 1.900%  $                0.100  –
Visa Product 2 – Infinite Spend Qualified 2.300%  $                0.100  –
Visa Product 2 – Signature Preferred |  Product 2 2.100%  $                0.100  –
Visa Product 2 – Signature/Infinite |  Product 2 1.650%  $                0.100  –
Visa Product 2 – Traditional Rewards |  Product 2Rewards 1.650%  $                0.100  –
Visa Purchasing Prepaid Large Ticket Commercial Prepaid Regulated 0.050%  $                0.220  –
Visa Purchasing Prepaid Large Ticket Purchasing Prepaid Exempt 1.450%  $             35.000  –
Visa Real Estate 1 (tx >=$500) – All Other 1.530%  $                0.050  –
Visa Real Estate 1 (tx >=$500) – Infinite Spend Not Qualified 1.530%  $                0.050  –
Visa Real Estate 1 (tx >=$500) – Infinite Spend Qualified 2.250%  $                0.100  –
Visa Real Estate 1 (tx >=$500) – Signature 1.530%  $                0.050  –
Visa Real Estate 1 (tx >=$500) – Signature Preferred 2.250%  $                0.100  –
Visa Real Estate 1 (tx >=$500) – Traditional Rewards 1.530%  $                0.050  –
Visa Real Estate 2 (tx >=$500) – All Other 1.430%  $                0.050  –
Visa Real Estate 2 (tx >=$500) – Infinite Spend Not Qualified 1.430%  $                0.050  –
Visa Real Estate 2 (tx >=$500) – Infinite Spend Qualified 2.150%  $                0.100  –
Visa Real Estate 2 (tx >=$500) – Signature 1.430%  $                0.050  –
Visa Real Estate 2 (tx >=$500) – Signature Preferred 2.150%  $                0.100  –
Visa Real Estate 2 (tx >=$500) – Traditional Rewards 1.430%  $                0.050  –
Visa Recurring – All Other 1.530%  $                0.050  –
Visa Recurring – Infinite Spend Not Qualified 1.530%  $                0.050  –
Visa Recurring – Infinite Spend Qualified 2.300%  $                0.050  –
Visa Recurring – Signature 1.530%  $                0.050  –
Visa Recurring – Signature Preferred 2.300%  $                0.100  –
Visa Recurring – Traditional Rewards 1.530%  $                0.050  –
Visa Recurring Tier 1 – All Other 1.330%  $                0.050  –
Visa Recurring Tier 1 – Infinite Spend Not Qualified 1.330%  $                0.050  –
Visa Recurring Tier 1 – Infinite Spend Qualified 1.850%  $                0.050  –
Visa Recurring Tier 1 – Signature 1.330%  $                0.050  –
Visa Recurring Tier 1 – Signature Preferred 1.850%  $                0.050  –
Visa Recurring Tier 1 – Traditional Rewards 1.330%  $                0.050  –
Visa Recurring Tier 2 – All Other 1.430%  $                0.050  –
Visa Recurring Tier 2 – Infinite Spend Not Qualified 1.430%  $                0.050  –
Visa Recurring Tier 2 – Infinite Spend Qualified 2.200%  $                0.050  –
Visa Recurring Tier 2 – Signature 1.430%  $                0.050  –
Visa Recurring Tier 2 – Signature Preferred 2.200%  $                0.050  –
Visa Recurring Tier 2 – Traditional Rewards 1.430%  $                0.050  –
Visa Recurring Tier 3 – All Other 1.530%  $                0.050  –
Visa Recurring Tier 3 – Infinite Spend Not Qualified 1.530%  $                0.050  –
Visa Recurring Tier 3 – Infinite Spend Qualified 2.300%  $                0.050  –
Visa Recurring Tier 3 – Signature 1.530%  $                0.050  –
Visa Recurring Tier 3 – Signature Preferred 2.300%  $                0.050  –
Visa Recurring Tier 3 – Traditional Rewards 1.530%  $                0.050  –
Visa Restaurant 1 – All Other 2.200%  $                          –  –
Visa Restaurant 1 – Infinite Spend Not Qualified 2.700%  $                          –  –
Visa Restaurant 1 – Infinite Spend Qualified 2.700%  $                          –  –
Visa Restaurant 1 – Signature 2.700%  $                          –  –
Visa Restaurant 1 – Signature Preferred 2.700%  $                          –  –
Visa Restaurant 1 – Traditional Rewards 2.200%  $                          –  –
Visa Restaurant 2 – All Other 2.100%  $                          –  –
Visa Restaurant 2 – Infinite Spend Not Qualified 2.600%  $                          –  –
Visa Restaurant 2 – Infinite Spend Qualified 2.600%  $                          –  –
Visa Restaurant 2 – Signature 2.600%  $                          –  –
Visa Restaurant 2 – Signature Preferred 2.600%  $                          –  –
Visa Restaurant 2 – Traditional Rewards 2.100%  $                          –  –
Visa Retail Credit-Performance T1 – All Other 1.430%  $                0.100  –
Visa Retail Credit-Performance T1 – Infinite Spend Not Qualified 1.900%  $                0.100  –
Visa Retail Credit-Performance T1 – Infinite Spend Qualified 2.300%  $                0.100  –
Visa Retail Credit-Performance T1 – Signature 1.650%  $                0.100  –
Visa Retail Credit-Performance T1 – Signature Preferred 2.100%  $                0.100  –
Visa Retail Credit-Performance T1 – Traditional Rewards 1.430%  $                0.100  –
Visa Retail Credit-Performance T2 – All Other 1.470%  $                0.100  –
Visa Retail Credit-Performance T2 – Infinite Spend Not Qualified 1.900%  $                0.100  –
Visa Retail Credit-Performance T2 – Infinite Spend Qualified 2.300%  $                0.100  –
Visa Retail Credit-Performance T2 – Signature 1.650%  $                0.100  –
Visa Retail Credit-Performance T2 – Signature Preferred 2.100%  $                0.100  –
Visa Retail Credit-Performance T2 – Traditional Rewards 1.470%  $                0.100  –
Visa Retail Credit-Performance T3 – Infinite Spend Not Qualified 1.900%  $                0.100  –
Visa Retail Credit-Performance T3 – Infinite Spend Qualified 2.300%  $                0.100  –
Visa Retail Credit-Performance T3 – Signature 1.650%  $                0.100  –
Visa Retail Credit-Performance T3 – Signature Preferred 2.100%  $                0.100  –
Visa Retail Credit-Performance T3 – Traditional Rewards 1.510%  $                0.100  –
Visa Retail Credit-Performance T3- All Other 1.510%  $                0.100  –
Visa Service Station and Government Small Ticket – All Other 1.650%  $                0.040  –
Visa Service Station and Government Small Ticket – Infinite Spend Not Qualified 1.650%  $                0.040  –
Visa Service Station and Government Small Ticket – Signature 1.650%  $                0.040  –
Visa Service Station and Government Small Ticket – Traditional Rewards 1.650%  $                0.040  –
Visa Services 1 (tx >= $100) – All Other 1.650%  $                0.100  –
Visa Services 1 (tx >= $100) – Infinite Spend Not Qualified 1.950%  $                0.100  –
Visa Services 1 (tx >= $100) – Infinite Spend Qualified 2.400%  $                0.100  –
Visa Services 1 (tx >= $100) – Signature 1.950%  $                0.100  –
Visa Services 1 (tx >= $100) – Signature Preferred 2.400%  $                0.100  –
Visa Services 1 (tx >= $100) – Traditional Rewards 1.800%  $                0.100  –
Visa Services 2 (tx >=$100) – All Other 1.550%  $                0.100  –
Visa Services 2 (tx >=$100) – Infinite Spend Not Qualified 1.850%  $                0.100  –
Visa Services 2 (tx >=$100) – Infinite Spend Qualified 2.300%  $                0.100  –
Visa Services 2 (tx >=$100) – Signature 1.850%  $                0.100  –
Visa Services 2 (tx >=$100) – Signature Preferred 2.300%  $                0.100  –
Visa Services 2 (tx >=$100) – Traditional Rewards 1.700%  $                0.100  –
Visa Small Merchant Advertising – All Other 1.550%  $                0.100  –
Visa Small Merchant Advertising – Infinite Spend Not Qualified 1.750%  $                0.100  –
Visa Small Merchant Advertising – Infinite Spend Qualified 2.300%  $                0.100  –
Visa Small Merchant Advertising – Signature 1.750%  $                0.100  –
Visa Small Merchant Advertising – Signature Preferred 2.300%  $                0.100  –
Visa Small Merchant Advertising – Traditional Rewards 1.700%  $                0.100  –
Visa Small Merchant Education – All Other 1.430%  $                0.050  –
Visa Small Merchant Education – Infinite Spend Not Qualified 1.430%  $                0.050  –
Visa Small Merchant Education – Infinite Spend Qualified 2.150%  $                0.050  –
Visa Small Merchant Education – Signature 1.430%  $                0.050  –
Visa Small Merchant Education – Signature Preferred 2.150%  $                0.100  –
Visa Small Merchant Education – Traditional Rewards 1.430%  $                0.050  –
Visa Small Merchant Healthcare – All Other 1.430%  $                0.050  –
Visa Small Merchant Healthcare – Infinite Spend Not Qualified 1.430%  $                0.050  –
Visa Small Merchant Healthcare – Infinite Spend Qualified 2.300%  $                0.050  –
Visa Small Merchant Healthcare – Signature 1.430%  $                0.050  –
Visa Small Merchant Healthcare – Signature Preferred 2.300%  $                0.100  –
Visa Small Merchant Healthcare – Traditional Rewards 1.430%  $                0.050  –
Visa Small Merchant Insurance – All Other 1.430%  $                0.050  –
Visa Small Merchant Insurance – Infinite Spend Not Qualified 1.430%  $                0.050  –
Visa Small Merchant Insurance – Infinite Spend Qualified 2.250%  $                0.100  –
Visa Small Merchant Insurance – Signature 1.430%  $                0.050  –
Visa Small Merchant Insurance – Signature Preferred 2.250%  $                0.100  –
Visa Small Merchant Insurance – Traditional Rewards 1.430%  $                0.050  –
Visa Small Merchant Product 1 – Infinite Spend Not Qualified 1.730%  $                0.100  –
Visa Small Merchant Product 1 – Infinite Spend Qualified 2.180%  $                0.100  –
Visa Small Merchant Product 1 – Signature 1.730%  $                0.100  –
Visa Small Merchant Product 1 – Signature Preferred 2.180%  $                0.100  –
Visa Small Merchant Product 1 – Traditional Rewards 1.730%  $                0.100  –
Visa Small Merchant Product 1- All Other 1.580%  $                0.100  –
Visa Small Merchant Product 2 – Infinite Spend Not Qualified 1.430%  $                0.100  –
Visa Small Merchant Product 2 – Infinite Spend Qualified 1.880%  $                0.100  –
Visa Small Merchant Product 2 – Signature 1.430%  $                0.100  –
Visa Small Merchant Product 2 – Signature Preferred 1.880%  $                0.100  –
Visa Small Merchant Product 2 – Traditional Rewards 1.430%  $                0.100  –
Visa Small Merchant Product 2- All Other 1.290%  $                0.100  –
Visa Small Merchant Real Estate – All Other 1.430%  $                0.050  –
Visa Small Merchant Real Estate – Infinite Spend Not Qualified 1.430%  $                0.050  –
Visa Small Merchant Real Estate – Infinite Spend Qualified 2.150%  $                0.100  –
Visa Small Merchant Real Estate – Signature 1.430%  $                0.050  –
Visa Small Merchant Real Estate – Signature Preferred 2.150%  $                0.100  –
Visa Small Merchant Real Estate – Traditional Rewards 1.430%  $                0.050  –
Visa Small Merchant Recurring – All Other 1.430%  $                0.050  –
Visa Small Merchant Recurring – Infinite Spend Not Qualified 1.430%  $                0.050  –
Visa Small Merchant Recurring – Infinite Spend Qualified 2.200%  $                0.050  –
Visa Small Merchant Recurring – Signature 1.430%  $                0.050  –
Visa Small Merchant Recurring – Signature Preferred 2.200%  $                0.100  –
Visa Small Merchant Recurring – Traditional Rewards 1.430%  $                0.050  –
Visa Small Merchant Restaurant – All Other 2.100%  $                          –  –
Visa Small Merchant Restaurant – Infinite Spend Not Qualified 2.600%  $                          –  –
Visa Small Merchant Restaurant – Infinite Spend Qualified 2.600%  $                          –  –
Visa Small Merchant Restaurant – Signature 2.600%  $                          –  –
Visa Small Merchant Restaurant – Signature Preferred 2.600%  $                          –  –
Visa Small Merchant Restaurant – Traditional Rewards 2.100%  $                          –  –
Visa Small Merchant Services – All Other 1.550%  $                0.100  –
Visa Small Merchant Services – Infinite Spend Not Qualified 1.850%  $                0.100  –
Visa Small Merchant Services – Infinite Spend Qualified 2.300%  $                0.100  –
Visa Small Merchant Services – Signature 1.850%  $                0.100  –
Visa Small Merchant Services – Signature Preferred 2.300%  $                0.100  –
Visa Small Merchant Services – Traditional Rewards 1.700%  $                0.100  –
Visa Small Merchant Taxi – All Other 2.100%  $                          –  –
Visa Small Merchant Taxi – Infinite Spend Not Qualified 2.600%  $                          –  –
Visa Small Merchant Taxi – Infinite Spend Qualified 2.600%  $                          –  –
Visa Small Merchant Taxi – Signature 2.600%  $                          –  –
Visa Small Merchant Taxi – Signature Preferred 2.600%  $                          –  –
Visa Small Merchant Taxi – Traditional Rewards 2.100%  $                          –  –
Visa Small Ticket –  Infinite Spend Not Qualified 2.200%  $                          –  –
Visa Small Ticket –  Infinite Spend Qualified 2.200%  $                          –  –
Visa Small Ticket – All Other 1.900%  $                          –  –
Visa Small Ticket – Signature 2.200%  $                          –  –
Visa Small Ticket – Signature Preferred 2.200%  $                          –  –
Visa Small Ticket – Traditional Rewards 1.900%  $                          –  –
Visa Standard Interchange Reimbursement Fee, Debit – Exempt (CNP) 1.900%  $                0.250  –
Visa Standard Interchange Reimbursement Fee, Debit – Regulated (CNP) 0.050%  $                0.220  –
Visa Standard Interchange Reimbursement Fee, Prepaid – Exempt (CNP) 1.900%  $                0.250  –
Visa Standard Interchange Reimbursement Fee, Prepaid – Regulated (CNP) 0.050%  $                0.220  –
Visa Straight-Through-Processing (STP) Tier 1 < $7000 2.000%  $                0.100  –
Visa Straight-Through-Processing (STP) Tier 2 $7000-$14999.99 1.300%  $             35.000  –
Visa Straight-Through-Processing (STP) Tier 3 $15000-$49999.99 1.100%  $             35.000  –
Visa Straight-Through-Processing (STP) Tier 4 $50000-$99999.99 0.950%  $             35.000  –
Visa Straight-Through-Processing (STP) Tier 5 > $100000 0.800%  $             35.000  –
Visa Supermarket Credit  T2 – All Other 1.220%  $                0.050  –
Visa Supermarket Credit  T3 – Traditional Rewards 1.220%  $                0.050  –
Visa Supermarket Credit – All Other – Infinite Spend Not Qualified 1.650%  $                0.070  –
Visa Supermarket Credit – All Other – Infinite Spend Qualified 2.000%  $                0.070  –
Visa Supermarket Credit – All Other – Signature  / CPS Rewards 1 1.650%  $                0.070  –
Visa Supermarket Credit – All Other – Signature Preferred 2.000%  $                0.070  –
Visa Supermarket Credit – All Other – Traditional Rewards 1.500%  $                0.070  –
Visa Supermarket Credit – All Other- All Other 1.500%  $                0.070  –
Visa Supermarket Credit T0 – All Other 1.180%  $                0.050  –
Visa Supermarket Credit T0 – Infinite Spend Not Qualified 1.550%  $                0.050  –
Visa Supermarket Credit T0 – Infinite Spend Qualified 1.650%  $                0.050  –
Visa Supermarket Credit T0 – Signature 1.550%  $                0.050  –
Visa Supermarket Credit T0 – Signature Preferred 1.650%  $                0.050  –
Visa Supermarket Credit T0 – Traditional Rewards 1.180%  $                0.050  –
Visa Supermarket Credit T1 – All Other 1.200%  $                0.050  –
Visa Supermarket Credit T1 – Infinite Spend Not Qualified 1.550%  $                0.050  –
Visa Supermarket Credit T1 – Infinite Spend Qualified 1.650%  $                0.050  –
Visa Supermarket Credit T1 – Signature / CPS Rewards 1 1.550%  $                0.050  –
Visa Supermarket Credit T1 – Signature Preferred 1.650%  $                0.050  –
Visa Supermarket Credit T1 – Traditional Rewards 1.200%  $                0.050  –
Visa Supermarket Credit T2 – Infinite Spend Not Qualified 1.550%  $                0.050  –
Visa Supermarket Credit T2 – Infinite Spend Qualified 1.650%  $                0.050  –
Visa Supermarket Credit T2 – Signature  / CPS Rewards 1 1.550%  $                0.050  –
Visa Supermarket Credit T2 – Signature Preferred 1.650%  $                0.050  –
Visa Supermarket Credit T2 – Traditional Rewards 1.220%  $                0.050  –
Visa Supermarket Credit T3 – Infinite Spend Not Qualified 1.600%  $                0.050  –
Visa Supermarket Credit T3 – Infinite Spend Qualified 1.750%  $                0.050  –
Visa Supermarket Credit T3 – Signature  / CPS Rewards 1 1.600%  $                0.050  –
Visa Supermarket Credit T3 – Signature Preferred 1.750%  $                0.050  –
Visa Supermarket Credit T3- All Other 1.220%  $                0.050  –
Visa Taxi 1 – All Other 2.200%  $                          –  –
Visa Taxi 1 – Infinite Spend Not Qualified 2.700%  $                          –  –
Visa Taxi 1 – Infinite Spend Qualified 2.700%  $                          –  –
Visa Taxi 1 – Signature 2.700%  $                          –  –
Visa Taxi 1 – Signature Preferred 2.700%  $                          –  –
Visa Taxi 1 – Traditional Rewards 2.200%  $                          –  –
Visa Taxi 2 – All Other 2.100%  $                          –  –
Visa Taxi 2 – Infinite Spend Not Qualified 2.600%  $                          –  –
Visa Taxi 2 – Infinite Spend Qualified 2.600%  $                          –  –
Visa Taxi 2 – Signature 2.600%  $                          –  –
Visa Taxi 2 – Signature Preferred 2.600%  $                          –  –
Visa Taxi 2 – Traditional Rewards 2.100%  $                          –  –
Visa Travel 1 – All Other 1.750%  $                0.100  –
Visa Travel 1 – Infinite Spend Not Qualified 2.250%  $                0.100  –
Visa Travel 1 – Infinite Spend Qualified 2.550%  $                0.100  –
Visa Travel 1 – Signature 2.250%  $                0.100  –
Visa Travel 1 – Signature Preferred 2.400%  $                0.100  –
Visa Travel 1 – Traditional Rewards 1.950%  $                0.100  –
Visa Travel 2 – All Other 1.750%  $                0.100  –
Visa Travel 2 – Infinite Spend Not Qualified 2.250%  $                0.100  –
Visa Travel 2 – Infinite Spend Qualified 2.550%  $                0.100  –
Visa Travel 2 – Signature 2.250%  $                0.100  –
Visa Travel 2 – Signature Preferred 2.400%  $                0.100  –
Visa Travel 2 – Traditional Rewards 1.950%  $                0.100  –
Visa Travel Service, Debit – Exempt (CP) 1.190%  $                0.100  –
Visa Travel Service, Debit – Regulated (CP) 0.050%  $                0.220  –
Visa Travel Service, Prepaid – Exempt (CP) 1.150%  $                0.150  –
Visa Travel Service, Prepaid – Regulated (CP) 0.050%  $                0.220  –
Visa VI INTL CREDIT VCHR PRCS – DEBIT 0.000%  $                0.036  –
Visa VI INTL CREDIT VCHR PRCS FEE 0.000%  $                0.040  –
Visa VI NTWK ACQ PROC FEE US CR 0.000%  $                0.020  –
Visa VI NTWK ACQ PROC FEE US DB/PP 0.000%  $                0.016  –
Visa VI-ADDRESS VER SVC FEE 0.000%  $                0.010  –
Visa VISA ACQUIRER PRCE FEE INTL – CR 0.000%  $                0.036  –
Visa VISA ACQUIRER PRCE FEE INTL – DB 0.000%  $                0.040  –
Visa VISA AP ISA CASH ADVANCE ISSUER 1.000%  $                          –  –
Visa Visa Asia Pacific ISA Fee 0.400%  $                          –  –
Visa Visa Business Utility Recurring Bill Payment (Business Prepaid Only) – Exempt 0.000%  $                0.750  –
Visa Visa Business Utility Recurring Bill Payment (Business Prepaid Only) – Regulated 0.050%  $                0.220  –
Visa Visa Credit Trans Integrity Fee 0.000%  $                0.100  –
Visa Visa CV Processing Fee 0.000%  $                0.020  –
Visa Visa CV Processing Fee – Debit 0.000%  $                0.016  –
Visa Visa Debit Assessments 0.130%  $                          –  –
Visa Visa ISA – Issuer Currency (Enhanced) 1.400%  $                          –  –
Visa VISA ISA CASH ADVANCE ISSUER CUR 1.450%  $                          –  –
Visa Visa ISA Fee – Issuer Currency 1.000%  $                          –  –
Visa Visa Japan ISA Fee 0.200%  $                          –  –
Visa Visa Japan ISA Fee Issuer Curr 1.000%  $                          –  –
Visa Visa Money Transfer Original Credit 0.000%  $                0.100  –
Visa Visa Money Transfer Original Credit – Deferred 0.000%  $                0.015  –
Visa Visa Prepaid Load Network Interchange Reimbursement Fee 0.000%  $                0.050  –
Visa Visa Transaction Integrity Fee (TIF) 0.000%  $                0.100  –
Visa Visa US B2B Service Fee 1.550%  $                          –  –
Visa Zero Floor Limit 0.000%  $                0.200  –
Processor ACH Discount 0.000%  $                          –  –
Processor ACH Monthly Fee 0.000%  $                          –  –
Processor ACH Transaction Fee 0.000%  $                          –  –
Processor AVS 0.000%  $                          –  –
Processor Batch 0.000%  $                          –  –
Processor Chargeback 0.000%  $                          –  –
Processor Commercial Interchange Optimization 0.000%  $                          –  –
Processor Credit Mid-Qualified 0.000%  $                          –  –
Processor Credit Non-Qualified 0.000%  $                          –  –
Processor Credit Qualified 0.000%  $                          –  –
Processor Credit Voucher 0.000%  $                          –  –
Processor Discount 0.000%  $                          –  –
Processor Equipment Rental 0.000%  $                          –  –
Processor NON-PCI Compliance 0.000%  $                          –  –
Processor Other 0.000%  $                          –  –
Processor PCI Compliance 0.000%  $                          –  –
Processor Refund 0.000%  $                          –  –
Processor Service 0.000%  $                          –  –
Processor Signature Debit Mid-Qualified 0.000%  $                          –  –
Processor Signature Debit Non-Qualified 0.000%  $                          –  –
Processor Signature Debit Qualified 0.000%  $                          –  –
Mastercard Account Status Inquiry 0.000%  $                0.025  –
Mastercard Acquirer Program Support Fee 0.850%  $                          –  –
Mastercard Airline – World Elite 2.550%  $                0.100  –
Mastercard Airline – World High Value 2.550%  $                0.100  –
Mastercard Assessment % 0.130%  $                          –  –
Mastercard Assessment % (Credit >$1k) 0.140%  $                          –  –
Mastercard Assessment PI (NABU Fee) 0.000%  $                0.020  –
Mastercard Charities – Commercial Debit |  Commercial and Non-Regulated Commercial Debit 2.000%  $                0.100  –
Mastercard Charities – Commercial Prepaid |  Commercial and Non-Regulated Commercial Prepaid 2.000%  $                0.100  –
Mastercard Charities – Core 2.000%  $                0.100  –
Mastercard Charities – Enhanced 2.000%  $                0.100  –
Mastercard Charities – Large Market Credit 2.000%  $                0.100  –
Mastercard Charities – Non-Regulated Consumer Debit 1.450%  $                0.150  –
Mastercard Charities – Non-Regulated Consumer Prepaid 1.450%  $                0.150  –
Mastercard Charities – Regulated Consumer Debit/Prepaid 0.050%  $                0.220  –
Mastercard Charities – World 2.000%  $                0.100  –
Mastercard Charities – World Elite 2.000%  $                0.100  –
Mastercard Charities – World High Value 2.000%  $                0.100  –
Mastercard Charities Level 1 Business Core 2.000%  $                0.100  –
Mastercard Charities Level 2 Business World 2.000%  $                0.100  –
Mastercard Charities Level 3 Business World Elite 2.000%  $                0.100  –
Mastercard Charities Level 4 2.000%  $                0.100  –
Mastercard Charities Level 5 2.000%  $                0.100  –
Mastercard Commercial Bill Pay Standard 2.500%  $                0.100  –
Mastercard Commercial Business-To-Business Product 1 2.000%  $                          –  –
Mastercard Commercial Business-To-Business Product 10 1.700%  $                          –  –
Mastercard Commercial Business-To-Business Product 11 1.600%  $                          –  –
Mastercard Commercial Business-To-Business Product 12 1.500%  $                          –  –
Mastercard Commercial Business-To-Business Product 13 1.400%  $                          –  –
Mastercard Commercial Business-To-Business Product 14 1.300%  $                          –  –
Mastercard Commercial Business-To-Business Product 15 1.200%  $                          –  –
Mastercard Commercial Business-To-Business Product 16 1.100%  $                          –  –
Mastercard Commercial Business-To-Business Product 17 1.000%  $                          –  –
Mastercard Commercial Business-To-Business Product 18 1.450%  $                          –  –
Mastercard Commercial Business-To-Business Product 19 1.350%  $                          –  –
Mastercard Commercial Business-To-Business Product 2 1.800%  $                          –  –
Mastercard Commercial Business-To-Business Product 3 1.600%  $                          –  –
Mastercard Commercial Business-To-Business Product 4 1.400%  $                          –  –
Mastercard Commercial Business-To-Business Product 5 1.200%  $                          –  –
Mastercard Commercial Business-To-Business Product 6 1.000%  $                          –  –
Mastercard Commercial Business-To-Business Product 7 2.000%  $                          –  –
Mastercard Commercial Business-To-Business Product 8 1.900%  $                          –  –
Mastercard Commercial Business-To-Business Product 9 1.800%  $                          –  –
Mastercard Commercial Freight 1.800%  $                0.100  –
Mastercard Commercial Large Ticket – Regulated Commercian Debit/Prepaid 0.050%  $                0.220  –
Mastercard Commercial Refund Group 1 – Commercial Debit 2.370%  $                          –  –
Mastercard Commercial Refund Group 1 – Commercial Prepaid 2.370%  $                          –  –
Mastercard Commercial Refund Group 1 – Large Market Credit 2.370%  $                          –  –
Mastercard Commercial Refund Group 1 Level 1 Business Core 2.370%  $                          –  –
Mastercard Commercial Refund Group 1 Level 2 Business World 2.370%  $                          –  –
Mastercard Commercial Refund Group 1 Level 3 Business World Elite 2.370%  $                          –  –
Mastercard Commercial Refund Group 1 Level 4 2.370%  $                          –  –
Mastercard Commercial Refund Group 1 Level 5 2.370%  $                          –  –
Mastercard Commercial Refund Group 2 – Commercial Debit 2.300%  $                          –  –
Mastercard Commercial Refund Group 2 – Commercial Prepaid 2.300%  $                          –  –
Mastercard Commercial Refund Group 2 – Large Market Credit 2.300%  $                          –  –
Mastercard Commercial Refund Group 2 Level 1 Business Core 2.300%  $                          –  –
Mastercard Commercial Refund Group 2 Level 2 Business World 2.300%  $                          –  –
Mastercard Commercial Refund Group 2 Level 3 Business World Elite 2.300%  $                          –  –
Mastercard Commercial Refund Group 2 Level 4 2.300%  $                          –  –
Mastercard Commercial Refund Group 2 Level 5 2.300%  $                          –  –
Mastercard Commercial Refund Group 3 – Commercial Debit 2.210%  $                          –  –
Mastercard Commercial Refund Group 3 – Commercial Prepaid 2.210%  $                          –  –
Mastercard Commercial Refund Group 3 – Large Market Credit 2.210%  $                          –  –
Mastercard Commercial Refund Group 3 Level 1 Business Core 2.210%  $                          –  –
Mastercard Commercial Refund Group 3 Level 2 Business World 2.210%  $                          –  –
Mastercard Commercial Refund Group 3 Level 3 Business World Elite 2.210%  $                          –  –
Mastercard Commercial Refund Group 3 Level 4 2.210%  $                          –  –
Mastercard Commercial Refund Group 3 Level 5 2.210%  $                          –  –
Mastercard Commercial Refund Group 4 – Commercial Debit 2.160%  $                          –  –
Mastercard Commercial Refund Group 4 – Commercial Prepaid 2.160%  $                          –  –
Mastercard Commercial Refund Group 4 – Large Market Credit 2.160%  $                          –  –
Mastercard Commercial Refund Group 4 Level 1 Business Core 2.160%  $                          –  –
Mastercard Commercial Refund Group 4 Level 2 Business World 2.160%  $                          –  –
Mastercard Commercial Refund Group 4 Level 3 Business World Elite 2.160%  $                          –  –
Mastercard Commercial Refund Group 4 Level 4 2.160%  $                          –  –
Mastercard Commercial Refund Group 4 Level 5 2.160%  $                          –  –
Mastercard Commercial Standard Regulated Commercial Debit/Prepaid 0.050%  $                0.220  –
Mastercard Commercial T&E Business Level 1 2.350%  $                0.100  –
Mastercard Commercial T&E Business Level 2 2.500%  $                0.100  –
Mastercard Commercial T&E Business Level 3 2.550%  $                0.100  –
Mastercard Commercial T&E Business Level 4 2.650%  $                0.100  –
Mastercard Commercial T&E Business Level 5 2.700%  $                0.100  –
Mastercard Commercial T&E Rate – Commercial Debit 2.350%  $                0.100  –
Mastercard Commercial T&E Rate – Commercial Prepaid 2.350%  $                0.100  –
Mastercard Commercial T&E Rate – Large Market 2.650%  $                0.100  –
Mastercard Commercial T&E Regulated Commercial Debit/Prepaid 0.050%  $                0.220  –
Mastercard Consumer Credit Refund Group 1 – World 2.300%  $                          –  –
Mastercard Consumer Credit Refund Group 1 – World Elite 2.300%  $                          –  –
Mastercard Consumer Credit Refund Group 1 – World High Value 2.300%  $                          –  –
Mastercard Consumer Credit Refund Group 2 – Core 1.750%  $                          –  –
Mastercard Consumer Credit Refund Group 2 – Enhanced 1.750%  $                          –  –
Mastercard Consumer Credit Refund Group 2 – World 1.750%  $                          –  –
Mastercard Consumer Credit Refund Group 2 – World Elite 1.750%  $                          –  –
Mastercard Consumer Credit Refund Group 2 – World High Value 1.750%  $                          –  –
Mastercard Consumer Credit Refund Group 3 – Core 1.750%  $                          –  –
Mastercard Consumer Credit Refund Group 3 – Enhanced 1.750%  $                          –  –
Mastercard Consumer Credit Refund Group 3 – World 1.750%  $                          –  –
Mastercard Consumer Credit Refund Group 3 – World Elite 1.750%  $                          –  –
Mastercard Consumer Credit Refund Group 3 – World High Value 1.750%  $                          –  –
Mastercard Consumer Credit Refund Group 4 – Core 1.750%  $                          –  –
Mastercard Consumer Credit Refund Group 4 – Enhanced 1.750%  $                          –  –
Mastercard Consumer Credit Refund Group 4 – World 1.750%  $                          –  –
Mastercard Consumer Credit Refund Group 4 – World Elite 1.750%  $                          –  –
Mastercard Consumer Credit Refund Group 4 – World High Value 1.750%  $                          –  –
Mastercard Consumer Credit Refund Group 5 – Core 1.750%  $                          –  –
Mastercard Consumer Credit Refund Group 5 – Enhanced 1.750%  $                          –  –
Mastercard Consumer Credit Refund Group 5 – World 1.750%  $                          –  –
Mastercard Consumer Credit Refund Group 5 – World Elite 1.750%  $                          –  –
Mastercard Consumer Credit Refund Group 5 – World High Value 1.750%  $                          –  –
Mastercard Consumer Debit Refund Group 1 – Debit Rate 0.000%  $                          –  –
Mastercard Consumer Debit Refund Group 1 – Prepaid Rate 0.000%  $                          –  –
Mastercard Consumer Debit Refund Group 2 – Debit Rate 0.000%  $                          –  –
Mastercard Consumer Debit Refund Group 2 – Prepaid Rate 0.000%  $                          –  –
Mastercard Consumer Debit Refund Group 3 – Debit Rate 0.000%  $                          –  –
Mastercard Consumer Debit Refund Group 3 – Prepaid Rate 0.000%  $                          –  –
Mastercard Convenience Purchases Base – Core 1.650%  $                0.040  –
Mastercard Convenience Purchases Base – Enhanced 1.800%  $                0.040  –
Mastercard Convenience Purchases Base – World 1.900%  $                0.040  –
Mastercard Convenience Purchases Base – World Elite 2.300%  $                0.040  –
Mastercard Convenience Purchases Base – World High Value 2.300%  $                0.040  –
Mastercard Convenience Purchases Tier 1 – Core 1.350%  $                          –  –
Mastercard Convenience Purchases Tier 1 – Enhanced 1.350%  $                          –  –
Mastercard Convenience Purchases Tier 1 – World 1.450%  $                          –  –
Mastercard Convenience Purchases Tier 1 – World Elite 1.600%  $                          –  –
Mastercard Convenience Purchases Tier 1 – World High Value 1.600%  $                          –  –
Mastercard CVC2 Authorization Fee 0.000%  $                0.003  –
Mastercard Data Rate I – Commercial Debit |  Non-Regulated Business Debit 2.650%  $                0.100  –
Mastercard Data Rate I – Commercial Prepaid |  Non-Regulated Business Prepaid 2.650%  $                0.100  –
Mastercard Data Rate I – Large Market Credit |  Commercial Data Rate I Large Market 2.700%  $                0.100  –
Mastercard Data Rate I – Regulated Commercial Debit / Prepaid 0.050%  $                0.220  –
Mastercard Data Rate I Level 1 Business Core |  Commercial Data Rate I Business Level 1 2.650%  $                0.100  –
Mastercard Data Rate I Level 2 Business World |  Commercial Data Rate I Business Level 2 2.800%  $                0.100  –
Mastercard Data Rate I Level 3 Business World Elite |  Commercial Data Rate I Business Level 3 2.850%  $                0.100  –
Mastercard Data Rate I Level 4 |  Commercial Data Rate I Business Level 4 2.950%  $                0.100  –
Mastercard Data Rate I Level 5 |  Commercial Data Rate I Business Level 5 3.000%  $                0.100  –
Mastercard Data Rate II – Commercial Debit |  Non-Regulated Business Debit 2.100%  $                0.100  –
Mastercard Data Rate II – Commercial Prepaid |  Non-Regulated Business Prepaid 2.650%  $                0.100  –
Mastercard Data Rate II – Large Market Credit |  Commercial Data Rate II Large Market 2.500%  $                0.100  –
Mastercard Data Rate II – Regulated Business Debit / Prepaid 0.050%  $                0.220  –
Mastercard Data Rate II (Petroleum MCCs) – Commercial Business L1 1.900%  $                0.100  –
Mastercard Data Rate II (Petroleum MCCs) – Commercial Business L2 2.050%  $                0.100  –
Mastercard Data Rate II (Petroleum MCCs) – Commercial Business L3 2.100%  $                0.100  –
Mastercard Data Rate II (Petroleum MCCs) – Commercial Business L4 2.200%  $                0.100  –
Mastercard Data Rate II (Petroleum MCCs) – Commercial Business L5 2.250%  $                0.100  –
Mastercard Data Rate II (Petroleum MCCs) – Commercial Debit |  Non-Regulated Business Debit 2.050%  $                0.100  –
Mastercard Data Rate II (Petroleum MCCs) – Commercial Prepaid |  Non-Regulated Business Prepaid 2.050%  $                0.100  –
Mastercard Data Rate II (Petroleum MCCs) – Large Market Credit |  Commercial Data Rate II Petroleum Large Market 2.200%  $                0.100  –
Mastercard Data Rate II (Petroleum MCCs) – Regulated Commercial Debit/Prepaid 0.050%  $                0.220  –
Mastercard Data Rate II Level 1 Business Core |  Commercial Data Rate II L1 1.900%  $                0.100  –
Mastercard Data Rate II Level 2 Business World |  Commercial Data Rate II L2 2.050%  $                0.100  –
Mastercard Data Rate II Level 3 Business World Elite |  Commercial Data Rate II L3 2.100%  $                0.100  –
Mastercard Data Rate II Level 4 |  Commercial Data Rate II L4 2.200%  $                0.100  –
Mastercard Data Rate II Level 5 |  Commercial Data Rate II L5 2.250%  $                0.100  –
Mastercard Data Rate III – Large Market Credit |  Commercial Data Rate III Large Market 1.900%  $                0.100  –
Mastercard Data Rate III – Regulated Commercial Debit/Prepaid 0.050%  $                0.220  –
Mastercard Downgrade Commercial Standard Business Level 1 2.950%  $                0.100  –
Mastercard Downgrade Commercial Standard Business Level 2 3.100%  $                0.100  –
Mastercard Downgrade Commercial Standard Business Level 3 3.150%  $                0.100  –
Mastercard Downgrade Commercial Standard Business Level 4 3.250%  $                0.100  –
Mastercard Downgrade Commercial Standard Business Level 5 3.300%  $                0.100  –
Mastercard Downgrade Commercial Standard Large Market 2.950%  $                0.100  –
Mastercard Downgrade Commercial Standard Non-Regulated Business Debit 2.950%  $                0.100  –
Mastercard Downgrade Commercial Standard Non-Regulated Business Prepaid 2.950%  $                0.100  –
Mastercard Downgrade Standard – Core 3.150%  $                0.100  –
Mastercard Downgrade Standard – Enhanced 3.150%  $                0.100  –
Mastercard Downgrade Standard – World 3.150%  $                0.100  –
Mastercard Downgrade Standard – World Elite 3.150%  $                0.100  –
Mastercard Downgrade Standard – World High Value 3.150%  $                0.100  –
Mastercard Emerging Markets – Non-Regulated Consumer Debit 0.800%  $                0.250  –
Mastercard Emerging Markets – Non-Regulated Consumer Debit Prepaid 0.800%  $                0.250  –
Mastercard Emerging Markets – Regulated Consumer Debit/Prepaid 0.050%  $                0.220  –
Mastercard Emerging Markets (Education / Gov’t MCCs) – Non-Regulated Consumer Debit 0.650%  $                0.150  $              2.00
Mastercard Emerging Markets (Education / Gov’t MCCs) – Non-Regulated Consumer Prepaid 0.650%  $                0.150  $              2.00
Mastercard Emerging Markets (Education / Gov’t MCCs) – Regulated Consumer Prepaid 0.050%  $                0.220  –
Mastercard Full UCAF SecureCode – Core 1.950%  $                0.100  –
Mastercard Full UCAF SecureCode – Enhanced 2.100%  $                0.100  –
Mastercard Full UCAF SecureCode – Non-Regulated Consumer Debit 1.650%  $                0.150  –
Mastercard Full UCAF SecureCode – Non-Regulated Consumer Prepaid 1.760%  $                0.200  –
Mastercard Full UCAF SecureCode – Regulated Consumer Debit/Prepaid 0.050%  $                0.220  –
Mastercard Full UCAF SecureCode – World 2.200%  $                0.100  –
Mastercard Full UCAF SecureCode – World Elite 2.600%  $                0.100  –
Mastercard Full UCAF SecureCode – World High Value 2.600%  $                0.100  –
Mastercard Installment Transactions – INSA 1.850%  $                          –  –
Mastercard Installment Transactions – INSB 1.600%  $                          –  –
Mastercard Installment Transactions – INSC 0.500%  $                          –  –
Mastercard Interregional Commercial Non-US Issued 2.000%  $                          –  –
Mastercard Interregional Commercial Premium Non-US Issued 2.000%  $                          –  –
Mastercard Interregional Consumer Rate I Digital Commerce – Core 1.600%  $                          –  –
Mastercard Interregional Consumer Rate I Digital Commerce – Premium 1.850%  $                          –  –
Mastercard Interregional Consumer Rate I Digital Commerce – Super Premium 1.980%  $                          –  –
Mastercard Interregional Consumer Rate II Card Present CP – Core 1.100%  $                          –  –
Mastercard Interregional Consumer Rate II Card Present CP – Premium 1.850%  $                          –  –
Mastercard Interregional Consumer Rate II Card Present CP – Super Premium 1.980%  $                          –  –
Mastercard Interregional Consumer Rate III Base – Core 1.600%  $                          –  –
Mastercard Interregional Consumer Rate III Base – Premium 1.850%  $                          –  –
Mastercard Interregional Consumer Rate III Base – Super Premium 1.980%  $                          –  –
Mastercard Interregional Regulated POS Debit Commercial Debit/Prepaid 0.050%  $                0.550  –
Mastercard Interregional Regulated POS Debit Consumer Debit/Prepaid 0.050%  $                0.220  –
Mastercard Intl Cross Border Fee 0.600%  $                          –  –
Mastercard Intl DCC Cross Border Fee 1.000%  $                          –  –
Mastercard Key Entered Core 1.950%  $                0.100  –
Mastercard Key Entered Non-Regulated Consumer Debit 1.650%  $                0.150  –
Mastercard Key Entered Non-Regulated Consumer Prepaid 1.760%  $                0.200  –
Mastercard Key Entered Regulated Consumer Debit/Prepaid 0.050%  $                0.220  –
Mastercard Key-entered – Enhanced 2.100%  $                0.100  –
Mastercard Key-entered – World 2.200%  $                0.100  –
Mastercard Key-entered – World Elite 2.600%  $                0.100  –
Mastercard Key-entered – World High Value 2.600%  $                0.100  –
Mastercard Large Ticket – Large Market Credit |  Commercial Large Ticket Large Market 1.450%  $             35.000  –
Mastercard Large Ticket 1 (USD 10,000.00‚Äì25,000) |  Commercial Payment Account 1 1.200%  $                          –  –
Mastercard Large Ticket 2 (USD 25,000.01‚Äì100,000) |  Commercial Payment Account 2 1.000%  $                          –  –
Mastercard Large Ticket 3 (USD 100,000.01‚Äì500,000) |  Commercial Payment Account 3 0.900%  $                          –  –
Mastercard Large Ticket 4 (USD 500,000.01‚Äì1,000,000) |  Commercial Payment Account 4 0.800%  $                          –  –
Mastercard Large Ticket 5 (More than USD 1,000,000) |  Commercial Payment Account 5 0.700%  $                          –  –
Mastercard Lodging and Auto Rental – Core 1.650%  $                0.100  –
Mastercard Lodging and Auto Rental – Enhanced 1.750%  $                0.100  –
Mastercard Lodging and Auto Rental – Non-Regulated Consumer Debit 1.150%  $                0.150  –
Mastercard Lodging and Auto Rental – Non-Regulated Consumer Prepaid 1.150%  $                0.150  –
Mastercard Lodging and Auto Rental – Regulated Consumer Debit/Prepaid 0.050%  $                0.220  –
Mastercard MASTERCARD ACCEPTANCE FEE 0.000%  $                0.002  –
Mastercard MASTERCARD FILE TRANSMISSION FEE 0.000%  $                0.002  –
Mastercard MC Acquirer License Fee 0.006%  $                          –  –
Mastercard MC Address Verification Service 0.000%  $                0.010  –
Mastercard MC Annual Participation Fee 0.000%  $                1.250  –
Mastercard MC Auth Connectivity Fee 0.000%  $                0.002  –
Mastercard MC Auth Reversal 0.000%  $                0.005  –
Mastercard MC Digital Enablement Fee 0.000%  $                0.200  –
Mastercard MC Enhanced Value Merit 1 (3D Secure) 2.050%  $                0.100  –
Mastercard MC FREIGHT PROGRAM ACQUIRER FEE 0.500%  $                          –  –
Mastercard MC HUMANITARIAN AID ASMT 0.003%  $                          –  –
Mastercard MC Location Fee Exclusion 0.000%  $                          –  –
Mastercard MC Location Fee Low Volume 0.000%  $                          –  –
Mastercard MC Merit 1 Credit (3D Secure) 1.900%  $                0.100  –
Mastercard MC Merit 1 Debit (3D Secure) 1.600%  $                0.150  –
Mastercard MC Network Access Auth Fee 0.000%  $                0.020  –
Mastercard MC US TPE Excessive Auth Attempt 0.000%  $                0.100  –
Mastercard MC US TPE Nominal Amount Auth 0.000%  $                0.045  –
Mastercard MC Wholesale B2B Acquirer Fee 1.570%  $                          –  –
Mastercard MC World Card Merit 1 (3D Secure) 2.150%  $                0.100  –
Mastercard MC World Elite Merit 1 (3D Secure) 2.550%  $                0.100  –
Mastercard Merchant UCAF SecureCode  – Non-Regulated Consumer Debit 1.650%  $                0.150  –
Mastercard Merchant UCAF SecureCode – Core 1.950%  $                0.100  –
Mastercard Merchant UCAF SecureCode – Enhanced 2.100%  $                0.100  –
Mastercard Merchant UCAF SecureCode – Non-Regulated Consumer Prepaid 1.760%  $                0.200  –
Mastercard Merchant UCAF SecureCode – Regulated Consumer Debit/Prepaid 0.050%  $                0.220  –
Mastercard Merchant UCAF SecureCode – World 2.200%  $                0.100  –
Mastercard Merchant UCAF SecureCode – World Elite 2.600%  $                0.100  –
Mastercard Merchant UCAF SecureCode – World High Value 2.600%  $                0.100  –
Mastercard Merit I – Core 1.950%  $                0.100  –
Mastercard Merit I – Debit Rate |  Non-Regulated Consumer Debit 1.650%  $                0.150  –
Mastercard Merit I – Enhanced 2.100%  $                0.100  –
Mastercard Merit I – Prepaid Rate |  Non-Regulated Consumer Prepaid 1.760%  $                0.200  –
Mastercard Merit I – World 2.200%  $                0.100  –
Mastercard Merit I – World Elite 2.600%  $                0.100  –
Mastercard Merit I – World High Value 2.600%  $                0.100  –
Mastercard Merit I (Consumer Loans MCCs) – Non-Regulated Consumer Debit 0.800%  $                0.250  $              2.95
Mastercard Merit I (Consumer Loans MCCs) – Non-Regulated Consumer Prepaid 0.800%  $                0.250  $              2.95
Mastercard Merit I (Consumer Loans MCCs) – Regulated Consumer Debit/Prepaid 0.050%  $                0.220  –
Mastercard Merit I (Day Care) – Core 1.600%  $                0.100  –
Mastercard Merit I (Day Care) – Enhanced 1.600%  $                0.100  –
Mastercard Merit I (Day Care) – World 1.600%  $                0.100  –
Mastercard Merit I (E-Commerce) Consumer Credit 1.950%  $                0.100  –
Mastercard Merit I (E-Commerce) Enhanced 2.100%  $                0.100  –
Mastercard Merit I (E-Commerce) High Value 2.600%  $                0.100  –
Mastercard Merit I (E-Commerce) Non-Regulated Consumer Debit 1.650%  $                0.150  –
Mastercard Merit I (E-Commerce) Non-Regulated Consumer Prepaid 1.760%  $                0.200  –
Mastercard Merit I (E-Commerce) Regulated Consumer Debit/Prepaid 0.050%  $                0.220  –
Mastercard Merit I (E-Commerce) World Card 2.200%  $                0.100  –
Mastercard Merit I (E-Commerce) World Elite 2.600%  $                0.100  –
Mastercard Merit I (Insurance MCCs) – Core 1.430%  $                0.050  –
Mastercard Merit I (Insurance MCCs) – Enhanced 1.430%  $                0.050  –
Mastercard Merit I (Insurance MCCs) – World 1.430%  $                0.050  –
Mastercard Merit I (Insurance MCCs) – World Elite 2.250%  $                0.100  –
Mastercard Merit I (Insurance MCCs) – World High Value 2.250%  $                0.100  –
Mastercard Merit I (Real Estate MCCs) – Core 1.430%  $                0.050  –
Mastercard Merit I (Real Estate MCCs) – Enhanced 1.430%  $                0.050  –
Mastercard Merit I (Real Estate MCCs) – Non-Regulated Consumer Debit 0.800%  $                0.250  $              5.00
Mastercard Merit I (Real Estate MCCs) – Non-Regulated Consumer Prepaid 0.800%  $                0.250  $              5.00
Mastercard Merit I (Real Estate MCCs) – Regulated Consumer Debit/Prepaid 0.050%  $                0.220  –
Mastercard Merit I (Real Estate MCCs) – World 1.430%  $                0.050  –
Mastercard Merit I (Real Estate MCCs) – World Elite 2.200%  $                0.100  –
Mastercard Merit I (Real Estate MCCs) – World High Value 2.200%  $                0.100  –
Mastercard Merit I Regulated Consumer Debit/Prepaid 0.050%  $                0.220  –
Mastercard Merit III Base – Core 1.650%  $                0.100  –
Mastercard Merit III Base – Enhanced 1.800%  $                0.100  –
Mastercard Merit III Base – World 1.900%  $                0.100  –
Mastercard Merit III Base – World Elite 2.300%  $                0.100  –
Mastercard Merit III Base – World High Value 2.300%  $                0.100  –
Mastercard Merit III Base (Card Present) – Non-Regulated Consumer Debit 1.050%  $                0.150  –
Mastercard Merit III Base (Card Present) – Non-Regulated Consumer Prepaid 1.150%  $                0.150  –
Mastercard Merit III Regulated Consumer Debit/Prepaid 0.050%  $                0.220  –
Mastercard Merit III Tier 1 – Core 1.430%  $                0.100  –
Mastercard Merit III Tier 1 – Debit Rate 0.700%  $                0.150  –
Mastercard Merit III Tier 1 – Enhanced 1.430%  $                0.100  –
Mastercard Merit III Tier 1 – Prepaid Rate 0.700%  $                0.150  –
Mastercard Merit III Tier 1 – World 1.530%  $                0.100  –
Mastercard Merit III Tier 1 – World Elite 2.050%  $                0.100  –
Mastercard Merit III Tier 1 – World High Value 2.050%  $                0.100  –
Mastercard Merit III Tier 2 – Core 1.480%  $                0.100  –
Mastercard Merit III Tier 2 – Debit Rate 0.830%  $                0.150  –
Mastercard Merit III Tier 2 – Enhanced 1.480%  $                0.100  –
Mastercard Merit III Tier 2 – Prepaid Rate 0.830%  $                0.150  –
Mastercard Merit III Tier 2 – World 1.580%  $                0.100  –
Mastercard Merit III Tier 2 – World Elite 2.100%  $                0.100  –
Mastercard Merit III Tier 2 – World High Value 2.100%  $                0.100  –
Mastercard Merit III Tier 3 – Core 1.550%  $                0.100  –
Mastercard Merit III Tier 3 – Debit Rate 0.950%  $                0.150  –
Mastercard Merit III Tier 3 – Enhanced 1.550%  $                0.100  –
Mastercard Merit III Tier 3 – Prepaid Rate 0.950%  $                0.150  –
Mastercard Merit III Tier 3 – World 1.650%  $                0.100  –
Mastercard Merit III Tier 3 – World Elite 2.150%  $                0.100  –
Mastercard Merit III Tier 3 – World High Value 2.150%  $                0.100  –
Mastercard Money Send & Funding Tx – Consumer Credit 3.250%  $                0.100  –
Mastercard Money Send & Funding Tx – Enhanced 3.250%  $                0.100  –
Mastercard Money Send & Funding Tx – High Value 3.250%  $                0.100  –
Mastercard Money Send & Funding Tx – Non-Regulated Consumer Debit 3.250%  $                0.100  –
Mastercard Money Send & Funding Tx – Non-Regulated Consumer Prepaid 3.250%  $                0.100  –
Mastercard Money Send & Funding Tx – Regulated Consumer Debit / Prepaid 0.050%  $                0.220  –
Mastercard Money Send & Funding Tx – World Card 3.250%  $                0.100  –
Mastercard Money Send & Funding Tx – World Elite 3.250%  $                0.100  –
Mastercard Passenger Transport – Core 1.650%  $                0.100  –
Mastercard Passenger Transport – Debit Rate |  Non-Regulated Consumer Debit 1.600%  $                0.150  –
Mastercard Passenger Transport – Enhanced 1.750%  $                0.100  –
Mastercard Passenger Transport – Prepaid Rate |  Non-Regulated Consumer Prepaid 1.600%  $                0.150  –
Mastercard Passenger Transport – Regulated Consumer Debit/Prepaid 0.050%  $                0.220  –
Mastercard Payment Transaction – Commercial Debit 0.190%  $                0.530  –
Mastercard Payment Transaction – Commercial Prepaid 0.190%  $                0.530  –
Mastercard Payment Transaction – Core 0.190%  $                0.530  –
Mastercard Payment Transaction – Debit Rate 0.190%  $                0.530  –
Mastercard Payment Transaction – Debit Rate 0.190%  $                0.530  –
Mastercard Payment Transaction – Enhanced 0.190%  $                0.530  –
Mastercard Payment Transaction – Large Market Credit 0.190%  $                0.530  –
Mastercard Payment Transaction – Prepaid Rate 0.190%  $                0.530  –
Mastercard Payment Transaction – Prepaid Rate 0.190%  $                0.530  –
Mastercard Payment Transaction – World 0.190%  $                0.530  –
Mastercard Payment Transaction – World Elite 0.190%  $                0.530  –
Mastercard Payment Transaction – World High Value 0.190%  $                0.530  –
Mastercard Payment Transaction (Gaming) – Core 0.000%  $                0.100  –
Mastercard Payment Transaction (Gaming) – Enhanced 0.000%  $                0.100  –
Mastercard Payment Transaction (Gaming) – World 0.000%  $                0.100  –
Mastercard Payment Transaction (Gaming) – World Elite 0.000%  $                0.100  –
Mastercard Payment Transaction (Gaming) – World High Value 0.000%  $                0.100  –
Mastercard Payment Transaction (Gov’t-owned Lottery) – Debit Rate 0.000%  $                0.100  –
Mastercard Payment Transaction (Gov’t-owned Lottery) – Debit Rate 0.000%  $                0.100  –
Mastercard Payment Transaction (Gov’t-owned Lottery) – Prepaid Rate 0.000%  $                0.100  –
Mastercard Payment Transaction (Gov’t-owned Lottery) – Prepaid Rate 0.000%  $                0.100  –
Mastercard Payment Transaction Level 1 Business Core 0.190%  $                0.530  –
Mastercard Payment Transaction Level 2 Business World 0.190%  $                0.530  –
Mastercard Payment Transaction Level 3 Business World Elite 0.190%  $                0.530  –
Mastercard Payment Transaction Level 4 0.190%  $                0.530  –
Mastercard Payment Transaction Level 5 0.190%  $                0.530  –
Mastercard Petroleum – Regulated Consumer Debit/Prepaid 0.050%  $                0.220  –
Mastercard Petroleum Base – Core |  Consumer Credit 1.900%  $                          –  $           (0.95)
Mastercard Petroleum Base – Enhanced 1.900%  $                          –  $           (0.95)
Mastercard Petroleum Base – World 2.000%  $                          –  $           (0.95)
Mastercard Petroleum Base – World Elite 2.000%  $                          –  $           (0.95)
Mastercard Petroleum Base – World High Value 2.000%  $                          –  $           (0.95)
Mastercard Petroleum CAT/AFD – Debit Rate |  Non-Regulated Consumer Debit 0.700%  $                0.170  $           (0.95)
Mastercard Petroleum CAT/AFD – Prepaid Rate  |  Non-Regulated Consumer Prepaid 0.700%  $                0.170  $           (0.95)
Mastercard Petroleum Service Station – Non-Regulated Consumer Debit 0.700%  $                0.170  $           (0.95)
Mastercard Petroleum Service Station – Non-Regulated Consumer Prepaid 0.700%  $                0.170  $           (0.95)
Mastercard PIN Debit All Other Base (Purcahses, Payment Trans.) 0.900%  $                0.150  –
Mastercard PIN Debit Convenience Base (Purcahses, Payment Trans.) 0.750%  $                0.170  $           (0.95)
Mastercard PIN Debit Payment Transaction 0.190%  $                0.530  –
Mastercard PIN Debit Payment Transaction (Gaming MCCs) 0.000%  $                0.100  –
Mastercard PIN Debit Supermarket/Warehouse Base 1.050%  $                0.150  $           (0.35)
Mastercard PIN Regulated – Credits (Refunds/Returns) 0.000%  $                          –  –
Mastercard PIN Regulated POS Debit 0.050%  $                0.210  –
Mastercard PIN Regulated POS Debit w/ Fraud Adjustment 0.050%  $                0.220  –
Mastercard PIN Unregulated – Credits (Refunds/Returns) 0.000%  $                          –  –
Mastercard Processing Integ – Format Error 0.000%  $                          –  –
Mastercard Processing Integrity ‚Äì Invalid ICA 0.000%  $                          –  –
Mastercard Processing Integrity Late Card Not Present 0.000%  $                0.045  –
Mastercard Processing Integrity Late Card Present 0.000%  $                0.045  –
Mastercard Processing Integrity Late Reversal – T&E 0.000%  $                          –  –
Mastercard Processing Integrity Line Item 0.000%  $                0.010  –
Mastercard Processing Integrity No Reversal 0.000%  $                0.045  –
Mastercard Processing Integrity No Reversal – T&E 0.000%  $                0.045  –
Mastercard Processing Intgry – Final Auth 0.250%  $                          –  –
Mastercard Processing Intgry – Line Item 0.000%  $                0.012  –
Mastercard Processing Intgry – Pre Auth 0.000%  $                0.045  –
Mastercard Processing Intgry-Final Auth Min 0.000%  $                0.040  –
Mastercard Processing Intgry-Undefined Auth 0.000%  $                0.045  –
Mastercard Public Sector – Core |  Consumer Credit 1.550%  $                0.100  –
Mastercard Public Sector – Enhanced 1.550%  $                0.100  –
Mastercard Public Sector – World 1.550%  $                0.100  –
Mastercard Public Sector – World Elite 1.550%  $                0.100  –
Mastercard Public Sector – World High Value 1.550%  $                0.100  –
Mastercard Rebate – Commercial Debit 0.000%  $                          –  –
Mastercard Rebate – Commercial Prepaid 0.000%  $                          –  –
Mastercard Rebate – Large Market Credit 0.000%  $                          –  –
Mastercard Rebate Level 1 Business Core 0.000%  $                          –  –
Mastercard Rebate Level 2 Business World 0.000%  $                          –  –
Mastercard Rebate Level 3 Business World Elite 0.000%  $                          –  –
Mastercard Rebate Level 4 0.000%  $                          –  –
Mastercard Rebate Level 5 0.000%  $                          –  –
Mastercard Regulated Credits POS Debit – Debit Rate 0.000%  $                          –  –
Mastercard Regulated Credits POS Debit – Prepaid Rate 0.000%  $                          –  –
Mastercard Regulated Credits POS Debit Small Ticket – Debit Rate 0.000%  $                          –  –
Mastercard Regulated Credits POS Debit Small Ticket – Prepaid Rate 0.000%  $                          –  –
Mastercard Regulated Credits POS Debit Small Ticket with Fraud Adjustment – Debit Rate 0.000%  $                          –  –
Mastercard Regulated Credits POS Debit Small Ticket with Fraud Adjustment – Prepaid Rate 0.000%  $                          –  –
Mastercard Regulated Credits POS Debit with Fraud Adjustment – Debit Rate 0.000%  $                          –  –
Mastercard Regulated Credits POS Debit with Fraud Adjustment – Prepaid Rate 0.000%  $                          –  –
Mastercard Regulated Purchases POS Debit – Debit Rate |  Universal Consumer Regulated Debit 0.050%  $                0.210  –
Mastercard Regulated Purchases POS Debit – Prepaid Rate |  Universal Consumer Regulated Prepaid 0.050%  $                0.210  –
Mastercard Regulated Purchases POS Debit Small Ticket – Debit Rate 0.050%  $                0.210  –
Mastercard Regulated Purchases POS Debit Small Ticket – Prepaid Rate 0.050%  $                0.210  –
Mastercard Regulated Purchases POS Debit Small Ticket with Fraud Adjustment – Debit Rate 0.050%  $                0.220  –
Mastercard Regulated Purchases POS Debit Small Ticket with Fraud Adjustment – Prepaid Rate 0.050%  $                0.220  –
Mastercard Regulated Purchases POS Debit with Fraud Adjustment – Debit Rate |  Universal Regulated Debit Fraud Adj 0.050%  $                0.220  –
Mastercard Regulated Purchases POS Debit with Fraud Adjustment – Prepaid Rate |  Universal Regulated Prepaid Fraud Adj 0.050%  $                0.220  –
Mastercard Restaurant – Debit Rate |  Non-Regulated Consumer Debit 1.190%  $                0.100  –
Mastercard Restaurant – Prepaid Rate |  Non-Regulated Consumer Prepaid 1.190%  $                0.100  –
Mastercard Restaurant – Regulated Consumer Debit/Prepaid 0.050%  $                0.220  –
Mastercard Restaurant – World 1.850%  $                0.100  –
Mastercard Restaurant – World Elite 2.000%  $                0.100  –
Mastercard Restaurant – World High Value 2.000%  $                0.100  –
Mastercard Service Industries – Core 1.150%  $                0.050  –
Mastercard Service Industries – Enhanced 1.150%  $                0.050  –
Mastercard Service Industries – Non-Regulated Consumer Debit 1.150%  $                0.050  –
Mastercard Service Industries – Non-Regulated Consumer Prepaid 1.150%  $                0.050  –
Mastercard Service Industries – Regulated Consumer Debit/Prepaid 0.050%  $                0.220  –
Mastercard Service Industries – World 1.150%  $                0.050  –
Mastercard Service Industries – World Elite 1.150%  $                0.050  –
Mastercard Service Industries – World High Value 1.150%  $                0.050  –
Mastercard Small Ticket – Card Not Present CNP – Core 1.950%  $                0.020  –
Mastercard Small Ticket – Card Not Present CNP – Enhanced 2.100%  $                0.020  –
Mastercard Small Ticket – Card Not Present CNP – World 2.200%  $                0.020  –
Mastercard Small Ticket – Card Not Present CNP – World Elite 2.600%  $                0.020  –
Mastercard Small Ticket – Card Not Present CNP – World High Value 2.600%  $                0.020  –
Mastercard Small Ticket – Card Present CP – Core 1.650%  $                0.020  –
Mastercard Small Ticket – Card Present CP – Enhanced 1.800%  $                0.020  –
Mastercard Small Ticket – Card Present CP – World 1.900%  $                0.020  –
Mastercard Small Ticket – Card Present CP – World Elite 2.300%  $                0.020  –
Mastercard Small Ticket – Card Present CP – World High Value 2.300%  $                0.020  –
Mastercard Small Ticket Base Debit/Prepaid – Non-Regulated Consumer Debit 1.550%  $                0.040  –
Mastercard Small Ticket Base Debit/Prepaid – Non-Regulated Consumer Prepaid 1.550%  $                0.040  –
Mastercard Small Ticket Debit/Prepaid – Regulated Consumer Debit/Prepaid 0.050%  $                0.220  –
Mastercard Small Ticket Tier 1 – Debit Rate 1.300%  $                0.030  –
Mastercard Small Ticket Tier 1 – Prepaid Rate 1.300%  $                0.030  –
Mastercard Standard – Debit Rate |  Consumer Standard Non-Regulated 1.900%  $                0.250  –
Mastercard Standard – Prepaid Rate |  Consumer Standard Non-Regulated 1.900%  $                0.250  –
Mastercard Standard -Regulated Consumer Debit/ Prepaid |  Consumer Standard Regulated Debit/Prepaid 0.050%  $                0.220  –
Mastercard Supermarket Base – Core 1.450%  $                0.100  –
Mastercard Supermarket Base – Debit Rate |  Non-Regulated Consumer Debit 1.050%  $                0.150  $           (0.35)
Mastercard Supermarket Base – Enhanced 1.600%  $                0.100  –
Mastercard Supermarket Base – Prepaid Rate |  Non-Regulated Consumer Prepaid 1.050%  $                0.150  $           (0.35)
Mastercard Supermarket Base – Regulated Consumer Debit/Prepaid 0.050%  $                0.220  –
Mastercard Supermarket Base – World 1.700%  $                0.100  –
Mastercard Supermarket Base – World Elite 2.100%  $                0.100  –
Mastercard Supermarket Base – World High Value 2.100%  $                0.100  –
Mastercard Supermarket Tier 1 – Core 1.150%  $                0.050  –
Mastercard Supermarket Tier 1 – Enhanced 1.150%  $                0.050  –
Mastercard Supermarket Tier 1 – World 1.250%  $                0.050  –
Mastercard Supermarket Tier 1 – World Elite 1.250%  $                0.050  –
Mastercard Supermarket Tier 1 – World High Value 1.250%  $                0.050  –
Mastercard Supermarket Tier 2 – Core 1.150%  $                0.050  –
Mastercard Supermarket Tier 2 – Enhanced 1.150%  $                0.050  –
Mastercard Supermarket Tier 2 – World 1.250%  $                0.050  –
Mastercard Supermarket Tier 2 – World Elite 1.250%  $                0.050  –
Mastercard Supermarket Tier 2 – World High Value 1.250%  $                0.050  –
Mastercard Supermarket Tier 3 – Core 1.220%  $                0.050  –
Mastercard Supermarket Tier 3 – Enhanced 1.220%  $                0.050  –
Mastercard Supermarket Tier 3 – World 1.320%  $                0.050  –
Mastercard Supermarket Tier 3 – World Elite 1.320%  $                0.050  –
Mastercard Supermarket Tier 3 – World High Value 1.320%  $                0.050  –
Mastercard T&E – World 2.250%  $                0.100  –
Mastercard T&E – World Elite 2.550%  $                0.100  –
Mastercard T&E – World High Value 2.550%  $                0.100  –
Mastercard T&E Large Ticket – World Elite 2.550%  $                          –  –
Mastercard T&E Large Ticket – World High Value 2.550%  $                          –  –
Mastercard Utilities – Commercial Debit 0.000%  $                1.500  –
Mastercard Utilities – Commercial Prepaid 0.000%  $                1.500  –
Mastercard Utilities – Core |  Consumer Credit 0.000%  $                0.750  –
Mastercard Utilities – Debit Rate |  Non-Regulated Consumer Debit 0.000%  $                0.650  –
Mastercard Utilities – Enhanced 0.000%  $                0.750  –
Mastercard Utilities – Prepaid Rate |  Non-Regulated Consumer Prepaid 0.000%  $                0.650  –
Mastercard Utilities – Regulated Consumer Debit/Prepaid 0.050%  $                0.220  –
Mastercard Utilities – World 0.000%  $                0.750  –
Mastercard Utilities – World Elite 0.000%  $                0.750  –
Mastercard Utilities – World High Value 0.000%  $                0.750  –
Mastercard Utilities Level 1 Business Core |  All Business Products 0.000%  $                1.500  –
Mastercard Utilities Level 2 Business World 0.000%  $                1.500  –
Mastercard Utilities Level 3 Business World Elite 0.000%  $                1.500  –
Mastercard Utilities Level 4 0.000%  $                1.500  –
Mastercard Utilities Level 5 0.000%  $                1.500  –
Mastercard Variable Interchange Programs (VIP) 1 |  Commercial B2B VIP 1 0.800%  $                0.100  –
Mastercard Variable Interchange Programs (VIP) 10 |  Commercial B2B VIP 10 1.150%  $             80.000  –
Mastercard Variable Interchange Programs (VIP) 11 |  Commercial B2B VIP 11 1.450%  $             35.000  –
Mastercard Variable Interchange Programs (VIP) 12 |  Commercial B2B VIP 12 2.400%  $                          –  –
Mastercard Variable Interchange Programs (VIP) 13 |  Commercial B2B VIP 13 2.300%  $                          –  –
Mastercard Variable Interchange Programs (VIP) 14 |  Commercial B2B VIP 14 2.000%  $                          –  –
Mastercard Variable Interchange Programs (VIP) 15 |  Commercial B2B VIP 15 2.850%  $                          –  –
Mastercard Variable Interchange Programs (VIP) 16 |  Commercial B2B VIP 16 2.800%  $                0.100  –
Mastercard Variable Interchange Programs (VIP) 17 |  Commercial B2B VIP 17 2.650%  $                0.100  –
Mastercard Variable Interchange Programs (VIP) 18 |  Commercial B2B VIP 18 2.200%  $                          –  –
Mastercard Variable Interchange Programs (VIP) 19 |  Commercial B2B VIP 19 2.100%  $                          –  –
Mastercard Variable Interchange Programs (VIP) 2 |  Commercial B2B VIP 2 1.050%  $                0.100  –
Mastercard Variable Interchange Programs (VIP) 20 |  Commercial B2B VIP 20 1.950%  $                          –  –
Mastercard Variable Interchange Programs (VIP) 21 |  Commercial B2B VIP 21 1.850%  $                          –  –
Mastercard Variable Interchange Programs (VIP) 22 |  Commercial B2B VIP 22 1.750%  $                          –  –
Mastercard Variable Interchange Programs (VIP) 23 |  Commercial B2B VIP 23 1.650%  $                          –  –
Mastercard Variable Interchange Programs (VIP) 24 |  Commercial B2B VIP 24 1.650%  $                          –  –
Mastercard Variable Interchange Programs (VIP) 25 |  Commercial B2B VIP 25 1.250%  $                          –  –
Mastercard Variable Interchange Programs (VIP) 26 |  Commercial B2B VIP 26 1.100%  $                          –  –
Mastercard Variable Interchange Programs (VIP) 27 |  Commercial B2B VIP 27 0.950%  $                          –  –
Mastercard Variable Interchange Programs (VIP) 28 |  Commercial B2B VIP 28 0.900%  $                          –  –
Mastercard Variable Interchange Programs (VIP) 29 |  Commercial B2B VIP 29 0.750%  $                          –  –
Mastercard Variable Interchange Programs (VIP) 3 |  Commercial B2B VIP 3 1.350%  $                0.100  –
Mastercard Variable Interchange Programs (VIP) 30 |  Commercial B2B VIP 30 0.650%  $                          –  –
Mastercard Variable Interchange Programs (VIP) 31 |  Commercial B2B VIP 31 0.600%  $                          –  –
Mastercard Variable Interchange Programs (VIP) 32 |  Commercial B2B VIP 32 0.500%  $                          –  –
Mastercard Variable Interchange Programs (VIP) 33 |  Commercial B2B VIP 33 0.300%  $                5.000  –
Mastercard Variable Interchange Programs (VIP) 34 |  Commercial B2B VIP 34 0.000%  $             50.000  –
Mastercard Variable Interchange Programs (VIP) 4 |  Commercial B2B VIP 4 1.450%  $                0.100  –
Mastercard Variable Interchange Programs (VIP) 5 |  Commercial B2B VIP 5 1.900%  $                0.100  –
Mastercard Variable Interchange Programs (VIP) 6 |  Commercial B2B VIP 6 2.500%  $                0.100  –
Mastercard Variable Interchange Programs (VIP) 7 |  Commercial B2B VIP 7 3.000%  $                0.100  –
Mastercard Variable Interchange Programs (VIP) 8 |  Commercial B2B VIP 8 1.250%  $             40.000  –
Mastercard Variable Interchange Programs (VIP) 9 |  Commercial B2B VIP 9 1.200%  $             60.000  –
Discover Assessment % 0.001%  $                          –  –
Discover Assessment PI (Network Authorization Fee)‚Ć 0.000%  $                0.003  –
Discover Data Usage Fee‚Ć 0.000%  $                0.020  –
Discover Downgrade PSL Base Submission Level – Core 3.150%  $                0.100  –
Discover Downgrade PSL Base Submission Level – Premium 3.150%  $                0.100  –
Discover Downgrade PSL Base Submission Level – Premium Plus 3.150%  $                0.100  –
Discover Downgrade PSL Base Submission Level – Rewards 3.150%  $                0.100  –
Discover Downgrade PSL Mid Submission Level – Prepaid 1.800%  $                0.200  –
Discover Intl Csh Adv Processing Fee 0.005%  $                          –  –
Discover Intl Processing Fee 0.005%  $                          –  –
Discover Intl Service Fee 0.008%  $                          –  –
Discover Prime Submission Level Charity  – Core 1.450%  $                0.050  –
Discover Prime Submission Level Charity – Debit Non Exempt 0.000%  $                0.210  –
Discover Prime Submission Level Charity – Debit Non Exempt w/ Fraud Adjustment 0.050%  $                0.220  –
Discover Prime Submission Level Charity – Premium 1.500%  $                0.050  –
Discover Prime Submission Level Charity – Premium Plus 2.300%  $                0.100  –
Discover Prime Submission Level Charity – Prepaid Non Exempt 0.050%  $                0.210  –
Discover Prime Submission Level Charity – Prepaid Non Exempt w/ Fraud Adjustment 0.050%  $                0.220  –
Discover Prime Submission Level Charity – Rewards 1.500%  $                0.050  –
Discover Prime Submission Level Charity ‚Äì Debit 0.900%  $                0.200  –
Discover Prime Submission Level Charity ‚Äì Prepaid 0.900%  $                0.200  –
Discover PSL Assessment % 0.140%  $                          –  –
Discover PSL Assessment PI (Network Authorization Fee) 0.000%  $                0.003  –
Discover PSL Base International – Commercial 1.900%  $                0.100  –
Discover PSL Base International – Core 1.700%  $                0.100  –
Discover PSL Base International – Debit/Prepaid 1.700%  $                          –  –
Discover PSL Base International – Premium 1.700%  $                0.100  –
Discover PSL Base International – Premium Plus 1.790%  $                0.100  –
Discover PSL Base International – Rewards 1.700%  $                0.100  –
Discover PSL Base Submission DB Reg 0.050%  $                0.210  –
Discover PSL Base Submission DB Reg W/FA 0.050%  $                0.220  –
Discover PSL Base Submission Level – Debit 1.900%  $                0.250  –
Discover PSL Base Submission Level – Prepaid 1.900%  $                0.250  –
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Core 1.910%  $                0.100  –
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Debit 1.760%  $                0.200  –
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Premium 2.050%  $                0.100  –
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Premium Plus 2.550%  $                0.100  –
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Prepaid 1.760%  $                0.200  –
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Rewards 2.030%  $                0.100  –
Discover PSL CNP DB Reg 0.050%  $                0.210  –
Discover PSL CNP DB Reg W/FA 0.050%  $                0.220  –
Discover PSL Commercial Adjustment Voucher Program 1 2.250%  $                          –  –
Discover PSL Commercial Base 3.050%  $                0.100  –
Discover PSL Commercial Base Debit Reg 0.050%  $                0.210  –
Discover PSL Commercial Base Debit Reg w/ FA 0.050%  $                0.220  –
Discover PSL Commercial Base Submission Level Debit 3.050%  $                0.100  –
Discover PSL Commercial Base Submission Level Prepaid 3.050%  $                0.100  –
Discover PSL Commercial Electronic Debit Reg 0.050%  $                0.210  –
Discover PSL Commercial Electronic Debit Reg w/ FA 0.050%  $                0.220  –
Discover PSL Commercial Electronic Program 2.450%  $                0.150  –
Discover PSL Commercial Large Ticket Debit Reg 0.900%  $             20.000  –
Discover PSL Commercial Large Ticket Debit Reg w/ FA 0.900%  $             20.000  –
Discover PSL Commercial Large Ticket Prepaid 1.450%  $             35.000  –
Discover PSL Commercial Utilities 0.000%  $                1.500  –
Discover PSL Commercial Utilities Debit 0.000%  $                1.500  –
Discover PSL Commercial Utilities Debit Reg 0.000%  $                1.500  –
Discover PSL Commercial Utilities Debit Reg w/ FA 0.000%  $                1.500  –
Discover PSL Commercial Utilities Prepaid 0.000%  $                1.500  –
Discover PSL Commercial Voucher 1 Debit Reg 2.250%  $                          –  –
Discover PSL Commercial Voucher 1 Debit Reg w/ FA 2.250%  $                          –  –
Discover PSL Commercial Voucher 1 Prepaid 2.250%  $                          –  –
Discover PSL Consumer Adjustment Voucher Program 1 Core 2.070%  $                          –  –
Discover PSL Consumer Adjustment Voucher Program 1 Premium 2.070%  $                          –  –
Discover PSL Consumer Adjustment Voucher Program 1 Premium Plus 2.070%  $                          –  –
Discover PSL Consumer Adjustment Voucher Program 1 Prepaid 0.000%  $                          –  –
Discover PSL Consumer Adjustment Voucher Program 1 Rewards 2.070%  $                          –  –
Discover PSL Consumer Adjustment Voucher Program 2 Core 2.020%  $                          –  –
Discover PSL Consumer Adjustment Voucher Program 2 Premium 2.020%  $                          –  –
Discover PSL Consumer Adjustment Voucher Program 2 Premium Plus 2.020%  $                          –  –
Discover PSL Consumer Adjustment Voucher Program 2 Prepaid 0.000%  $                          –  –
Discover PSL Consumer Adjustment Voucher Program 2 Rewards 2.020%  $                          –  –
Discover PSL Consumer Adjustment Voucher Program 3 Core 1.750%  $                          –  –
Discover PSL Consumer Adjustment Voucher Program 3 Premium 1.750%  $                          –  –
Discover PSL Consumer Adjustment Voucher Program 3 Premium Plus 1.750%  $                          –  –
Discover PSL Consumer Adjustment Voucher Program 3 Prepaid 0.000%  $                          –  –
Discover PSL Consumer Adjustment Voucher Program 3 Rewards 1.750%  $                          –  –
Discover PSL Data Usage Fee‚Ć 0.000%  $                0.020  –
Discover PSL Debt Repayment – Debit Regulated 0.050%  $                0.210  –
Discover PSL Debt Repayment – Debit Regulated – MAX 0.050%  $                0.210  –
Discover PSL Debt Repayment – Debit Regulated W/F 0.050%  $                0.220  –
Discover PSL Debt Repayment – Debit Regulated W/F – MAX 0.050%  $                0.220  –
Discover PSL Debt Repayment – Prepaid – MAX 0.000%  $                2.400  –
Discover PSL Debt Repayment – Prepaid – MIN 0.700%  $                0.160  –
Discover PSL Disc Voucher 1 DB Reg 0.900%  $             20.000  –
Discover PSL Disc Voucher 1 DB Reg W/FA 1.800%  $                          –  –
Discover PSL Disc Voucher 2 DB Reg 2.350%  $                0.100  –
Discover PSL Disc Voucher 2 DB Reg W/FA 1.690%  $                          –  –
Discover PSL Disc Voucher 3 DB Reg 2.950%  $                0.100  –
Discover PSL Disc Voucher 3 DB Reg W/FA 1.350%  $                          –  –
Discover PSL E-Commerce DB Reg 0.050%  $                0.210  –
Discover PSL E-Commerce DB Reg W/FA 0.050%  $                0.220  –
Discover PSL E-Commerce Secured – Core 1.800%  $                0.100  –
Discover PSL E-Commerce Secured – Debit 1.750%  $                0.200  –
Discover PSL E-Commerce Secured – Premium 1.950%  $                0.100  –
Discover PSL E-Commerce Secured – Premium Plus 2.400%  $                0.100  –
Discover PSL E-Commerce Secured – Prepaid 1.750%  $                0.200  –
Discover PSL E-Commerce Secured – Rewards 1.900%  $                0.100  –
Discover PSL E-Commerce Secured DB Reg 0.050%  $                0.210  –
Discover PSL Ecom Secured DB Reg W/FA 0.050%  $                0.220  –
Discover PSL eCommerce – Core 1.910%  $                0.100  –
Discover PSL Electronic International – Commercial 1.900%  $                0.100  –
Discover PSL Electronic International – Core 1.650%  $                          –  –
Discover PSL Electronic International – Debit/Prepaid 1.200%  $                          –  –
Discover PSL Electronic International – Premium 1.650%  $                          –  –
Discover PSL Electronic International – Premium Plus 1.650%  $                          –  –
Discover PSL Electronic International – Rewards 1.650%  $                          –  –
Discover PSL Emerging Markets – Core 1.450%  $                0.050  –
Discover PSL Emerging Markets – Debit 0.900%  $                0.200  –
Discover PSL Emerging Markets – Premium 1.500%  $                0.050  –
Discover PSL Emerging Markets – Premium Plus 2.300%  $                0.100  –
Discover PSL Emerging Markets – Prepaid 0.900%  $                0.200  –
Discover PSL Emerging Markets – Rewards 1.500%  $                0.050  –
Discover PSL Emerging Mrkt DB Reg 0.050%  $                0.210  –
Discover PSL Emerging Mrkt DB Reg W/FA 0.050%  $                0.220  –
Discover PSL Express Services – Core 1.950%  $                          –  –
Discover PSL Express Services – Debit 1.800%  $                          –  –
Discover PSL Express Services – Premium 1.970%  $                          –  –
Discover PSL Express Services – Premium Plus 2.050%  $                          –  –
Discover PSL Express Services – Prepaid 1.800%  $                          –  –
Discover PSL Express Services – Rewards 1.950%  $                          –  –
Discover PSL Express Srvc DB Reg 0.050%  $                0.210  –
Discover PSL Express Srvc DB Reg W/FA 0.050%  $                0.220  –
Discover PSL Government 1.350%  $                0.050  –
Discover PSL Hotel/Car DB Reg 0.050%  $                0.210  –
Discover PSL Hotel/Car DB Reg W/FA 0.050%  $                0.220  –
Discover PSL Hotels/ Car Rentals – Core 1.580%  $                0.100  –
Discover PSL Hotels/ Car Rentals – Debit 1.350%  $                0.160  –
Discover PSL Hotels/ Car Rentals – Premium 2.300%  $                0.100  –
Discover PSL Hotels/ Car Rentals – Premium Plus 2.570%  $                0.100  –
Discover PSL Hotels/ Car Rentals – Prepaid 1.350%  $                0.160  –
Discover PSL Hotels/ Car Rentals – Rewards 1.920%  $                0.100  –
Discover PSL Insurance – Core 1.430%  $                0.050  –
Discover PSL Insurance – Debit 0.800%  $                0.250  –
Discover PSL Insurance – Premium 1.430%  $                0.050  –
Discover PSL Insurance – Premium Plus 2.300%  $                0.050  –
Discover PSL Insurance – Prepaid 0.800%  $                0.250  –
Discover PSL Insurance – Rewards 1.430%  $                0.050  –
Discover PSL Insurance DB Reg 0.050%  $                0.210  –
Discover PSL Insurance DB Reg W/FA 0.050%  $                0.220  –
Discover PSL Intl Csh Adv Processing Fee 0.500%  $                          –  –
Discover PSL Intl Processing Fee 0.500%  $                          –  –
Discover PSL Intl Service Fee 0.800%  $                          –  –
Discover PSL Key Entered Debit Reg 0.050%  $                0.210  –
Discover PSL Key Entered Debit Reg W/FA 0.050%  $                0.220  –
Discover PSL Key Entry – Core 1.910%  $                0.100  –
Discover PSL Key Entry – Debit 1.750%  $                0.200  –
Discover PSL Key Entry – Premium 2.050%  $                0.100  –
Discover PSL Key Entry – Prepaid 1.760%  $                0.200  –
Discover PSL Key Entry – Rewards 2.030%  $                0.100  –
Discover PSL Key Entry / e-Commerce – Premium Plus 2.550%  $                0.100  –
Discover PSL Lodging and Auto Rental 1.900%  $                0.100  –
Discover PSL Micro Ticket – Core 1.950%  $                          –  –
Discover PSL Micro Ticket – Debit 1.800%  $                          –  –
Discover PSL Micro Ticket – Premium 1.970%  $                          –  –
Discover PSL Micro Ticket – Premium Plus 2.050%  $                          –  –
Discover PSL Micro Ticket – Prepaid 1.800%  $                          –  –
Discover PSL Micro Ticket – Rewards 1.950%  $                          –  –
Discover PSL Micro Ticket Debit Reg 0.050%  $                0.210  –
Discover PSL Micro Tkt Debit Reg W/F Adj 0.050%  $                0.220  –
Discover PSL Mid Acceptance 2.400%  $                0.100  –
Discover PSL Mid Submission DB Reg 0.050%  $                0.210  –
Discover PSL Mid Submission DB Reg W/FA 0.050%  $                0.220  –
Discover PSL Mid Submission Level – Core 2.400%  $                0.100  –
Discover PSL Mid Submission Level – Debit 1.800%  $                0.200  –
Discover PSL Mid Submission Level – Premium 2.400%  $                0.100  –
Discover PSL Mid Submission Level – Premium Plus 2.400%  $                0.100  –
Discover PSL Mid Submission Level – Rewards 2.400%  $                0.100  –
Discover PSL Non-Regulated Commercial Electronic Debit 2.450%  $                0.150  –
Discover PSL Non-Regulated Commercial Electronic Prepaid 2.650%  $                0.100  –
Discover PSL Passenger Trans DB Reg 0.050%  $                0.210  –
Discover PSL Passenger Trans DB Reg W/FA 0.050%  $                0.220  –
Discover PSL Passenger Transport 1.900%  $                0.100  –
Discover PSL Passenger Transport – Core 1.750%  $                0.100  –
Discover PSL Passenger Transport – Debit 1.600%  $                0.150  –
Discover PSL Passenger Transport – Premium 2.300%  $                0.100  –
Discover PSL Passenger Transport – Premium Plus 2.400%  $                0.100  –
Discover PSL Passenger Transport – Prepaid 1.600%  $                0.150  –
Discover PSL Passenger Transport – Rewards 1.920%  $                0.100  –
Discover PSL Petroleum 1.500%  $                0.100  –
Discover PSL Petroleum – Core 1.800%  $                0.050  –
Discover PSL Petroleum – Debit 0.760%  $                0.160  –
Discover PSL Petroleum – Premium 1.800%  $                0.050  –
Discover PSL Petroleum – Premium Plus 1.800%  $                0.050  –
Discover PSL Petroleum – Prepaid 0.760%  $                0.160  –
Discover PSL Petroleum – Rewards 1.800%  $                0.050  –
Discover PSL Petroleum DB Reg 0.050%  $                0.210  –
Discover PSL Petroleum DB Reg W/FA 0.050%  $                0.220  –
Discover PSL Program Integrity Fee 0.000%  $                          –  –
Discover PSL Public Services – Core 1.550%  $                0.100  –
Discover PSL Public Services – Debit 0.900%  $                0.200  –
Discover PSL Public Services – Premium 1.550%  $                0.100  –
Discover PSL Public Services – Premium Plus 1.550%  $                0.100  –
Discover PSL Public Services – Prepaid 0.900%  $                0.200  –
Discover PSL Public Services – Rewards 1.550%  $                0.100  –
Discover PSL Public Srvc DB Reg 0.050%  $                0.210  –
Discover PSL Public Srvc DB Reg W/FA 0.050%  $                0.220  –
Discover PSL Real Estate – Core 1.100%  $                          –  –
Discover PSL Real Estate – Debit 1.100%  $                          –  –
Discover PSL Real Estate – Premium 1.100%  $                          –  –
Discover PSL Real Estate – Premium Plus 2.300%  $                0.100  –
Discover PSL Real Estate – Prepaid 1.100%  $                          –  –
Discover PSL Real Estate – Rewards 1.100%  $                          –  –
Discover PSL Real Estate DB Reg 0.050%  $                0.210  –
Discover PSL Real Estate DB Reg W/FA 0.050%  $                0.220  –
Discover PSL Recurring Payments – Core 1.350%  $                0.050  –
Discover PSL Recurring Payments – Debit 1.200%  $                0.050  –
Discover PSL Recurring Payments – Premium 1.450%  $                0.050  –
Discover PSL Recurring Payments – Premium Plus 1.800%  $                0.050  –
Discover PSL Recurring Payments – Prepaid 1.200%  $                0.050  –
Discover PSL Recurring Payments – Rewards 1.350%  $                0.050  –
Discover PSL Recurring Pymt DB Reg 0.050%  $                0.210  –
Discover PSL Recurring Pymt DB Reg W/FA 0.050%  $                0.220  –
Discover PSL Restaurant 1.850%  $                0.050  –
Discover PSL Restaurants – Core 1.560%  $                0.100  –
Discover PSL Restaurants – Debit 1.190%  $                0.100  –
Discover PSL Restaurants – Premium 2.300%  $                0.100  –
Discover PSL Restaurants – Premium Plus 2.450%  $                0.100  –
Discover PSL Restaurants – Prepaid 1.140%  $                0.150  –
Discover PSL Restaurants – Rewards 1.900%  $                0.100  –
Discover PSL Restaurants DB Reg 0.050%  $                0.210  –
Discover PSL Restaurants DB Reg W/FA 0.050%  $                0.220  –
Discover PSL Retail 1.550%  $                0.100  –
Discover PSL Retail – Core 1.570%  $                0.100  –
Discover PSL Retail – Debit 1.100%  $                0.160  –
Discover PSL Retail – Premium 1.740%  $                0.100  –
Discover PSL Retail – Premium Plus 2.250%  $                0.100  –
Discover PSL Retail – Prepaid 1.120%  $                0.160  –
Discover PSL Retail – Rewards 1.720%  $                0.100  –
Discover PSL Retail Debit Reg 0.050%  $                0.210  –
Discover PSL Retail Debit Reg W/F Adj 0.050%  $                0.220  –
Discover PSL Small Ticket 1.700%  $                0.020  –
Discover PSL Sprmrkt Max DB Reg 0.050%  $                0.210  –
Discover PSL Sprmrkt Max DB Reg W/FA 0.050%  $                0.220  –
Discover PSL Supermarket 1.500%  $                0.050  –
Discover PSL Supermarket DB Reg 0.050%  $                0.210  –
Discover PSL Supermarket DB Reg W/FA 0.050%  $                0.220  –
Discover PSL Supermarkets/ Warehouse Clubs – Core 1.400%  $                0.050  –
Discover PSL Supermarkets/ Warehouse Clubs – Debit 1.100%  $                0.160  –
Discover PSL Supermarkets/ Warehouse Clubs – Premium 1.650%  $                0.100  –
Discover PSL Supermarkets/ Warehouse Clubs – Premium Plus 2.100%  $                0.100  –
Discover PSL Supermarkets/ Warehouse Clubs – Prepaid 1.120%  $                0.160  –
Discover PSL Supermarkets/ Warehouse Clubs – Rewards 1.620%  $                0.100  –
Discover PSL US Commercial Large Ticket 1.450%  $             35.000  –
Discover PSL US Commercial Large Ticket Debit 0.900%  $             20.000  –
Discover PSL US International Commercial 2.400%  $                0.100  –
Discover PSL US International Consumer Base 2.200%  $                0.100  –
Discover PSL US International Consumer Credit 2.150%  $                          –  –
Discover PSL US International Consumer Debit / Prepaid 1.700%  $                0.100  –
Discover PSL Utilities 0.000%  $                0.750  –
Discover PSL Utilities – Core 0.000%  $                0.750  –
Discover PSL Utilities – Debit 0.000%  $                0.750  –
Discover PSL Utilities – Premium 0.000%  $                0.750  –
Discover PSL Utilities – Premium Plus 0.000%  $                0.750  –
Discover PSL Utilities – Prepaid 0.000%  $                0.750  –
Discover PSL Utilities – Rewards 0.000%  $                0.750  –
Discover PSL Utilities DB Reg 0.050%  $                0.210  –
Discover PSL Utilities DB Reg W/FA 0.050%  $                0.220  –
Discover PSL Warehouse Club 1.100%  $                0.050  –
AMEX Ae Intl Cross Border Fee 0.004%  $                          –  –
AMEX Amex Access Fee 0.003%  $                          –  –
AMEX Amex Data Quality Fee 0.008%  $                          –  –
AMEX Amex Keyed Fee 0.003%  $                          –  –
AMEX Amex Network Fees 0.002%  $                          –  –
AMEX Amex Non Compliance Fee 0.008%  $                          –  –
AMEX Amex Token Fee 0.003%  $                          –  –
AMEX B2B / Wholesale Credit Base Tier 1 1.650%  $                0.100  –
AMEX B2B / Wholesale Credit Base Tier 2 1.900%  $                0.100  –
AMEX B2B / Wholesale Credit Base Tier 3 2.350%  $                0.100  –
AMEX B2B / Wholesale Credit Non-Swipe Credit Non-US Tier 1 2.950%  $                0.100  –
AMEX B2B / Wholesale Credit Non-Swipe Credit Non-US Tier 2 3.200%  $                0.100  –
AMEX B2B / Wholesale Credit Non-Swipe Credit Non-US Tier 3 3.650%  $                0.100  –
AMEX B2B / Wholesale Credit Non-Swipe Tier 1 1.950%  $                0.100  –
AMEX B2B / Wholesale Credit Non-Swipe Tier 2 2.200%  $                0.100  –
AMEX B2B / Wholesale Credit Non-Swipe Tier 3 2.650%  $                0.100  –
AMEX B2B / Wholesale Credit Non-US Tier 1 2.650%  $                0.100  –
AMEX B2B / Wholesale Credit Non-US Tier 2 2.900%  $                0.100  –
AMEX B2B / Wholesale Credit Non-US Tier 3 3.350%  $                0.100  –
AMEX B2B/Wholesale Non-Regulated Consumer Debit 0.990%  $                0.150  –
AMEX B2B/Wholesale Non-Regulated Consumer Debit Non-Swipe 1.290%  $                0.150  –
AMEX B2B/Wholesale Non-Regulated Consumer Debit Non-Swipe Non-US 2.290%  $                0.150  –
AMEX B2B/Wholesale Non-Regulated Consumer Debit Non-US 1.990%  $                0.150  –
AMEX B2B/Wholesale Non-Regulated Small Business Debit 1.940%  $                0.100  –
AMEX B2B/Wholesale Non-Regulated Small Business Debit Non-Swipe 2.240%  $                0.100  –
AMEX B2B/Wholesale Non-Regulated Small Business Debit Non-Swipe Non-US 3.240%  $                0.100  –
AMEX B2B/Wholesale Non-Regulated Small Business Debit Non-US 2.940%  $                0.100  –
AMEX B2B/Wholesale Regulated Consumer Debit 0.040%  $                0.250  –
AMEX B2B/Wholesale Regulated Small Business Debit 0.040%  $                0.250  –
AMEX Charity Base Micro 2.000%  $                0.020  –
AMEX Charity Base Tier 0 1.600%  $                0.040  –
AMEX Charity Base Tier 1 2.000%  $                0.100  –
AMEX Charity Micro Non-US 3.000%  $                0.020  –
AMEX Charity Non-Regulated Consumer Debit 0.790%  $                0.150  –
AMEX Charity Non-Regulated Consumer Debit Non-Swipe 0.790%  $                0.150  –
AMEX Charity Non-Regulated Consumer Debit Non-Swipe Non-US 1.790%  $                0.150  –
AMEX Charity Non-Regulated Consumer Debit Non-US 1.790%  $                0.150  –
AMEX Charity Non-Regulated Small Business Debit 1.990%  $                0.100  –
AMEX Charity Non-Regulated Small Business Debit Non-Swipe 1.990%  $                0.100  –
AMEX Charity Non-Regulated Small Business Debit Non-Swipe Non-US 2.990%  $                0.100  –
AMEX Charity Non-Regulated Small Business Debit Non-US 2.990%  $                0.100  –
AMEX Charity Non-Swipe Micro 2.000%  $                0.020  –
AMEX Charity Non-Swipe Micro Non-US 3.000%  $                0.020  –
AMEX Charity Non-Swipe Tier 0 1.600%  $                0.040  –
AMEX Charity Non-Swipe Tier 0 Non-US 2.600%  $                0.040  –
AMEX Charity Non-Swipe Tier 1 2.000%  $                0.100  –
AMEX Charity Non-Swipe Tier 1 Non-US 3.000%  $                0.100  –
AMEX Charity Regulated Consumer Debit 0.040%  $                0.250  –
AMEX Charity Regulated Small Business Debit 0.040%  $                0.250  –
AMEX Charity Tier 0 Non-US 2.600%  $                0.040  –
AMEX Charity Tier 1 Non-US 3.000%  $                0.100  –
AMEX Consumer Regulated Debit (All Industries) 0.040%  $                0.250  –
AMEX Education Credit Base Tier 1 1.100%  $                0.100  –
AMEX Education Credit Base Tier 2 1.450%  $                0.100  –
AMEX Education Credit Base Tier 3 1.700%  $                0.100  –
AMEX Education Credit Non-Swipe Non-US Tier 1 2.400%  $                0.100  –
AMEX Education Credit Non-Swipe Non-US Tier 2 2.750%  $                0.100  –
AMEX Education Credit Non-Swipe Non-US Tier 3 3.000%  $                0.100  –
AMEX Education Credit Non-Swipe Tier 1 1.400%  $                0.100  –
AMEX Education Credit Non-Swipe Tier 2 1.750%  $                0.100  –
AMEX Education Credit Non-Swipe Tier 3 2.000%  $                0.100  –
AMEX Education Credit Non-US Tier 1 2.100%  $                0.100  –
AMEX Education Credit Non-US Tier 2 2.450%  $                0.100  –
AMEX Education Credit Non-US Tier 3 2.700%  $                0.100  –
AMEX Education Non-Regulated Consumer Debit 0.790%  $                0.150  –
AMEX Education Non-Regulated Consumer Debit Non-Swipe 1.090%  $                0.150  –
AMEX Education Non-Regulated Consumer Debit Non-Swipe Non-US 2.090%  $                0.150  –
AMEX Education Non-Regulated Consumer Debit Non-US 1.790%  $                0.150  –
AMEX Education Non-Regulated Small Business Debit 1.990%  $                0.100  –
AMEX Education Non-Regulated Small Business Debit Non-Swipe 2.290%  $                0.100  –
AMEX Education Non-Regulated Small Business Debit Non-Swipe Non-US 3.290%  $                0.100  –
AMEX Education Non-Regulated Small Business Debit Non-US 2.990%  $                0.100  –
AMEX Education Regulated Consumer Debit 0.040%  $                0.250  –
AMEX Education Regulated Small Business Debit 0.040%  $                0.250  –
AMEX Emerging Market Non-Regulated Consumer Debit 0.790%  $                0.150  –
AMEX Emerging Market Non-Regulated Small Business Debit 1.990%  $                0.100  –
AMEX Emerging Markets Credit Base Tier 1 1.430%  $                0.100  –
AMEX Emerging Markets Credit Base Tier 2 2.050%  $                0.100  –
AMEX Emerging Markets Credit Base Tier 3 2.700%  $                0.100  –
AMEX Emerging Markets Credit Non-Swipe Non-US Tier 1 2.430%  $                0.100  –
AMEX Emerging Markets Credit Non-Swipe Non-US Tier 2 3.050%  $                0.100  –
AMEX Emerging Markets Credit Non-Swipe Non-US Tier 3 3.700%  $                0.100  –
AMEX Emerging Markets Credit Non-Swipe Tier 1 1.430%  $                0.100  –
AMEX Emerging Markets Credit Non-Swipe Tier 2 2.050%  $                0.100  –
AMEX Emerging Markets Credit Non-Swipe Tier 3 2.700%  $                0.100  –
AMEX Emerging Markets Credit Non-US Tier 1 2.430%  $                0.100  –
AMEX Emerging Markets Credit Non-US Tier 2 3.050%  $                0.100  –
AMEX Emerging Markets Credit Non-US Tier 3 3.700%  $                0.100  –
AMEX Emerging Markets Non-Regulated Consumer Debit Non-Swipe 0.790%  $                0.150  –
AMEX Emerging Markets Non-Regulated Consumer Debit Non-Swipe Non-US 1.790%  $                0.150  –
AMEX Emerging Markets Non-Regulated Consumer Debit Non-US 1.790%  $                0.150  –
AMEX Emerging Markets Non-Regulated Small Business Debit Non-Swipe 1.990%  $                0.100  –
AMEX Emerging Markets Non-Regulated Small Business Debit Non-Swipe Non-US 2.990%  $                0.100  –
AMEX Emerging Markets Non-Regulated Small Business Debit Non-US 2.990%  $                0.100  –
AMEX Emerging Markets Regulated Consumer Debit 0.040%  $                0.250  –
AMEX Emerging Markets Regulated Small Business Debit 0.040%  $                0.250  –
AMEX Government Credit Non-Swipe Non-US Tier 1 2.700%  $                0.100  –
AMEX Government Credit Non-Swipe Non-US Tier 2 2.850%  $                0.100  –
AMEX Government Credit Non-Swipe Non-US Tier 3 3.050%  $                0.100  –
AMEX Government Credit Non-Swipe Tier 1 1.700%  $                0.100  –
AMEX Government Credit Non-Swipe Tier 2 1.850%  $                0.100  –
AMEX Government Credit Non-Swipe Tier 3 2.050%  $                0.100  –
AMEX Government Credit Non-US Tier 1 2.400%  $                0.100  –
AMEX Government Credit Non-US Tier 2 2.550%  $                0.100  –
AMEX Government Credit Non-US Tier 3 2.750%  $                0.100  –
AMEX Government Credit Tier 1 1.400%  $                0.100  –
AMEX Government Credit Tier 2 1.550%  $                0.100  –
AMEX Government Credit Tier 3 1.750%  $                0.100  –
AMEX Government Non-Regulated Consumer Debit 0.790%  $                0.150  –
AMEX Government Non-Regulated Consumer Debit Non-Swipe 1.090%  $                0.150  –
AMEX Government Non-Regulated Consumer Debit Non-Swipe Non-US 2.090%  $                0.150  –
AMEX Government Non-Regulated Consumer Debit Non-US 1.790%  $                0.150  –
AMEX Government Non-Regulated Small Business Debit 1.990%  $                0.100  –
AMEX Government Non-Regulated Small Business Debit Non-Swipe 2.290%  $                0.100  –
AMEX Government Non-Regulated Small Business Debit Non-Swipe Non-US 3.290%  $                0.100  –
AMEX Government Non-Regulated Small Business Debit Non-US 2.990%  $                0.100  –
AMEX Government Regulated Consumer Debit 0.040%  $                0.250  –
AMEX Government Regulated Small Business Debit 0.040%  $                0.250  –
AMEX Healthcare Credit Base Tier 1 1.550%  $                0.100  –
AMEX Healthcare Credit Base Tier 2 1.850%  $                0.100  –
AMEX Healthcare Credit Base Tier 3 2.300%  $                0.100  –
AMEX Healthcare Credit Non-Swipe Non-US Tier 1 2.850%  $                0.100  –
AMEX Healthcare Credit Non-Swipe Non-US Tier 2 3.150%  $                0.100  –
AMEX Healthcare Credit Non-Swipe Non-US Tier 3 3.600%  $                0.100  –
AMEX Healthcare Credit Non-Swipe Tier 1 1.850%  $                0.100  –
AMEX Healthcare Credit Non-Swipe Tier 2 2.150%  $                0.100  –
AMEX Healthcare Credit Non-Swipe Tier 3 2.600%  $                0.100  –
AMEX Healthcare Credit Non-US Tier 1 2.550%  $                0.100  –
AMEX Healthcare Credit Non-US Tier 2 2.850%  $                0.100  –
AMEX Healthcare Credit Non-US Tier 3 3.300%  $                0.100  –
AMEX Healthcare Non-Regulated Consumer Debit 0.990%  $                0.150  –
AMEX Healthcare Non-Regulated Consumer Debit Non-Swipe 1.290%  $                0.150  –
AMEX Healthcare Non-Regulated Consumer Debit Non-Swipe Non-US 2.290%  $                0.150  –
AMEX Healthcare Non-Regulated Consumer Debit Non-US 1.990%  $                0.150  –
AMEX Healthcare Non-Regulated Small Business Debit 1.940%  $                0.100  –
AMEX Healthcare Non-Regulated Small Business Debit Non-Swipe 2.240%  $                0.100  –
AMEX Healthcare Non-Regulated Small Business Debit Non-Swipe Non-US 3.240%  $                0.100  –
AMEX Healthcare Non-Regulated Small Business Debit Non-US 2.940%  $                0.100  –
AMEX Healthcare Regulated Consumer Debit 0.040%  $                0.250  –
AMEX Healthcare Regulated Small Business Debit 0.040%  $                0.250  –
AMEX Insurance Credit Base Tier 1 1.250%  $                0.100  –
AMEX Insurance Credit Base Tier 2 1.850%  $                0.100  –
AMEX Insurance Credit Base Tier 3 2.500%  $                0.100  –
AMEX Insurance Credit Non-Regulated Small Business Debit 1.990%  $                0.100  –
AMEX Insurance Credit Non-Swipe Non-US Tier 1 2.250%  $                0.100  –
AMEX Insurance Credit Non-Swipe Non-US Tier 2 2.850%  $                0.100  –
AMEX Insurance Credit Non-Swipe Non-US Tier 3 3.500%  $                0.100  –
AMEX Insurance Credit Non-Swipe Tier 1 1.250%  $                0.100  –
AMEX Insurance Credit Non-Swipe Tier 2 1.850%  $                0.100  –
AMEX Insurance Credit Non-Swipe Tier 3 2.500%  $                0.100  –
AMEX Insurance Credit Non-US Tier 1 2.250%  $                0.100  –
AMEX Insurance Credit Non-US Tier 2 2.850%  $                0.100  –
AMEX Insurance Credit Non-US Tier 3 3.500%  $                0.100  –
AMEX Insurance Non-Regulated Consumer Debit 0.790%  $                0.150  –
AMEX Insurance Non-Regulated Consumer Debit Non-Swipe 0.790%  $                0.150  –
AMEX Insurance Non-Regulated Consumer Debit Non-Swipe Non-US 1.790%  $                0.150  –
AMEX Insurance Non-Regulated Consumer Debit Non-US 1.790%  $                0.150  –
AMEX Insurance Non-Regulated Small Business Debit Non-Swipe 1.990%  $                0.100  –
AMEX Insurance Non-Regulated Small Business Debit Non-Swipe Non-US 2.990%  $                0.100  –
AMEX Insurance Non-Regulated Small Business Debit Non-US 2.990%  $                0.100  –
AMEX Insurance Regulated Consumer Debit 0.040%  $                0.250  –
AMEX Insurance Regulated Small Business Debit 0.040%  $                0.250  –
AMEX Online Gambling Consumer Debit 1.190%  $                0.150  –
AMEX Online Gambling Tier 1 2.400%  $                0.100  –
AMEX Online Gambling Tier 2 2.750%  $                0.100  –
AMEX Online Gambling Tier 3 3.150%  $                0.100  –
AMEX Other Credit Non-Swipe Non-US Tier 1 2.900%  $                0.100  –
AMEX Other Credit Non-Swipe Non-US Tier 2 3.250%  $                0.100  –
AMEX Other Credit Non-Swipe Non-US Tier 3 3.750%  $                0.100  –
AMEX Other Credit Non-Swipe Tier 1 1.900%  $                0.100  –
AMEX Other Credit Non-Swipe Tier 2 2.250%  $                0.100  –
AMEX Other Credit Non-Swipe Tier 3 2.750%  $                0.100  –
AMEX Other Credit Non-US Tier 1 2.600%  $                0.100  –
AMEX Other Credit Non-US Tier 2 2.950%  $                0.100  –
AMEX Other Credit Non-US Tier 3 3.450%  $                0.100  –
AMEX Other Credit Tier 1 1.600%  $                0.100  –
AMEX Other Credit Tier 2 1.950%  $                0.100  –
AMEX Other Credit Tier 3 2.450%  $                0.100  –
AMEX Other Non-Regulated Consumer Debit 0.990%  $                0.150  –
AMEX Other Non-Regulated Consumer Debit Non-Swipe 1.290%  $                0.150  –
AMEX Other Non-Regulated Consumer Debit Non-Swipe Non-US 2.290%  $                0.150  –
AMEX Other Non-Regulated Consumer Debit Non-US 1.990%  $                0.150  –
AMEX Other Non-Regulated Small Business Debit 1.940%  $                0.100  –
AMEX Other Non-Regulated Small Business Debit Non-Swipe 2.240%  $                0.100  –
AMEX Other Non-Regulated Small Business Debit Non-Swipe Non-US 3.240%  $                0.100  –
AMEX Other Non-Regulated Small Business Debit Non-US 2.940%  $                0.100  –
AMEX Other Regulated Consumer Debit 0.040%  $                0.250  –
AMEX Other Regulated Small Business Debit 0.040%  $                0.250  –
AMEX Prepaid Base Tier 1 1.350%  $                0.100  –
AMEX Prepaid Base Tier 2 1.700%  $                0.100  –
AMEX Prepaid Base Tier 3 2.150%  $                0.100  –
AMEX Prepaid Charity, Emerging, Insurance, Rent, Utilities Base Tier 1 1.350%  $                0.100  –
AMEX Prepaid Charity, Emerging, Insurance, Rent, Utilities Base Tier 2 1.700%  $                0.100  –
AMEX Prepaid Charity, Emerging, Insurance, Rent, Utilities Base Tier 3 2.150%  $                0.100  –
AMEX Prepaid Charity, Emerging, Insurance, Rent, Utilities Non-Swipe Non-US Tier 1 2.350%  $                0.100  –
AMEX Prepaid Charity, Emerging, Insurance, Rent, Utilities Non-Swipe Non-US Tier 2 2.700%  $                0.100  –
AMEX Prepaid Charity, Emerging, Insurance, Rent, Utilities Non-Swipe Non-US Tier 3 3.150%  $                0.100  –
AMEX Prepaid Charity, Emerging, Insurance, Rent, Utilities Non-Swipe Tier 1 1.350%  $                0.100  –
AMEX Prepaid Charity, Emerging, Insurance, Rent, Utilities Non-Swipe Tier 2 1.700%  $                0.100  –
AMEX Prepaid Charity, Emerging, Insurance, Rent, Utilities Non-Swipe Tier 3 2.150%  $                0.100  –
AMEX Prepaid Charity, Emerging, Insurance, Rent, Utilities Non-US Tier 1 2.350%  $                0.100  –
AMEX Prepaid Charity, Emerging, Insurance, Rent, Utilities Non-US Tier 2 2.700%  $                0.100  –
AMEX Prepaid Charity, Emerging, Insurance, Rent, Utilities Non-US Tier 3 3.150%  $                0.100  –
AMEX Prepaid Non-Swipe Non-US Tier 1 2.650%  $                0.100  –
AMEX Prepaid Non-Swipe Non-US Tier 2 3.000%  $                0.100  –
AMEX Prepaid Non-Swipe Non-US Tier 3 3.450%  $                0.100  –
AMEX Prepaid Non-Swipe Tier 1 1.650%  $                0.100  –
AMEX Prepaid Non-Swipe Tier 2 2.000%  $                0.100  –
AMEX Prepaid Non-Swipe Tier 3 2.450%  $                0.100  –
AMEX Prepaid Non-US Tier 1 2.350%  $                0.100  –
AMEX Prepaid Non-US Tier 2 2.700%  $                0.100  –
AMEX Prepaid Non-US Tier 3 3.150%  $                0.100  –
AMEX Residential Rent Credit Base Tier 1 1.400%  $                0.100  –
AMEX Residential Rent Credit Base Tier 2 1.750%  $                0.100  –
AMEX Residential Rent Credit Base Tier 3 1.900%  $                0.100  –
AMEX Residential Rent Credit Non-Regulated Small Business Debit 1.990%  $                0.100  –
AMEX Residential Rent Credit Non-Swipe Non-US Tier 1 2.400%  $                0.100  –
AMEX Residential Rent Credit Non-Swipe Non-US Tier 2 2.750%  $                0.100  –
AMEX Residential Rent Credit Non-Swipe Non-US Tier 3 2.900%  $                0.100  –
AMEX Residential Rent Credit Non-Swipe Tier 1 1.400%  $                0.100  –
AMEX Residential Rent Credit Non-Swipe Tier 2 1.750%  $                0.100  –
AMEX Residential Rent Credit Non-Swipe Tier 3 1.900%  $                0.100  –
AMEX Residential Rent Credit Non-US Tier 1 2.400%  $                0.100  –
AMEX Residential Rent Credit Non-US Tier 2 2.750%  $                0.100  –
AMEX Residential Rent Credit Non-US Tier 3 2.900%  $                0.100  –
AMEX Residential Rent Non-Regulated Consumer Debit 0.790%  $                0.150  –
AMEX Residential Rent Non-Regulated Consumer Debit Non-Swipe 0.790%  $                0.150  –
AMEX Residential Rent Non-Regulated Consumer Debit Non-Swipe Non-US 1.790%  $                0.150  –
AMEX Residential Rent Non-Regulated Consumer Debit Non-US 1.790%  $                0.150  –
AMEX Residential Rent Non-Regulated Small Business Debit Non-Swipe 1.990%  $                0.100  –
AMEX Residential Rent Non-Regulated Small Business Debit Non-Swipe Non-US 2.990%  $                0.100  –
AMEX Residential Rent Non-Regulated Small Business Debit Non-US 2.990%  $                0.100  –
AMEX Residential Rent Regulated Consumer Debit 0.040%  $                0.250  –
AMEX Residential Rent Regulated Small Business Debit 0.040%  $                0.250  –
AMEX Restaurant – Small Business Debit 1.990%  $                0.100  –
AMEX Restaurant Credit Base Micro 2.000%  $                0.020  –
AMEX Restaurant Credit Base Tier 0 1.600%  $                0.040  –
AMEX Restaurant Credit Base Tier 1 1.850%  $                0.100  –
AMEX Restaurant Credit Base Tier 2 2.500%  $                0.100  –
AMEX Restaurant Credit Base Tier 3 2.850%  $                0.100  –
AMEX Restaurant Credit Non-Swipe Micro 2.300%  $                0.020  –
AMEX Restaurant Credit Non-Swipe Non-US Micro 3.300%  $                0.020  –
AMEX Restaurant Credit Non-Swipe Non-US Tier 0 2.900%  $                0.040  –
AMEX Restaurant Credit Non-Swipe Non-US Tier 1 3.150%  $                0.100  –
AMEX Restaurant Credit Non-Swipe Non-US Tier 2 3.800%  $                0.100  –
AMEX Restaurant Credit Non-Swipe Non-US Tier 3 4.150%  $                0.100  –
AMEX Restaurant Credit Non-Swipe Tier 0 1.900%  $                0.040  –
AMEX Restaurant Credit Non-Swipe Tier 1 2.150%  $                0.100  –
AMEX Restaurant Credit Non-Swipe Tier 2 2.800%  $                0.100  –
AMEX Restaurant Credit Non-Swipe Tier 3 3.150%  $                0.100  –
AMEX Restaurant Credit Non-US Micro 3.000%  $                0.020  –
AMEX Restaurant Credit Non-US Tier 0 2.600%  $                0.040  –
AMEX Restaurant Credit Non-US Tier 1 2.850%  $                0.100  –
AMEX Restaurant Credit Non-US Tier 2 3.500%  $                0.100  –
AMEX Restaurant Credit Non-US Tier 3 3.850%  $                0.100  –
AMEX Restaurant Non-Regulated Consumer Debit 1.290%  $                0.100  –
AMEX Restaurant Non-Regulated Consumer Debit Non-Swipe 1.590%  $                0.100  –
AMEX Restaurant Non-Regulated Consumer Debit Non-Swipe Non-US 2.590%  $                0.100  –
AMEX Restaurant Non-Regulated Consumer Debit Non-US 2.290%  $                0.100  –
AMEX Restaurant Non-Regulated Small Business Debit Non-Swipe 2.290%  $                0.100  –
AMEX Restaurant Non-Regulated Small Business Debit Non-Swipe Non-US 3.290%  $                0.100  –
AMEX Restaurant Non-Regulated Small Business Debit Non-US 2.990%  $                0.100  –
AMEX Restaurant Regulated Consumer Debit 0.040%  $                0.250  –
AMEX Restaurant Regulated Small Business Debit 0.040%  $                0.250  –
AMEX Retail Credit Base Tier 1 1.450%  $                0.100  –
AMEX Retail Credit Base Tier 2 2.050%  $                0.100  –
AMEX Retail Credit Base Tier 3 2.500%  $                0.100  –
AMEX Retail Credit Non-Swipe Non-US Tier 1 2.750%  $                0.100  –
AMEX Retail Credit Non-Swipe Non-US Tier 2 3.350%  $                0.100  –
AMEX Retail Credit Non-Swipe Non-US Tier 3 3.800%  $                0.100  –
AMEX Retail Credit Tier 1 Non-Swipe 1.750%  $                0.100  –
AMEX Retail Credit Tier 1 Non-US 2.450%  $                0.100  –
AMEX Retail Credit Tier 2 Non-Swipe 2.350%  $                0.100  –
AMEX Retail Credit Tier 2 Non-US 3.050%  $                0.100  –
AMEX Retail Credit Tier 3 Non-Swipe 2.800%  $                0.100  –
AMEX Retail Credit Tier 3 Non-US 3.500%  $                0.100  –
AMEX Retail Non-Regulated Consumer Debit 0.990%  $                0.150  –
AMEX Retail Non-Regulated Consumer Debit Non-Swipe 1.290%  $                0.150  –
AMEX Retail Non-Regulated Consumer Debit Non-Swipe Non-US 2.290%  $                0.150  –
AMEX Retail Non-Regulated Consumer Debit Non-US 1.990%  $                0.150  –
AMEX Retail Non-Regulated Small Business Debit 1.940%  $                0.100  –
AMEX Retail Non-Regulated Small Business Debit Non-Swipe 2.240%  $                0.100  –
AMEX Retail Non-Regulated Small Business Debit Non-Swipe Non-US 3.240%  $                0.100  –
AMEX Retail Non-Regulated Small Business Debit Non-US 2.940%  $                0.100  –
AMEX Retail Regulated Consumer Debit 0.040%  $                0.250  –
AMEX Retail Regulated Small Business Debit 0.040%  $                0.250  –
AMEX Services & Professional Services Credit Base Micro 2.000%  $                0.020  –
AMEX Services & Professional Services Credit Base Tier 0 1.600%  $                0.040  –
AMEX Services & Professional Services Credit Base Tier 1 1.600%  $                0.100  –
AMEX Services & Professional Services Credit Base Tier 2 2.100%  $                0.100  –
AMEX Services & Professional Services Credit Base Tier 3 2.500%  $                0.100  –
AMEX Services & Professional Services Credit Non-Swipe Micro 2.300%  $                0.020  –
AMEX Services & Professional Services Credit Non-Swipe Non-US Micro 3.300%  $                0.020  –
AMEX Services & Professional Services Credit Non-Swipe Non-US Tier 0 2.900%  $                0.040  –
AMEX Services & Professional Services Credit Non-Swipe Non-US Tier 1 2.900%  $                0.100  –
AMEX Services & Professional Services Credit Non-Swipe Non-US Tier 2 3.400%  $                0.100  –
AMEX Services & Professional Services Credit Non-Swipe Non-US Tier 3 3.800%  $                0.100  –
AMEX Services & Professional Services Credit Non-Swipe Tier 0 1.900%  $                0.040  –
AMEX Services & Professional Services Credit Non-Swipe Tier 1 1.900%  $                0.100  –
AMEX Services & Professional Services Credit Non-Swipe Tier 2 2.400%  $                0.100  –
AMEX Services & Professional Services Credit Non-Swipe Tier 3 2.800%  $                0.100  –
AMEX Services & Professional Services Credit Non-US Micro 3.000%  $                0.020  –
AMEX Services & Professional Services Credit Non-US Tier 0 2.600%  $                0.040  –
AMEX Services & Professional Services Credit Non-US Tier 1 2.600%  $                0.100  –
AMEX Services & Professional Services Credit Non-US Tier 2 3.100%  $                0.100  –
AMEX Services & Professional Services Credit Non-US Tier 3 3.500%  $                0.100  –
AMEX Services & Professional Services Non-Regulated Consumer Debit 0.990%  $                0.150  –
AMEX Services & Professional Services Non-Regulated Consumer Debit Non-Swipe 1.290%  $                0.150  –
AMEX Services & Professional Services Non-Regulated Consumer Debit Non-Swipe Non-US 2.290%  $                0.150  –
AMEX Services & Professional Services Non-Regulated Consumer Debit Non-US 1.990%  $                0.150  –
AMEX Services & Professional Services Non-Regulated Small Business Debit 1.940%  $                0.100  –
AMEX Services & Professional Services Non-Regulated Small Business Debit Non-Swipe 2.240%  $                0.100  –
AMEX Services & Professional Services Non-Regulated Small Business Debit Non-Swipe Non-US 3.240%  $                0.100  –
AMEX Services & Professional Services Non-Regulated Small Business Debit Non-US 2.940%  $                0.100  –
AMEX Services & Professional Services Regulated Consumer Debit 0.040%  $                0.250  –
AMEX Services & Professional Services Regulated Small Business Debit 0.040%  $                0.250  –
AMEX Small Business Regulated Debit (All Industries) 0.040%  $                0.250  –
AMEX T&E Credit Base Tier 1 2.250%  $                0.100  –
AMEX T&E Credit Base Tier 2 2.600%  $                0.100  –
AMEX T&E Credit Base Tier 3 3.000%  $                0.100  –
AMEX T&E Credit Non-Swipe Non-US Tier 1 3.550%  $                0.100  –
AMEX T&E Credit Non-Swipe Non-US Tier 2 3.900%  $                0.100  –
AMEX T&E Credit Non-Swipe Non-US Tier 3 4.300%  $                0.100  –
AMEX T&E Credit Non-Swipe Tier 1 2.550%  $                0.100  –
AMEX T&E Credit Non-Swipe Tier 2 2.900%  $                0.100  –
AMEX T&E Credit Non-Swipe Tier 3 3.300%  $                0.100  –
AMEX T&E Credit Non-US Tier 1 3.250%  $                0.100  –
AMEX T&E Credit Non-US Tier 2 3.600%  $                0.100  –
AMEX T&E Credit Non-US Tier 3 4.000%  $                0.100  –
AMEX T&E Non-Regulated Consumer Debit 1.190%  $                0.150  –
AMEX T&E Non-Regulated Consumer Debit Non-Swipe 1.490%  $                0.150  –
AMEX T&E Non-Regulated Consumer Debit Non-Swipe Non-US 2.490%  $                0.150  –
AMEX T&E Non-Regulated Consumer Debit Non-US 2.190%  $                0.150  –
AMEX T&E Non-Regulated Small Business Debit 1.990%  $                0.100  –
AMEX T&E Non-Regulated Small Business Debit Non-Swipe 2.290%  $                0.100  –
AMEX T&E Non-Regulated Small Business Debit Non-Swipe Non-US 3.290%  $                0.100  –
AMEX T&E Non-Regulated Small Business Debit Non-US 2.990%  $                0.100  –
AMEX T&E Regulated Consumer Debit 0.040%  $                0.250  –
AMEX T&E Regulated Small Business Debit 0.040%  $                0.250  –
AMEX Utilities Credit Base Tier 1 0.000%  $                0.750  –
AMEX Utilities Credit Base Tier 2 0.000%  $                1.500  –
AMEX Utilities Credit Base Tier 3 2.300%  $                          –  –
AMEX Utilities Credit Non-Swipe Non-US Tier 1 1.000%  $                0.750  –
AMEX Utilities Credit Non-Swipe Non-US Tier 2 1.000%  $                1.500  –
AMEX Utilities Credit Non-Swipe Non-US Tier 3 3.300%  $                          –  –
AMEX Utilities Credit Non-Swipe Tier 1 0.000%  $                0.750  –
AMEX Utilities Credit Non-Swipe Tier 2 0.000%  $                1.500  –
AMEX Utilities Credit Non-Swipe Tier 3 2.300%  $                          –  –
AMEX Utilities Credit Non-US Tier 1 1.000%  $                0.750  –
AMEX Utilities Credit Non-US Tier 2 1.000%  $                1.500  –
AMEX Utilities Credit Non-US Tier 3 3.300%  $                          –  –
AMEX Utilities Non-Regulated Consumer Debit 0.040%  $                0.650  –
AMEX Utilities Non-Regulated Consumer Debit Non-Swipe 0.040%  $                0.650  –
AMEX Utilities Non-Regulated Consumer Debit Non-Swipe Non-US 1.040%  $                0.650  –
AMEX Utilities Non-Regulated Consumer Debit Non-US 1.040%  $                0.650  –
AMEX Utilities Non-Regulated Small Business Debit 0.090%  $                1.450  –
AMEX Utilities Non-Regulated Small Business Debit Non-Swipe 0.090%  $                1.450  –
AMEX Utilities Non-Regulated Small Business Debit Non-Swipe Non-US 1.090%  $                1.450  –
AMEX Utilities Non-Regulated Small Business Debit Non-US 1.090%  $                1.450  –
AMEX Utilities Regulated Consumer Debit 0.040%  $                0.250  –
AMEX Utilities Regulated Small Business Debit 0.040%  $                0.250  –
AMEX vPayments Base 1.890%  $                          –  –
AMEX vPayments Non-US 2.290%  $                          –  –
  • APR 24
Network Plan Rate Per Tx Cap
Visa Account Verification  $            0.025  $            –
Visa Advertising – All Other 1.55%  $            0.100  $            –
Visa Advertising – Infinite Spend Not Qualified 1.75%  $            0.100  $            –
Visa Advertising – Infinite Spend Qualified 2.30%  $            0.100  $            –
Visa Advertising – Non-Tokenized – All Other 1.65%  $            0.100  $            –
Visa Advertising – Non-Tokenized – Infinite Spend Not Qualified 1.85%  $            0.100  $            –
Visa Advertising – Non-Tokenized – Infinite Spend Qualified 2.40%  $            0.100  $            –
Visa Advertising – Non-Tokenized – Signature 1.85%  $            0.100  $            –
Visa Advertising – Non-Tokenized – Signature Preferred 2.40%  $            0.100  $            –
Visa Advertising – Non-Tokenized – Traditional Rewards 1.80%  $            0.100  $            –
Visa Advertising – Signature 1.75%  $            0.100  $            –
Visa Advertising – Signature Preferred 2.30%  $            0.100  $            –
Visa Advertising – Traditional Rewards 1.70%  $            0.100  $            –
Visa Assessments % 0.14%  $                  –  $            –
Visa ATM Balance Inquiry Fee – Level 1  $           0.200  $            –
Visa ATM Balance Inquiry Fee – Level 2  $            0.250  $            –
Visa ATM Balance Inquiry Fee – Level 3  $            0.250  $            –
Visa ATM Balance Inquiry Fee – Level 4  $           0.300  $            –
Visa ATM Cash Disbursement Reimbursement Fee – Level 1  $           0.300  $            –
Visa ATM Cash Disbursement Reimbursement Fee – Level 2  $            0.350  $            –
Visa ATM Cash Disbursement Reimbursement Fee – Level 3  $            0.450  $            –
Visa ATM Cash Disbursement Reimbursement Fee – Level 4  $           0.600  $            –
Visa ATM Cash-In Deposit Fee 0.35%  $           0.850  $        5.00
Visa ATM Decline Fee – Level 1  $           0.200  $            –
Visa ATM Decline Fee – Level 2  $            0.250  $            –
Visa ATM Decline Fee – Level 3  $            0.250  $            –
Visa ATM Decline Fee – Level 4  $           0.300  $            –
Visa ATM Funds Transfer Fee – Level 1  $           0.200  $            –
Visa ATM Funds Transfer Fee – Level 2  $            0.250  $            –
Visa ATM Funds Transfer Fee – Level 3  $            0.250  $            –
Visa ATM Funds Transfer Fee – Level 4  $           0.300  $            –
Visa ATM Mini Statement Fee  $           0.300  $            –
Visa ATM PIN Block / Change  $           0.600  $            –
Visa ATM Plus Alliance Cash Disbursement Reimbursement Fee 0.35%  $            0.550  $        3.00
Visa ATM Shared Deposit Fee  $            2.500  $            –
Visa Business Debit Card Present CP – Exempt 1.70%  $            0.100  $            –
Visa Business Debit Card Present CP – Regulated 0.05%  $            0.220  $            –
Visa Business Debit CNP – Exempt 2.45%  $            0.100  $            –
Visa Business Debit CNP – Regulated 0.05%  $            0.220  $            –
Visa Business Debit Non-Qualified – Exempt 2.95%  $            0.100  $            –
Visa Business Debit Non-Qualified – Regulated 0.05%  $            0.220  $            –
Visa Business Debit Utility, CNP Only – Exempt  $            1.500  $            –
Visa Business Debit Utility, CNP Only – Regulated 0.05%  $            0.220  $            –
Visa Business Level II – Tier 1 1.90%  $            0.100  $            –
Visa Business Level II – Tier 2 2.05%  $            0.100  $            –
Visa Business Level II – Tier 3 2.10%  $            0.100  $            –
Visa Business Level II – Tier 4 2.20%  $            0.100  $            –
Visa Business Level II – Tier 5 2.25%  $            0.100  $            –
Visa Business Non-Qualified – Tier 1 3.15%  $           0.200  $            –
Visa Business Non-Qualified – Tier 2 3.15%  $           0.200  $            –
Visa Business Non-Qualified – Tier 3 3.15%  $           0.200  $            –
Visa Business Non-Qualified – Tier 4 3.15%  $           0.200  $            –
Visa Business Non-Qualified – Tier 5 3.15%  $           0.200  $            –
Visa Business Product 1 – Tier 1 2.65%  $            0.100  $            –
Visa Business Product 1 – Tier 2 2.80%  $            0.100  $            –
Visa Business Product 1 – Tier 3 2.85%  $            0.100  $            –
Visa Business Product 1 – Tier 4 2.95%  $            0.100  $            –
Visa Business Product 1 – Tier 5 3.00%  $            0.100  $            –
Visa Business Product 2 – Tier 1 1.90%  $            0.100  $            –
Visa Business Product 2 – Tier 2 2.05%  $            0.100  $            –
Visa Business Product 2 – Tier 3 2.10%  $            0.100  $            –
Visa Business Product 2 – Tier 4 2.20%  $            0.100  $            –
Visa Business Product 2 – Tier 5 2.25%  $            0.100  $            –
Visa Business Travel – Tier 1 2.35%  $            0.100  $            –
Visa Business Travel – Tier 2 2.50%  $            0.100  $            –
Visa Business Travel – Tier 3 2.55%  $            0.100  $            –
Visa Business Travel – Tier 4 2.65%  $            0.100  $            –
Visa Business Travel – Tier 5 2.70%  $            0.100  $            –
Visa Business Utilities (Business Prepaid Only) Commercial Prepaid Regulated 0.05%  $            0.220  $            –
Visa Business Utilities (Business Prepaid Only) Corporate/Purchasing Prepaid  $            1.500  $            –
Visa Business Utility – Tier 1  $            1.500  $            –
Visa Business Utility – Tier 2  $            1.500  $            –
Visa Business Utility – Tier 3  $            1.500  $            –
Visa Business Utility – Tier 4  $            1.500  $            –
Visa Business Utility – Tier 5  $            1.500  $            –
Visa Business Utility Program, Recurring Bill Payment – Exempt  $            0.750  $            –
Visa Business Utility Program, Recurring Bill Payment – Regulated 0.05%  $            0.220  $            –
Visa Card Not Present CNP Commercial Prepaid Regulated 0.05%  $            0.220  $            –
Visa Card Not Present CNP Corporate/Purchasing Prepaid / Business Exempt~BUS PUR CNP PP~ 2.65%  $            0.100  $            –
Visa Card Not Present CNP Purchasing Prepaid Exempt 2.65%  $            0.100  $            –
Visa Card Present CP Commercial Prepaid Regulated 0.05%  $            0.220  $            –
Visa Card Present CP Corporate/Purchasing Prepaid / Business Exempt 2.15%  $            0.100  $            –
Visa Card Present CP Purchasing Prepaid Exempt 2.15%  $            0.100  $            –
Visa Cash Advance International Acquiring Fee – Asia Pacific Region 0.10%  $                  –  $            –
Visa Cash Advance International Service Assessment 0.40%  $                  –  $            –
Visa Cash Advance International Service Assessment – Asia Pacific 0.40%  $                  –  $            –
Visa Clearing Access  $           0.002  $            –
Visa Commercial/Corporate/Purchasing Card Not Present 2.70%  $            0.100  $            –
Visa Commercial/Corporate/Purchasing Card Present 2.50%  $            0.100  $            –
Visa Commercial/Corporate/Purchasing Level II 2.50%  $            0.100  $            –
Visa Commercial/Corporate/Purchasing Level II – Fuel 2.20%  $            0.100  $            –
Visa Commercial/Corporate/Purchasing Level III 1.90%  $            0.100  $            –
Visa Commercial/Corporate/Purchasing Product Large Ticket 1.45%  $         35.000  $            –
Visa Commercial/Corporate/Purchasing Travel Service 2.65%  $            0.100  $            –
Visa Consumer Bil Payment Service, Consumer Credit – All Other 1.89%  $            0.100  $            –
Visa Consumer Bil Payment Service, Consumer Credit – Infinite Spend Not Qualified 2.20%  $            0.100  $            –
Visa Consumer Bil Payment Service, Consumer Credit – Infinite Spend Qualified 2.60%  $            0.100  $            –
Visa Consumer Bil Payment Service, Consumer Credit – Signature 2.05%  $            0.100  $            –
Visa Consumer Bil Payment Service, Consumer Credit – Signature Preferred 2.50%  $            0.100  $            –
Visa Consumer Bil Payment Service, Consumer Credit – Traditional Rewards 2.04%  $            0.100  $            –
Visa Consumer Bill Payment Service Consumer Debit – Exempt 1.65%  $            0.150  $            –
Visa Consumer Bill Payment Service Consumer Debit – Regulated 0.05%  $            0.220  $            –
Visa Consumer Bill Payment Service, Business Credit – Tier 1 2.65%  $            0.100  $            –
Visa Consumer Bill Payment Service, Business Credit – Tier 2 2.80%  $            0.100  $            –
Visa Consumer Bill Payment Service, Business Credit – Tier 3 2.85%  $            0.100  $            –
Visa Consumer Bill Payment Service, Business Credit – Tier 4 2.95%  $            0.100  $            –
Visa Consumer Bill Payment Service, Business Credit – Tier 5 3.00%  $            0.100  $            –
Visa Consumer Bill Payment Service, Business Debit – Exempt 2.45%  $            0.100  $            –
Visa Consumer Bill Payment Service, Business Debit – Regulated 0.05%  $            0.220  $            –
Visa Consumer Bill Payment Service, Commercial – Exempt 2.65%  $            0.100  $            –
Visa Consumer Bill Payment Service, Commercial – Regulated 0.05%  $            0.220  $            –
Visa Consumer Bill Payment Service, Commercial Prepaid / Business Exempt 2.65%  $            0.100  $            –
Visa Consumer Bill Payment Service, Commercial Prepaid / Purchasing Exempt 2.65%  $            0.100  $            –
Visa Consumer Bill Payment Service, Commercial Prepaid / Regulated 0.05%  $            0.220  $            –
Visa Consumer Bill Payment Service, Commercial/Corporate/Purchasing 2.70%  $            0.100  $            –
Visa Consumer Bill Payment Service, Consumer, Prepaid – Exempt 1.75%  $           0.200  $            –
Visa Consumer Bill Payment Service, Consumer, Prepaid – Regulated 0.05%  $            0.220  $            –
Visa Corporate/Purchasing Prepaid – Exempt 2.65%  $            0.100  $            –
Visa Corporate/Purchasing Prepaid – Regulated 0.05%  $            0.220  $            –
Visa CPS/Account Funding, Debit – Exempt (CNP) 1.75%  $           0.200  $            –
Visa CPS/Account Funding, Debit – Regulated (CNP) 0.05%  $            0.220  $            –
Visa CPS/Account Funding, Prepaid – Exempt (CNP) 1.80%  $           0.200  $            –
Visa CPS/Account Funding, Prepaid – Regulated (CNP) 0.05%  $            0.220  $            –
Visa CPS/Automated Fuel Dispenser (AFD), Debit – Exempt (CP) 0.80%  $            0.150  $        0.95
Visa CPS/Automated Fuel Dispenser (AFD), Debit – Regulated (CP) 0.05%  $            0.220  $            –
Visa CPS/Automated Fuel Dispenser (AFD), Prepaid – Exempt (CP) 1.15%  $            0.150  $        0.95
Visa CPS/Automated Fuel Dispenser (AFD), Prepaid – Regulated (CP) 0.05%  $            0.220  $            –
Visa CPS/Card Not Present, Debit – Exempt (CNP) 1.65%  $            0.150  $            –
Visa CPS/Card Not Present, Debit – Regulated (CNP) 0.05%  $            0.220  $            –
Visa CPS/Card Not Present, Prepaid – Exempt (CNP) 1.75%  $           0.200  $            –
Visa CPS/Card Not Present, Prepaid – Regulated (CNP) 0.05%  $            0.220  $            –
Visa CPS/Charity and Religious Organizations –  Infinite Spend Not Qualified 1.35%  $           0.050  $            –
Visa CPS/Charity and Religious Organizations – All Other 1.35%  $           0.050  $            –
Visa CPS/Charity and Religious Organizations – Infinite Spend Qualified 1.35%  $            0.100  $            –
Visa CPS/Charity and Religious Organizations – Signature 1.35%  $           0.050  $            –
Visa CPS/Charity and Religious Organizations – Signature Preferred 1.35%  $           0.050  $            –
Visa CPS/Charity and Religious Organizations – Traditional Rewards 1.35%  $           0.050  $            –
Visa CPS/Debt Repayment (No Fee) , Debit- Regulated (CNP) 0.05%  $            0.220  $            –
Visa CPS/Debt Repayment (No Fee), Debit – Exempt (CNP) 0.65%  $            0.150  $        0.65
Visa CPS/Debt Repayment (No Fee), Prepaid – Exempt (CNP) 0.65%  $            0.150  $        0.65
Visa CPS/Debt Repayment (No Fee), Prepaid – Regulated (CNP) 0.05%  $            0.220  $            –
Visa CPS/Debt Repayment 2, Debit – Exempt (CNP) 0.65%  $            0.150  $        2.00
Visa CPS/Debt Repayment 2, Debit – Regulated (CNP) 0.05%  $            0.220  $            –
Visa CPS/Debt Repayment 2, Prepaid – Exempt (CNP) 0.65%  $            0.150  $        2.00
Visa CPS/Debt Repayment 2, Prepaid – Regulated (CNP) 0.05%  $            0.220  $            –
Visa CPS/e-Commerce Basic, Debit – Exempt (CNP) 1.65%  $            0.150  $            –
Visa CPS/e-Commerce Basic, Debit – Regulated (CNP) 0.05%  $            0.220  $            –
Visa CPS/e-Commerce Basic, Prepaid – Exempt (CNP) 1.75%  $           0.200  $            –
Visa CPS/e-Commerce Basic, Prepaid – Regulated (CNP) 0.05%  $            0.220  $            –
Visa CPS/e-Commerce Preferred Hotel and Car Rental, Debit – Exempt (CNP) 1.70%  $            0.150  $            –
Visa CPS/e-Commerce Preferred Hotel and Car Rental, Debit – Regulated (CNP) 0.05%  $            0.220  $            –
Visa CPS/e-Commerce Preferred Hotel and Car Rental, Prepaid – Exempt (CNP) 1.75%  $           0.200  $            –
Visa CPS/e-Commerce Preferred Hotel and Car Rental, Prepaid – Regulated (CNP) 0.05%  $            0.220  $            –
Visa CPS/e-Commerce Preferred Passenger Transport, Debit – Exempt (CNP) 1.70%  $            0.150  $            –
Visa CPS/e-Commerce Preferred Passenger Transport, Debit – Regulated (CNP) 0.05%  $            0.220  $            –
Visa CPS/e-Commerce Preferred Passenger Transport, Prepaid – Exempt (CNP) 1.75%  $           0.200  $            –
Visa CPS/e-Commerce Preferred Passenger Transport, Prepaid – Regulated (CNP) 0.05%  $            0.220  $            –
Visa CPS/e-Commerce Preferred Retail, Debit – Exempt (CNP) 1.60%  $            0.150  $            –
Visa CPS/e-Commerce Preferred Retail, Debit – Regulated (CNP) 0.05%  $            0.220  $            –
Visa CPS/e-Commerce Preferred Retail, Prepaid – Exempt (CNP) 1.75%  $           0.200  $            –
Visa CPS/e-Commerce Preferred Retail, Prepaid – Regulated (CNP) 0.05%  $            0.220  $            –
Visa CPS/Government –  Infinite Spend Not Qualified 1.55%  $            0.100  $            –
Visa CPS/Government –  Infinite Spend Qualified 1.55%  $            0.100  $            –
Visa CPS/Government – All Other 1.55%  $            0.100  $            –
Visa CPS/Government – Signature 1.55%  $            0.100  $            –
Visa CPS/Government – Signature Preferred 1.55%  $            0.100  $            –
Visa CPS/Government – Traditional Rewards 1.55%  $            0.100  $            –
Visa CPS/Government, Debit – Exempt (CNP) 0.65%  $            0.150  $        2.00
Visa CPS/Government, Debit – Regulated (CNP) 0.05%  $            0.220  $            –
Visa CPS/Government, Prepaid – Exempt (CNP) 0.65%  $            0.150  $        2.00
Visa CPS/Government, Prepaid – Regulated (CNP) 0.05%  $            0.220  $            –
Visa CPS/Hotel and Car Rental Card Not Present, Debit – Exempt (CNP) 1.70%  $            0.150  $            –
Visa CPS/Hotel and Car Rental Card Not Present, Debit – Regulated (CNP) 0.05%  $            0.220  $            –
Visa CPS/Hotel and Car Rental Card Not Present, Prepaid – Exempt (CNP) 1.75%  $           0.200  $            –
Visa CPS/Hotel and Car Rental Card Not Present, Prepaid – Regulated (CNP) 0.05%  $            0.220  $            –
Visa CPS/Hotel and Car Rental Card Present, Debit – Exempt (CP) 1.19%  $            0.100  $            –
Visa CPS/Hotel and Car Rental Card Present, Debit – Regulated (CP) 0.05%  $            0.220  $            –
Visa CPS/Hotel and Car Rental Card Present, Prepaid – Exempt (CP) 1.15%  $            0.150  $            –
Visa CPS/Hotel and Car Rental Card Present, Prepaid – Regulated (CP) 0.05%  $            0.220  $            –
Visa CPS/Passenger Transport Card Present, Debit – Exempt (CP) 1.19%  $            0.100  $            –
Visa CPS/Passenger Transport Card Present, Debit – Regulated (CP) 0.05%  $            0.220  $            –
Visa CPS/Passenger Transport Card Present, Prepaid – Exempt (CP) 1.15%  $            0.150  $            –
Visa CPS/Passenger Transport Card Present, Prepaid – Regulated (CP) 0.05%  $            0.220  $            –
Visa CPS/Passenger Transport, Debit – Exempt (CNP) 1.70%  $            0.150  $            –
Visa CPS/Passenger Transport, Debit – Regulated (CNP) 0.05%  $            0.220  $            –
Visa CPS/Passenger Transport, Prepaid – Exempt (CNP) 1.75%  $           0.200  $            –
Visa CPS/Passenger Transport, Prepaid – Regulated (CNP) 0.05%  $            0.220  $            –
Visa CPS/Recurring Payments – Non-Tokenized – All Other 1.53%  $           0.050  $            –
Visa CPS/Recurring Payments – Non-Tokenized – Infinite Spend Not Qualified 1.53%  $           0.050  $            –
Visa CPS/Recurring Payments – Non-Tokenized – Infinite Spend Qualified 2.30%  $           0.050  $            –
Visa CPS/Recurring Payments – Non-Tokenized – Signature 1.53%  $           0.050  $            –
Visa CPS/Recurring Payments – Non-Tokenized – Signature Preferred 2.30%  $            0.100  $            –
Visa CPS/Recurring Payments – Non-Tokenized – Traditional Rewards 1.53%  $           0.050  $            –
Visa CPS/Recurring Payments – Tokenized – All Other 1.43%  $           0.050  $            –
Visa CPS/Recurring Payments – Tokenized – Infinite Spend Not Qualified 1.43%  $           0.050  $            –
Visa CPS/Recurring Payments – Tokenized – Infinite Spend Qualified 2.20%  $           0.050  $            –
Visa CPS/Recurring Payments – Tokenized – Signature 1.43%  $           0.050  $            –
Visa CPS/Recurring Payments – Tokenized – Signature Preferred 2.20%  $            0.100  $            –
Visa CPS/Recurring Payments – Tokenized – Traditional Rewards 1.43%  $           0.050  $            –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 1 – Non-Tokenized – All Other 1.33%  $           0.050  $            –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 1 – Non-Tokenized – Infinite Spend Not Qualified 1.33%  $           0.050  $            –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 1 – Non-Tokenized – Infinite Spend Qualified 1.85%  $           0.050  $            –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 1 – Non-Tokenized – Signature 1.33%  $           0.050  $            –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 1 – Non-Tokenized – Signature Preferred 1.85%  $           0.050  $            –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 1 – Non-Tokenized – Traditional Rewards 1.33%  $           0.050  $            –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 1 – Tokenized – All Other 1.23%  $           0.050  $            –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 1 – Tokenized – Infinite Spend Not Qualified 1.23%  $           0.050  $            –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 1 – Tokenized – Infinite Spend Qualified 1.75%  $           0.050  $            –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 1 – Tokenized – Signature 1.23%  $           0.050  $            –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 1 – Tokenized – Signature Preferred 1.75%  $           0.050  $            –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 1 – Tokenized – Traditional Rewards 1.23%  $           0.050  $            –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 2 – Non-Tokenized – All Other 1.43%  $           0.050  $            –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 2 – Non-Tokenized – Infinite Spend Not Qualified 1.43%  $           0.050  $            –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 2 – Non-Tokenized – Infinite Spend Qualified 2.20%  $           0.050  $            –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 2 – Non-Tokenized – Signature 1.43%  $           0.050  $            –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 2 – Non-Tokenized – Signature Preferred 2.20%  $           0.050  $            –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 2 – Non-Tokenized – Traditional Rewards 1.43%  $           0.050  $            –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 2 – Tokenized – All Other 1.33%  $           0.050  $            –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 2 – Tokenized – Infinite Spend Not Qualified 1.33%  $           0.050  $            –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 2 – Tokenized – Infinite Spend Qualified 2.10%  $           0.050  $            –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 2 – Tokenized – Signature 1.33%  $           0.050  $            –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 2 – Tokenized – Signature Preferred 2.10%  $           0.050  $            –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 2 – Tokenized – Traditional Rewards 1.33%  $           0.050  $            –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 3 – Non-Tokenized – All Other 1.53%  $           0.050  $            –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 3 – Non-Tokenized – Infinite Spend Not Qualified 1.53%  $           0.050  $            –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 3 – Non-Tokenized – Infinite Spend Qualified 2.30%  $           0.050  $            –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 3 – Non-Tokenized – Signature 1.53%  $           0.050  $            –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 3 – Non-Tokenized – Signature Preferred 2.30%  $           0.050  $            –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 3 – Non-Tokenized – Traditional Rewards 1.53%  $           0.050  $            –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 3 – Tokenized – All Other 1.43%  $           0.050  $            –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 3 – Tokenized – Infinite Spend Not Qualified 1.43%  $           0.050  $            –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 3 – Tokenized – Infinite Spend Qualified 2.20%  $           0.050  $            –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 3 – Tokenized – Signature 1.43%  $           0.050  $            –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 3 – Tokenized – Signature Preferred 2.20%  $           0.050  $            –
Visa CPS/Recurring Payments Telco & Cable : Performance Threshold 3 – Tokenized – Traditional Rewards 1.43%  $           0.050  $            –
Visa CPS/Restaurant, Debit – Exempt (CP) 1.19%  $            0.100  $            –
Visa CPS/Restaurant, Debit – Regulated (CP) 0.05%  $            0.220  $            –
Visa CPS/Restaurant, Prepaid – Exempt (CP) 1.15%  $            0.150  $            –
Visa CPS/Restaurant, Prepaid – Regulated (CP) 0.05%  $            0.220  $            –
Visa CPS/Retail 2 ‚Äì Card Not Present, Debit – Exempt (CNP) 0.65%  $            0.150  $        2.00
Visa CPS/Retail 2 ‚Äì Card Not Present, Debit – Regulated (CNP) 0.05%  $            0.220  $            –
Visa CPS/Retail 2 ‚Äì Card Not Present, Prepaid – Exempt (CNP) 0.65%  $            0.150  $        2.00
Visa CPS/Retail 2 ‚Äì Card Not Present, Prepaid – Regulated (CNP) 0.05%  $            0.220  $            –
Visa CPS/Retail Key Entry, Debit – Exempt (CP) 1.65%  $            0.150  $            –
Visa CPS/Retail Key Entry, Debit – Regulated (CP) 0.05%  $            0.220  $            –
Visa CPS/Retail Key Entry, Prepaid – Exempt (CP) 1.75%  $           0.200  $            –
Visa CPS/Retail Key Entry, Prepaid – Regulated (CP) 0.05%  $            0.220  $            –
Visa CPS/Retail, Debit – Exempt (CP) 0.80%  $            0.150  $        0.95
Visa CPS/Retail, Debit – Regulated (CP) 0.05%  $            0.220  $            –
Visa CPS/Retail, Prepaid – Exempt (CP) 1.15%  $            0.150  $            –
Visa CPS/Retail, Prepaid – Regulated (CP) 0.05%  $            0.220  $            –
Visa CPS/Service Station, Debit – Exempt (CP) 0.80%  $            0.150  $        0.95
Visa CPS/Service Station, Debit – Regulated (CP) 0.05%  $            0.220  $            –
Visa CPS/Service Station, Prepaid – Exempt (CP) 1.15%  $            0.150  $        0.95
Visa CPS/Service Station, Prepaid – Regulated (CP) 0.05%  $            0.220  $            –
Visa CPS/Small Ticket, Debit – Exempt (CP) 1.55%  $           0.040  $            –
Visa CPS/Small Ticket, Debit – Regulated (CP) 0.05%  $            0.220  $            –
Visa CPS/Small Ticket, Prepaid – Exempt (CP) 1.60%  $           0.050  $            –
Visa CPS/Small Ticket, Prepaid – Regulated (CP) 0.05%  $            0.220  $            –
Visa CPS/Supermarket, Debit – Exempt (CP)  $           0.300  $            –
Visa CPS/Supermarket, Debit – Regulated (CP) 0.05%  $            0.220  $            –
Visa CPS/Supermarket, Prepaid – Exempt (CP) 1.15%  $            0.150  $        0.35
Visa CPS/Supermarket, Prepaid – Regulated (CP) 0.05%  $            0.220  $            –
Visa CPS/Utility – All Other  $            0.750  $            –
Visa CPS/Utility – Infinite Spend Not Qualified  $            0.750  $            –
Visa CPS/Utility – Infinite Spend Qualified  $            0.750  $            –
Visa CPS/Utility – Signature  $            0.750  $            –
Visa CPS/Utility – Signature Preferred  $            0.750  $            –
Visa CPS/Utility – Traditional Rewards  $            0.750  $            –
Visa CPS/Utility Recurring Bill Payment, Debit – Exempt (CNP)  $            0.450  $            –
Visa CPS/Utility Recurring Bill Payment, Debit – Regulated (CNP) 0.05%  $            0.220  $            –
Visa CPS/Utility Recurring Bill Payment, Prepaid – Exempt (CNP)  $            0.450  $            –
Visa CPS/Utility Recurring Bill Payment, Prepaid – Regulated (CNP) 0.05%  $            0.220  $            –
Visa CPS/Utility, Debit – Exempt (CNP)  $            0.650  $            –
Visa CPS/Utility, Debit – Regulated (CNP) 0.05%  $            0.220  $            –
Visa CPS/Utility, Prepaid – Exempt (CNP)  $            0.650  $            –
Visa CPS/Utility, Prepaid – Regulated (CNP) 0.05%  $            0.220  $            –
Visa Credit Voucher – Debit  $                  –  $            –
Visa Echeck Acquirer Processing Fee  $                  –  $            –
Visa Education (tx >=$500) – All Other 1.43%  $           0.050  $            –
Visa Education (tx >=$500) – Infinite Spend Not Qualified 1.43%  $           0.050  $            –
Visa Education (tx >=$500) – Infinite Spend Qualified 2.15%  $           0.050  $            –
Visa Education (tx >=$500) – Non-Tokenized – All Other 1.53%  $           0.050  $            –
Visa Education (tx >=$500) – Non-Tokenized – Infinite Spend Not Qualified 1.43%  $           0.050  $            –
Visa Education (tx >=$500) – Non-Tokenized – Infinite Spend Qualified 2.15%  $           0.050  $            –
Visa Education (tx >=$500) – Non-Tokenized – Signature 1.53%  $           0.050  $            –
Visa Education (tx >=$500) – Non-Tokenized – Signature Preferred 2.25%  $            0.100  $            –
Visa Education (tx >=$500) – Non-Tokenized – Traditional Rewards 1.53%  $           0.050  $            –
Visa Education (tx >=$500) – Signature 1.43%  $           0.050  $            –
Visa Education (tx >=$500) – Signature Preferred 2.15%  $            0.100  $            –
Visa Education (tx >=$500) – Traditional Rewards 1.43%  $           0.050  $            –
Visa Electronic Interchange Reimbursement Fee (EIRF) – Exempt 1.80%  $           0.200  $            –
Visa Electronic Interchange Reimbursement Fee (EIRF) – Regulated 0.05%  $            0.220  $            –
Visa Electronic Interchange Reimbursement Fee (EIRF), Debit – Exempt 1.75%  $           0.200  $            –
Visa Electronic Interchange Reimbursement Fee (EIRF), Debit – Regulated 0.05%  $            0.220  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 1  $            2.900  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 10  $          12.000  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 11  $         18.000  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 12  $         25.000  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 13  $         35.000  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 14  $         45.000  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 15  $         55.000  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 16  $         65.000  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 17  $         75.000  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 18  $         85.000  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 19  $                  –  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 2  $            2.900  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 20 0.15%  $                  –  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 3  $            2.900  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 4  $           4.000  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 5  $           4.000  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 6  $           4.000  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 7  $           5.000  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 8  $           5.000  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 9  $           8.000  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 1  $           2.000  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 10  $           8.000  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 11  $         10.000  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 12  $          14.000  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 13  $         24.000  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 14  $         32.000  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 15  $         40.000  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 16  $         50.000  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 17  $         60.000  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 18  $         65.000  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 19  $                  –  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 2  $           2.000  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 20 0.15%  $                  –  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 3  $           2.000  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 4  $            2.900  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 5  $            2.900  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 6  $            2.900  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 7  $           4.000  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 8  $           4.000  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 9  $           6.000  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 1  $                  –  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 10  $   2,000.000  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 11  $   4,000.000  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 12  $   8,000.000  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 13  $  16,000.000  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 14  $ 45,000.000  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 15  $ 70,000.000  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 2 0.15%  $                  –  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 3  $           7.000  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 4  $           9.000  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 5  $          15.000  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 6  $         45.000  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 7  $       160.000  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 8  $       450.000  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 9  $    1,000.000  $            –
Visa Fuel – All Other 1.15%  $            0.250  $         1.10
Visa Fuel – Infinite Spend Not Qualified 1.15%  $            0.250  $         1.10
Visa Fuel – Infinite Spend Qualified 1.15%  $            0.250  $         1.10
Visa Fuel – Signature 1.15%  $            0.250  $         1.10
Visa Fuel – Signature Preferred 1.15%  $            0.250  $         1.10
Visa Fuel – Traditional Rewards 1.15%  $            0.250  $         1.10
Visa Government-to-Government (G2G) 1.65%  $            0.100  $            –
Visa GSA Large Ticket 1.20%  $         39.000  $            –
Visa Healthcare (tx >=$500) – All Other 1.43%  $           0.050  $            –
Visa Healthcare (tx >=$500) – Infinite Spend Not Qualified 1.43%  $           0.050  $            –
Visa Healthcare (tx >=$500) – Infinite Spend Qualified 2.30%  $            0.100  $            –
Visa Healthcare (tx >=$500) – Non-Tokenized – All Other 1.53%  $           0.050  $            –
Visa Healthcare (tx >=$500) – Non-Tokenized – Infinite Spend Not Qualified 1.53%  $           0.050  $            –
Visa Healthcare (tx >=$500) – Non-Tokenized – Infinite Spend Qualified 2.40%  $            0.100  $            –
Visa Healthcare (tx >=$500) – Non-Tokenized – Signature 1.53%  $           0.050  $            –
Visa Healthcare (tx >=$500) – Non-Tokenized – Signature Preferred 2.40%  $            0.100  $            –
Visa Healthcare (tx >=$500) – Non-Tokenized – Traditional Rewards 1.53%  $           0.050  $            –
Visa Healthcare (tx >=$500) – Signature 1.43%  $           0.050  $            –
Visa Healthcare (tx >=$500) – Signature Preferred 2.30%  $            0.100  $            –
Visa Healthcare (tx >=$500) – Traditional Rewards 1.43%  $           0.050  $            –
Visa IAF High Risk 0.90%  $                  –  $            –
Visa Insurance – All Other 1.43%  $           0.050  $            –
Visa Insurance – Infinite Spend Not Qualified 1.43%  $           0.050  $            –
Visa Insurance – Infinite Spend Qualified 2.25%  $            0.100  $            –
Visa Insurance – Non-Tokenized – All Other 1.53%  $           0.050  $            –
Visa Insurance – Non-Tokenized – Infinite Spend Not Qualified 1.53%  $           0.050  $            –
Visa Insurance – Non-Tokenized – Infinite Spend Qualified 2.35%  $            0.100  $            –
Visa Insurance – Non-Tokenized – Signature 1.53%  $           0.050  $            –
Visa Insurance – Non-Tokenized – Signature Preferred 2.35%  $            0.100  $            –
Visa Insurance – Non-Tokenized – Traditional Rewards 1.53%  $           0.050  $            –
Visa Insurance – Signature 1.43%  $           0.050  $            –
Visa Insurance – Signature Preferred 2.25%  $            0.100  $            –
Visa Insurance – Traditional Rewards 1.43%  $           0.050  $            –
Visa Int’l Acquiring Fee (IAF) 0.45%  $                  –  $            –
Visa International Acquiring Fee – Asia Pacific Region 0.20%  $                  –  $            –
Visa International Service Assessment 1.00%  $                  –  $            –
Visa INTL Alternative  – All Commerical Products 2.00%  $                  –  $            –
Visa INTL Alternative – Classic / Gold / Electron 1.60%  $                  –  $            –
Visa INTL Alternative – Infinite 1.98%  $                  –  $            –
Visa INTL Alternative – Signature / Premium 1.85%  $                  –  $            –
Visa INTL ATM Balance Inquiry Fee – International  $           0.300  $            –
Visa INTL ATM Decline Fee – International  $           0.300  $            –
Visa INTL ATM Funds Transfer Fee –  International  $           0.300  $            –
Visa INTL B2B Virtual Payments Standard – Select Commercial Products 2.00%  $                  –  $            –
Visa INTL Cash Disbursement – Manual 0.33%  $            1.750  $            –
Visa INTL Cash Disbursement (Fee charged to cardholder) – no Prepaid Travel, no DCC 0.15%  $                  –  $            –
Visa INTL Cash Disbursement (Fee charged to cardholder) – no Prepaid Travel, with DCC  $                  –  $            –
Visa INTL Cash Disbursement (Fee charged to cardholder) – Prepaid Travel 0.15%  $                  –  $            –
Visa INTL Cash Disbursement (No fee charged to cardholder) – no Prepaid Travel,  no DCC 0.52%  $            0.650  $            –
Visa INTL Cash Disbursement (No fee charged to cardholder) – no Prepaid Travel, with DCC 0.15%  $                  –  $            –
Visa INTL Cash Disbursement (No fee charged to cardholder) – Prepaid Travel  $            1.000  $            –
Visa INTL Credit Voucher  – All Commerical Products 1.80%  $                  –  $            –
Visa INTL Credit Voucher – Classic / Gold / Electron 1.00%  $                  –  $            –
Visa INTL Credit Voucher – Infinite 1.00%  $                  –  $            –
Visa INTL Credit Voucher – Signature / Premium 1.00%  $                  –  $            –
Visa INTL Downgrade – All Commerical Products 2.05%  $                  –  $            –
Visa INTL Downgrade – Classic / Gold / Electron 1.65%  $                  –  $            –
Visa INTL Downgrade – Infinite 2.03%  $                  –  $            –
Visa INTL Downgrade – Signature / Premium 1.90%  $                  –  $            –
Visa INTL Interregional Regulated Debit – All Commercial Products 0.05%  $            0.220  $            –
Visa INTL Interregional Regulated Debit – Classic / Gold / Electron 0.05%  $            0.220  $            –
Visa INTL Interregional Regulated Debit – Infinite 0.05%  $            0.220  $            –
Visa INTL Interregional Regulated Debit – Signature / Premium 0.05%  $            0.220  $            –
Visa INTL Mini Statement – International  $           0.300  $            –
Visa INTL Money Transfer Fast Funds  $           0.600  $            –
Visa INTL Original Credit  $            0.290  $            –
Visa INTL PIN Charge / Unblock – International  $           0.600  $            –
Visa INTL Product Base – All Commerical Products 2.00%  $                  –  $            –
Visa INTL Product Base – Classic / Gold / Electron 1.10%  $                  –  $            –
Visa INTL Product Base – Infinite 1.98%  $                  –  $            –
Visa INTL Product Base – Signature / Premium 1.85%  $                  –  $            –
Visa Large Purchase Advantage CNP > $500000 0.40%  $         58.500  $            –
Visa Large Purchase Advantage CNP $10000.01-$25000 0.70%  $          49.500  $            –
Visa Large Purchase Advantage CNP $100000.01-$500000 0.50%  $          55.500  $            –
Visa Large Purchase Advantage CNP $25000.01-$100000 0.60%  $          52.500  $            –
Visa Mail/Phone Order and eCommerce Merchants – Consumer Credit 2.05%  $                  –  $            –
Visa Manual Cash Disbursement Reimbursement Fee – Default  $           2.000  $            –
Visa Manual Cash Disbursement Reimbursement Fee – No Surcharge 0.35%  $            0.550  $        3.00
Visa Manual Cash Disbursement Reimbursement Fee – Prepaid Consumer Govt and Payroll  $           2.000  $            –
Visa Manual Cash Disbursement Reimbursement Fee – Surcharged  $           0.600  $            –
Visa Mis-Use of Auth  $           0.090  $            –
Visa NAPF  $           0.020  $            –
Visa NAPF Debit  $            0.016  $            –
Visa NAPF Exempt  $                  –  $            –
Visa Non-Passenger Transport – Consumer Credit 1.76%  $                  –  $            –
Visa Non-Passenger Transport – Corporate and Business Card 2.35%  $                  –  $            –
Visa Non-Passenger Transport – GSA Purchasing Transactions – <$10000 2.35%  $                  –  $            –
Visa Non-Passenger Transport – GSA Purchasing Transactions – >$100000.01 1.80%  $                  –  $            –
Visa Non-Passenger Transport – GSA Purchasing Transactions – $10000.01-$25000 2.15%  $                  –  $            –
Visa Non-Passenger Transport – GSA Purchasing Transactions – $25000.01-$100000 2.00%  $                  –  $            –
Visa Non-Passenger Transport – Non GSA Purchasing Transactions – <$10000 2.40%  $                  –  $            –
Visa Non-Passenger Transport – Non GSA Purchasing Transactions – >$500000 1.80%  $                  –  $            –
Visa Non-Passenger Transport – Non GSA Purchasing Transactions – $10000.01-$25000 2.30%  $                  –  $            –
Visa Non-Passenger Transport – Non GSA Purchasing Transactions – $100000.01-$500000 2.00%  $                  –  $            –
Visa Non-Passenger Transport – Non GSA Purchasing Transactions – $25000.01-$100000 2.20%  $                  –  $            –
Visa Non-Qualified Commercial Prepaid Regulated 0.05%  $            0.220  $            –
Visa Non-Qualified Commercial/Corporate/Purchasing 2.95%  $            0.100  $            –
Visa Non-Qualified Consumer Credit – All Other 3.15%  $            0.100  $            –
Visa Non-Qualified Consumer Credit – Infinite Spend Not Qualified 3.15%  $            0.100  $            –
Visa Non-Qualified Consumer Credit – Infinite Spend Qualified 3.15%  $            0.100  $            –
Visa Non-Qualified Consumer Credit – Signature 3.15%  $            0.100  $            –
Visa Non-Qualified Consumer Credit – Signature Preferred 3.15%  $            0.100  $            –
Visa Non-Qualified Consumer Credit – Traditional Rewards 3.15%  $            0.100  $            –
Visa Non-Qualified Corporate/Purchasing Prepaid – Exempt 2.95%  $            0.100  $            –
Visa Non-Qualified Corporate/Purchasing Prepaid – Regulated 0.05%  $            0.220  $            –
Visa Non-Qualified Corporate/Purchasing Prepaid / Business Exempt 2.95%  $            0.100  $            –
Visa Non-Qualified Purchasing Prepaid Exempt 2.95%  $            0.100  $            –
Visa Non-Qualified with Data Commercial/Corporate/Purchasing 2.95%  $            0.100  $            –
Visa Passenger Transport Service Category – Credit 2.33%  $                  –  $            –
Visa Plus Alternative Media Fee (paid by acquirer)  $            0.100  $            –
Visa Product 1 – All Other 1.89%  $            0.100  $            –
Visa Product 1 – Infinite Spend Not Qualified 2.20%  $            0.100  $            –
Visa Product 1 – Infinite Spend Qualified 2.60%  $            0.100  $            –
Visa Product 1 – Signature 2.05%  $            0.100  $            –
Visa Product 1 – Signature Preferred 2.50%  $            0.100  $            –
Visa Product 1 – Traditional Rewards 2.04%  $            0.100  $            –
Visa Product 1 Tokenized – All Other 1.80%  $            0.100  $            –
Visa Product 1 Tokenized – Infinite Spend Not Qualified 2.10%  $            0.100  $            –
Visa Product 1 Tokenized – Infinite Spend Qualified 2.50%  $            0.100  $            –
Visa Product 1 Tokenized – Signature 1.95%  $            0.100  $            –
Visa Product 1 Tokenized – Signature Preferred 2.40%  $            0.100  $            –
Visa Product 1 Tokenized – Traditional Rewards 1.95%  $            0.100  $            –
Visa Product 2 – All Other |  Product 2 Consumer Credit 1.51%  $            0.100  $            –
Visa Product 2 – Infinite Spend Not Qualified 1.90%  $            0.100  $            –
Visa Product 2 – Infinite Spend Qualified 2.30%  $            0.100  $            –
Visa Product 2 – Signature Preferred |  Product 2 2.10%  $            0.100  $            –
Visa Product 2 – Signature/Infinite |  Product 2 1.65%  $            0.100  $            –
Visa Product 2 – Traditional Rewards |  Product 2Rewards 1.65%  $            0.100  $            –
Visa Purchasing Prepaid Large Ticket Commercial Prepaid Regulated 0.05%  $            0.220  $            –
Visa Purchasing Prepaid Large Ticket Purchasing Prepaid Exempt 1.45%  $         35.000  $            –
Visa Real Estate (tx >=$500) – All Other 1.43%  $           0.050  $            –
Visa Real Estate (tx >=$500) – Infinite Spend Not Qualified 1.43%  $           0.050  $            –
Visa Real Estate (tx >=$500) – Infinite Spend Qualified 2.15%  $            0.100  $            –
Visa Real Estate (tx >=$500) – Non-Tokenized – All Other 1.53%  $           0.050  $            –
Visa Real Estate (tx >=$500) – Non-Tokenized – Infinite Spend Not Qualified 1.53%  $           0.050  $            –
Visa Real Estate (tx >=$500) – Non-Tokenized – Infinite Spend Qualified 2.25%  $            0.100  $            –
Visa Real Estate (tx >=$500) – Non-Tokenized – Signature 1.53%  $           0.050  $            –
Visa Real Estate (tx >=$500) – Non-Tokenized – Signature Preferred 2.25%  $            0.100  $            –
Visa Real Estate (tx >=$500) – Non-Tokenized – Traditional Rewards 1.53%  $           0.050  $            –
Visa Real Estate (tx >=$500) – Signature 1.43%  $           0.050  $            –
Visa Real Estate (tx >=$500) – Signature Preferred 2.15%  $            0.100  $            –
Visa Real Estate (tx >=$500) – Traditional Rewards 1.43%  $           0.050  $            –
Visa Restaurant 1 – All Other 2.20%  $                  –  $            –
Visa Restaurant 1 – Infinite Spend Not Qualified 2.70%  $                  –  $            –
Visa Restaurant 1 – Infinite Spend Qualified 2.70%  $                  –  $            –
Visa Restaurant 1 – Signature 2.70%  $                  –  $            –
Visa Restaurant 1 – Signature Preferred 2.70%  $                  –  $            –
Visa Restaurant 1 – Traditional Rewards 2.20%  $                  –  $            –
Visa Restaurant 2 – All Other 2.10%  $                  –  $            –
Visa Restaurant 2 – Infinite Spend Not Qualified 2.60%  $                  –  $            –
Visa Restaurant 2 – Infinite Spend Qualified 2.60%  $                  –  $            –
Visa Restaurant 2 – Signature 2.60%  $                  –  $            –
Visa Restaurant 2 – Signature Preferred 2.60%  $                  –  $            –
Visa Restaurant 2 – Traditional Rewards 2.10%  $                  –  $            –
Visa Retail Credit-Performance T1 – All Other 1.43%  $            0.100  $            –
Visa Retail Credit-Performance T1 – Infinite Spend Not Qualified 1.90%  $            0.100  $            –
Visa Retail Credit-Performance T1 – Infinite Spend Qualified 2.30%  $            0.100  $            –
Visa Retail Credit-Performance T1 – Signature 1.65%  $            0.100  $            –
Visa Retail Credit-Performance T1 – Signature Preferred 2.10%  $            0.100  $            –
Visa Retail Credit-Performance T1 – Traditional Rewards 1.43%  $            0.100  $            –
Visa Retail Credit-Performance T2 – All Other 1.47%  $            0.100  $            –
Visa Retail Credit-Performance T2 – Infinite Spend Not Qualified 1.90%  $            0.100  $            –
Visa Retail Credit-Performance T2 – Infinite Spend Qualified 2.30%  $            0.100  $            –
Visa Retail Credit-Performance T2 – Signature 1.65%  $            0.100  $            –
Visa Retail Credit-Performance T2 – Signature Preferred 2.10%  $            0.100  $            –
Visa Retail Credit-Performance T2 – Traditional Rewards 1.47%  $            0.100  $            –
Visa Retail Credit-Performance T3 – Infinite Spend Not Qualified 1.90%  $            0.100  $            –
Visa Retail Credit-Performance T3 – Infinite Spend Qualified 2.30%  $            0.100  $            –
Visa Retail Credit-Performance T3 – Signature 1.65%  $            0.100  $            –
Visa Retail Credit-Performance T3 – Signature Preferred 2.10%  $            0.100  $            –
Visa Retail Credit-Performance T3 – Traditional Rewards 1.51%  $            0.100  $            –
Visa Retail Credit-Performance T3- All Other 1.51%  $            0.100  $            –
Visa Service Station and Government Small Ticket – All Other 1.65%  $           0.040  $            –
Visa Service Station and Government Small Ticket – Infinite Spend Not Qualified 1.65%  $           0.040  $            –
Visa Service Station and Government Small Ticket – Signature 1.65%  $           0.040  $            –
Visa Service Station and Government Small Ticket – Traditional Rewards 1.65%  $           0.040  $            –
Visa Services (tx >=$100) – All Other 1.55%  $            0.100  $            –
Visa Services (tx >=$100) – Infinite Spend Not Qualified 1.85%  $            0.100  $            –
Visa Services (tx >=$100) – Infinite Spend Qualified 2.30%  $            0.100  $            –
Visa Services (tx >=$100) – Non-Tokenized – All Other 1.65%  $            0.100  $            –
Visa Services (tx >=$100) – Non-Tokenized – Infinite Spend Not Qualified 1.95%  $            0.100  $            –
Visa Services (tx >=$100) – Non-Tokenized – Infinite Spend Qualified 2.40%  $            0.100  $            –
Visa Services (tx >=$100) – Non-Tokenized – Signature 1.95%  $            0.100  $            –
Visa Services (tx >=$100) – Non-Tokenized – Signature Preferred 2.40%  $            0.100  $            –
Visa Services (tx >=$100) – Non-Tokenized – Traditional Rewards 1.80%  $            0.100  $            –
Visa Services (tx >=$100) – Signature 1.85%  $            0.100  $            –
Visa Services (tx >=$100) – Signature Preferred 2.30%  $            0.100  $            –
Visa Services (tx >=$100) – Traditional Rewards 1.70%  $            0.100  $            –
Visa Small Merchant Advertising – All Other 1.55%  $            0.100  $            –
Visa Small Merchant Advertising – Infinite Spend Not Qualified 1.75%  $            0.100  $            –
Visa Small Merchant Advertising – Infinite Spend Qualified 2.30%  $            0.100  $            –
Visa Small Merchant Advertising – Signature 1.75%  $            0.100  $            –
Visa Small Merchant Advertising – Signature Preferred 2.30%  $            0.100  $            –
Visa Small Merchant Advertising – Traditional Rewards 1.70%  $            0.100  $            –
Visa Small Merchant CPS/Recurring Payments Telco & Cable – All Other 1.43%  $           0.050  $            –
Visa Small Merchant CPS/Recurring Payments Telco & Cable – Infinite Spend Not Qualified 1.43%  $           0.050  $            –
Visa Small Merchant CPS/Recurring Payments Telco & Cable – Infinite Spend Qualified 2.20%  $           0.050  $            –
Visa Small Merchant CPS/Recurring Payments Telco & Cable – Signature 1.43%  $           0.050  $            –
Visa Small Merchant CPS/Recurring Payments Telco & Cable – Signature Preferred 2.20%  $            0.100  $            –
Visa Small Merchant CPS/Recurring Payments Telco & Cable – Traditional Rewards 1.43%  $           0.050  $            –
Visa Small Merchant Education – All Other 1.43%  $           0.050  $            –
Visa Small Merchant Education – Infinite Spend Not Qualified 1.43%  $           0.050  $            –
Visa Small Merchant Education – Infinite Spend Qualified 2.15%  $           0.050  $            –
Visa Small Merchant Education – Signature 1.43%  $           0.050  $            –
Visa Small Merchant Education – Signature Preferred 2.15%  $            0.100  $            –
Visa Small Merchant Education – Traditional Rewards 1.43%  $           0.050  $            –
Visa Small Merchant Healthcare – All Other 1.43%  $           0.050  $            –
Visa Small Merchant Healthcare – Infinite Spend Not Qualified 1.43%  $           0.050  $            –
Visa Small Merchant Healthcare – Infinite Spend Qualified 2.30%  $           0.050  $            –
Visa Small Merchant Healthcare – Signature 1.43%  $           0.050  $            –
Visa Small Merchant Healthcare – Signature Preferred 2.30%  $            0.100  $            –
Visa Small Merchant Healthcare – Traditional Rewards 1.43%  $           0.050  $            –
Visa Small Merchant Insurance – All Other 1.43%  $           0.050  $            –
Visa Small Merchant Insurance – Infinite Spend Not Qualified 1.43%  $           0.050  $            –
Visa Small Merchant Insurance – Infinite Spend Qualified 2.25%  $            0.100  $            –
Visa Small Merchant Insurance – Signature 1.43%  $           0.050  $            –
Visa Small Merchant Insurance – Signature Preferred 2.25%  $            0.100  $            –
Visa Small Merchant Insurance – Traditional Rewards 1.43%  $           0.050  $            –
Visa Small Merchant Product 1 – Infinite Spend Not Qualified 1.73%  $            0.100  $            –
Visa Small Merchant Product 1 – Infinite Spend Qualified 2.18%  $            0.100  $            –
Visa Small Merchant Product 1 – Signature 1.73%  $            0.100  $            –
Visa Small Merchant Product 1 – Signature Preferred 2.18%  $            0.100  $            –
Visa Small Merchant Product 1 – Traditional Rewards 1.73%  $            0.100  $            –
Visa Small Merchant Product 1- All Other 1.58%  $            0.100  $            –
Visa Small Merchant Product 2 – Infinite Spend Not Qualified 1.43%  $            0.100  $            –
Visa Small Merchant Product 2 – Infinite Spend Qualified 1.88%  $            0.100  $            –
Visa Small Merchant Product 2 – Signature 1.43%  $            0.100  $            –
Visa Small Merchant Product 2 – Signature Preferred 1.88%  $            0.100  $            –
Visa Small Merchant Product 2 – Traditional Rewards 1.43%  $            0.100  $            –
Visa Small Merchant Product 2- All Other 1.29%  $            0.100  $            –
Visa Small Merchant Real Estate – All Other 1.43%  $           0.050  $            –
Visa Small Merchant Real Estate – Infinite Spend Not Qualified 1.43%  $           0.050  $            –
Visa Small Merchant Real Estate – Infinite Spend Qualified 2.15%  $            0.100  $            –
Visa Small Merchant Real Estate – Signature 1.43%  $           0.050  $            –
Visa Small Merchant Real Estate – Signature Preferred 2.15%  $            0.100  $            –
Visa Small Merchant Real Estate – Traditional Rewards 1.43%  $           0.050  $            –
Visa Small Merchant Restaurant – All Other 2.10%  $                  –  $            –
Visa Small Merchant Restaurant – Infinite Spend Not Qualified 2.60%  $                  –  $            –
Visa Small Merchant Restaurant – Infinite Spend Qualified 2.60%  $                  –  $            –
Visa Small Merchant Restaurant – Signature 2.60%  $                  –  $            –
Visa Small Merchant Restaurant – Signature Preferred 2.60%  $                  –  $            –
Visa Small Merchant Restaurant – Traditional Rewards 2.10%  $                  –  $            –
Visa Small Merchant Services – All Other 1.55%  $            0.100  $            –
Visa Small Merchant Services – Infinite Spend Not Qualified 1.85%  $            0.100  $            –
Visa Small Merchant Services – Infinite Spend Qualified 2.30%  $            0.100  $            –
Visa Small Merchant Services – Signature 1.85%  $            0.100  $            –
Visa Small Merchant Services – Signature Preferred 2.30%  $            0.100  $            –
Visa Small Merchant Services – Traditional Rewards 1.70%  $            0.100  $            –
Visa Small Merchant Taxi – All Other 2.10%  $                  –  $            –
Visa Small Merchant Taxi – Infinite Spend Not Qualified 2.60%  $                  –  $            –
Visa Small Merchant Taxi – Infinite Spend Qualified 2.60%  $                  –  $            –
Visa Small Merchant Taxi – Signature 2.60%  $                  –  $            –
Visa Small Merchant Taxi – Signature Preferred 2.60%  $                  –  $            –
Visa Small Merchant Taxi – Traditional Rewards 2.10%  $                  –  $            –
Visa Small Ticket –  Infinite Spend Not Qualified 2.20%  $                  –  $            –
Visa Small Ticket –  Infinite Spend Qualified 2.20%  $                  –  $            –
Visa Small Ticket – All Other 1.90%  $                  –  $            –
Visa Small Ticket – Signature 2.20%  $                  –  $            –
Visa Small Ticket – Signature Preferred 2.20%  $                  –  $            –
Visa Small Ticket – Traditional Rewards 1.90%  $                  –  $            –
Visa Standard Interchange Reimbursement Fee, Debit – Exempt (CNP) 1.90%  $            0.250  $            –
Visa Standard Interchange Reimbursement Fee, Debit – Regulated (CNP) 0.05%  $            0.220  $            –
Visa Standard Interchange Reimbursement Fee, Prepaid – Exempt (CNP) 1.90%  $            0.250  $            –
Visa Standard Interchange Reimbursement Fee, Prepaid – Regulated (CNP) 0.05%  $            0.220  $            –
Visa Straight-Through-Processing (STP) Tier 1 < $7000 2.00%  $            0.100  $            –
Visa Straight-Through-Processing (STP) Tier 2 $7000-$14999.99 1.30%  $         35.000  $            –
Visa Straight-Through-Processing (STP) Tier 3 $15000-$49999.99 1.10%  $         35.000  $            –
Visa Straight-Through-Processing (STP) Tier 4 $50000-$99999.99 0.95%  $         35.000  $            –
Visa Straight-Through-Processing (STP) Tier 5 > $100000 0.80%  $         35.000  $            –
Visa Supermarket Credit  T2 – All Other 1.22%  $           0.050  $            –
Visa Supermarket Credit  T3 – Traditional Rewards 1.22%  $           0.050  $            –
Visa Supermarket Credit – All Other – Infinite Spend Not Qualified 1.65%  $           0.070  $            –
Visa Supermarket Credit – All Other – Infinite Spend Qualified 2.00%  $           0.070  $            –
Visa Supermarket Credit – All Other – Signature  / CPS Rewards 1 1.65%  $           0.070  $            –
Visa Supermarket Credit – All Other – Signature Preferred 2.00%  $           0.070  $            –
Visa Supermarket Credit – All Other – Traditional Rewards 1.50%  $           0.070  $            –
Visa Supermarket Credit – All Other- All Other 1.50%  $           0.070  $            –
Visa Supermarket Credit T0 – All Other 1.18%  $           0.050  $            –
Visa Supermarket Credit T0 – Infinite Spend Not Qualified 1.55%  $           0.050  $            –
Visa Supermarket Credit T0 – Infinite Spend Qualified 1.65%  $           0.050  $            –
Visa Supermarket Credit T0 – Signature 1.55%  $           0.050  $            –
Visa Supermarket Credit T0 – Signature Preferred 1.65%  $           0.050  $            –
Visa Supermarket Credit T0 – Traditional Rewards 1.18%  $           0.050  $            –
Visa Supermarket Credit T1 – All Other 1.20%  $           0.050  $            –
Visa Supermarket Credit T1 – Infinite Spend Not Qualified 1.55%  $           0.050  $            –
Visa Supermarket Credit T1 – Infinite Spend Qualified 1.65%  $           0.050  $            –
Visa Supermarket Credit T1 – Signature / CPS Rewards 1 1.55%  $           0.050  $            –
Visa Supermarket Credit T1 – Signature Preferred 1.65%  $           0.050  $            –
Visa Supermarket Credit T1 – Traditional Rewards 1.20%  $           0.050  $            –
Visa Supermarket Credit T2 – Infinite Spend Not Qualified 1.55%  $           0.050  $            –
Visa Supermarket Credit T2 – Infinite Spend Qualified 1.65%  $           0.050  $            –
Visa Supermarket Credit T2 – Signature  / CPS Rewards 1 1.55%  $           0.050  $            –
Visa Supermarket Credit T2 – Signature Preferred 1.65%  $           0.050  $            –
Visa Supermarket Credit T2 – Traditional Rewards 1.22%  $           0.050  $            –
Visa Supermarket Credit T3 – Infinite Spend Not Qualified 1.60%  $           0.050  $            –
Visa Supermarket Credit T3 – Infinite Spend Qualified 1.75%  $           0.050  $            –
Visa Supermarket Credit T3 – Signature  / CPS Rewards 1 1.60%  $           0.050  $            –
Visa Supermarket Credit T3 – Signature Preferred 1.75%  $           0.050  $            –
Visa Supermarket Credit T3- All Other 1.22%  $           0.050  $            –
Visa Taxi 1 – All Other 2.20%  $                  –  $            –
Visa Taxi 1 – Infinite Spend Not Qualified 2.70%  $                  –  $            –
Visa Taxi 1 – Infinite Spend Qualified 2.70%  $                  –  $            –
Visa Taxi 1 – Signature 2.70%  $                  –  $            –
Visa Taxi 1 – Signature Preferred 2.70%  $                  –  $            –
Visa Taxi 1 – Traditional Rewards 2.20%  $                  –  $            –
Visa Taxi 2 – All Other 2.10%  $                  –  $            –
Visa Taxi 2 – Infinite Spend Not Qualified 2.60%  $                  –  $            –
Visa Taxi 2 – Infinite Spend Qualified 2.60%  $                  –  $            –
Visa Taxi 2 – Signature 2.60%  $                  –  $            –
Visa Taxi 2 – Signature Preferred 2.60%  $                  –  $            –
Visa Taxi 2 – Traditional Rewards 2.10%  $                  –  $            –
Visa Travel – All Other 1.75%  $            0.100  $            –
Visa Travel – Infinite Spend Not Qualified 2.25%  $            0.100  $            –
Visa Travel – Infinite Spend Qualified 2.55%  $            0.100  $            –
Visa Travel – Signature 2.25%  $            0.100  $            –
Visa Travel – Signature Preferred 2.40%  $            0.100  $            –
Visa Travel – Traditional Rewards 1.95%  $            0.100  $            –
Visa Travel Service, Debit – Exempt (CP) 1.19%  $            0.100  $            –
Visa Travel Service, Debit – Regulated (CP) 0.05%  $            0.220  $            –
Visa Travel Service, Prepaid – Exempt (CP) 1.15%  $            0.150  $            –
Visa Travel Service, Prepaid – Regulated (CP) 0.05%  $            0.220  $            –
Visa VI INTL CREDIT VCHR PRCS – DEBIT  $            0.036  $            –
Visa VI INTL CREDIT VCHR PRCS FEE  $           0.040  $            –
Visa VI NTWK ACQ PROC FEE US CR  $           0.020  $            –
Visa VI NTWK ACQ PROC FEE US DB/PP  $            0.016  $            –
Visa VI-ADDRESS VER SVC FEE  $            0.010  $            –
Visa VISA ACQUIRER PRCE FEE INTL – CR  $            0.036  $            –
Visa VISA ACQUIRER PRCE FEE INTL – DB  $           0.040  $            –
Visa VISA AP ISA CASH ADVANCE ISSUER 1.00%  $                  –  $            –
Visa Visa Asia Pacific ISA Fee 0.40%  $                  –  $            –
Visa Visa Business Utility Recurring Bill Payment (Business Prepaid Only) – Exempt  $            0.750  $            –
Visa Visa Business Utility Recurring Bill Payment (Business Prepaid Only) – Regulated 0.05%  $            0.220  $            –
Visa Visa Credit Trans Integrity Fee  $            0.100  $            –
Visa Visa CV Processing Fee  $           0.020  $            –
Visa Visa CV Processing Fee – Debit  $            0.016  $            –
Visa Visa Debit Assessments 0.13%  $                  –  $            –
Visa Visa ISA – Issuer Currency (Enhanced) 1.40%  $                  –  $            –
Visa VISA ISA CASH ADVANCE ISSUER CUR 1.45%  $                  –  $            –
Visa Visa ISA Fee – Issuer Currency 1.00%  $                  –  $            –
Visa Visa Japan ISA Fee 0.20%  $                  –  $            –
Visa Visa Japan ISA Fee Issuer Curr 1.00%  $                  –  $            –
Visa Visa Money Transfer Original Credit  $            0.100  $            –
Visa Visa Money Transfer Original Credit – Deferred  $            0.015  $            –
Visa Visa Prepaid Load Network Interchange Reimbursement Fee  $           0.050  $            –
Visa Visa Transaction Integrity Fee (TIF)  $            0.100  $            –
Visa Visa US B2B Service Fee 1.55%  $                  –  $            –
Visa Zero Floor Limit  $           0.200  $            –
Processor ACH Discount  $                  –  $            –
Processor ACH Monthly Fee  $                  –  $            –
Processor ACH Transaction Fee  $                  –  $            –
Processor AVS  $                  –  $            –
Processor Batch  $                  –  $            –
Processor Chargeback  $                  –  $            –
Processor Commercial Interchange Optimization  $                  –  $            –
Processor Credit Mid-Qualified  $                  –  $            –
Processor Credit Non-Qualified  $                  –  $            –
Processor Credit Qualified  $                  –  $            –
Processor NON-PCI Compliance  $                  –  $            –
Processor Other  $                  –  $            –
Processor PCI Compliance  $                  –  $            –
Processor Service  $                  –  $            –
Processor Signature Debit Mid-Qualified  $                  –  $            –
Processor Signature Debit Non-Qualified  $                  –  $            –
Processor Signature Debit Qualified  $                  –  $            –
Mastercard Account Status Inquiry  $            0.025  $            –
Mastercard Acquirer Program Support Fee 0.85%  $                  –  $            –
Mastercard Airline – World Elite 2.55%  $            0.100  $            –
Mastercard Airline – World High Value 2.55%  $            0.100  $            –
Mastercard Assessment % 0.13%  $                  –  $            –
Mastercard Assessment % (Credit >$1k) 0.14%  $                  –  $            –
Mastercard Assessment PI (NABU Fee)  $           0.020  $            –
Mastercard Charities – Commercial Debit |  Commercial and Non-Regulated Commercial Debit 2.00%  $            0.100  $            –
Mastercard Charities – Commercial Prepaid |  Commercial and Non-Regulated Commercial Prepaid 2.00%  $            0.100  $            –
Mastercard Charities – Core 2.00%  $            0.100  $            –
Mastercard Charities – Enhanced 2.00%  $            0.100  $            –
Mastercard Charities – Large Market Credit 2.00%  $            0.100  $            –
Mastercard Charities – Non-Regulated Consumer Debit 1.45%  $            0.150  $            –
Mastercard Charities – Non-Regulated Consumer Prepaid 1.45%  $            0.150  $            –
Mastercard Charities – Regulated Consumer Debit/Prepaid 0.05%  $            0.220  $            –
Mastercard Charities – World 2.00%  $            0.100  $            –
Mastercard Charities – World Elite 2.00%  $            0.100  $            –
Mastercard Charities – World High Value 2.00%  $            0.100  $            –
Mastercard Charities Level 1 Business Core 2.00%  $            0.100  $            –
Mastercard Charities Level 2 Business World 2.00%  $            0.100  $            –
Mastercard Charities Level 3 Business World Elite 2.00%  $            0.100  $            –
Mastercard Charities Level 4 2.00%  $            0.100  $            –
Mastercard Charities Level 5 2.00%  $            0.100  $            –
Mastercard Commercial Bill Pay Standard 2.50%  $            0.100  $            –
Mastercard Commercial Business-To-Business Product 1 2.00%  $                  –  $            –
Mastercard Commercial Business-To-Business Product 10 1.70%  $                  –  $            –
Mastercard Commercial Business-To-Business Product 11 1.60%  $                  –  $            –
Mastercard Commercial Business-To-Business Product 12 1.50%  $                  –  $            –
Mastercard Commercial Business-To-Business Product 13 1.40%  $                  –  $            –
Mastercard Commercial Business-To-Business Product 14 1.30%  $                  –  $            –
Mastercard Commercial Business-To-Business Product 15 1.20%  $                  –  $            –
Mastercard Commercial Business-To-Business Product 16 1.10%  $                  –  $            –
Mastercard Commercial Business-To-Business Product 17 1.00%  $                  –  $            –
Mastercard Commercial Business-To-Business Product 18 1.45%  $                  –  $            –
Mastercard Commercial Business-To-Business Product 19 1.35%  $                  –  $            –
Mastercard Commercial Business-To-Business Product 2 1.80%  $                  –  $            –
Mastercard Commercial Business-To-Business Product 3 1.60%  $                  –  $            –
Mastercard Commercial Business-To-Business Product 4 1.40%  $                  –  $            –
Mastercard Commercial Business-To-Business Product 5 1.20%  $                  –  $            –
Mastercard Commercial Business-To-Business Product 6 1.00%  $                  –  $            –
Mastercard Commercial Business-To-Business Product 7 2.00%  $                  –  $            –
Mastercard Commercial Business-To-Business Product 8 1.90%  $                  –  $            –
Mastercard Commercial Business-To-Business Product 9 1.80%  $                  –  $            –
Mastercard Commercial Freight 1.80%  $            0.100  $            –
Mastercard Commercial Large Ticket – Regulated Commercian Debit/Prepaid 0.05%  $            0.220  $            –
Mastercard Commercial Refund Group 1 – Commercial Debit 2.37%  $                  –  $            –
Mastercard Commercial Refund Group 1 – Commercial Prepaid 2.37%  $                  –  $            –
Mastercard Commercial Refund Group 1 – Large Market Credit 2.37%  $                  –  $            –
Mastercard Commercial Refund Group 1 Level 1 Business Core 2.37%  $                  –  $            –
Mastercard Commercial Refund Group 1 Level 2 Business World 2.37%  $                  –  $            –
Mastercard Commercial Refund Group 1 Level 3 Business World Elite 2.37%  $                  –  $            –
Mastercard Commercial Refund Group 1 Level 4 2.37%  $                  –  $            –
Mastercard Commercial Refund Group 1 Level 5 2.37%  $                  –  $            –
Mastercard Commercial Refund Group 2 – Commercial Debit 2.30%  $                  –  $            –
Mastercard Commercial Refund Group 2 – Commercial Prepaid 2.30%  $                  –  $            –
Mastercard Commercial Refund Group 2 – Large Market Credit 2.30%  $                  –  $            –
Mastercard Commercial Refund Group 2 Level 1 Business Core 2.30%  $                  –  $            –
Mastercard Commercial Refund Group 2 Level 2 Business World 2.30%  $                  –  $            –
Mastercard Commercial Refund Group 2 Level 3 Business World Elite 2.30%  $                  –  $            –
Mastercard Commercial Refund Group 2 Level 4 2.30%  $                  –  $            –
Mastercard Commercial Refund Group 2 Level 5 2.30%  $                  –  $            –
Mastercard Commercial Refund Group 3 – Commercial Debit 2.21%  $                  –  $            –
Mastercard Commercial Refund Group 3 – Commercial Prepaid 2.21%  $                  –  $            –
Mastercard Commercial Refund Group 3 – Large Market Credit 2.21%  $                  –  $            –
Mastercard Commercial Refund Group 3 Level 1 Business Core 2.21%  $                  –  $            –
Mastercard Commercial Refund Group 3 Level 2 Business World 2.21%  $                  –  $            –
Mastercard Commercial Refund Group 3 Level 3 Business World Elite 2.21%  $                  –  $            –
Mastercard Commercial Refund Group 3 Level 4 2.21%  $                  –  $            –
Mastercard Commercial Refund Group 3 Level 5 2.21%  $                  –  $            –
Mastercard Commercial Refund Group 4 – Commercial Debit 2.16%  $                  –  $            –
Mastercard Commercial Refund Group 4 – Commercial Prepaid 2.16%  $                  –  $            –
Mastercard Commercial Refund Group 4 – Large Market Credit 2.16%  $                  –  $            –
Mastercard Commercial Refund Group 4 Level 1 Business Core 2.16%  $                  –  $            –
Mastercard Commercial Refund Group 4 Level 2 Business World 2.16%  $                  –  $            –
Mastercard Commercial Refund Group 4 Level 3 Business World Elite 2.16%  $                  –  $            –
Mastercard Commercial Refund Group 4 Level 4 2.16%  $                  –  $            –
Mastercard Commercial Refund Group 4 Level 5 2.16%  $                  –  $            –
Mastercard Commercial Standard Business Level 1 2.95%  $            0.100  $            –
Mastercard Commercial Standard Business Level 2 3.10%  $            0.100  $            –
Mastercard Commercial Standard Business Level 3 3.15%  $            0.100  $            –
Mastercard Commercial Standard Business Level 4 3.25%  $            0.100  $            –
Mastercard Commercial Standard Business Level 5 3.30%  $            0.100  $            –
Mastercard Commercial Standard Large Market 2.95%  $            0.100  $            –
Mastercard Commercial Standard Non-Regulated Business Debit 2.95%  $            0.100  $            –
Mastercard Commercial Standard Non-Regulated Business Prepaid 2.95%  $            0.100  $            –
Mastercard Commercial Standard Regulated Commercial Debit/Prepaid 0.05%  $            0.220  $            –
Mastercard Commercial T&E Business Level 1 2.35%  $            0.100  $            –
Mastercard Commercial T&E Business Level 2 2.50%  $            0.100  $            –
Mastercard Commercial T&E Business Level 3 2.55%  $            0.100  $            –
Mastercard Commercial T&E Business Level 4 2.65%  $            0.100  $            –
Mastercard Commercial T&E Business Level 5 2.70%  $            0.100  $            –
Mastercard Commercial T&E Rate – Commercial Debit 2.35%  $            0.100  $            –
Mastercard Commercial T&E Rate – Commercial Prepaid 2.35%  $            0.100  $            –
Mastercard Commercial T&E Rate – Large Market 2.65%  $            0.100  $            –
Mastercard Commercial T&E Regulated Commercial Debit/Prepaid 0.05%  $            0.220  $            –
Mastercard Consumer Credit Refund Group 1 – World 2.30%  $                  –  $            –
Mastercard Consumer Credit Refund Group 1 – World Elite 2.30%  $                  –  $            –
Mastercard Consumer Credit Refund Group 1 – World High Value 2.30%  $                  –  $            –
Mastercard Consumer Credit Refund Group 2 – Core 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 2 – Enhanced 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 2 – World 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 2 – World Elite 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 2 – World High Value 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 3 – Core 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 3 – Enhanced 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 3 – World 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 3 – World Elite 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 3 – World High Value 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 4 – Core 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 4 – Enhanced 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 4 – World 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 4 – World Elite 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 4 – World High Value 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 5 – Core 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 5 – Enhanced 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 5 – World 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 5 – World Elite 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 5 – World High Value 1.75%  $                  –  $            –
Mastercard Consumer Debit Refund Group 1 – Debit Rate  $                  –  $            –
Mastercard Consumer Debit Refund Group 1 – Prepaid Rate  $                  –  $            –
Mastercard Consumer Debit Refund Group 2 – Debit Rate  $                  –  $            –
Mastercard Consumer Debit Refund Group 2 – Prepaid Rate  $                  –  $            –
Mastercard Consumer Debit Refund Group 3 – Debit Rate  $                  –  $            –
Mastercard Consumer Debit Refund Group 3 – Prepaid Rate  $                  –  $            –
Mastercard Convenience Purchases Base – Core 1.65%  $           0.040  $            –
Mastercard Convenience Purchases Base – Enhanced 1.80%  $           0.040  $            –
Mastercard Convenience Purchases Base – World 1.90%  $           0.040  $            –
Mastercard Convenience Purchases Base – World Elite 2.30%  $           0.040  $            –
Mastercard Convenience Purchases Base – World High Value 2.30%  $           0.040  $            –
Mastercard Convenience Purchases Tier 1 – Core 1.35%  $                  –  $            –
Mastercard Convenience Purchases Tier 1 – Enhanced 1.35%  $                  –  $            –
Mastercard Convenience Purchases Tier 1 – World 1.45%  $                  –  $            –
Mastercard Convenience Purchases Tier 1 – World Elite 1.60%  $                  –  $            –
Mastercard Convenience Purchases Tier 1 – World High Value 1.60%  $                  –  $            –
Mastercard CVC2 Authorization Fee  $           0.003  $            –
Mastercard Data Rate I – Commercial Debit |  Non-Regulated Business Debit 2.65%  $            0.100  $            –
Mastercard Data Rate I – Commercial Prepaid |  Non-Regulated Business Prepaid 2.65%  $            0.100  $            –
Mastercard Data Rate I – Large Market Credit |  Commercial Data Rate I Large Market 2.70%  $            0.100  $            –
Mastercard Data Rate I – Regulated Commercial Debit / Prepaid 0.05%  $            0.220  $            –
Mastercard Data Rate I Level 1 Business Core |  Commercial Data Rate I Business Level 1 2.65%  $            0.100  $            –
Mastercard Data Rate I Level 2 Business World |  Commercial Data Rate I Business Level 2 2.80%  $            0.100  $            –
Mastercard Data Rate I Level 3 Business World Elite |  Commercial Data Rate I Business Level 3 2.85%  $            0.100  $            –
Mastercard Data Rate I Level 4 |  Commercial Data Rate I Business Level 4 2.95%  $            0.100  $            –
Mastercard Data Rate I Level 5 |  Commercial Data Rate I Business Level 5 3.00%  $            0.100  $            –
Mastercard Data Rate II – Commercial Debit |  Non-Regulated Business Debit 2.10%  $            0.100  $            –
Mastercard Data Rate II – Commercial Prepaid |  Non-Regulated Business Prepaid 2.65%  $            0.100  $            –
Mastercard Data Rate II – Large Market Credit |  Commercial Data Rate II Large Market 2.50%  $            0.100  $            –
Mastercard Data Rate II – Regulated Business Debit / Prepaid 0.05%  $            0.220  $            –
Mastercard Data Rate II (Petroleum MCCs) – Commercial Business L1 1.90%  $            0.100  $            –
Mastercard Data Rate II (Petroleum MCCs) – Commercial Business L2 2.05%  $            0.100  $            –
Mastercard Data Rate II (Petroleum MCCs) – Commercial Business L3 2.10%  $            0.100  $            –
Mastercard Data Rate II (Petroleum MCCs) – Commercial Business L4 2.20%  $            0.100  $            –
Mastercard Data Rate II (Petroleum MCCs) – Commercial Business L5 2.25%  $            0.100  $            –
Mastercard Data Rate II (Petroleum MCCs) – Commercial Debit |  Non-Regulated Business Debit 2.05%  $            0.100  $            –
Mastercard Data Rate II (Petroleum MCCs) – Commercial Prepaid |  Non-Regulated Business Prepaid 2.05%  $            0.100  $            –
Mastercard Data Rate II (Petroleum MCCs) – Large Market Credit |  Commercial Data Rate II Petroleum Large Market 2.20%  $            0.100  $            –
Mastercard Data Rate II (Petroleum MCCs) – Regulated Commercial Debit/Prepaid 0.05%  $            0.220  $            –
Mastercard Data Rate II Level 1 Business Core |  Commercial Data Rate II L1 1.90%  $            0.100  $            –
Mastercard Data Rate II Level 2 Business World |  Commercial Data Rate II L2 2.05%  $            0.100  $            –
Mastercard Data Rate II Level 3 Business World Elite |  Commercial Data Rate II L3 2.10%  $            0.100  $            –
Mastercard Data Rate II Level 4 |  Commercial Data Rate II L4 2.20%  $            0.100  $            –
Mastercard Data Rate II Level 5 |  Commercial Data Rate II L5 2.25%  $            0.100  $            –
Mastercard Data Rate III – Large Market Credit |  Commercial Data Rate III Large Market 1.90%  $            0.100  $            –
Mastercard Data Rate III – Regulated Commercial Debit/Prepaid 0.05%  $            0.220  $            –
Mastercard Emerging Markets – Non-Regulated Consumer Debit 0.80%  $            0.250  $            –
Mastercard Emerging Markets – Non-Regulated Consumer Debit Prepaid 0.80%  $            0.250  $            –
Mastercard Emerging Markets – Regulated Consumer Debit/Prepaid 0.05%  $            0.220  $            –
Mastercard Emerging Markets (Education / Gov’t MCCs) – Non-Regulated Consumer Debit 0.65%  $            0.150  $        2.00
Mastercard Emerging Markets (Education / Gov’t MCCs) – Non-Regulated Consumer Prepaid 0.65%  $            0.150  $        2.00
Mastercard Emerging Markets (Education / Gov’t MCCs) – Regulated Consumer Prepaid 0.05%  $            0.220  $            –
Mastercard Full UCAF SecureCode – Core 1.95%  $            0.100  $            –
Mastercard Full UCAF SecureCode – Enhanced 2.10%  $            0.100  $            –
Mastercard Full UCAF SecureCode – Non-Regulated Consumer Debit 1.65%  $            0.150  $            –
Mastercard Full UCAF SecureCode – Non-Regulated Consumer Prepaid 1.76%  $           0.200  $            –
Mastercard Full UCAF SecureCode – Regulated Consumer Debit/Prepaid 0.05%  $            0.220  $            –
Mastercard Full UCAF SecureCode – World 2.20%  $            0.100  $            –
Mastercard Full UCAF SecureCode – World Elite 2.60%  $            0.100  $            –
Mastercard Full UCAF SecureCode – World High Value 2.60%  $            0.100  $            –
Mastercard Installment Transactions – INSA 1.85%  $                  –  $            –
Mastercard Installment Transactions – INSB 1.60%  $                  –  $            –
Mastercard Installment Transactions – INSC 0.50%  $                  –  $            –
Mastercard Interregional Commercial Non-US Issued 2.00%  $                  –  $            –
Mastercard Interregional Commercial Premium Non-US Issued 2.00%  $                  –  $            –
Mastercard Interregional Consumer Rate I Digital Commerce – Core 1.60%  $                  –  $            –
Mastercard Interregional Consumer Rate I Digital Commerce – Premium 1.85%  $                  –  $            –
Mastercard Interregional Consumer Rate I Digital Commerce – Super Premium 1.98%  $                  –  $            –
Mastercard Interregional Consumer Rate II Card Present CP – Core 1.10%  $                  –  $            –
Mastercard Interregional Consumer Rate II Card Present CP – Premium 1.85%  $                  –  $            –
Mastercard Interregional Consumer Rate II Card Present CP – Super Premium 1.98%  $                  –  $            –
Mastercard Interregional Consumer Rate III Base – Core 1.60%  $                  –  $            –
Mastercard Interregional Consumer Rate III Base – Premium 1.85%  $                  –  $            –
Mastercard Interregional Consumer Rate III Base – Super Premium 1.98%  $                  –  $            –
Mastercard Interregional Regulated POS Debit Commercial Debit/Prepaid 0.05%  $            0.550  $            –
Mastercard Interregional Regulated POS Debit Consumer Debit/Prepaid 0.05%  $            0.220  $            –
Mastercard Intl Cross Border Fee 0.60%  $                  –  $            –
Mastercard Intl DCC Cross Border Fee 1.00%  $                  –  $            –
Mastercard Key Entered Core 1.95%  $            0.100  $            –
Mastercard Key Entered Non-Regulated Consumer Debit 1.65%  $            0.150  $            –
Mastercard Key Entered Non-Regulated Consumer Prepaid 1.76%  $           0.200  $            –
Mastercard Key Entered Regulated Consumer Debit/Prepaid 0.05%  $            0.220  $            –
Mastercard Key-entered – Enhanced 2.10%  $            0.100  $            –
Mastercard Key-entered – World 2.20%  $            0.100  $            –
Mastercard Key-entered – World Elite 2.60%  $            0.100  $            –
Mastercard Key-entered – World High Value 2.60%  $            0.100  $            –
Mastercard Large Ticket – Large Market Credit |  Commercial Large Ticket Large Market 1.45%  $         35.000  $            –
Mastercard Large Ticket 1 (USD 10,000.00‚Äì25,000) |  Commercial Payment Account 1 1.20%  $                  –  $            –
Mastercard Large Ticket 2 (USD 25,000.01‚Äì100,000) |  Commercial Payment Account 2 1.00%  $                  –  $            –
Mastercard Large Ticket 3 (USD 100,000.01‚Äì500,000) |  Commercial Payment Account 3 0.90%  $                  –  $            –
Mastercard Large Ticket 4 (USD 500,000.01‚Äì1,000,000) |  Commercial Payment Account 4 0.80%  $                  –  $            –
Mastercard Large Ticket 5 (More than USD 1,000,000) |  Commercial Payment Account 5 0.70%  $                  –  $            –
Mastercard Lodging and Auto Rental – Core 1.65%  $            0.100  $            –
Mastercard Lodging and Auto Rental – Enhanced 1.75%  $            0.100  $            –
Mastercard Lodging and Auto Rental – Non-Regulated Consumer Debit 1.15%  $            0.150  $            –
Mastercard Lodging and Auto Rental – Non-Regulated Consumer Prepaid 1.15%  $            0.150  $            –
Mastercard Lodging and Auto Rental – Regulated Consumer Debit/Prepaid 0.05%  $            0.220  $            –
Mastercard MASTERCARD ACCEPTANCE FEE  $           0.002  $            –
Mastercard MASTERCARD FILE TRANSMISSION FEE  $           0.002  $            –
Mastercard MC Acquirer License Fee 0.01%  $                  –  $            –
Mastercard MC Address Verification Service  $            0.010  $            –
Mastercard MC Annual Participation Fee  $            1.250  $            –
Mastercard MC Auth Connectivity Fee  $           0.002  $            –
Mastercard MC Auth Reversal  $           0.005  $            –
Mastercard MC Digital Enablement Fee  $           0.200  $            –
Mastercard MC Enhanced Value Merit 1 (3D Secure) 1.70%  $            0.100  $            –
Mastercard MC FREIGHT PROGRAM ACQUIRER FEE 0.50%  $                  –  $            –
Mastercard MC HUMANITARIAN AID ASMT 0.00%  $                  –  $            –
Mastercard MC Location Fee Exclusion  $                  –  $            –
Mastercard MC Location Fee Low Volume  $                  –  $            –
Mastercard MC Merit 1 Credit (3D Secure) 1.60%  $            0.100  $            –
Mastercard MC Merit 1 Debit (3D Secure) 1.10%  $            0.150  $            –
Mastercard MC Network Access Auth Fee  $           0.020  $            –
Mastercard MC US TPE Excessive Auth Attempt  $            0.100  $            –
Mastercard MC US TPE Nominal Amount Auth  $            0.045  $            –
Mastercard MC Wholesale B2B Acquirer Fee 1.57%  $                  –  $            –
Mastercard MC World Card Merit 1 (3D Secure) 1.80%  $            0.100  $            –
Mastercard MC World Elite Merit 1 (3D Secure) 2.20%  $            0.100  $            –
Mastercard Merchant UCAF SecureCode  – Non-Regulated Consumer Debit 1.65%  $            0.150  $            –
Mastercard Merchant UCAF SecureCode – Core 1.95%  $            0.100  $            –
Mastercard Merchant UCAF SecureCode – Enhanced 2.10%  $            0.100  $            –
Mastercard Merchant UCAF SecureCode – Non-Regulated Consumer Prepaid 1.76%  $           0.200  $            –
Mastercard Merchant UCAF SecureCode – Regulated Consumer Debit/Prepaid 0.05%  $            0.220  $            –
Mastercard Merchant UCAF SecureCode – World 2.20%  $            0.100  $            –
Mastercard Merchant UCAF SecureCode – World Elite 2.60%  $            0.100  $            –
Mastercard Merchant UCAF SecureCode – World High Value 2.60%  $            0.100  $            –
Mastercard Merit I – Core 1.95%  $            0.100  $            –
Mastercard Merit I – Debit Rate |  Non-Regulated Consumer Debit 1.65%  $            0.150  $            –
Mastercard Merit I – Enhanced 2.10%  $            0.100  $            –
Mastercard Merit I – Prepaid Rate |  Non-Regulated Consumer Prepaid 1.76%  $           0.200  $            –
Mastercard Merit I – World 2.20%  $            0.100  $            –
Mastercard Merit I – World Elite 2.60%  $            0.100  $            –
Mastercard Merit I – World High Value 2.60%  $            0.100  $            –
Mastercard Merit I (Consumer Loans MCCs) – Non-Regulated Consumer Debit 0.80%  $            0.250  $         2.95
Mastercard Merit I (Consumer Loans MCCs) – Non-Regulated Consumer Prepaid 0.80%  $            0.250  $         2.95
Mastercard Merit I (Consumer Loans MCCs) – Regulated Consumer Debit/Prepaid 0.05%  $            0.220  $            –
Mastercard Merit I (Day Care) – Core 1.60%  $            0.100  $            –
Mastercard Merit I (Day Care) – Enhanced 1.60%  $            0.100  $            –
Mastercard Merit I (Day Care) – World 1.60%  $            0.100  $            –
Mastercard Merit I (E-Commerce) Consumer Credit 1.95%  $            0.100  $            –
Mastercard Merit I (E-Commerce) Enhanced 2.10%  $            0.100  $            –
Mastercard Merit I (E-Commerce) High Value 2.60%  $            0.100  $            –
Mastercard Merit I (E-Commerce) Non-Regulated Consumer Debit 1.65%  $            0.150  $            –
Mastercard Merit I (E-Commerce) Non-Regulated Consumer Prepaid 1.76%  $           0.200  $            –
Mastercard Merit I (E-Commerce) Regulated Consumer Debit/Prepaid 0.05%  $            0.220  $            –
Mastercard Merit I (E-Commerce) World Card 2.20%  $            0.100  $            –
Mastercard Merit I (E-Commerce) World Elite 2.60%  $            0.100  $            –
Mastercard Merit I (Insurance MCCs) – Core 1.43%  $           0.050  $            –
Mastercard Merit I (Insurance MCCs) – Enhanced 1.43%  $           0.050  $            –
Mastercard Merit I (Insurance MCCs) – World 1.43%  $           0.050  $            –
Mastercard Merit I (Insurance MCCs) – World Elite 2.25%  $            0.100  $            –
Mastercard Merit I (Insurance MCCs) – World High Value 2.25%  $            0.100  $            –
Mastercard Merit I (Real Estate MCCs) – Core 1.43%  $           0.050  $            –
Mastercard Merit I (Real Estate MCCs) – Enhanced 1.43%  $           0.050  $            –
Mastercard Merit I (Real Estate MCCs) – Non-Regulated Consumer Debit 0.80%  $            0.250  $        5.00
Mastercard Merit I (Real Estate MCCs) – Non-Regulated Consumer Prepaid 0.80%  $            0.250  $        5.00
Mastercard Merit I (Real Estate MCCs) – Regulated Consumer Debit/Prepaid 0.05%  $            0.220  $            –
Mastercard Merit I (Real Estate MCCs) – World 1.43%  $           0.050  $            –
Mastercard Merit I (Real Estate MCCs) – World Elite 2.20%  $            0.100  $            –
Mastercard Merit I (Real Estate MCCs) – World High Value 2.20%  $            0.100  $            –
Mastercard Merit I Regulated Consumer Debit/Prepaid 0.05%  $            0.220  $            –
Mastercard Merit III Base – Core 1.65%  $            0.100  $            –
Mastercard Merit III Base – Enhanced 1.80%  $            0.100  $            –
Mastercard Merit III Base – World 1.90%  $            0.100  $            –
Mastercard Merit III Base – World Elite 2.30%  $            0.100  $            –
Mastercard Merit III Base – World High Value 2.30%  $            0.100  $            –
Mastercard Merit III Base (Card Present) – Non-Regulated Consumer Debit 1.05%  $            0.150  $            –
Mastercard Merit III Base (Card Present) – Non-Regulated Consumer Prepaid 1.15%  $            0.150  $            –
Mastercard Merit III Regulated Consumer Debit/Prepaid 0.05%  $            0.220  $            –
Mastercard Merit III Tier 1 – Core 1.43%  $            0.100  $            –
Mastercard Merit III Tier 1 – Debit Rate 0.70%  $            0.150  $            –
Mastercard Merit III Tier 1 – Enhanced 1.43%  $            0.100  $            –
Mastercard Merit III Tier 1 – Prepaid Rate 0.70%  $            0.150  $            –
Mastercard Merit III Tier 1 – World 1.53%  $            0.100  $            –
Mastercard Merit III Tier 1 – World Elite 2.05%  $            0.100  $            –
Mastercard Merit III Tier 1 – World High Value 2.05%  $            0.100  $            –
Mastercard Merit III Tier 2 – Core 1.48%  $            0.100  $            –
Mastercard Merit III Tier 2 – Debit Rate 0.83%  $            0.150  $            –
Mastercard Merit III Tier 2 – Enhanced 1.48%  $            0.100  $            –
Mastercard Merit III Tier 2 – Prepaid Rate 0.83%  $            0.150  $            –
Mastercard Merit III Tier 2 – World 1.58%  $            0.100  $            –
Mastercard Merit III Tier 2 – World Elite 2.10%  $            0.100  $            –
Mastercard Merit III Tier 2 – World High Value 2.10%  $            0.100  $            –
Mastercard Merit III Tier 3 – Core 1.55%  $            0.100  $            –
Mastercard Merit III Tier 3 – Debit Rate 0.95%  $            0.150  $            –
Mastercard Merit III Tier 3 – Enhanced 1.55%  $            0.100  $            –
Mastercard Merit III Tier 3 – Prepaid Rate 0.95%  $            0.150  $            –
Mastercard Merit III Tier 3 – World 1.65%  $            0.100  $            –
Mastercard Merit III Tier 3 – World Elite 2.15%  $            0.100  $            –
Mastercard Merit III Tier 3 – World High Value 2.15%  $            0.100  $            –
Mastercard Money Send & Funding Tx – Consumer Credit 3.25%  $            0.100  $            –
Mastercard Money Send & Funding Tx – Enhanced 3.25%  $            0.100  $            –
Mastercard Money Send & Funding Tx – High Value 3.25%  $            0.100  $            –
Mastercard Money Send & Funding Tx – Non-Regulated Consumer Debit 3.25%  $            0.100  $            –
Mastercard Money Send & Funding Tx – Non-Regulated Consumer Prepaid 3.25%  $            0.100  $            –
Mastercard Money Send & Funding Tx – Regulated Consumer Debit / Prepaid 0.05%  $            0.220  $            –
Mastercard Money Send & Funding Tx – World Card 3.25%  $            0.100  $            –
Mastercard Money Send & Funding Tx – World Elite 3.25%  $            0.100  $            –
Mastercard Passenger Transport – Core 1.65%  $            0.100  $            –
Mastercard Passenger Transport – Debit Rate |  Non-Regulated Consumer Debit 1.60%  $            0.150  $            –
Mastercard Passenger Transport – Enhanced 1.75%  $            0.100  $            –
Mastercard Passenger Transport – Prepaid Rate |  Non-Regulated Consumer Prepaid 1.60%  $            0.150  $            –
Mastercard Passenger Transport – Regulated Consumer Debit/Prepaid 0.05%  $            0.220  $            –
Mastercard Payment Transaction – Commercial Debit 0.19%  $            0.530  $            –
Mastercard Payment Transaction – Commercial Prepaid 0.19%  $            0.530  $            –
Mastercard Payment Transaction – Core 0.19%  $            0.530  $            –
Mastercard Payment Transaction – Debit Rate 0.19%  $            0.530  $            –
Mastercard Payment Transaction – Debit Rate 0.19%  $            0.530  $            –
Mastercard Payment Transaction – Enhanced 0.19%  $            0.530  $            –
Mastercard Payment Transaction – Large Market Credit 0.19%  $            0.530  $            –
Mastercard Payment Transaction – Prepaid Rate 0.19%  $            0.530  $            –
Mastercard Payment Transaction – Prepaid Rate 0.19%  $            0.530  $            –
Mastercard Payment Transaction – World 0.19%  $            0.530  $            –
Mastercard Payment Transaction – World Elite 0.19%  $            0.530  $            –
Mastercard Payment Transaction – World High Value 0.19%  $            0.530  $            –
Mastercard Payment Transaction (Gaming) – Core  $            0.100  $            –
Mastercard Payment Transaction (Gaming) – Enhanced  $            0.100  $            –
Mastercard Payment Transaction (Gaming) – World  $            0.100  $            –
Mastercard Payment Transaction (Gaming) – World Elite  $            0.100  $            –
Mastercard Payment Transaction (Gaming) – World High Value  $            0.100  $            –
Mastercard Payment Transaction (Gov’t-owned Lottery) – Debit Rate  $            0.100  $            –
Mastercard Payment Transaction (Gov’t-owned Lottery) – Debit Rate  $            0.100  $            –
Mastercard Payment Transaction (Gov’t-owned Lottery) – Prepaid Rate  $            0.100  $            –
Mastercard Payment Transaction (Gov’t-owned Lottery) – Prepaid Rate  $            0.100  $            –
Mastercard Payment Transaction Level 1 Business Core 0.19%  $            0.530  $            –
Mastercard Payment Transaction Level 2 Business World 0.19%  $            0.530  $            –
Mastercard Payment Transaction Level 3 Business World Elite 0.19%  $            0.530  $            –
Mastercard Payment Transaction Level 4 0.19%  $            0.530  $            –
Mastercard Payment Transaction Level 5 0.19%  $            0.530  $            –
Mastercard Petroleum – Regulated Consumer Debit/Prepaid 0.05%  $            0.220  $            –
Mastercard Petroleum Base – Core |  Consumer Credit 1.90%  $                  –  $        0.95
Mastercard Petroleum Base – Enhanced 1.90%  $                  –  $        0.95
Mastercard Petroleum Base – World 2.00%  $                  –  $        0.95
Mastercard Petroleum Base – World Elite 2.00%  $                  –  $        0.95
Mastercard Petroleum Base – World High Value 2.00%  $                  –  $        0.95
Mastercard Petroleum CAT/AFD – Debit Rate |  Non-Regulated Consumer Debit 0.70%  $            0.170  $        0.95
Mastercard Petroleum CAT/AFD – Prepaid Rate  |  Non-Regulated Consumer Prepaid 0.70%  $            0.170  $        0.95
Mastercard Petroleum Service Station – Non-Regulated Consumer Debit 0.70%  $            0.170  $        0.95
Mastercard Petroleum Service Station – Non-Regulated Consumer Prepaid 0.70%  $            0.170  $        0.95
Mastercard PIN Debit All Other Base (Purcahses, Payment Trans.) 0.90%  $            0.150  $            –
Mastercard PIN Debit Convenience Base (Purcahses, Payment Trans.) 0.75%  $            0.170  $        0.95
Mastercard PIN Debit Payment Transaction 0.19%  $            0.530  $            –
Mastercard PIN Debit Payment Transaction (Gaming MCCs)  $            0.100  $            –
Mastercard PIN Debit Supermarket/Warehouse Base 1.05%  $            0.150  $        0.35
Mastercard PIN Regulated – Credits (Refunds/Returns)  $                  –  $            –
Mastercard PIN Regulated POS Debit 0.05%  $            0.210  $            –
Mastercard PIN Regulated POS Debit w/ Fraud Adjustment 0.05%  $            0.220  $            –
Mastercard PIN Unregulated – Credits (Refunds/Returns)  $                  –  $            –
Mastercard Processing Integ – Format Error  $                  –  $            –
Mastercard Processing Integrity ‚Äì Invalid ICA  $                  –  $            –
Mastercard Processing Integrity Late Card Not Present  $            0.045  $            –
Mastercard Processing Integrity Late Card Present  $            0.045  $            –
Mastercard Processing Integrity Late Reversal – T&E  $                  –  $            –
Mastercard Processing Integrity Line Item  $            0.010  $            –
Mastercard Processing Integrity No Reversal  $            0.045  $            –
Mastercard Processing Integrity No Reversal – T&E  $            0.045  $            –
Mastercard Processing Intgry – Final Auth 0.25%  $                  –  $            –
Mastercard Processing Intgry – Line Item  $            0.012  $            –
Mastercard Processing Intgry – Pre Auth  $            0.045  $            –
Mastercard Processing Intgry-Final Auth Min  $           0.040  $            –
Mastercard Processing Intgry-Undefined Auth  $            0.045  $            –
Mastercard Public Sector – Core |  Consumer Credit 1.55%  $            0.100  $            –
Mastercard Public Sector – Enhanced 1.55%  $            0.100  $            –
Mastercard Public Sector – World 1.55%  $            0.100  $            –
Mastercard Public Sector – World Elite 1.55%  $            0.100  $            –
Mastercard Public Sector – World High Value 1.55%  $            0.100  $            –
Mastercard Rebate – Commercial Debit  $                  –  $            –
Mastercard Rebate – Commercial Prepaid  $                  –  $            –
Mastercard Rebate – Large Market Credit  $                  –  $            –
Mastercard Rebate Level 1 Business Core  $                  –  $            –
Mastercard Rebate Level 2 Business World  $                  –  $            –
Mastercard Rebate Level 3 Business World Elite  $                  –  $            –
Mastercard Rebate Level 4  $                  –  $            –
Mastercard Rebate Level 5  $                  –  $            –
Mastercard Regulated Credits POS Debit – Debit Rate  $                  –  $            –
Mastercard Regulated Credits POS Debit – Prepaid Rate  $                  –  $            –
Mastercard Regulated Credits POS Debit Small Ticket – Debit Rate  $                  –  $            –
Mastercard Regulated Credits POS Debit Small Ticket – Prepaid Rate  $                  –  $            –
Mastercard Regulated Credits POS Debit Small Ticket with Fraud Adjustment – Debit Rate  $                  –  $            –
Mastercard Regulated Credits POS Debit Small Ticket with Fraud Adjustment – Prepaid Rate  $                  –  $            –
Mastercard Regulated Credits POS Debit with Fraud Adjustment – Debit Rate  $                  –  $            –
Mastercard Regulated Credits POS Debit with Fraud Adjustment – Prepaid Rate  $                  –  $            –
Mastercard Regulated Purchases POS Debit – Debit Rate |  Universal Consumer Regulated Debit 0.05%  $            0.210  $            –
Mastercard Regulated Purchases POS Debit – Prepaid Rate |  Universal Consumer Regulated Prepaid 0.05%  $            0.210  $            –
Mastercard Regulated Purchases POS Debit Small Ticket – Debit Rate 0.05%  $            0.210  $            –
Mastercard Regulated Purchases POS Debit Small Ticket – Prepaid Rate 0.05%  $            0.210  $            –
Mastercard Regulated Purchases POS Debit Small Ticket with Fraud Adjustment – Debit Rate 0.05%  $            0.220  $            –
Mastercard Regulated Purchases POS Debit Small Ticket with Fraud Adjustment – Prepaid Rate 0.05%  $            0.220  $            –
Mastercard Regulated Purchases POS Debit with Fraud Adjustment – Debit Rate |  Universal Regulated Debit Fraud Adj 0.05%  $            0.220  $            –
Mastercard Regulated Purchases POS Debit with Fraud Adjustment – Prepaid Rate |  Universal Regulated Prepaid Fraud Adj 0.05%  $            0.220  $            –
Mastercard Restaurant – Debit Rate |  Non-Regulated Consumer Debit 1.19%  $            0.100  $            –
Mastercard Restaurant – Prepaid Rate |  Non-Regulated Consumer Prepaid 1.19%  $            0.100  $            –
Mastercard Restaurant – Regulated Consumer Debit/Prepaid 0.05%  $            0.220  $            –
Mastercard Restaurant – World 1.85%  $            0.100  $            –
Mastercard Restaurant – World Elite 2.00%  $            0.100  $            –
Mastercard Restaurant – World High Value 2.00%  $            0.100  $            –
Mastercard Service Industries – Core 1.15%  $           0.050  $            –
Mastercard Service Industries – Enhanced 1.15%  $           0.050  $            –
Mastercard Service Industries – Non-Regulated Consumer Debit 1.15%  $           0.050  $            –
Mastercard Service Industries – Non-Regulated Consumer Prepaid 1.15%  $           0.050  $            –
Mastercard Service Industries – Regulated Consumer Debit/Prepaid 0.05%  $            0.220  $            –
Mastercard Service Industries – World 1.15%  $           0.050  $            –
Mastercard Service Industries – World Elite 1.15%  $           0.050  $            –
Mastercard Service Industries – World High Value 1.15%  $           0.050  $            –
Mastercard Small Ticket – Card Not Present CNP – Core 1.95%  $           0.020  $            –
Mastercard Small Ticket – Card Not Present CNP – Enhanced 2.10%  $           0.020  $            –
Mastercard Small Ticket – Card Not Present CNP – World 2.20%  $           0.020  $            –
Mastercard Small Ticket – Card Not Present CNP – World Elite 2.60%  $           0.020  $            –
Mastercard Small Ticket – Card Not Present CNP – World High Value 2.60%  $           0.020  $            –
Mastercard Small Ticket – Card Present CP – Core 1.65%  $           0.020  $            –
Mastercard Small Ticket – Card Present CP – Enhanced 1.80%  $           0.020  $            –
Mastercard Small Ticket – Card Present CP – World 1.90%  $           0.020  $            –
Mastercard Small Ticket – Card Present CP – World Elite 2.30%  $           0.020  $            –
Mastercard Small Ticket – Card Present CP – World High Value 2.30%  $           0.020  $            –
Mastercard Small Ticket Base Debit/Prepaid – Non-Regulated Consumer Debit 1.55%  $           0.040  $            –
Mastercard Small Ticket Base Debit/Prepaid – Non-Regulated Consumer Prepaid 1.55%  $           0.040  $            –
Mastercard Small Ticket Debit/Prepaid – Regulated Consumer Debit/Prepaid 0.05%  $            0.220  $            –
Mastercard Small Ticket Tier 1 – Debit Rate 1.30%  $           0.030  $            –
Mastercard Small Ticket Tier 1 – Prepaid Rate 1.30%  $           0.030  $            –
Mastercard Standard – Core 3.15%  $            0.100  $            –
Mastercard Standard – Debit Rate |  Consumer Standard Non-Regulated 1.90%  $            0.250  $            –
Mastercard Standard – Enhanced 3.15%  $            0.100  $            –
Mastercard Standard – Prepaid Rate |  Consumer Standard Non-Regulated 1.90%  $            0.250  $            –
Mastercard Standard – World 3.15%  $            0.100  $            –
Mastercard Standard – World Elite 3.15%  $            0.100  $            –
Mastercard Standard – World High Value 3.15%  $            0.100  $            –
Mastercard Standard -Regulated Consumer Debit/ Prepaid |  Consumer Standard Regulated Debit/Prepaid 0.05%  $            0.220  $            –
Mastercard Supermarket Base – Core 1.45%  $            0.100  $            –
Mastercard Supermarket Base – Debit Rate |  Non-Regulated Consumer Debit 1.05%  $            0.150  $        0.35
Mastercard Supermarket Base – Enhanced 1.60%  $            0.100  $            –
Mastercard Supermarket Base – Prepaid Rate |  Non-Regulated Consumer Prepaid 1.05%  $            0.150  $        0.35
Mastercard Supermarket Base – Regulated Consumer Debit/Prepaid 0.05%  $            0.220  $            –
Mastercard Supermarket Base – World 1.70%  $            0.100  $            –
Mastercard Supermarket Base – World Elite 2.10%  $            0.100  $            –
Mastercard Supermarket Base – World High Value 2.10%  $            0.100  $            –
Mastercard Supermarket Tier 1 – Core 1.15%  $           0.050  $            –
Mastercard Supermarket Tier 1 – Enhanced 1.15%  $           0.050  $            –
Mastercard Supermarket Tier 1 – World 1.25%  $           0.050  $            –
Mastercard Supermarket Tier 1 – World Elite 1.25%  $           0.050  $            –
Mastercard Supermarket Tier 1 – World High Value 1.25%  $           0.050  $            –
Mastercard Supermarket Tier 2 – Core 1.15%  $           0.050  $            –
Mastercard Supermarket Tier 2 – Enhanced 1.15%  $           0.050  $            –
Mastercard Supermarket Tier 2 – World 1.25%  $           0.050  $            –
Mastercard Supermarket Tier 2 – World Elite 1.25%  $           0.050  $            –
Mastercard Supermarket Tier 2 – World High Value 1.25%  $           0.050  $            –
Mastercard Supermarket Tier 3 – Core 1.22%  $           0.050  $            –
Mastercard Supermarket Tier 3 – Enhanced 1.22%  $           0.050  $            –
Mastercard Supermarket Tier 3 – World 1.32%  $           0.050  $            –
Mastercard Supermarket Tier 3 – World Elite 1.32%  $           0.050  $            –
Mastercard Supermarket Tier 3 – World High Value 1.32%  $           0.050  $            –
Mastercard T&E – World 2.25%  $            0.100  $            –
Mastercard T&E – World Elite 2.55%  $            0.100  $            –
Mastercard T&E – World High Value 2.55%  $            0.100  $            –
Mastercard T&E Large Ticket – World Elite 2.55%  $                  –  $            –
Mastercard T&E Large Ticket – World High Value 2.55%  $                  –  $            –
Mastercard Utilities – Commercial Debit  $            1.500  $            –
Mastercard Utilities – Commercial Prepaid  $            1.500  $            –
Mastercard Utilities – Core |  Consumer Credit  $            0.750  $            –
Mastercard Utilities – Debit Rate |  Non-Regulated Consumer Debit  $            0.650  $            –
Mastercard Utilities – Enhanced  $            0.750  $            –
Mastercard Utilities – Prepaid Rate |  Non-Regulated Consumer Prepaid  $            0.650  $            –
Mastercard Utilities – Regulated Consumer Debit/Prepaid 0.05%  $            0.220  $            –
Mastercard Utilities – World  $            0.750  $            –
Mastercard Utilities – World Elite  $            0.750  $            –
Mastercard Utilities – World High Value  $            0.750  $            –
Mastercard Utilities Level 1 Business Core |  All Business Products  $            1.500  $            –
Mastercard Utilities Level 2 Business World  $            1.500  $            –
Mastercard Utilities Level 3 Business World Elite  $            1.500  $            –
Mastercard Utilities Level 4  $            1.500  $            –
Mastercard Utilities Level 5  $            1.500  $            –
Mastercard Variable Interchange Programs (VIP) 1 |  Commercial B2B VIP 1 0.80%  $            0.100  $            –
Mastercard Variable Interchange Programs (VIP) 10 |  Commercial B2B VIP 10 1.15%  $         80.000  $            –
Mastercard Variable Interchange Programs (VIP) 11 |  Commercial B2B VIP 11 1.45%  $         35.000  $            –
Mastercard Variable Interchange Programs (VIP) 12 |  Commercial B2B VIP 12 2.40%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 13 |  Commercial B2B VIP 13 2.30%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 14 |  Commercial B2B VIP 14 2.00%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 15 |  Commercial B2B VIP 15 2.85%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 16 |  Commercial B2B VIP 16 2.80%  $            0.100  $            –
Mastercard Variable Interchange Programs (VIP) 17 |  Commercial B2B VIP 17 2.65%  $            0.100  $            –
Mastercard Variable Interchange Programs (VIP) 18 |  Commercial B2B VIP 18 2.20%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 19 |  Commercial B2B VIP 19 2.10%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 2 |  Commercial B2B VIP 2 1.05%  $            0.100  $            –
Mastercard Variable Interchange Programs (VIP) 20 |  Commercial B2B VIP 20 1.95%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 21 |  Commercial B2B VIP 21 1.85%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 22 |  Commercial B2B VIP 22 1.75%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 23 |  Commercial B2B VIP 23 1.65%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 24 |  Commercial B2B VIP 24 1.65%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 25 |  Commercial B2B VIP 25 1.25%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 26 |  Commercial B2B VIP 26 1.10%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 27 |  Commercial B2B VIP 27 0.95%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 28 |  Commercial B2B VIP 28 0.90%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 29 |  Commercial B2B VIP 29 0.75%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 3 |  Commercial B2B VIP 3 1.35%  $            0.100  $            –
Mastercard Variable Interchange Programs (VIP) 30 |  Commercial B2B VIP 30 0.65%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 31 |  Commercial B2B VIP 31 0.60%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 32 |  Commercial B2B VIP 32 0.50%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 33 |  Commercial B2B VIP 33 0.30%  $           5.000  $            –
Mastercard Variable Interchange Programs (VIP) 34 |  Commercial B2B VIP 34  $         50.000  $            –
Mastercard Variable Interchange Programs (VIP) 4 |  Commercial B2B VIP 4 1.45%  $            0.100  $            –
Mastercard Variable Interchange Programs (VIP) 5 |  Commercial B2B VIP 5 1.90%  $            0.100  $            –
Mastercard Variable Interchange Programs (VIP) 6 |  Commercial B2B VIP 6 2.50%  $            0.100  $            –
Mastercard Variable Interchange Programs (VIP) 7 |  Commercial B2B VIP 7 3.00%  $            0.100  $            –
Mastercard Variable Interchange Programs (VIP) 8 |  Commercial B2B VIP 8 1.25%  $         40.000  $            –
Mastercard Variable Interchange Programs (VIP) 9 |  Commercial B2B VIP 9 1.20%  $         60.000  $            –
Discover Assessment % 0.00%  $                  –  $            –
Discover Assessment PI (Network Authorization Fee)‚Ć  $           0.003  $            –
Discover Data Usage Fee‚Ć  $           0.020  $            –
Discover Intl Csh Adv Processing Fee 0.01%  $                  –  $            –
Discover Intl Processing Fee 0.01%  $                  –  $            –
Discover Intl Service Fee 0.01%  $                  –  $            –
Discover Prime Submission Level Charity  – Core 1.45%  $           0.050  $            –
Discover Prime Submission Level Charity – Debit Non Exempt  $            0.210  $            –
Discover Prime Submission Level Charity – Debit Non Exempt w/ Fraud Adjustment 0.05%  $            0.220  $            –
Discover Prime Submission Level Charity – Premium 1.50%  $           0.050  $            –
Discover Prime Submission Level Charity – Premium Plus 2.30%  $            0.100  $            –
Discover Prime Submission Level Charity – Prepaid Non Exempt 0.05%  $            0.210  $            –
Discover Prime Submission Level Charity – Prepaid Non Exempt w/ Fraud Adjustment 0.05%  $            0.220  $            –
Discover Prime Submission Level Charity – Rewards 1.50%  $           0.050  $            –
Discover Prime Submission Level Charity ‚Äì Debit 0.90%  $           0.200  $            –
Discover Prime Submission Level Charity ‚Äì Prepaid 0.90%  $           0.200  $            –
Discover PSL Assessment % 0.14%  $                  –  $            –
Discover PSL Assessment PI (Network Authorization Fee)  $           0.003  $            –
Discover PSL Base International – Commercial 1.90%  $            0.100  $            –
Discover PSL Base International – Core 1.70%  $            0.100  $            –
Discover PSL Base International – Debit/Prepaid 1.70%  $                  –  $            –
Discover PSL Base International – Premium 1.70%  $            0.100  $            –
Discover PSL Base International – Premium Plus 1.79%  $            0.100  $            –
Discover PSL Base International – Rewards 1.70%  $            0.100  $            –
Discover PSL Base Submission DB Reg 0.05%  $            0.210  $            –
Discover PSL Base Submission DB Reg W/FA 0.05%  $            0.220  $            –
Discover PSL Base Submission Level – Core 3.15%  $            0.100  $            –
Discover PSL Base Submission Level – Debit 1.90%  $            0.250  $            –
Discover PSL Base Submission Level – Premium 3.15%  $            0.100  $            –
Discover PSL Base Submission Level – Premium Plus 3.15%  $            0.100  $            –
Discover PSL Base Submission Level – Prepaid 1.90%  $            0.250  $            –
Discover PSL Base Submission Level – Rewards 3.15%  $            0.100  $            –
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Core 1.91%  $            0.100  $            –
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Debit 1.76%  $           0.200  $            –
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Premium 2.05%  $            0.100  $            –
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Premium Plus 2.55%  $            0.100  $            –
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Prepaid 1.76%  $           0.200  $            –
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Rewards 2.03%  $            0.100  $            –
Discover PSL CNP DB Reg 0.05%  $            0.210  $            –
Discover PSL CNP DB Reg W/FA 0.05%  $            0.220  $            –
Discover PSL Commercial Adjustment Voucher Program 1 2.25%  $                  –  $            –
Discover PSL Commercial Base 3.05%  $            0.100  $            –
Discover PSL Commercial Base Debit Reg 0.05%  $            0.210  $            –
Discover PSL Commercial Base Debit Reg w/ FA 0.05%  $            0.220  $            –
Discover PSL Commercial Base Submission Level Debit 3.05%  $            0.100  $            –
Discover PSL Commercial Base Submission Level Prepaid 3.05%  $            0.100  $            –
Discover PSL Commercial Electronic Debit Reg 0.05%  $            0.210  $            –
Discover PSL Commercial Electronic Debit Reg w/ FA 0.05%  $            0.220  $            –
Discover PSL Commercial Electronic Program 2.45%  $            0.150  $            –
Discover PSL Commercial Large Ticket Debit Reg 0.90%  $         20.000  $            –
Discover PSL Commercial Large Ticket Debit Reg w/ FA 0.90%  $         20.000  $            –
Discover PSL Commercial Large Ticket Prepaid 1.45%  $         35.000  $            –
Discover PSL Commercial Utilities  $            1.500  $            –
Discover PSL Commercial Utilities Debit  $            1.500  $            –
Discover PSL Commercial Utilities Debit Reg  $            1.500  $            –
Discover PSL Commercial Utilities Debit Reg w/ FA  $            1.500  $            –
Discover PSL Commercial Utilities Prepaid  $            1.500  $            –
Discover PSL Commercial Voucher 1 Debit Reg 2.25%  $                  –  $            –
Discover PSL Commercial Voucher 1 Debit Reg w/ FA 2.25%  $                  –  $            –
Discover PSL Commercial Voucher 1 Prepaid 2.25%  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 1 Core 2.07%  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 1 Premium 2.07%  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 1 Premium Plus 2.07%  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 1 Prepaid  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 1 Rewards 2.07%  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 2 Core 2.02%  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 2 Premium 2.02%  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 2 Premium Plus 2.02%  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 2 Prepaid  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 2 Rewards 2.02%  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 3 Core 1.75%  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 3 Premium 1.75%  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 3 Premium Plus 1.75%  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 3 Prepaid  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 3 Rewards 1.75%  $                  –  $            –
Discover PSL Data Usage Fee‚Ć  $           0.020  $            –
Discover PSL Debt Repayment – Debit Regulated 0.05%  $            0.210  $            –
Discover PSL Debt Repayment – Debit Regulated – MAX 0.05%  $            0.210  $            –
Discover PSL Debt Repayment – Debit Regulated W/F 0.05%  $            0.220  $            –
Discover PSL Debt Repayment – Debit Regulated W/F – MAX 0.05%  $            0.220  $            –
Discover PSL Debt Repayment – Prepaid – MAX  $            2.400  $            –
Discover PSL Debt Repayment – Prepaid – MIN 0.70%  $            0.160  $            –
Discover PSL Disc Voucher 1 DB Reg 0.90%  $         20.000  $            –
Discover PSL Disc Voucher 1 DB Reg W/FA 1.80%  $                  –  $            –
Discover PSL Disc Voucher 2 DB Reg 2.35%  $            0.100  $            –
Discover PSL Disc Voucher 2 DB Reg W/FA 1.69%  $                  –  $            –
Discover PSL Disc Voucher 3 DB Reg 2.95%  $            0.100  $            –
Discover PSL Disc Voucher 3 DB Reg W/FA 1.35%  $                  –  $            –
Discover PSL E-Commerce DB Reg 0.05%  $            0.210  $            –
Discover PSL E-Commerce DB Reg W/FA 0.05%  $            0.220  $            –
Discover PSL E-Commerce Secured – Core 1.80%  $            0.100  $            –
Discover PSL E-Commerce Secured – Debit 1.75%  $           0.200  $            –
Discover PSL E-Commerce Secured – Premium 1.95%  $            0.100  $            –
Discover PSL E-Commerce Secured – Premium Plus 2.40%  $            0.100  $            –
Discover PSL E-Commerce Secured – Prepaid 1.75%  $           0.200  $            –
Discover PSL E-Commerce Secured – Rewards 1.90%  $            0.100  $            –
Discover PSL E-Commerce Secured DB Reg 0.05%  $            0.210  $            –
Discover PSL Ecom Secured DB Reg W/FA 0.05%  $            0.220  $            –
Discover PSL eCommerce – Core 1.91%  $            0.100  $            –
Discover PSL Electronic International – Commercial 1.90%  $            0.100  $            –
Discover PSL Electronic International – Core 1.65%  $                  –  $            –
Discover PSL Electronic International – Debit/Prepaid 1.20%  $                  –  $            –
Discover PSL Electronic International – Premium 1.65%  $                  –  $            –
Discover PSL Electronic International – Premium Plus 1.65%  $                  –  $            –
Discover PSL Electronic International – Rewards 1.65%  $                  –  $            –
Discover PSL Emerging Markets – Core 1.45%  $           0.050  $            –
Discover PSL Emerging Markets – Debit 0.90%  $           0.200  $            –
Discover PSL Emerging Markets – Premium 1.50%  $           0.050  $            –
Discover PSL Emerging Markets – Premium Plus 2.30%  $            0.100  $            –
Discover PSL Emerging Markets – Prepaid 0.90%  $           0.200  $            –
Discover PSL Emerging Markets – Rewards 1.50%  $           0.050  $            –
Discover PSL Emerging Mrkt DB Reg 0.05%  $            0.210  $            –
Discover PSL Emerging Mrkt DB Reg W/FA 0.05%  $            0.220  $            –
Discover PSL Express Services – Core 1.95%  $                  –  $            –
Discover PSL Express Services – Debit 1.80%  $                  –  $            –
Discover PSL Express Services – Premium 1.97%  $                  –  $            –
Discover PSL Express Services – Premium Plus 2.05%  $                  –  $            –
Discover PSL Express Services – Prepaid 1.80%  $                  –  $            –
Discover PSL Express Services – Rewards 1.95%  $                  –  $            –
Discover PSL Express Srvc DB Reg 0.05%  $            0.210  $            –
Discover PSL Express Srvc DB Reg W/FA 0.05%  $            0.220  $            –
Discover PSL Government 1.35%  $           0.050  $            –
Discover PSL Hotel/Car DB Reg 0.05%  $            0.210  $            –
Discover PSL Hotel/Car DB Reg W/FA 0.05%  $            0.220  $            –
Discover PSL Hotels/ Car Rentals – Core 1.58%  $            0.100  $            –
Discover PSL Hotels/ Car Rentals – Debit 1.35%  $            0.160  $            –
Discover PSL Hotels/ Car Rentals – Premium 2.30%  $            0.100  $            –
Discover PSL Hotels/ Car Rentals – Premium Plus 2.57%  $            0.100  $            –
Discover PSL Hotels/ Car Rentals – Prepaid 1.35%  $            0.160  $            –
Discover PSL Hotels/ Car Rentals – Rewards 1.92%  $            0.100  $            –
Discover PSL Insurance – Core 1.43%  $           0.050  $            –
Discover PSL Insurance – Debit 0.80%  $            0.250  $            –
Discover PSL Insurance – Premium 1.43%  $           0.050  $            –
Discover PSL Insurance – Premium Plus 2.30%  $           0.050  $            –
Discover PSL Insurance – Prepaid 0.80%  $            0.250  $            –
Discover PSL Insurance – Rewards 1.43%  $           0.050  $            –
Discover PSL Insurance DB Reg 0.05%  $            0.210  $            –
Discover PSL Insurance DB Reg W/FA 0.05%  $            0.220  $            –
Discover PSL Intl Csh Adv Processing Fee 0.50%  $                  –  $            –
Discover PSL Intl Processing Fee 0.50%  $                  –  $            –
Discover PSL Intl Service Fee 0.80%  $                  –  $            –
Discover PSL Key Entered Debit Reg 0.05%  $            0.210  $            –
Discover PSL Key Entered Debit Reg W/FA 0.05%  $            0.220  $            –
Discover PSL Key Entry – Core 1.91%  $            0.100  $            –
Discover PSL Key Entry – Debit 1.75%  $           0.200  $            –
Discover PSL Key Entry – Premium 2.05%  $            0.100  $            –
Discover PSL Key Entry – Prepaid 1.76%  $           0.200  $            –
Discover PSL Key Entry – Rewards 2.03%  $            0.100  $            –
Discover PSL Key Entry / e-Commerce – Premium Plus 2.55%  $            0.100  $            –
Discover PSL Lodging and Auto Rental 1.90%  $            0.100  $            –
Discover PSL MC World Elite Merit 1 (3D Secure) 2.90%  $            0.100  $            –
Discover PSL Micro Ticket – Core 1.95%  $                  –  $            –
Discover PSL Micro Ticket – Debit 1.80%  $                  –  $            –
Discover PSL Micro Ticket – Premium 1.97%  $                  –  $            –
Discover PSL Micro Ticket – Premium Plus 2.05%  $                  –  $            –
Discover PSL Micro Ticket – Prepaid 1.80%  $                  –  $            –
Discover PSL Micro Ticket – Rewards 1.95%  $                  –  $            –
Discover PSL Micro Ticket Debit Reg 0.05%  $            0.210  $            –
Discover PSL Micro Tkt Debit Reg W/F Adj 0.05%  $            0.220  $            –
Discover PSL Mid Acceptance 2.40%  $            0.100  $            –
Discover PSL Mid Submission DB Reg 0.05%  $            0.210  $            –
Discover PSL Mid Submission DB Reg W/FA 0.05%  $            0.220  $            –
Discover PSL Mid Submission Level – Core 2.40%  $            0.100  $            –
Discover PSL Mid Submission Level – Debit 1.80%  $           0.200  $            –
Discover PSL Mid Submission Level – Premium 2.40%  $            0.100  $            –
Discover PSL Mid Submission Level – Premium Plus 2.40%  $            0.100  $            –
Discover PSL Mid Submission Level – Prepaid 1.80%  $           0.200  $            –
Discover PSL Mid Submission Level – Rewards 2.40%  $            0.100  $            –
Discover PSL Non-Regulated Commercial Electronic Debit 2.45%  $            0.150  $            –
Discover PSL Non-Regulated Commercial Electronic Prepaid 2.65%  $            0.100  $            –
Discover PSL Passenger Trans DB Reg 0.05%  $            0.210  $            –
Discover PSL Passenger Trans DB Reg W/FA 0.05%  $            0.220  $            –
Discover PSL Passenger Transport 1.90%  $            0.100  $            –
Discover PSL Passenger Transport – Core 1.75%  $            0.100  $            –
Discover PSL Passenger Transport – Debit 1.60%  $            0.150  $            –
Discover PSL Passenger Transport – Premium 2.30%  $            0.100  $            –
Discover PSL Passenger Transport – Premium Plus 2.40%  $            0.100  $            –
Discover PSL Passenger Transport – Prepaid 1.60%  $            0.150  $            –
Discover PSL Passenger Transport – Rewards 1.92%  $            0.100  $            –
Discover PSL Petroleum 1.50%  $            0.100  $            –
Discover PSL Petroleum – Core 1.80%  $           0.050  $            –
Discover PSL Petroleum – Debit 0.76%  $            0.160  $            –
Discover PSL Petroleum – Premium 1.80%  $           0.050  $            –
Discover PSL Petroleum – Premium Plus 1.80%  $           0.050  $            –
Discover PSL Petroleum – Prepaid 0.76%  $            0.160  $            –
Discover PSL Petroleum – Rewards 1.80%  $           0.050  $            –
Discover PSL Petroleum DB Reg 0.05%  $            0.210  $            –
Discover PSL Petroleum DB Reg W/FA 0.05%  $            0.220  $            –
Discover PSL Program Integrity Fee  $                  –  $            –
Discover PSL Public Services – Core 1.55%  $            0.100  $            –
Discover PSL Public Services – Debit 0.90%  $           0.200  $            –
Discover PSL Public Services – Premium 1.55%  $            0.100  $            –
Discover PSL Public Services – Premium Plus 1.55%  $            0.100  $            –
Discover PSL Public Services – Prepaid 0.90%  $           0.200  $            –
Discover PSL Public Services – Rewards 1.55%  $            0.100  $            –
Discover PSL Public Srvc DB Reg 0.05%  $            0.210  $            –
Discover PSL Public Srvc DB Reg W/FA 0.05%  $            0.220  $            –
Discover PSL Real Estate – Core 1.10%  $                  –  $            –
Discover PSL Real Estate – Debit 1.10%  $                  –  $            –
Discover PSL Real Estate – Premium 1.10%  $                  –  $            –
Discover PSL Real Estate – Premium Plus 2.30%  $            0.100  $            –
Discover PSL Real Estate – Prepaid 1.10%  $                  –  $            –
Discover PSL Real Estate – Rewards 1.10%  $                  –  $            –
Discover PSL Real Estate DB Reg 0.05%  $            0.210  $            –
Discover PSL Real Estate DB Reg W/FA 0.05%  $            0.220  $            –
Discover PSL Recurring Payments – Core 1.35%  $           0.050  $            –
Discover PSL Recurring Payments – Debit 1.20%  $           0.050  $            –
Discover PSL Recurring Payments – Premium 1.45%  $           0.050  $            –
Discover PSL Recurring Payments – Premium Plus 1.80%  $           0.050  $            –
Discover PSL Recurring Payments – Prepaid 1.20%  $           0.050  $            –
Discover PSL Recurring Payments – Rewards 1.35%  $           0.050  $            –
Discover PSL Recurring Pymt DB Reg 0.05%  $            0.210  $            –
Discover PSL Recurring Pymt DB Reg W/FA 0.05%  $            0.220  $            –
Discover PSL Restaurant 1.85%  $           0.050  $            –
Discover PSL Restaurants – Core 1.56%  $            0.100  $            –
Discover PSL Restaurants – Debit 1.19%  $            0.100  $            –
Discover PSL Restaurants – Premium 2.30%  $            0.100  $            –
Discover PSL Restaurants – Premium Plus 2.45%  $            0.100  $            –
Discover PSL Restaurants – Prepaid 1.14%  $            0.150  $            –
Discover PSL Restaurants – Rewards 1.90%  $            0.100  $            –
Discover PSL Restaurants DB Reg 0.05%  $            0.210  $            –
Discover PSL Restaurants DB Reg W/FA 0.05%  $            0.220  $            –
Discover PSL Retail 1.55%  $            0.100  $            –
Discover PSL Retail – Core 1.57%  $            0.100  $            –
Discover PSL Retail – Debit 1.10%  $            0.160  $            –
Discover PSL Retail – Premium 1.74%  $            0.100  $            –
Discover PSL Retail – Premium Plus 2.25%  $            0.100  $            –
Discover PSL Retail – Prepaid 1.12%  $            0.160  $            –
Discover PSL Retail – Rewards 1.72%  $            0.100  $            –
Discover PSL Retail Debit Reg 0.05%  $            0.210  $            –
Discover PSL Retail Debit Reg W/F Adj 0.05%  $            0.220  $            –
Discover PSL Small Ticket 1.70%  $           0.020  $            –
Discover PSL Sprmrkt Max DB Reg 0.05%  $            0.210  $            –
Discover PSL Sprmrkt Max DB Reg W/FA 0.05%  $            0.220  $            –
Discover PSL Supermarket 1.50%  $           0.050  $            –
Discover PSL Supermarket DB Reg 0.05%  $            0.210  $            –
Discover PSL Supermarket DB Reg W/FA 0.05%  $            0.220  $            –
Discover PSL Supermarkets/ Warehouse Clubs – Core 1.40%  $           0.050  $            –
Discover PSL Supermarkets/ Warehouse Clubs – Debit 1.10%  $            0.160  $            –
Discover PSL Supermarkets/ Warehouse Clubs – Premium 1.65%  $            0.100  $            –
Discover PSL Supermarkets/ Warehouse Clubs – Premium Plus 2.10%  $            0.100  $            –
Discover PSL Supermarkets/ Warehouse Clubs – Prepaid 1.12%  $            0.160  $            –
Discover PSL Supermarkets/ Warehouse Clubs – Rewards 1.62%  $            0.100  $            –
Discover PSL US Commercial Large Ticket 1.45%  $         35.000  $            –
Discover PSL US Commercial Large Ticket Debit 0.90%  $         20.000  $            –
Discover PSL US International Commercial 2.40%  $            0.100  $            –
Discover PSL US International Consumer Base 2.20%  $            0.100  $            –
Discover PSL US International Consumer Credit 2.15%  $                  –  $            –
Discover PSL US International Consumer Debit / Prepaid 1.70%  $            0.100  $            –
Discover PSL Utilities  $            0.750  $            –
Discover PSL Utilities – Core  $            0.750  $            –
Discover PSL Utilities – Debit  $            0.750  $            –
Discover PSL Utilities – Premium  $            0.750  $            –
Discover PSL Utilities – Premium Plus  $            0.750  $            –
Discover PSL Utilities – Prepaid  $            0.750  $            –
Discover PSL Utilities – Rewards  $            0.750  $            –
Discover PSL Utilities DB Reg 0.05%  $            0.210  $            –
Discover PSL Utilities DB Reg W/FA 0.05%  $            0.220  $            –
Discover PSL Warehouse Club 1.10%  $           0.050  $            –
AMEX Ae Intl Cross Border Fee 0.00%  $                  –  $            –
AMEX Amex Access Fee 0.00%  $                  –  $            –
AMEX Amex Data Quality Fee 0.01%  $                  –  $            –
AMEX Amex Keyed Fee 0.00%  $                  –  $            –
AMEX Amex Network Fees 0.00%  $                  –  $            –
AMEX Amex Non Compliance Fee 0.01%  $                  –  $            –
AMEX Amex Token Fee 0.00%  $                  –  $            –
AMEX B2B / Wholesale Credit Base Tier 1 1.65%  $            0.100  $            –
AMEX B2B / Wholesale Credit Base Tier 2 1.90%  $            0.100  $            –
AMEX B2B / Wholesale Credit Base Tier 3 2.35%  $            0.100  $            –
AMEX B2B / Wholesale Credit Non-Swipe Credit Non-US Tier 1 2.95%  $            0.100  $            –
AMEX B2B / Wholesale Credit Non-Swipe Credit Non-US Tier 2 3.20%  $            0.100  $            –
AMEX B2B / Wholesale Credit Non-Swipe Credit Non-US Tier 3 3.65%  $            0.100  $            –
AMEX B2B / Wholesale Credit Non-Swipe Tier 1 1.95%  $            0.100  $            –
AMEX B2B / Wholesale Credit Non-Swipe Tier 2 2.20%  $            0.100  $            –
AMEX B2B / Wholesale Credit Non-Swipe Tier 3 2.65%  $            0.100  $            –
AMEX B2B / Wholesale Credit Non-US Tier 1 2.65%  $            0.100  $            –
AMEX B2B / Wholesale Credit Non-US Tier 2 2.90%  $            0.100  $            –
AMEX B2B / Wholesale Credit Non-US Tier 3 3.35%  $            0.100  $            –
AMEX B2B/Wholesale Non-Regulated Consumer Debit 0.99%  $            0.150  $            –
AMEX B2B/Wholesale Non-Regulated Consumer Debit Non-Swipe 1.29%  $            0.150  $            –
AMEX B2B/Wholesale Non-Regulated Consumer Debit Non-Swipe Non-US 2.29%  $            0.150  $            –
AMEX B2B/Wholesale Non-Regulated Consumer Debit Non-US 1.99%  $            0.150  $            –
AMEX B2B/Wholesale Non-Regulated Small Business Debit 1.94%  $            0.100  $            –
AMEX B2B/Wholesale Non-Regulated Small Business Debit Non-Swipe 2.24%  $            0.100  $            –
AMEX B2B/Wholesale Non-Regulated Small Business Debit Non-Swipe Non-US 3.24%  $            0.100  $            –
AMEX B2B/Wholesale Non-Regulated Small Business Debit Non-US 2.94%  $            0.100  $            –
AMEX B2B/Wholesale Regulated Consumer Debit 0.04%  $            0.250  $            –
AMEX B2B/Wholesale Regulated Small Business Debit 0.04%  $            0.250  $            –
AMEX Charity Base Micro 2.00%  $           0.020  $            –
AMEX Charity Base Tier 0 1.60%  $           0.040  $            –
AMEX Charity Base Tier 1 2.00%  $            0.100  $            –
AMEX Charity Micro Non-US 3.00%  $           0.020  $            –
AMEX Charity Non-Regulated Consumer Debit 0.79%  $            0.150  $            –
AMEX Charity Non-Regulated Consumer Debit Non-Swipe 0.79%  $            0.150  $            –
AMEX Charity Non-Regulated Consumer Debit Non-Swipe Non-US 1.79%  $            0.150  $            –
AMEX Charity Non-Regulated Consumer Debit Non-US 1.79%  $            0.150  $            –
AMEX Charity Non-Regulated Small Business Debit 1.99%  $            0.100  $            –
AMEX Charity Non-Regulated Small Business Debit Non-Swipe 1.99%  $            0.100  $            –
AMEX Charity Non-Regulated Small Business Debit Non-Swipe Non-US 2.99%  $            0.100  $            –
AMEX Charity Non-Regulated Small Business Debit Non-US 2.99%  $            0.100  $            –
AMEX Charity Non-Swipe Micro 2.00%  $           0.020  $            –
AMEX Charity Non-Swipe Micro Non-US 3.00%  $           0.020  $            –
AMEX Charity Non-Swipe Tier 0 1.60%  $           0.040  $            –
AMEX Charity Non-Swipe Tier 0 Non-US 2.60%  $           0.040  $            –
AMEX Charity Non-Swipe Tier 1 2.00%  $            0.100  $            –
AMEX Charity Non-Swipe Tier 1 Non-US 3.00%  $            0.100  $            –
AMEX Charity Regulated Consumer Debit 0.04%  $            0.250  $            –
AMEX Charity Regulated Small Business Debit 0.04%  $            0.250  $            –
AMEX Charity Tier 0 Non-US 2.60%  $           0.040  $            –
AMEX Charity Tier 1 Non-US 3.00%  $            0.100  $            –
AMEX Consumer Regulated Debit (All Industries) 0.04%  $            0.250  $            –
AMEX Education Credit Base Tier 1 1.10%  $            0.100  $            –
AMEX Education Credit Base Tier 2 1.45%  $            0.100  $            –
AMEX Education Credit Base Tier 3 1.70%  $            0.100  $            –
AMEX Education Credit Non-Swipe Non-US Tier 1 2.40%  $            0.100  $            –
AMEX Education Credit Non-Swipe Non-US Tier 2 2.75%  $            0.100  $            –
AMEX Education Credit Non-Swipe Non-US Tier 3 3.00%  $            0.100  $            –
AMEX Education Credit Non-Swipe Tier 1 1.40%  $            0.100  $            –
AMEX Education Credit Non-Swipe Tier 2 1.75%  $            0.100  $            –
AMEX Education Credit Non-Swipe Tier 3 2.00%  $            0.100  $            –
AMEX Education Credit Non-US Tier 1 2.10%  $            0.100  $            –
AMEX Education Credit Non-US Tier 2 2.45%  $            0.100  $            –
AMEX Education Credit Non-US Tier 3 2.70%  $            0.100  $            –
AMEX Education Non-Regulated Consumer Debit 0.79%  $            0.150  $            –
AMEX Education Non-Regulated Consumer Debit Non-Swipe 1.09%  $            0.150  $            –
AMEX Education Non-Regulated Consumer Debit Non-Swipe Non-US 2.09%  $            0.150  $            –
AMEX Education Non-Regulated Consumer Debit Non-US 1.79%  $            0.150  $            –
AMEX Education Non-Regulated Small Business Debit 1.99%  $            0.100  $            –
AMEX Education Non-Regulated Small Business Debit Non-Swipe 2.29%  $            0.100  $            –
AMEX Education Non-Regulated Small Business Debit Non-Swipe Non-US 3.29%  $            0.100  $            –
AMEX Education Non-Regulated Small Business Debit Non-US 2.99%  $            0.100  $            –
AMEX Education Regulated Consumer Debit 0.04%  $            0.250  $            –
AMEX Education Regulated Small Business Debit 0.04%  $            0.250  $            –
AMEX Emerging Market Non-Regulated Consumer Debit 0.79%  $            0.150  $            –
AMEX Emerging Market Non-Regulated Small Business Debit 1.99%  $            0.100  $            –
AMEX Emerging Markets Credit Base Tier 1 1.43%  $            0.100  $            –
AMEX Emerging Markets Credit Base Tier 2 2.05%  $            0.100  $            –
AMEX Emerging Markets Credit Base Tier 3 2.70%  $            0.100  $            –
AMEX Emerging Markets Credit Non-Swipe Non-US Tier 1 2.43%  $            0.100  $            –
AMEX Emerging Markets Credit Non-Swipe Non-US Tier 2 3.05%  $            0.100  $            –
AMEX Emerging Markets Credit Non-Swipe Non-US Tier 3 3.70%  $            0.100  $            –
AMEX Emerging Markets Credit Non-Swipe Tier 1 1.43%  $            0.100  $            –
AMEX Emerging Markets Credit Non-Swipe Tier 2 2.05%  $            0.100  $            –
AMEX Emerging Markets Credit Non-Swipe Tier 3 2.70%  $            0.100  $            –
AMEX Emerging Markets Credit Non-US Tier 1 2.43%  $            0.100  $            –
AMEX Emerging Markets Credit Non-US Tier 2 3.05%  $            0.100  $            –
AMEX Emerging Markets Credit Non-US Tier 3 3.70%  $            0.100  $            –
AMEX Emerging Markets Non-Regulated Consumer Debit Non-Swipe 0.79%  $            0.150  $            –
AMEX Emerging Markets Non-Regulated Consumer Debit Non-Swipe Non-US 1.79%  $            0.150  $            –
AMEX Emerging Markets Non-Regulated Consumer Debit Non-US 1.79%  $            0.150  $            –
AMEX Emerging Markets Non-Regulated Small Business Debit Non-Swipe 1.99%  $            0.100  $            –
AMEX Emerging Markets Non-Regulated Small Business Debit Non-Swipe Non-US 2.99%  $            0.100  $            –
AMEX Emerging Markets Non-Regulated Small Business Debit Non-US 2.99%  $            0.100  $            –
AMEX Emerging Markets Regulated Consumer Debit 0.04%  $            0.250  $            –
AMEX Emerging Markets Regulated Small Business Debit 0.04%  $            0.250  $            –
AMEX Government Credit Non-Swipe Non-US Tier 1 2.70%  $            0.100  $            –
AMEX Government Credit Non-Swipe Non-US Tier 2 2.85%  $            0.100  $            –
AMEX Government Credit Non-Swipe Non-US Tier 3 3.05%  $            0.100  $            –
AMEX Government Credit Non-Swipe Tier 1 1.70%  $            0.100  $            –
AMEX Government Credit Non-Swipe Tier 2 1.85%  $            0.100  $            –
AMEX Government Credit Non-Swipe Tier 3 2.05%  $            0.100  $            –
AMEX Government Credit Non-US Tier 1 2.40%  $            0.100  $            –
AMEX Government Credit Non-US Tier 2 2.55%  $            0.100  $            –
AMEX Government Credit Non-US Tier 3 2.75%  $            0.100  $            –
AMEX Government Credit Tier 1 1.40%  $            0.100  $            –
AMEX Government Credit Tier 2 1.55%  $            0.100  $            –
AMEX Government Credit Tier 3 1.75%  $            0.100  $            –
AMEX Government Non-Regulated Consumer Debit 0.79%  $            0.150  $            –
AMEX Government Non-Regulated Consumer Debit Non-Swipe 1.09%  $            0.150  $            –
AMEX Government Non-Regulated Consumer Debit Non-Swipe Non-US 2.09%  $            0.150  $            –
AMEX Government Non-Regulated Consumer Debit Non-US 1.79%  $            0.150  $            –
AMEX Government Non-Regulated Small Business Debit 1.99%  $            0.100  $            –
AMEX Government Non-Regulated Small Business Debit Non-Swipe 2.29%  $            0.100  $            –
AMEX Government Non-Regulated Small Business Debit Non-Swipe Non-US 3.29%  $            0.100  $            –
AMEX Government Non-Regulated Small Business Debit Non-US 2.99%  $            0.100  $            –
AMEX Government Regulated Consumer Debit 0.04%  $            0.250  $            –
AMEX Government Regulated Small Business Debit 0.04%  $            0.250  $            –
AMEX Healthcare Credit Base Tier 1 1.55%  $            0.100  $            –
AMEX Healthcare Credit Base Tier 2 1.85%  $            0.100  $            –
AMEX Healthcare Credit Base Tier 3 2.30%  $            0.100  $            –
AMEX Healthcare Credit Non-Swipe Non-US Tier 1 2.85%  $            0.100  $            –
AMEX Healthcare Credit Non-Swipe Non-US Tier 2 3.15%  $            0.100  $            –
AMEX Healthcare Credit Non-Swipe Non-US Tier 3 3.60%  $            0.100  $            –
AMEX Healthcare Credit Non-Swipe Tier 1 1.85%  $            0.100  $            –
AMEX Healthcare Credit Non-Swipe Tier 2 2.15%  $            0.100  $            –
AMEX Healthcare Credit Non-Swipe Tier 3 2.60%  $            0.100  $            –
AMEX Healthcare Credit Non-US Tier 1 2.55%  $            0.100  $            –
AMEX Healthcare Credit Non-US Tier 2 2.85%  $            0.100  $            –
AMEX Healthcare Credit Non-US Tier 3 3.30%  $            0.100  $            –
AMEX Healthcare Non-Regulated Consumer Debit 0.99%  $            0.150  $            –
AMEX Healthcare Non-Regulated Consumer Debit Non-Swipe 1.29%  $            0.150  $            –
AMEX Healthcare Non-Regulated Consumer Debit Non-Swipe Non-US 2.29%  $            0.150  $            –
AMEX Healthcare Non-Regulated Consumer Debit Non-US 1.99%  $            0.150  $            –
AMEX Healthcare Non-Regulated Small Business Debit 1.94%  $            0.100  $            –
AMEX Healthcare Non-Regulated Small Business Debit Non-Swipe 2.24%  $            0.100  $            –
AMEX Healthcare Non-Regulated Small Business Debit Non-Swipe Non-US 3.24%  $            0.100  $            –
AMEX Healthcare Non-Regulated Small Business Debit Non-US 2.94%  $            0.100  $            –
AMEX Healthcare Regulated Consumer Debit 0.04%  $            0.250  $            –
AMEX Healthcare Regulated Small Business Debit 0.04%  $            0.250  $            –
AMEX Insurance Credit Base Tier 1 1.25%  $            0.100  $            –
AMEX Insurance Credit Base Tier 2 1.85%  $            0.100  $            –
AMEX Insurance Credit Base Tier 3 2.50%  $            0.100  $            –
AMEX Insurance Credit Non-Regulated Small Business Debit 1.99%  $            0.100  $            –
AMEX Insurance Credit Non-Swipe Non-US Tier 1 2.25%  $            0.100  $            –
AMEX Insurance Credit Non-Swipe Non-US Tier 2 2.85%  $            0.100  $            –
AMEX Insurance Credit Non-Swipe Non-US Tier 3 3.50%  $            0.100  $            –
AMEX Insurance Credit Non-Swipe Tier 1 1.25%  $            0.100  $            –
AMEX Insurance Credit Non-Swipe Tier 2 1.85%  $            0.100  $            –
AMEX Insurance Credit Non-Swipe Tier 3 2.50%  $            0.100  $            –
AMEX Insurance Credit Non-US Tier 1 2.25%  $            0.100  $            –
AMEX Insurance Credit Non-US Tier 2 2.85%  $            0.100  $            –
AMEX Insurance Credit Non-US Tier 3 3.50%  $            0.100  $            –
AMEX Insurance Non-Regulated Consumer Debit 0.79%  $            0.150  $            –
AMEX Insurance Non-Regulated Consumer Debit Non-Swipe 0.79%  $            0.150  $            –
AMEX Insurance Non-Regulated Consumer Debit Non-Swipe Non-US 1.79%  $            0.150  $            –
AMEX Insurance Non-Regulated Consumer Debit Non-US 1.79%  $            0.150  $            –
AMEX Insurance Non-Regulated Small Business Debit Non-Swipe 1.99%  $            0.100  $            –
AMEX Insurance Non-Regulated Small Business Debit Non-Swipe Non-US 2.99%  $            0.100  $            –
AMEX Insurance Non-Regulated Small Business Debit Non-US 2.99%  $            0.100  $            –
AMEX Insurance Regulated Consumer Debit 0.04%  $            0.250  $            –
AMEX Insurance Regulated Small Business Debit 0.04%  $            0.250  $            –
AMEX Online Gambling Consumer Debit 1.19%  $            0.150  $            –
AMEX Online Gambling Tier 1 2.40%  $            0.100  $            –
AMEX Online Gambling Tier 2 2.75%  $            0.100  $            –
AMEX Online Gambling Tier 3 3.15%  $            0.100  $            –
AMEX Other Credit Non-Swipe Non-US Tier 1 2.90%  $            0.100  $            –
AMEX Other Credit Non-Swipe Non-US Tier 2 3.25%  $            0.100  $            –
AMEX Other Credit Non-Swipe Non-US Tier 3 3.75%  $            0.100  $            –
AMEX Other Credit Non-Swipe Tier 1 1.90%  $            0.100  $            –
AMEX Other Credit Non-Swipe Tier 2 2.25%  $            0.100  $            –
AMEX Other Credit Non-Swipe Tier 3 2.75%  $            0.100  $            –
AMEX Other Credit Non-US Tier 1 2.60%  $            0.100  $            –
AMEX Other Credit Non-US Tier 2 2.95%  $            0.100  $            –
AMEX Other Credit Non-US Tier 3 3.45%  $            0.100  $            –
AMEX Other Credit Tier 1 1.60%  $            0.100  $            –
AMEX Other Credit Tier 2 1.95%  $            0.100  $            –
AMEX Other Credit Tier 3 2.45%  $            0.100  $            –
AMEX Other Non-Regulated Consumer Debit 0.99%  $            0.150  $            –
AMEX Other Non-Regulated Consumer Debit Non-Swipe 1.29%  $            0.150  $            –
AMEX Other Non-Regulated Consumer Debit Non-Swipe Non-US 2.29%  $            0.150  $            –
AMEX Other Non-Regulated Consumer Debit Non-US 1.99%  $            0.150  $            –
AMEX Other Non-Regulated Small Business Debit 1.94%  $            0.100  $            –
AMEX Other Non-Regulated Small Business Debit Non-Swipe 2.24%  $            0.100  $            –
AMEX Other Non-Regulated Small Business Debit Non-Swipe Non-US 3.24%  $            0.100  $            –
AMEX Other Non-Regulated Small Business Debit Non-US 2.94%  $            0.100  $            –
AMEX Other Regulated Consumer Debit 0.04%  $            0.250  $            –
AMEX Other Regulated Small Business Debit 0.04%  $            0.250  $            –
AMEX Prepaid Base Tier 1 1.35%  $            0.100  $            –
AMEX Prepaid Base Tier 2 1.70%  $            0.100  $            –
AMEX Prepaid Base Tier 3 2.15%  $            0.100  $            –
AMEX Prepaid Charity, Emerging, Insurance, Rent, Utilities Base Tier 1 1.35%  $            0.100  $            –
AMEX Prepaid Charity, Emerging, Insurance, Rent, Utilities Base Tier 2 1.70%  $            0.100  $            –
AMEX Prepaid Charity, Emerging, Insurance, Rent, Utilities Base Tier 3 2.15%  $            0.100  $            –
AMEX Prepaid Charity, Emerging, Insurance, Rent, Utilities Non-Swipe Non-US Tier 1 2.35%  $            0.100  $            –
AMEX Prepaid Charity, Emerging, Insurance, Rent, Utilities Non-Swipe Non-US Tier 2 2.70%  $            0.100  $            –
AMEX Prepaid Charity, Emerging, Insurance, Rent, Utilities Non-Swipe Non-US Tier 3 3.15%  $            0.100  $            –
AMEX Prepaid Charity, Emerging, Insurance, Rent, Utilities Non-Swipe Tier 1 1.35%  $            0.100  $            –
AMEX Prepaid Charity, Emerging, Insurance, Rent, Utilities Non-Swipe Tier 2 1.70%  $            0.100  $            –
AMEX Prepaid Charity, Emerging, Insurance, Rent, Utilities Non-Swipe Tier 3 2.15%  $            0.100  $            –
AMEX Prepaid Charity, Emerging, Insurance, Rent, Utilities Non-US Tier 1 2.35%  $            0.100  $            –
AMEX Prepaid Charity, Emerging, Insurance, Rent, Utilities Non-US Tier 2 2.70%  $            0.100  $            –
AMEX Prepaid Charity, Emerging, Insurance, Rent, Utilities Non-US Tier 3 3.15%  $            0.100  $            –
AMEX Prepaid Non-Swipe Non-US Tier 1 2.65%  $            0.100  $            –
AMEX Prepaid Non-Swipe Non-US Tier 2 3.00%  $            0.100  $            –
AMEX Prepaid Non-Swipe Non-US Tier 3 3.45%  $            0.100  $            –
AMEX Prepaid Non-Swipe Tier 1 1.65%  $            0.100  $            –
AMEX Prepaid Non-Swipe Tier 2 2.00%  $            0.100  $            –
AMEX Prepaid Non-Swipe Tier 3 2.45%  $            0.100  $            –
AMEX Prepaid Non-US Tier 1 2.35%  $            0.100  $            –
AMEX Prepaid Non-US Tier 2 2.70%  $            0.100  $            –
AMEX Prepaid Non-US Tier 3 3.15%  $            0.100  $            –
AMEX Residential Rent Credit Base Tier 1 1.40%  $            0.100  $            –
AMEX Residential Rent Credit Base Tier 2 1.75%  $            0.100  $            –
AMEX Residential Rent Credit Base Tier 3 1.90%  $            0.100  $            –
AMEX Residential Rent Credit Non-Regulated Small Business Debit 1.99%  $            0.100  $            –
AMEX Residential Rent Credit Non-Swipe Non-US Tier 1 2.40%  $            0.100  $            –
AMEX Residential Rent Credit Non-Swipe Non-US Tier 2 2.75%  $            0.100  $            –
AMEX Residential Rent Credit Non-Swipe Non-US Tier 3 2.90%  $            0.100  $            –
AMEX Residential Rent Credit Non-Swipe Tier 1 1.40%  $            0.100  $            –
AMEX Residential Rent Credit Non-Swipe Tier 2 1.75%  $            0.100  $            –
AMEX Residential Rent Credit Non-Swipe Tier 3 1.90%  $            0.100  $            –
AMEX Residential Rent Credit Non-US Tier 1 2.40%  $            0.100  $            –
AMEX Residential Rent Credit Non-US Tier 2 2.75%  $            0.100  $            –
AMEX Residential Rent Credit Non-US Tier 3 2.90%  $            0.100  $            –
AMEX Residential Rent Non-Regulated Consumer Debit 0.79%  $            0.150  $            –
AMEX Residential Rent Non-Regulated Consumer Debit Non-Swipe 0.79%  $            0.150  $            –
AMEX Residential Rent Non-Regulated Consumer Debit Non-Swipe Non-US 1.79%  $            0.150  $            –
AMEX Residential Rent Non-Regulated Consumer Debit Non-US 1.79%  $            0.150  $            –
AMEX Residential Rent Non-Regulated Small Business Debit Non-Swipe 1.99%  $            0.100  $            –
AMEX Residential Rent Non-Regulated Small Business Debit Non-Swipe Non-US 2.99%  $            0.100  $            –
AMEX Residential Rent Non-Regulated Small Business Debit Non-US 2.99%  $            0.100  $            –
AMEX Residential Rent Regulated Consumer Debit 0.04%  $            0.250  $            –
AMEX Residential Rent Regulated Small Business Debit 0.04%  $            0.250  $            –
AMEX Restaurant – Small Business Debit 1.99%  $            0.100  $            –
AMEX Restaurant Credit Base Micro 2.00%  $           0.020  $            –
AMEX Restaurant Credit Base Tier 0 1.60%  $           0.040  $            –
AMEX Restaurant Credit Base Tier 1 1.85%  $            0.100  $            –
AMEX Restaurant Credit Base Tier 2 2.50%  $            0.100  $            –
AMEX Restaurant Credit Base Tier 3 2.85%  $            0.100  $            –
AMEX Restaurant Credit Non-Swipe Micro 2.30%  $           0.020  $            –
AMEX Restaurant Credit Non-Swipe Non-US Micro 3.30%  $           0.020  $            –
AMEX Restaurant Credit Non-Swipe Non-US Tier 0 2.90%  $           0.040  $            –
AMEX Restaurant Credit Non-Swipe Non-US Tier 1 3.15%  $            0.100  $            –
AMEX Restaurant Credit Non-Swipe Non-US Tier 2 3.80%  $            0.100  $            –
AMEX Restaurant Credit Non-Swipe Non-US Tier 3 4.15%  $            0.100  $            –
AMEX Restaurant Credit Non-Swipe Tier 0 1.90%  $           0.040  $            –
AMEX Restaurant Credit Non-Swipe Tier 1 2.15%  $            0.100  $            –
AMEX Restaurant Credit Non-Swipe Tier 2 2.80%  $            0.100  $            –
AMEX Restaurant Credit Non-Swipe Tier 3 3.15%  $            0.100  $            –
AMEX Restaurant Credit Non-US Micro 3.00%  $           0.020  $            –
AMEX Restaurant Credit Non-US Tier 0 2.60%  $           0.040  $            –
AMEX Restaurant Credit Non-US Tier 1 2.85%  $            0.100  $            –
AMEX Restaurant Credit Non-US Tier 2 3.50%  $            0.100  $            –
AMEX Restaurant Credit Non-US Tier 3 3.85%  $            0.100  $            –
AMEX Restaurant Non-Regulated Consumer Debit 1.29%  $            0.100  $            –
AMEX Restaurant Non-Regulated Consumer Debit Non-Swipe 1.59%  $            0.100  $            –
AMEX Restaurant Non-Regulated Consumer Debit Non-Swipe Non-US 2.59%  $            0.100  $            –
AMEX Restaurant Non-Regulated Consumer Debit Non-US 2.29%  $            0.100  $            –
AMEX Restaurant Non-Regulated Small Business Debit Non-Swipe 2.29%  $            0.100  $            –
AMEX Restaurant Non-Regulated Small Business Debit Non-Swipe Non-US 3.29%  $            0.100  $            –
AMEX Restaurant Non-Regulated Small Business Debit Non-US 2.99%  $            0.100  $            –
AMEX Restaurant Regulated Consumer Debit 0.04%  $            0.250  $            –
AMEX Restaurant Regulated Small Business Debit 0.04%  $            0.250  $            –
AMEX Retail Credit Base Tier 1 1.45%  $            0.100  $            –
AMEX Retail Credit Base Tier 2 2.05%  $            0.100  $            –
AMEX Retail Credit Base Tier 3 2.50%  $            0.100  $            –
AMEX Retail Credit Non-Swipe Non-US Tier 1 2.75%  $            0.100  $            –
AMEX Retail Credit Non-Swipe Non-US Tier 2 3.35%  $            0.100  $            –
AMEX Retail Credit Non-Swipe Non-US Tier 3 3.80%  $            0.100  $            –
AMEX Retail Credit Tier 1 Non-Swipe 1.75%  $            0.100  $            –
AMEX Retail Credit Tier 1 Non-US 2.45%  $            0.100  $            –
AMEX Retail Credit Tier 2 Non-Swipe 2.35%  $            0.100  $            –
AMEX Retail Credit Tier 2 Non-US 3.05%  $            0.100  $            –
AMEX Retail Credit Tier 3 Non-Swipe 2.80%  $            0.100  $            –
AMEX Retail Credit Tier 3 Non-US 3.50%  $            0.100  $            –
AMEX Retail Non-Regulated Consumer Debit 0.99%  $            0.150  $            –
AMEX Retail Non-Regulated Consumer Debit Non-Swipe 1.29%  $            0.150  $            –
AMEX Retail Non-Regulated Consumer Debit Non-Swipe Non-US 2.29%  $            0.150  $            –
AMEX Retail Non-Regulated Consumer Debit Non-US 1.99%  $            0.150  $            –
AMEX Retail Non-Regulated Small Business Debit 1.94%  $            0.100  $            –
AMEX Retail Non-Regulated Small Business Debit Non-Swipe 2.24%  $            0.100  $            –
AMEX Retail Non-Regulated Small Business Debit Non-Swipe Non-US 3.24%  $            0.100  $            –
AMEX Retail Non-Regulated Small Business Debit Non-US 2.94%  $            0.100  $            –
AMEX Retail Regulated Consumer Debit 0.04%  $            0.250  $            –
AMEX Retail Regulated Small Business Debit 0.04%  $            0.250  $            –
AMEX Services & Professional Services Credit Base Micro 2.00%  $           0.020  $            –
AMEX Services & Professional Services Credit Base Tier 0 1.60%  $           0.040  $            –
AMEX Services & Professional Services Credit Base Tier 1 1.60%  $            0.100  $            –
AMEX Services & Professional Services Credit Base Tier 2 2.10%  $            0.100  $            –
AMEX Services & Professional Services Credit Base Tier 3 2.50%  $            0.100  $            –
AMEX Services & Professional Services Credit Non-Swipe Micro 2.30%  $           0.020  $            –
AMEX Services & Professional Services Credit Non-Swipe Non-US Micro 3.30%  $           0.020  $            –
AMEX Services & Professional Services Credit Non-Swipe Non-US Tier 0 2.90%  $           0.040  $            –
AMEX Services & Professional Services Credit Non-Swipe Non-US Tier 1 2.90%  $            0.100  $            –
AMEX Services & Professional Services Credit Non-Swipe Non-US Tier 2 3.40%  $            0.100  $            –
AMEX Services & Professional Services Credit Non-Swipe Non-US Tier 3 3.80%  $            0.100  $            –
AMEX Services & Professional Services Credit Non-Swipe Tier 0 1.90%  $           0.040  $            –
AMEX Services & Professional Services Credit Non-Swipe Tier 1 1.90%  $            0.100  $            –
AMEX Services & Professional Services Credit Non-Swipe Tier 2 2.40%  $            0.100  $            –
AMEX Services & Professional Services Credit Non-Swipe Tier 3 2.80%  $            0.100  $            –
AMEX Services & Professional Services Credit Non-US Micro 3.00%  $           0.020  $            –
AMEX Services & Professional Services Credit Non-US Tier 0 2.60%  $           0.040  $            –
AMEX Services & Professional Services Credit Non-US Tier 1 2.60%  $            0.100  $            –
AMEX Services & Professional Services Credit Non-US Tier 2 3.10%  $            0.100  $            –
AMEX Services & Professional Services Credit Non-US Tier 3 3.50%  $            0.100  $            –
AMEX Services & Professional Services Non-Regulated Consumer Debit 0.99%  $            0.150  $            –
AMEX Services & Professional Services Non-Regulated Consumer Debit Non-Swipe 1.29%  $            0.150  $            –
AMEX Services & Professional Services Non-Regulated Consumer Debit Non-Swipe Non-US 2.29%  $            0.150  $            –
AMEX Services & Professional Services Non-Regulated Consumer Debit Non-US 1.99%  $            0.150  $            –
AMEX Services & Professional Services Non-Regulated Small Business Debit 1.94%  $            0.100  $            –
AMEX Services & Professional Services Non-Regulated Small Business Debit Non-Swipe 2.24%  $            0.100  $            –
AMEX Services & Professional Services Non-Regulated Small Business Debit Non-Swipe Non-US 3.24%  $            0.100  $            –
AMEX Services & Professional Services Non-Regulated Small Business Debit Non-US 2.94%  $            0.100  $            –
AMEX Services & Professional Services Regulated Consumer Debit 0.04%  $            0.250  $            –
AMEX Services & Professional Services Regulated Small Business Debit 0.04%  $            0.250  $            –
AMEX Small Business Regulated Debit (All Industries) 0.04%  $            0.250  $            –
AMEX T&E Credit Base Tier 1 2.25%  $            0.100  $            –
AMEX T&E Credit Base Tier 2 2.60%  $            0.100  $            –
AMEX T&E Credit Base Tier 3 3.00%  $            0.100  $            –
AMEX T&E Credit Non-Swipe Non-US Tier 1 3.55%  $            0.100  $            –
AMEX T&E Credit Non-Swipe Non-US Tier 2 3.90%  $            0.100  $            –
AMEX T&E Credit Non-Swipe Non-US Tier 3 4.30%  $            0.100  $            –
AMEX T&E Credit Non-Swipe Tier 1 2.55%  $            0.100  $            –
AMEX T&E Credit Non-Swipe Tier 2 2.90%  $            0.100  $            –
AMEX T&E Credit Non-Swipe Tier 3 3.30%  $            0.100  $            –
AMEX T&E Credit Non-US Tier 1 3.25%  $            0.100  $            –
AMEX T&E Credit Non-US Tier 2 3.60%  $            0.100  $            –
AMEX T&E Credit Non-US Tier 3 4.00%  $            0.100  $            –
AMEX T&E Non-Regulated Consumer Debit 1.19%  $            0.150  $            –
AMEX T&E Non-Regulated Consumer Debit Non-Swipe 1.49%  $            0.150  $            –
AMEX T&E Non-Regulated Consumer Debit Non-Swipe Non-US 2.49%  $            0.150  $            –
AMEX T&E Non-Regulated Consumer Debit Non-US 2.19%  $            0.150  $            –
AMEX T&E Non-Regulated Small Business Debit 1.99%  $            0.100  $            –
AMEX T&E Non-Regulated Small Business Debit Non-Swipe 2.29%  $            0.100  $            –
AMEX T&E Non-Regulated Small Business Debit Non-Swipe Non-US 3.29%  $            0.100  $            –
AMEX T&E Non-Regulated Small Business Debit Non-US 2.99%  $            0.100  $            –
AMEX T&E Regulated Consumer Debit 0.04%  $            0.250  $            –
AMEX T&E Regulated Small Business Debit 0.04%  $            0.250  $            –
AMEX Utilities Credit Base Tier 1  $            0.750  $            –
AMEX Utilities Credit Base Tier 2 1.50%  $                  –  $            –
AMEX Utilities Credit Non-Swipe Non-US Tier 1 1.00%  $            0.750  $            –
AMEX Utilities Credit Non-Swipe Non-US Tier 2 2.50%  $                  –  $            –
AMEX Utilities Credit Non-Swipe Tier 1  $            0.750  $            –
AMEX Utilities Credit Non-Swipe Tier 2 1.50%  $                  –  $            –
AMEX Utilities Credit Non-US Tier 1 1.00%  $            0.750  $            –
AMEX Utilities Credit Non-US Tier 2 2.50%  $                  –  $            –
AMEX Utilities Non-Regulated Consumer Debit 0.04%  $            0.650  $            –
AMEX Utilities Non-Regulated Consumer Debit Non-Swipe 0.04%  $            0.650  $            –
AMEX Utilities Non-Regulated Consumer Debit Non-Swipe Non-US 1.04%  $            0.650  $            –
AMEX Utilities Non-Regulated Consumer Debit Non-US 1.04%  $            0.650  $            –
AMEX Utilities Non-Regulated Small Business Debit 0.09%  $            1.450  $            –
AMEX Utilities Non-Regulated Small Business Debit Non-Swipe 0.09%  $            1.450  $            –
AMEX Utilities Non-Regulated Small Business Debit Non-Swipe Non-US 1.09%  $            1.450  $            –
AMEX Utilities Non-Regulated Small Business Debit Non-US 1.09%  $            1.450  $            –
AMEX Utilities Regulated Consumer Debit 0.04%  $            0.250  $            –
AMEX Utilities Regulated Small Business Debit 0.04%  $            0.250  $            –
AMEX vPayments Base 1.89%  $                  –  $            –
AMEX vPayments Non-US 2.29%  $                  –  $            –
  • OCT 23
Network Plan Rate  Per Tx   Cap 
Visa Account Verification  $              0.03  $            –
Visa Advertising – All Other 1.55%  $              0.10  $            –
Visa Advertising – Infinite Spend Not Qualified 1.75%  $              0.10  $            –
Visa Advertising – Infinite Spend Qualified 2.30%  $              0.10  $            –
Visa Advertising – Non-Tokenized – All Other 1.65%  $              0.10  $            –
Visa Advertising – Non-Tokenized – Infinite Spend Not Qualified 1.85%  $              0.10  $            –
Visa Advertising – Non-Tokenized – Infinite Spend Qualified 2.40%  $              0.10  $            –
Visa Advertising – Non-Tokenized – Signature 1.85%  $              0.10  $            –
Visa Advertising – Non-Tokenized – Signature Preferred 2.40%  $              0.10  $            –
Visa Advertising – Non-Tokenized – Traditional Rewards 1.80%  $              0.10  $            –
Visa Advertising – Signature 1.75%  $              0.10  $            –
Visa Advertising – Signature Preferred 2.30%  $              0.10  $            –
Visa Advertising – Traditional Rewards 1.70%  $              0.10  $            –
Visa Assessments % 0.14%  $                  –  $            –
Visa ATM Balance Inquiry Fee – Level 1  $              0.20  $            –
Visa ATM Balance Inquiry Fee – Level 2  $              0.25  $            –
Visa ATM Balance Inquiry Fee – Level 3  $              0.25  $            –
Visa ATM Balance Inquiry Fee – Level 4  $              0.30  $            –
Visa ATM Cash Disbursement Reimbursement Fee – Level 1  $              0.30  $            –
Visa ATM Cash Disbursement Reimbursement Fee – Level 2  $              0.35  $            –
Visa ATM Cash Disbursement Reimbursement Fee – Level 3  $              0.45  $            –
Visa ATM Cash Disbursement Reimbursement Fee – Level 4  $              0.60  $            –
Visa ATM Cash-In Deposit Fee 0.35%  $              0.85  $         5.00
Visa ATM Decline Fee – Level 1  $              0.20  $            –
Visa ATM Decline Fee – Level 2  $              0.25  $            –
Visa ATM Decline Fee – Level 3  $              0.25  $            –
Visa ATM Decline Fee – Level 4  $              0.30  $            –
Visa ATM Funds Transfer Fee – Level 1  $              0.20  $            –
Visa ATM Funds Transfer Fee – Level 2  $              0.25  $            –
Visa ATM Funds Transfer Fee – Level 3  $              0.25  $            –
Visa ATM Funds Transfer Fee – Level 4  $              0.30  $            –
Visa ATM Mini Statement Fee  $              0.30  $            –
Visa ATM PIN Block / Change  $              0.60  $            –
Visa ATM Plus Alliance Cash Disbursement Reimbursement Fee 0.35%  $              0.55  $         3.00
Visa ATM Shared Deposit Fee  $              2.50  $            –
Visa Business Debit Card Present CP – Exempt 1.70%  $              0.10  $            –
Visa Business Debit Card Present CP – Regulated 0.05%  $              0.22  $            –
Visa Business Debit CNP – Exempt 2.45%  $              0.10  $            –
Visa Business Debit CNP – Regulated 0.05%  $              0.22  $            –
Visa Business Debit Non-Qualified – Exempt 2.95%  $              0.10  $            –
Visa Business Debit Non-Qualified – Regulated 0.05%  $              0.22  $            –
Visa Business Debit Utility, CNP Only – Exempt  $              1.50  $            –
Visa Business Debit Utility, CNP Only – Regulated 0.05%  $              0.22  $            –
Visa Business Level II – Tier 1 1.90%  $              0.10  $            –
Visa Business Level II – Tier 2 2.05%  $              0.10  $            –
Visa Business Level II – Tier 3 2.10%  $              0.10  $            –
Visa Business Level II – Tier 4 2.20%  $              0.10  $            –
Visa Business Level II – Tier 5 2.25%  $              0.10  $            –
Visa Business Non-Qualified – Tier 1 3.15%  $              0.20  $            –
Visa Business Non-Qualified – Tier 2 3.15%  $              0.20  $            –
Visa Business Non-Qualified – Tier 3 3.15%  $              0.20  $            –
Visa Business Non-Qualified – Tier 4 3.15%  $              0.20  $            –
Visa Business Non-Qualified – Tier 5 3.15%  $              0.20  $            –
Visa Business Product 1 – Tier 1 2.65%  $              0.10  $            –
Visa Business Product 1 – Tier 2 2.80%  $              0.10  $            –
Visa Business Product 1 – Tier 3 2.85%  $              0.10  $            –
Visa Business Product 1 – Tier 4 2.95%  $              0.10  $            –
Visa Business Product 1 – Tier 5 3.00%  $              0.10  $            –
Visa Business Product 2 – Tier 1 1.90%  $              0.10  $            –
Visa Business Product 2 – Tier 2 2.05%  $              0.10  $            –
Visa Business Product 2 – Tier 3 2.10%  $              0.10  $            –
Visa Business Product 2 – Tier 4 2.20%  $              0.10  $            –
Visa Business Product 2 – Tier 5 2.25%  $              0.10  $            –
Visa Business Travel – Tier 1 2.35%  $              0.10  $            –
Visa Business Travel – Tier 2 2.50%  $              0.10  $            –
Visa Business Travel – Tier 3 2.55%  $              0.10  $            –
Visa Business Travel – Tier 4 2.65%  $              0.10  $            –
Visa Business Travel – Tier 5 2.70%  $              0.10  $            –
Visa Business Utilities (Business Prepaid Only) Commercial Prepaid Regulated 0.05%  $              0.22  $            –
Visa Business Utilities (Business Prepaid Only) Corporate/Purchasing Prepaid  $              1.50  $            –
Visa Business Utility – Tier 1  $              1.50  $            –
Visa Business Utility – Tier 2  $              1.50  $            –
Visa Business Utility – Tier 3  $              1.50  $            –
Visa Business Utility – Tier 4  $              1.50  $            –
Visa Business Utility – Tier 5  $              1.50  $            –
Visa Card Not Present CNP Commercial Prepaid Regulated 0.05%  $              0.22  $            –
Visa Card Not Present CNP Corporate/Purchasing Prepaid / Business Exempt~BUS PUR CNP PP~ 2.65%  $              0.10  $            –
Visa Card Not Present CNP Purchasing Prepaid Exempt 2.65%  $              0.10  $            –
Visa Card Present CP Commercial Prepaid Regulated 0.05%  $              0.22  $            –
Visa Card Present CP Corporate/Purchasing Prepaid / Business Exempt 2.15%  $              0.10  $            –
Visa Card Present CP Purchasing Prepaid Exempt 2.15%  $              0.10  $            –
Visa Cash Advance International Acquiring Fee – Asia Pacific Region 0.10%  $                  –  $            –
Visa Cash Advance International Service Assessment 0.40%  $                  –  $            –
Visa Cash Advance International Service Assessment – Asia Pacific 0.40%  $                  –  $            –
Visa Clearing Access  $              0.00  $            –
Visa Commercial/Corporate/Purchasing Card Not Present 2.70%  $              0.10  $            –
Visa Commercial/Corporate/Purchasing Card Present 2.50%  $              0.10  $            –
Visa Commercial/Corporate/Purchasing Level II 2.50%  $              0.10  $            –
Visa Commercial/Corporate/Purchasing Level II – Fuel 2.20%  $              0.10  $            –
Visa Commercial/Corporate/Purchasing Level III 1.90%  $              0.10  $            –
Visa Commercial/Corporate/Purchasing Product Large Ticket 1.45%  $            35.00  $            –
Visa Commercial/Corporate/Purchasing Travel Service 2.65%  $              0.10  $            –
Visa Consumer Bil Payment Service, Consumer Credit – All Other 1.89%  $              0.10  $            –
Visa Consumer Bil Payment Service, Consumer Credit – Infinite Spend Not Qualified 2.20%  $              0.10  $            –
Visa Consumer Bil Payment Service, Consumer Credit – Infinite Spend Qualified 2.60%  $              0.10  $            –
Visa Consumer Bil Payment Service, Consumer Credit – Signature 2.05%  $              0.10  $            –
Visa Consumer Bil Payment Service, Consumer Credit – Signature Preferred 2.50%  $              0.10  $            –
Visa Consumer Bil Payment Service, Consumer Credit – Traditional Rewards 2.04%  $              0.10  $            –
Visa Consumer Bill Payment Service Consumer Debit – Exempt 1.65%  $              0.15  $            –
Visa Consumer Bill Payment Service Consumer Debit – Regulated 0.05%  $              0.22  $            –
Visa Consumer Bill Payment Service, Business Credit – Tier 1 2.65%  $              0.10  $            –
Visa Consumer Bill Payment Service, Business Credit – Tier 2 2.80%  $              0.10  $            –
Visa Consumer Bill Payment Service, Business Credit – Tier 3 2.85%  $              0.10  $            –
Visa Consumer Bill Payment Service, Business Credit – Tier 4 2.95%  $              0.10  $            –
Visa Consumer Bill Payment Service, Business Credit – Tier 5 3.00%  $              0.10  $            –
Visa Consumer Bill Payment Service, Business Debit – Exempt 2.45%  $              0.10  $            –
Visa Consumer Bill Payment Service, Business Debit – Regulated 0.05%  $              0.22  $            –
Visa Consumer Bill Payment Service, Commercial – Exempt 2.65%  $              0.10  $            –
Visa Consumer Bill Payment Service, Commercial – Regulated 0.05%  $              0.22  $            –
Visa Consumer Bill Payment Service, Commercial Prepaid / Business Exempt 2.65%  $              0.10  $            –
Visa Consumer Bill Payment Service, Commercial Prepaid / Purchasing Exempt 2.65%  $              0.10  $            –
Visa Consumer Bill Payment Service, Commercial Prepaid / Regulated 0.05%  $              0.22  $            –
Visa Consumer Bill Payment Service, Commercial/Corporate/Purchasing 2.70%  $              0.10  $            –
Visa Consumer Bill Payment Service, Consumer, Prepaid – Exempt 1.75%  $              0.20  $            –
Visa Consumer Bill Payment Service, Consumer, Prepaid – Regulated 0.05%  $              0.22  $            –
Visa Corporate/Purchasing Prepaid – Exempt 2.65%  $              0.10  $            –
Visa Corporate/Purchasing Prepaid – Regulated 0.05%  $              0.22  $            –
Visa CPS/Account Funding, Debit – Exempt (CNP) 1.75%  $              0.20  $            –
Visa CPS/Account Funding, Debit – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/Account Funding, Prepaid – Exempt (CNP) 1.80%  $              0.20  $            –
Visa CPS/Account Funding, Prepaid – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/Automated Fuel Dispenser (AFD), Debit – Exempt (CP) 0.80%  $              0.15  $         0.95
Visa CPS/Automated Fuel Dispenser (AFD), Debit – Regulated (CP) 0.05%  $              0.22  $            –
Visa CPS/Automated Fuel Dispenser (AFD), Prepaid – Exempt (CP) 1.15%  $              0.15  $         0.95
Visa CPS/Automated Fuel Dispenser (AFD), Prepaid – Regulated (CP) 0.05%  $              0.22  $            –
Visa CPS/Card Not Present, Debit – Exempt (CNP) 1.65%  $              0.15  $            –
Visa CPS/Card Not Present, Debit – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/Card Not Present, Prepaid – Exempt (CNP) 1.75%  $              0.20  $            –
Visa CPS/Card Not Present, Prepaid – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/Charity and Religious Organizations –  Infinite Spend Not Qualified 1.35%  $              0.05  $            –
Visa CPS/Charity and Religious Organizations – All Other 1.35%  $              0.05  $            –
Visa CPS/Charity and Religious Organizations – Infinite Spend Qualified 1.35%  $              0.10  $            –
Visa CPS/Charity and Religious Organizations – Signature 1.35%  $              0.05  $            –
Visa CPS/Charity and Religious Organizations – Signature Preferred 1.35%  $              0.05  $            –
Visa CPS/Charity and Religious Organizations – Traditional Rewards 1.35%  $              0.05  $            –
Visa CPS/Debt Repayment (No Fee) , Debit- Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/Debt Repayment (No Fee), Debit – Exempt (CNP) 0.65%  $              0.15  $         0.65
Visa CPS/Debt Repayment (No Fee), Prepaid – Exempt (CNP) 0.65%  $              0.15  $         0.65
Visa CPS/Debt Repayment (No Fee), Prepaid – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/Debt Repayment 2, Debit – Exempt (CNP) 0.65%  $              0.15  $         2.00
Visa CPS/Debt Repayment 2, Debit – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/Debt Repayment 2, Prepaid – Exempt (CNP) 0.65%  $              0.15  $         2.00
Visa CPS/Debt Repayment 2, Prepaid – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/e-Commerce Basic, Debit – Exempt (CNP) 1.65%  $              0.15  $            –
Visa CPS/e-Commerce Basic, Debit – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/e-Commerce Basic, Prepaid – Exempt (CNP) 1.75%  $              0.20  $            –
Visa CPS/e-Commerce Basic, Prepaid – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/e-Commerce Preferred Hotel and Car Rental, Debit – Exempt (CNP) 1.70%  $              0.15  $            –
Visa CPS/e-Commerce Preferred Hotel and Car Rental, Debit – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/e-Commerce Preferred Hotel and Car Rental, Prepaid – Exempt (CNP) 1.75%  $              0.20  $            –
Visa CPS/e-Commerce Preferred Hotel and Car Rental, Prepaid – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/e-Commerce Preferred Passenger Transport, Debit – Exempt (CNP) 1.70%  $              0.15  $            –
Visa CPS/e-Commerce Preferred Passenger Transport, Debit – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/e-Commerce Preferred Passenger Transport, Prepaid – Exempt (CNP) 1.75%  $              0.20  $            –
Visa CPS/e-Commerce Preferred Passenger Transport, Prepaid – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/e-Commerce Preferred Retail, Debit – Exempt (CNP) 1.60%  $              0.15  $            –
Visa CPS/e-Commerce Preferred Retail, Debit – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/e-Commerce Preferred Retail, Prepaid – Exempt (CNP) 1.75%  $              0.20  $            –
Visa CPS/e-Commerce Preferred Retail, Prepaid – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/Government –  Infinite Spend Not Qualified 1.55%  $              0.10  $            –
Visa CPS/Government –  Infinite Spend Qualified 1.55%  $              0.10  $            –
Visa CPS/Government – All Other 1.55%  $              0.10  $            –
Visa CPS/Government – Signature 1.55%  $              0.10  $            –
Visa CPS/Government – Signature Preferred 1.55%  $              0.10  $            –
Visa CPS/Government – Traditional Rewards 1.55%  $              0.10  $            –
Visa CPS/Government, Debit – Exempt (CNP) 0.65%  $              0.15  $         2.00
Visa CPS/Government, Debit – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/Government, Prepaid – Exempt (CNP) 0.65%  $              0.15  $         2.00
Visa CPS/Government, Prepaid – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/Hotel and Car Rental Card Not Present, Debit – Exempt (CNP) 1.70%  $              0.15  $            –
Visa CPS/Hotel and Car Rental Card Not Present, Debit – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/Hotel and Car Rental Card Not Present, Prepaid – Exempt (CNP) 1.75%  $              0.20  $            –
Visa CPS/Hotel and Car Rental Card Not Present, Prepaid – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/Hotel and Car Rental Card Present, Debit – Exempt (CP) 1.19%  $              0.10  $            –
Visa CPS/Hotel and Car Rental Card Present, Debit – Regulated (CP) 0.05%  $              0.22  $            –
Visa CPS/Hotel and Car Rental Card Present, Prepaid – Exempt (CP) 1.15%  $              0.15  $            –
Visa CPS/Hotel and Car Rental Card Present, Prepaid – Regulated (CP) 0.05%  $              0.22  $            –
Visa CPS/Passenger Transport Card Present, Debit – Exempt (CP) 1.19%  $              0.10  $            –
Visa CPS/Passenger Transport Card Present, Debit – Regulated (CP) 0.05%  $              0.22  $            –
Visa CPS/Passenger Transport Card Present, Prepaid – Exempt (CP) 1.15%  $              0.15  $            –
Visa CPS/Passenger Transport Card Present, Prepaid – Regulated (CP) 0.05%  $              0.22  $            –
Visa CPS/Passenger Transport, Debit – Exempt (CNP) 1.70%  $              0.15  $            –
Visa CPS/Passenger Transport, Debit – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/Passenger Transport, Prepaid – Exempt (CNP) 1.75%  $              0.20  $            –
Visa CPS/Passenger Transport, Prepaid – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable)  – Non-Tokenized – All Other 1.53%  $              0.05  $            –
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable)  – Non-Tokenized – Infinite Spend Not Qualified 1.53%  $              0.05  $            –
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable)  – Non-Tokenized – Infinite Spend Qualified 2.30%  $              0.05  $            –
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable)  – Non-Tokenized – Signature 1.53%  $              0.05  $            –
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable)  – Non-Tokenized – Traditional Rewards 1.53%  $              0.05  $            –
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable) – All Other 1.43%  $              0.05  $            –
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable) – Infinite Spend Not Qualified 1.43%  $              0.05  $            –
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable) – Infinite Spend Qualified 2.20%  $              0.05  $            –
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable) – Non-Tokenized – Signature Preferred 2.30%  $              0.10  $            –
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable) – Signature 1.43%  $              0.05  $            –
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable) – Signature Preferred 2.20%  $              0.10  $            –
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable) – Traditional Rewards 1.43%  $              0.05  $            –
Visa CPS/Restaurant, Debit – Exempt (CP) 1.19%  $              0.10  $            –
Visa CPS/Restaurant, Debit – Regulated (CP) 0.05%  $              0.22  $            –
Visa CPS/Restaurant, Prepaid – Exempt (CP) 1.15%  $              0.15  $            –
Visa CPS/Restaurant, Prepaid – Regulated (CP) 0.05%  $              0.22  $            –
Visa CPS/Retail 2 ‚Äì Card Not Present, Debit – Exempt (CNP) 0.65%  $              0.15  $         2.00
Visa CPS/Retail 2 ‚Äì Card Not Present, Debit – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/Retail 2 ‚Äì Card Not Present, Prepaid – Exempt (CNP) 0.65%  $              0.15  $         2.00
Visa CPS/Retail 2 ‚Äì Card Not Present, Prepaid – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/Retail Key Entry, Debit – Exempt (CP) 1.65%  $              0.15  $            –
Visa CPS/Retail Key Entry, Debit – Regulated (CP) 0.05%  $              0.22  $            –
Visa CPS/Retail Key Entry, Prepaid – Exempt (CP) 1.75%  $              0.20  $            –
Visa CPS/Retail Key Entry, Prepaid – Regulated (CP) 0.05%  $              0.22  $            –
Visa CPS/Retail, Debit – Exempt (CP) 0.80%  $              0.15  $         0.95
Visa CPS/Retail, Debit – Regulated (CP) 0.05%  $              0.22  $            –
Visa CPS/Retail, Prepaid – Exempt (CP) 1.15%  $              0.15  $            –
Visa CPS/Retail, Prepaid – Regulated (CP) 0.05%  $              0.22  $            –
Visa CPS/Service Station, Debit – Exempt (CP) 0.80%  $              0.15  $         0.95
Visa CPS/Service Station, Debit – Regulated (CP) 0.05%  $              0.22  $            –
Visa CPS/Service Station, Prepaid – Exempt (CP) 1.15%  $              0.15  $         0.95
Visa CPS/Service Station, Prepaid – Regulated (CP) 0.05%  $              0.22  $            –
Visa CPS/Small Ticket, Debit – Exempt (CP) 1.55%  $              0.04  $            –
Visa CPS/Small Ticket, Debit – Regulated (CP) 0.05%  $              0.22  $            –
Visa CPS/Small Ticket, Prepaid – Exempt (CP) 1.60%  $              0.05  $            –
Visa CPS/Small Ticket, Prepaid – Regulated (CP) 0.05%  $              0.22  $            –
Visa CPS/Supermarket, Debit – Exempt (CP)  $              0.30  $            –
Visa CPS/Supermarket, Debit – Regulated (CP) 0.05%  $              0.22  $            –
Visa CPS/Supermarket, Prepaid – Exempt (CP) 1.15%  $              0.15  $         0.35
Visa CPS/Supermarket, Prepaid – Regulated (CP) 0.05%  $              0.22  $            –
Visa CPS/Utility – All Other  $              0.75  $            –
Visa CPS/Utility – Infinite Spend Not Qualified  $              0.75  $            –
Visa CPS/Utility – Infinite Spend Qualified  $              0.75  $            –
Visa CPS/Utility – Signature  $              0.75  $            –
Visa CPS/Utility – Signature Preferred  $              0.75  $            –
Visa CPS/Utility – Traditional Rewards  $              0.75  $            –
Visa CPS/Utility Recurring Bill Payment, Debit – Exempt (CNP)  $              0.45  $            –
Visa CPS/Utility Recurring Bill Payment, Debit – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/Utility Recurring Bill Payment, Prepaid – Exempt (CNP)  $              0.45  $            –
Visa CPS/Utility Recurring Bill Payment, Prepaid – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/Utility, Debit – Exempt (CNP)  $              0.65  $            –
Visa CPS/Utility, Debit – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/Utility, Prepaid – Exempt (CNP)  $              0.65  $            –
Visa CPS/Utility, Prepaid – Regulated (CNP) 0.05%  $              0.22  $            –
Visa Credit Voucher – Debit  $                  –  $            –
Visa Echeck Acquirer Processing Fee  $                  –  $            –
Visa Education (tx >=$500) – All Other 1.43%  $              0.05  $            –
Visa Education (tx >=$500) – Infinite Spend Not Qualified 1.43%  $              0.05  $            –
Visa Education (tx >=$500) – Infinite Spend Qualified 2.15%  $              0.05  $            –
Visa Education (tx >=$500) – Non-Tokenized – All Other 1.53%  $              0.05  $            –
Visa Education (tx >=$500) – Non-Tokenized – Infinite Spend Not Qualified 1.43%  $              0.05  $            –
Visa Education (tx >=$500) – Non-Tokenized – Infinite Spend Qualified 2.15%  $              0.05  $            –
Visa Education (tx >=$500) – Non-Tokenized – Signature 1.53%  $              0.05  $            –
Visa Education (tx >=$500) – Non-Tokenized – Signature Preferred 2.25%  $              0.10  $            –
Visa Education (tx >=$500) – Non-Tokenized – Traditional Rewards 1.53%  $              0.05  $            –
Visa Education (tx >=$500) – Signature 1.43%  $              0.05  $            –
Visa Education (tx >=$500) – Signature Preferred 2.15%  $              0.10  $            –
Visa Education (tx >=$500) – Traditional Rewards 1.43%  $              0.05  $            –
Visa Electronic Interchange Reimbursement Fee (EIRF) – Exempt 1.80%  $              0.20  $            –
Visa Electronic Interchange Reimbursement Fee (EIRF) – Regulated 0.05%  $              0.22  $            –
Visa Electronic Interchange Reimbursement Fee (EIRF), Debit – Exempt 1.75%  $              0.20  $            –
Visa Electronic Interchange Reimbursement Fee (EIRF), Debit – Regulated 0.05%  $              0.22  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 1  $              2.90  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 10  $            12.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 11  $            18.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 12  $            25.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 13  $            35.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 14  $            45.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 15  $            55.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 16  $            65.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 17  $            75.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 18  $            85.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 19  $                  –  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 2  $              2.90  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 20 0.15%  $                  –  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 3  $              2.90  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 4  $              4.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 5  $              4.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 6  $              4.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 7  $              5.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 8  $              5.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 9  $              8.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 1  $              2.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 10  $              8.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 11  $            10.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 12  $            14.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 13  $            24.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 14  $            32.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 15  $            40.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 16  $            50.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 17  $            60.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 18  $            65.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 19  $                  –  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 2  $              2.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 20 0.15%  $                  –  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 3  $              2.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 4  $              2.90  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 5  $              2.90  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 6  $              2.90  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 7  $              4.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 8  $              4.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 9  $              6.00  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 1  $                  –  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 10  $       2,000.00  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 11  $       4,000.00  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 12  $       8,000.00  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 13  $     16,000.00  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 14  $     45,000.00  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 15  $     70,000.00  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 2 0.15%  $                  –  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 3  $              7.00  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 4  $              9.00  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 5  $            15.00  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 6  $            45.00  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 7  $          160.00  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 8  $          450.00  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 9  $       1,000.00  $            –
Visa Fuel – All Other 1.15%  $              0.25  $         1.10
Visa Fuel – Infinite Spend Not Qualified 1.15%  $              0.25  $         1.10
Visa Fuel – Infinite Spend Qualified 1.15%  $              0.25  $         1.10
Visa Fuel – Signature 1.15%  $              0.25  $         1.10
Visa Fuel – Signature Preferred 1.15%  $              0.25  $         1.10
Visa Fuel – Traditional Rewards 1.15%  $              0.25  $         1.10
Visa Government-to-Government (G2G) 1.65%  $              0.10  $            –
Visa GSA Large Ticket 1.20%  $            39.00  $            –
Visa Healthcare (tx >=$500) – All Other 1.43%  $              0.05  $            –
Visa Healthcare (tx >=$500) – Infinite Spend Not Qualified 1.43%  $              0.05  $            –
Visa Healthcare (tx >=$500) – Infinite Spend Qualified 2.30%  $              0.10  $            –
Visa Healthcare (tx >=$500) – Non-Tokenized – All Other 1.53%  $              0.05  $            –
Visa Healthcare (tx >=$500) – Non-Tokenized – Infinite Spend Not Qualified 1.43%  $              0.05  $            –
Visa Healthcare (tx >=$500) – Non-Tokenized – Infinite Spend Qualified 2.30%  $              0.10  $            –
Visa Healthcare (tx >=$500) – Non-Tokenized – Signature 1.53%  $              0.05  $            –
Visa Healthcare (tx >=$500) – Non-Tokenized – Signature Preferred 2.40%  $              0.10  $            –
Visa Healthcare (tx >=$500) – Non-Tokenized – Traditional Rewards 1.53%  $              0.05  $            –
Visa Healthcare (tx >=$500) – Signature 1.43%  $              0.05  $            –
Visa Healthcare (tx >=$500) – Signature Preferred 2.30%  $              0.10  $            –
Visa Healthcare (tx >=$500) – Traditional Rewards 1.43%  $              0.05  $            –
Visa IAF High Risk 0.90%  $                  –  $            –
Visa Insurance – All Other 1.43%  $              0.05  $            –
Visa Insurance – Infinite Spend Not Qualified 1.43%  $              0.05  $            –
Visa Insurance – Infinite Spend Qualified 2.25%  $              0.10  $            –
Visa Insurance – Non-Tokenized – All Other 1.53%  $              0.05  $            –
Visa Insurance – Non-Tokenized – Infinite Spend Not Qualified 1.53%  $              0.05  $            –
Visa Insurance – Non-Tokenized – Infinite Spend Qualified 2.35%  $              0.10  $            –
Visa Insurance – Non-Tokenized – Signature 1.53%  $              0.05  $            –
Visa Insurance – Non-Tokenized – Signature Preferred 2.35%  $              0.10  $            –
Visa Insurance – Non-Tokenized – Traditional Rewards 1.53%  $              0.05  $            –
Visa Insurance – Signature 1.43%  $              0.05  $            –
Visa Insurance – Signature Preferred 2.25%  $              0.10  $            –
Visa Insurance – Traditional Rewards 1.43%  $              0.05  $            –
Visa Int’l Acquiring Fee (IAF) 0.45%  $                  –  $            –
Visa International Acquiring Fee – Asia Pacific Region 0.20%  $                  –  $            –
Visa International Service Assessment 1.00%  $                  –  $            –
Visa INTL Alternative  – All Commerical Products 2.00%  $                  –  $            –
Visa INTL Alternative – Classic / Gold / Electron 1.60%  $                  –  $            –
Visa INTL Alternative – Infinite 1.98%  $                  –  $            –
Visa INTL Alternative – Signature / Premium 1.85%  $                  –  $            –
Visa INTL ATM Balance Inquiry Fee – International  $              0.30  $            –
Visa INTL ATM Decline Fee – International  $              0.30  $            –
Visa INTL ATM Funds Transfer Fee –  International  $              0.30  $            –
Visa INTL B2B Virtual Payments Standard – Select Commercial Products 2.00%  $                  –  $            –
Visa INTL Cash Disbursement – Manual 0.33%  $              1.75  $            –
Visa INTL Cash Disbursement (Fee charged to cardholder) – no Prepaid Travel, no DCC 0.15%  $                  –  $            –
Visa INTL Cash Disbursement (Fee charged to cardholder) – no Prepaid Travel, with DCC  $                  –  $            –
Visa INTL Cash Disbursement (Fee charged to cardholder) – Prepaid Travel 0.15%  $                  –  $            –
Visa INTL Cash Disbursement (No fee charged to cardholder) – no Prepaid Travel,  no DCC 0.52%  $              0.65  $            –
Visa INTL Cash Disbursement (No fee charged to cardholder) – no Prepaid Travel, with DCC 0.15%  $                  –  $            –
Visa INTL Cash Disbursement (No fee charged to cardholder) – Prepaid Travel  $              1.00  $            –
Visa INTL Credit Voucher  – All Commerical Products 1.80%  $                  –  $            –
Visa INTL Credit Voucher – Classic / Gold / Electron 1.00%  $                  –  $            –
Visa INTL Credit Voucher – Infinite 1.00%  $                  –  $            –
Visa INTL Credit Voucher – Signature / Premium 1.00%  $                  –  $            –
Visa INTL Downgrade – All Commerical Products 2.05%  $                  –  $            –
Visa INTL Downgrade – Classic / Gold / Electron 1.65%  $                  –  $            –
Visa INTL Downgrade – Infinite 2.03%  $                  –  $            –
Visa INTL Downgrade – Signature / Premium 1.90%  $                  –  $            –
Visa INTL Interregional Regulated Debit – All Commercial Products 0.05%  $              0.22  $            –
Visa INTL Interregional Regulated Debit – Classic / Gold / Electron 0.05%  $              0.22  $            –
Visa INTL Interregional Regulated Debit – Infinite 0.05%  $              0.22  $            –
Visa INTL Interregional Regulated Debit – Signature / Premium 0.05%  $              0.22  $            –
Visa INTL Mini Statement – International  $              0.30  $            –
Visa INTL Money Transfer Fast Funds  $              0.60  $            –
Visa INTL Original Credits  $              0.29  $            –
Visa INTL PIN Charge / Unblock – International  $              0.60  $            –
Visa INTL Product Base – All Commerical Products 2.00%  $                  –  $            –
Visa INTL Product Base – Classic / Gold / Electron 1.10%  $                  –  $            –
Visa INTL Product Base – Infinite 1.98%  $                  –  $            –
Visa INTL Product Base – Signature / Premium 1.85%  $                  –  $            –
Visa Large Purchase Advantage CNP > $500000 0.40%  $            58.50  $            –
Visa Large Purchase Advantage CNP $10000.01-$25000 0.70%  $            49.50  $            –
Visa Large Purchase Advantage CNP $100000.01-$500000 0.50%  $            55.50  $            –
Visa Large Purchase Advantage CNP $25000.01-$100000 0.60%  $            52.50  $            –
Visa Mail/Phone Order and eCommerce Merchants – Consumer Credit 2.05%  $                  –  $            –
Visa Manual Cash Disbursement Reimbursement Fee – Default  $              2.00  $            –
Visa Manual Cash Disbursement Reimbursement Fee – No Surcharge 0.35%  $              0.55  $         3.00
Visa Manual Cash Disbursement Reimbursement Fee – Prepaid Consumer Govt and Payroll  $              2.00  $            –
Visa Manual Cash Disbursement Reimbursement Fee – Surcharged  $              0.60  $            –
Visa Mis-Use of Auth  $              0.09  $            –
Visa NAPF  $              0.02  $            –
Visa NAPF Debit  $              0.02  $            –
Visa NAPF Exempt  $                  –  $            –
Visa Non-Passenger Transport – Consumer Credit 1.76%  $                  –  $            –
Visa Non-Passenger Transport – Corporate and Business Card 2.35%  $                  –  $            –
Visa Non-Passenger Transport – GSA Purchasing Transactions – <$10000 2.35%  $                  –  $            –
Visa Non-Passenger Transport – GSA Purchasing Transactions – >$100000.01 1.80%  $                  –  $            –
Visa Non-Passenger Transport – GSA Purchasing Transactions – $10000.01-$25000 2.15%  $                  –  $            –
Visa Non-Passenger Transport – GSA Purchasing Transactions – $25000.01-$100000 2.00%  $                  –  $            –
Visa Non-Passenger Transport – Non GSA Purchasing Transactions – <$10000 2.40%  $                  –  $            –
Visa Non-Passenger Transport – Non GSA Purchasing Transactions – >$500000 1.80%  $                  –  $            –
Visa Non-Passenger Transport – Non GSA Purchasing Transactions – $10000.01-$25000 2.30%  $                  –  $            –
Visa Non-Passenger Transport – Non GSA Purchasing Transactions – $100000.01-$500000 2.00%  $                  –  $            –
Visa Non-Passenger Transport – Non GSA Purchasing Transactions – $25000.01-$100000 2.20%  $                  –  $            –
Visa Non-Qualified Commercial Prepaid Regulated 0.05%  $              0.22  $            –
Visa Non-Qualified Commercial/Corporate/Purchasing 2.95%  $              0.10  $            –
Visa Non-Qualified Consumer Credit – All Other 3.15%  $              0.10  $            –
Visa Non-Qualified Consumer Credit – Infinite Spend Not Qualified 3.15%  $              0.10  $            –
Visa Non-Qualified Consumer Credit – Infinite Spend Qualified 3.15%  $              0.10  $            –
Visa Non-Qualified Consumer Credit – Signature 3.15%  $              0.10  $            –
Visa Non-Qualified Consumer Credit – Signature Preferred 3.15%  $              0.10  $            –
Visa Non-Qualified Consumer Credit – Traditional Rewards 3.15%  $              0.10  $            –
Visa Non-Qualified Corporate/Purchasing Prepaid – Exempt 2.95%  $              0.10  $            –
Visa Non-Qualified Corporate/Purchasing Prepaid – Regulated 0.05%  $              0.22  $            –
Visa Non-Qualified Corporate/Purchasing Prepaid / Business Exempt 2.95%  $              0.10  $            –
Visa Non-Qualified Purchasing Prepaid Exempt 2.95%  $              0.10  $            –
Visa Non-Qualified with Data Commercial/Corporate/Purchasing 2.95%  $              0.10  $            –
Visa Passenger Transport Service Category – Credit 2.33%  $                  –  $            –
Visa Plus Alternative Media Fee (paid by acquirer)  $              0.10  $            –
Visa Product 1 – All Other 1.89%  $              0.10  $            –
Visa Product 1 – Infinite Spend Not Qualified 2.20%  $              0.10  $            –
Visa Product 1 – Infinite Spend Qualified 2.60%  $              0.10  $            –
Visa Product 1 – Signature 2.05%  $              0.10  $            –
Visa Product 1 – Signature Preferred 2.50%  $              0.10  $            –
Visa Product 1 – Traditional Rewards 2.04%  $              0.10  $            –
Visa Product 1 Tokenized – All Other 1.80%  $              0.10  $            –
Visa Product 1 Tokenized – Infinite Spend Not Qualified 2.10%  $              0.10  $            –
Visa Product 1 Tokenized – Infinite Spend Qualified 2.50%  $              0.10  $            –
Visa Product 1 Tokenized – Signature 1.95%  $              0.10  $            –
Visa Product 1 Tokenized – Signature Preferred 2.40%  $              0.10  $            –
Visa Product 1 Tokenized – Traditional Rewards 1.95%  $              0.10  $            –
Visa Product 2 – All Other |  Product 2 Consumer Credit 1.51%  $              0.10  $            –
Visa Product 2 – Infinite Spend Not Qualified 1.90%  $              0.10  $            –
Visa Product 2 – Infinite Spend Qualified 2.30%  $              0.10  $            –
Visa Product 2 – Signature Preferred |  Product 2 2.10%  $              0.10  $            –
Visa Product 2 – Signature/Infinite |  Product 2 1.65%  $              0.10  $            –
Visa Product 2 – Traditional Rewards |  Product 2Rewards 1.65%  $              0.10  $            –
Visa Purchasing Prepaid Large Ticket Commercial Prepaid Regulated 0.05%  $              0.22  $            –
Visa Purchasing Prepaid Large Ticket Purchasing Prepaid Exempt 1.45%  $            35.00  $            –
Visa Real Estate (tx >=$500) – All Other 1.43%  $              0.05  $            –
Visa Real Estate (tx >=$500) – Infinite Spend Not Qualified 1.43%  $              0.05  $            –
Visa Real Estate (tx >=$500) – Infinite Spend Qualified 2.15%  $              0.10  $            –
Visa Real Estate (tx >=$500) – Non-Tokenized – All Other 1.53%  $              0.05  $            –
Visa Real Estate (tx >=$500) – Non-Tokenized – Infinite Spend Not Qualified 1.53%  $              0.05  $            –
Visa Real Estate (tx >=$500) – Non-Tokenized – Infinite Spend Qualified 2.25%  $              0.10  $            –
Visa Real Estate (tx >=$500) – Non-Tokenized – Signature 1.53%  $              0.05  $            –
Visa Real Estate (tx >=$500) – Non-Tokenized – Signature Preferred 2.25%  $              0.10  $            –
Visa Real Estate (tx >=$500) – Non-Tokenized – Traditional Rewards 1.53%  $              0.05  $            –
Visa Real Estate (tx >=$500) – Signature 1.43%  $              0.05  $            –
Visa Real Estate (tx >=$500) – Signature Preferred 2.15%  $              0.10  $            –
Visa Real Estate (tx >=$500) – Traditional Rewards 1.43%  $              0.05  $            –
Visa Restaurant 1 – All Other 2.20%  $                  –  $            –
Visa Restaurant 1 – Infinite Spend Not Qualified 2.70%  $                  –  $            –
Visa Restaurant 1 – Infinite Spend Qualified 2.70%  $                  –  $            –
Visa Restaurant 1 – Signature 2.70%  $                  –  $            –
Visa Restaurant 1 – Signature Preferred 2.70%  $                  –  $            –
Visa Restaurant 1 – Traditional Rewards 2.20%  $                  –  $            –
Visa Restaurant 2 – All Other 2.10%  $                  –  $            –
Visa Restaurant 2 – Infinite Spend Not Qualified 2.60%  $                  –  $            –
Visa Restaurant 2 – Infinite Spend Qualified 2.60%  $                  –  $            –
Visa Restaurant 2 – Signature 2.60%  $                  –  $            –
Visa Restaurant 2 – Signature Preferred 2.60%  $                  –  $            –
Visa Restaurant 2 – Traditional Rewards 2.10%  $                  –  $            –
Visa Retail Credit-Performance T1 – All Other 1.43%  $              0.10  $            –
Visa Retail Credit-Performance T1 – Infinite Spend Not Qualified 1.90%  $              0.10  $            –
Visa Retail Credit-Performance T1 – Infinite Spend Qualified 2.30%  $              0.10  $            –
Visa Retail Credit-Performance T1 – Signature 1.65%  $              0.10  $            –
Visa Retail Credit-Performance T1 – Signature Preferred 2.10%  $              0.10  $            –
Visa Retail Credit-Performance T1 – Traditional Rewards 1.43%  $              0.10  $            –
Visa Retail Credit-Performance T2 – All Other 1.47%  $              0.10  $            –
Visa Retail Credit-Performance T2 – Infinite Spend Not Qualified 1.90%  $              0.10  $            –
Visa Retail Credit-Performance T2 – Infinite Spend Qualified 2.30%  $              0.10  $            –
Visa Retail Credit-Performance T2 – Signature 1.65%  $              0.10  $            –
Visa Retail Credit-Performance T2 – Signature Preferred 2.10%  $              0.10  $            –
Visa Retail Credit-Performance T2 – Traditional Rewards 1.47%  $              0.10  $            –
Visa Retail Credit-Performance T3 – Infinite Spend Not Qualified 1.90%  $              0.10  $            –
Visa Retail Credit-Performance T3 – Infinite Spend Qualified 2.30%  $              0.10  $            –
Visa Retail Credit-Performance T3 – Signature 1.65%  $              0.10  $            –
Visa Retail Credit-Performance T3 – Signature Preferred 2.10%  $              0.10  $            –
Visa Retail Credit-Performance T3 – Traditional Rewards 1.51%  $              0.10  $            –
Visa Retail Credit-Performance T3- All Other 1.51%  $              0.10  $            –
Visa Service Station and Government Small Ticket – All Other 1.65%  $              0.04  $            –
Visa Service Station and Government Small Ticket – Infinite Spend Not Qualified 1.65%  $              0.04  $            –
Visa Service Station and Government Small Ticket – Signature 1.65%  $              0.04  $            –
Visa Service Station and Government Small Ticket – Traditional Rewards 1.65%  $              0.04  $            –
Visa Services (tx >=$100) – All Other 1.55%  $              0.10  $            –
Visa Services (tx >=$100) – Infinite Spend Not Qualified 1.85%  $              0.10  $            –
Visa Services (tx >=$100) – Infinite Spend Qualified 2.30%  $              0.10  $            –
Visa Services (tx >=$100) – Non-Tokenized – All Other 1.65%  $              0.10  $            –
Visa Services (tx >=$100) – Non-Tokenized – Infinite Spend Not Qualified 1.95%  $              0.10  $            –
Visa Services (tx >=$100) – Non-Tokenized – Infinite Spend Qualified 2.40%  $              0.10  $            –
Visa Services (tx >=$100) – Non-Tokenized – Signature 1.95%  $              0.10  $            –
Visa Services (tx >=$100) – Non-Tokenized – Signature Preferred 2.40%  $              0.10  $            –
Visa Services (tx >=$100) – Non-Tokenized – Traditional Rewards 1.80%  $              0.10  $            –
Visa Services (tx >=$100) – Signature 1.85%  $              0.10  $            –
Visa Services (tx >=$100) – Signature Preferred 2.30%  $              0.10  $            –
Visa Services (tx >=$100) – Traditional Rewards 1.70%  $              0.10  $            –
Visa Small Merchant Product 1 – Infinite Spend Not Qualified 1.73%  $              0.10  $            –
Visa Small Merchant Product 1 – Infinite Spend Qualified 2.18%  $              0.10  $            –
Visa Small Merchant Product 1 – Signature 1.73%  $              0.10  $            –
Visa Small Merchant Product 1 – Signature Preferred 2.18%  $              0.10  $            –
Visa Small Merchant Product 1 – Traditional Rewards 1.73%  $              0.10  $            –
Visa Small Merchant Product 1- All Other 1.58%  $              0.10  $            –
Visa Small Merchant Product 2 – Infinite Spend Not Qualified 1.43%  $              0.10  $            –
Visa Small Merchant Product 2 – Infinite Spend Qualified 1.88%  $              0.10  $            –
Visa Small Merchant Product 2 – Signature 1.43%  $              0.10  $            –
Visa Small Merchant Product 2 – Signature Preferred 1.88%  $              0.10  $            –
Visa Small Merchant Product 2 – Traditional Rewards 1.43%  $              0.10  $            –
Visa Small Merchant Product 2- All Other 1.29%  $              0.10  $            –
Visa Small Ticket –  Infinite Spend Not Qualified 2.20%  $                  –  $            –
Visa Small Ticket –  Infinite Spend Qualified 2.20%  $                  –  $            –
Visa Small Ticket – All Other 1.90%  $                  –  $            –
Visa Small Ticket – Signature 2.20%  $                  –  $            –
Visa Small Ticket – Signature Preferred 2.20%  $                  –  $            –
Visa Small Ticket – Traditional Rewards 1.90%  $                  –  $            –
Visa Standard Interchange Reimbursement Fee, Debit – Exempt (CNP) 1.90%  $              0.25  $            –
Visa Standard Interchange Reimbursement Fee, Debit – Regulated (CNP) 0.05%  $              0.22  $            –
Visa Standard Interchange Reimbursement Fee, Prepaid – Exempt (CNP) 1.90%  $              0.25  $            –
Visa Standard Interchange Reimbursement Fee, Prepaid – Regulated (CNP) 0.05%  $              0.22  $            –
Visa Straight-Through-Processing (STP) Tier 1 < $7000 2.00%  $              0.10  $            –
Visa Straight-Through-Processing (STP) Tier 2 $7000-$14999.99 1.30%  $            35.00  $            –
Visa Straight-Through-Processing (STP) Tier 3 $15000-$49999.99 1.10%  $            35.00  $            –
Visa Straight-Through-Processing (STP) Tier 4 $50000-$99999.99 0.95%  $            35.00  $            –
Visa Straight-Through-Processing (STP) Tier 5 > $100000 0.80%  $            35.00  $            –
Visa Supermarket Credit  T2 – All Other 1.22%  $              0.05  $            –
Visa Supermarket Credit  T3 – Traditional Rewards 1.22%  $              0.05  $            –
Visa Supermarket Credit – All Other – Infinite Spend Not Qualified 1.65%  $              0.07  $            –
Visa Supermarket Credit – All Other – Infinite Spend Qualified 2.00%  $              0.07  $            –
Visa Supermarket Credit – All Other – Signature  / CPS Rewards 1 1.65%  $              0.07  $            –
Visa Supermarket Credit – All Other – Signature Preferred 2.00%  $              0.07  $            –
Visa Supermarket Credit – All Other – Traditional Rewards 1.50%  $              0.07  $            –
Visa Supermarket Credit – All Other- All Other 1.50%  $              0.07  $            –
Visa Supermarket Credit T0 – All Other 1.18%  $              0.05  $            –
Visa Supermarket Credit T0 – Infinite Spend Not Qualified 1.55%  $              0.05  $            –
Visa Supermarket Credit T0 – Infinite Spend Qualified 1.65%  $              0.05  $            –
Visa Supermarket Credit T0 – Signature 1.55%  $              0.05  $            –
Visa Supermarket Credit T0 – Signature Preferred 1.65%  $              0.05  $            –
Visa Supermarket Credit T0 – Traditional Rewards 1.18%  $              0.05  $            –
Visa Supermarket Credit T1 – All Other 1.20%  $              0.05  $            –
Visa Supermarket Credit T1 – Infinite Spend Not Qualified 1.55%  $              0.05  $            –
Visa Supermarket Credit T1 – Infinite Spend Qualified 1.65%  $              0.05  $            –
Visa Supermarket Credit T1 – Signature / CPS Rewards 1 1.55%  $              0.05  $            –
Visa Supermarket Credit T1 – Signature Preferred 1.65%  $              0.05  $            –
Visa Supermarket Credit T1 – Traditional Rewards 1.20%  $              0.05  $            –
Visa Supermarket Credit T2 – Infinite Spend Not Qualified 1.55%  $              0.05  $            –
Visa Supermarket Credit T2 – Infinite Spend Qualified 1.65%  $              0.05  $            –
Visa Supermarket Credit T2 – Signature  / CPS Rewards 1 1.55%  $              0.05  $            –
Visa Supermarket Credit T2 – Signature Preferred 1.65%  $              0.05  $            –
Visa Supermarket Credit T2 – Traditional Rewards 1.22%  $              0.05  $            –
Visa Supermarket Credit T3 – Infinite Spend Not Qualified 1.60%  $              0.05  $            –
Visa Supermarket Credit T3 – Infinite Spend Qualified 1.75%  $              0.05  $            –
Visa Supermarket Credit T3 – Signature  / CPS Rewards 1 1.60%  $              0.05  $            –
Visa Supermarket Credit T3 – Signature Preferred 1.75%  $              0.05  $            –
Visa Supermarket Credit T3- All Other 1.22%  $              0.05  $            –
Visa Taxi 1 – All Other 2.20%  $                  –  $            –
Visa Taxi 1 – Infinite Spend Not Qualified 2.70%  $                  –  $            –
Visa Taxi 1 – Infinite Spend Qualified 2.70%  $                  –  $            –
Visa Taxi 1 – Signature 2.70%  $                  –  $            –
Visa Taxi 1 – Signature Preferred 2.70%  $                  –  $            –
Visa Taxi 1 – Traditional Rewards 2.20%  $                  –  $            –
Visa Taxi 2 – All Other 2.10%  $                  –  $            –
Visa Taxi 2 – Infinite Spend Not Qualified 2.60%  $                  –  $            –
Visa Taxi 2 – Infinite Spend Qualified 2.60%  $                  –  $            –
Visa Taxi 2 – Signature 2.60%  $                  –  $            –
Visa Taxi 2 – Signature Preferred 2.60%  $                  –  $            –
Visa Taxi 2 – Traditional Rewards 2.10%  $                  –  $            –
Visa Travel – All Other 1.75%  $              0.10  $            –
Visa Travel – Infinite Spend Not Qualified 2.25%  $              0.10  $            –
Visa Travel – Infinite Spend Qualified 2.55%  $              0.10  $            –
Visa Travel – Signature 2.25%  $              0.10  $            –
Visa Travel – Signature Preferred 2.40%  $              0.10  $            –
Visa Travel – Traditional Rewards 1.95%  $              0.10  $            –
Visa Travel Service, Debit – Exempt (CP) 1.19%  $              0.10  $            –
Visa Travel Service, Debit – Regulated (CP) 0.05%  $              0.22  $            –
Visa Travel Service, Prepaid – Exempt (CP) 1.15%  $              0.15  $            –
Visa Travel Service, Prepaid – Regulated (CP) 0.05%  $              0.22  $            –
Visa VI INTL CREDIT VCHR PRCS – DEBIT  $              0.04  $            –
Visa VI INTL CREDIT VCHR PRCS FEE  $              0.04  $            –
Visa VI NTWK ACQ PROC FEE US CR  $              0.02  $            –
Visa VI NTWK ACQ PROC FEE US DB/PP  $              0.02  $            –
Visa VI-ADDRESS VER SVC FEE  $              0.01  $            –
Visa VISA ACQUIRER PRCE FEE INTL – CR  $              0.04  $            –
Visa VISA ACQUIRER PRCE FEE INTL – DB  $              0.04  $            –
Visa VISA AP ISA CASH ADVANCE ISSUER 1.00%  $                  –  $            –
Visa Visa Asia Pacific ISA Fee 0.40%  $                  –  $            –
Visa Visa Business Utility Recurring Bill Payment (Business Prepaid Only) – Exempt  $              0.75  $            –
Visa Visa Business Utility Recurring Bill Payment (Business Prepaid Only) – Regulated 0.05%  $              0.22  $            –
Visa Visa Credit Trans Integrity Fee  $              0.10  $            –
Visa Visa CV Processing Fee  $              0.02  $            –
Visa Visa CV Processing Fee – Debit  $              0.02  $            –
Visa Visa Debit Assessments 0.13%  $                  –  $            –
Visa Visa ISA – Issuer Currency (Enhanced) 1.40%  $                  –  $            –
Visa VISA ISA CASH ADVANCE ISSUER CUR 1.45%  $                  –  $            –
Visa Visa ISA Fee – Issuer Currency 1.00%  $                  –  $            –
Visa Visa Japan ISA Fee 0.20%  $                  –  $            –
Visa Visa Japan ISA Fee Issuer Curr 1.00%  $                  –  $            –
Visa Visa Money Transfer Original Credit  $              0.10  $            –
Visa Visa Money Transfer Original Credit – Deferred  $              0.02  $            –
Visa Visa Prepaid Load Network Interchange Reimbursement Fee  $              0.05  $            –
Visa Visa Transaction Integrity Fee (TIF)  $              0.10  $            –
Visa Visa US B2B Service Fee 1.55%  $                  –  $            –
Visa Zero Floor Limit  $              0.20  $            –
Processor ACH Discount  $                  –  $            –
Processor ACH Monthly Fee  $                  –  $            –
Processor ACH Transaction Fee  $                  –  $            –
Processor AVS  $                  –  $            –
Processor Batch  $                  –  $            –
Processor Chargeback  $                  –  $            –
Processor Commercial Interchange Optimization  $                  –  $            –
Processor Credit Mid-Qualified  $                  –  $            –
Processor Credit Non-Qualified  $                  –  $            –
Processor Credit Qualified  $                  –  $            –
Processor NON-PCI Compliance  $                  –  $            –
Processor Other  $                  –  $            –
Processor PCI Compliance  $                  –  $            –
Processor Service  $                  –  $            –
Processor Signature Debit Mid-Qualified  $                  –  $            –
Processor Signature Debit Non-Qualified  $                  –  $            –
Processor Signature Debit Qualified  $                  –  $            –
Mastercard Account Status Inquiry  $              0.03  $            –
Mastercard Acquirer Program Support Fee 0.85%  $                  –  $            –
Mastercard Airline – World Elite 2.55%  $              0.10  $            –
Mastercard Airline – World High Value 2.55%  $              0.10  $            –
Mastercard Assessment % 0.13%  $                  –  $            –
Mastercard Assessment % (Credit >$1k) 0.14%  $                  –  $            –
Mastercard Assessment PI (NABU Fee)  $              0.02  $            –
Mastercard Charities – Commercial Debit |  Commercial and Non-Regulated Commercial Debit 2.00%  $              0.10  $            –
Mastercard Charities – Commercial Prepaid |  Commercial and Non-Regulated Commercial Prepaid 2.00%  $              0.10  $            –
Mastercard Charities – Core 2.00%  $              0.10  $            –
Mastercard Charities – Enhanced 2.00%  $              0.10  $            –
Mastercard Charities – Large Market Credit 2.00%  $              0.10  $            –
Mastercard Charities – Non-Regulated Consumer Debit 1.45%  $              0.15  $            –
Mastercard Charities – Non-Regulated Consumer Prepaid 1.45%  $              0.15  $            –
Mastercard Charities – Regulated Consumer Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Charities – World 2.00%  $              0.10  $            –
Mastercard Charities – World Elite 2.00%  $              0.10  $            –
Mastercard Charities – World High Value 2.00%  $              0.10  $            –
Mastercard Charities Level 1 Business Core 2.00%  $              0.10  $            –
Mastercard Charities Level 2 Business World 2.00%  $              0.10  $            –
Mastercard Charities Level 3 Business World Elite 2.00%  $              0.10  $            –
Mastercard Charities Level 4 2.00%  $              0.10  $            –
Mastercard Charities Level 5 2.00%  $              0.10  $            –
Mastercard Commercial Bill Pay Standard 2.50%  $              0.10  $            –
Mastercard Commercial Business-To-Business Product 1 2.00%  $                  –  $            –
Mastercard Commercial Business-To-Business Product 2 1.80%  $                  –  $            –
Mastercard Commercial Business-To-Business Product 3 1.60%  $                  –  $            –
Mastercard Commercial Business-To-Business Product 4 1.40%  $                  –  $            –
Mastercard Commercial Business-To-Business Product 5 1.20%  $                  –  $            –
Mastercard Commercial Business-To-Business Product 6 1.00%  $                  –  $            –
Mastercard Commercial Freight 1.80%  $              0.10  $            –
Mastercard Commercial Large Ticket – Regulated Commercian Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Commercial Refund Group 1 – Commercial Debit 2.37%  $                  –  $            –
Mastercard Commercial Refund Group 1 – Commercial Prepaid 2.37%  $                  –  $            –
Mastercard Commercial Refund Group 1 – Large Market Credit 2.37%  $                  –  $            –
Mastercard Commercial Refund Group 1 Level 1 Business Core 2.37%  $                  –  $            –
Mastercard Commercial Refund Group 1 Level 2 Business World 2.37%  $                  –  $            –
Mastercard Commercial Refund Group 1 Level 3 Business World Elite 2.37%  $                  –  $            –
Mastercard Commercial Refund Group 1 Level 4 2.37%  $                  –  $            –
Mastercard Commercial Refund Group 1 Level 5 2.37%  $                  –  $            –
Mastercard Commercial Refund Group 2 – Commercial Debit 2.30%  $                  –  $            –
Mastercard Commercial Refund Group 2 – Commercial Prepaid 2.30%  $                  –  $            –
Mastercard Commercial Refund Group 2 – Large Market Credit 2.30%  $                  –  $            –
Mastercard Commercial Refund Group 2 Level 1 Business Core 2.30%  $                  –  $            –
Mastercard Commercial Refund Group 2 Level 2 Business World 2.30%  $                  –  $            –
Mastercard Commercial Refund Group 2 Level 3 Business World Elite 2.30%  $                  –  $            –
Mastercard Commercial Refund Group 2 Level 4 2.30%  $                  –  $            –
Mastercard Commercial Refund Group 2 Level 5 2.30%  $                  –  $            –
Mastercard Commercial Refund Group 3 – Commercial Debit 2.21%  $                  –  $            –
Mastercard Commercial Refund Group 3 – Commercial Prepaid 2.21%  $                  –  $            –
Mastercard Commercial Refund Group 3 – Large Market Credit 2.21%  $                  –  $            –
Mastercard Commercial Refund Group 3 Level 1 Business Core 2.21%  $                  –  $            –
Mastercard Commercial Refund Group 3 Level 2 Business World 2.21%  $                  –  $            –
Mastercard Commercial Refund Group 3 Level 3 Business World Elite 2.21%  $                  –  $            –
Mastercard Commercial Refund Group 3 Level 4 2.21%  $                  –  $            –
Mastercard Commercial Refund Group 3 Level 5 2.21%  $                  –  $            –
Mastercard Commercial Refund Group 4 – Commercial Debit 2.16%  $                  –  $            –
Mastercard Commercial Refund Group 4 – Commercial Prepaid 2.16%  $                  –  $            –
Mastercard Commercial Refund Group 4 – Large Market Credit 2.16%  $                  –  $            –
Mastercard Commercial Refund Group 4 Level 1 Business Core 2.16%  $                  –  $            –
Mastercard Commercial Refund Group 4 Level 2 Business World 2.16%  $                  –  $            –
Mastercard Commercial Refund Group 4 Level 3 Business World Elite 2.16%  $                  –  $            –
Mastercard Commercial Refund Group 4 Level 4 2.16%  $                  –  $            –
Mastercard Commercial Refund Group 4 Level 5 2.16%  $                  –  $            –
Mastercard Commercial Standard Business Level 1 2.95%  $              0.10  $            –
Mastercard Commercial Standard Business Level 2 3.10%  $              0.10  $            –
Mastercard Commercial Standard Business Level 3 3.15%  $              0.10  $            –
Mastercard Commercial Standard Business Level 4 3.25%  $              0.10  $            –
Mastercard Commercial Standard Business Level 5 3.30%  $              0.10  $            –
Mastercard Commercial Standard Large Market 2.95%  $              0.10  $            –
Mastercard Commercial Standard Non-Regulated Business Debit 2.95%  $              0.10  $            –
Mastercard Commercial Standard Non-Regulated Business Prepaid 2.95%  $              0.10  $            –
Mastercard Commercial Standard Regulated Commercial Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Commercial T&E Business Level 1 2.35%  $              0.10  $            –
Mastercard Commercial T&E Business Level 2 2.50%  $              0.10  $            –
Mastercard Commercial T&E Business Level 3 2.55%  $              0.10  $            –
Mastercard Commercial T&E Business Level 4 2.65%  $              0.10  $            –
Mastercard Commercial T&E Business Level 5 2.70%  $              0.10  $            –
Mastercard Commercial T&E Rate – Commercial Debit 2.35%  $              0.10  $            –
Mastercard Commercial T&E Rate – Commercial Prepaid 2.35%  $              0.10  $            –
Mastercard Commercial T&E Rate – Large Market 2.65%  $              0.10  $            –
Mastercard Commercial T&E Regulated Commercial Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Consumer Credit Refund Group 1 – World 2.30%  $                  –  $            –
Mastercard Consumer Credit Refund Group 1 – World Elite 2.30%  $                  –  $            –
Mastercard Consumer Credit Refund Group 1 – World High Value 2.30%  $                  –  $            –
Mastercard Consumer Credit Refund Group 2 – Core 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 2 – Enhanced 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 2 – World 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 2 – World Elite 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 2 – World High Value 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 3 – Core 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 3 – Enhanced 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 3 – World 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 3 – World Elite 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 3 – World High Value 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 4 – Core 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 4 – Enhanced 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 4 – World 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 4 – World Elite 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 4 – World High Value 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 5 – Core 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 5 – Enhanced 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 5 – World 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 5 – World Elite 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 5 – World High Value 1.75%  $                  –  $            –
Mastercard Consumer Debit Refund Group 1 – Debit Rate  $                  –  $            –
Mastercard Consumer Debit Refund Group 1 – Prepaid Rate  $                  –  $            –
Mastercard Consumer Debit Refund Group 2 – Debit Rate  $                  –  $            –
Mastercard Consumer Debit Refund Group 2 – Prepaid Rate  $                  –  $            –
Mastercard Consumer Debit Refund Group 3 – Debit Rate  $                  –  $            –
Mastercard Consumer Debit Refund Group 3 – Prepaid Rate  $                  –  $            –
Mastercard Convenience Purchases Base – Core 1.65%  $              0.04  $            –
Mastercard Convenience Purchases Base – Enhanced 1.80%  $              0.04  $            –
Mastercard Convenience Purchases Base – World 1.90%  $              0.04  $            –
Mastercard Convenience Purchases Base – World Elite 2.30%  $              0.04  $            –
Mastercard Convenience Purchases Base – World High Value 2.30%  $              0.04  $            –
Mastercard Convenience Purchases Tier 1 – Core 1.35%  $                  –  $            –
Mastercard Convenience Purchases Tier 1 – Enhanced 1.35%  $                  –  $            –
Mastercard Convenience Purchases Tier 1 – World 1.45%  $                  –  $            –
Mastercard Convenience Purchases Tier 1 – World Elite 1.60%  $                  –  $            –
Mastercard Convenience Purchases Tier 1 – World High Value 1.60%  $                  –  $            –
Mastercard CVC2 Authorization Fee  $              0.00  $            –
Mastercard Data Rate I – Commercial Debit |  Non-Regulated Business Debit 2.65%  $              0.10  $            –
Mastercard Data Rate I – Commercial Prepaid |  Non-Regulated Business Prepaid 2.65%  $              0.10  $            –
Mastercard Data Rate I – Large Market Credit |  Commercial Data Rate I Large Market 2.70%  $              0.10  $            –
Mastercard Data Rate I – Regulated Commercial Debit / Prepaid 0.05%  $              0.22  $            –
Mastercard Data Rate I Level 1 Business Core |  Commercial Data Rate I Business Level 1 2.65%  $              0.10  $            –
Mastercard Data Rate I Level 2 Business World |  Commercial Data Rate I Business Level 2 2.80%  $              0.10  $            –
Mastercard Data Rate I Level 3 Business World Elite |  Commercial Data Rate I Business Level 3 2.85%  $              0.10  $            –
Mastercard Data Rate I Level 4 |  Commercial Data Rate I Business Level 4 2.95%  $              0.10  $            –
Mastercard Data Rate I Level 5 |  Commercial Data Rate I Business Level 5 3.00%  $              0.10  $            –
Mastercard Data Rate II – Commercial Debit |  Non-Regulated Business Debit 2.10%  $              0.10  $            –
Mastercard Data Rate II – Commercial Prepaid |  Non-Regulated Business Prepaid 2.65%  $              0.10  $            –
Mastercard Data Rate II – Large Market Credit |  Commercial Data Rate II Large Market 2.50%  $              0.10  $            –
Mastercard Data Rate II – Regulated Business Debit / Prepaid 0.05%  $              0.22  $            –
Mastercard Data Rate II (Petroleum MCCs) – Commercial Business L1 1.90%  $              0.10  $            –
Mastercard Data Rate II (Petroleum MCCs) – Commercial Business L2 2.05%  $              0.10  $            –
Mastercard Data Rate II (Petroleum MCCs) – Commercial Business L3 2.10%  $              0.10  $            –
Mastercard Data Rate II (Petroleum MCCs) – Commercial Business L4 2.20%  $              0.10  $            –
Mastercard Data Rate II (Petroleum MCCs) – Commercial Business L5 2.25%  $              0.10  $            –
Mastercard Data Rate II (Petroleum MCCs) – Commercial Debit |  Non-Regulated Business Debit 2.05%  $              0.10  $            –
Mastercard Data Rate II (Petroleum MCCs) – Commercial Prepaid |  Non-Regulated Business Prepaid 2.05%  $              0.10  $            –
Mastercard Data Rate II (Petroleum MCCs) – Large Market Credit |  Commercial Data Rate II Petroleum Large Market 2.20%  $              0.10  $            –
Mastercard Data Rate II (Petroleum MCCs) – Regulated Commercial Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Data Rate II Level 1 Business Core |  Commercial Data Rate II L1 1.90%  $              0.10  $            –
Mastercard Data Rate II Level 2 Business World |  Commercial Data Rate II L2 2.05%  $              0.10  $            –
Mastercard Data Rate II Level 3 Business World Elite |  Commercial Data Rate II L3 2.10%  $              0.10  $            –
Mastercard Data Rate II Level 4 |  Commercial Data Rate II L4 2.20%  $              0.10  $            –
Mastercard Data Rate II Level 5 |  Commercial Data Rate II L5 2.25%  $              0.10  $            –
Mastercard Data Rate III – Large Market Credit |  Commercial Data Rate III Large Market 1.90%  $              0.10  $            –
Mastercard Data Rate III – Regulated Commercial Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Emerging Markets – Non-Regulated Consumer Debit 0.80%  $              0.25  $            –
Mastercard Emerging Markets – Non-Regulated Consumer Debit Prepaid 0.80%  $              0.25  $            –
Mastercard Emerging Markets – Regulated Consumer Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Emerging Markets (Education / Gov’t MCCs) – Non-Regulated Consumer Debit 0.65%  $              0.15  $         2.00
Mastercard Emerging Markets (Education / Gov’t MCCs) – Non-Regulated Consumer Prepaid 0.65%  $              0.15  $         2.00
Mastercard Emerging Markets (Education / Gov’t MCCs) – Regulated Consumer Prepaid 0.05%  $              0.22  $            –
Mastercard Full UCAF SecureCode – Core 1.95%  $              0.10  $            –
Mastercard Full UCAF SecureCode – Enhanced 2.10%  $              0.10  $            –
Mastercard Full UCAF SecureCode – Non-Regulated Consumer Debit 1.65%  $              0.15  $            –
Mastercard Full UCAF SecureCode – Non-Regulated Consumer Prepaid 1.76%  $              0.20  $            –
Mastercard Full UCAF SecureCode – Regulated Consumer Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Full UCAF SecureCode – World 2.20%  $              0.10  $            –
Mastercard Full UCAF SecureCode – World Elite 2.60%  $              0.10  $            –
Mastercard Full UCAF SecureCode – World High Value 2.60%  $              0.10  $            –
Mastercard Installment Transactions – INSA 1.85%  $                  –  $            –
Mastercard Installment Transactions – INSB 1.60%  $                  –  $            –
Mastercard Installment Transactions – INSC 0.50%  $                  –  $            –
Mastercard Interregional Commercial Non-US Issued 2.00%  $                  –  $            –
Mastercard Interregional Commercial Premium Non-US Issued 2.00%  $                  –  $            –
Mastercard Interregional Consumer Rate I Digital Commerce – Core 1.60%  $                  –  $            –
Mastercard Interregional Consumer Rate I Digital Commerce – Premium 1.85%  $                  –  $            –
Mastercard Interregional Consumer Rate I Digital Commerce – Super Premium 1.98%  $                  –  $            –
Mastercard Interregional Consumer Rate II Card Present CP – Core 1.10%  $                  –  $            –
Mastercard Interregional Consumer Rate II Card Present CP – Premium 1.85%  $                  –  $            –
Mastercard Interregional Consumer Rate II Card Present CP – Super Premium 1.98%  $                  –  $            –
Mastercard Interregional Consumer Rate III Base – Core 1.60%  $                  –  $            –
Mastercard Interregional Consumer Rate III Base – Premium 1.85%  $                  –  $            –
Mastercard Interregional Consumer Rate III Base – Super Premium 1.98%  $                  –  $            –
Mastercard Interregional Regulated POS Debit Commercial Debit/Prepaid 0.05%  $              0.55  $            –
Mastercard Interregional Regulated POS Debit Consumer Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Intl Cross Border Fee 0.60%  $                  –  $            –
Mastercard Intl DCC Cross Border Fee 1.00%  $                  –  $            –
Mastercard Key Entered Core 1.95%  $              0.10  $            –
Mastercard Key Entered Non-Regulated Consumer Debit 1.65%  $              0.15  $            –
Mastercard Key Entered Non-Regulated Consumer Prepaid 1.76%  $              0.20  $            –
Mastercard Key Entered Regulated Consumer Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Key-entered – Enhanced 2.10%  $              0.10  $            –
Mastercard Key-entered – World 2.20%  $              0.10  $            –
Mastercard Key-entered – World Elite 2.60%  $              0.10  $            –
Mastercard Key-entered – World High Value 2.60%  $              0.10  $            –
Mastercard Large Ticket – Large Market Credit |  Commercial Large Ticket Large Market 1.45%  $            35.00  $            –
Mastercard Large Ticket 1 (USD 10,000.00‚Äì25,000) |  Commercial Payment Account 1 1.20%  $                  –  $            –
Mastercard Large Ticket 2 (USD 25,000.01‚Äì100,000) |  Commercial Payment Account 2 1.00%  $                  –  $            –
Mastercard Large Ticket 3 (USD 100,000.01‚Äì500,000) |  Commercial Payment Account 3 0.90%  $                  –  $            –
Mastercard Large Ticket 4 (USD 500,000.01‚Äì1,000,000) |  Commercial Payment Account 4 0.80%  $                  –  $            –
Mastercard Large Ticket 5 (More than USD 1,000,000) |  Commercial Payment Account 5 0.70%  $                  –  $            –
Mastercard Lodging and Auto Rental – Core 1.65%  $              0.10  $            –
Mastercard Lodging and Auto Rental – Enhanced 1.75%  $              0.10  $            –
Mastercard Lodging and Auto Rental – Non-Regulated Consumer Debit 1.15%  $              0.15  $            –
Mastercard Lodging and Auto Rental – Non-Regulated Consumer Prepaid 1.15%  $              0.15  $            –
Mastercard Lodging and Auto Rental – Regulated Consumer Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard MASTERCARD ACCEPTANCE FEE  $              0.00  $            –
Mastercard MASTERCARD FILE TRANSMISSION FEE  $              0.00  $            –
Mastercard MC Acquirer License Fee 0.01%  $                  –  $            –
Mastercard MC Address Verification Service  $              0.01  $            –
Mastercard MC Annual Participation Fee  $              1.25  $            –
Mastercard MC Auth Connectivity Fee  $              0.00  $            –
Mastercard MC Auth Reversal  $              0.01  $            –
Mastercard MC Digital Enablement Fee  $              0.20  $            –
Mastercard MC Enhanced Value Merit 1 (3D Secure) 1.70%  $              0.10  $            –
Mastercard MC FREIGHT PROGRAM ACQUIRER FEE 0.50%  $                  –  $            –
Mastercard MC HUMANITARIAN AID ASMT 0.00%  $                  –  $            –
Mastercard MC Location Fee Exclusion  $                  –  $            –
Mastercard MC Location Fee Low Volume  $                  –  $            –
Mastercard MC Merit 1 Credit (3D Secure) 1.60%  $              0.10  $            –
Mastercard MC Merit 1 Debit (3D Secure) 1.10%  $              0.15  $            –
Mastercard MC Network Access Auth Fee  $              0.02  $            –
Mastercard MC US TPE Excessive Auth Attempt  $              0.10  $            –
Mastercard MC US TPE Nominal Amount Auth  $              0.05  $            –
Mastercard MC Wholesale B2B Acquirer Fee 1.57%  $                  –  $            –
Mastercard MC World Card Merit 1 (3D Secure) 1.80%  $              0.10  $            –
Mastercard MC World Elite Merit 1 (3D Secure) 2.20%  $              0.10  $            –
Mastercard Merchant UCAF SecureCode  – Non-Regulated Consumer Debit 1.65%  $              0.15  $            –
Mastercard Merchant UCAF SecureCode – Core 1.95%  $              0.10  $            –
Mastercard Merchant UCAF SecureCode – Enhanced 2.10%  $              0.10  $            –
Mastercard Merchant UCAF SecureCode – Non-Regulated Consumer Prepaid 1.76%  $              0.20  $            –
Mastercard Merchant UCAF SecureCode – Regulated Consumer Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Merchant UCAF SecureCode – World 2.20%  $              0.10  $            –
Mastercard Merchant UCAF SecureCode – World Elite 2.60%  $              0.10  $            –
Mastercard Merchant UCAF SecureCode – World High Value 2.60%  $              0.10  $            –
Mastercard Merit I – Core 1.95%  $              0.10  $            –
Mastercard Merit I – Debit Rate |  Non-Regulated Consumer Debit 1.65%  $              0.15  $            –
Mastercard Merit I – Enhanced 2.10%  $              0.10  $            –
Mastercard Merit I – Prepaid Rate |  Non-Regulated Consumer Prepaid 1.76%  $              0.20  $            –
Mastercard Merit I – World 2.20%  $              0.10  $            –
Mastercard Merit I – World Elite 2.60%  $              0.10  $            –
Mastercard Merit I – World High Value 2.60%  $              0.10  $            –
Mastercard Merit I (Consumer Loans MCCs) – Non-Regulated Consumer Debit 0.80%  $              0.25  $         2.95
Mastercard Merit I (Consumer Loans MCCs) – Non-Regulated Consumer Prepaid 0.80%  $              0.25  $         2.95
Mastercard Merit I (Consumer Loans MCCs) – Regulated Consumer Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Merit I (Day Care) – Core 1.60%  $              0.10  $            –
Mastercard Merit I (Day Care) – Enhanced 1.60%  $              0.10  $            –
Mastercard Merit I (Day Care) – World 1.60%  $              0.10  $            –
Mastercard Merit I (E-Commerce) Consumer Credit 1.95%  $              0.10  $            –
Mastercard Merit I (E-Commerce) Enhanced 2.10%  $              0.10  $            –
Mastercard Merit I (E-Commerce) High Value 2.60%  $              0.10  $            –
Mastercard Merit I (E-Commerce) Non-Regulated Consumer Debit 1.65%  $              0.15  $            –
Mastercard Merit I (E-Commerce) Non-Regulated Consumer Prepaid 1.76%  $              0.20  $            –
Mastercard Merit I (E-Commerce) Regulated Consumer Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Merit I (E-Commerce) World Card 2.20%  $              0.10  $            –
Mastercard Merit I (E-Commerce) World Elite 2.60%  $              0.10  $            –
Mastercard Merit I (Insurance MCCs) – Core 1.43%  $              0.05  $            –
Mastercard Merit I (Insurance MCCs) – Enhanced 1.43%  $              0.05  $            –
Mastercard Merit I (Insurance MCCs) – World 1.43%  $              0.05  $            –
Mastercard Merit I (Insurance MCCs) – World Elite 2.25%  $              0.10  $            –
Mastercard Merit I (Insurance MCCs) – World High Value 2.25%  $              0.10  $            –
Mastercard Merit I (Real Estate MCCs) – Core 1.43%  $              0.05  $            –
Mastercard Merit I (Real Estate MCCs) – Enhanced 1.43%  $              0.05  $            –
Mastercard Merit I (Real Estate MCCs) – Non-Regulated Consumer Debit 0.80%  $              0.25  $         5.00
Mastercard Merit I (Real Estate MCCs) – Non-Regulated Consumer Prepaid 0.80%  $              0.25  $         5.00
Mastercard Merit I (Real Estate MCCs) – Regulated Consumer Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Merit I (Real Estate MCCs) – World 1.43%  $              0.05  $            –
Mastercard Merit I (Real Estate MCCs) – World Elite 2.20%  $              0.10  $            –
Mastercard Merit I (Real Estate MCCs) – World High Value 2.20%  $              0.10  $            –
Mastercard Merit I Regulated Consumer Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Merit III Base – Core 1.65%  $              0.10  $            –
Mastercard Merit III Base – Enhanced 1.80%  $              0.10  $            –
Mastercard Merit III Base – World 1.90%  $              0.10  $            –
Mastercard Merit III Base – World Elite 2.30%  $              0.10  $            –
Mastercard Merit III Base – World High Value 2.30%  $              0.10  $            –
Mastercard Merit III Base (Card Present) – Non-Regulated Consumer Debit 1.05%  $              0.15  $            –
Mastercard Merit III Base (Card Present) – Non-Regulated Consumer Prepaid 1.15%  $              0.15  $            –
Mastercard Merit III Regulated Consumer Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Merit III Tier 1 – Core 1.43%  $              0.10  $            –
Mastercard Merit III Tier 1 – Debit Rate 0.70%  $              0.15  $            –
Mastercard Merit III Tier 1 – Enhanced 1.43%  $              0.10  $            –
Mastercard Merit III Tier 1 – Prepaid Rate 0.70%  $              0.15  $            –
Mastercard Merit III Tier 1 – World 1.53%  $              0.10  $            –
Mastercard Merit III Tier 1 – World Elite 2.05%  $              0.10  $            –
Mastercard Merit III Tier 1 – World High Value 2.05%  $              0.10  $            –
Mastercard Merit III Tier 2 – Core 1.48%  $              0.10  $            –
Mastercard Merit III Tier 2 – Debit Rate 0.83%  $              0.15  $            –
Mastercard Merit III Tier 2 – Enhanced 1.48%  $              0.10  $            –
Mastercard Merit III Tier 2 – Prepaid Rate 0.83%  $              0.15  $            –
Mastercard Merit III Tier 2 – World 1.58%  $              0.10  $            –
Mastercard Merit III Tier 2 – World Elite 2.10%  $              0.10  $            –
Mastercard Merit III Tier 2 – World High Value 2.10%  $              0.10  $            –
Mastercard Merit III Tier 3 – Core 1.55%  $              0.10  $            –
Mastercard Merit III Tier 3 – Debit Rate 0.95%  $              0.15  $            –
Mastercard Merit III Tier 3 – Enhanced 1.55%  $              0.10  $            –
Mastercard Merit III Tier 3 – Prepaid Rate 0.95%  $              0.15  $            –
Mastercard Merit III Tier 3 – World 1.65%  $              0.10  $            –
Mastercard Merit III Tier 3 – World Elite 2.15%  $              0.10  $            –
Mastercard Merit III Tier 3 – World High Value 2.15%  $              0.10  $            –
Mastercard Money Send & Funding Tx – Consumer Credit 3.25%  $              0.10  $            –
Mastercard Money Send & Funding Tx – Enhanced 3.25%  $              0.10  $            –
Mastercard Money Send & Funding Tx – High Value 3.25%  $              0.10  $            –
Mastercard Money Send & Funding Tx – Non-Regulated Consumer Debit 3.25%  $              0.10  $            –
Mastercard Money Send & Funding Tx – Non-Regulated Consumer Prepaid 3.25%  $              0.10  $            –
Mastercard Money Send & Funding Tx – Regulated Consumer Debit / Prepaid 0.05%  $              0.22  $            –
Mastercard Money Send & Funding Tx – World Card 3.25%  $              0.10  $            –
Mastercard Money Send & Funding Tx – World Elite 3.25%  $              0.10  $            –
Mastercard Passenger Transport – Core 1.65%  $              0.10  $            –
Mastercard Passenger Transport – Debit Rate |  Non-Regulated Consumer Debit 1.60%  $              0.15  $            –
Mastercard Passenger Transport – Enhanced 1.75%  $              0.10  $            –
Mastercard Passenger Transport – Prepaid Rate |  Non-Regulated Consumer Prepaid 1.60%  $              0.15  $            –
Mastercard Passenger Transport – Regulated Consumer Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Payment Transaction – Commercial Debit 0.19%  $              0.53  $            –
Mastercard Payment Transaction – Commercial Prepaid 0.19%  $              0.53  $            –
Mastercard Payment Transaction – Core 0.19%  $              0.53  $            –
Mastercard Payment Transaction – Debit Rate 0.19%  $              0.53  $            –
Mastercard Payment Transaction – Debit Rate 0.19%  $              0.53  $            –
Mastercard Payment Transaction – Enhanced 0.19%  $              0.53  $            –
Mastercard Payment Transaction – Large Market Credit 0.19%  $              0.53  $            –
Mastercard Payment Transaction – Prepaid Rate 0.19%  $              0.53  $            –
Mastercard Payment Transaction – Prepaid Rate 0.19%  $              0.53  $            –
Mastercard Payment Transaction – World 0.19%  $              0.53  $            –
Mastercard Payment Transaction – World Elite 0.19%  $              0.53  $            –
Mastercard Payment Transaction – World High Value 0.19%  $              0.53  $            –
Mastercard Payment Transaction (Gaming) – Core  $              0.10  $            –
Mastercard Payment Transaction (Gaming) – Enhanced  $              0.10  $            –
Mastercard Payment Transaction (Gaming) – World  $              0.10  $            –
Mastercard Payment Transaction (Gaming) – World Elite  $              0.10  $            –
Mastercard Payment Transaction (Gaming) – World High Value  $              0.10  $            –
Mastercard Payment Transaction (Gov’t-owned Lottery) – Debit Rate  $              0.10  $            –
Mastercard Payment Transaction (Gov’t-owned Lottery) – Debit Rate  $              0.10  $            –
Mastercard Payment Transaction (Gov’t-owned Lottery) – Prepaid Rate  $              0.10  $            –
Mastercard Payment Transaction (Gov’t-owned Lottery) – Prepaid Rate  $              0.10  $            –
Mastercard Payment Transaction Level 1 Business Core 0.19%  $              0.53  $            –
Mastercard Payment Transaction Level 2 Business World 0.19%  $              0.53  $            –
Mastercard Payment Transaction Level 3 Business World Elite 0.19%  $              0.53  $            –
Mastercard Payment Transaction Level 4 0.19%  $              0.53  $            –
Mastercard Payment Transaction Level 5 0.19%  $              0.53  $            –
Mastercard Petroleum – Regulated Consumer Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Petroleum Base – Core |  Consumer Credit 1.90%  $                  –  $         0.95
Mastercard Petroleum Base – Enhanced 1.90%  $                  –  $         0.95
Mastercard Petroleum Base – World 2.00%  $                  –  $         0.95
Mastercard Petroleum Base – World Elite 2.00%  $                  –  $         0.95
Mastercard Petroleum Base – World High Value 2.00%  $                  –  $         0.95
Mastercard Petroleum CAT/AFD – Debit Rate |  Non-Regulated Consumer Debit 0.70%  $              0.17  $         0.95
Mastercard Petroleum CAT/AFD – Prepaid Rate  |  Non-Regulated Consumer Prepaid 0.70%  $              0.17  $         0.95
Mastercard Petroleum Service Station – Non-Regulated Consumer Debit 0.70%  $              0.17  $         0.95
Mastercard Petroleum Service Station – Non-Regulated Consumer Prepaid 0.70%  $              0.17  $         0.95
Mastercard PIN Debit All Other Base (Purcahses, Payment Trans.) 0.90%  $              0.15  $            –
Mastercard PIN Debit Convenience Base (Purcahses, Payment Trans.) 0.75%  $              0.17  $         0.95
Mastercard PIN Debit Payment Transaction 0.19%  $              0.53  $            –
Mastercard PIN Debit Payment Transaction (Gaming MCCs)  $              0.10  $            –
Mastercard PIN Debit Supermarket/Warehouse Base 1.05%  $              0.15  $         0.35
Mastercard PIN Regulated – Credits (Refunds/Returns)  $                  –  $            –
Mastercard PIN Regulated POS Debit 0.05%  $              0.21  $            –
Mastercard PIN Regulated POS Debit w/ Fraud Adjustment 0.05%  $              0.22  $            –
Mastercard PIN Unregulated – Credits (Refunds/Returns)  $                  –  $            –
Mastercard Processing Integ – Format Error  $                  –  $            –
Mastercard Processing Integrity ‚Äì Invalid ICA  $                  –  $            –
Mastercard Processing Integrity Late Card Not Present  $              0.05  $            –
Mastercard Processing Integrity Late Card Present  $              0.05  $            –
Mastercard Processing Integrity Late Reversal – T&E  $                  –  $            –
Mastercard Processing Integrity Line Item  $              0.01  $            –
Mastercard Processing Integrity No Reversal  $              0.05  $            –
Mastercard Processing Integrity No Reversal – T&E  $              0.05  $            –
Mastercard Processing Intgry – Final Auth 0.25%  $                  –  $            –
Mastercard Processing Intgry – Line Item  $              0.01  $            –
Mastercard Processing Intgry – Pre Auth  $              0.05  $            –
Mastercard Processing Intgry-Final Auth Min  $              0.04  $            –
Mastercard Processing Intgry-Undefined Auth  $              0.05  $            –
Mastercard Public Sector – Core |  Consumer Credit 1.55%  $              0.10  $            –
Mastercard Public Sector – Enhanced 1.55%  $              0.10  $            –
Mastercard Public Sector – World 1.55%  $              0.10  $            –
Mastercard Public Sector – World Elite 1.55%  $              0.10  $            –
Mastercard Public Sector – World High Value 1.55%  $              0.10  $            –
Mastercard Rebate – Commercial Debit  $                  –  $            –
Mastercard Rebate – Commercial Prepaid  $                  –  $            –
Mastercard Rebate – Large Market Credit  $                  –  $            –
Mastercard Rebate Level 1 Business Core  $                  –  $            –
Mastercard Rebate Level 2 Business World  $                  –  $            –
Mastercard Rebate Level 3 Business World Elite  $                  –  $            –
Mastercard Rebate Level 4  $                  –  $            –
Mastercard Rebate Level 5  $                  –  $            –
Mastercard Regulated Credits POS Debit – Debit Rate  $                  –  $            –
Mastercard Regulated Credits POS Debit – Prepaid Rate  $                  –  $            –
Mastercard Regulated Credits POS Debit Small Ticket – Debit Rate  $                  –  $            –
Mastercard Regulated Credits POS Debit Small Ticket – Prepaid Rate  $                  –  $            –
Mastercard Regulated Credits POS Debit Small Ticket with Fraud Adjustment – Debit Rate  $                  –  $            –
Mastercard Regulated Credits POS Debit Small Ticket with Fraud Adjustment – Prepaid Rate  $                  –  $            –
Mastercard Regulated Credits POS Debit with Fraud Adjustment – Debit Rate  $                  –  $            –
Mastercard Regulated Credits POS Debit with Fraud Adjustment – Prepaid Rate  $                  –  $            –
Mastercard Regulated Purchases POS Debit – Debit Rate |  Universal Consumer Regulated Debit 0.05%  $              0.21  $            –
Mastercard Regulated Purchases POS Debit – Prepaid Rate |  Universal Consumer Regulated Prepaid 0.05%  $              0.21  $            –
Mastercard Regulated Purchases POS Debit Small Ticket – Debit Rate 0.05%  $              0.21  $            –
Mastercard Regulated Purchases POS Debit Small Ticket – Prepaid Rate 0.05%  $              0.21  $            –
Mastercard Regulated Purchases POS Debit Small Ticket with Fraud Adjustment – Debit Rate 0.05%  $              0.22  $            –
Mastercard Regulated Purchases POS Debit Small Ticket with Fraud Adjustment – Prepaid Rate 0.05%  $              0.22  $            –
Mastercard Regulated Purchases POS Debit with Fraud Adjustment – Debit Rate |  Universal Regulated Debit Fraud Adj 0.05%  $              0.22  $            –
Mastercard Regulated Purchases POS Debit with Fraud Adjustment – Prepaid Rate |  Universal Regulated Prepaid Fraud Adj 0.05%  $              0.22  $            –
Mastercard Restaurant – Debit Rate |  Non-Regulated Consumer Debit 1.19%  $              0.10  $            –
Mastercard Restaurant – Prepaid Rate |  Non-Regulated Consumer Prepaid 1.19%  $              0.10  $            –
Mastercard Restaurant – Regulated Consumer Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Restaurant – World 1.85%  $              0.10  $            –
Mastercard Restaurant – World Elite 2.00%  $              0.10  $            –
Mastercard Restaurant – World High Value 2.00%  $              0.10  $            –
Mastercard Service Industries – Core 1.15%  $              0.05  $            –
Mastercard Service Industries – Enhanced 1.15%  $              0.05  $            –
Mastercard Service Industries – Non-Regulated Consumer Debit 1.15%  $              0.05  $            –
Mastercard Service Industries – Non-Regulated Consumer Prepaid 1.15%  $              0.05  $            –
Mastercard Service Industries – Regulated Consumer Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Service Industries – World 1.15%  $              0.05  $            –
Mastercard Service Industries – World Elite 1.15%  $              0.05  $            –
Mastercard Service Industries – World High Value 1.15%  $              0.05  $            –
Mastercard Small Ticket – Card Not Present CNP – Core 1.95%  $              0.02  $            –
Mastercard Small Ticket – Card Not Present CNP – Enhanced 2.10%  $              0.02  $            –
Mastercard Small Ticket – Card Not Present CNP – World 2.20%  $              0.02  $            –
Mastercard Small Ticket – Card Not Present CNP – World Elite 2.60%  $              0.02  $            –
Mastercard Small Ticket – Card Not Present CNP – World High Value 2.60%  $              0.02  $            –
Mastercard Small Ticket – Card Present CP – Core 1.65%  $              0.02  $            –
Mastercard Small Ticket – Card Present CP – Enhanced 1.80%  $              0.02  $            –
Mastercard Small Ticket – Card Present CP – World 1.90%  $              0.02  $            –
Mastercard Small Ticket – Card Present CP – World Elite 2.30%  $              0.02  $            –
Mastercard Small Ticket – Card Present CP – World High Value 2.30%  $              0.02  $            –
Mastercard Small Ticket Base Debit/Prepaid – Non-Regulated Consumer Debit 1.55%  $              0.04  $            –
Mastercard Small Ticket Base Debit/Prepaid – Non-Regulated Consumer Prepaid 1.55%  $              0.04  $            –
Mastercard Small Ticket Debit/Prepaid – Regulated Consumer Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Small Ticket Tier 1 – Debit Rate 1.30%  $              0.03  $            –
Mastercard Small Ticket Tier 1 – Prepaid Rate 1.30%  $              0.03  $            –
Mastercard Standard – Core 3.15%  $              0.10  $            –
Mastercard Standard – Debit Rate |  Consumer Standard Non-Regulated 1.90%  $              0.25  $            –
Mastercard Standard – Enhanced 3.15%  $              0.10  $            –
Mastercard Standard – Prepaid Rate |  Consumer Standard Non-Regulated 1.90%  $              0.25  $            –
Mastercard Standard – World 3.15%  $              0.10  $            –
Mastercard Standard – World Elite 3.15%  $              0.10  $            –
Mastercard Standard – World High Value 3.15%  $              0.10  $            –
Mastercard Standard -Regulated Consumer Debit/ Prepaid |  Consumer Standard Regulated Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Supermarket Base – Core 1.45%  $              0.10  $            –
Mastercard Supermarket Base – Debit Rate |  Non-Regulated Consumer Debit 1.05%  $              0.15  $         0.35
Mastercard Supermarket Base – Enhanced 1.60%  $              0.10  $            –
Mastercard Supermarket Base – Prepaid Rate |  Non-Regulated Consumer Prepaid 1.05%  $              0.15  $         0.35
Mastercard Supermarket Base – Regulated Consumer Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Supermarket Base – World 1.70%  $              0.10  $            –
Mastercard Supermarket Base – World Elite 2.10%  $              0.10  $            –
Mastercard Supermarket Base – World High Value 2.10%  $              0.10  $            –
Mastercard Supermarket Tier 1 – Core 1.15%  $              0.05  $            –
Mastercard Supermarket Tier 1 – Enhanced 1.15%  $              0.05  $            –
Mastercard Supermarket Tier 1 – World 1.25%  $              0.05  $            –
Mastercard Supermarket Tier 1 – World Elite 1.25%  $              0.05  $            –
Mastercard Supermarket Tier 1 – World High Value 1.25%  $              0.05  $            –
Mastercard Supermarket Tier 2 – Core 1.15%  $              0.05  $            –
Mastercard Supermarket Tier 2 – Enhanced 1.15%  $              0.05  $            –
Mastercard Supermarket Tier 2 – World 1.25%  $              0.05  $            –
Mastercard Supermarket Tier 2 – World Elite 1.25%  $              0.05  $            –
Mastercard Supermarket Tier 2 – World High Value 1.25%  $              0.05  $            –
Mastercard Supermarket Tier 3 – Core 1.22%  $              0.05  $            –
Mastercard Supermarket Tier 3 – Enhanced 1.22%  $              0.05  $            –
Mastercard Supermarket Tier 3 – World 1.32%  $              0.05  $            –
Mastercard Supermarket Tier 3 – World Elite 1.32%  $              0.05  $            –
Mastercard Supermarket Tier 3 – World High Value 1.32%  $              0.05  $            –
Mastercard T&E – World 2.25%  $              0.10  $            –
Mastercard T&E – World Elite 2.55%  $              0.10  $            –
Mastercard T&E – World High Value 2.55%  $              0.10  $            –
Mastercard T&E Large Ticket – World Elite 2.55%  $                  –  $            –
Mastercard T&E Large Ticket – World High Value 2.55%  $                  –  $            –
Mastercard Utilities – Commercial Debit  $              1.50  $            –
Mastercard Utilities – Commercial Prepaid  $              1.50  $            –
Mastercard Utilities – Core |  Consumer Credit  $              0.75  $            –
Mastercard Utilities – Debit Rate |  Non-Regulated Consumer Debit  $              0.65  $            –
Mastercard Utilities – Enhanced  $              0.75  $            –
Mastercard Utilities – Prepaid Rate |  Non-Regulated Consumer Prepaid  $              0.65  $            –
Mastercard Utilities – Regulated Consumer Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Utilities – World  $              0.75  $            –
Mastercard Utilities – World Elite  $              0.75  $            –
Mastercard Utilities – World High Value  $              0.75  $            –
Mastercard Utilities Level 1 Business Core |  All Business Products  $              1.50  $            –
Mastercard Utilities Level 2 Business World  $              1.50  $            –
Mastercard Utilities Level 3 Business World Elite  $              1.50  $            –
Mastercard Utilities Level 4  $              1.50  $            –
Mastercard Utilities Level 5  $              1.50  $            –
Mastercard Variable Interchange Programs (VIP) 1 |  Commercial B2B VIP 1 0.80%  $              0.10  $            –
Mastercard Variable Interchange Programs (VIP) 10 |  Commercial B2B VIP 10 1.15%  $            80.00  $            –
Mastercard Variable Interchange Programs (VIP) 11 |  Commercial B2B VIP 11 1.45%  $            35.00  $            –
Mastercard Variable Interchange Programs (VIP) 12 |  Commercial B2B VIP 12 2.40%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 13 |  Commercial B2B VIP 13 2.30%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 14 |  Commercial B2B VIP 14 2.00%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 15 |  Commercial B2B VIP 15 2.85%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 16 |  Commercial B2B VIP 16 2.80%  $              0.10  $            –
Mastercard Variable Interchange Programs (VIP) 17 |  Commercial B2B VIP 17 2.65%  $              0.10  $            –
Mastercard Variable Interchange Programs (VIP) 18 |  Commercial B2B VIP 18 2.20%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 19 |  Commercial B2B VIP 19 2.10%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 2 |  Commercial B2B VIP 2 1.05%  $              0.10  $            –
Mastercard Variable Interchange Programs (VIP) 20 |  Commercial B2B VIP 20 1.95%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 21 |  Commercial B2B VIP 21 1.85%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 22 |  Commercial B2B VIP 22 1.75%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 23 |  Commercial B2B VIP 23 1.65%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 24 |  Commercial B2B VIP 24 1.65%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 25 |  Commercial B2B VIP 25 1.25%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 26 |  Commercial B2B VIP 26 1.10%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 27 |  Commercial B2B VIP 27 0.95%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 28 |  Commercial B2B VIP 28 0.90%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 29 |  Commercial B2B VIP 29 0.75%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 3 |  Commercial B2B VIP 3 1.35%  $              0.10  $            –
Mastercard Variable Interchange Programs (VIP) 30 |  Commercial B2B VIP 30 0.65%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 31 |  Commercial B2B VIP 31 0.60%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 32 |  Commercial B2B VIP 32 0.50%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 33 |  Commercial B2B VIP 33 0.30%  $              5.00  $            –
Mastercard Variable Interchange Programs (VIP) 34 |  Commercial B2B VIP 34  $            50.00  $            –
Mastercard Variable Interchange Programs (VIP) 4 |  Commercial B2B VIP 4 1.45%  $              0.10  $            –
Mastercard Variable Interchange Programs (VIP) 5 |  Commercial B2B VIP 5 1.90%  $              0.10  $            –
Mastercard Variable Interchange Programs (VIP) 6 |  Commercial B2B VIP 6 2.50%  $              0.10  $            –
Mastercard Variable Interchange Programs (VIP) 7 |  Commercial B2B VIP 7 3.00%  $              0.10  $            –
Mastercard Variable Interchange Programs (VIP) 8 |  Commercial B2B VIP 8 1.25%  $            40.00  $            –
Mastercard Variable Interchange Programs (VIP) 9 |  Commercial B2B VIP 9 1.20%  $            60.00  $            –
Discover Assessment % 0.00%  $                  –  $            –
Discover Assessment PI (Network Authorization Fee)‚Ć  $              0.00  $            –
Discover Data Usage Fee‚Ć  $              0.02  $            –
Discover Intl Csh Adv Processing Fee 0.01%  $                  –  $            –
Discover Intl Processing Fee 0.01%  $                  –  $            –
Discover Intl Service Fee 0.01%  $                  –  $            –
Discover Prime Submission Level Charity  – Core 1.45%  $              0.05  $            –
Discover Prime Submission Level Charity – Debit Non Exempt  $              0.21  $            –
Discover Prime Submission Level Charity – Debit Non Exempt w/ Fraud Adjustment 0.05%  $              0.22  $            –
Discover Prime Submission Level Charity – Premium 1.50%  $              0.05  $            –
Discover Prime Submission Level Charity – Premium Plus 2.30%  $              0.10  $            –
Discover Prime Submission Level Charity – Prepaid Non Exempt 0.05%  $              0.21  $            –
Discover Prime Submission Level Charity – Prepaid Non Exempt w/ Fraud Adjustment 0.05%  $              0.22  $            –
Discover Prime Submission Level Charity – Rewards 1.50%  $              0.05  $            –
Discover Prime Submission Level Charity ‚Äì Debit 0.90%  $              0.20  $            –
Discover Prime Submission Level Charity ‚Äì Prepaid 0.90%  $              0.20  $            –
Discover PSL Assessment % 0.14%  $                  –  $            –
Discover PSL Assessment PI (Network Authorization Fee)  $              0.00  $            –
Discover PSL Base International – Commercial 1.90%  $              0.10  $            –
Discover PSL Base International – Core 1.70%  $              0.10  $            –
Discover PSL Base International – Debit/Prepaid 1.70%  $              0.10  $            –
Discover PSL Base International – Premium 1.70%  $              0.10  $            –
Discover PSL Base International – Premium Plus 1.79%  $              0.10  $            –
Discover PSL Base International – Rewards 1.70%  $              0.10  $            –
Discover PSL Base Submission DB Reg 0.05%  $              0.21  $            –
Discover PSL Base Submission DB Reg W/FA 0.05%  $              0.22  $            –
Discover PSL Base Submission Level – Core 3.05%  $              0.10  $            –
Discover PSL Base Submission Level – Debit 1.90%  $              0.25  $            –
Discover PSL Base Submission Level – Premium 3.05%  $              0.10  $            –
Discover PSL Base Submission Level – Premium Plus 3.05%  $              0.10  $            –
Discover PSL Base Submission Level – Prepaid 1.90%  $              0.25  $            –
Discover PSL Base Submission Level – Rewards 3.05%  $              0.10  $            –
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Core 1.91%  $              0.10  $            –
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Debit 1.76%  $              0.20  $            –
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Premium 2.05%  $              0.10  $            –
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Premium Plus 2.55%  $              0.10  $            –
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Prepaid 1.76%  $              0.20  $            –
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Rewards 2.03%  $              0.10  $            –
Discover PSL CNP DB Reg 0.05%  $              0.21  $            –
Discover PSL CNP DB Reg W/FA 0.05%  $              0.22  $            –
Discover PSL Commercial Adjustment Voucher Program 1 2.25%  $                  –  $            –
Discover PSL Commercial Base 3.05%  $              0.10  $            –
Discover PSL Commercial Base Debit Reg 2.95%  $              0.10  $            –
Discover PSL Commercial Base Debit Reg w/ FA 2.95%  $              0.10  $            –
Discover PSL Commercial Base Submission Level Debit 3.05%  $              0.10  $            –
Discover PSL Commercial Base Submission Level Prepaid 3.05%  $              0.10  $            –
Discover PSL Commercial Electronic Debit 2.45%  $              0.15  $            –
Discover PSL Commercial Electronic Debit Reg 2.35%  $              0.10  $            –
Discover PSL Commercial Electronic Debit Reg w/ FA 2.35%  $              0.10  $            –
Discover PSL Commercial Electronic Prepaid 2.65%  $              0.10  $            –
Discover PSL Commercial Electronic Program 2.45%  $              0.10  $            –
Discover PSL Commercial Large Ticket Debit Reg 0.90%  $            20.00  $            –
Discover PSL Commercial Large Ticket Debit Reg w/ FA 0.90%  $            20.00  $            –
Discover PSL Commercial Large Ticket Prepaid 1.45%  $            35.00  $            –
Discover PSL Commercial Utilities  $              1.50  $            –
Discover PSL Commercial Utilities Debit  $              1.50  $            –
Discover PSL Commercial Utilities Debit Reg  $              1.50  $            –
Discover PSL Commercial Utilities Debit Reg w/ FA  $              1.50  $            –
Discover PSL Commercial Utilities Prepaid  $              1.50  $            –
Discover PSL Commercial Voucher 1 Debit Reg 2.25%  $                  –  $            –
Discover PSL Commercial Voucher 1 Debit Reg w/ FA 2.25%  $                  –  $            –
Discover PSL Commercial Voucher 1 Prepaid 2.25%  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 1 Core 2.07%  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 1 Premium 2.07%  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 1 Premium Plus 2.07%  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 1 Prepaid 1.80%  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 1 Rewards 2.07%  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 2 Core 2.02%  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 2 Premium 2.02%  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 2 Premium Plus 2.02%  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 2 Prepaid 1.69%  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 2 Rewards 2.02%  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 3 Core 1.75%  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 3 Premium 1.75%  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 3 Premium Plus -0.16%  $            (3.00)  $            –
Discover PSL Consumer Adjustment Voucher Program 3 Premium Plus -0.16%  $            (1.65)  $            –
Discover PSL Consumer Adjustment Voucher Program 3 Premium Plus 1.75%  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 3 Premium Plus  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 3 Prepaid 1.35%  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 3 Rewards 1.75%  $                  –  $            –
Discover PSL Data Usage Fee‚Ć  $              0.02  $            –
Discover PSL Debt Repayment – Debit Regulated 0.05%  $              0.21  $            –
Discover PSL Debt Repayment – Debit Regulated – MAX 0.05%  $              0.21  $            –
Discover PSL Debt Repayment – Debit Regulated W/F 0.05%  $              0.22  $            –
Discover PSL Debt Repayment – Debit Regulated W/F – MAX 0.05%  $              0.22  $            –
Discover PSL Debt Repayment – Prepaid 0.70%  $              0.16  $            –
Discover PSL Debt Repayment – Prepaid – MAX  $              2.40  $            –
Discover PSL Disc Voucher 1 DB Reg 0.90%  $            20.00  $            –
Discover PSL Disc Voucher 1 DB Reg W/FA 1.80%  $                  –  $            –
Discover PSL Disc Voucher 2 DB Reg 2.35%  $              0.10  $            –
Discover PSL Disc Voucher 2 DB Reg W/FA 1.69%  $                  –  $            –
Discover PSL Disc Voucher 3 DB Reg 2.95%  $              0.10  $            –
Discover PSL Disc Voucher 3 DB Reg W/FA 1.35%  $                  –  $            –
Discover PSL E-Commerce DB Reg 0.05%  $              0.21  $            –
Discover PSL E-Commerce DB Reg W/FA 0.05%  $              0.22  $            –
Discover PSL E-Commerce Secured – Core 1.89%  $              0.10  $            –
Discover PSL E-Commerce Secured – Debit 1.75%  $              0.20  $            –
Discover PSL E-Commerce Secured – Premium 2.00%  $              0.10  $            –
Discover PSL E-Commerce Secured – Premium Plus 2.40%  $              0.10  $            –
Discover PSL E-Commerce Secured – Prepaid 1.75%  $              0.20  $            –
Discover PSL E-Commerce Secured – Rewards 2.00%  $              0.10  $            –
Discover PSL E-Commerce Secured DB Reg 0.05%  $              0.21  $            –
Discover PSL Ecom Secured DB Reg W/FA 0.05%  $              0.22  $            –
Discover PSL eCommerce – Core 1.91%  $              0.10  $            –
Discover PSL Electronic International – Commercial 1.90%  $              0.10  $            –
Discover PSL Electronic International – Core 1.65%  $                  –  $            –
Discover PSL Electronic International – Debit/Prepaid 1.20%  $                  –  $            –
Discover PSL Electronic International – Premium 1.65%  $                  –  $            –
Discover PSL Electronic International – Premium Plus 1.65%  $                  –  $            –
Discover PSL Electronic International – Rewards 1.65%  $                  –  $            –
Discover PSL Emerging Markets – Core 1.45%  $              0.05  $            –
Discover PSL Emerging Markets – Debit 0.90%  $              0.20  $            –
Discover PSL Emerging Markets – Premium 1.50%  $              0.05  $            –
Discover PSL Emerging Markets – Premium Plus 2.30%  $              0.10  $            –
Discover PSL Emerging Markets – Prepaid 0.90%  $              0.20  $            –
Discover PSL Emerging Markets – Rewards 1.50%  $              0.05  $            –
Discover PSL Emerging Mrkt DB Reg 0.05%  $              0.21  $            –
Discover PSL Emerging Mrkt DB Reg W/FA 0.05%  $              0.22  $            –
Discover PSL Express Services – Core 1.95%  $                  –  $            –
Discover PSL Express Services – Debit 1.80%  $                  –  $            –
Discover PSL Express Services – Premium 1.97%  $                  –  $            –
Discover PSL Express Services – Premium Plus 2.05%  $                  –  $            –
Discover PSL Express Services – Prepaid 1.80%  $                  –  $            –
Discover PSL Express Services – Rewards 1.95%  $                  –  $            –
Discover PSL Express Srvc DB Reg 0.05%  $              0.21  $            –
Discover PSL Express Srvc DB Reg W/FA 0.05%  $              0.22  $            –
Discover PSL Government 1.35%  $              0.05  $            –
Discover PSL Hotel/Car DB Reg 0.05%  $              0.21  $            –
Discover PSL Hotel/Car DB Reg W/FA 0.05%  $              0.22  $            –
Discover PSL Hotels/ Car Rentals – Core 1.58%  $              0.10  $            –
Discover PSL Hotels/ Car Rentals – Debit 1.35%  $              0.16  $            –
Discover PSL Hotels/ Car Rentals – Premium 2.30%  $              0.10  $            –
Discover PSL Hotels/ Car Rentals – Premium Plus 2.57%  $              0.10  $            –
Discover PSL Hotels/ Car Rentals – Prepaid 1.35%  $              0.16  $            –
Discover PSL Hotels/ Car Rentals – Rewards 1.92%  $              0.10  $            –
Discover PSL Insurance – Core 1.43%  $              0.05  $            –
Discover PSL Insurance – Debit 0.80%  $              0.25  $            –
Discover PSL Insurance – Premium 1.43%  $              0.05  $            –
Discover PSL Insurance – Premium Plus 2.30%  $              0.05  $            –
Discover PSL Insurance – Prepaid 0.80%  $              0.25  $            –
Discover PSL Insurance – Rewards 1.43%  $              0.05  $            –
Discover PSL Insurance DB Reg 0.05%  $              0.21  $            –
Discover PSL Insurance DB Reg W/FA 0.05%  $              0.22  $            –
Discover PSL Intl Csh Adv Processing Fee 0.50%  $                  –  $            –
Discover PSL Intl Processing Fee 0.50%  $                  –  $            –
Discover PSL Intl Service Fee 0.80%  $                  –  $            –
Discover PSL Key Entered Debit Reg 0.05%  $              0.21  $            –
Discover PSL Key Entered Debit Reg W/FA 0.05%  $              0.22  $            –
Discover PSL Key Entry – Core 1.89%  $              0.10  $            –
Discover PSL Key Entry – Debit 1.75%  $              0.20  $            –
Discover PSL Key Entry – Premium 2.05%  $              0.10  $            –
Discover PSL Key Entry – Prepaid 1.76%  $              0.20  $            –
Discover PSL Key Entry – Rewards 2.03%  $              0.10  $            –
Discover PSL Key Entry / e-Commerce – Premium Plus 2.55%  $              0.10  $            –
Discover PSL Lodging and Auto Rental 1.90%  $              0.10  $            –
Discover PSL MC World Elite Merit 1 (3D Secure) 2.90%  $              0.10  $            –
Discover PSL Micro Ticket – Core 1.95%  $                  –  $            –
Discover PSL Micro Ticket – Debit 1.80%  $                  –  $            –
Discover PSL Micro Ticket – Premium 1.97%  $                  –  $            –
Discover PSL Micro Ticket – Premium Plus 2.05%  $                  –  $            –
Discover PSL Micro Ticket – Prepaid 1.80%  $                  –  $            –
Discover PSL Micro Ticket – Rewards 1.95%  $                  –  $            –
Discover PSL Micro Ticket Debit Reg 0.05%  $              0.21  $            –
Discover PSL Micro Tkt Debit Reg W/F Adj 0.05%  $              0.22  $            –
Discover PSL Mid Acceptance 2.40%  $              0.10  $            –
Discover PSL Mid Submission DB Reg 0.05%  $              0.21  $            –
Discover PSL Mid Submission DB Reg W/FA 0.05%  $              0.22  $            –
Discover PSL Mid Submission Level – Core 2.40%  $              0.10  $            –
Discover PSL Mid Submission Level – Debit 1.80%  $              0.20  $            –
Discover PSL Mid Submission Level – Premium 2.40%  $              0.10  $            –
Discover PSL Mid Submission Level – Premium Plus 2.40%  $              0.10  $            –
Discover PSL Mid Submission Level – Prepaid 1.80%  $              0.20  $            –
Discover PSL Mid Submission Level – Rewards 2.40%  $              0.10  $            –
Discover PSL Passenger Trans DB Reg 0.05%  $              0.21  $            –
Discover PSL Passenger Trans DB Reg W/FA 0.05%  $              0.22  $            –
Discover PSL Passenger Transport 1.90%  $              0.10  $            –
Discover PSL Passenger Transport – Core 1.75%  $              0.10  $            –
Discover PSL Passenger Transport – Debit 1.60%  $              0.15  $            –
Discover PSL Passenger Transport – Premium 2.30%  $              0.10  $            –
Discover PSL Passenger Transport – Premium Plus 2.40%  $              0.10  $            –
Discover PSL Passenger Transport – Prepaid 1.60%  $              0.15  $            –
Discover PSL Passenger Transport – Rewards 1.92%  $              0.10  $            –
Discover PSL Petroleum 1.50%  $              0.10  $            –
Discover PSL Petroleum – Core 1.80%  $              0.05  $            –
Discover PSL Petroleum – Debit 0.76%  $              0.16  $            –
Discover PSL Petroleum – Premium 1.80%  $              0.05  $            –
Discover PSL Petroleum – Premium Plus 1.80%  $              0.05  $            –
Discover PSL Petroleum – Prepaid 0.76%  $              0.16  $            –
Discover PSL Petroleum – Rewards 1.80%  $              0.05  $            –
Discover PSL Petroleum DB Reg 0.05%  $              0.21  $            –
Discover PSL Petroleum DB Reg W/FA 0.05%  $              0.22  $            –
Discover PSL Program Integrity Fee  $                  –  $            –
Discover PSL Public Services – Core 1.55%  $              0.10  $            –
Discover PSL Public Services – Debit 0.90%  $              0.20  $            –
Discover PSL Public Services – Premium 1.55%  $              0.10  $            –
Discover PSL Public Services – Premium Plus 1.55%  $              0.10  $            –
Discover PSL Public Services – Prepaid 0.90%  $              0.20  $            –
Discover PSL Public Services – Rewards 1.55%  $              0.10  $            –
Discover PSL Public Srvc DB Reg 0.05%  $              0.21  $            –
Discover PSL Public Srvc DB Reg W/FA 0.05%  $              0.22  $            –
Discover PSL Real Estate – Core 1.10%  $                  –  $            –
Discover PSL Real Estate – Debit 1.10%  $                  –  $            –
Discover PSL Real Estate – Premium 1.10%  $                  –  $            –
Discover PSL Real Estate – Premium Plus 2.30%  $              0.10  $            –
Discover PSL Real Estate – Prepaid 1.10%  $                  –  $            –
Discover PSL Real Estate – Rewards 1.10%  $                  –  $            –
Discover PSL Real Estate DB Reg 0.05%  $              0.21  $            –
Discover PSL Real Estate DB Reg W/FA 0.05%  $              0.22  $            –
Discover PSL Recurring Payments – Core 1.35%  $              0.05  $            –
Discover PSL Recurring Payments – Debit 1.20%  $              0.05  $            –
Discover PSL Recurring Payments – Premium 1.35%  $              0.05  $            –
Discover PSL Recurring Payments – Premium Plus 1.80%  $              0.05  $            –
Discover PSL Recurring Payments – Prepaid 1.20%  $              0.05  $            –
Discover PSL Recurring Payments – Rewards 1.35%  $              0.05  $            –
Discover PSL Recurring Pymt DB Reg 0.05%  $              0.21  $            –
Discover PSL Recurring Pymt DB Reg W/FA 0.05%  $              0.22  $            –
Discover PSL Restaurant 1.85%  $              0.05  $            –
Discover PSL Restaurants – Core 1.56%  $              0.10  $            –
Discover PSL Restaurants – Debit 1.19%  $              0.10  $            –
Discover PSL Restaurants – Premium 2.30%  $              0.10  $            –
Discover PSL Restaurants – Premium Plus 2.45%  $              0.10  $            –
Discover PSL Restaurants – Prepaid 1.14%  $              0.15  $            –
Discover PSL Restaurants – Rewards 1.90%  $              0.10  $            –
Discover PSL Restaurants DB Reg 0.05%  $              0.21  $            –
Discover PSL Restaurants DB Reg W/FA 0.05%  $              0.22  $            –
Discover PSL Retail 1.55%  $              0.10  $            –
Discover PSL Retail – Core 1.57%  $              0.10  $            –
Discover PSL Retail – Debit 1.10%  $              0.16  $            –
Discover PSL Retail – Premium 1.74%  $              0.10  $            –
Discover PSL Retail – Premium Plus 2.25%  $              0.10  $            –
Discover PSL Retail – Prepaid 1.12%  $              0.16  $            –
Discover PSL Retail – Rewards 1.72%  $              0.10  $            –
Discover PSL Retail Debit Reg 0.05%  $              0.21  $            –
Discover PSL Retail Debit Reg W/F Adj 0.05%  $              0.22  $            –
Discover PSL Small Ticket 1.70%  $              0.02  $            –
Discover PSL Sprmrkt Max DB Reg 0.05%  $              0.21  $            –
Discover PSL Sprmrkt Max DB Reg W/FA 0.05%  $              0.22  $            –
Discover PSL Supermarket 1.50%  $              0.05  $            –
Discover PSL Supermarket DB Reg 0.05%  $              0.21  $            –
Discover PSL Supermarket DB Reg W/FA 0.05%  $              0.22  $            –
Discover PSL Supermarkets/ Warehouse Clubs – Core 1.40%  $              0.05  $            –
Discover PSL Supermarkets/ Warehouse Clubs – Debit 1.12%  $              0.16  $            –
Discover PSL Supermarkets/ Warehouse Clubs – Premium 1.65%  $              0.10  $            –
Discover PSL Supermarkets/ Warehouse Clubs – Premium Plus 2.10%  $              0.10  $            –
Discover PSL Supermarkets/ Warehouse Clubs – Prepaid 1.12%  $              0.16  $            –
Discover PSL Supermarkets/ Warehouse Clubs – Rewards 1.62%  $              0.10  $            –
Discover PSL US Commercial Large Ticket 1.45%  $            35.00  $            –
Discover PSL US Commercial Large Ticket Debit 0.90%  $            20.00  $            –
Discover PSL US International Commercial 2.40%  $              0.10  $            –
Discover PSL US International Consumer Base 2.20%  $              0.10  $            –
Discover PSL US International Consumer Credit 2.15%  $                  –  $            –
Discover PSL US International Consumer Debit / Prepaid 1.70%  $              0.10  $            –
Discover PSL Utilities  $              0.75  $            –
Discover PSL Utilities – Core  $              0.75  $            –
Discover PSL Utilities – Debit  $              0.75  $            –
Discover PSL Utilities – Premium  $              0.75  $            –
Discover PSL Utilities – Premium Plus  $              0.75  $            –
Discover PSL Utilities – Prepaid  $              0.75  $            –
Discover PSL Utilities – Rewards  $              0.75  $            –
Discover PSL Utilities DB Reg 0.05%  $              0.21  $            –
Discover PSL Utilities DB Reg W/FA 0.05%  $              0.22  $            –
Discover PSL Warehouse Club 1.10%  $              0.05  $            –
AMEX Ae Intl Cross Border Fee 0.00%  $                  –  $            –
AMEX Amex Access Fee 0.00%  $                  –  $            –
AMEX Amex Data Quality Fee 0.01%  $                  –  $            –
AMEX Amex Keyed Fee 0.00%  $                  –  $            –
AMEX Amex Network Fees 0.00%  $                  –  $            –
AMEX Amex Non Compliance Fee 0.01%  $                  –  $            –
AMEX Amex Token Fee 0.00%  $                  –  $            –
AMEX B2B / Wholesale Non-Swipe Non-US Tier 1 2.35%  $              0.10  $            –
AMEX B2B / Wholesale Non-Swipe Non-US Tier 2 2.60%  $              0.10  $            –
AMEX B2B / Wholesale Non-Swipe Non-US Tier 3 3.05%  $              0.10  $            –
AMEX B2B / Wholesale Non-Swipe Tier 1 1.95%  $              0.10  $            –
AMEX B2B / Wholesale Non-Swipe Tier 2 2.20%  $              0.10  $            –
AMEX B2B / Wholesale Non-Swipe Tier 3 2.65%  $              0.10  $            –
AMEX B2B / Wholesale Non-US Tier 1 2.05%  $              0.10  $            –
AMEX B2B / Wholesale Non-US Tier 2 2.30%  $              0.10  $            –
AMEX B2B / Wholesale Non-US Tier 3 2.75%  $              0.10  $            –
AMEX B2B / Wholesale Tier 1 1.65%  $              0.10  $            –
AMEX B2B / Wholesale Tier 2 1.90%  $              0.10  $            –
AMEX B2B / Wholesale Tier 3 2.35%  $              0.10  $            –
AMEX B2B/Wholesale – Consumer Debit 0.99%  $              0.15  $            –
AMEX B2B/Wholesale – Small Business Debit 1.94%  $              0.10  $            –
AMEX Charity Tier 1 2.00%  $              0.02  $            –
AMEX Charity Tier 2 1.60%  $              0.04  $            –
AMEX Charity Tier 3 2.00%  $              0.10  $            –
AMEX Consumer Regulated Debit (All Industries) 0.04%  $              0.25  $            –
AMEX Education – Consumer Debit 0.79%  $              0.15  $            –
AMEX Education – Small Business Debit 1.99%  $              0.10  $            –
AMEX Education Non-Swipe Non-US Tier 1 2.15%  $              0.10  $            –
AMEX Education Non-Swipe Non-US Tier 2 2.50%  $              0.10  $            –
AMEX Education Non-Swipe Non-US Tier 3 2.75%  $              0.10  $            –
AMEX Education Non-Swipe Tier 1 1.75%  $              0.10  $            –
AMEX Education Non-Swipe Tier 2 2.10%  $              0.10  $            –
AMEX Education Non-Swipe Tier 3 2.35%  $              0.10  $            –
AMEX Education Non-US Tier 1 1.85%  $              0.10  $            –
AMEX Education Non-US Tier 2 2.20%  $              0.10  $            –
AMEX Education Non-US Tier 3 2.45%  $              0.10  $            –
AMEX Education Tier 1 1.10%  $              0.10  $            –
AMEX Education Tier 2 1.45%  $              0.10  $            –
AMEX Education Tier 3 1.70%  $              0.10  $            –
AMEX Emerging Market – Consumer Debit 0.79%  $              0.15  $            –
AMEX Emerging Market – Small Business Debit 1.99%  $              0.10  $            –
AMEX Emerging Markets Non-Swipe Non-US Tier 1 1.83%  $              0.10  $            –
AMEX Emerging Markets Non-Swipe Non-US Tier 2 2.45%  $              0.10  $            –
AMEX Emerging Markets Non-Swipe Non-US Tier 3 3.10%  $              0.10  $            –
AMEX Emerging Markets Non-Swipe Tier 1 1.83%  $              0.10  $            –
AMEX Emerging Markets Non-Swipe Tier 2 2.45%  $              0.10  $            –
AMEX Emerging Markets Non-Swipe Tier 3 3.10%  $              0.10  $            –
AMEX Emerging Markets Non-US Tier 1 1.43%  $              0.10  $            –
AMEX Emerging Markets Non-US Tier 2 2.05%  $              0.10  $            –
AMEX Emerging Markets Non-US Tier 3 2.70%  $              0.10  $            –
AMEX Emerging Markets Tier 1 1.43%  $              0.10  $            –
AMEX Emerging Markets Tier 2 2.05%  $              0.10  $            –
AMEX Emerging Markets Tier 3 2.70%  $              0.10  $            –
AMEX Government – Consumer Debit 0.79%  $              0.15  $            –
AMEX Government – Small Business Debit 1.99%  $              0.10  $            –
AMEX Government Non-Swipe Non-US Tier 1 2.25%  $              0.10  $            –
AMEX Government Non-Swipe Non-US Tier 2 2.40%  $              0.10  $            –
AMEX Government Non-Swipe Non-US Tier 3 2.60%  $              0.10  $            –
AMEX Government Non-Swipe Tier 1 1.85%  $              0.10  $            –
AMEX Government Non-Swipe Tier 2 2.00%  $              0.10  $            –
AMEX Government Non-Swipe Tier 3 2.20%  $              0.10  $            –
AMEX Government Non-US Tier 1 1.95%  $              0.10  $            –
AMEX Government Non-US Tier 2 2.10%  $              0.10  $            –
AMEX Government Non-US Tier 3 2.30%  $              0.10  $            –
AMEX Government Tier 1 1.40%  $              0.10  $            –
AMEX Government Tier 2 1.55%  $              0.10  $            –
AMEX Government Tier 3 1.75%  $              0.10  $            –
AMEX Healthcare – Consumer Debit 0.99%  $              0.15  $            –
AMEX Healthcare – Small Business Debit 1.94%  $              0.10  $            –
AMEX Healthcare Non-Swipe Non-US Tier 1 2.25%  $              0.10  $            –
AMEX Healthcare Non-Swipe Non-US Tier 2 2.55%  $              0.10  $            –
AMEX Healthcare Non-Swipe Non-US Tier 3 3.00%  $              0.10  $            –
AMEX Healthcare Non-Swipe Tier 1 1.85%  $              0.10  $            –
AMEX Healthcare Non-Swipe Tier 2 2.15%  $              0.10  $            –
AMEX Healthcare Non-Swipe Tier 3 2.65%  $              0.10  $            –
AMEX Healthcare Non-US Tier 1 1.95%  $              0.10  $            –
AMEX Healthcare Non-US Tier 2 2.25%  $              0.10  $            –
AMEX Healthcare Non-US Tier 3 2.70%  $              0.10  $            –
AMEX Healthcare Tier 1 1.55%  $              0.10  $            –
AMEX Healthcare Tier 2 1.85%  $              0.10  $            –
AMEX Healthcare Tier 3 2.30%  $              0.10  $            –
AMEX Insurance Tier 1 1.25%  $              0.10  $            –
AMEX Insurance Tier 2 1.85%  $              0.10  $            –
AMEX Insurance Tier 3 2.50%  $              0.10  $            –
AMEX Online Gambling Consumer Debit 1.19%  $              0.15  $            –
AMEX Online Gambling Tier 1 2.40%  $              0.10  $            –
AMEX Online Gambling Tier 2 2.75%  $              0.10  $            –
AMEX Online Gambling Tier 3 3.15%  $              0.10  $            –
AMEX Other – Consumer Debit 0.99%  $              0.15  $            –
AMEX Other – Small Business Debit 1.94%  $              0.10  $            –
AMEX Other Non-Swipe Non-US Tier 1 2.20%  $              0.10  $            –
AMEX Other Non-Swipe Non-US Tier 2 2.55%  $              0.10  $            –
AMEX Other Non-Swipe Non-US Tier 3 3.00%  $              0.10  $            –
AMEX Other Non-Swipe Tier 1 1.80%  $              0.10  $            –
AMEX Other Non-Swipe Tier 2 2.15%  $              0.10  $            –
AMEX Other Non-Swipe Tier 3 2.60%  $              0.10  $            –
AMEX Other Non-US Tier 1 1.90%  $              0.10  $            –
AMEX Other Non-US Tier 2 2.25%  $              0.10  $            –
AMEX Other Non-US Tier 3 2.70%  $              0.10  $            –
AMEX Other Tier 1 1.50%  $              0.10  $            –
AMEX Other Tier 2 1.85%  $              0.10  $            –
AMEX Other Tier 3 2.30%  $              0.10  $            –
AMEX Prepaid Non-Swipe Non-US Tier 1 2.05%  $              0.10  $            –
AMEX Prepaid Non-Swipe Non-US Tier 2 2.40%  $              0.10  $            –
AMEX Prepaid Non-Swipe Non-US Tier 3 2.85%  $              0.10  $            –
AMEX Prepaid Non-Swipe Tier 1 1.65%  $              0.10  $            –
AMEX Prepaid Non-Swipe Tier 2 2.00%  $              0.10  $            –
AMEX Prepaid Non-Swipe Tier 3 2.45%  $              0.10  $            –
AMEX Prepaid Non-US Tier 1 1.75%  $              0.10  $            –
AMEX Prepaid Non-US Tier 2 2.10%  $              0.10  $            –
AMEX Prepaid Non-US Tier 3 2.55%  $              0.10  $            –
AMEX Prepaid Tier 1 1.35%  $              0.10  $            –
AMEX Prepaid Tier 2 1.70%  $              0.10  $            –
AMEX Prepaid Tier 3 2.15%  $              0.10  $            –
AMEX Residential Rent Tier 1 1.40%  $              0.10  $            –
AMEX Residential Rent Tier 2 1.75%  $              0.10  $            –
AMEX Residential Rent Tier 3 1.90%  $              0.10  $            –
AMEX Restaurant Non-Swipe Non-US Tier 0 2.30%  $              0.04  $            –
AMEX Restaurant Non-Swipe Non-US Tier 1 2.55%  $              0.10  $            –
AMEX Restaurant Non-Swipe Non-US Tier 2 3.20%  $              0.10  $            –
AMEX Restaurant Non-Swipe Non-US Tier 3 3.55%  $              0.10  $            –
AMEX Restaurant Non-Swipe Tier 0 1.90%  $              0.04  $            –
AMEX Restaurant Non-Swipe Tier 1 2.15%  $              0.10  $            –
AMEX Restaurant Non-Swipe Tier 2 2.80%  $              0.10  $            –
AMEX Restaurant Non-Swipe Tier 3 3.15%  $              0.10  $            –
AMEX Restaurant Non-US Tier 0 2.00%  $              0.04  $            –
AMEX Restaurant Non-US Tier 1 2.25%  $              0.10  $            –
AMEX Restaurant Non-US Tier 2 2.50%  $              0.10  $            –
AMEX Restaurant Non-US Tier 3 3.25%  $              0.10  $            –
AMEX Restaurant Tier 0 1.60%  $              0.04  $            –
AMEX Restaurant Tier 1 1.85%  $              0.10  $            –
AMEX Restaurant Tier 2 2.50%  $              0.10  $            –
AMEX Restaurant Tier 3 2.85%  $              0.10  $            –
AMEX Restaurants – Consumer Debit 1.29%  $              0.10  $            –
AMEX Restaurants – Small Business Debit 1.99%  $              0.10  $            –
AMEX Retail – Consumer Debit 0.99%  $              0.15  $            –
AMEX Retail – Small Business Debit 1.94%  $              0.10  $            –
AMEX Retail Tier 1 1.60%  $              0.10  $            –
AMEX Retail Tier 1 Non-Swipe 1.90%  $              0.10  $            –
AMEX Retail Tier 1 Non-Swipe / Non-US 2.30%  $              0.10  $            –
AMEX Retail Tier 1 Non-US 2.00%  $              0.10  $            –
AMEX Retail Tier 2 1.95%  $              0.10  $            –
AMEX Retail Tier 2 Non-Swipe 2.25%  $              0.10  $            –
AMEX Retail Tier 2 Non-US 2.35%  $              0.10  $            –
AMEX Retail Tier 3 2.40%  $              0.10  $            –
AMEX Retail Tier 3 Non-Swipe 2.70%  $              0.10  $            –
AMEX Retail Tier 3 Non-US 2.80%  $              0.10  $            –
AMEX Services & Professional Services – Consumer Debit 0.99%  $              0.15  $            –
AMEX Services & Professional Services – Small Business Debit 1.94%  $              0.10  $            –
AMEX Services & Professional Services Non-Swipe Non-US Tier 0 2.30%  $              0.04  $            –
AMEX Services & Professional Services Non-Swipe Non-US Tier 1 2.30%  $              0.10  $            –
AMEX Services & Professional Services Non-Swipe Non-US Tier 2 2.70%  $              0.10  $            –
AMEX Services & Professional Services Non-Swipe Non-US Tier 3 3.10%  $              0.10  $            –
AMEX Services & Professional Services Non-Swipe Tier 0 1.90%  $              0.04  $            –
AMEX Services & Professional Services Non-Swipe Tier 1 1.95%  $              0.10  $            –
AMEX Services & Professional Services Non-Swipe Tier 2 2.30%  $              0.10  $            –
AMEX Services & Professional Services Non-Swipe Tier 3 2.80%  $              0.10  $            –
AMEX Services & Professional Services Non-US Tier 0 2.00%  $              0.04  $            –
AMEX Services & Professional Services Non-US Tier 1 2.10%  $              0.10  $            –
AMEX Services & Professional Services Non-US Tier 2 2.40%  $              0.10  $            –
AMEX Services & Professional Services Non-US Tier 3 2.70%  $              0.10  $            –
AMEX Services & Professional Services Tier 0 1.60%  $              0.04  $            –
AMEX Services & Professional Services Tier 1 1.65%  $              0.10  $            –
AMEX Services & Professional Services Tier 2 2.00%  $              0.10  $            –
AMEX Services & Professional Services Tier 3 2.40%  $              0.10  $            –
AMEX Small Business Regulated Debit (All Industries) 0.04%  $              0.25  $            –
AMEX T&E – Consumer Debit 1.19%  $              0.15  $            –
AMEX T&E – Small Business Debit 1.99%  $              0.10  $            –
AMEX T&E Non-Swipe Non-US Tier 1 2.95%  $              0.10  $            –
AMEX T&E Non-Swipe Non-US Tier 2 3.30%  $              0.10  $            –
AMEX T&E Non-Swipe Non-US Tier 3 3.70%  $              0.10  $            –
AMEX T&E Non-Swipe Tier 1 2.55%  $              0.10  $            –
AMEX T&E Non-Swipe Tier 2 2.90%  $              0.10  $            –
AMEX T&E Non-Swipe Tier 3 3.30%  $              0.10  $            –
AMEX T&E Non-US Tier 1 2.65%  $              0.10  $            –
AMEX T&E Non-US Tier 2 3.00%  $              0.10  $            –
AMEX T&E Non-US Tier 3 3.40%  $              0.10  $            –
AMEX T&E Tier 1 2.25%  $              0.10  $            –
AMEX T&E Tier 2 2.60%  $              0.10  $            –
AMEX T&E Tier 3 3.00%  $              0.10  $            –
AMEX Utilities Consumer Debit 0.04%  $              0.65  $            –
AMEX Utilities Small Business Debit 0.09%  $              1.45  $            –
AMEX Utilities Tier 1  $              0.75  $            –
AMEX Utilities Tier 2 1.50%  $                  –  $            –
AMEX vPayments Base 1.89%  $                  –  $            –
AMEX vPayments Non-US 2.29%  $                  –  $            –
  • APR 23
Network Plan Rate  Per Tx   Cap 
Visa Account Verification  $              0.03  $            –
Visa Advertising – All Other 1.55%  $              0.10  $            –
Visa Advertising – Infinite Spend Not Qualified 1.75%  $              0.10  $            –
Visa Advertising – Infinite Spend Qualified 2.30%  $              0.10  $            –
Visa Advertising – Non-Tokenized – All Other 1.65%  $              0.10  $            –
Visa Advertising – Non-Tokenized – Infinite Spend Not Qualified 1.85%  $              0.10  $            –
Visa Advertising – Non-Tokenized – Infinite Spend Qualified 2.40%  $              0.10  $            –
Visa Advertising – Non-Tokenized – Signature 1.85%  $              0.10  $            –
Visa Advertising – Non-Tokenized – Signature Preferred 2.40%  $              0.10  $            –
Visa Advertising – Non-Tokenized – Traditional Rewards 1.80%  $              0.10  $            –
Visa Advertising – Signature 1.75%  $              0.10  $            –
Visa Advertising – Signature Preferred 2.30%  $              0.10  $            –
Visa Advertising – Traditional Rewards 1.70%  $              0.10  $            –
Visa Assessments % 0.14%  $                  –  $            –
Visa ATM Balance Inquiry Fee – Level 1  $              0.20  $            –
Visa ATM Balance Inquiry Fee – Level 2  $              0.25  $            –
Visa ATM Balance Inquiry Fee – Level 3  $              0.25  $            –
Visa ATM Balance Inquiry Fee – Level 4  $              0.30  $            –
Visa ATM Cash Disbursement Reimbursement Fee – Level 1  $              0.30  $            –
Visa ATM Cash Disbursement Reimbursement Fee – Level 2  $              0.35  $            –
Visa ATM Cash Disbursement Reimbursement Fee – Level 3  $              0.45  $            –
Visa ATM Cash Disbursement Reimbursement Fee – Level 4  $              0.60  $            –
Visa ATM Cash-In Deposit Fee 0.35%  $              0.85  $         5.00
Visa ATM Decline Fee – Level 1  $              0.20  $            –
Visa ATM Decline Fee – Level 2  $              0.25  $            –
Visa ATM Decline Fee – Level 3  $              0.25  $            –
Visa ATM Decline Fee – Level 4  $              0.30  $            –
Visa ATM Funds Transfer Fee – Level 1  $              0.20  $            –
Visa ATM Funds Transfer Fee – Level 2  $              0.25  $            –
Visa ATM Funds Transfer Fee – Level 3  $              0.25  $            –
Visa ATM Funds Transfer Fee – Level 4  $              0.30  $            –
Visa ATM Mini Statement Fee  $              0.30  $            –
Visa ATM PIN Block / Change  $              0.60  $            –
Visa ATM Plus Alliance Cash Disbursement Reimbursement Fee 0.35%  $              0.55  $         3.00
Visa ATM Shared Deposit Fee  $              2.50  $            –
Visa Business Debit Card Present CP – Exempt 1.70%  $              0.10  $            –
Visa Business Debit Card Present CP – Regulated 0.05%  $              0.22  $            –
Visa Business Debit CNP – Exempt 2.45%  $              0.10  $            –
Visa Business Debit CNP – Regulated 0.05%  $              0.22  $            –
Visa Business Debit Non-Qualified – Exempt 2.95%  $              0.10  $            –
Visa Business Debit Non-Qualified – Regulated 0.05%  $              0.22  $            –
Visa Business Debit Utility, CNP Only – Exempt  $              1.50  $            –
Visa Business Debit Utility, CNP Only – Regulated 0.05%  $              0.22  $            –
Visa Business Level II – Tier 1 1.90%  $              0.10  $            –
Visa Business Level II – Tier 2 2.05%  $              0.10  $            –
Visa Business Level II – Tier 3 2.10%  $              0.10  $            –
Visa Business Level II – Tier 4 2.20%  $              0.10  $            –
Visa Business Level II – Tier 5 2.25%  $              0.10  $            –
Visa Business Non-Qualified – Tier 1 3.15%  $              0.20  $            –
Visa Business Non-Qualified – Tier 2 3.15%  $              0.20  $            –
Visa Business Non-Qualified – Tier 3 3.15%  $              0.20  $            –
Visa Business Non-Qualified – Tier 4 3.15%  $              0.20  $            –
Visa Business Non-Qualified – Tier 5 3.15%  $              0.20  $            –
Visa Business Product 1 – Tier 1 2.65%  $              0.10  $            –
Visa Business Product 1 – Tier 2 2.80%  $              0.10  $            –
Visa Business Product 1 – Tier 3 2.85%  $              0.10  $            –
Visa Business Product 1 – Tier 4 2.95%  $              0.10  $            –
Visa Business Product 1 – Tier 5 3.00%  $              0.10  $            –
Visa Business Product 2 – Tier 1 1.90%  $              0.10  $            –
Visa Business Product 2 – Tier 2 2.05%  $              0.10  $            –
Visa Business Product 2 – Tier 3 2.10%  $              0.10  $            –
Visa Business Product 2 – Tier 4 2.20%  $              0.10  $            –
Visa Business Product 2 – Tier 5 2.25%  $              0.10  $            –
Visa Business Travel – Tier 1 2.35%  $              0.10  $            –
Visa Business Travel – Tier 2 2.50%  $              0.10  $            –
Visa Business Travel – Tier 3 2.55%  $              0.10  $            –
Visa Business Travel – Tier 4 2.65%  $              0.10  $            –
Visa Business Travel – Tier 5 2.70%  $              0.10  $            –
Visa Business Utilities (Business Prepaid Only) Commercial Prepaid Regulated 0.05%  $              0.22  $            –
Visa Business Utilities (Business Prepaid Only) Corporate/Purchasing Prepaid  $              1.50  $            –
Visa Business Utility – Tier 1  $              1.50  $            –
Visa Business Utility – Tier 2  $              1.50  $            –
Visa Business Utility – Tier 3  $              1.50  $            –
Visa Business Utility – Tier 4  $              1.50  $            –
Visa Business Utility – Tier 5  $              1.50  $            –
Visa Card Not Present CNP Commercial Prepaid Regulated 0.05%  $              0.22  $            –
Visa Card Not Present CNP Corporate/Purchasing Prepaid / Business Exempt~BUS PUR CNP PP~ 2.65%  $              0.10  $            –
Visa Card Not Present CNP Purchasing Prepaid Exempt 2.65%  $              0.10  $            –
Visa Card Present CP Commercial Prepaid Regulated 0.05%  $              0.22  $            –
Visa Card Present CP Corporate/Purchasing Prepaid / Business Exempt 2.15%  $              0.10  $            –
Visa Card Present CP Purchasing Prepaid Exempt 2.15%  $              0.10  $            –
Visa Cash Advance International Acquiring Fee – Asia Pacific Region 0.10%  $                  –  $            –
Visa Cash Advance International Service Assessment 0.40%  $                  –  $            –
Visa Cash Advance International Service Assessment – Asia Pacific 0.40%  $                  –  $            –
Visa Clearing Access  $              0.00  $            –
Visa Commercial/Corporate/Purchasing Card Not Present 2.70%  $              0.10  $            –
Visa Commercial/Corporate/Purchasing Card Present 2.50%  $              0.10  $            –
Visa Commercial/Corporate/Purchasing Level II 2.50%  $              0.10  $            –
Visa Commercial/Corporate/Purchasing Level II – Fuel 2.20%  $              0.10  $            –
Visa Commercial/Corporate/Purchasing Level III 1.90%  $              0.10  $            –
Visa Commercial/Corporate/Purchasing Product Large Ticket 1.45%  $            35.00  $            –
Visa Commercial/Corporate/Purchasing Travel Service 2.65%  $              0.10  $            –
Visa Consumer Bil Payment Service, Consumer Credit – All Other 1.89%  $              0.10  $            –
Visa Consumer Bil Payment Service, Consumer Credit – Infinite Spend Not Qualified 2.20%  $              0.10  $            –
Visa Consumer Bil Payment Service, Consumer Credit – Infinite Spend Qualified 2.60%  $              0.10  $            –
Visa Consumer Bil Payment Service, Consumer Credit – Signature 2.05%  $              0.10  $            –
Visa Consumer Bil Payment Service, Consumer Credit – Signature Preferred 2.50%  $              0.10  $            –
Visa Consumer Bil Payment Service, Consumer Credit – Traditional Rewards 2.04%  $              0.10  $            –
Visa Consumer Bill Payment Service Consumer Debit – Exempt 1.65%  $              0.15  $            –
Visa Consumer Bill Payment Service Consumer Debit – Regulated 0.05%  $              0.22  $            –
Visa Consumer Bill Payment Service, Business Credit – Tier 1 2.65%  $              0.10  $            –
Visa Consumer Bill Payment Service, Business Credit – Tier 2 2.80%  $              0.10  $            –
Visa Consumer Bill Payment Service, Business Credit – Tier 3 2.85%  $              0.10  $            –
Visa Consumer Bill Payment Service, Business Credit – Tier 4 2.95%  $              0.10  $            –
Visa Consumer Bill Payment Service, Business Credit – Tier 5 3.00%  $              0.10  $            –
Visa Consumer Bill Payment Service, Business Debit – Exempt 2.45%  $              0.10  $            –
Visa Consumer Bill Payment Service, Business Debit – Regulated 0.05%  $              0.22  $            –
Visa Consumer Bill Payment Service, Commercial – Exempt 2.65%  $              0.10  $            –
Visa Consumer Bill Payment Service, Commercial – Regulated 0.05%  $              0.22  $            –
Visa Consumer Bill Payment Service, Commercial Prepaid / Business Exempt 2.65%  $              0.10  $            –
Visa Consumer Bill Payment Service, Commercial Prepaid / Purchasing Exempt 2.65%  $              0.10  $            –
Visa Consumer Bill Payment Service, Commercial Prepaid / Regulated 0.05%  $              0.22  $            –
Visa Consumer Bill Payment Service, Commercial/Corporate/Purchasing 2.70%  $              0.10  $            –
Visa Consumer Bill Payment Service, Consumer, Prepaid – Exempt 1.75%  $              0.20  $            –
Visa Consumer Bill Payment Service, Consumer, Prepaid – Regulated 0.05%  $              0.22  $            –
Visa Corporate/Purchasing Prepaid – Exempt 2.65%  $              0.10  $            –
Visa Corporate/Purchasing Prepaid – Regulated 0.05%  $              0.22  $            –
Visa CPS/Account Funding, Debit – Exempt (CNP) 1.75%  $              0.20  $            –
Visa CPS/Account Funding, Debit – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/Account Funding, Prepaid – Exempt (CNP) 1.80%  $              0.20  $            –
Visa CPS/Account Funding, Prepaid – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/Automated Fuel Dispenser (AFD), Debit – Exempt (CP) 0.80%  $              0.15  $         0.95
Visa CPS/Automated Fuel Dispenser (AFD), Debit – Regulated (CP) 0.05%  $              0.22  $            –
Visa CPS/Automated Fuel Dispenser (AFD), Prepaid – Exempt (CP) 1.15%  $              0.15  $         0.95
Visa CPS/Automated Fuel Dispenser (AFD), Prepaid – Regulated (CP) 0.05%  $              0.22  $            –
Visa CPS/Card Not Present, Debit – Exempt (CNP) 1.65%  $              0.15  $            –
Visa CPS/Card Not Present, Debit – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/Card Not Present, Prepaid – Exempt (CNP) 1.75%  $              0.20  $            –
Visa CPS/Card Not Present, Prepaid – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/Charity and Religious Organizations –  Infinite Spend Not Qualified 1.35%  $              0.05  $            –
Visa CPS/Charity and Religious Organizations – All Other 1.35%  $              0.05  $            –
Visa CPS/Charity and Religious Organizations – Infinite Spend Qualified 1.35%  $              0.10  $            –
Visa CPS/Charity and Religious Organizations – Signature 1.35%  $              0.05  $            –
Visa CPS/Charity and Religious Organizations – Signature Preferred 1.35%  $              0.05  $            –
Visa CPS/Charity and Religious Organizations – Traditional Rewards 1.35%  $              0.05  $            –
Visa CPS/Debt Repayment (No Fee) , Debit- Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/Debt Repayment (No Fee), Debit – Exempt (CNP) 0.65%  $              0.15  $         0.65
Visa CPS/Debt Repayment (No Fee), Prepaid – Exempt (CNP) 0.65%  $              0.15  $         0.65
Visa CPS/Debt Repayment (No Fee), Prepaid – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/Debt Repayment 2, Debit – Exempt (CNP) 0.65%  $              0.15  $         2.00
Visa CPS/Debt Repayment 2, Debit – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/Debt Repayment 2, Prepaid – Exempt (CNP) 0.65%  $              0.15  $         2.00
Visa CPS/Debt Repayment 2, Prepaid – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/e-Commerce Basic, Debit – Exempt (CNP) 1.65%  $              0.15  $            –
Visa CPS/e-Commerce Basic, Debit – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/e-Commerce Basic, Prepaid – Exempt (CNP) 1.75%  $              0.20  $            –
Visa CPS/e-Commerce Basic, Prepaid – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/e-Commerce Preferred Hotel and Car Rental, Debit – Exempt (CNP) 1.70%  $              0.15  $            –
Visa CPS/e-Commerce Preferred Hotel and Car Rental, Debit – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/e-Commerce Preferred Hotel and Car Rental, Prepaid – Exempt (CNP) 1.75%  $              0.20  $            –
Visa CPS/e-Commerce Preferred Hotel and Car Rental, Prepaid – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/e-Commerce Preferred Passenger Transport, Debit – Exempt (CNP) 1.70%  $              0.15  $            –
Visa CPS/e-Commerce Preferred Passenger Transport, Debit – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/e-Commerce Preferred Passenger Transport, Prepaid – Exempt (CNP) 1.75%  $              0.20  $            –
Visa CPS/e-Commerce Preferred Passenger Transport, Prepaid – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/e-Commerce Preferred Retail, Debit – Exempt (CNP) 1.60%  $              0.15  $            –
Visa CPS/e-Commerce Preferred Retail, Debit – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/e-Commerce Preferred Retail, Prepaid – Exempt (CNP) 1.75%  $              0.20  $            –
Visa CPS/e-Commerce Preferred Retail, Prepaid – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/Government –  Infinite Spend Not Qualified 1.55%  $              0.10  $            –
Visa CPS/Government –  Infinite Spend Qualified 1.55%  $              0.10  $            –
Visa CPS/Government – All Other 1.55%  $              0.10  $            –
Visa CPS/Government – Signature 1.55%  $              0.10  $            –
Visa CPS/Government – Signature Preferred 1.55%  $              0.10  $            –
Visa CPS/Government – Traditional Rewards 1.55%  $              0.10  $            –
Visa CPS/Government, Debit – Exempt (CNP) 0.65%  $              0.15  $         2.00
Visa CPS/Government, Debit – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/Government, Prepaid – Exempt (CNP) 0.65%  $              0.15  $         2.00
Visa CPS/Government, Prepaid – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/Hotel and Car Rental Card Not Present, Debit – Exempt (CNP) 1.70%  $              0.15  $            –
Visa CPS/Hotel and Car Rental Card Not Present, Debit – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/Hotel and Car Rental Card Not Present, Prepaid – Exempt (CNP) 1.75%  $              0.20  $            –
Visa CPS/Hotel and Car Rental Card Not Present, Prepaid – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/Hotel and Car Rental Card Present, Debit – Exempt (CP) 1.19%  $              0.10  $            –
Visa CPS/Hotel and Car Rental Card Present, Debit – Regulated (CP) 0.05%  $              0.22  $            –
Visa CPS/Hotel and Car Rental Card Present, Prepaid – Exempt (CP) 1.15%  $              0.15  $            –
Visa CPS/Hotel and Car Rental Card Present, Prepaid – Regulated (CP) 0.05%  $              0.22  $            –
Visa CPS/Passenger Transport Card Present, Debit – Exempt (CP) 1.19%  $              0.10  $            –
Visa CPS/Passenger Transport Card Present, Debit – Regulated (CP) 0.05%  $              0.22  $            –
Visa CPS/Passenger Transport Card Present, Prepaid – Exempt (CP) 1.15%  $              0.15  $            –
Visa CPS/Passenger Transport Card Present, Prepaid – Regulated (CP) 0.05%  $              0.22  $            –
Visa CPS/Passenger Transport, Debit – Exempt (CNP) 1.70%  $              0.15  $            –
Visa CPS/Passenger Transport, Debit – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/Passenger Transport, Prepaid – Exempt (CNP) 1.75%  $              0.20  $            –
Visa CPS/Passenger Transport, Prepaid – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable)  – Non-Tokenized – All Other 1.53%  $              0.05  $            –
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable)  – Non-Tokenized – Infinite Spend Not Qualified 1.53%  $              0.05  $            –
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable)  – Non-Tokenized – Infinite Spend Qualified 2.30%  $              0.05  $            –
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable)  – Non-Tokenized – Signature 1.53%  $              0.05  $            –
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable)  – Non-Tokenized – Traditional Rewards 1.53%  $              0.05  $            –
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable) – All Other 1.43%  $              0.05  $            –
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable) – Infinite Spend Not Qualified 1.43%  $              0.05  $            –
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable) – Infinite Spend Qualified 2.20%  $              0.05  $            –
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable) – Non-Tokenized – Signature Preferred 2.30%  $              0.10  $            –
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable) – Signature 1.43%  $              0.05  $            –
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable) – Signature Preferred 2.20%  $              0.10  $            –
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable) – Traditional Rewards 1.43%  $              0.05  $            –
Visa CPS/Restaurant, Debit – Exempt (CP) 1.19%  $              0.10  $            –
Visa CPS/Restaurant, Debit – Regulated (CP) 0.05%  $              0.22  $            –
Visa CPS/Restaurant, Prepaid – Exempt (CP) 1.15%  $              0.15  $            –
Visa CPS/Restaurant, Prepaid – Regulated (CP) 0.05%  $              0.22  $            –
Visa CPS/Retail 2 ‚Äì Card Not Present, Debit – Exempt (CNP) 0.65%  $              0.15  $         2.00
Visa CPS/Retail 2 ‚Äì Card Not Present, Debit – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/Retail 2 ‚Äì Card Not Present, Prepaid – Exempt (CNP) 0.65%  $              0.15  $         2.00
Visa CPS/Retail 2 ‚Äì Card Not Present, Prepaid – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/Retail Key Entry, Debit – Exempt (CP) 1.65%  $              0.15  $            –
Visa CPS/Retail Key Entry, Debit – Regulated (CP) 0.05%  $              0.22  $            –
Visa CPS/Retail Key Entry, Prepaid – Exempt (CP) 1.75%  $              0.20  $            –
Visa CPS/Retail Key Entry, Prepaid – Regulated (CP) 0.05%  $              0.22  $            –
Visa CPS/Retail, Debit – Exempt (CP) 0.80%  $              0.15  $         0.95
Visa CPS/Retail, Debit – Regulated (CP) 0.05%  $              0.22  $            –
Visa CPS/Retail, Prepaid – Exempt (CP) 1.15%  $              0.15  $            –
Visa CPS/Retail, Prepaid – Regulated (CP) 0.05%  $              0.22  $            –
Visa CPS/Service Station, Debit – Exempt (CP) 0.80%  $              0.15  $         0.95
Visa CPS/Service Station, Debit – Regulated (CP) 0.05%  $              0.22  $            –
Visa CPS/Service Station, Prepaid – Exempt (CP) 1.15%  $              0.15  $         0.95
Visa CPS/Service Station, Prepaid – Regulated (CP) 0.05%  $              0.22  $            –
Visa CPS/Small Ticket, Debit – Exempt (CP) 1.55%  $              0.04  $            –
Visa CPS/Small Ticket, Debit – Regulated (CP) 0.05%  $              0.22  $            –
Visa CPS/Small Ticket, Prepaid – Exempt (CP) 1.60%  $              0.05  $            –
Visa CPS/Small Ticket, Prepaid – Regulated (CP) 0.05%  $              0.22  $            –
Visa CPS/Supermarket, Debit – Exempt (CP)  $              0.30  $            –
Visa CPS/Supermarket, Debit – Regulated (CP) 0.05%  $              0.22  $            –
Visa CPS/Supermarket, Prepaid – Exempt (CP) 1.15%  $              0.15  $         0.35
Visa CPS/Supermarket, Prepaid – Regulated (CP) 0.05%  $              0.22  $            –
Visa CPS/Utility – All Other  $              0.75  $            –
Visa CPS/Utility – Infinite Spend Not Qualified  $              0.75  $            –
Visa CPS/Utility – Infinite Spend Qualified  $              0.75  $            –
Visa CPS/Utility – Signature  $              0.75  $            –
Visa CPS/Utility – Signature Preferred  $              0.75  $            –
Visa CPS/Utility – Traditional Rewards  $              0.75  $            –
Visa CPS/Utility Recurring Bill Payment, Debit – Exempt (CNP)  $              0.45  $            –
Visa CPS/Utility Recurring Bill Payment, Debit – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/Utility Recurring Bill Payment, Prepaid – Exempt (CNP)  $              0.45  $            –
Visa CPS/Utility Recurring Bill Payment, Prepaid – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/Utility, Debit – Exempt (CNP)  $              0.65  $            –
Visa CPS/Utility, Debit – Regulated (CNP) 0.05%  $              0.22  $            –
Visa CPS/Utility, Prepaid – Exempt (CNP)  $              0.65  $            –
Visa CPS/Utility, Prepaid – Regulated (CNP) 0.05%  $              0.22  $            –
Visa Credit Voucher – Debit  $                  –  $            –
Visa Echeck Acquirer Processing Fee  $                  –  $            –
Visa Education (tx >=$500) – All Other 1.43%  $              0.05  $            –
Visa Education (tx >=$500) – Infinite Spend Not Qualified 1.43%  $              0.05  $            –
Visa Education (tx >=$500) – Infinite Spend Qualified 2.15%  $              0.05  $            –
Visa Education (tx >=$500) – Non-Tokenized – All Other 1.53%  $              0.05  $            –
Visa Education (tx >=$500) – Non-Tokenized – Infinite Spend Not Qualified 1.43%  $              0.05  $            –
Visa Education (tx >=$500) – Non-Tokenized – Infinite Spend Qualified 2.15%  $              0.05  $            –
Visa Education (tx >=$500) – Non-Tokenized – Signature 1.53%  $              0.05  $            –
Visa Education (tx >=$500) – Non-Tokenized – Signature Preferred 2.25%  $              0.10  $            –
Visa Education (tx >=$500) – Non-Tokenized – Traditional Rewards 1.53%  $              0.05  $            –
Visa Education (tx >=$500) – Signature 1.43%  $              0.05  $            –
Visa Education (tx >=$500) – Signature Preferred 2.15%  $              0.10  $            –
Visa Education (tx >=$500) – Traditional Rewards 1.43%  $              0.05  $            –
Visa Electronic Interchange Reimbursement Fee (EIRF) – Exempt 1.80%  $              0.20  $            –
Visa Electronic Interchange Reimbursement Fee (EIRF) – Regulated 0.05%  $              0.22  $            –
Visa Electronic Interchange Reimbursement Fee (EIRF), Debit – Exempt 1.75%  $              0.20  $            –
Visa Electronic Interchange Reimbursement Fee (EIRF), Debit – Regulated 0.05%  $              0.22  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 1  $              2.90  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 10  $            12.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 11  $            18.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 12  $            25.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 13  $            35.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 14  $            45.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 15  $            55.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 16  $            65.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 17  $            75.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 18  $            85.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 19  $                  –  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 2  $              2.90  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 20 0.15%  $                  –  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 3  $              2.90  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 4  $              4.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 5  $              4.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 6  $              4.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 7  $              5.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 8  $              5.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1A Tier 9  $              8.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 1  $              2.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 10  $              8.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 11  $            10.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 12  $            14.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 13  $            24.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 14  $            32.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 15  $            40.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 16  $            50.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 17  $            60.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 18  $            65.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 19  $                  –  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 2  $              2.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 20 0.15%  $                  –  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 3  $              2.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 4  $              2.90  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 5  $              2.90  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 6  $              2.90  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 7  $              4.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 8  $              4.00  $            –
Visa Fixed Acquirer Network Fee –  Table 1B Tier 9  $              6.00  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 1  $                  –  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 10  $       2,000.00  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 11  $       4,000.00  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 12  $       8,000.00  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 13  $     16,000.00  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 14  $     45,000.00  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 15  $     70,000.00  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 2 0.15%  $                  –  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 3  $              7.00  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 4  $              9.00  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 5  $            15.00  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 6  $            45.00  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 7  $          160.00  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 8  $          450.00  $            –
Visa Fixed Acquirer Network Fee –  Table 2 Tier 9  $       1,000.00  $            –
Visa Fuel – All Other 1.15%  $              0.25  $         1.10
Visa Fuel – Infinite Spend Not Qualified 1.15%  $              0.25  $         1.10
Visa Fuel – Infinite Spend Qualified 1.15%  $              0.25  $         1.10
Visa Fuel – Signature 1.15%  $              0.25  $         1.10
Visa Fuel – Signature Preferred 1.15%  $              0.25  $         1.10
Visa Fuel – Traditional Rewards 1.15%  $              0.25  $         1.10
Visa Government-to-Government (G2G) 1.65%  $              0.10  $            –
Visa GSA Large Ticket 1.20%  $            39.00  $            –
Visa Healthcare (tx >=$500) – All Other 1.43%  $              0.05  $            –
Visa Healthcare (tx >=$500) – Infinite Spend Not Qualified 1.43%  $              0.05  $            –
Visa Healthcare (tx >=$500) – Infinite Spend Qualified 2.30%  $              0.10  $            –
Visa Healthcare (tx >=$500) – Non-Tokenized – All Other 1.53%  $              0.05  $            –
Visa Healthcare (tx >=$500) – Non-Tokenized – Infinite Spend Not Qualified 1.43%  $              0.05  $            –
Visa Healthcare (tx >=$500) – Non-Tokenized – Infinite Spend Qualified 2.30%  $              0.10  $            –
Visa Healthcare (tx >=$500) – Non-Tokenized – Signature 1.53%  $              0.05  $            –
Visa Healthcare (tx >=$500) – Non-Tokenized – Signature Preferred 2.40%  $              0.10  $            –
Visa Healthcare (tx >=$500) – Non-Tokenized – Traditional Rewards 1.53%  $              0.05  $            –
Visa Healthcare (tx >=$500) – Signature 1.43%  $              0.05  $            –
Visa Healthcare (tx >=$500) – Signature Preferred 2.30%  $              0.10  $            –
Visa Healthcare (tx >=$500) – Traditional Rewards 1.43%  $              0.05  $            –
Visa IAF High Risk 0.90%  $                  –  $            –
Visa Insurance – All Other 1.43%  $              0.05  $            –
Visa Insurance – Infinite Spend Not Qualified 1.43%  $              0.05  $            –
Visa Insurance – Infinite Spend Qualified 2.25%  $              0.10  $            –
Visa Insurance – Non-Tokenized – All Other 1.53%  $              0.05  $            –
Visa Insurance – Non-Tokenized – Infinite Spend Not Qualified 1.53%  $              0.05  $            –
Visa Insurance – Non-Tokenized – Infinite Spend Qualified 2.35%  $              0.10  $            –
Visa Insurance – Non-Tokenized – Signature 1.53%  $              0.05  $            –
Visa Insurance – Non-Tokenized – Signature Preferred 2.35%  $              0.10  $            –
Visa Insurance – Non-Tokenized – Traditional Rewards 1.53%  $              0.05  $            –
Visa Insurance – Signature 1.43%  $              0.05  $            –
Visa Insurance – Signature Preferred 2.25%  $              0.10  $            –
Visa Insurance – Traditional Rewards 1.43%  $              0.05  $            –
Visa Int’l Acquiring Fee (IAF) 0.45%  $                  –  $            –
Visa International Acquiring Fee – Asia Pacific Region 0.20%  $                  –  $            –
Visa International Service Assessment 1.00%  $                  –  $            –
Visa INTL Alternative  – All Commerical Products 2.00%  $                  –  $            –
Visa INTL Alternative – Classic / Gold / Electron 1.60%  $                  –  $            –
Visa INTL Alternative – Infinite 1.98%  $                  –  $            –
Visa INTL Alternative – Signature / Premium 1.85%  $                  –  $            –
Visa INTL ATM Balance Inquiry Fee – International  $              0.30  $            –
Visa INTL ATM Decline Fee – International  $              0.30  $            –
Visa INTL ATM Funds Transfer Fee –  International  $              0.30  $            –
Visa INTL B2B Virtual Payments Standard – Select Commercial Products 2.00%  $                  –  $            –
Visa INTL Cash Disbursement – Manual 0.33%  $              1.75  $            –
Visa INTL Cash Disbursement (Fee charged to cardholder) – no Prepaid Travel, no DCC 0.15%  $                  –  $            –
Visa INTL Cash Disbursement (Fee charged to cardholder) – no Prepaid Travel, with DCC  $                  –  $            –
Visa INTL Cash Disbursement (Fee charged to cardholder) – Prepaid Travel 0.15%  $                  –  $            –
Visa INTL Cash Disbursement (No fee charged to cardholder) – no Prepaid Travel,  no DCC 0.52%  $              0.65  $            –
Visa INTL Cash Disbursement (No fee charged to cardholder) – no Prepaid Travel, with DCC 0.15%  $                  –  $            –
Visa INTL Cash Disbursement (No fee charged to cardholder) – Prepaid Travel  $              1.00  $            –
Visa INTL Credit Voucher  – All Commerical Products 1.80%  $                  –  $            –
Visa INTL Credit Voucher – Classic / Gold / Electron 1.00%  $                  –  $            –
Visa INTL Credit Voucher – Infinite 1.00%  $                  –  $            –
Visa INTL Credit Voucher – Signature / Premium 1.00%  $                  –  $            –
Visa INTL Downgrade – All Commerical Products 2.05%  $                  –  $            –
Visa INTL Downgrade – Classic / Gold / Electron 1.65%  $                  –  $            –
Visa INTL Downgrade – Infinite 2.03%  $                  –  $            –
Visa INTL Downgrade – Signature / Premium 1.90%  $                  –  $            –
Visa INTL Interregional Regulated Debit – All Commercial Products 0.05%  $              0.22  $            –
Visa INTL Interregional Regulated Debit – Classic / Gold / Electron 0.05%  $              0.22  $            –
Visa INTL Interregional Regulated Debit – Infinite 0.05%  $              0.22  $            –
Visa INTL Interregional Regulated Debit – Signature / Premium 0.05%  $              0.22  $            –
Visa INTL Mini Statement – International  $              0.30  $            –
Visa INTL Money Transfer Fast Funds  $              0.60  $            –
Visa INTL Original Credits  $              0.29  $            –
Visa INTL PIN Charge / Unblock – International  $              0.60  $            –
Visa INTL Product Base – All Commerical Products 2.00%  $                  –  $            –
Visa INTL Product Base – Classic / Gold / Electron 1.10%  $                  –  $            –
Visa INTL Product Base – Infinite 1.98%  $                  –  $            –
Visa INTL Product Base – Signature / Premium 1.85%  $                  –  $            –
Visa Large Purchase Advantage CNP > $500000 0.40%  $            58.50  $            –
Visa Large Purchase Advantage CNP $10000.01-$25000 0.70%  $            49.50  $            –
Visa Large Purchase Advantage CNP $100000.01-$500000 0.50%  $            55.50  $            –
Visa Large Purchase Advantage CNP $25000.01-$100000 0.60%  $            52.50  $            –
Visa Mail/Phone Order and eCommerce Merchants – Consumer Credit 2.05%  $                  –  $            –
Visa Manual Cash Disbursement Reimbursement Fee – Default  $              2.00  $            –
Visa Manual Cash Disbursement Reimbursement Fee – No Surcharge 0.35%  $              0.55  $         3.00
Visa Manual Cash Disbursement Reimbursement Fee – Prepaid Consumer Govt and Payroll  $              2.00  $            –
Visa Manual Cash Disbursement Reimbursement Fee – Surcharged  $              0.60  $            –
Visa Mis-Use of Auth  $              0.09  $            –
Visa NAPF  $              0.02  $            –
Visa NAPF Debit  $              0.02  $            –
Visa NAPF Exempt  $                  –  $            –
Visa Non-Passenger Transport – Consumer Credit 1.76%  $                  –  $            –
Visa Non-Passenger Transport – Corporate and Business Card 2.35%  $                  –  $            –
Visa Non-Passenger Transport – GSA Purchasing Transactions – <$10000 2.35%  $                  –  $            –
Visa Non-Passenger Transport – GSA Purchasing Transactions – >$100000.01 1.80%  $                  –  $            –
Visa Non-Passenger Transport – GSA Purchasing Transactions – $10000.01-$25000 2.15%  $                  –  $            –
Visa Non-Passenger Transport – GSA Purchasing Transactions – $25000.01-$100000 2.00%  $                  –  $            –
Visa Non-Passenger Transport – Non GSA Purchasing Transactions – <$10000 2.40%  $                  –  $            –
Visa Non-Passenger Transport – Non GSA Purchasing Transactions – >$500000 1.80%  $                  –  $            –
Visa Non-Passenger Transport – Non GSA Purchasing Transactions – $10000.01-$25000 2.30%  $                  –  $            –
Visa Non-Passenger Transport – Non GSA Purchasing Transactions – $100000.01-$500000 2.00%  $                  –  $            –
Visa Non-Passenger Transport – Non GSA Purchasing Transactions – $25000.01-$100000 2.20%  $                  –  $            –
Visa Non-Qualified Commercial Prepaid Regulated 0.05%  $              0.22  $            –
Visa Non-Qualified Commercial/Corporate/Purchasing 2.95%  $              0.10  $            –
Visa Non-Qualified Consumer Credit – All Other 3.15%  $              0.10  $            –
Visa Non-Qualified Consumer Credit – Infinite Spend Not Qualified 3.15%  $              0.10  $            –
Visa Non-Qualified Consumer Credit – Infinite Spend Qualified 3.15%  $              0.10  $            –
Visa Non-Qualified Consumer Credit – Signature 3.15%  $              0.10  $            –
Visa Non-Qualified Consumer Credit – Signature Preferred 3.15%  $              0.10  $            –
Visa Non-Qualified Consumer Credit – Traditional Rewards 3.15%  $              0.10  $            –
Visa Non-Qualified Corporate/Purchasing Prepaid – Exempt 2.95%  $              0.10  $            –
Visa Non-Qualified Corporate/Purchasing Prepaid – Regulated 0.05%  $              0.22  $            –
Visa Non-Qualified Corporate/Purchasing Prepaid / Business Exempt 2.95%  $              0.10  $            –
Visa Non-Qualified Purchasing Prepaid Exempt 2.95%  $              0.10  $            –
Visa Non-Qualified with Data Commercial/Corporate/Purchasing 2.95%  $              0.10  $            –
Visa Passenger Transport Service Category – Credit 2.33%  $                  –  $            –
Visa Plus Alternative Media Fee (paid by acquirer)  $              0.10  $            –
Visa Product 1 – All Other 1.89%  $              0.10  $            –
Visa Product 1 – Infinite Spend Not Qualified 2.20%  $              0.10  $            –
Visa Product 1 – Infinite Spend Qualified 2.60%  $              0.10  $            –
Visa Product 1 – Signature 2.05%  $              0.10  $            –
Visa Product 1 – Signature Preferred 2.50%  $              0.10  $            –
Visa Product 1 – Traditional Rewards 2.04%  $              0.10  $            –
Visa Product 1 Tokenized – All Other 1.80%  $              0.10  $            –
Visa Product 1 Tokenized – Infinite Spend Not Qualified 2.10%  $              0.10  $            –
Visa Product 1 Tokenized – Infinite Spend Qualified 2.50%  $              0.10  $            –
Visa Product 1 Tokenized – Signature 1.95%  $              0.10  $            –
Visa Product 1 Tokenized – Signature Preferred 2.40%  $              0.10  $            –
Visa Product 1 Tokenized – Traditional Rewards 1.95%  $              0.10  $            –
Visa Product 2 – All Other |  Product 2 Consumer Credit 1.51%  $              0.10  $            –
Visa Product 2 – Infinite Spend Not Qualified 1.90%  $              0.10  $            –
Visa Product 2 – Infinite Spend Qualified 2.30%  $              0.10  $            –
Visa Product 2 – Signature Preferred |  Product 2 2.10%  $              0.10  $            –
Visa Product 2 – Signature/Infinite |  Product 2 1.65%  $              0.10  $            –
Visa Product 2 – Traditional Rewards |  Product 2Rewards 1.65%  $              0.10  $            –
Visa Purchasing Prepaid Large Ticket Commercial Prepaid Regulated 0.05%  $              0.22  $            –
Visa Purchasing Prepaid Large Ticket Purchasing Prepaid Exempt 1.45%  $            35.00  $            –
Visa Real Estate (tx >=$500) – All Other 1.43%  $              0.05  $            –
Visa Real Estate (tx >=$500) – Infinite Spend Not Qualified 1.43%  $              0.05  $            –
Visa Real Estate (tx >=$500) – Infinite Spend Qualified 2.15%  $              0.10  $            –
Visa Real Estate (tx >=$500) – Non-Tokenized – All Other 1.53%  $              0.05  $            –
Visa Real Estate (tx >=$500) – Non-Tokenized – Infinite Spend Not Qualified 1.53%  $              0.05  $            –
Visa Real Estate (tx >=$500) – Non-Tokenized – Infinite Spend Qualified 2.25%  $              0.10  $            –
Visa Real Estate (tx >=$500) – Non-Tokenized – Signature 1.53%  $              0.05  $            –
Visa Real Estate (tx >=$500) – Non-Tokenized – Signature Preferred 2.25%  $              0.10  $            –
Visa Real Estate (tx >=$500) – Non-Tokenized – Traditional Rewards 1.53%  $              0.05  $            –
Visa Real Estate (tx >=$500) – Signature 1.43%  $              0.05  $            –
Visa Real Estate (tx >=$500) – Signature Preferred 2.15%  $              0.10  $            –
Visa Real Estate (tx >=$500) – Traditional Rewards 1.43%  $              0.05  $            –
Visa Restaurant 1 – All Other 2.20%  $                  –  $            –
Visa Restaurant 1 – Infinite Spend Not Qualified 2.70%  $                  –  $            –
Visa Restaurant 1 – Infinite Spend Qualified 2.70%  $                  –  $            –
Visa Restaurant 1 – Signature 2.70%  $                  –  $            –
Visa Restaurant 1 – Signature Preferred 2.70%  $                  –  $            –
Visa Restaurant 1 – Traditional Rewards 2.20%  $                  –  $            –
Visa Restaurant 2 – All Other 2.10%  $                  –  $            –
Visa Restaurant 2 – Infinite Spend Not Qualified 2.60%  $                  –  $            –
Visa Restaurant 2 – Infinite Spend Qualified 2.60%  $                  –  $            –
Visa Restaurant 2 – Signature 2.60%  $                  –  $            –
Visa Restaurant 2 – Signature Preferred 2.60%  $                  –  $            –
Visa Restaurant 2 – Traditional Rewards 2.10%  $                  –  $            –
Visa Retail Credit-Performance T1 – All Other 1.43%  $              0.10  $            –
Visa Retail Credit-Performance T1 – Infinite Spend Not Qualified 1.90%  $              0.10  $            –
Visa Retail Credit-Performance T1 – Infinite Spend Qualified 2.30%  $              0.10  $            –
Visa Retail Credit-Performance T1 – Signature 1.65%  $              0.10  $            –
Visa Retail Credit-Performance T1 – Signature Preferred 2.10%  $              0.10  $            –
Visa Retail Credit-Performance T1 – Traditional Rewards 1.43%  $              0.10  $            –
Visa Retail Credit-Performance T2 – All Other 1.47%  $              0.10  $            –
Visa Retail Credit-Performance T2 – Infinite Spend Not Qualified 1.90%  $              0.10  $            –
Visa Retail Credit-Performance T2 – Infinite Spend Qualified 2.30%  $              0.10  $            –
Visa Retail Credit-Performance T2 – Signature 1.65%  $              0.10  $            –
Visa Retail Credit-Performance T2 – Signature Preferred 2.10%  $              0.10  $            –
Visa Retail Credit-Performance T2 – Traditional Rewards 1.47%  $              0.10  $            –
Visa Retail Credit-Performance T3 – Infinite Spend Not Qualified 1.90%  $              0.10  $            –
Visa Retail Credit-Performance T3 – Infinite Spend Qualified 2.30%  $              0.10  $            –
Visa Retail Credit-Performance T3 – Signature 1.65%  $              0.10  $            –
Visa Retail Credit-Performance T3 – Signature Preferred 2.10%  $              0.10  $            –
Visa Retail Credit-Performance T3 – Traditional Rewards 1.51%  $              0.10  $            –
Visa Retail Credit-Performance T3- All Other 1.51%  $              0.10  $            –
Visa Service Station and Government Small Ticket – All Other 1.65%  $              0.04  $            –
Visa Service Station and Government Small Ticket – Infinite Spend Not Qualified 1.65%  $              0.04  $            –
Visa Service Station and Government Small Ticket – Signature 1.65%  $              0.04  $            –
Visa Service Station and Government Small Ticket – Traditional Rewards 1.65%  $              0.04  $            –
Visa Services (tx >=$100) – All Other 1.55%  $              0.10  $            –
Visa Services (tx >=$100) – Infinite Spend Not Qualified 1.85%  $              0.10  $            –
Visa Services (tx >=$100) – Infinite Spend Qualified 2.30%  $              0.10  $            –
Visa Services (tx >=$100) – Non-Tokenized – All Other 1.65%  $              0.10  $            –
Visa Services (tx >=$100) – Non-Tokenized – Infinite Spend Not Qualified 1.95%  $              0.10  $            –
Visa Services (tx >=$100) – Non-Tokenized – Infinite Spend Qualified 2.40%  $              0.10  $            –
Visa Services (tx >=$100) – Non-Tokenized – Signature 1.95%  $              0.10  $            –
Visa Services (tx >=$100) – Non-Tokenized – Signature Preferred 2.40%  $              0.10  $            –
Visa Services (tx >=$100) – Non-Tokenized – Traditional Rewards 1.80%  $              0.10  $            –
Visa Services (tx >=$100) – Signature 1.85%  $              0.10  $            –
Visa Services (tx >=$100) – Signature Preferred 2.30%  $              0.10  $            –
Visa Services (tx >=$100) – Traditional Rewards 1.70%  $              0.10  $            –
Visa Small Merchant Product 1 – Infinite Spend Not Qualified 1.73%  $              0.10  $            –
Visa Small Merchant Product 1 – Infinite Spend Qualified 2.18%  $              0.10  $            –
Visa Small Merchant Product 1 – Signature 1.73%  $              0.10  $            –
Visa Small Merchant Product 1 – Signature Preferred 2.18%  $              0.10  $            –
Visa Small Merchant Product 1 – Traditional Rewards 1.73%  $              0.10  $            –
Visa Small Merchant Product 1- All Other 1.58%  $              0.10  $            –
Visa Small Merchant Product 2 – Infinite Spend Not Qualified 1.43%  $              0.10  $            –
Visa Small Merchant Product 2 – Infinite Spend Qualified 1.88%  $              0.10  $            –
Visa Small Merchant Product 2 – Signature 1.43%  $              0.10  $            –
Visa Small Merchant Product 2 – Signature Preferred 1.88%  $              0.10  $            –
Visa Small Merchant Product 2 – Traditional Rewards 1.43%  $              0.10  $            –
Visa Small Merchant Product 2- All Other 1.29%  $              0.10  $            –
Visa Small Ticket –  Infinite Spend Not Qualified 2.20%  $                  –  $            –
Visa Small Ticket –  Infinite Spend Qualified 2.20%  $                  –  $            –
Visa Small Ticket – All Other 1.90%  $                  –  $            –
Visa Small Ticket – Signature 2.20%  $                  –  $            –
Visa Small Ticket – Signature Preferred 2.20%  $                  –  $            –
Visa Small Ticket – Traditional Rewards 1.90%  $                  –  $            –
Visa Standard Interchange Reimbursement Fee, Debit – Exempt (CNP) 1.90%  $              0.25  $            –
Visa Standard Interchange Reimbursement Fee, Debit – Regulated (CNP) 0.05%  $              0.22  $            –
Visa Standard Interchange Reimbursement Fee, Prepaid – Exempt (CNP) 1.90%  $              0.25  $            –
Visa Standard Interchange Reimbursement Fee, Prepaid – Regulated (CNP) 0.05%  $              0.22  $            –
Visa Straight-Through-Processing (STP) Tier 1 < $7000 2.00%  $              0.10  $            –
Visa Straight-Through-Processing (STP) Tier 2 $7000-$14999.99 1.30%  $            35.00  $            –
Visa Straight-Through-Processing (STP) Tier 3 $15000-$49999.99 1.10%  $            35.00  $            –
Visa Straight-Through-Processing (STP) Tier 4 $50000-$99999.99 0.95%  $            35.00  $            –
Visa Straight-Through-Processing (STP) Tier 5 > $100000 0.80%  $            35.00  $            –
Visa Supermarket Credit  T2 – All Other 1.22%  $              0.05  $            –
Visa Supermarket Credit  T3 – Traditional Rewards 1.22%  $              0.05  $            –
Visa Supermarket Credit – All Other – Infinite Spend Not Qualified 1.65%  $              0.07  $            –
Visa Supermarket Credit – All Other – Infinite Spend Qualified 2.00%  $              0.07  $            –
Visa Supermarket Credit – All Other – Signature  / CPS Rewards 1 1.65%  $              0.07  $            –
Visa Supermarket Credit – All Other – Signature Preferred 2.00%  $              0.07  $            –
Visa Supermarket Credit – All Other – Traditional Rewards 1.50%  $              0.07  $            –
Visa Supermarket Credit – All Other- All Other 1.50%  $              0.07  $            –
Visa Supermarket Credit T0 – All Other 1.18%  $              0.05  $            –
Visa Supermarket Credit T0 – Infinite Spend Not Qualified 1.55%  $              0.05  $            –
Visa Supermarket Credit T0 – Infinite Spend Qualified 1.65%  $              0.05  $            –
Visa Supermarket Credit T0 – Signature 1.55%  $              0.05  $            –
Visa Supermarket Credit T0 – Signature Preferred 1.65%  $              0.05  $            –
Visa Supermarket Credit T0 – Traditional Rewards 1.18%  $              0.05  $            –
Visa Supermarket Credit T1 – All Other 1.20%  $              0.05  $            –
Visa Supermarket Credit T1 – Infinite Spend Not Qualified 1.55%  $              0.05  $            –
Visa Supermarket Credit T1 – Infinite Spend Qualified 1.65%  $              0.05  $            –
Visa Supermarket Credit T1 – Signature / CPS Rewards 1 1.55%  $              0.05  $            –
Visa Supermarket Credit T1 – Signature Preferred 1.65%  $              0.05  $            –
Visa Supermarket Credit T1 – Traditional Rewards 1.20%  $              0.05  $            –
Visa Supermarket Credit T2 – Infinite Spend Not Qualified 1.55%  $              0.05  $            –
Visa Supermarket Credit T2 – Infinite Spend Qualified 1.65%  $              0.05  $            –
Visa Supermarket Credit T2 – Signature  / CPS Rewards 1 1.55%  $              0.05  $            –
Visa Supermarket Credit T2 – Signature Preferred 1.65%  $              0.05  $            –
Visa Supermarket Credit T2 – Traditional Rewards 1.22%  $              0.05  $            –
Visa Supermarket Credit T3 – Infinite Spend Not Qualified 1.60%  $              0.05  $            –
Visa Supermarket Credit T3 – Infinite Spend Qualified 1.75%  $              0.05  $            –
Visa Supermarket Credit T3 – Signature  / CPS Rewards 1 1.60%  $              0.05  $            –
Visa Supermarket Credit T3 – Signature Preferred 1.75%  $              0.05  $            –
Visa Supermarket Credit T3- All Other 1.22%  $              0.05  $            –
Visa Taxi 1 – All Other 2.20%  $                  –  $            –
Visa Taxi 1 – Infinite Spend Not Qualified 2.70%  $                  –  $            –
Visa Taxi 1 – Infinite Spend Qualified 2.70%  $                  –  $            –
Visa Taxi 1 – Signature 2.70%  $                  –  $            –
Visa Taxi 1 – Signature Preferred 2.70%  $                  –  $            –
Visa Taxi 1 – Traditional Rewards 2.20%  $                  –  $            –
Visa Taxi 2 – All Other 2.10%  $                  –  $            –
Visa Taxi 2 – Infinite Spend Not Qualified 2.60%  $                  –  $            –
Visa Taxi 2 – Infinite Spend Qualified 2.60%  $                  –  $            –
Visa Taxi 2 – Signature 2.60%  $                  –  $            –
Visa Taxi 2 – Signature Preferred 2.60%  $                  –  $            –
Visa Taxi 2 – Traditional Rewards 2.10%  $                  –  $            –
Visa Travel – All Other 1.75%  $              0.10  $            –
Visa Travel – Infinite Spend Not Qualified 2.25%  $              0.10  $            –
Visa Travel – Infinite Spend Qualified 2.55%  $              0.10  $            –
Visa Travel – Signature 2.25%  $              0.10  $            –
Visa Travel – Signature Preferred 2.40%  $              0.10  $            –
Visa Travel – Traditional Rewards 1.95%  $              0.10  $            –
Visa Travel Service, Debit – Exempt (CP) 1.19%  $              0.10  $            –
Visa Travel Service, Debit – Regulated (CP) 0.05%  $              0.22  $            –
Visa Travel Service, Prepaid – Exempt (CP) 1.15%  $              0.15  $            –
Visa Travel Service, Prepaid – Regulated (CP) 0.05%  $              0.22  $            –
Visa VI INTL CREDIT VCHR PRCS – DEBIT  $              0.04  $            –
Visa VI INTL CREDIT VCHR PRCS FEE  $              0.04  $            –
Visa VI NTWK ACQ PROC FEE US CR  $              0.02  $            –
Visa VI NTWK ACQ PROC FEE US DB/PP  $              0.02  $            –
Visa VI-ADDRESS VER SVC FEE  $              0.01  $            –
Visa VISA ACQUIRER PRCE FEE INTL – CR  $              0.04  $            –
Visa VISA ACQUIRER PRCE FEE INTL – DB  $              0.04  $            –
Visa VISA AP ISA CASH ADVANCE ISSUER 1.00%  $                  –  $            –
Visa Visa Asia Pacific ISA Fee 0.40%  $                  –  $            –
Visa Visa Business Utility Recurring Bill Payment (Business Prepaid Only) – Exempt  $              0.75  $            –
Visa Visa Business Utility Recurring Bill Payment (Business Prepaid Only) – Regulated 0.05%  $              0.22  $            –
Visa Visa Credit Trans Integrity Fee  $              0.10  $            –
Visa Visa CV Processing Fee  $              0.02  $            –
Visa Visa CV Processing Fee – Debit  $              0.02  $            –
Visa Visa Debit Assessments 0.13%  $                  –  $            –
Visa Visa ISA – Issuer Currency (Enhanced) 1.40%  $                  –  $            –
Visa VISA ISA CASH ADVANCE ISSUER CUR 1.45%  $                  –  $            –
Visa Visa ISA Fee – Issuer Currency 1.00%  $                  –  $            –
Visa Visa Japan ISA Fee 0.20%  $                  –  $            –
Visa Visa Japan ISA Fee Issuer Curr 1.00%  $                  –  $            –
Visa Visa Money Transfer Original Credit  $              0.10  $            –
Visa Visa Money Transfer Original Credit – Deferred  $              0.02  $            –
Visa Visa Prepaid Load Network Interchange Reimbursement Fee  $              0.05  $            –
Visa Visa Transaction Integrity Fee (TIF)  $              0.10  $            –
Visa Visa US B2B Service Fee 1.55%  $                  –  $            –
Visa Zero Floor Limit  $              0.20  $            –
Processor ACH Discount  $                  –  $            –
Processor ACH Monthly Fee  $                  –  $            –
Processor ACH Transaction Fee  $                  –  $            –
Processor AVS  $                  –  $            –
Processor Batch  $                  –  $            –
Processor Chargeback  $                  –  $            –
Processor Commercial Interchange Optimization  $                  –  $            –
Processor Credit Mid-Qualified  $                  –  $            –
Processor Credit Non-Qualified  $                  –  $            –
Processor Credit Qualified  $                  –  $            –
Processor NON-PCI Compliance  $                  –  $            –
Processor Other  $                  –  $            –
Processor PCI Compliance  $                  –  $            –
Processor Service  $                  –  $            –
Processor Signature Debit Mid-Qualified  $                  –  $            –
Processor Signature Debit Non-Qualified  $                  –  $            –
Processor Signature Debit Qualified  $                  –  $            –
Mastercard Account Status Inquiry  $              0.03  $            –
Mastercard Acquirer Program Support Fee 0.85%  $                  –  $            –
Mastercard Airline – World Elite 2.55%  $              0.10  $            –
Mastercard Airline – World High Value 2.55%  $              0.10  $            –
Mastercard Assessment % 0.13%  $                  –  $            –
Mastercard Assessment % (Credit >$1k) 0.14%  $                  –  $            –
Mastercard Assessment PI (NABU Fee)  $              0.02  $            –
Mastercard Charities – Commercial Debit |  Commercial and Non-Regulated Commercial Debit 2.00%  $              0.10  $            –
Mastercard Charities – Commercial Prepaid |  Commercial and Non-Regulated Commercial Prepaid 2.00%  $              0.10  $            –
Mastercard Charities – Core 2.00%  $              0.10  $            –
Mastercard Charities – Enhanced 2.00%  $              0.10  $            –
Mastercard Charities – Large Market Credit 2.00%  $              0.10  $            –
Mastercard Charities – Non-Regulated Consumer Debit 1.45%  $              0.15  $            –
Mastercard Charities – Non-Regulated Consumer Prepaid 1.45%  $              0.15  $            –
Mastercard Charities – Regulated Consumer Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Charities – World 2.00%  $              0.10  $            –
Mastercard Charities – World Elite 2.00%  $              0.10  $            –
Mastercard Charities – World High Value 2.00%  $              0.10  $            –
Mastercard Charities Level 1 Business Core 2.00%  $              0.10  $            –
Mastercard Charities Level 2 Business World 2.00%  $              0.10  $            –
Mastercard Charities Level 3 Business World Elite 2.00%  $              0.10  $            –
Mastercard Charities Level 4 2.00%  $              0.10  $            –
Mastercard Charities Level 5 2.00%  $              0.10  $            –
Mastercard Commercial Bill Pay Standard 2.50%  $              0.10  $            –
Mastercard Commercial Business-To-Business Product 1 2.00%  $                  –  $            –
Mastercard Commercial Business-To-Business Product 2 1.80%  $                  –  $            –
Mastercard Commercial Business-To-Business Product 3 1.60%  $                  –  $            –
Mastercard Commercial Business-To-Business Product 4 1.40%  $                  –  $            –
Mastercard Commercial Business-To-Business Product 5 1.20%  $                  –  $            –
Mastercard Commercial Business-To-Business Product 6 1.00%  $                  –  $            –
Mastercard Commercial Freight 1.80%  $              0.10  $            –
Mastercard Commercial Large Ticket – Regulated Commercian Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Commercial Refund Group 1 – Commercial Debit 2.37%  $                  –  $            –
Mastercard Commercial Refund Group 1 – Commercial Prepaid 2.37%  $                  –  $            –
Mastercard Commercial Refund Group 1 – Large Market Credit 2.37%  $                  –  $            –
Mastercard Commercial Refund Group 1 Level 1 Business Core 2.37%  $                  –  $            –
Mastercard Commercial Refund Group 1 Level 2 Business World 2.37%  $                  –  $            –
Mastercard Commercial Refund Group 1 Level 3 Business World Elite 2.37%  $                  –  $            –
Mastercard Commercial Refund Group 1 Level 4 2.37%  $                  –  $            –
Mastercard Commercial Refund Group 1 Level 5 2.37%  $                  –  $            –
Mastercard Commercial Refund Group 2 – Commercial Debit 2.30%  $                  –  $            –
Mastercard Commercial Refund Group 2 – Commercial Prepaid 2.30%  $                  –  $            –
Mastercard Commercial Refund Group 2 – Large Market Credit 2.30%  $                  –  $            –
Mastercard Commercial Refund Group 2 Level 1 Business Core 2.30%  $                  –  $            –
Mastercard Commercial Refund Group 2 Level 2 Business World 2.30%  $                  –  $            –
Mastercard Commercial Refund Group 2 Level 3 Business World Elite 2.30%  $                  –  $            –
Mastercard Commercial Refund Group 2 Level 4 2.30%  $                  –  $            –
Mastercard Commercial Refund Group 2 Level 5 2.30%  $                  –  $            –
Mastercard Commercial Refund Group 3 – Commercial Debit 2.21%  $                  –  $            –
Mastercard Commercial Refund Group 3 – Commercial Prepaid 2.21%  $                  –  $            –
Mastercard Commercial Refund Group 3 – Large Market Credit 2.21%  $                  –  $            –
Mastercard Commercial Refund Group 3 Level 1 Business Core 2.21%  $                  –  $            –
Mastercard Commercial Refund Group 3 Level 2 Business World 2.21%  $                  –  $            –
Mastercard Commercial Refund Group 3 Level 3 Business World Elite 2.21%  $                  –  $            –
Mastercard Commercial Refund Group 3 Level 4 2.21%  $                  –  $            –
Mastercard Commercial Refund Group 3 Level 5 2.21%  $                  –  $            –
Mastercard Commercial Refund Group 4 – Commercial Debit 2.16%  $                  –  $            –
Mastercard Commercial Refund Group 4 – Commercial Prepaid 2.16%  $                  –  $            –
Mastercard Commercial Refund Group 4 – Large Market Credit 2.16%  $                  –  $            –
Mastercard Commercial Refund Group 4 Level 1 Business Core 2.16%  $                  –  $            –
Mastercard Commercial Refund Group 4 Level 2 Business World 2.16%  $                  –  $            –
Mastercard Commercial Refund Group 4 Level 3 Business World Elite 2.16%  $                  –  $            –
Mastercard Commercial Refund Group 4 Level 4 2.16%  $                  –  $            –
Mastercard Commercial Refund Group 4 Level 5 2.16%  $                  –  $            –
Mastercard Commercial Standard Business Level 1 2.95%  $              0.10  $            –
Mastercard Commercial Standard Business Level 2 3.10%  $              0.10  $            –
Mastercard Commercial Standard Business Level 3 3.15%  $              0.10  $            –
Mastercard Commercial Standard Business Level 4 3.25%  $              0.10  $            –
Mastercard Commercial Standard Business Level 5 3.30%  $              0.10  $            –
Mastercard Commercial Standard Large Market 2.95%  $              0.10  $            –
Mastercard Commercial Standard Non-Regulated Business Debit 2.95%  $              0.10  $            –
Mastercard Commercial Standard Non-Regulated Business Prepaid 2.95%  $              0.10  $            –
Mastercard Commercial Standard Regulated Commercial Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Commercial T&E Business Level 1 2.35%  $              0.10  $            –
Mastercard Commercial T&E Business Level 2 2.50%  $              0.10  $            –
Mastercard Commercial T&E Business Level 3 2.55%  $              0.10  $            –
Mastercard Commercial T&E Business Level 4 2.65%  $              0.10  $            –
Mastercard Commercial T&E Business Level 5 2.70%  $              0.10  $            –
Mastercard Commercial T&E Rate – Commercial Debit 2.35%  $              0.10  $            –
Mastercard Commercial T&E Rate – Commercial Prepaid 2.35%  $              0.10  $            –
Mastercard Commercial T&E Rate – Large Market 2.65%  $              0.10  $            –
Mastercard Commercial T&E Regulated Commercial Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Consumer Credit Refund Group 1 – World 2.30%  $                  –  $            –
Mastercard Consumer Credit Refund Group 1 – World Elite 2.30%  $                  –  $            –
Mastercard Consumer Credit Refund Group 1 – World High Value 2.30%  $                  –  $            –
Mastercard Consumer Credit Refund Group 2 – Core 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 2 – Enhanced 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 2 – World 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 2 – World Elite 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 2 – World High Value 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 3 – Core 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 3 – Enhanced 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 3 – World 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 3 – World Elite 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 3 – World High Value 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 4 – Core 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 4 – Enhanced 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 4 – World 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 4 – World Elite 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 4 – World High Value 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 5 – Core 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 5 – Enhanced 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 5 – World 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 5 – World Elite 1.75%  $                  –  $            –
Mastercard Consumer Credit Refund Group 5 – World High Value 1.75%  $                  –  $            –
Mastercard Consumer Debit Refund Group 1 – Debit Rate  $                  –  $            –
Mastercard Consumer Debit Refund Group 1 – Prepaid Rate  $                  –  $            –
Mastercard Consumer Debit Refund Group 2 – Debit Rate  $                  –  $            –
Mastercard Consumer Debit Refund Group 2 – Prepaid Rate  $                  –  $            –
Mastercard Consumer Debit Refund Group 3 – Debit Rate  $                  –  $            –
Mastercard Consumer Debit Refund Group 3 – Prepaid Rate  $                  –  $            –
Mastercard Convenience Purchases Base – Core 1.65%  $              0.04  $            –
Mastercard Convenience Purchases Base – Enhanced 1.80%  $              0.04  $            –
Mastercard Convenience Purchases Base – World 1.90%  $              0.04  $            –
Mastercard Convenience Purchases Base – World Elite 2.30%  $              0.04  $            –
Mastercard Convenience Purchases Base – World High Value 2.30%  $              0.04  $            –
Mastercard Convenience Purchases Tier 1 – Core 1.35%  $                  –  $            –
Mastercard Convenience Purchases Tier 1 – Enhanced 1.35%  $                  –  $            –
Mastercard Convenience Purchases Tier 1 – World 1.45%  $                  –  $            –
Mastercard Convenience Purchases Tier 1 – World Elite 1.60%  $                  –  $            –
Mastercard Convenience Purchases Tier 1 – World High Value 1.60%  $                  –  $            –
Mastercard CVC2 Authorization Fee  $              0.00  $            –
Mastercard Data Rate I – Commercial Debit |  Non-Regulated Business Debit 2.65%  $              0.10  $            –
Mastercard Data Rate I – Commercial Prepaid |  Non-Regulated Business Prepaid 2.65%  $              0.10  $            –
Mastercard Data Rate I – Large Market Credit |  Commercial Data Rate I Large Market 2.70%  $              0.10  $            –
Mastercard Data Rate I – Regulated Commercial Debit / Prepaid 0.05%  $              0.22  $            –
Mastercard Data Rate I Level 1 Business Core |  Commercial Data Rate I Business Level 1 2.65%  $              0.10  $            –
Mastercard Data Rate I Level 2 Business World |  Commercial Data Rate I Business Level 2 2.80%  $              0.10  $            –
Mastercard Data Rate I Level 3 Business World Elite |  Commercial Data Rate I Business Level 3 2.85%  $              0.10  $            –
Mastercard Data Rate I Level 4 |  Commercial Data Rate I Business Level 4 2.95%  $              0.10  $            –
Mastercard Data Rate I Level 5 |  Commercial Data Rate I Business Level 5 3.00%  $              0.10  $            –
Mastercard Data Rate II – Commercial Debit |  Non-Regulated Business Debit 2.10%  $              0.10  $            –
Mastercard Data Rate II – Commercial Prepaid |  Non-Regulated Business Prepaid 2.65%  $              0.10  $            –
Mastercard Data Rate II – Large Market Credit |  Commercial Data Rate II Large Market 2.50%  $              0.10  $            –
Mastercard Data Rate II – Regulated Business Debit / Prepaid 0.05%  $              0.22  $            –
Mastercard Data Rate II (Petroleum MCCs) – Commercial Business L1 1.90%  $              0.10  $            –
Mastercard Data Rate II (Petroleum MCCs) – Commercial Business L2 2.05%  $              0.10  $            –
Mastercard Data Rate II (Petroleum MCCs) – Commercial Business L3 2.10%  $              0.10  $            –
Mastercard Data Rate II (Petroleum MCCs) – Commercial Business L4 2.20%  $              0.10  $            –
Mastercard Data Rate II (Petroleum MCCs) – Commercial Business L5 2.25%  $              0.10  $            –
Mastercard Data Rate II (Petroleum MCCs) – Commercial Debit |  Non-Regulated Business Debit 2.05%  $              0.10  $            –
Mastercard Data Rate II (Petroleum MCCs) – Commercial Prepaid |  Non-Regulated Business Prepaid 2.05%  $              0.10  $            –
Mastercard Data Rate II (Petroleum MCCs) – Large Market Credit |  Commercial Data Rate II Petroleum Large Market 2.20%  $              0.10  $            –
Mastercard Data Rate II (Petroleum MCCs) – Regulated Commercial Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Data Rate II Level 1 Business Core |  Commercial Data Rate II L1 1.90%  $              0.10  $            –
Mastercard Data Rate II Level 2 Business World |  Commercial Data Rate II L2 2.05%  $              0.10  $            –
Mastercard Data Rate II Level 3 Business World Elite |  Commercial Data Rate II L3 2.10%  $              0.10  $            –
Mastercard Data Rate II Level 4 |  Commercial Data Rate II L4 2.20%  $              0.10  $            –
Mastercard Data Rate II Level 5 |  Commercial Data Rate II L5 2.25%  $              0.10  $            –
Mastercard Data Rate III – Large Market Credit |  Commercial Data Rate III Large Market 1.90%  $              0.10  $            –
Mastercard Data Rate III – Regulated Commercial Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Emerging Markets – Non-Regulated Consumer Debit 0.80%  $              0.25  $            –
Mastercard Emerging Markets – Non-Regulated Consumer Debit Prepaid 0.80%  $              0.25  $            –
Mastercard Emerging Markets – Regulated Consumer Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Emerging Markets (Education / Gov’t MCCs) – Non-Regulated Consumer Debit 0.65%  $              0.15  $         2.00
Mastercard Emerging Markets (Education / Gov’t MCCs) – Non-Regulated Consumer Prepaid 0.65%  $              0.15  $         2.00
Mastercard Emerging Markets (Education / Gov’t MCCs) – Regulated Consumer Prepaid 0.05%  $              0.22  $            –
Mastercard Full UCAF SecureCode – Core 1.95%  $              0.10  $            –
Mastercard Full UCAF SecureCode – Enhanced 2.10%  $              0.10  $            –
Mastercard Full UCAF SecureCode – Non-Regulated Consumer Debit 1.65%  $              0.15  $            –
Mastercard Full UCAF SecureCode – Non-Regulated Consumer Prepaid 1.76%  $              0.20  $            –
Mastercard Full UCAF SecureCode – Regulated Consumer Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Full UCAF SecureCode – World 2.20%  $              0.10  $            –
Mastercard Full UCAF SecureCode – World Elite 2.60%  $              0.10  $            –
Mastercard Full UCAF SecureCode – World High Value 2.60%  $              0.10  $            –
Mastercard Installment Transactions – INSA 1.85%  $                  –  $            –
Mastercard Installment Transactions – INSB 1.60%  $                  –  $            –
Mastercard Installment Transactions – INSC 0.50%  $                  –  $            –
Mastercard Interregional Commercial Non-US Issued 2.00%  $                  –  $            –
Mastercard Interregional Commercial Premium Non-US Issued 2.00%  $                  –  $            –
Mastercard Interregional Consumer Rate I Digital Commerce – Core 1.60%  $                  –  $            –
Mastercard Interregional Consumer Rate I Digital Commerce – Premium 1.85%  $                  –  $            –
Mastercard Interregional Consumer Rate I Digital Commerce – Super Premium 1.98%  $                  –  $            –
Mastercard Interregional Consumer Rate II Card Present CP – Core 1.10%  $                  –  $            –
Mastercard Interregional Consumer Rate II Card Present CP – Premium 1.85%  $                  –  $            –
Mastercard Interregional Consumer Rate II Card Present CP – Super Premium 1.98%  $                  –  $            –
Mastercard Interregional Consumer Rate III Base – Core 1.60%  $                  –  $            –
Mastercard Interregional Consumer Rate III Base – Premium 1.85%  $                  –  $            –
Mastercard Interregional Consumer Rate III Base – Super Premium 1.98%  $                  –  $            –
Mastercard Interregional Regulated POS Debit Commercial Debit/Prepaid 0.05%  $              0.55  $            –
Mastercard Interregional Regulated POS Debit Consumer Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Intl Cross Border Fee 0.60%  $                  –  $            –
Mastercard Intl DCC Cross Border Fee 1.00%  $                  –  $            –
Mastercard Key Entered Core 1.95%  $              0.10  $            –
Mastercard Key Entered Non-Regulated Consumer Debit 1.65%  $              0.15  $            –
Mastercard Key Entered Non-Regulated Consumer Prepaid 1.76%  $              0.20  $            –
Mastercard Key Entered Regulated Consumer Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Key-entered – Enhanced 2.10%  $              0.10  $            –
Mastercard Key-entered – World 2.20%  $              0.10  $            –
Mastercard Key-entered – World Elite 2.60%  $              0.10  $            –
Mastercard Key-entered – World High Value 2.60%  $              0.10  $            –
Mastercard Large Ticket – Large Market Credit |  Commercial Large Ticket Large Market 1.45%  $            35.00  $            –
Mastercard Large Ticket 1 (USD 10,000.00‚Äì25,000) |  Commercial Payment Account 1 1.20%  $                  –  $            –
Mastercard Large Ticket 2 (USD 25,000.01‚Äì100,000) |  Commercial Payment Account 2 1.00%  $                  –  $            –
Mastercard Large Ticket 3 (USD 100,000.01‚Äì500,000) |  Commercial Payment Account 3 0.90%  $                  –  $            –
Mastercard Large Ticket 4 (USD 500,000.01‚Äì1,000,000) |  Commercial Payment Account 4 0.80%  $                  –  $            –
Mastercard Large Ticket 5 (More than USD 1,000,000) |  Commercial Payment Account 5 0.70%  $                  –  $            –
Mastercard Lodging and Auto Rental – Core 1.65%  $              0.10  $            –
Mastercard Lodging and Auto Rental – Enhanced 1.75%  $              0.10  $            –
Mastercard Lodging and Auto Rental – Non-Regulated Consumer Debit 1.15%  $              0.15  $            –
Mastercard Lodging and Auto Rental – Non-Regulated Consumer Prepaid 1.15%  $              0.15  $            –
Mastercard Lodging and Auto Rental – Regulated Consumer Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard MASTERCARD ACCEPTANCE FEE  $              0.00  $            –
Mastercard MASTERCARD FILE TRANSMISSION FEE  $              0.00  $            –
Mastercard MC Acquirer License Fee 0.01%  $                  –  $            –
Mastercard MC Address Verification Service  $              0.01  $            –
Mastercard MC Annual Participation Fee  $              1.25  $            –
Mastercard MC Auth Connectivity Fee  $              0.00  $            –
Mastercard MC Auth Reversal  $              0.01  $            –
Mastercard MC Digital Enablement Fee  $              0.20  $            –
Mastercard MC Enhanced Value Merit 1 (3D Secure) 1.70%  $              0.10  $            –
Mastercard MC FREIGHT PROGRAM ACQUIRER FEE 0.50%  $                  –  $            –
Mastercard MC HUMANITARIAN AID ASMT 0.00%  $                  –  $            –
Mastercard MC Location Fee Exclusion  $                  –  $            –
Mastercard MC Location Fee Low Volume  $                  –  $            –
Mastercard MC Merit 1 Credit (3D Secure) 1.60%  $              0.10  $            –
Mastercard MC Merit 1 Debit (3D Secure) 1.10%  $              0.15  $            –
Mastercard MC Network Access Auth Fee  $              0.02  $            –
Mastercard MC US TPE Excessive Auth Attempt  $              0.10  $            –
Mastercard MC US TPE Nominal Amount Auth  $              0.05  $            –
Mastercard MC Wholesale B2B Acquirer Fee 1.57%  $                  –  $            –
Mastercard MC World Card Merit 1 (3D Secure) 1.80%  $              0.10  $            –
Mastercard MC World Elite Merit 1 (3D Secure) 2.20%  $              0.10  $            –
Mastercard Merchant UCAF SecureCode  – Non-Regulated Consumer Debit 1.65%  $              0.15  $            –
Mastercard Merchant UCAF SecureCode – Core 1.95%  $              0.10  $            –
Mastercard Merchant UCAF SecureCode – Enhanced 2.10%  $              0.10  $            –
Mastercard Merchant UCAF SecureCode – Non-Regulated Consumer Prepaid 1.76%  $              0.20  $            –
Mastercard Merchant UCAF SecureCode – Regulated Consumer Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Merchant UCAF SecureCode – World 2.20%  $              0.10  $            –
Mastercard Merchant UCAF SecureCode – World Elite 2.60%  $              0.10  $            –
Mastercard Merchant UCAF SecureCode – World High Value 2.60%  $              0.10  $            –
Mastercard Merit I – Core 1.95%  $              0.10  $            –
Mastercard Merit I – Debit Rate |  Non-Regulated Consumer Debit 1.65%  $              0.15  $            –
Mastercard Merit I – Enhanced 2.10%  $              0.10  $            –
Mastercard Merit I – Prepaid Rate |  Non-Regulated Consumer Prepaid 1.76%  $              0.20  $            –
Mastercard Merit I – World 2.20%  $              0.10  $            –
Mastercard Merit I – World Elite 2.60%  $              0.10  $            –
Mastercard Merit I – World High Value 2.60%  $              0.10  $            –
Mastercard Merit I (Consumer Loans MCCs) – Non-Regulated Consumer Debit 0.80%  $              0.25  $         2.95
Mastercard Merit I (Consumer Loans MCCs) – Non-Regulated Consumer Prepaid 0.80%  $              0.25  $         2.95
Mastercard Merit I (Consumer Loans MCCs) – Regulated Consumer Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Merit I (Day Care) – Core 1.60%  $              0.10  $            –
Mastercard Merit I (Day Care) – Enhanced 1.60%  $              0.10  $            –
Mastercard Merit I (Day Care) – World 1.60%  $              0.10  $            –
Mastercard Merit I (E-Commerce) Consumer Credit 1.95%  $              0.10  $            –
Mastercard Merit I (E-Commerce) Enhanced 2.10%  $              0.10  $            –
Mastercard Merit I (E-Commerce) High Value 2.60%  $              0.10  $            –
Mastercard Merit I (E-Commerce) Non-Regulated Consumer Debit 1.65%  $              0.15  $            –
Mastercard Merit I (E-Commerce) Non-Regulated Consumer Prepaid 1.76%  $              0.20  $            –
Mastercard Merit I (E-Commerce) Regulated Consumer Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Merit I (E-Commerce) World Card 2.20%  $              0.10  $            –
Mastercard Merit I (E-Commerce) World Elite 2.60%  $              0.10  $            –
Mastercard Merit I (Insurance MCCs) – Core 1.43%  $              0.05  $            –
Mastercard Merit I (Insurance MCCs) – Enhanced 1.43%  $              0.05  $            –
Mastercard Merit I (Insurance MCCs) – World 1.43%  $              0.05  $            –
Mastercard Merit I (Insurance MCCs) – World Elite 2.25%  $              0.10  $            –
Mastercard Merit I (Insurance MCCs) – World High Value 2.25%  $              0.10  $            –
Mastercard Merit I (Real Estate MCCs) – Core 1.43%  $              0.05  $            –
Mastercard Merit I (Real Estate MCCs) – Enhanced 1.43%  $              0.05  $            –
Mastercard Merit I (Real Estate MCCs) – Non-Regulated Consumer Debit 0.80%  $              0.25  $         5.00
Mastercard Merit I (Real Estate MCCs) – Non-Regulated Consumer Prepaid 0.80%  $              0.25  $         5.00
Mastercard Merit I (Real Estate MCCs) – Regulated Consumer Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Merit I (Real Estate MCCs) – World 1.43%  $              0.05  $            –
Mastercard Merit I (Real Estate MCCs) – World Elite 2.20%  $              0.10  $            –
Mastercard Merit I (Real Estate MCCs) – World High Value 2.20%  $              0.10  $            –
Mastercard Merit I Regulated Consumer Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Merit III Base – Core 1.65%  $              0.10  $            –
Mastercard Merit III Base – Enhanced 1.80%  $              0.10  $            –
Mastercard Merit III Base – World 1.90%  $              0.10  $            –
Mastercard Merit III Base – World Elite 2.30%  $              0.10  $            –
Mastercard Merit III Base – World High Value 2.30%  $              0.10  $            –
Mastercard Merit III Base (Card Present) – Non-Regulated Consumer Debit 1.05%  $              0.15  $            –
Mastercard Merit III Base (Card Present) – Non-Regulated Consumer Prepaid 1.15%  $              0.15  $            –
Mastercard Merit III Regulated Consumer Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Merit III Tier 1 – Core 1.43%  $              0.10  $            –
Mastercard Merit III Tier 1 – Debit Rate 0.70%  $              0.15  $            –
Mastercard Merit III Tier 1 – Enhanced 1.43%  $              0.10  $            –
Mastercard Merit III Tier 1 – Prepaid Rate 0.70%  $              0.15  $            –
Mastercard Merit III Tier 1 – World 1.53%  $              0.10  $            –
Mastercard Merit III Tier 1 – World Elite 2.05%  $              0.10  $            –
Mastercard Merit III Tier 1 – World High Value 2.05%  $              0.10  $            –
Mastercard Merit III Tier 2 – Core 1.48%  $              0.10  $            –
Mastercard Merit III Tier 2 – Debit Rate 0.83%  $              0.15  $            –
Mastercard Merit III Tier 2 – Enhanced 1.48%  $              0.10  $            –
Mastercard Merit III Tier 2 – Prepaid Rate 0.83%  $              0.15  $            –
Mastercard Merit III Tier 2 – World 1.58%  $              0.10  $            –
Mastercard Merit III Tier 2 – World Elite 2.10%  $              0.10  $            –
Mastercard Merit III Tier 2 – World High Value 2.10%  $              0.10  $            –
Mastercard Merit III Tier 3 – Core 1.55%  $              0.10  $            –
Mastercard Merit III Tier 3 – Debit Rate 0.95%  $              0.15  $            –
Mastercard Merit III Tier 3 – Enhanced 1.55%  $              0.10  $            –
Mastercard Merit III Tier 3 – Prepaid Rate 0.95%  $              0.15  $            –
Mastercard Merit III Tier 3 – World 1.65%  $              0.10  $            –
Mastercard Merit III Tier 3 – World Elite 2.15%  $              0.10  $            –
Mastercard Merit III Tier 3 – World High Value 2.15%  $              0.10  $            –
Mastercard Money Send & Funding Tx – Consumer Credit 3.25%  $              0.10  $            –
Mastercard Money Send & Funding Tx – Enhanced 3.25%  $              0.10  $            –
Mastercard Money Send & Funding Tx – High Value 3.25%  $              0.10  $            –
Mastercard Money Send & Funding Tx – Non-Regulated Consumer Debit 3.25%  $              0.10  $            –
Mastercard Money Send & Funding Tx – Non-Regulated Consumer Prepaid 3.25%  $              0.10  $            –
Mastercard Money Send & Funding Tx – Regulated Consumer Debit / Prepaid 0.05%  $              0.22  $            –
Mastercard Money Send & Funding Tx – World Card 3.25%  $              0.10  $            –
Mastercard Money Send & Funding Tx – World Elite 3.25%  $              0.10  $            –
Mastercard Passenger Transport – Core 1.65%  $              0.10  $            –
Mastercard Passenger Transport – Debit Rate |  Non-Regulated Consumer Debit 1.60%  $              0.15  $            –
Mastercard Passenger Transport – Enhanced 1.75%  $              0.10  $            –
Mastercard Passenger Transport – Prepaid Rate |  Non-Regulated Consumer Prepaid 1.60%  $              0.15  $            –
Mastercard Passenger Transport – Regulated Consumer Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Payment Transaction – Commercial Debit 0.19%  $              0.53  $            –
Mastercard Payment Transaction – Commercial Prepaid 0.19%  $              0.53  $            –
Mastercard Payment Transaction – Core 0.19%  $              0.53  $            –
Mastercard Payment Transaction – Debit Rate 0.19%  $              0.53  $            –
Mastercard Payment Transaction – Debit Rate 0.19%  $              0.53  $            –
Mastercard Payment Transaction – Enhanced 0.19%  $              0.53  $            –
Mastercard Payment Transaction – Large Market Credit 0.19%  $              0.53  $            –
Mastercard Payment Transaction – Prepaid Rate 0.19%  $              0.53  $            –
Mastercard Payment Transaction – Prepaid Rate 0.19%  $              0.53  $            –
Mastercard Payment Transaction – World 0.19%  $              0.53  $            –
Mastercard Payment Transaction – World Elite 0.19%  $              0.53  $            –
Mastercard Payment Transaction – World High Value 0.19%  $              0.53  $            –
Mastercard Payment Transaction (Gaming) – Core  $              0.10  $            –
Mastercard Payment Transaction (Gaming) – Enhanced  $              0.10  $            –
Mastercard Payment Transaction (Gaming) – World  $              0.10  $            –
Mastercard Payment Transaction (Gaming) – World Elite  $              0.10  $            –
Mastercard Payment Transaction (Gaming) – World High Value  $              0.10  $            –
Mastercard Payment Transaction (Gov’t-owned Lottery) – Debit Rate  $              0.10  $            –
Mastercard Payment Transaction (Gov’t-owned Lottery) – Debit Rate  $              0.10  $            –
Mastercard Payment Transaction (Gov’t-owned Lottery) – Prepaid Rate  $              0.10  $            –
Mastercard Payment Transaction (Gov’t-owned Lottery) – Prepaid Rate  $              0.10  $            –
Mastercard Payment Transaction Level 1 Business Core 0.19%  $              0.53  $            –
Mastercard Payment Transaction Level 2 Business World 0.19%  $              0.53  $            –
Mastercard Payment Transaction Level 3 Business World Elite 0.19%  $              0.53  $            –
Mastercard Payment Transaction Level 4 0.19%  $              0.53  $            –
Mastercard Payment Transaction Level 5 0.19%  $              0.53  $            –
Mastercard Petroleum – Regulated Consumer Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Petroleum Base – Core |  Consumer Credit 1.90%  $                  –  $         0.95
Mastercard Petroleum Base – Enhanced 1.90%  $                  –  $         0.95
Mastercard Petroleum Base – World 2.00%  $                  –  $         0.95
Mastercard Petroleum Base – World Elite 2.00%  $                  –  $         0.95
Mastercard Petroleum Base – World High Value 2.00%  $                  –  $         0.95
Mastercard Petroleum CAT/AFD – Debit Rate |  Non-Regulated Consumer Debit 0.70%  $              0.17  $         0.95
Mastercard Petroleum CAT/AFD – Prepaid Rate  |  Non-Regulated Consumer Prepaid 0.70%  $              0.17  $         0.95
Mastercard Petroleum Service Station – Non-Regulated Consumer Debit 0.70%  $              0.17  $         0.95
Mastercard Petroleum Service Station – Non-Regulated Consumer Prepaid 0.70%  $              0.17  $         0.95
Mastercard PIN Debit All Other Base (Purcahses, Payment Trans.) 0.90%  $              0.15  $            –
Mastercard PIN Debit Convenience Base (Purcahses, Payment Trans.) 0.75%  $              0.17  $         0.95
Mastercard PIN Debit Payment Transaction 0.19%  $              0.53  $            –
Mastercard PIN Debit Payment Transaction (Gaming MCCs)  $              0.10  $            –
Mastercard PIN Debit Supermarket/Warehouse Base 1.05%  $              0.15  $         0.35
Mastercard PIN Regulated – Credits (Refunds/Returns)  $                  –  $            –
Mastercard PIN Regulated POS Debit 0.05%  $              0.21  $            –
Mastercard PIN Regulated POS Debit w/ Fraud Adjustment 0.05%  $              0.22  $            –
Mastercard PIN Unregulated – Credits (Refunds/Returns)  $                  –  $            –
Mastercard Processing Integ – Format Error  $                  –  $            –
Mastercard Processing Integrity ‚Äì Invalid ICA  $                  –  $            –
Mastercard Processing Integrity Late Card Not Present  $              0.05  $            –
Mastercard Processing Integrity Late Card Present  $              0.05  $            –
Mastercard Processing Integrity Late Reversal – T&E  $                  –  $            –
Mastercard Processing Integrity Line Item  $              0.01  $            –
Mastercard Processing Integrity No Reversal  $              0.05  $            –
Mastercard Processing Integrity No Reversal – T&E  $              0.05  $            –
Mastercard Processing Intgry – Final Auth 0.25%  $                  –  $            –
Mastercard Processing Intgry – Line Item  $              0.01  $            –
Mastercard Processing Intgry – Pre Auth  $              0.05  $            –
Mastercard Processing Intgry-Final Auth Min  $              0.04  $            –
Mastercard Processing Intgry-Undefined Auth  $              0.05  $            –
Mastercard Public Sector – Core |  Consumer Credit 1.55%  $              0.10  $            –
Mastercard Public Sector – Enhanced 1.55%  $              0.10  $            –
Mastercard Public Sector – World 1.55%  $              0.10  $            –
Mastercard Public Sector – World Elite 1.55%  $              0.10  $            –
Mastercard Public Sector – World High Value 1.55%  $              0.10  $            –
Mastercard Rebate – Commercial Debit  $                  –  $            –
Mastercard Rebate – Commercial Prepaid  $                  –  $            –
Mastercard Rebate – Large Market Credit  $                  –  $            –
Mastercard Rebate Level 1 Business Core  $                  –  $            –
Mastercard Rebate Level 2 Business World  $                  –  $            –
Mastercard Rebate Level 3 Business World Elite  $                  –  $            –
Mastercard Rebate Level 4  $                  –  $            –
Mastercard Rebate Level 5  $                  –  $            –
Mastercard Regulated Credits POS Debit – Debit Rate  $                  –  $            –
Mastercard Regulated Credits POS Debit – Prepaid Rate  $                  –  $            –
Mastercard Regulated Credits POS Debit Small Ticket – Debit Rate  $                  –  $            –
Mastercard Regulated Credits POS Debit Small Ticket – Prepaid Rate  $                  –  $            –
Mastercard Regulated Credits POS Debit Small Ticket with Fraud Adjustment – Debit Rate  $                  –  $            –
Mastercard Regulated Credits POS Debit Small Ticket with Fraud Adjustment – Prepaid Rate  $                  –  $            –
Mastercard Regulated Credits POS Debit with Fraud Adjustment – Debit Rate  $                  –  $            –
Mastercard Regulated Credits POS Debit with Fraud Adjustment – Prepaid Rate  $                  –  $            –
Mastercard Regulated Purchases POS Debit – Debit Rate |  Universal Consumer Regulated Debit 0.05%  $              0.21  $            –
Mastercard Regulated Purchases POS Debit – Prepaid Rate |  Universal Consumer Regulated Prepaid 0.05%  $              0.21  $            –
Mastercard Regulated Purchases POS Debit Small Ticket – Debit Rate 0.05%  $              0.21  $            –
Mastercard Regulated Purchases POS Debit Small Ticket – Prepaid Rate 0.05%  $              0.21  $            –
Mastercard Regulated Purchases POS Debit Small Ticket with Fraud Adjustment – Debit Rate 0.05%  $              0.22  $            –
Mastercard Regulated Purchases POS Debit Small Ticket with Fraud Adjustment – Prepaid Rate 0.05%  $              0.22  $            –
Mastercard Regulated Purchases POS Debit with Fraud Adjustment – Debit Rate |  Universal Regulated Debit Fraud Adj 0.05%  $              0.22  $            –
Mastercard Regulated Purchases POS Debit with Fraud Adjustment – Prepaid Rate |  Universal Regulated Prepaid Fraud Adj 0.05%  $              0.22  $            –
Mastercard Restaurant – Debit Rate |  Non-Regulated Consumer Debit 1.19%  $              0.10  $            –
Mastercard Restaurant – Prepaid Rate |  Non-Regulated Consumer Prepaid 1.19%  $              0.10  $            –
Mastercard Restaurant – Regulated Consumer Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Restaurant – World 1.85%  $              0.10  $            –
Mastercard Restaurant – World Elite 2.00%  $              0.10  $            –
Mastercard Restaurant – World High Value 2.00%  $              0.10  $            –
Mastercard Service Industries – Core 1.15%  $              0.05  $            –
Mastercard Service Industries – Enhanced 1.15%  $              0.05  $            –
Mastercard Service Industries – Non-Regulated Consumer Debit 1.15%  $              0.05  $            –
Mastercard Service Industries – Non-Regulated Consumer Prepaid 1.15%  $              0.05  $            –
Mastercard Service Industries – Regulated Consumer Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Service Industries – World 1.15%  $              0.05  $            –
Mastercard Service Industries – World Elite 1.15%  $              0.05  $            –
Mastercard Service Industries – World High Value 1.15%  $              0.05  $            –
Mastercard Small Ticket – Card Not Present CNP – Core 1.95%  $              0.02  $            –
Mastercard Small Ticket – Card Not Present CNP – Enhanced 2.10%  $              0.02  $            –
Mastercard Small Ticket – Card Not Present CNP – World 2.20%  $              0.02  $            –
Mastercard Small Ticket – Card Not Present CNP – World Elite 2.60%  $              0.02  $            –
Mastercard Small Ticket – Card Not Present CNP – World High Value 2.60%  $              0.02  $            –
Mastercard Small Ticket – Card Present CP – Core 1.65%  $              0.02  $            –
Mastercard Small Ticket – Card Present CP – Enhanced 1.80%  $              0.02  $            –
Mastercard Small Ticket – Card Present CP – World 1.90%  $              0.02  $            –
Mastercard Small Ticket – Card Present CP – World Elite 2.30%  $              0.02  $            –
Mastercard Small Ticket – Card Present CP – World High Value 2.30%  $              0.02  $            –
Mastercard Small Ticket Base Debit/Prepaid – Non-Regulated Consumer Debit 1.55%  $              0.04  $            –
Mastercard Small Ticket Base Debit/Prepaid – Non-Regulated Consumer Prepaid 1.55%  $              0.04  $            –
Mastercard Small Ticket Debit/Prepaid – Regulated Consumer Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Small Ticket Tier 1 – Debit Rate 1.30%  $              0.03  $            –
Mastercard Small Ticket Tier 1 – Prepaid Rate 1.30%  $              0.03  $            –
Mastercard Standard – Core 3.15%  $              0.10  $            –
Mastercard Standard – Debit Rate |  Consumer Standard Non-Regulated 1.90%  $              0.25  $            –
Mastercard Standard – Enhanced 3.15%  $              0.10  $            –
Mastercard Standard – Prepaid Rate |  Consumer Standard Non-Regulated 1.90%  $              0.25  $            –
Mastercard Standard – World 3.15%  $              0.10  $            –
Mastercard Standard – World Elite 3.15%  $              0.10  $            –
Mastercard Standard – World High Value 3.15%  $              0.10  $            –
Mastercard Standard -Regulated Consumer Debit/ Prepaid |  Consumer Standard Regulated Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Supermarket Base – Core 1.45%  $              0.10  $            –
Mastercard Supermarket Base – Debit Rate |  Non-Regulated Consumer Debit 1.05%  $              0.15  $         0.35
Mastercard Supermarket Base – Enhanced 1.60%  $              0.10  $            –
Mastercard Supermarket Base – Prepaid Rate |  Non-Regulated Consumer Prepaid 1.05%  $              0.15  $         0.35
Mastercard Supermarket Base – Regulated Consumer Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Supermarket Base – World 1.70%  $              0.10  $            –
Mastercard Supermarket Base – World Elite 2.10%  $              0.10  $            –
Mastercard Supermarket Base – World High Value 2.10%  $              0.10  $            –
Mastercard Supermarket Tier 1 – Core 1.15%  $              0.05  $            –
Mastercard Supermarket Tier 1 – Enhanced 1.15%  $              0.05  $            –
Mastercard Supermarket Tier 1 – World 1.25%  $              0.05  $            –
Mastercard Supermarket Tier 1 – World Elite 1.25%  $              0.05  $            –
Mastercard Supermarket Tier 1 – World High Value 1.25%  $              0.05  $            –
Mastercard Supermarket Tier 2 – Core 1.15%  $              0.05  $            –
Mastercard Supermarket Tier 2 – Enhanced 1.15%  $              0.05  $            –
Mastercard Supermarket Tier 2 – World 1.25%  $              0.05  $            –
Mastercard Supermarket Tier 2 – World Elite 1.25%  $              0.05  $            –
Mastercard Supermarket Tier 2 – World High Value 1.25%  $              0.05  $            –
Mastercard Supermarket Tier 3 – Core 1.22%  $              0.05  $            –
Mastercard Supermarket Tier 3 – Enhanced 1.22%  $              0.05  $            –
Mastercard Supermarket Tier 3 – World 1.32%  $              0.05  $            –
Mastercard Supermarket Tier 3 – World Elite 1.32%  $              0.05  $            –
Mastercard Supermarket Tier 3 – World High Value 1.32%  $              0.05  $            –
Mastercard T&E – World 2.25%  $              0.10  $            –
Mastercard T&E – World Elite 2.55%  $              0.10  $            –
Mastercard T&E – World High Value 2.55%  $              0.10  $            –
Mastercard T&E Large Ticket – World Elite 2.55%  $                  –  $            –
Mastercard T&E Large Ticket – World High Value 2.55%  $                  –  $            –
Mastercard Utilities – Commercial Debit  $              1.50  $            –
Mastercard Utilities – Commercial Prepaid  $              1.50  $            –
Mastercard Utilities – Core |  Consumer Credit  $              0.75  $            –
Mastercard Utilities – Debit Rate |  Non-Regulated Consumer Debit  $              0.65  $            –
Mastercard Utilities – Enhanced  $              0.75  $            –
Mastercard Utilities – Prepaid Rate |  Non-Regulated Consumer Prepaid  $              0.65  $            –
Mastercard Utilities – Regulated Consumer Debit/Prepaid 0.05%  $              0.22  $            –
Mastercard Utilities – World  $              0.75  $            –
Mastercard Utilities – World Elite  $              0.75  $            –
Mastercard Utilities – World High Value  $              0.75  $            –
Mastercard Utilities Level 1 Business Core |  All Business Products  $              1.50  $            –
Mastercard Utilities Level 2 Business World  $              1.50  $            –
Mastercard Utilities Level 3 Business World Elite  $              1.50  $            –
Mastercard Utilities Level 4  $              1.50  $            –
Mastercard Utilities Level 5  $              1.50  $            –
Mastercard Variable Interchange Programs (VIP) 1 |  Commercial B2B VIP 1 0.80%  $              0.10  $            –
Mastercard Variable Interchange Programs (VIP) 10 |  Commercial B2B VIP 10 1.15%  $            80.00  $            –
Mastercard Variable Interchange Programs (VIP) 11 |  Commercial B2B VIP 11 1.45%  $            35.00  $            –
Mastercard Variable Interchange Programs (VIP) 12 |  Commercial B2B VIP 12 2.40%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 13 |  Commercial B2B VIP 13 2.30%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 14 |  Commercial B2B VIP 14 2.00%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 15 |  Commercial B2B VIP 15 2.85%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 16 |  Commercial B2B VIP 16 2.80%  $              0.10  $            –
Mastercard Variable Interchange Programs (VIP) 17 |  Commercial B2B VIP 17 2.65%  $              0.10  $            –
Mastercard Variable Interchange Programs (VIP) 18 |  Commercial B2B VIP 18 2.20%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 19 |  Commercial B2B VIP 19 2.10%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 2 |  Commercial B2B VIP 2 1.05%  $              0.10  $            –
Mastercard Variable Interchange Programs (VIP) 20 |  Commercial B2B VIP 20 1.95%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 21 |  Commercial B2B VIP 21 1.85%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 22 |  Commercial B2B VIP 22 1.75%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 23 |  Commercial B2B VIP 23 1.65%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 24 |  Commercial B2B VIP 24 1.65%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 25 |  Commercial B2B VIP 25 1.25%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 26 |  Commercial B2B VIP 26 1.10%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 27 |  Commercial B2B VIP 27 0.95%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 28 |  Commercial B2B VIP 28 0.90%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 29 |  Commercial B2B VIP 29 0.75%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 3 |  Commercial B2B VIP 3 1.35%  $              0.10  $            –
Mastercard Variable Interchange Programs (VIP) 30 |  Commercial B2B VIP 30 0.65%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 31 |  Commercial B2B VIP 31 0.60%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 32 |  Commercial B2B VIP 32 0.50%  $                  –  $            –
Mastercard Variable Interchange Programs (VIP) 33 |  Commercial B2B VIP 33 0.30%  $              5.00  $            –
Mastercard Variable Interchange Programs (VIP) 34 |  Commercial B2B VIP 34  $            50.00  $            –
Mastercard Variable Interchange Programs (VIP) 4 |  Commercial B2B VIP 4 1.45%  $              0.10  $            –
Mastercard Variable Interchange Programs (VIP) 5 |  Commercial B2B VIP 5 1.90%  $              0.10  $            –
Mastercard Variable Interchange Programs (VIP) 6 |  Commercial B2B VIP 6 2.50%  $              0.10  $            –
Mastercard Variable Interchange Programs (VIP) 7 |  Commercial B2B VIP 7 3.00%  $              0.10  $            –
Mastercard Variable Interchange Programs (VIP) 8 |  Commercial B2B VIP 8 1.25%  $            40.00  $            –
Mastercard Variable Interchange Programs (VIP) 9 |  Commercial B2B VIP 9 1.20%  $            60.00  $            –
Discover Assessment % 0.00%  $                  –  $            –
Discover Assessment PI (Network Authorization Fee)‚Ć  $              0.00  $            –
Discover Data Usage Fee‚Ć  $              0.02  $            –
Discover Intl Csh Adv Processing Fee 0.01%  $                  –  $            –
Discover Intl Processing Fee 0.01%  $                  –  $            –
Discover Intl Service Fee 0.01%  $                  –  $            –
Discover Prime Submission Level Charity  – Core 1.45%  $              0.05  $            –
Discover Prime Submission Level Charity – Debit Non Exempt  $              0.21  $            –
Discover Prime Submission Level Charity – Debit Non Exempt w/ Fraud Adjustment 0.05%  $              0.22  $            –
Discover Prime Submission Level Charity – Premium 1.50%  $              0.05  $            –
Discover Prime Submission Level Charity – Premium Plus 2.30%  $              0.10  $            –
Discover Prime Submission Level Charity – Prepaid Non Exempt 0.05%  $              0.21  $            –
Discover Prime Submission Level Charity – Prepaid Non Exempt w/ Fraud Adjustment 0.05%  $              0.22  $            –
Discover Prime Submission Level Charity – Rewards 1.50%  $              0.05  $            –
Discover Prime Submission Level Charity ‚Äì Debit 0.90%  $              0.20  $            –
Discover Prime Submission Level Charity ‚Äì Prepaid 0.90%  $              0.20  $            –
Discover PSL Assessment % 0.14%  $                  –  $            –
Discover PSL Assessment PI (Network Authorization Fee)  $              0.00  $            –
Discover PSL Base International – Commercial 1.90%  $              0.10  $            –
Discover PSL Base International – Core 1.70%  $              0.10  $            –
Discover PSL Base International – Debit/Prepaid 1.70%  $              0.10  $            –
Discover PSL Base International – Premium 1.70%  $              0.10  $            –
Discover PSL Base International – Premium Plus 1.79%  $              0.10  $            –
Discover PSL Base International – Rewards 1.70%  $              0.10  $            –
Discover PSL Base Submission DB Reg 0.05%  $              0.21  $            –
Discover PSL Base Submission DB Reg W/FA 0.05%  $              0.22  $            –
Discover PSL Base Submission Level – Core 3.05%  $              0.10  $            –
Discover PSL Base Submission Level – Debit 1.90%  $              0.25  $            –
Discover PSL Base Submission Level – Premium 3.05%  $              0.10  $            –
Discover PSL Base Submission Level – Premium Plus 3.05%  $              0.10  $            –
Discover PSL Base Submission Level – Prepaid 1.90%  $              0.25  $            –
Discover PSL Base Submission Level – Rewards 3.05%  $              0.10  $            –
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Core 1.91%  $              0.10  $            –
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Debit 1.76%  $              0.20  $            –
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Premium 2.05%  $              0.10  $            –
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Premium Plus 2.55%  $              0.10  $            –
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Prepaid 1.76%  $              0.20  $            –
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Rewards 2.03%  $              0.10  $            –
Discover PSL CNP DB Reg 0.05%  $              0.21  $            –
Discover PSL CNP DB Reg W/FA 0.05%  $              0.22  $            –
Discover PSL Commercial Adjustment Voucher Program 1 2.25%  $                  –  $            –
Discover PSL Commercial Base 3.05%  $              0.10  $            –
Discover PSL Commercial Base Debit Reg 2.95%  $              0.10  $            –
Discover PSL Commercial Base Debit Reg w/ FA 2.95%  $              0.10  $            –
Discover PSL Commercial Base Submission Level Debit 3.05%  $              0.10  $            –
Discover PSL Commercial Base Submission Level Prepaid 3.05%  $              0.10  $            –
Discover PSL Commercial Electronic Debit 2.45%  $              0.15  $            –
Discover PSL Commercial Electronic Debit Reg 2.35%  $              0.10  $            –
Discover PSL Commercial Electronic Debit Reg w/ FA 2.35%  $              0.10  $            –
Discover PSL Commercial Electronic Prepaid 2.65%  $              0.10  $            –
Discover PSL Commercial Electronic Program 2.45%  $              0.10  $            –
Discover PSL Commercial Large Ticket Debit Reg 0.90%  $            20.00  $            –
Discover PSL Commercial Large Ticket Debit Reg w/ FA 0.90%  $            20.00  $            –
Discover PSL Commercial Large Ticket Prepaid 1.45%  $            35.00  $            –
Discover PSL Commercial Utilities  $              1.50  $            –
Discover PSL Commercial Utilities Debit  $              1.50  $            –
Discover PSL Commercial Utilities Debit Reg  $              1.50  $            –
Discover PSL Commercial Utilities Debit Reg w/ FA  $              1.50  $            –
Discover PSL Commercial Utilities Prepaid  $              1.50  $            –
Discover PSL Commercial Voucher 1 Debit Reg 2.25%  $                  –  $            –
Discover PSL Commercial Voucher 1 Debit Reg w/ FA 2.25%  $                  –  $            –
Discover PSL Commercial Voucher 1 Prepaid 2.25%  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 1 Core 2.07%  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 1 Premium 2.07%  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 1 Premium Plus 2.07%  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 1 Prepaid 1.80%  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 1 Rewards 2.07%  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 2 Core 2.02%  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 2 Premium 2.02%  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 2 Premium Plus 2.02%  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 2 Prepaid 1.69%  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 2 Rewards 2.02%  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 3 Core 1.75%  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 3 Premium 1.75%  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 3 Premium Plus -0.16%  $            (3.00)  $            –
Discover PSL Consumer Adjustment Voucher Program 3 Premium Plus -0.16%  $            (1.65)  $            –
Discover PSL Consumer Adjustment Voucher Program 3 Premium Plus 1.75%  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 3 Premium Plus  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 3 Prepaid 1.35%  $                  –  $            –
Discover PSL Consumer Adjustment Voucher Program 3 Rewards 1.75%  $                  –  $            –
Discover PSL Data Usage Fee‚Ć  $              0.02  $            –
Discover PSL Debt Repayment – Debit Regulated 0.05%  $              0.21  $            –
Discover PSL Debt Repayment – Debit Regulated – MAX 0.05%  $              0.21  $            –
Discover PSL Debt Repayment – Debit Regulated W/F 0.05%  $              0.22  $            –
Discover PSL Debt Repayment – Debit Regulated W/F – MAX 0.05%  $              0.22  $            –
Discover PSL Debt Repayment – Prepaid 0.70%  $              0.16  $            –
Discover PSL Debt Repayment – Prepaid – MAX  $              2.40  $            –
Discover PSL Disc Voucher 1 DB Reg 0.90%  $            20.00  $            –
Discover PSL Disc Voucher 1 DB Reg W/FA 1.80%  $                  –  $            –
Discover PSL Disc Voucher 2 DB Reg 2.35%  $              0.10  $            –
Discover PSL Disc Voucher 2 DB Reg W/FA 1.69%  $                  –  $            –
Discover PSL Disc Voucher 3 DB Reg 2.95%  $              0.10  $            –
Discover PSL Disc Voucher 3 DB Reg W/FA 1.35%  $                  –  $            –
Discover PSL E-Commerce DB Reg 0.05%  $              0.21  $            –
Discover PSL E-Commerce DB Reg W/FA 0.05%  $              0.22  $            –
Discover PSL E-Commerce Secured – Core 1.89%  $              0.10  $            –
Discover PSL E-Commerce Secured – Debit 1.75%  $              0.20  $            –
Discover PSL E-Commerce Secured – Premium 2.00%  $              0.10  $            –
Discover PSL E-Commerce Secured – Premium Plus 2.40%  $              0.10  $            –
Discover PSL E-Commerce Secured – Prepaid 1.75%  $              0.20  $            –
Discover PSL E-Commerce Secured – Rewards 2.00%  $              0.10  $            –
Discover PSL E-Commerce Secured DB Reg 0.05%  $              0.21  $            –
Discover PSL Ecom Secured DB Reg W/FA 0.05%  $              0.22  $            –
Discover PSL eCommerce – Core 1.91%  $              0.10  $            –
Discover PSL Electronic International – Commercial 1.90%  $              0.10  $            –
Discover PSL Electronic International – Core 1.65%  $                  –  $            –
Discover PSL Electronic International – Debit/Prepaid 1.20%  $                  –  $            –
Discover PSL Electronic International – Premium 1.65%  $                  –  $            –
Discover PSL Electronic International – Premium Plus 1.65%  $                  –  $            –
Discover PSL Electronic International – Rewards 1.65%  $                  –  $            –
Discover PSL Emerging Markets – Core 1.45%  $              0.05  $            –
Discover PSL Emerging Markets – Debit 0.90%  $              0.20  $            –
Discover PSL Emerging Markets – Premium 1.50%  $              0.05  $            –
Discover PSL Emerging Markets – Premium Plus 2.30%  $              0.10  $            –
Discover PSL Emerging Markets – Prepaid 0.90%  $              0.20  $            –
Discover PSL Emerging Markets – Rewards 1.50%  $              0.05  $            –
Discover PSL Emerging Mrkt DB Reg 0.05%  $              0.21  $            –
Discover PSL Emerging Mrkt DB Reg W/FA 0.05%  $              0.22  $            –
Discover PSL Express Services – Core 1.95%  $                  –  $            –
Discover PSL Express Services – Debit 1.80%  $                  –  $            –
Discover PSL Express Services – Premium 1.97%  $                  –  $            –
Discover PSL Express Services – Premium Plus 2.05%  $                  –  $            –
Discover PSL Express Services – Prepaid 1.80%  $                  –  $            –
Discover PSL Express Services – Rewards 1.95%  $                  –  $            –
Discover PSL Express Srvc DB Reg 0.05%  $              0.21  $            –
Discover PSL Express Srvc DB Reg W/FA 0.05%  $              0.22  $            –
Discover PSL Government 1.35%  $              0.05  $            –
Discover PSL Hotel/Car DB Reg 0.05%  $              0.21  $            –
Discover PSL Hotel/Car DB Reg W/FA 0.05%  $              0.22  $            –
Discover PSL Hotels/ Car Rentals – Core 1.58%  $              0.10  $            –
Discover PSL Hotels/ Car Rentals – Debit 1.35%  $              0.16  $            –
Discover PSL Hotels/ Car Rentals – Premium 2.30%  $              0.10  $            –
Discover PSL Hotels/ Car Rentals – Premium Plus 2.57%  $              0.10  $            –
Discover PSL Hotels/ Car Rentals – Prepaid 1.35%  $              0.16  $            –
Discover PSL Hotels/ Car Rentals – Rewards 1.92%  $              0.10  $            –
Discover PSL Insurance – Core 1.43%  $              0.05  $            –
Discover PSL Insurance – Debit 0.80%  $              0.25  $            –
Discover PSL Insurance – Premium 1.43%  $              0.05  $            –
Discover PSL Insurance – Premium Plus 2.30%  $              0.05  $            –
Discover PSL Insurance – Prepaid 0.80%  $              0.25  $            –
Discover PSL Insurance – Rewards 1.43%  $              0.05  $            –
Discover PSL Insurance DB Reg 0.05%  $              0.21  $            –
Discover PSL Insurance DB Reg W/FA 0.05%  $              0.22  $            –
Discover PSL Intl Csh Adv Processing Fee 0.50%  $                  –  $            –
Discover PSL Intl Processing Fee 0.50%  $                  –  $            –
Discover PSL Intl Service Fee 0.80%  $                  –  $            –
Discover PSL Key Entered Debit Reg 0.05%  $              0.21  $            –
Discover PSL Key Entered Debit Reg W/FA 0.05%  $              0.22  $            –
Discover PSL Key Entry – Core 1.89%  $              0.10  $            –
Discover PSL Key Entry – Debit 1.75%  $              0.20  $            –
Discover PSL Key Entry – Premium 2.05%  $              0.10  $            –
Discover PSL Key Entry – Prepaid 1.76%  $              0.20  $            –
Discover PSL Key Entry – Rewards 2.03%  $              0.10  $            –
Discover PSL Key Entry / e-Commerce – Premium Plus 2.55%  $              0.10  $            –
Discover PSL Lodging and Auto Rental 1.90%  $              0.10  $            –
Discover PSL MC World Elite Merit 1 (3D Secure) 2.90%  $              0.10  $            –
Discover PSL Micro Ticket – Core 1.95%  $                  –  $            –
Discover PSL Micro Ticket – Debit 1.80%  $                  –  $            –
Discover PSL Micro Ticket – Premium 1.97%  $                  –  $            –
Discover PSL Micro Ticket – Premium Plus 2.05%  $                  –  $            –
Discover PSL Micro Ticket – Prepaid 1.80%  $                  –  $            –
Discover PSL Micro Ticket – Rewards 1.95%  $                  –  $            –
Discover PSL Micro Ticket Debit Reg 0.05%  $              0.21  $            –
Discover PSL Micro Tkt Debit Reg W/F Adj 0.05%  $              0.22  $            –
Discover PSL Mid Acceptance 2.40%  $              0.10  $            –
Discover PSL Mid Submission DB Reg 0.05%  $              0.21  $            –
Discover PSL Mid Submission DB Reg W/FA 0.05%  $              0.22  $            –
Discover PSL Mid Submission Level – Core 2.40%  $              0.10  $            –
Discover PSL Mid Submission Level – Debit 1.80%  $              0.20  $            –
Discover PSL Mid Submission Level – Premium 2.40%  $              0.10  $            –
Discover PSL Mid Submission Level – Premium Plus 2.40%  $              0.10  $            –
Discover PSL Mid Submission Level – Prepaid 1.80%  $              0.20  $            –
Discover PSL Mid Submission Level – Rewards 2.40%  $              0.10  $            –
Discover PSL Passenger Trans DB Reg 0.05%  $              0.21  $            –
Discover PSL Passenger Trans DB Reg W/FA 0.05%  $              0.22  $            –
Discover PSL Passenger Transport 1.90%  $              0.10  $            –
Discover PSL Passenger Transport – Core 1.75%  $              0.10  $            –
Discover PSL Passenger Transport – Debit 1.60%  $              0.15  $            –
Discover PSL Passenger Transport – Premium 2.30%  $              0.10  $            –
Discover PSL Passenger Transport – Premium Plus 2.40%  $              0.10  $            –
Discover PSL Passenger Transport – Prepaid 1.60%  $              0.15  $            –
Discover PSL Passenger Transport – Rewards 1.92%  $              0.10  $            –
Discover PSL Petroleum 1.50%  $              0.10  $            –
Discover PSL Petroleum – Core 1.80%  $              0.05  $            –
Discover PSL Petroleum – Debit 0.76%  $              0.16  $            –
Discover PSL Petroleum – Premium 1.80%  $              0.05  $            –
Discover PSL Petroleum – Premium Plus 1.80%  $              0.05  $            –
Discover PSL Petroleum – Prepaid 0.76%  $              0.16  $            –
Discover PSL Petroleum – Rewards 1.80%  $              0.05  $            –
Discover PSL Petroleum DB Reg 0.05%  $              0.21  $            –
Discover PSL Petroleum DB Reg W/FA 0.05%  $              0.22  $            –
Discover PSL Program Integrity Fee  $                  –  $            –
Discover PSL Public Services – Core 1.55%  $              0.10  $            –
Discover PSL Public Services – Debit 0.90%  $              0.20  $            –
Discover PSL Public Services – Premium 1.55%  $              0.10  $            –
Discover PSL Public Services – Premium Plus 1.55%  $              0.10  $            –
Discover PSL Public Services – Prepaid 0.90%  $              0.20  $            –
Discover PSL Public Services – Rewards 1.55%  $              0.10  $            –
Discover PSL Public Srvc DB Reg 0.05%  $              0.21  $            –
Discover PSL Public Srvc DB Reg W/FA 0.05%  $              0.22  $            –
Discover PSL Real Estate – Core 1.10%  $                  –  $            –
Discover PSL Real Estate – Debit 1.10%  $                  –  $            –
Discover PSL Real Estate – Premium 1.10%  $                  –  $            –
Discover PSL Real Estate – Premium Plus 2.30%  $              0.10  $            –
Discover PSL Real Estate – Prepaid 1.10%  $                  –  $            –
Discover PSL Real Estate – Rewards 1.10%  $                  –  $            –
Discover PSL Real Estate DB Reg 0.05%  $              0.21  $            –
Discover PSL Real Estate DB Reg W/FA 0.05%  $              0.22  $            –
Discover PSL Recurring Payments – Core 1.35%  $              0.05  $            –
Discover PSL Recurring Payments – Debit 1.20%  $              0.05  $            –
Discover PSL Recurring Payments – Premium 1.35%  $              0.05  $            –
Discover PSL Recurring Payments – Premium Plus 1.80%  $              0.05  $            –
Discover PSL Recurring Payments – Prepaid 1.20%  $              0.05  $            –
Discover PSL Recurring Payments – Rewards 1.35%  $              0.05  $            –
Discover PSL Recurring Pymt DB Reg 0.05%  $              0.21  $            –
Discover PSL Recurring Pymt DB Reg W/FA 0.05%  $              0.22  $            –
Discover PSL Restaurant 1.85%  $              0.05  $            –
Discover PSL Restaurants – Core 1.56%  $              0.10  $            –
Discover PSL Restaurants – Debit 1.19%  $              0.10  $            –
Discover PSL Restaurants – Premium 2.30%  $              0.10  $            –
Discover PSL Restaurants – Premium Plus 2.45%  $              0.10  $            –
Discover PSL Restaurants – Prepaid 1.14%  $              0.15  $            –
Discover PSL Restaurants – Rewards 1.90%  $              0.10  $            –
Discover PSL Restaurants DB Reg 0.05%  $              0.21  $            –
Discover PSL Restaurants DB Reg W/FA 0.05%  $              0.22  $            –
Discover PSL Retail 1.55%  $              0.10  $            –
Discover PSL Retail – Core 1.57%  $              0.10  $            –
Discover PSL Retail – Debit 1.10%  $              0.16  $            –
Discover PSL Retail – Premium 1.74%  $              0.10  $            –
Discover PSL Retail – Premium Plus 2.25%  $              0.10  $            –
Discover PSL Retail – Prepaid 1.12%  $              0.16  $            –
Discover PSL Retail – Rewards 1.72%  $              0.10  $            –
Discover PSL Retail Debit Reg 0.05%  $              0.21  $            –
Discover PSL Retail Debit Reg W/F Adj 0.05%  $              0.22  $            –
Discover PSL Small Ticket 1.70%  $              0.02  $            –
Discover PSL Sprmrkt Max DB Reg 0.05%  $              0.21  $            –
Discover PSL Sprmrkt Max DB Reg W/FA 0.05%  $              0.22  $            –
Discover PSL Supermarket 1.50%  $              0.05  $            –
Discover PSL Supermarket DB Reg 0.05%  $              0.21  $            –
Discover PSL Supermarket DB Reg W/FA 0.05%  $              0.22  $            –
Discover PSL Supermarkets/ Warehouse Clubs – Core 1.40%  $              0.05  $            –
Discover PSL Supermarkets/ Warehouse Clubs – Debit 1.12%  $              0.16  $            –
Discover PSL Supermarkets/ Warehouse Clubs – Premium 1.65%  $              0.10  $            –
Discover PSL Supermarkets/ Warehouse Clubs – Premium Plus 2.10%  $              0.10  $            –
Discover PSL Supermarkets/ Warehouse Clubs – Prepaid 1.12%  $              0.16  $            –
Discover PSL Supermarkets/ Warehouse Clubs – Rewards 1.62%  $              0.10  $            –
Discover PSL US Commercial Large Ticket 1.45%  $            35.00  $            –
Discover PSL US Commercial Large Ticket Debit 0.90%  $            20.00  $            –
Discover PSL US International Commercial 2.40%  $              0.10  $            –
Discover PSL US International Consumer Base 2.20%  $              0.10  $            –
Discover PSL US International Consumer Credit 2.15%  $                  –  $            –
Discover PSL US International Consumer Debit / Prepaid 1.70%  $              0.10  $            –
Discover PSL Utilities  $              0.75  $            –
Discover PSL Utilities – Core  $              0.75  $            –
Discover PSL Utilities – Debit  $              0.75  $            –
Discover PSL Utilities – Premium  $              0.75  $            –
Discover PSL Utilities – Premium Plus  $              0.75  $            –
Discover PSL Utilities – Prepaid  $              0.75  $            –
Discover PSL Utilities – Rewards  $              0.75  $            –
Discover PSL Utilities DB Reg 0.05%  $              0.21  $            –
Discover PSL Utilities DB Reg W/FA 0.05%  $              0.22  $            –
Discover PSL Warehouse Club 1.10%  $              0.05  $            –
AMEX Ae Intl Cross Border Fee 0.00%  $                  –  $            –
AMEX Amex Access Fee 0.00%  $                  –  $            –
AMEX Amex Data Quality Fee 0.01%  $                  –  $            –
AMEX Amex Keyed Fee 0.00%  $                  –  $            –
AMEX Amex Network Fees 0.00%  $                  –  $            –
AMEX Amex Non Compliance Fee 0.01%  $                  –  $            –
AMEX Amex Token Fee 0.00%  $                  –  $            –
AMEX B2B / Wholesale Non-Swipe Non-US Tier 1 2.35%  $              0.10  $            –
AMEX B2B / Wholesale Non-Swipe Non-US Tier 2 2.60%  $              0.10  $            –
AMEX B2B / Wholesale Non-Swipe Non-US Tier 3 3.05%  $              0.10  $            –
AMEX B2B / Wholesale Non-Swipe Tier 1 1.95%  $              0.10  $            –
AMEX B2B / Wholesale Non-Swipe Tier 2 2.20%  $              0.10  $            –
AMEX B2B / Wholesale Non-Swipe Tier 3 2.65%  $              0.10  $            –
AMEX B2B / Wholesale Non-US Tier 1 2.05%  $              0.10  $            –
AMEX B2B / Wholesale Non-US Tier 2 2.30%  $              0.10  $            –
AMEX B2B / Wholesale Non-US Tier 3 2.75%  $              0.10  $            –
AMEX B2B / Wholesale Tier 1 1.65%  $              0.10  $            –
AMEX B2B / Wholesale Tier 2 1.90%  $              0.10  $            –
AMEX B2B / Wholesale Tier 3 2.35%  $              0.10  $            –
AMEX B2B/Wholesale – Consumer Debit 0.99%  $              0.15  $            –
AMEX B2B/Wholesale – Small Business Debit 1.94%  $              0.10  $            –
AMEX Charity Tier 1 2.00%  $              0.02  $            –
AMEX Charity Tier 2 1.60%  $              0.04  $            –
AMEX Charity Tier 3 2.00%  $              0.10  $            –
AMEX Consumer Regulated Debit (All Industries) 0.04%  $              0.25  $            –
AMEX Education – Consumer Debit 0.79%  $              0.15  $            –
AMEX Education – Small Business Debit 1.99%  $              0.10  $            –
AMEX Education Non-Swipe Non-US Tier 1 2.15%  $              0.10  $            –
AMEX Education Non-Swipe Non-US Tier 2 2.50%  $              0.10  $            –
AMEX Education Non-Swipe Non-US Tier 3 2.75%  $              0.10  $            –
AMEX Education Non-Swipe Tier 1 1.75%  $              0.10  $            –
AMEX Education Non-Swipe Tier 2 2.10%  $              0.10  $            –
AMEX Education Non-Swipe Tier 3 2.35%  $              0.10  $            –
AMEX Education Non-US Tier 1 1.85%  $              0.10  $            –
AMEX Education Non-US Tier 2 2.20%  $              0.10  $            –
AMEX Education Non-US Tier 3 2.45%  $              0.10  $            –
AMEX Education Tier 1 1.10%  $              0.10  $            –
AMEX Education Tier 2 1.45%  $              0.10  $            –
AMEX Education Tier 3 1.70%  $              0.10  $            –
AMEX Emerging Market – Consumer Debit 0.79%  $              0.15  $            –
AMEX Emerging Market – Small Business Debit 1.99%  $              0.10  $            –
AMEX Emerging Markets Non-Swipe Non-US Tier 1 1.83%  $              0.10  $            –
AMEX Emerging Markets Non-Swipe Non-US Tier 2 2.45%  $              0.10  $            –
AMEX Emerging Markets Non-Swipe Non-US Tier 3 3.10%  $              0.10  $            –
AMEX Emerging Markets Non-Swipe Tier 1 1.83%  $              0.10  $            –
AMEX Emerging Markets Non-Swipe Tier 2 2.45%  $              0.10  $            –
AMEX Emerging Markets Non-Swipe Tier 3 3.10%  $              0.10  $            –
AMEX Emerging Markets Non-US Tier 1 1.43%  $              0.10  $            –
AMEX Emerging Markets Non-US Tier 2 2.05%  $              0.10  $            –
AMEX Emerging Markets Non-US Tier 3 2.70%  $              0.10  $            –
AMEX Emerging Markets Tier 1 1.43%  $              0.10  $            –
AMEX Emerging Markets Tier 2 2.05%  $              0.10  $            –
AMEX Emerging Markets Tier 3 2.70%  $              0.10  $            –
AMEX Government – Consumer Debit 0.79%  $              0.15  $            –
AMEX Government – Small Business Debit 1.99%  $              0.10  $            –
AMEX Government Non-Swipe Non-US Tier 1 2.25%  $              0.10  $            –
AMEX Government Non-Swipe Non-US Tier 2 2.40%  $              0.10  $            –
AMEX Government Non-Swipe Non-US Tier 3 2.60%  $              0.10  $            –
AMEX Government Non-Swipe Tier 1 1.85%  $              0.10  $            –
AMEX Government Non-Swipe Tier 2 2.00%  $              0.10  $            –
AMEX Government Non-Swipe Tier 3 2.20%  $              0.10  $            –
AMEX Government Non-US Tier 1 1.95%  $              0.10  $            –
AMEX Government Non-US Tier 2 2.10%  $              0.10  $            –
AMEX Government Non-US Tier 3 2.30%  $              0.10  $            –
AMEX Government Tier 1 1.40%  $              0.10  $            –
AMEX Government Tier 2 1.55%  $              0.10  $            –
AMEX Government Tier 3 1.75%  $              0.10  $            –
AMEX Healthcare – Consumer Debit 0.99%  $              0.15  $            –
AMEX Healthcare – Small Business Debit 1.94%  $              0.10  $            –
AMEX Healthcare Non-Swipe Non-US Tier 1 2.25%  $              0.10  $            –
AMEX Healthcare Non-Swipe Non-US Tier 2 2.55%  $              0.10  $            –
AMEX Healthcare Non-Swipe Non-US Tier 3 3.00%  $              0.10  $            –
AMEX Healthcare Non-Swipe Tier 1 1.85%  $              0.10  $            –
AMEX Healthcare Non-Swipe Tier 2 2.15%  $              0.10  $            –
AMEX Healthcare Non-Swipe Tier 3 2.65%  $              0.10  $            –
AMEX Healthcare Non-US Tier 1 1.95%  $              0.10  $            –
AMEX Healthcare Non-US Tier 2 2.25%  $              0.10  $            –
AMEX Healthcare Non-US Tier 3 2.70%  $              0.10  $            –
AMEX Healthcare Tier 1 1.55%  $              0.10  $            –
AMEX Healthcare Tier 2 1.85%  $              0.10  $            –
AMEX Healthcare Tier 3 2.30%  $              0.10  $            –
AMEX Insurance Tier 1 1.25%  $              0.10  $            –
AMEX Insurance Tier 2 1.85%  $              0.10  $            –
AMEX Insurance Tier 3 2.50%  $              0.10  $            –
AMEX Online Gambling Consumer Debit 1.19%  $              0.15  $            –
AMEX Online Gambling Tier 1 2.40%  $              0.10  $            –
AMEX Online Gambling Tier 2 2.75%  $              0.10  $            –
AMEX Online Gambling Tier 3 3.15%  $              0.10  $            –
AMEX Other – Consumer Debit 0.99%  $              0.15  $            –
AMEX Other – Small Business Debit 1.94%  $              0.10  $            –
AMEX Other Non-Swipe Non-US Tier 1 2.20%  $              0.10  $            –
AMEX Other Non-Swipe Non-US Tier 2 2.55%  $              0.10  $            –
AMEX Other Non-Swipe Non-US Tier 3 3.00%  $              0.10  $            –
AMEX Other Non-Swipe Tier 1 1.80%  $              0.10  $            –
AMEX Other Non-Swipe Tier 2 2.15%  $              0.10  $            –
AMEX Other Non-Swipe Tier 3 2.60%  $              0.10  $            –
AMEX Other Non-US Tier 1 1.90%  $              0.10  $            –
AMEX Other Non-US Tier 2 2.25%  $              0.10  $            –
AMEX Other Non-US Tier 3 2.70%  $              0.10  $            –
AMEX Other Tier 1 1.50%  $              0.10  $            –
AMEX Other Tier 2 1.85%  $              0.10  $            –
AMEX Other Tier 3 2.30%  $              0.10  $            –
AMEX Prepaid Non-Swipe Non-US Tier 1 2.05%  $              0.10  $            –
AMEX Prepaid Non-Swipe Non-US Tier 2 2.40%  $              0.10  $            –
AMEX Prepaid Non-Swipe Non-US Tier 3 2.85%  $              0.10  $            –
AMEX Prepaid Non-Swipe Tier 1 1.65%  $              0.10  $            –
AMEX Prepaid Non-Swipe Tier 2 2.00%  $              0.10  $            –
AMEX Prepaid Non-Swipe Tier 3 2.45%  $              0.10  $            –
AMEX Prepaid Non-US Tier 1 1.75%  $              0.10  $            –
AMEX Prepaid Non-US Tier 2 2.10%  $              0.10  $            –
AMEX Prepaid Non-US Tier 3 2.55%  $              0.10  $            –
AMEX Prepaid Tier 1 1.35%  $              0.10  $            –
AMEX Prepaid Tier 2 1.70%  $              0.10  $            –
AMEX Prepaid Tier 3 2.15%  $              0.10  $            –
AMEX Residential Rent Tier 1 1.40%  $              0.10  $            –
AMEX Residential Rent Tier 2 1.75%  $              0.10  $            –
AMEX Residential Rent Tier 3 1.90%  $              0.10  $            –
AMEX Restaurant Non-Swipe Non-US Tier 0 2.30%  $              0.04  $            –
AMEX Restaurant Non-Swipe Non-US Tier 1 2.55%  $              0.10  $            –
AMEX Restaurant Non-Swipe Non-US Tier 2 3.20%  $              0.10  $            –
AMEX Restaurant Non-Swipe Non-US Tier 3 3.55%  $              0.10  $            –
AMEX Restaurant Non-Swipe Tier 0 1.90%  $              0.04  $            –
AMEX Restaurant Non-Swipe Tier 1 2.15%  $              0.10  $            –
AMEX Restaurant Non-Swipe Tier 2 2.80%  $              0.10  $            –
AMEX Restaurant Non-Swipe Tier 3 3.15%  $              0.10  $            –
AMEX Restaurant Non-US Tier 0 2.00%  $              0.04  $            –
AMEX Restaurant Non-US Tier 1 2.25%  $              0.10  $            –
AMEX Restaurant Non-US Tier 2 2.50%  $              0.10  $            –
AMEX Restaurant Non-US Tier 3 3.25%  $              0.10  $            –
AMEX Restaurant Tier 0 1.60%  $              0.04  $            –
AMEX Restaurant Tier 1 1.85%  $              0.10  $            –
AMEX Restaurant Tier 2 2.50%  $              0.10  $            –
AMEX Restaurant Tier 3 2.85%  $              0.10  $            –
AMEX Restaurants – Consumer Debit 1.29%  $              0.10  $            –
AMEX Restaurants – Small Business Debit 1.99%  $              0.10  $            –
AMEX Retail – Consumer Debit 0.99%  $              0.15  $            –
AMEX Retail – Small Business Debit 1.94%  $              0.10  $            –
AMEX Retail Tier 1 1.60%  $              0.10  $            –
AMEX Retail Tier 1 Non-Swipe 1.90%  $              0.10  $            –
AMEX Retail Tier 1 Non-Swipe / Non-US 2.30%  $              0.10  $            –
AMEX Retail Tier 1 Non-US 2.00%  $              0.10  $            –
AMEX Retail Tier 2 1.95%  $              0.10  $            –
AMEX Retail Tier 2 Non-Swipe 2.25%  $              0.10  $            –
AMEX Retail Tier 2 Non-US 2.35%  $              0.10  $            –
AMEX Retail Tier 3 2.40%  $              0.10  $            –
AMEX Retail Tier 3 Non-Swipe 2.70%  $              0.10  $            –
AMEX Retail Tier 3 Non-US 2.80%  $              0.10  $            –
AMEX Services & Professional Services – Consumer Debit 0.99%  $              0.15  $            –
AMEX Services & Professional Services – Small Business Debit 1.94%  $              0.10  $            –
AMEX Services & Professional Services Non-Swipe Non-US Tier 0 2.30%  $              0.04  $            –
AMEX Services & Professional Services Non-Swipe Non-US Tier 1 2.30%  $              0.10  $            –
AMEX Services & Professional Services Non-Swipe Non-US Tier 2 2.70%  $              0.10  $            –
AMEX Services & Professional Services Non-Swipe Non-US Tier 3 3.10%  $              0.10  $            –
AMEX Services & Professional Services Non-Swipe Tier 0 1.90%  $              0.04  $            –
AMEX Services & Professional Services Non-Swipe Tier 1 1.95%  $              0.10  $            –
AMEX Services & Professional Services Non-Swipe Tier 2 2.30%  $              0.10  $            –
AMEX Services & Professional Services Non-Swipe Tier 3 2.80%  $              0.10  $            –
AMEX Services & Professional Services Non-US Tier 0 2.00%  $              0.04  $            –
AMEX Services & Professional Services Non-US Tier 1 2.10%  $              0.10  $            –
AMEX Services & Professional Services Non-US Tier 2 2.40%  $              0.10  $            –
AMEX Services & Professional Services Non-US Tier 3 2.70%  $              0.10  $            –
AMEX Services & Professional Services Tier 0 1.60%  $              0.04  $            –
AMEX Services & Professional Services Tier 1 1.65%  $              0.10  $            –
AMEX Services & Professional Services Tier 2 2.00%  $              0.10  $            –
AMEX Services & Professional Services Tier 3 2.40%  $              0.10  $            –
AMEX Small Business Regulated Debit (All Industries) 0.04%  $              0.25  $            –
AMEX T&E – Consumer Debit 1.19%  $              0.15  $            –
AMEX T&E – Small Business Debit 1.99%  $              0.10  $            –
AMEX T&E Non-Swipe Non-US Tier 1 2.95%  $              0.10  $            –
AMEX T&E Non-Swipe Non-US Tier 2 3.30%  $              0.10  $            –
AMEX T&E Non-Swipe Non-US Tier 3 3.70%  $              0.10  $            –
AMEX T&E Non-Swipe Tier 1 2.55%  $              0.10  $            –
AMEX T&E Non-Swipe Tier 2 2.90%  $              0.10  $            –
AMEX T&E Non-Swipe Tier 3 3.30%  $              0.10  $            –
AMEX T&E Non-US Tier 1 2.65%  $              0.10  $            –
AMEX T&E Non-US Tier 2 3.00%  $              0.10  $            –
AMEX T&E Non-US Tier 3 3.40%  $              0.10  $            –
AMEX T&E Tier 1 2.25%  $              0.10  $            –
AMEX T&E Tier 2 2.60%  $              0.10  $            –
AMEX T&E Tier 3 3.00%  $              0.10  $            –
AMEX Utilities Consumer Debit 0.04%  $              0.65  $            –
AMEX Utilities Small Business Debit 0.09%  $              1.45  $            –
AMEX Utilities Tier 1  $              0.75  $            –
AMEX Utilities Tier 2 1.50%  $                  –  $            –
AMEX vPayments Base 1.89%  $                  –  $            –
AMEX vPayments Non-US 2.29%  $                  –  $            –
  • APR 22
Network Plan Rate  Per Tx  Cap
Visa Account Verification  $         0.25
Visa Advertising – All Other 1.55%  $         0.10
Visa Advertising – Non-Tokenized – All Other 1.65%  $         0.10
Visa Advertising – Non-Tokenized – Signature 1.85%  $         0.10
Visa Advertising – Non-Tokenized – Signature Preferred (Visa Infinite) 2.40%  $         0.10
Visa Advertising – Non-Tokenized – Traditional Rewards 1.80%  $         0.10
Visa Advertising – Signature 1.75%  $         0.10
Visa Advertising – Signature Preferred (Visa Infinite) 2.30%  $         0.10
Visa Advertising – Traditional Rewards 1.70%  $         0.10
Visa Assessments % 0.14%
Visa ATM Balance Inquiry Fee – International  $         0.30
Visa ATM Balance Inquiry Fee – Level 1  $         0.20
Visa ATM Balance Inquiry Fee – Level 2  $         0.25
Visa ATM Balance Inquiry Fee – Level 3  $         0.25
Visa ATM Balance Inquiry Fee – Level 4  $         0.30
Visa ATM Cash Disbursement Reimbursement Fee – Level 1  $         0.30
Visa ATM Cash Disbursement Reimbursement Fee – Level 2  $         0.35
Visa ATM Cash Disbursement Reimbursement Fee – Level 3  $         0.45
Visa ATM Cash Disbursement Reimbursement Fee – Level 4  $         0.60
Visa ATM Decline Fee – International  $         0.30
Visa ATM Decline Fee – Level 1  $         0.20
Visa ATM Decline Fee – Level 2  $         0.25
Visa ATM Decline Fee – Level 3  $         0.25
Visa ATM Decline Fee – Level 4  $         0.30
Visa ATM Funds Transfer Fee –  International  $         0.30
Visa ATM Funds Transfer Fee – Level 1  $         0.20
Visa ATM Funds Transfer Fee – Level 2  $         0.25
Visa ATM Funds Transfer Fee – Level 3  $         0.25
Visa ATM Funds Transfer Fee – Level 4  $         0.30
Visa ATM Mini Statement Fee  $         0.30
Visa ATM Plus Alliance Cash Disbursement Reimbursement Fee 0.35%  $         0.55  $         3.00
Visa ATM Shared Deposit Fee  $         2.50
Visa B2B Virtual Payments Standard – Select Commercial Products 2.00%
Visa Business Debit Card Present CP – Exempt 1.70%  $         0.10
Visa Business Debit Card Present CP – Regulated 0.50%  $         0.22
Visa Business Debit CNP – Exempt 2.45%  $         0.10
Visa Business Debit CNP – Regulated 0.50%  $         0.22
Visa Business Debit Non-Qualified – Exempt 2.95%  $         0.10
Visa Business Debit Non-Qualified – Regulated 0.50%  $         0.22
Visa Business Debit Utility, CNP Only – Exempt  $         1.50
Visa Business Debit Utility, CNP Only – Regulated 0.50%  $         0.22
Visa Business Level II – Tier 1 1.90%  $         0.10
Visa Business Level II – Tier 2 2.50%  $         0.10
Visa Business Level II – Tier 3 2.10%  $         0.10
Visa Business Level II – Tier 4 2.20%  $         0.10
Visa Business Level II – Tier 5 2.25%  $         0.10
Visa Business Non-Qualified – Tier 1 3.15%  $         0.20
Visa Business Non-Qualified – Tier 2 3.15%  $         0.20
Visa Business Non-Qualified – Tier 3 3.15%  $         0.20
Visa Business Non-Qualified – Tier 4 3.15%  $         0.20
Visa Business Non-Qualified – Tier 5 3.15%  $         0.20
Visa Business Product 1 – Tier 1 2.65%  $         0.10
Visa Business Product 1 – Tier 2 2.80%  $         0.10
Visa Business Product 1 – Tier 3 2.85%  $         0.10
Visa Business Product 1 – Tier 4 2.95%  $         0.10
Visa Business Product 1 – Tier 5 3.00%  $         0.10
Visa Business Product 2 – Tier 1 1.90%  $         0.10
Visa Business Product 2 – Tier 2 2.50%  $         0.10
Visa Business Product 2 – Tier 3 2.10%  $         0.10
Visa Business Product 2 – Tier 4 2.20%  $         0.10
Visa Business Product 2 – Tier 5 2.25%  $         0.10
Visa Business Travel – Tier 1 2.35%  $         0.10
Visa Business Travel – Tier 2 2.50%  $         0.10
Visa Business Travel – Tier 3 2.55%  $         0.10
Visa Business Travel – Tier 4 2.65%  $         0.10
Visa Business Travel – Tier 5 2.70%  $         0.10
Visa Business Utilities (Business Prepaid Only) Commercial Prepaid Regulated 0.50%  $         0.22
Visa Business Utilities (Business Prepaid Only) Corporate/Purchasing Prepaid  $         1.50
Visa Business Utility – Tier 1  $         1.50
Visa Business Utility – Tier 2  $         1.50
Visa Business Utility – Tier 3  $         1.50
Visa Business Utility – Tier 4  $         1.50
Visa Business Utility – Tier 5  $         1.50
Visa Card NOT Present CNP Commercial Prepaid Regulated 0.50%  $         0.22
Visa Card NOT Present CNP Corporate/Purchasing Prepaid / Business Exempt~BUS PUR CNP PP~ 2.65%  $         0.10
Visa Card NOT Present CNP Purchasing Prepaid Exempt 2.65%  $         0.10
Visa Card Present CP Commercial Prepaid Regulated 0.50%  $         0.22
Visa Card Present CP Corporate/Purchasing Prepaid / Business Exempt 2.15%  $         0.10
Visa Card Present CP Purchasing Prepaid Exempt 2.15%  $         0.10
Visa Cash Advance International Acquiring Fee – Asia Pacific Region 0.10%
Visa Cash Advance International Service Assessment 0.40%
Visa Cash Advance International Service Assessment – Asia Pacific 0.40%
Visa Cash Disbursement – Manual 0.33%  $         1.75
Visa Cash Disbursement (Fee charged to cardholder) – no Prepaid Travel, no DCC 0.15%
Visa Cash Disbursement (Fee charged to cardholder) – no Prepaid Travel, with DCC
Visa Cash Disbursement (Fee charged to cardholder) – Prepaid Travel 0.15%
Visa Cash Disbursement (No fee charged to cardholder) – no Prepaid Travel,  no DCC 0.52%  $         0.65
Visa Cash Disbursement (No fee charged to cardholder) – no Prepaid Travel, with DCC 0.15%
Visa Cash Disbursement (No fee charged to cardholder) – Prepaid Travel  $         1.00
Visa Clearing Access  $         0.18
Visa Commercial/Corporate/Purchasing Card Not Present 2.70%  $         0.10
Visa Commercial/Corporate/Purchasing Card Present 2.50%  $         0.10
Visa Commercial/Corporate/Purchasing Level II 2.50%  $         0.10
Visa Commercial/Corporate/Purchasing Level II – Fuel 2.20%  $         0.10
Visa Commercial/Corporate/Purchasing Level III 1.90%  $         0.10
Visa Commercial/Corporate/Purchasing Product Large Ticket 1.45%  $       35.00
Visa Commercial/Corporate/Purchasing Travel Service 2.65%  $         0.10
Visa Consumer Bil Payment Service, Consumer Credit – All Other 1.89%  $         0.10
Visa Consumer Bil Payment Service, Consumer Credit – Signature 2.50%  $         0.10
Visa Consumer Bil Payment Service, Consumer Credit – Signature Preferred (Visa Infinite) 2.50%  $         0.10
Visa Consumer Bil Payment Service, Consumer Credit – Traditional Rewards 2.40%  $         0.10
Visa Consumer Bill Payment Service Consumer Debit – Exempt 1.65%  $         0.15
Visa Consumer Bill Payment Service Consumer Debit – Regulated 0.50%  $         0.22
Visa Consumer Bill Payment Service, Business Credit – Tier 1 2.65%  $         0.10
Visa Consumer Bill Payment Service, Business Credit – Tier 2 2.80%  $         0.10
Visa Consumer Bill Payment Service, Business Credit – Tier 3 2.85%  $         0.10
Visa Consumer Bill Payment Service, Business Credit – Tier 4 2.95%  $         0.10
Visa Consumer Bill Payment Service, Business Credit – Tier 5 3.00%  $         0.10
Visa Consumer Bill Payment Service, Business Debit – Exempt 2.45%  $         0.10
Visa Consumer Bill Payment Service, Business Debit – Regulated 0.50%  $         0.22
Visa Consumer Bill Payment Service, Commercial – Exempt 2.65%  $         0.10
Visa Consumer Bill Payment Service, Commercial – Regulated 0.50%  $         0.22
Visa Consumer Bill Payment Service, Commercial Prepaid / Business Exempt 2.65%  $         0.10
Visa Consumer Bill Payment Service, Commercial Prepaid / Purchasing Exempt 2.65%  $         0.10
Visa Consumer Bill Payment Service, Commercial Prepaid / Regulated 0.50%  $         0.22
Visa Consumer Bill Payment Service, Commercial/Corporate/Purchasing 2.70%  $         0.10
Visa Consumer Bill Payment Service, Consumer, Prepaid – Exempt 1.75%  $         0.20
Visa Consumer Bill Payment Service, Consumer, Prepaid – Regulated 0.50%  $         0.22
Visa Corporate/Purchasing Prepaid – Exempt 2.65%  $         0.10
Visa Corporate/Purchasing Prepaid – Regulated 0.50%  $         0.22
Visa CPS/Account Funding, Debit – Exempt (CNP) 1.75%  $         0.20
Visa CPS/Account Funding, Debit – Regulated (CNP) 0.50%  $         0.22
Visa CPS/Account Funding, Prepaid – Exempt (CNP) 1.80%  $         0.20
Visa CPS/Account Funding, Prepaid – Regulated (CNP) 0.50%  $         0.22
Visa CPS/Automated Fuel Dispenser (AFD), Debit – Exempt (CP) 0.80%  $         0.15  $         0.95
Visa CPS/Automated Fuel Dispenser (AFD), Debit – Regulated (CP) 0.50%  $         0.22
Visa CPS/Automated Fuel Dispenser (AFD), Prepaid – Exempt (CP) 1.15%  $         0.15  $         0.95
Visa CPS/Automated Fuel Dispenser (AFD), Prepaid – Regulated (CP) 0.50%  $         0.22
Visa CPS/Card Not Present, Debit – Exempt (CNP) 1.65%  $         0.15
Visa CPS/Card Not Present, Debit – Regulated (CNP) 0.50%  $         0.22
Visa CPS/Card Not Present, Prepaid – Exempt (CNP) 1.75%  $         0.20
Visa CPS/Card Not Present, Prepaid – Regulated (CNP) 0.50%  $         0.22
Visa CPS/Charity and Religious Organizations – All Other 1.35%  $         0.50
Visa CPS/Charity and Religious Organizations – Signature 1.35%  $         0.50
Visa CPS/Charity and Religious Organizations – Signature Preferred (Visa Infinite) 1.35%  $         0.50
Visa CPS/Charity and Religious Organizations – Traditional Rewards 1.35%  $         0.50
Visa CPS/Debt Repayment (No Fee) , Debit- Regulated (CNP) 0.50%  $         0.22
Visa CPS/Debt Repayment (No Fee), Debit – Exempt (CNP) 0.65%  $         0.15  $         0.65
Visa CPS/Debt Repayment (No Fee), Prepaid – Exempt (CNP) 0.65%  $         0.15  $         0.65
Visa CPS/Debt Repayment (No Fee), Prepaid – Regulated (CNP) 0.50%  $         0.22
Visa CPS/Debt Repayment 2, Debit – Exempt (CNP) 0.65%  $         0.15  $         2.00
Visa CPS/Debt Repayment 2, Debit – Regulated (CNP) 0.50%  $         0.22
Visa CPS/Debt Repayment 2, Prepaid – Exempt (CNP) 0.65%  $         0.15  $         2.00
Visa CPS/Debt Repayment 2, Prepaid – Regulated (CNP) 0.50%  $         0.22
Visa CPS/e-Commerce Basic, Debit – Exempt (CNP) 1.65%  $         0.15
Visa CPS/e-Commerce Basic, Debit – Regulated (CNP) 0.50%  $         0.22
Visa CPS/e-Commerce Basic, Prepaid – Exempt (CNP) 1.75%  $         0.20
Visa CPS/e-Commerce Basic, Prepaid – Regulated (CNP) 0.50%  $         0.22
Visa CPS/e-Commerce Preferred Hotel and Car Rental, Debit – Exempt (CNP) 1.70%  $         0.15
Visa CPS/e-Commerce Preferred Hotel and Car Rental, Debit – Regulated (CNP) 0.50%  $         0.22
Visa CPS/e-Commerce Preferred Hotel and Car Rental, Prepaid – Exempt (CNP) 1.75%  $         0.20
Visa CPS/e-Commerce Preferred Hotel and Car Rental, Prepaid – Regulated (CNP) 0.50%  $         0.22
Visa CPS/e-Commerce Preferred Passenger Transport, Debit – Exempt (CNP) 1.70%  $         0.15
Visa CPS/e-Commerce Preferred Passenger Transport, Debit – Regulated (CNP) 0.50%  $         0.22
Visa CPS/e-Commerce Preferred Passenger Transport, Prepaid – Exempt (CNP) 1.75%  $         0.20
Visa CPS/e-Commerce Preferred Passenger Transport, Prepaid – Regulated (CNP) 0.50%  $         0.22
Visa CPS/e-Commerce Preferred Retail, Debit – Exempt (CNP) 1.60%  $         0.15
Visa CPS/e-Commerce Preferred Retail, Debit – Regulated (CNP) 0.50%  $         0.22
Visa CPS/e-Commerce Preferred Retail, Prepaid – Exempt (CNP) 1.75%  $         0.20
Visa CPS/e-Commerce Preferred Retail, Prepaid – Regulated (CNP) 0.50%  $         0.22
Visa CPS/Government – All Other 1.55%  $         0.10
Visa CPS/Government – Signature 1.55%  $         0.10
Visa CPS/Government – Signature Preferred (Visa Infinite) 1.55%  $         0.10
Visa CPS/Government – Traditional Rewards 1.55%  $         0.10
Visa CPS/Government, Debit – Exempt (CNP) 0.65%  $         0.15  $         2.00
Visa CPS/Government, Debit – Regulated (CNP) 0.50%  $         0.22
Visa CPS/Government, Prepaid – Exempt (CNP) 0.65%  $         0.15  $         2.00
Visa CPS/Government, Prepaid – Regulated (CNP) 0.50%  $         0.22
Visa CPS/Hotel and Car Rental Card Not Present, Debit – Exempt (CNP) 1.70%  $         0.15
Visa CPS/Hotel and Car Rental Card Not Present, Debit – Regulated (CNP) 0.50%  $         0.22
Visa CPS/Hotel and Car Rental Card Not Present, Prepaid – Exempt (CNP) 1.75%  $         0.20
Visa CPS/Hotel and Car Rental Card Not Present, Prepaid – Regulated (CNP) 0.50%  $         0.22
Visa CPS/Hotel and Car Rental Card Present, Debit – Exempt (CP) 1.19%  $         0.10
Visa CPS/Hotel and Car Rental Card Present, Debit – Regulated (CP) 0.50%  $         0.22
Visa CPS/Hotel and Car Rental Card Present, Prepaid – Exempt (CP) 1.15%  $         0.15
Visa CPS/Hotel and Car Rental Card Present, Prepaid – Regulated (CP) 0.50%  $         0.22
Visa CPS/Passenger Transport Card Present, Debit – Exempt (CP) 1.19%  $         0.10
Visa CPS/Passenger Transport Card Present, Debit – Regulated (CP) 0.50%  $         0.22
Visa CPS/Passenger Transport Card Present, Prepaid – Exempt (CP) 1.15%  $         0.15
Visa CPS/Passenger Transport Card Present, Prepaid – Regulated (CP) 0.50%  $         0.22
Visa CPS/Passenger Transport, Debit – Exempt (CNP) 1.70%  $         0.15
Visa CPS/Passenger Transport, Debit – Regulated (CNP) 0.50%  $         0.22
Visa CPS/Passenger Transport, Prepaid – Exempt (CNP) 1.75%  $         0.20
Visa CPS/Passenger Transport, Prepaid – Regulated (CNP) 0.50%  $         0.22
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable)  – Non-Tokenized – All Other 1.53%  $         0.50
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable)  – Non-Tokenized – Signature 1.53%  $         0.50
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable)  – Non-Tokenized – Traditional Rewards 1.53%  $         0.50
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable) – All Other 1.43%  $         0.50
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable) – Non-Tokenized – Signature Preferred (Visa Infinite) 2.30%  $         0.10
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable) – Signature 1.43%  $         0.50
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable) – Signature Preferred (Visa Infinite) 2.20%  $         0.10
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable) – Traditional Rewards 1.43%  $         0.50
Visa CPS/Restaurant, Debit – Exempt (CP) 1.19%  $         0.10
Visa CPS/Restaurant, Debit – Regulated (CP) 0.50%  $         0.22
Visa CPS/Restaurant, Prepaid – Exempt (CP) 1.15%  $         0.15
Visa CPS/Restaurant, Prepaid – Regulated (CP) 0.50%  $         0.22
Visa CPS/Retail 2 – Card Not Present, Debit – Exempt (CNP) 0.65%  $         0.15  $         2.00
Visa CPS/Retail 2 – Card Not Present, Debit – Regulated (CNP) 0.50%  $         0.22
Visa CPS/Retail 2 – Card Not Present, Prepaid – Exempt (CNP) 0.65%  $         0.15  $         2.00
Visa CPS/Retail 2 – Card Not Present, Prepaid – Regulated (CNP) 0.50%  $         0.22
Visa CPS/Retail Key Entry, Debit – Exempt (CP) 1.65%  $         0.15
Visa CPS/Retail Key Entry, Debit – Regulated (CP) 0.50%  $         0.22
Visa CPS/Retail Key Entry, Prepaid – Exempt (CP) 1.75%  $         0.20
Visa CPS/Retail Key Entry, Prepaid – Regulated (CP) 0.50%  $         0.22
Visa CPS/Retail, Debit – Exempt (CP) 0.80%  $         0.15
Visa CPS/Retail, Debit – Regulated (CP) 0.50%  $         0.22
Visa CPS/Retail, Prepaid – Exempt (CP) 1.15%  $         0.15
Visa CPS/Retail, Prepaid – Regulated (CP) 0.50%  $         0.22
Visa CPS/Service Station, Debit – Exempt (CP) 0.80%  $         0.15  $         0.95
Visa CPS/Service Station, Debit – Regulated (CP) 0.50%  $         0.22
Visa CPS/Service Station, Prepaid – Exempt (CP) 1.15%  $         0.15  $         0.95
Visa CPS/Service Station, Prepaid – Regulated (CP) 0.50%  $         0.22
Visa CPS/Small Ticket, Debit – Exempt (CP) 1.55%  $         0.40
Visa CPS/Small Ticket, Debit – Regulated (CP) 0.50%  $         0.22
Visa CPS/Small Ticket, Prepaid – Exempt (CP) 1.60%  $         0.50
Visa CPS/Small Ticket, Prepaid – Regulated (CP) 0.50%  $         0.22
Visa CPS/Supermarket, Debit – Exempt (CP)  $         0.30
Visa CPS/Supermarket, Debit – Regulated (CP) 0.50%  $         0.22
Visa CPS/Supermarket, Prepaid – Exempt (CP) 1.15%  $         0.15  $         0.35
Visa CPS/Supermarket, Prepaid – Regulated (CP) 0.50%  $         0.22
Visa CPS/Utility – All Other  $         0.75
Visa CPS/Utility – Signature  $         0.75
Visa CPS/Utility – Signature Preferred (Visa Infinite)  $         0.75
Visa CPS/Utility – Traditional Rewards  $         0.75
Visa CPS/Utility Recurring Bill Payment, Debit – Exempt (CNP)  $         0.45
Visa CPS/Utility Recurring Bill Payment, Debit – Regulated (CNP) 0.50%  $         0.22
Visa CPS/Utility Recurring Bill Payment, Prepaid – Exempt (CNP)  $         0.45
Visa CPS/Utility Recurring Bill Payment, Prepaid – Regulated (CNP) 0.50%  $         0.22
Visa CPS/Utility, Debit – Exempt (CNP)  $         0.65
Visa CPS/Utility, Debit – Regulated (CNP) 0.50%  $         0.22
Visa CPS/Utility, Prepaid – Exempt (CNP)  $         0.65
Visa CPS/Utility, Prepaid – Regulated (CNP) 0.50%  $         0.22
Visa Credit Voucher – Debit
Visa Echeck Acquirer Processing Fee
Visa Education (tx >=$500) – All Other 1.43%  $         0.50
Visa Education (tx >=$500) – Non-Tokenized – All Other 1.53%  $         0.50
Visa Education (tx >=$500) – Non-Tokenized – Signature 1.53%  $         0.50
Visa Education (tx >=$500) – Non-Tokenized – Signature Preferred (Visa Infinite) 2.25%  $         0.10
Visa Education (tx >=$500) – Non-Tokenized – Traditional Rewards 1.53%  $         0.50
Visa Education (tx >=$500) – Signature 1.43%  $         0.50
Visa Education (tx >=$500) – Signature Preferred (Visa Infinite) 2.15%  $         0.10
Visa Education (tx >=$500) – Traditional Rewards 1.43%  $         0.50
Visa Electronic Interchange Reimbursement Fee (EIRF) – Exempt 1.80%  $         0.20
Visa Electronic Interchange Reimbursement Fee (EIRF) – Regulated 0.50%  $         0.22
Visa Electronic Interchange Reimbursement Fee (EIRF), Debit – Exempt 1.75%  $         0.20
Visa Electronic Interchange Reimbursement Fee (EIRF), Debit – Regulated 0.50%  $         0.22
Visa Electronic Program – All Commerical Products 2.00%
Visa Electronic Program – Classic / Gold / Electron 1.10%
Visa Electronic Program – Infinite 1.97%
Visa Electronic Program – Signature / Premium 1.80%
Visa Fixed Acquirer Network Fee –  Table 1A Tier 1  $         2.90
Visa Fixed Acquirer Network Fee –  Table 1A Tier 10  $       12.00
Visa Fixed Acquirer Network Fee –  Table 1A Tier 11  $       18.00
Visa Fixed Acquirer Network Fee –  Table 1A Tier 12  $       25.00
Visa Fixed Acquirer Network Fee –  Table 1A Tier 13  $       35.00
Visa Fixed Acquirer Network Fee –  Table 1A Tier 14  $       45.00
Visa Fixed Acquirer Network Fee –  Table 1A Tier 15  $       55.00
Visa Fixed Acquirer Network Fee –  Table 1A Tier 16  $       65.00
Visa Fixed Acquirer Network Fee –  Table 1A Tier 17  $       75.00
Visa Fixed Acquirer Network Fee –  Table 1A Tier 18  $       85.00
Visa Fixed Acquirer Network Fee –  Table 1A Tier 19
Visa Fixed Acquirer Network Fee –  Table 1A Tier 2  $         2.90
Visa Fixed Acquirer Network Fee –  Table 1A Tier 20 0.15%
Visa Fixed Acquirer Network Fee –  Table 1A Tier 3  $         2.90
Visa Fixed Acquirer Network Fee –  Table 1A Tier 4  $         4.00
Visa Fixed Acquirer Network Fee –  Table 1A Tier 5  $         4.00
Visa Fixed Acquirer Network Fee –  Table 1A Tier 6  $         4.00
Visa Fixed Acquirer Network Fee –  Table 1A Tier 7  $         5.00
Visa Fixed Acquirer Network Fee –  Table 1A Tier 8  $         5.00
Visa Fixed Acquirer Network Fee –  Table 1A Tier 9  $         8.00
Visa Fixed Acquirer Network Fee –  Table 1B Tier 1  $         2.00
Visa Fixed Acquirer Network Fee –  Table 1B Tier 10  $         8.00
Visa Fixed Acquirer Network Fee –  Table 1B Tier 11  $         1.00
Visa Fixed Acquirer Network Fee –  Table 1B Tier 12  $       14.00
Visa Fixed Acquirer Network Fee –  Table 1B Tier 13  $       24.00
Visa Fixed Acquirer Network Fee –  Table 1B Tier 14  $       32.00
Visa Fixed Acquirer Network Fee –  Table 1B Tier 15  $         4.00
Visa Fixed Acquirer Network Fee –  Table 1B Tier 16  $         5.00
Visa Fixed Acquirer Network Fee –  Table 1B Tier 17  $         6.00
Visa Fixed Acquirer Network Fee –  Table 1B Tier 18  $       65.00
Visa Fixed Acquirer Network Fee –  Table 1B Tier 19
Visa Fixed Acquirer Network Fee –  Table 1B Tier 2  $         2.00
Visa Fixed Acquirer Network Fee –  Table 1B Tier 20 0.15%
Visa Fixed Acquirer Network Fee –  Table 1B Tier 3  $         2.00
Visa Fixed Acquirer Network Fee –  Table 1B Tier 4  $         2.90
Visa Fixed Acquirer Network Fee –  Table 1B Tier 5  $         2.90
Visa Fixed Acquirer Network Fee –  Table 1B Tier 6  $         2.90
Visa Fixed Acquirer Network Fee –  Table 1B Tier 7  $         4.00
Visa Fixed Acquirer Network Fee –  Table 1B Tier 8  $         4.00
Visa Fixed Acquirer Network Fee –  Table 1B Tier 9  $         6.00
Visa Fixed Acquirer Network Fee –  Table 2 Tier 1
Visa Fixed Acquirer Network Fee –  Table 2 Tier 10  $         2.00
Visa Fixed Acquirer Network Fee –  Table 2 Tier 11  $         4.00
Visa Fixed Acquirer Network Fee –  Table 2 Tier 12  $         8.00
Visa Fixed Acquirer Network Fee –  Table 2 Tier 13  $       16.00
Visa Fixed Acquirer Network Fee –  Table 2 Tier 14  $       45.00
Visa Fixed Acquirer Network Fee –  Table 2 Tier 15  $         7.00
Visa Fixed Acquirer Network Fee –  Table 2 Tier 2 0.15%
Visa Fixed Acquirer Network Fee –  Table 2 Tier 3  $         7.00
Visa Fixed Acquirer Network Fee –  Table 2 Tier 4  $         9.00
Visa Fixed Acquirer Network Fee –  Table 2 Tier 5  $       15.00
Visa Fixed Acquirer Network Fee –  Table 2 Tier 6  $       45.00
Visa Fixed Acquirer Network Fee –  Table 2 Tier 7  $       16.00
Visa Fixed Acquirer Network Fee –  Table 2 Tier 8  $       45.00
Visa Fixed Acquirer Network Fee –  Table 2 Tier 9  $         1.00
Visa Fuel – All Other 1.15%  $         0.25  $         1.10
Visa Fuel – Signature 1.15%  $         0.25  $         1.10
Visa Fuel – Signature Preferred (Visa Infinite) 1.15%  $         0.25  $         1.10
Visa Fuel – Traditional Rewards 1.15%  $         0.25  $         1.10
Visa Government-to-Government (G2G) 1.65%  $         0.10
Visa GSA Large Ticket 1.20%  $       39.00
Visa Healthcare (tx >=$500) – All Other 1.43%  $         0.50
Visa Healthcare (tx >=$500) – Non-Tokenized – All Other 1.53%  $         0.50
Visa Healthcare (tx >=$500) – Non-Tokenized – Signature 1.53%  $         0.50
Visa Healthcare (tx >=$500) – Non-Tokenized – Signature Preferred (Visa Infinite) 2.40%  $         0.10
Visa Healthcare (tx >=$500) – Non-Tokenized – Traditional Rewards 1.53%  $         0.50
Visa Healthcare (tx >=$500) – Signature 1.43%  $         0.50
Visa Healthcare (tx >=$500) – Signature Preferred (Visa Infinite) 2.30%  $         0.10
Visa Healthcare (tx >=$500) – Traditional Rewards 1.43%  $         0.50
Visa IAF High Risk 0.90%
Visa Insurance – All Other 1.43%  $         0.50
Visa Insurance – Non-Tokenized – All Other 1.53%  $         0.50
Visa Insurance – Non-Tokenized – Signature 1.53%  $         0.50
Visa Insurance – Non-Tokenized – Signature Preferred (Visa Infinite) 2.35%  $         0.10
Visa Insurance – Non-Tokenized – Traditional Rewards 1.53%  $         0.50
Visa Insurance – Signature 1.43%  $         0.50
Visa Insurance – Signature Preferred (Visa Infinite) 2.25%  $         0.10
Visa Insurance – Traditional Rewards 1.43%  $         0.50
Visa Int’l Acquiring Fee (IAF) 0.45%
Visa International Acquiring Fee – Asia Pacific Region 0.20%
Visa International Service Assessment 1.00%
Visa Interregional Regulated Debit – All Commercial Products 0.50%  $         0.22
Visa Interregional Regulated Debit – Classic / Gold / Electron 0.50%  $         0.22
Visa Interregional Regulated Debit – Infinite 0.50%  $         0.22
Visa Interregional Regulated Debit – Signature / Premium 0.50%  $         0.22
Visa Issuer Chip Card – All Commerical Products 2.00%
Visa Issuer Chip Card – Classic / Gold / Electron 1.20%
Visa Issuer Chip Card – Infinite 1.97%
Visa Issuer Chip Card – Signature / Premium 1.80%
Visa Large Purchase Advantage CNP > $500000 0.40%  $       58.50
Visa Large Purchase Advantage CNP $10000.01-$25000 0.70%  $       49.50
Visa Large Purchase Advantage CNP $100000.01-$500000 0.50%  $       55.50
Visa Large Purchase Advantage CNP $25000.01-$100000 0.60%  $       52.50
Visa Mail/Phone Order and eCommerce Merchants – Consumer Credit 2.50%
Visa Manual Cash Disbursement Reimbursement Fee – Default  $         2.00
Visa Manual Cash Disbursement Reimbursement Fee – No Surcharge 0.35%  $         0.55  $         3.00
Visa Manual Cash Disbursement Reimbursement Fee – Prepaid Consumer Govt and Payroll  $         2.00
Visa Manual Cash Disbursement Reimbursement Fee – Surcharged  $         0.60
Visa Mini Statement – International  $         0.30
Visa Mis-Use of Auth  $         0.90
Visa Money Transfer Fast Funds  $         0.60
Visa NAPF  $         0.20
Visa NAPF Debit  $         0.16
Visa NAPF Exempt
Visa Non-Passenger Transport – Consumer Credit 1.76%
Visa Non-Passenger Transport – Corporate and Business Card 2.35%
Visa Non-Passenger Transport – GSA Purchasing Transactions – <$10000 2.35%
Visa Non-Passenger Transport – GSA Purchasing Transactions – >$100000.01 1.80%
Visa Non-Passenger Transport – GSA Purchasing Transactions – $10000.01-$25000 2.15%
Visa Non-Passenger Transport – GSA Purchasing Transactions – $25000.01-$100000 2.00%
Visa Non-Passenger Transport – Non GSA Purchasing Transactions – <$10000 2.40%
Visa Non-Passenger Transport – Non GSA Purchasing Transactions – >$500000 1.80%
Visa Non-Passenger Transport – Non GSA Purchasing Transactions – $10000.01-$25000 2.30%
Visa Non-Passenger Transport – Non GSA Purchasing Transactions – $100000.01-$500000 2.00%
Visa Non-Passenger Transport – Non GSA Purchasing Transactions – $25000.01-$100000 2.20%
Visa Non-Qualified Commercial Prepaid Regulated 0.50%  $         0.22
Visa Non-Qualified Commercial/Corporate/Purchasing 2.95%  $         0.10
Visa Non-Qualified Consumer Credit – All Other 3.15%  $         0.10
Visa Non-Qualified Consumer Credit – Signature 3.15%  $         0.10
Visa Non-Qualified Consumer Credit – Signature Preferred (Visa Infinite) 3.15%  $         0.10
Visa Non-Qualified Consumer Credit – Traditional Rewards 3.15%  $         0.10
Visa Non-Qualified Corporate/Purchasing Prepaid – Exempt 2.95%  $         0.10
Visa Non-Qualified Corporate/Purchasing Prepaid – Regulated 0.50%  $         0.22
Visa Non-Qualified Corporate/Purchasing Prepaid / Business Exempt 2.95%  $         0.10
Visa Non-Qualified Purchasing Prepaid Exempt 2.95%  $         0.10
Visa Non-Qualified with Data Commercial/Corporate/Purchasing 2.95%  $         0.10
Visa Original Credits  $         0.29
Visa Passenger Transport Service Category – Credit 2.33%
Visa PIN Charge / Unblock – International  $         0.60
Visa Plus Alternative Media Fee (paid by acquirer)  $         0.10
Visa Product 1 – All Other 1.89%  $         0.10
Visa Product 1 – Signature 2.50%  $         0.10
Visa Product 1 – Signature Preferred (Visa Infinite) 2.50%  $         0.10
Visa Product 1 – Traditional Rewards 2.40%  $         0.10
Visa Product 1 Tokenized – All Other 1.80%  $         0.10
Visa Product 1 Tokenized – Signature 1.95%  $         0.10
Visa Product 1 Tokenized – Signature Preferred (Visa Infinite) 2.40%  $         0.10
Visa Product 1 Tokenized – Traditional Rewards 1.95%  $         0.10
Visa Product 2 – All Other |  Product 2 Consumer Credit 1.51%  $         0.10
Visa Product 2 – Signature Preferred (Visa Infinite) |  Product 2 2.10%  $         0.10
Visa Product 2 – Signature/Infinite |  Product 2 1.65%  $         0.10
Visa Product 2 – Traditional Rewards |  Product 2Rewards 1.65%  $         0.10
Visa Purchasing Prepaid Large Ticket Commercial Prepaid Regulated 0.50%  $         0.22
Visa Purchasing Prepaid Large Ticket Purchasing Prepaid Exempt 1.45%  $       35.00
Visa Real Estate (tx >=$500) – All Other 1.43%  $         0.50
Visa Real Estate (tx >=$500) – Non-Tokenized – All Other 1.53%  $         0.50
Visa Real Estate (tx >=$500) – Non-Tokenized – Signature 1.53%  $         0.50
Visa Real Estate (tx >=$500) – Non-Tokenized – Signature Preferred (Visa Infinite) 2.25%  $         0.10
Visa Real Estate (tx >=$500) – Non-Tokenized – Traditional Rewards 1.53%  $         0.50
Visa Real Estate (tx >=$500) – Signature 1.43%  $         0.50
Visa Real Estate (tx >=$500) – Signature Preferred (Visa Infinite) 2.15%  $         0.10
Visa Real Estate (tx >=$500) – Traditional Rewards 1.43%  $         0.50
Visa Restaurant 1 – All Other 2.20%
Visa Restaurant 1 – Signature 2.70%
Visa Restaurant 1 – Signature Preferred (Visa Infinite) 2.70%
Visa Restaurant 1 – Traditional Rewards 2.20%
Visa Restaurant 2 – All Other 2.10%
Visa Restaurant 2 – Signature 2.60%
Visa Restaurant 2 – Signature Preferred (Visa Infinite) 2.60%
Visa Restaurant 2 – Traditional Rewards 2.10%
Visa Retail Credit-Performance T1 – All Other 1.43%  $         0.10
Visa Retail Credit-Performance T1 – Signature 1.65%  $         0.10
Visa Retail Credit-Performance T1 – Signature Preferred (Visa Infinite) 2.10%  $         0.10
Visa Retail Credit-Performance T1 – Traditional Rewards 1.43%  $         0.10
Visa Retail Credit-Performance T2 – All Other 1.47%  $         0.10
Visa Retail Credit-Performance T2 – Signature 1.65%  $         0.10
Visa Retail Credit-Performance T2 – Signature Preferred (Visa Infinite) 2.10%  $         0.10
Visa Retail Credit-Performance T2 – Traditional Rewards 1.47%  $         0.10
Visa Retail Credit-Performance T3 – Signature 1.65%  $         0.10
Visa Retail Credit-Performance T3 – Signature Preferred (Visa Infinite) 2.10%  $         0.10
Visa Retail Credit-Performance T3 – Traditional Rewards 1.51%  $         0.10
Visa Retail Credit-Performance T3- All Other 1.51%  $         0.10
Visa Secure eCommerce Transaction – All Commerical Products 2.00%
Visa Secure eCommerce Transaction – Classic / Gold / Electron 1.44%
Visa Secure eCommerce Transaction – Infinite 1.97%
Visa Secure eCommerce Transaction – Signature / Premium 1.80%
Visa Service Station and Government Small Ticket – All Other 1.65%  $         0.40
Visa Service Station and Government Small Ticket – Signature 1.65%  $         0.40
Visa Service Station and Government Small Ticket – Traditional Rewards 1.65%  $         0.40
Visa Services (tx >=$100) – All Other 1.55%  $         0.10
Visa Services (tx >=$100) – Non-Tokenized – All Other 1.65%  $         0.10
Visa Services (tx >=$100) – Non-Tokenized – Signature 1.95%  $         0.10
Visa Services (tx >=$100) – Non-Tokenized – Signature Preferred (Visa Infinite) 2.40%  $         0.10
Visa Services (tx >=$100) – Non-Tokenized – Traditional Rewards 1.80%  $         0.10
Visa Services (tx >=$100) – Signature 1.85%  $         0.10
Visa Services (tx >=$100) – Signature Preferred (Visa Infinite) 2.30%  $         0.10
Visa Services (tx >=$100) – Traditional Rewards 1.70%  $         0.10
Visa Small Merchant Product 1 – Signature 1.73%  $         0.10
Visa Small Merchant Product 1 – Signature Preferred (Visa Infinite) 2.18%  $         0.10
Visa Small Merchant Product 1 – Traditional Rewards 1.73%  $         0.10
Visa Small Merchant Product 1- All Other 1.58%  $         0.10
Visa Small Merchant Product 2 – Signature 1.43%  $         0.10
Visa Small Merchant Product 2 – Signature Preferred (Visa Infinite) 1.88%  $         0.10
Visa Small Merchant Product 2 – Traditional Rewards 1.43%  $         0.10
Visa Small Merchant Product 2- All Other 1.29%  $         0.10
Visa Small Ticket – All Other 1.90%
Visa Small Ticket – Signature 2.20%
Visa Small Ticket – Signature Preferred (Visa Infinite) 2.20%
Visa Small Ticket – Traditional Rewards 1.90%
Visa Standard Interchange Reimbursement Fee, Debit – Exempt (CNP) 1.90%  $         0.25
Visa Standard Interchange Reimbursement Fee, Debit – Regulated (CNP) 0.50%  $         0.22
Visa Standard Interchange Reimbursement Fee, Prepaid – Exempt (CNP) 1.90%  $         0.25
Visa Standard Interchange Reimbursement Fee, Prepaid – Regulated (CNP) 0.50%  $         0.22
Visa Standard Program – All Commerical Products 2.00%
Visa Standard Program – Classic / Gold / Electron 1.60%
Visa Standard Program – Infinite 1.97%
Visa Standard Program – Signature / Premium 1.80%
Visa Straight-Through-Processing (STP) Tier 1 < $7000 2.00%  $         0.10
Visa Straight-Through-Processing (STP) Tier 2 $7000-$14999.99 1.30%  $       35.00
Visa Straight-Through-Processing (STP) Tier 3 $15000-$49999.99 1.10%  $       35.00
Visa Straight-Through-Processing (STP) Tier 4 $50000-$99999.99 0.95%  $       35.00
Visa Straight-Through-Processing (STP) Tier 5 > $100000 0.80%  $       35.00
Visa Supermarket Credit  T2 – All Other 1.22%  $         0.50
Visa Supermarket Credit  T3 – Traditional Rewards 1.22%  $         0.50
Visa Supermarket Credit – All Other – Signature  / CPS Rewards 1 1.65%  $         0.70
Visa Supermarket Credit – All Other – Signature Preferred (Visa Infinite) 2.00%  $         0.70
Visa Supermarket Credit – All Other – Traditional Rewards 1.50%  $         0.70
Visa Supermarket Credit – All Other- All Other 1.50%  $         0.70
Visa Supermarket Credit – Tier 0 – All Other 1.15%  $         0.50
Visa Supermarket Credit – Tier 0 – Signature 1.40%  $         0.50
Visa Supermarket Credit – Tier 0 – Signature Preferred (Visa Infinite) 1.40%  $         0.50
Visa Supermarket Credit – Tier 0 – Traditional Rewards 1.15%  $         0.50
Visa Supermarket Credit T1 – All Other 1.15%  $         0.50
Visa Supermarket Credit T1 – Signature / CPS Rewards 1 1.50%  $         0.50
Visa Supermarket Credit T1 – Signature Preferred (Visa Infinite) 1.55%  $         0.50
Visa Supermarket Credit T1 – Traditional Rewards 1.15%  $         0.50
Visa Supermarket Credit T2 – Signature  / CPS Rewards 1 1.55%  $         0.50
Visa Supermarket Credit T2 – Signature Preferred (Visa Infinite) 1.65%  $         0.50
Visa Supermarket Credit T2 – Traditional Rewards 1.22%  $         0.50
Visa Supermarket Credit T3 – Signature  / CPS Rewards 1 1.60%  $         0.50
Visa Supermarket Credit T3 – Signature Preferred (Visa Infinite) 1.75%  $         0.50
Visa Supermarket Credit T3- All Other 1.22%  $         0.50
Visa Taxi 1 – All Other 2.20%
Visa Taxi 1 – Signature 2.70%
Visa Taxi 1 – Signature Preferred (Visa Infinite) 2.70%
Visa Taxi 1 – Traditional Rewards 2.20%
Visa Taxi 2 – All Other 2.10%
Visa Taxi 2 – Signature 2.60%
Visa Taxi 2 – Signature Preferred (Visa Infinite) 2.60%
Visa Taxi 2 – Traditional Rewards 2.10%
Visa Travel – All Other 1.75%  $         0.10
Visa Travel – Signature Preferred (Visa Infinite) 2.40%  $         0.10
Visa Travel – Signature/Infinite 2.25%  $         0.10
Visa Travel – Traditional Rewards 1.95%  $         0.10
Visa Travel Service, Debit – Exempt (CP) 1.19%  $         0.10
Visa Travel Service, Debit – Regulated (CP) 0.50%  $         0.22
Visa Travel Service, Prepaid – Exempt (CP) 1.15%  $         0.15
Visa Travel Service, Prepaid – Regulated (CP) 0.50%  $         0.22
Visa VI INTL CREDIT VCHR PRCS – DEBIT  $         0.36
Visa VI INTL CREDIT VCHR PRCS FEE  $         0.40
Visa VISA ACQUIRER PRCE FEE INTL – CR  $         0.36
Visa VISA ACQUIRER PRCE FEE INTL – DB  $         0.40
Visa VISA AP ISA CASH ADVANCE ISSUER 1.00%
Visa Visa Asia Pacific ISA Fee 0.40%
Visa Visa Credit Trans Integrity Fee  $         0.10
Visa Visa CV Processing Fee  $         0.20
Visa Visa CV Processing Fee – Debit  $         0.16
Visa Visa Debit Assessments 0.13%
Visa Visa ISA – Issuer Currency (Enhanced) 1.40%
Visa VISA ISA CASH ADVANCE ISSUER CUR 1.45%
Visa Visa ISA Fee – Issuer Currency 1.00%
Visa Visa Japan ISA Fee 0.20%
Visa Visa Japan ISA Fee Issuer Curr 1.00%
Visa Visa Money Transfer Original Credit  $         0.10
Visa Visa Money Transfer Original Credit – Deferred  $         0.25
Visa Visa Prepaid Load Network Interchange Reimbursement Fee  $         0.50
Visa Visa Transaction Integrity Fee (TIF)  $         0.10
Visa Visa US B2B Service Fee 1.55%
Visa Zero Floor Limit  $         0.20
Processor AVS
Processor Batch
Processor Chargeback
Processor NON-PCI Compliance
Processor Other
Processor PCI Compliance
Processor Service
Mastercard Account Status Inquiry  $         0.25
Mastercard Acquirer Program Support Fee 0.85%
Mastercard Airline – World Elite 2.55%  $         0.10
Mastercard Airline – World High Value 2.55%  $         0.10
Mastercard Assessment % 0.13%
Mastercard Assessment % (Credit >$1k) 0.14%
Mastercard Assessment PI (NABU Fee)  $         0.20
Mastercard Charities – Commercial Debit |  Commercial and Non-Regulated Commercial Debit 2.00%  $         0.10
Mastercard Charities – Commercial Prepaid |  Commercial and Non-Regulated Commercial Prepaid 2.00%  $         0.10
Mastercard Charities – Core 2.00%  $         0.10
Mastercard Charities – Enhanced 2.00%  $         0.10
Mastercard Charities – Large Market Credit 2.00%  $         0.10
Mastercard Charities – Non-Regulated Consumer Debit 1.45%  $         0.15
Mastercard Charities – Non-Regulated Consumer Prepaid 1.45%  $         0.15
Mastercard Charities – Regulated Consumer Debit/Prepaid 0.50%  $         0.22
Mastercard Charities – World 2.00%  $         0.10
Mastercard Charities – World Elite 2.00%  $         0.10
Mastercard Charities – World High Value 2.00%  $         0.10
Mastercard Charities Level 1 Business Core 2.00%  $         0.10
Mastercard Charities Level 2 Business World 2.00%  $         0.10
Mastercard Charities Level 3 Business World Elite 2.00%  $         0.10
Mastercard Charities Level 4 2.00%  $         0.10
Mastercard Charities Level 5 2.00%  $         0.10
Mastercard Commercial Bill Pay Standard 2.50%  $         0.10
Mastercard Commercial Business-To-Business Product 1 2.00%
Mastercard Commercial Business-To-Business Product 2 1.80%
Mastercard Commercial Business-To-Business Product 3 1.60%
Mastercard Commercial Business-To-Business Product 4 1.40%
Mastercard Commercial Business-To-Business Product 5 1.20%
Mastercard Commercial Business-To-Business Product 6 1.00%
Mastercard Commercial Freight 1.80%  $         0.10
Mastercard Commercial Large Ticket – Regulated Commercian Debit/Prepaid 0.50%  $         0.22
Mastercard Commercial Refund Group 1 – Commercial Debit 2.37%
Mastercard Commercial Refund Group 1 – Commercial Prepaid 2.37%
Mastercard Commercial Refund Group 1 – Large Market Credit 2.37%
Mastercard Commercial Refund Group 1 Level 1 Business Core 2.37%
Mastercard Commercial Refund Group 1 Level 2 Business World 2.37%
Mastercard Commercial Refund Group 1 Level 3 Business World Elite 2.37%
Mastercard Commercial Refund Group 1 Level 4 2.37%
Mastercard Commercial Refund Group 1 Level 5 2.37%
Mastercard Commercial Refund Group 2 – Commercial Debit 2.30%
Mastercard Commercial Refund Group 2 – Commercial Prepaid 2.30%
Mastercard Commercial Refund Group 2 – Large Market Credit 2.30%
Mastercard Commercial Refund Group 2 Level 1 Business Core 2.30%
Mastercard Commercial Refund Group 2 Level 2 Business World 2.30%
Mastercard Commercial Refund Group 2 Level 3 Business World Elite 2.30%
Mastercard Commercial Refund Group 2 Level 4 2.30%
Mastercard Commercial Refund Group 2 Level 5 2.30%
Mastercard Commercial Refund Group 3 – Commercial Debit 2.21%
Mastercard Commercial Refund Group 3 – Commercial Prepaid 2.21%
Mastercard Commercial Refund Group 3 – Large Market Credit 2.21%
Mastercard Commercial Refund Group 3 Level 1 Business Core 2.21%
Mastercard Commercial Refund Group 3 Level 2 Business World 2.21%
Mastercard Commercial Refund Group 3 Level 3 Business World Elite 2.21%
Mastercard Commercial Refund Group 3 Level 4 2.21%
Mastercard Commercial Refund Group 3 Level 5 2.21%
Mastercard Commercial Refund Group 4 – Commercial Debit 2.16%
Mastercard Commercial Refund Group 4 – Commercial Prepaid 2.16%
Mastercard Commercial Refund Group 4 – Large Market Credit 2.16%
Mastercard Commercial Refund Group 4 Level 1 Business Core 2.16%
Mastercard Commercial Refund Group 4 Level 2 Business World 2.16%
Mastercard Commercial Refund Group 4 Level 3 Business World Elite 2.16%
Mastercard Commercial Refund Group 4 Level 4 2.16%
Mastercard Commercial Refund Group 4 Level 5 2.16%
Mastercard Commercial Standard Business Level 1 2.95%  $         0.10
Mastercard Commercial Standard Business Level 2 3.10%  $         0.10
Mastercard Commercial Standard Business Level 3 3.15%  $         0.10
Mastercard Commercial Standard Business Level 4 3.25%  $         0.10
Mastercard Commercial Standard Business Level 5 3.30%  $         0.10
Mastercard Commercial Standard Large Market 2.95%  $         0.10
Mastercard Commercial Standard Non-Regulated Business Debit 2.95%  $         0.10
Mastercard Commercial Standard Non-Regulated Business Prepaid 2.95%  $         0.10
Mastercard Commercial Standard Regulated Commercial Debit/Prepaid 0.50%  $         0.22
Mastercard Commercial T&E Business Level 1 2.35%  $         0.10
Mastercard Commercial T&E Business Level 2 2.50%  $         0.10
Mastercard Commercial T&E Business Level 3 2.55%  $         0.10
Mastercard Commercial T&E Business Level 4 2.65%  $         0.10
Mastercard Commercial T&E Business Level 5 2.70%  $         0.10
Mastercard Commercial T&E Rate – Commercial Debit 2.35%  $         0.10
Mastercard Commercial T&E Rate – Commercial Prepaid 2.35%  $         0.10
Mastercard Commercial T&E Rate – Large Market 2.65%  $         0.10
Mastercard Commercial T&E Regulated Commercial Debit/Prepaid 0.50%  $         0.22
Mastercard Consumer Credit Refund Group 1 – World 2.30%
Mastercard Consumer Credit Refund Group 1 – World Elite 2.30%
Mastercard Consumer Credit Refund Group 1 – World High Value 2.30%
Mastercard Consumer Credit Refund Group 2 – Core 1.75%
Mastercard Consumer Credit Refund Group 2 – Enhanced 1.75%
Mastercard Consumer Credit Refund Group 2 – World 1.75%
Mastercard Consumer Credit Refund Group 2 – World Elite 1.75%
Mastercard Consumer Credit Refund Group 2 – World High Value 1.75%
Mastercard Consumer Credit Refund Group 3 – Core 1.75%
Mastercard Consumer Credit Refund Group 3 – Enhanced 1.75%
Mastercard Consumer Credit Refund Group 3 – World 1.75%
Mastercard Consumer Credit Refund Group 3 – World Elite 1.75%
Mastercard Consumer Credit Refund Group 3 – World High Value 1.75%
Mastercard Consumer Credit Refund Group 4 – Core 1.75%
Mastercard Consumer Credit Refund Group 4 – Enhanced 1.75%
Mastercard Consumer Credit Refund Group 4 – World 1.75%
Mastercard Consumer Credit Refund Group 4 – World Elite 1.75%
Mastercard Consumer Credit Refund Group 4 – World High Value 1.75%
Mastercard Consumer Credit Refund Group 5 – Core 1.75%
Mastercard Consumer Credit Refund Group 5 – Enhanced 1.75%
Mastercard Consumer Credit Refund Group 5 – World 1.75%
Mastercard Consumer Credit Refund Group 5 – World Elite 1.75%
Mastercard Consumer Credit Refund Group 5 – World High Value 1.75%
Mastercard Consumer Debit Refund Group 1 – Debit Rate
Mastercard Consumer Debit Refund Group 1 – Prepaid Rate
Mastercard Consumer Debit Refund Group 2 – Debit Rate
Mastercard Consumer Debit Refund Group 2 – Prepaid Rate
Mastercard Consumer Debit Refund Group 3 – Debit Rate
Mastercard Consumer Debit Refund Group 3 – Prepaid Rate
Mastercard Convenience Purchases Base – Core 1.65%  $         0.40
Mastercard Convenience Purchases Base – Enhanced 1.80%  $         0.40
Mastercard Convenience Purchases Base – World 1.90%  $         0.40
Mastercard Convenience Purchases Base – World Elite 2.30%  $         0.40
Mastercard Convenience Purchases Base – World High Value 2.30%  $         0.40
Mastercard Convenience Purchases Tier 1 – Core 1.35%
Mastercard Convenience Purchases Tier 1 – Enhanced 1.35%
Mastercard Convenience Purchases Tier 1 – World 1.45%
Mastercard Convenience Purchases Tier 1 – World Elite 1.60%
Mastercard Convenience Purchases Tier 1 – World High Value 1.60%
Mastercard CVC2 Authorization Fee  $         0.25
Mastercard Data Rate I – Commercial Debit |  Non-Regulated Business Debit 2.65%  $         0.10
Mastercard Data Rate I – Commercial Prepaid |  Non-Regulated Business Prepaid 2.65%  $         0.10
Mastercard Data Rate I – Large Market Credit |  Commercial Data Rate I Large Market 2.70%  $         0.10
Mastercard Data Rate I – Regulated Commercial Debit / Prepaid 0.50%  $         0.22
Mastercard Data Rate I Level 1 Business Core |  Commercial Data Rate I Business Level 1 2.65%  $         0.10
Mastercard Data Rate I Level 2 Business World |  Commercial Data Rate I Business Level 2 2.80%  $         0.10
Mastercard Data Rate I Level 3 Business World Elite |  Commercial Data Rate I Business Level 3 2.85%  $         0.10
Mastercard Data Rate I Level 4 |  Commercial Data Rate I Business Level 4 2.95%  $         0.10
Mastercard Data Rate I Level 5 |  Commercial Data Rate I Business Level 5 3.00%  $         0.10
Mastercard Data Rate II – Commercial Debit |  Non-Regulated Business Debit 2.10%  $         0.10
Mastercard Data Rate II – Commercial Prepaid |  Non-Regulated Business Prepaid 2.65%  $         0.10
Mastercard Data Rate II – Large Market Credit |  Commercial Data Rate II Large Market 2.50%  $         0.10
Mastercard Data Rate II – Regulated Business Debit / Prepaid 0.50%  $         0.22
Mastercard Data Rate II (Petroleum MCCs) – Commercial Business L1 1.90%  $         0.10
Mastercard Data Rate II (Petroleum MCCs) – Commercial Business L2 2.50%  $         0.10
Mastercard Data Rate II (Petroleum MCCs) – Commercial Business L3 2.10%  $         0.10
Mastercard Data Rate II (Petroleum MCCs) – Commercial Business L4 2.20%  $         0.10
Mastercard Data Rate II (Petroleum MCCs) – Commercial Business L5 2.25%  $         0.10
Mastercard Data Rate II (Petroleum MCCs) – Commercial Debit |  Non-Regulated Business Debit 2.50%  $         0.10
Mastercard Data Rate II (Petroleum MCCs) – Commercial Prepaid |  Non-Regulated Business Prepaid 2.50%  $         0.10
Mastercard Data Rate II (Petroleum MCCs) – Large Market Credit |  Commercial Data Rate II Petroleum Large Market 2.20%  $         0.10
Mastercard Data Rate II (Petroleum MCCs) – Regulated Commercial Debit/Prepaid 0.50%  $         0.22
Mastercard Data Rate II Level 1 Business Core |  Commercial Data Rate II L1 1.90%  $         0.10
Mastercard Data Rate II Level 2 Business World |  Commercial Data Rate II L2 2.50%  $         0.10
Mastercard Data Rate II Level 3 Business World Elite |  Commercial Data Rate II L3 2.10%  $         0.10
Mastercard Data Rate II Level 4 |  Commercial Data Rate II L4 2.20%  $         0.10
Mastercard Data Rate II Level 5 |  Commercial Data Rate II L5 2.25%  $         0.10
Mastercard Data Rate III – Large Market Credit |  Commercial Data Rate III Large Market 1.90%  $         0.10
Mastercard Data Rate III – Regulated Commercial Debit/Prepaid 0.50%  $         0.22
Mastercard Emerging Markets – Non-Regulated Consumer Debit 0.80%  $         0.25
Mastercard Emerging Markets – Non-Regulated Consumer Debit Prepaid 0.80%  $         0.25
Mastercard Emerging Markets – Regulated Consumer Debit/Prepaid 0.50%  $         0.22
Mastercard Emerging Markets (Education / Gov’t MCCs) – Non-Regulated Consumer Debit 0.65%  $         0.15  $         2.00
Mastercard Emerging Markets (Education / Gov’t MCCs) – Non-Regulated Consumer Prepaid 0.65%  $         0.15  $         2.00
Mastercard Emerging Markets (Education / Gov’t MCCs) – Regulated Consumer Prepaid 0.50%  $         0.22
Mastercard Full UCAF SecureCode – Core 1.95%  $         0.10
Mastercard Full UCAF SecureCode – Enhanced 2.10%  $         0.10
Mastercard Full UCAF SecureCode – Non-Regulated Consumer Debit 1.65%  $         0.15
Mastercard Full UCAF SecureCode – Non-Regulated Consumer Prepaid 1.76%  $         0.20
Mastercard Full UCAF SecureCode – Regulated Consumer Debit/Prepaid 0.50%  $         0.22
Mastercard Full UCAF SecureCode – World 2.20%  $         0.10
Mastercard Full UCAF SecureCode – World Elite 2.60%  $         0.10
Mastercard Full UCAF SecureCode – World High Value 2.60%  $         0.10
Mastercard Installment Transactions – INSA 1.85%
Mastercard Installment Transactions – INSB 1.60%
Mastercard Installment Transactions – INSC 0.50%
Mastercard Interregional Commercial Non-US Issued 2.00%
Mastercard Interregional Commercial Premium Non-US Issued 2.00%
Mastercard Interregional Consumer Rate I Digital Commerce – Core 1.60%
Mastercard Interregional Consumer Rate I Digital Commerce – Premium 1.85%
Mastercard Interregional Consumer Rate I Digital Commerce – Super Premium 1.98%
Mastercard Interregional Consumer Rate II Card Present CP – Core 1.10%
Mastercard Interregional Consumer Rate II Card Present CP – Premium 1.85%
Mastercard Interregional Consumer Rate II Card Present CP – Super Premium 1.98%
Mastercard Interregional Consumer Rate III Base – Core 1.60%
Mastercard Interregional Consumer Rate III Base – Premium 1.85%
Mastercard Interregional Consumer Rate III Base – Super Premium 1.98%
Mastercard Interregional Regulated POS Debit Commercial Debit/Prepaid 0.50%  $         0.55
Mastercard Interregional Regulated POS Debit Consumer Debit/Prepaid 0.50%  $         0.22
Mastercard Intl Cross Border Fee 0.60%
Mastercard Intl DCC Cross Border Fee 1.00%
Mastercard Key Entered Core 1.95%  $         0.10
Mastercard Key Entered Non-Regulated Consumer Debit 1.65%  $         0.15
Mastercard Key Entered Non-Regulated Consumer Prepaid 1.76%  $         0.20
Mastercard Key Entered Regulated Consumer Debit/Prepaid 0.50%  $         0.22
Mastercard Key-entered – Enhanced 2.10%  $         0.10
Mastercard Key-entered – World 2.20%  $         0.10
Mastercard Key-entered – World Elite 2.60%  $         0.10
Mastercard Key-entered – World High Value 2.60%  $         0.10
Mastercard Large Ticket – Large Market Credit |  Commercial Large Ticket Large Market 1.45%  $       35.00
Mastercard Large Ticket 1 (USD 10,000.00–25,000) |  Commercial Payment Account 1 1.20%
Mastercard Large Ticket 2 (USD 25,000.01–100,000) |  Commercial Payment Account 2 1.00%
Mastercard Large Ticket 3 (USD 100,000.01–500,000) |  Commercial Payment Account 3 0.90%
Mastercard Large Ticket 4 (USD 500,000.01–1,000,000) |  Commercial Payment Account 4 0.80%
Mastercard Large Ticket 5 (More than USD 1,000,000) |  Commercial Payment Account 5 0.70%
Mastercard Lodging and Auto Rental – Core 1.65%  $         0.10
Mastercard Lodging and Auto Rental – Enhanced 1.75%  $         0.10
Mastercard Lodging and Auto Rental – Non-Regulated Consumer Debit 1.15%  $         0.15
Mastercard Lodging and Auto Rental – Non-Regulated Consumer Prepaid 1.15%  $         0.15
Mastercard Lodging and Auto Rental – Regulated Consumer Debit/Prepaid 0.50%  $         0.22
Mastercard MASTERCARD ACCEPTANCE FEE  $         0.22
Mastercard MASTERCARD FILE TRANSMISSION FEE  $         0.18
Mastercard MC Acquirer License Fee 0.47%
Mastercard MC Address Verification Service  $         0.10
Mastercard MC Annual Participation Fee  $         1.25
Mastercard MC Auth Reversal  $         0.50
Mastercard MC Digital Enablement Fee 0.10%
Mastercard MC Enhanced Value Merit 1 (3D Secure) 1.70%  $         0.10
Mastercard MC FREIGHT PROGRAM ACQUIRER FEE 0.50%
Mastercard MC HUMANITARIAN AID ASMT 0.25%
Mastercard MC Location Fee Exclusion
Mastercard MC Location Fee Low Volume
Mastercard MC Merit 1 Credit (3D Secure) 1.60%  $         0.10
Mastercard MC Merit 1 Debit (3D Secure) 1.10%  $         0.15
Mastercard MC US TPE Excessive Auth Attempt  $         0.10
Mastercard MC US TPE Nominal Amount Auth  $         0.45
Mastercard MC Wholesale B2B Acquirer Fee 1.57%
Mastercard MC World Card Merit 1 (3D Secure) 1.80%  $         0.10
Mastercard MC World Elite Merit 1 (3D Secure) 2.20%  $         0.10
Mastercard Merchant UCAF SecureCode  – Non-Regulated Consumer Debit 1.65%  $         0.15
Mastercard Merchant UCAF SecureCode – Core 1.95%  $         0.10
Mastercard Merchant UCAF SecureCode – Enhanced 2.10%  $         0.10
Mastercard Merchant UCAF SecureCode – Non-Regulated Consumer Prepaid 1.76%  $         0.20
Mastercard Merchant UCAF SecureCode – Regulated Consumer Debit/Prepaid 0.50%  $         0.22
Mastercard Merchant UCAF SecureCode – World 2.20%  $         0.10
Mastercard Merchant UCAF SecureCode – World Elite 2.60%  $         0.10
Mastercard Merchant UCAF SecureCode – World High Value 2.60%  $         0.10
Mastercard Merit I – Core 1.95%  $         0.10
Mastercard Merit I – Debit Rate |  Non-Regulated Consumer Debit 1.65%  $         0.15
Mastercard Merit I – Enhanced 2.10%  $         0.10
Mastercard Merit I – Prepaid Rate |  Non-Regulated Consumer Prepaid 1.76%  $         0.20
Mastercard Merit I – World 2.20%  $         0.10
Mastercard Merit I – World Elite 2.60%  $         0.10
Mastercard Merit I – World High Value 2.60%  $         0.10
Mastercard Merit I (Consumer Loans MCCs) – Non-Regulated Consumer Debit 0.80%  $         0.25  $         2.95
Mastercard Merit I (Consumer Loans MCCs) – Non-Regulated Consumer Prepaid 0.80%  $         0.25  $         2.95
Mastercard Merit I (Consumer Loans MCCs) – Regulated Consumer Debit/Prepaid 0.50%  $         0.22
Mastercard Merit I (Day Care) – Core 1.60%  $         0.10
Mastercard Merit I (Day Care) – Enhanced 1.60%  $         0.10
Mastercard Merit I (Day Care) – World 1.60%  $         0.10
Mastercard Merit I (E-Commerce) Consumer Credit 1.95%  $         0.10
Mastercard Merit I (E-Commerce) Enhanced 2.10%  $         0.10
Mastercard Merit I (E-Commerce) High Value 2.60%  $         0.10
Mastercard Merit I (E-Commerce) Non-Regulated Consumer Debit 1.65%  $         0.15
Mastercard Merit I (E-Commerce) Non-Regulated Consumer Prepaid 1.76%  $         0.20
Mastercard Merit I (E-Commerce) Regulated Consumer Debit/Prepaid 0.50%  $         0.22
Mastercard Merit I (E-Commerce) World Card 2.20%  $         0.10
Mastercard Merit I (E-Commerce) World Elite 2.60%  $         0.10
Mastercard Merit I (Insurance MCCs) – Core 1.43%  $         0.50
Mastercard Merit I (Insurance MCCs) – Enhanced 1.43%  $         0.50
Mastercard Merit I (Insurance MCCs) – World 1.43%  $         0.50
Mastercard Merit I (Insurance MCCs) – World Elite 2.25%  $         0.10
Mastercard Merit I (Insurance MCCs) – World High Value 2.25%  $         0.10
Mastercard Merit I (Real Estate MCCs) – Core 1.43%  $         0.50
Mastercard Merit I (Real Estate MCCs) – Enhanced 1.43%  $         0.50
Mastercard Merit I (Real Estate MCCs) – Non-Regulated Consumer Debit 0.80%  $         0.25  $         5.00
Mastercard Merit I (Real Estate MCCs) – Non-Regulated Consumer Prepaid 0.80%  $         0.25  $         5.00
Mastercard Merit I (Real Estate MCCs) – Regulated Consumer Debit/Prepaid 0.50%  $         0.22
Mastercard Merit I (Real Estate MCCs) – World 1.43%  $         0.50
Mastercard Merit I (Real Estate MCCs) – World Elite 2.20%  $         0.10
Mastercard Merit I (Real Estate MCCs) – World High Value 2.20%  $         0.10
Mastercard Merit I Regulated Consumer Debit/Prepaid 0.50%  $         0.22
Mastercard Merit III Base – Core 1.65%  $         0.10
Mastercard Merit III Base – Enhanced 1.80%  $         0.10
Mastercard Merit III Base – World 1.90%  $         0.10
Mastercard Merit III Base – World Elite 2.30%  $         0.10
Mastercard Merit III Base – World High Value 2.30%  $         0.10
Mastercard Merit III Base (Card Present) – Non-Regulated Consumer Debit 1.50%  $         0.15
Mastercard Merit III Base (Card Present) – Non-Regulated Consumer Prepaid 1.15%  $         0.15
Mastercard Merit III Regulated Consumer Debit/Prepaid 0.50%  $         0.22
Mastercard Merit III Tier 1 – Core 1.43%  $         0.10
Mastercard Merit III Tier 1 – Debit Rate 0.70%  $         0.15
Mastercard Merit III Tier 1 – Enhanced 1.43%  $         0.10
Mastercard Merit III Tier 1 – Prepaid Rate 0.70%  $         0.15
Mastercard Merit III Tier 1 – World 1.53%  $         0.10
Mastercard Merit III Tier 1 – World Elite 2.50%  $         0.10
Mastercard Merit III Tier 1 – World High Value 2.50%  $         0.10
Mastercard Merit III Tier 2 – Core 1.48%  $         0.10
Mastercard Merit III Tier 2 – Debit Rate 0.83%  $         0.15
Mastercard Merit III Tier 2 – Enhanced 1.48%  $         0.10
Mastercard Merit III Tier 2 – Prepaid Rate 0.83%  $         0.15
Mastercard Merit III Tier 2 – World 1.58%  $         0.10
Mastercard Merit III Tier 2 – World Elite 2.10%  $         0.10
Mastercard Merit III Tier 2 – World High Value 2.10%  $         0.10
Mastercard Merit III Tier 3 – Core 1.55%  $         0.10
Mastercard Merit III Tier 3 – Debit Rate 0.95%  $         0.15
Mastercard Merit III Tier 3 – Enhanced 1.55%  $         0.10
Mastercard Merit III Tier 3 – Prepaid Rate 0.95%  $         0.15
Mastercard Merit III Tier 3 – World 1.65%  $         0.10
Mastercard Merit III Tier 3 – World Elite 2.15%  $         0.10
Mastercard Merit III Tier 3 – World High Value 2.15%  $         0.10
Mastercard Money Send & Funding Tx – Consumer Credit 3.25%  $         0.10
Mastercard Money Send & Funding Tx – Enhanced 3.25%  $         0.10
Mastercard Money Send & Funding Tx – High Value 3.25%  $         0.10
Mastercard Money Send & Funding Tx – Non-Regulated Consumer Debit 3.25%  $         0.10
Mastercard Money Send & Funding Tx – Non-Regulated Consumer Prepaid 3.25%  $         0.10
Mastercard Money Send & Funding Tx – Regulated Consumer Debit / Prepaid 0.50%  $         0.22
Mastercard Money Send & Funding Tx – World Card 3.25%  $         0.10
Mastercard Money Send & Funding Tx – World Elite 3.25%  $         0.10
Mastercard Passenger Transport – Core 1.65%  $         0.10
Mastercard Passenger Transport – Debit Rate |  Non-Regulated Consumer Debit 1.60%  $         0.15
Mastercard Passenger Transport – Enhanced 1.75%  $         0.10
Mastercard Passenger Transport – Prepaid Rate |  Non-Regulated Consumer Prepaid 1.60%  $         0.15
Mastercard Passenger Transport – Regulated Consumer Debit/Prepaid 0.50%  $         0.22
Mastercard Payment Transaction – Commercial Debit 0.19%  $         0.53
Mastercard Payment Transaction – Commercial Prepaid 0.19%  $         0.53
Mastercard Payment Transaction – Core 0.19%  $         0.53
Mastercard Payment Transaction – Debit Rate 0.19%  $         0.53
Mastercard Payment Transaction – Enhanced 0.19%  $         0.53
Mastercard Payment Transaction – Large Market Credit 0.19%  $         0.53
Mastercard Payment Transaction – Prepaid Rate 0.19%  $         0.53
Mastercard Payment Transaction – World 0.19%  $         0.53
Mastercard Payment Transaction – World Elite 0.19%  $         0.53
Mastercard Payment Transaction – World High Value 0.19%  $         0.53
Mastercard Payment Transaction (Gaming) – Core  $         0.10
Mastercard Payment Transaction (Gaming) – Enhanced  $         0.10
Mastercard Payment Transaction (Gaming) – World  $         0.10
Mastercard Payment Transaction (Gaming) – World Elite  $         0.10
Mastercard Payment Transaction (Gaming) – World High Value  $         0.10
Mastercard Payment Transaction (Gov’t-owned Lottery) – Debit Rate  $         0.10
Mastercard Payment Transaction (Gov’t-owned Lottery) – Prepaid Rate  $         0.10
Mastercard Payment Transaction Level 1 Business Core 0.19%  $         0.53
Mastercard Payment Transaction Level 2 Business World 0.19%  $         0.53
Mastercard Payment Transaction Level 3 Business World Elite 0.19%  $         0.53
Mastercard Payment Transaction Level 4 0.19%  $         0.53
Mastercard Payment Transaction Level 5 0.19%  $         0.53
Mastercard Petroleum – Regulated Consumer Debit/Prepaid 0.50%  $         0.22
Mastercard Petroleum Base – Core |  Consumer Credit 1.90%  $         0.95
Mastercard Petroleum Base – Enhanced 1.90%  $         0.95
Mastercard Petroleum Base – World 2.00%  $         0.95
Mastercard Petroleum Base – World Elite 2.00%  $         0.95
Mastercard Petroleum Base – World High Value 2.00%  $         0.95
Mastercard Petroleum CAT/AFD – Debit Rate |  Non-Regulated Consumer Debit 0.70%  $         0.17  $         0.95
Mastercard Petroleum CAT/AFD – Prepaid Rate  |  Non-Regulated Consumer Prepaid 0.70%  $         0.17  $         0.95
Mastercard Petroleum Service Station – Non-Regulated Consumer Debit 0.70%  $         0.17  $         0.95
Mastercard Petroleum Service Station – Non-Regulated Consumer Prepaid 0.70%  $         0.17  $         0.95
Mastercard PIN Debit All Other Base (Purcahses, Payment Trans.) 0.90%  $         0.15
Mastercard PIN Debit Convenience Base (Purcahses, Payment Trans.) 0.75%  $         0.17  $         0.95
Mastercard PIN Debit Payment Transaction 0.19%  $         0.53
Mastercard PIN Debit Payment Transaction (Gaming MCCs)  $         0.10
Mastercard PIN Debit Supermarket/Warehouse Base 1.50%  $         0.15  $         0.35
Mastercard PIN Regulated – Credits (Refunds/Returns)
Mastercard PIN Regulated POS Debit 0.50%  $         0.21
Mastercard PIN Regulated POS Debit w/ Fraud Adjustment 0.50%  $         0.22
Mastercard PIN Unregulated – Credits (Refunds/Returns)
Mastercard Processing Integ – Format Error
Mastercard Processing Integrity – Invalid ICA
Mastercard Processing Integrity Late Card Not Present  $         0.45
Mastercard Processing Integrity Late Card Present  $         0.45
Mastercard Processing Integrity Late Reversal – T&E
Mastercard Processing Integrity Line Item  $         0.10
Mastercard Processing Integrity No Reversal  $         0.45
Mastercard Processing Integrity No Reversal – T&E  $         0.45
Mastercard Processing Intgry – Final Auth 0.25%
Mastercard Processing Intgry – Line Item  $         0.12
Mastercard Processing Intgry – Pre Auth  $         0.45
Mastercard Processing Intgry-Final Auth Min  $         0.40
Mastercard Processing Intgry-Undefined Auth  $         0.45
Mastercard Public Sector – Core |  Consumer Credit 1.55%  $         0.10
Mastercard Public Sector – Enhanced 1.55%  $         0.10
Mastercard Public Sector – World 1.55%  $         0.10
Mastercard Public Sector – World Elite 1.55%  $         0.10
Mastercard Public Sector – World High Value 1.55%  $         0.10
Mastercard Rebate – Commercial Debit
Mastercard Rebate – Commercial Prepaid
Mastercard Rebate – Large Market Credit
Mastercard Rebate Level 1 Business Core
Mastercard Rebate Level 2 Business World
Mastercard Rebate Level 3 Business World Elite
Mastercard Rebate Level 4
Mastercard Rebate Level 5
Mastercard Regulated Credits POS Debit – Debit Rate
Mastercard Regulated Credits POS Debit – Prepaid Rate
Mastercard Regulated Credits POS Debit Small Ticket – Debit Rate
Mastercard Regulated Credits POS Debit Small Ticket – Prepaid Rate
Mastercard Regulated Credits POS Debit Small Ticket with Fraud Adjustment – Debit Rate
Mastercard Regulated Credits POS Debit Small Ticket with Fraud Adjustment – Prepaid Rate
Mastercard Regulated Credits POS Debit with Fraud Adjustment – Debit Rate
Mastercard Regulated Credits POS Debit with Fraud Adjustment – Prepaid Rate
Mastercard Regulated Payment Transaction – Debit Rate 0.19%  $         0.53
Mastercard Regulated Payment Transaction – Prepaid Rate 0.19%  $         0.53
Mastercard Regulated Payment Transaction (Gov’t-owned Lottery) – Debit Rate  $         0.10
Mastercard Regulated Payment Transaction (Gov’t-owned Lottery) – Prepaid Rate  $         0.10
Mastercard Regulated Purchases POS Debit – Debit Rate |  Universal Consumer Regulated Debit 0.50%  $         0.21
Mastercard Regulated Purchases POS Debit – Prepaid Rate |  Universal Consumer Regulated Prepaid 0.50%  $         0.21
Mastercard Regulated Purchases POS Debit Small Ticket – Debit Rate 0.50%  $         0.21
Mastercard Regulated Purchases POS Debit Small Ticket – Prepaid Rate 0.50%  $         0.21
Mastercard Regulated Purchases POS Debit Small Ticket with Fraud Adjustment – Debit Rate 0.50%  $         0.22
Mastercard Regulated Purchases POS Debit Small Ticket with Fraud Adjustment – Prepaid Rate 0.50%  $         0.22
Mastercard Regulated Purchases POS Debit with Fraud Adjustment – Debit Rate |  Universal Regulated Debit Fraud Adj 0.50%  $         0.22
Mastercard Regulated Purchases POS Debit with Fraud Adjustment – Prepaid Rate |  Universal Regulated Prepaid Fraud Adj 0.50%  $         0.22
Mastercard Restaurant – Debit Rate |  Non-Regulated Consumer Debit 1.19%  $         0.10
Mastercard Restaurant – Prepaid Rate |  Non-Regulated Consumer Prepaid 1.19%  $         0.10
Mastercard Restaurant – Regulated Consumer Debit/Prepaid 0.50%  $         0.22
Mastercard Restaurant – World 1.85%  $         0.10
Mastercard Restaurant – World Elite 2.00%  $         0.10
Mastercard Restaurant – World High Value 2.20%  $         0.10
Mastercard Service Industries – Core 1.15%  $         0.50
Mastercard Service Industries – Enhanced 1.15%  $         0.50
Mastercard Service Industries – Non-Regulated Consumer Debit 1.15%  $         0.50
Mastercard Service Industries – Non-Regulated Consumer Prepaid 1.15%  $         0.50
Mastercard Service Industries – Regulated Consumer Debit/Prepaid 0.50%  $         0.22
Mastercard Service Industries – World 1.15%  $         0.50
Mastercard Service Industries – World Elite 1.15%  $         0.50
Mastercard Service Industries – World High Value 1.15%  $         0.50
Mastercard Small Ticket – Card Not Present CNP – Core 1.95%  $         0.20
Mastercard Small Ticket – Card Not Present CNP – Enhanced 2.10%  $         0.20
Mastercard Small Ticket – Card Not Present CNP – World 2.20%  $         0.20
Mastercard Small Ticket – Card Not Present CNP – World Elite 2.60%  $         0.20
Mastercard Small Ticket – Card Not Present CNP – World High Value 2.60%  $         0.20
Mastercard Small Ticket – Card Present CP – Core 1.65%  $         0.20
Mastercard Small Ticket – Card Present CP – Enhanced 1.80%  $         0.20
Mastercard Small Ticket – Card Present CP – World 1.90%  $         0.20
Mastercard Small Ticket – Card Present CP – World Elite 2.30%  $         0.20
Mastercard Small Ticket – Card Present CP – World High Value 2.30%  $         0.20
Mastercard Small Ticket Base Debit/Prepaid – Non-Regulated Consumer Debit 1.55%  $         0.40
Mastercard Small Ticket Base Debit/Prepaid – Non-Regulated Consumer Prepaid 1.55%  $         0.40
Mastercard Small Ticket Debit/Prepaid – Regulated Consumer Debit/Prepaid 0.50%  $         0.22
Mastercard Small Ticket Tier 1 – Debit Rate 1.30%  $         0.30
Mastercard Small Ticket Tier 1 – Prepaid Rate 1.30%  $         0.30
Mastercard Standard – Core 3.15%  $         0.10
Mastercard Standard – Debit Rate |  Consumer Standard Non-Regulated 1.90%  $         0.25
Mastercard Standard – Enhanced 3.15%  $         0.10
Mastercard Standard – Prepaid Rate |  Consumer Standard Non-Regulated 1.90%  $         0.25
Mastercard Standard – World 3.15%  $         0.10
Mastercard Standard – World Elite 3.15%  $         0.10
Mastercard Standard – World High Value 3.15%  $         0.10
Mastercard Standard -Regulated Consumer Debit/ Prepaid |  Consumer Standard Regulated Debit/Prepaid 0.50%  $         0.22
Mastercard Supermarket Base – Core 1.45%  $         0.10
Mastercard Supermarket Base – Debit Rate |  Non-Regulated Consumer Debit 1.50%  $         0.15  $         0.35
Mastercard Supermarket Base – Enhanced 1.60%  $         0.10
Mastercard Supermarket Base – Prepaid Rate |  Non-Regulated Consumer Prepaid 1.50%  $         0.15  $         0.35
Mastercard Supermarket Base – Regulated Consumer Debit/Prepaid 0.50%  $         0.22
Mastercard Supermarket Base – World 1.70%  $         0.10
Mastercard Supermarket Base – World Elite 2.10%  $         0.10
Mastercard Supermarket Base – World High Value 2.10%  $         0.10
Mastercard Supermarket Tier 1 – Core 1.15%  $         0.50
Mastercard Supermarket Tier 1 – Enhanced 1.15%  $         0.50
Mastercard Supermarket Tier 1 – World 1.25%  $         0.50
Mastercard Supermarket Tier 1 – World Elite 1.25%  $         0.50
Mastercard Supermarket Tier 1 – World High Value 1.25%  $         0.50
Mastercard Supermarket Tier 2 – Core 1.15%  $         0.50
Mastercard Supermarket Tier 2 – Enhanced 1.15%  $         0.50
Mastercard Supermarket Tier 2 – World 1.25%  $         0.50
Mastercard Supermarket Tier 2 – World Elite 1.25%  $         0.50
Mastercard Supermarket Tier 2 – World High Value 1.25%  $         0.50
Mastercard Supermarket Tier 3 – Core 1.22%  $         0.50
Mastercard Supermarket Tier 3 – Enhanced 1.22%  $         0.50
Mastercard Supermarket Tier 3 – World 1.32%  $         0.50
Mastercard Supermarket Tier 3 – World Elite 1.32%  $         0.50
Mastercard Supermarket Tier 3 – World High Value 1.32%  $         0.50
Mastercard T&E – World 2.25%  $         0.10
Mastercard T&E – World Elite 2.55%  $         0.10
Mastercard T&E – World High Value 2.55%  $         0.10
Mastercard T&E Large Ticket – World Elite 2.55%
Mastercard T&E Large Ticket – World High Value 2.55%
Mastercard Utilities – Commercial Debit  $         1.50
Mastercard Utilities – Commercial Prepaid  $         1.50
Mastercard Utilities – Core |  Consumer Credit  $         0.75
Mastercard Utilities – Debit Rate |  Non-Regulated Consumer Debit  $         0.65
Mastercard Utilities – Enhanced  $         0.75
Mastercard Utilities – Prepaid Rate |  Non-Regulated Consumer Prepaid  $         0.65
Mastercard Utilities – Regulated Consumer Debit/Prepaid 0.50%  $         0.22
Mastercard Utilities – World  $         0.75
Mastercard Utilities – World Elite  $         0.75
Mastercard Utilities – World High Value  $         0.75
Mastercard Utilities Level 1 Business Core |  All Business Products  $         1.50
Mastercard Utilities Level 2 Business World  $         1.50
Mastercard Utilities Level 3 Business World Elite  $         1.50
Mastercard Utilities Level 4  $         1.50
Mastercard Utilities Level 5  $         1.50
Mastercard Variable Interchange Programs (VIP) 1 |  Commercial B2B VIP 1 0.80%  $         0.10
Mastercard Variable Interchange Programs (VIP) 10 |  Commercial B2B VIP 10 1.15%  $         8.00
Mastercard Variable Interchange Programs (VIP) 11 |  Commercial B2B VIP 11 1.45%  $       35.00
Mastercard Variable Interchange Programs (VIP) 12 |  Commercial B2B VIP 12 2.40%
Mastercard Variable Interchange Programs (VIP) 13 |  Commercial B2B VIP 13 2.30%
Mastercard Variable Interchange Programs (VIP) 14 |  Commercial B2B VIP 14 2.00%
Mastercard Variable Interchange Programs (VIP) 2 |  Commercial B2B VIP 2 1.50%  $         0.10
Mastercard Variable Interchange Programs (VIP) 3 |  Commercial B2B VIP 3 1.35%  $         0.10
Mastercard Variable Interchange Programs (VIP) 4 |  Commercial B2B VIP 4 1.45%  $         0.10
Mastercard Variable Interchange Programs (VIP) 5 |  Commercial B2B VIP 5 1.90%  $         0.10
Mastercard Variable Interchange Programs (VIP) 6 |  Commercial B2B VIP 6 2.50%  $         0.10
Mastercard Variable Interchange Programs (VIP) 7 |  Commercial B2B VIP 7 3.00%  $         0.10
Mastercard Variable Interchange Programs (VIP) 8 |  Commercial B2B VIP 8 1.25%  $         4.00
Mastercard Variable Interchange Programs (VIP) 9 |  Commercial B2B VIP 9 1.20%  $         6.00
Discover Assessment % 0.14%
Discover Assessment PI (Network Authorization Fee)†  $         0.25
Discover Data Usage Fee†  $         0.20
Discover Intl Csh Adv Processing Fee 0.50%
Discover Intl Processing Fee 0.50%
Discover Intl Service Fee 0.80%
Discover Prime Submission Level Charity  – Core 1.45%  $         0.50
Discover Prime Submission Level Charity – Debit Non Exempt  $         0.21
Discover Prime Submission Level Charity – Debit Non Exempt w/ Fraud Adjustment 0.50%  $         0.22
Discover Prime Submission Level Charity – Premium 1.50%  $         0.50
Discover Prime Submission Level Charity – Premium Plus 2.30%  $         0.10
Discover Prime Submission Level Charity – Prepaid Non Exempt 0.50%  $         0.21
Discover Prime Submission Level Charity – Prepaid Non Exempt w/ Fraud Adjustment 0.50%  $         0.22
Discover Prime Submission Level Charity – Rewards 1.50%  $         0.50
Discover Prime Submission Level Charity – Debit 0.90%  $         0.20
Discover Prime Submission Level Charity – Prepaid 0.90%  $         0.20
Discover PSL Assessment % 0.14%
Discover PSL Assessment PI (Network Authorization Fee)  $         0.25
Discover PSL Base International – Commercial 1.90%  $         0.10
Discover PSL Base International – Core 1.70%  $         0.10
Discover PSL Base International – Debit/Prepaid 1.70%  $         0.10
Discover PSL Base International – Premium 1.70%  $         0.10
Discover PSL Base International – Premium Plus 1.79%  $         0.10
Discover PSL Base International – Rewards 1.70%  $         0.10
Discover PSL Base Submission DB Reg 0.50%  $         0.21
Discover PSL Base Submission DB Reg W/FA 0.50%  $         0.22
Discover PSL Base Submission Level – Core 3.50%  $         0.10
Discover PSL Base Submission Level – Debit 1.90%  $         0.25
Discover PSL Base Submission Level – Premium 3.50%  $         0.10
Discover PSL Base Submission Level – Premium Plus 3.50%  $         0.10
Discover PSL Base Submission Level – Prepaid 1.90%  $         0.25
Discover PSL Base Submission Level – Rewards 3.50%  $         0.10
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Core 1.91%  $         0.10
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Debit 1.76%  $         0.20
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Premium 2.50%  $         0.10
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Premium Plus 2.50%  $         0.10
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Prepaid 1.76%  $         0.20
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Rewards 2.30%  $         0.10
Discover PSL CNP DB Reg 0.50%  $         0.21
Discover PSL CNP DB Reg W/FA 0.50%  $         0.22
Discover PSL Commercial Adjustment Voucher Program 1 2.25%
Discover PSL Commercial Base 3.50%  $         0.10
Discover PSL Commercial Base Debit Reg 2.95%  $         0.10
Discover PSL Commercial Base Debit Reg w/ FA 2.95%  $         0.10
Discover PSL Commercial Base Submission Level Debit 3.50%  $         0.10
Discover PSL Commercial Base Submission Level Prepaid 3.50%  $         0.10
Discover PSL Commercial Electronic Debit 2.45%  $         0.15
Discover PSL Commercial Electronic Debit Reg 2.35%  $         0.10
Discover PSL Commercial Electronic Debit Reg w/ FA 2.35%  $         0.10
Discover PSL Commercial Electronic Prepaid 2.65%  $         0.10
Discover PSL Commercial Electronic Program 2.45%  $         0.10
Discover PSL Commercial Large Ticket Debit Reg 0.90%  $         2.00
Discover PSL Commercial Large Ticket Debit Reg w/ FA 0.90%  $         2.00
Discover PSL Commercial Large Ticket Prepaid 0.90%  $         2.00
Discover PSL Commercial Utilities  $         1.50
Discover PSL Commercial Utilities Debit  $         1.50
Discover PSL Commercial Utilities Debit Reg  $         1.50
Discover PSL Commercial Utilities Debit Reg w/ FA  $         1.50
Discover PSL Commercial Utilities Prepaid  $         1.50
Discover PSL Commercial Voucher 1 Debit Reg 2.25%
Discover PSL Commercial Voucher 1 Debit Reg w/ FA 2.25%
Discover PSL Commercial Voucher 1 Prepaid 2.25%
Discover PSL Consumer Adjustment Voucher Program 1 Core 2.70%
Discover PSL Consumer Adjustment Voucher Program 1 Premium 2.70%
Discover PSL Consumer Adjustment Voucher Program 1 Premium Plus 2.70%
Discover PSL Consumer Adjustment Voucher Program 1 Prepaid 1.80%
Discover PSL Consumer Adjustment Voucher Program 1 Rewards 2.70%
Discover PSL Consumer Adjustment Voucher Program 2 Core 2.20%
Discover PSL Consumer Adjustment Voucher Program 2 Premium 2.20%
Discover PSL Consumer Adjustment Voucher Program 2 Premium Plus 2.20%
Discover PSL Consumer Adjustment Voucher Program 2 Prepaid 1.69%
Discover PSL Consumer Adjustment Voucher Program 2 Rewards 2.20%
Discover PSL Consumer Adjustment Voucher Program 3 Core 1.75%
Discover PSL Consumer Adjustment Voucher Program 3 Premium 1.75%
Discover PSL Consumer Adjustment Voucher Program 3 Premium Plus -0.16%  $       (1.65)
Discover PSL Consumer Adjustment Voucher Program 3 Premium Plus
Discover PSL Consumer Adjustment Voucher Program 3 Premium Plus -0.16%  $       (3.00)
Discover PSL Consumer Adjustment Voucher Program 3 Premium Plus 1.75%
Discover PSL Consumer Adjustment Voucher Program 3 Prepaid 1.35%
Discover PSL Consumer Adjustment Voucher Program 3 Rewards 1.75%
Discover PSL Data Usage Fee†  $         0.20
Discover PSL Debt Repayment – Debit Regulated 0.50%  $         0.21
Discover PSL Debt Repayment – Debit Regulated – MAX 0.50%  $         0.21
Discover PSL Debt Repayment – Debit Regulated W/F 0.50%  $         0.22
Discover PSL Debt Repayment – Debit Regulated W/F – MAX 0.50%  $         0.22
Discover PSL Debt Repayment – Prepaid 0.70%  $         0.16
Discover PSL Debt Repayment – Prepaid – MAX  $         2.40
Discover PSL Disc Voucher 1 DB Reg 0.90%  $         2.00
Discover PSL Disc Voucher 1 DB Reg W/FA 1.80%
Discover PSL Disc Voucher 2 DB Reg 2.35%  $         0.10
Discover PSL Disc Voucher 2 DB Reg W/FA 1.69%
Discover PSL Disc Voucher 3 DB Reg 2.95%  $         0.10
Discover PSL Disc Voucher 3 DB Reg W/FA 1.35%
Discover PSL E-Commerce DB Reg 0.50%  $         0.21
Discover PSL E-Commerce DB Reg W/FA 0.50%  $         0.22
Discover PSL E-Commerce Secured – Core 1.89%  $         0.10
Discover PSL E-Commerce Secured – Debit 1.75%  $         0.20
Discover PSL E-Commerce Secured – Premium 2.00%  $         0.10
Discover PSL E-Commerce Secured – Premium Plus 2.40%  $         0.10
Discover PSL E-Commerce Secured – Prepaid 1.75%  $         0.20
Discover PSL E-Commerce Secured – Rewards 2.00%  $         0.10
Discover PSL E-Commerce Secured DB Reg 0.50%  $         0.21
Discover PSL Ecom Secured DB Reg W/FA 0.50%  $         0.22
Discover PSL eCommerce – Core 1.91%  $         0.10
Discover PSL Electronic International – Commercial 1.90%  $         0.10
Discover PSL Electronic International – Core 1.65%
Discover PSL Electronic International – Debit/Prepaid 1.20%
Discover PSL Electronic International – Premium 1.65%
Discover PSL Electronic International – Premium Plus 1.65%
Discover PSL Electronic International – Rewards 1.65%
Discover PSL Emerging Markets – Core 1.45%  $         0.50
Discover PSL Emerging Markets – Debit 0.90%  $         0.20
Discover PSL Emerging Markets – Premium 1.50%  $         0.50
Discover PSL Emerging Markets – Premium Plus 2.30%  $         0.10
Discover PSL Emerging Markets – Prepaid 0.90%  $         0.20
Discover PSL Emerging Markets – Rewards 1.50%  $         0.50
Discover PSL Emerging Mrkt DB Reg 0.50%  $         0.21
Discover PSL Emerging Mrkt DB Reg W/FA 0.50%  $         0.22
Discover PSL Express Services – Core 1.95%
Discover PSL Express Services – Debit 1.80%
Discover PSL Express Services – Premium 1.97%
Discover PSL Express Services – Premium Plus 2.50%
Discover PSL Express Services – Prepaid 1.80%
Discover PSL Express Services – Rewards 1.95%
Discover PSL Express Srvc DB Reg 0.50%  $         0.21
Discover PSL Express Srvc DB Reg W/FA 0.50%  $         0.22
Discover PSL Government 1.35%  $         0.50
Discover PSL Hotel/Car DB Reg 0.50%  $         0.21
Discover PSL Hotel/Car DB Reg W/FA 0.50%  $         0.22
Discover PSL Hotels/ Car Rentals – Core 1.58%  $         0.10
Discover PSL Hotels/ Car Rentals – Debit 1.35%  $         0.16
Discover PSL Hotels/ Car Rentals – Premium 2.30%  $         0.10
Discover PSL Hotels/ Car Rentals – Premium Plus 2.57%  $         0.10
Discover PSL Hotels/ Car Rentals – Prepaid 1.35%  $         0.16
Discover PSL Hotels/ Car Rentals – Rewards 1.92%  $         0.10
Discover PSL Insurance – Core 1.43%  $         0.50
Discover PSL Insurance – Debit 0.80%  $         0.25
Discover PSL Insurance – Premium 1.43%  $         0.50
Discover PSL Insurance – Premium Plus 2.30%  $         0.50
Discover PSL Insurance – Prepaid 0.80%  $         0.25
Discover PSL Insurance – Rewards 1.43%  $         0.50
Discover PSL Insurance DB Reg 0.50%  $         0.21
Discover PSL Insurance DB Reg W/FA 0.50%  $         0.22
Discover PSL Intl Csh Adv Processing Fee 0.50%
Discover PSL Intl Processing Fee 0.50%
Discover PSL Intl Service Fee 0.80%
Discover PSL Key Entered Debit Reg 0.50%  $         0.21
Discover PSL Key Entered Debit Reg W/FA 0.50%  $         0.22
Discover PSL Key Entry – Core 1.89%  $         0.10
Discover PSL Key Entry – Debit 1.75%  $         0.20
Discover PSL Key Entry – Premium 2.50%  $         0.10
Discover PSL Key Entry – Premium Plus 2.50%  $         0.10
Discover PSL Key Entry – Prepaid 1.76%  $         0.20
Discover PSL Key Entry – Rewards 2.30%  $         0.10
Discover PSL Lodging and Auto Rental 1.90%  $         0.10
Discover PSL MC World Elite Merit 1 (3D Secure) 2.90%  $         0.10
Discover PSL Micro Ticket – Core 1.95%
Discover PSL Micro Ticket – Debit 1.80%
Discover PSL Micro Ticket – Premium 1.97%
Discover PSL Micro Ticket – Premium Plus 2.50%
Discover PSL Micro Ticket – Prepaid 1.80%
Discover PSL Micro Ticket – Rewards 1.95%
Discover PSL Micro Ticket Debit Reg 0.50%  $         0.21
Discover PSL Micro Tkt Debit Reg W/F Adj 0.50%  $         0.22
Discover PSL Mid Acceptance 2.40%  $         0.10
Discover PSL Mid Submission DB Reg 0.50%  $         0.21
Discover PSL Mid Submission DB Reg W/FA 0.50%  $         0.22
Discover PSL Mid Submission Level – Core 2.40%  $         0.10
Discover PSL Mid Submission Level – Debit 1.80%  $         0.20
Discover PSL Mid Submission Level – Premium 2.40%  $         0.10
Discover PSL Mid Submission Level – Premium Plus 2.40%  $         0.10
Discover PSL Mid Submission Level – Prepaid 1.80%  $         0.20
Discover PSL Mid Submission Level – Rewards 2.40%  $         0.10
Discover PSL Passenger Trans DB Reg 0.50%  $         0.21
Discover PSL Passenger Trans DB Reg W/FA 0.50%  $         0.22
Discover PSL Passenger Transport 1.90%  $         0.10
Discover PSL Passenger Transport – Core 1.75%  $         0.10
Discover PSL Passenger Transport – Debit 1.60%  $         0.15
Discover PSL Passenger Transport – Premium 2.30%  $         0.10
Discover PSL Passenger Transport – Premium Plus 2.40%  $         0.10
Discover PSL Passenger Transport – Prepaid 1.60%  $         0.15
Discover PSL Passenger Transport – Rewards 1.92%  $         0.10
Discover PSL Petroleum 1.50%  $         0.10
Discover PSL Petroleum – Core 1.55%  $         0.50
Discover PSL Petroleum – Debit 0.76%  $         0.16
Discover PSL Petroleum – Premium 1.80%  $         0.50
Discover PSL Petroleum – Premium Plus 1.80%  $         0.50
Discover PSL Petroleum – Prepaid 0.76%  $         0.16
Discover PSL Petroleum – Rewards 1.80%  $         0.50
Discover PSL Petroleum DB Reg 0.50%  $         0.21
Discover PSL Petroleum DB Reg W/FA 0.50%  $         0.22
Discover PSL Program Integrity Fee
Discover PSL Public Services – Core 1.55%  $         0.10
Discover PSL Public Services – Debit 0.90%  $         0.20
Discover PSL Public Services – Premium 1.55%  $         0.10
Discover PSL Public Services – Premium Plus 1.55%  $         0.10
Discover PSL Public Services – Prepaid 0.90%  $         0.20
Discover PSL Public Services – Rewards 1.55%  $         0.10
Discover PSL Public Srvc DB Reg 0.50%  $         0.21
Discover PSL Public Srvc DB Reg W/FA 0.50%  $         0.22
Discover PSL Real Estate – Core 1.10%
Discover PSL Real Estate – Debit 1.10%
Discover PSL Real Estate – Premium 1.10%
Discover PSL Real Estate – Premium Plus 2.30%  $         0.10
Discover PSL Real Estate – Prepaid 1.10%
Discover PSL Real Estate – Rewards 1.10%
Discover PSL Real Estate DB Reg 0.50%  $         0.21
Discover PSL Real Estate DB Reg W/FA 0.50%  $         0.22
Discover PSL Recurring Payments – Core 1.35%  $         0.50
Discover PSL Recurring Payments – Debit 1.20%  $         0.50
Discover PSL Recurring Payments – Premium 1.35%  $         0.50
Discover PSL Recurring Payments – Premium Plus 1.80%  $         0.50
Discover PSL Recurring Payments – Prepaid 1.20%  $         0.50
Discover PSL Recurring Payments – Rewards 1.35%  $         0.50
Discover PSL Recurring Pymt DB Reg 0.50%  $         0.21
Discover PSL Recurring Pymt DB Reg W/FA 0.50%  $         0.22
Discover PSL Restaurant 1.85%  $         0.50
Discover PSL Restaurants – Core 1.56%  $         0.10
Discover PSL Restaurants – Debit 1.14%  $         0.15
Discover PSL Restaurants – Premium 2.30%  $         0.10
Discover PSL Restaurants – Premium Plus 2.40%  $         0.10
Discover PSL Restaurants – Prepaid 1.14%  $         0.15
Discover PSL Restaurants – Rewards 1.95%  $         0.10
Discover PSL Restaurants DB Reg 0.50%  $         0.21
Discover PSL Restaurants DB Reg W/FA 0.50%  $         0.22
Discover PSL Retail 1.55%  $         0.10
Discover PSL Retail – Core 1.57%  $         0.10
Discover PSL Retail – Debit 1.10%  $         0.16
Discover PSL Retail – Premium 1.74%  $         0.10
Discover PSL Retail – Premium Plus 2.17%  $         0.10
Discover PSL Retail – Prepaid 1.12%  $         0.16
Discover PSL Retail – Rewards 1.72%  $         0.10
Discover PSL Retail Debit Reg 0.50%  $         0.21
Discover PSL Retail Debit Reg W/F Adj 0.50%  $         0.22
Discover PSL Small Ticket 1.70%  $         0.20
Discover PSL Sprmrkt Max DB Reg 0.50%  $         0.21
Discover PSL Sprmrkt Max DB Reg W/FA 0.50%  $         0.22
Discover PSL Supermarket 1.50%  $         0.50
Discover PSL Supermarket DB Reg 0.50%  $         0.21
Discover PSL Supermarket DB Reg W/FA 0.50%  $         0.22
Discover PSL Supermarkets/ Warehouse Clubs – Core 1.40%  $         0.50
Discover PSL Supermarkets/ Warehouse Clubs – Debit 1.12%  $         0.16
Discover PSL Supermarkets/ Warehouse Clubs – Premium 1.60%  $         0.10
Discover PSL Supermarkets/ Warehouse Clubs – Premium Plus 1.90%  $         0.10
Discover PSL Supermarkets/ Warehouse Clubs – Prepaid 1.12%  $         0.16
Discover PSL Supermarkets/ Warehouse Clubs – Rewards 1.62%  $         0.10
Discover PSL US Commercial Large Ticket 0.90%  $         2.00
Discover PSL US Commercial Large Ticket Debit 0.90%  $         2.00
Discover PSL US International Commercial 2.40%  $         0.10
Discover PSL US International Consumer Base 2.20%  $         0.10
Discover PSL US International Consumer Credit 2.15%
Discover PSL US International Consumer Debit / Prepaid 1.70%  $         0.10
Discover PSL Utilities  $         0.75
Discover PSL Utilities – Core  $         0.75
Discover PSL Utilities – Debit  $         0.75
Discover PSL Utilities – Premium  $         0.75
Discover PSL Utilities – Premium Plus  $         0.75
Discover PSL Utilities – Prepaid  $         0.75
Discover PSL Utilities – Rewards  $         0.75
Discover PSL Utilities DB Reg 0.50%  $         0.21
Discover PSL Utilities DB Reg W/FA 0.50%  $         0.22
Discover PSL Warehouse Club 1.10%  $         0.50
AMEX Ae Intl Cross Border Fee 0.40%
AMEX Amex Access Fee 0.30%
AMEX Amex Data Quality Fee 0.75%
AMEX Amex Keyed Fee 0.30%
AMEX Amex Network Fees 0.15%
AMEX Amex Non Compliance Fee 0.75%
AMEX Amex Token Fee 0.30%
AMEX B2B / Wholesale Non-Swipe Non-US Tier 1 2.35%  $         0.10
AMEX B2B / Wholesale Non-Swipe Non-US Tier 2 2.60%  $         0.10
AMEX B2B / Wholesale Non-Swipe Non-US Tier 3 3.50%  $         0.10
AMEX B2B / Wholesale Non-Swipe Tier 1 1.95%  $         0.10
AMEX B2B / Wholesale Non-Swipe Tier 2 2.20%  $         0.10
AMEX B2B / Wholesale Non-Swipe Tier 3 2.65%  $         0.10
AMEX B2B / Wholesale Non-US Tier 1 2.50%  $         0.10
AMEX B2B / Wholesale Non-US Tier 2 2.30%  $         0.10
AMEX B2B / Wholesale Non-US Tier 3 2.75%  $         0.10
AMEX B2B / Wholesale Tier 1 1.65%  $         0.10
AMEX B2B / Wholesale Tier 2 1.90%  $         0.10
AMEX B2B / Wholesale Tier 3 2.35%  $         0.10
AMEX B2B/Wholesale – Consumer Debit 0.99%  $         0.15
AMEX B2B/Wholesale – Small Business Debit 1.94%  $         0.10
AMEX Consumer Regulated Debit (All Industries) 0.40%  $         0.25
AMEX Education – Consumer Debit 0.79%  $         0.15
AMEX Education – Small Business Debit 1.99%  $         0.10
AMEX Education Non-Swipe Non-US Tier 1 2.15%  $         0.10
AMEX Education Non-Swipe Non-US Tier 2 2.50%  $         0.10
AMEX Education Non-Swipe Non-US Tier 3 2.75%  $         0.10
AMEX Education Non-Swipe Tier 1 1.75%  $         0.10
AMEX Education Non-Swipe Tier 2 2.10%  $         0.10
AMEX Education Non-Swipe Tier 3 2.35%  $         0.10
AMEX Education Non-US Tier 1 1.85%  $         0.10
AMEX Education Non-US Tier 2 2.20%  $         0.10
AMEX Education Non-US Tier 3 2.45%  $         0.10
AMEX Education Tier 1 1.45%  $         0.10
AMEX Education Tier 2 1.80%  $         0.10
AMEX Education Tier 3 2.50%  $         0.10
AMEX Emerging Market – Consumer Debit 0.79%  $         0.15
AMEX Emerging Market – Small Business Debit 1.99%  $         0.10
AMEX Emerging Markets Non-Swipe Non-US Tier 1 1.83%  $         0.10
AMEX Emerging Markets Non-Swipe Non-US Tier 2 2.45%  $         0.10
AMEX Emerging Markets Non-Swipe Non-US Tier 3 3.10%  $         0.10
AMEX Emerging Markets Non-Swipe Tier 1 1.83%  $         0.10
AMEX Emerging Markets Non-Swipe Tier 2 2.45%  $         0.10
AMEX Emerging Markets Non-Swipe Tier 3 3.10%  $         0.10
AMEX Emerging Markets Non-US Tier 1 1.43%  $         0.10
AMEX Emerging Markets Non-US Tier 2 2.50%  $         0.10
AMEX Emerging Markets Non-US Tier 3 2.70%  $         0.10
AMEX Emerging Markets Tier 1 1.43%  $         0.10
AMEX Emerging Markets Tier 2 2.50%  $         0.10
AMEX Emerging Markets Tier 3 2.70%  $         0.10
AMEX Government – Consumer Debit 0.79%  $         0.15
AMEX Government – Small Business Debit 1.99%  $         0.10
AMEX Government Non-Swipe Non-US Tier 1 2.25%  $         0.10
AMEX Government Non-Swipe Non-US Tier 2 2.40%  $         0.10
AMEX Government Non-Swipe Non-US Tier 3 2.60%  $         0.10
AMEX Government Non-Swipe Tier 1 1.85%  $         0.10
AMEX Government Non-Swipe Tier 2 2.00%  $         0.10
AMEX Government Non-Swipe Tier 3 2.20%  $         0.10
AMEX Government Non-US Tier 1 1.95%  $         0.10
AMEX Government Non-US Tier 2 2.10%  $         0.10
AMEX Government Non-US Tier 3 2.30%  $         0.10
AMEX Government Tier 1 1.55%  $         0.10
AMEX Government Tier 2 1.70%  $         0.10
AMEX Government Tier 3 1.90%  $         0.10
AMEX Healthcare – Consumer Debit 0.99%  $         0.15
AMEX Healthcare – Small Business Debit 1.94%  $         0.10
AMEX Healthcare Non-Swipe Non-US Tier 1 2.25%  $         0.10
AMEX Healthcare Non-Swipe Non-US Tier 2 2.55%  $         0.10
AMEX Healthcare Non-Swipe Non-US Tier 3 3.00%  $         0.10
AMEX Healthcare Non-Swipe Tier 1 1.85%  $         0.10
AMEX Healthcare Non-Swipe Tier 2 2.15%  $         0.10
AMEX Healthcare Non-Swipe Tier 3 2.65%  $         0.10
AMEX Healthcare Non-US Tier 1 1.95%  $         0.10
AMEX Healthcare Non-US Tier 2 2.25%  $         0.10
AMEX Healthcare Non-US Tier 3 2.70%  $         0.10
AMEX Healthcare Tier 1 1.55%  $         0.10
AMEX Healthcare Tier 2 1.85%  $         0.10
AMEX Healthcare Tier 3 2.30%  $         0.10
AMEX Other – Consumer Debit 0.99%  $         0.15
AMEX Other – Small Business Debit 1.94%  $         0.10
AMEX Other Non-Swipe Non-US Tier 1 2.20%  $         0.10
AMEX Other Non-Swipe Non-US Tier 2 2.55%  $         0.10
AMEX Other Non-Swipe Non-US Tier 3 3.00%  $         0.10
AMEX Other Non-Swipe Tier 1 1.80%  $         0.10
AMEX Other Non-Swipe Tier 2 2.15%  $         0.10
AMEX Other Non-Swipe Tier 3 2.60%  $         0.10
AMEX Other Non-US Tier 1 1.90%  $         0.10
AMEX Other Non-US Tier 2 2.25%  $         0.10
AMEX Other Non-US Tier 3 2.70%  $         0.10
AMEX Other Tier 1 1.50%  $         0.10
AMEX Other Tier 2 1.85%  $         0.10
AMEX Other Tier 3 2.30%  $         0.10
AMEX Prepaid Non-Swipe Non-US Tier 1 2.50%  $         0.10
AMEX Prepaid Non-Swipe Non-US Tier 2 2.40%  $         0.10
AMEX Prepaid Non-Swipe Non-US Tier 3 2.85%  $         0.10
AMEX Prepaid Non-Swipe Tier 1 1.65%  $         0.10
AMEX Prepaid Non-Swipe Tier 2 2.00%  $         0.10
AMEX Prepaid Non-Swipe Tier 3 2.45%  $         0.10
AMEX Prepaid Non-US Tier 1 1.75%  $         0.10
AMEX Prepaid Non-US Tier 2 2.10%  $         0.10
AMEX Prepaid Non-US Tier 3 2.55%  $         0.10
AMEX Prepaid Tier 1 1.35%  $         0.10
AMEX Prepaid Tier 2 1.70%  $         0.10
AMEX Prepaid Tier 3 2.15%  $         0.10
AMEX Restaurant Non-Swipe Non-US Tier 0 2.30%  $         0.04
AMEX Restaurant Non-Swipe Non-US Tier 1 2.55%  $         0.10
AMEX Restaurant Non-Swipe Non-US Tier 2 3.20%  $         0.10
AMEX Restaurant Non-Swipe Non-US Tier 3 3.55%  $         0.10
AMEX Restaurant Non-Swipe Tier 0 1.90%  $         0.04
AMEX Restaurant Non-Swipe Tier 1 2.15%  $         0.10
AMEX Restaurant Non-Swipe Tier 2 2.80%  $         0.10
AMEX Restaurant Non-Swipe Tier 3 3.15%  $         0.10
AMEX Restaurant Non-US Tier 0 2.00%  $         0.04
AMEX Restaurant Non-US Tier 1 2.25%  $         0.10
AMEX Restaurant Non-US Tier 2 2.50%  $         0.10
AMEX Restaurant Non-US Tier 3 3.25%  $         0.10
AMEX Restaurant Tier 0 1.60%  $         0.04
AMEX Restaurant Tier 1 1.85%  $         0.10
AMEX Restaurant Tier 2 2.50%  $         0.10
AMEX Restaurant Tier 3 2.85%  $         0.10
AMEX Restaurants – Consumer Debit 1.29%  $         0.10
AMEX Restaurants – Small Business Debit 1.99%  $         0.10
AMEX Retail – Consumer Debit 0.99%  $         0.15
AMEX Retail – Small Business Debit 1.94%  $         0.10
AMEX Retail Tier 1 1.60%  $         0.10
AMEX Retail Tier 1 Non-Swipe 1.90%  $         0.10
AMEX Retail Tier 1 Non-Swipe / Non-US 2.30%  $         0.10
AMEX Retail Tier 1 Non-US 2.00%  $         0.10
AMEX Retail Tier 2 1.95%  $         0.10
AMEX Retail Tier 2 Non-Swipe 2.25%  $         0.10
AMEX Retail Tier 2 Non-US 2.35%  $         0.10
AMEX Retail Tier 3 2.40%  $         0.10
AMEX Retail Tier 3 Non-Swipe 2.70%  $         0.10
AMEX Retail Tier 3 Non-US 2.80%  $         0.10
AMEX Services & Professional Services – Consumer Debit 0.99%  $         0.15
AMEX Services & Professional Services – Small Business Debit 1.94%  $         0.10
AMEX Services & Professional Services Non-Swipe Non-US Tier 0 2.30%  $         0.04
AMEX Services & Professional Services Non-Swipe Non-US Tier 1 2.30%  $         0.10
AMEX Services & Professional Services Non-Swipe Non-US Tier 2 2.70%  $         0.10
AMEX Services & Professional Services Non-Swipe Non-US Tier 3 3.10%  $         0.10
AMEX Services & Professional Services Non-Swipe Tier 0 1.90%  $         0.04
AMEX Services & Professional Services Non-Swipe Tier 1 1.95%  $         0.10
AMEX Services & Professional Services Non-Swipe Tier 2 2.30%  $         0.10
AMEX Services & Professional Services Non-Swipe Tier 3 2.80%  $         0.10
AMEX Services & Professional Services Non-US Tier 0 2.00%  $         0.04
AMEX Services & Professional Services Non-US Tier 1 2.10%  $         0.10
AMEX Services & Professional Services Non-US Tier 2 2.40%  $         0.10
AMEX Services & Professional Services Non-US Tier 3 2.70%  $         0.10
AMEX Services & Professional Services Tier 0 1.60%  $         0.04
AMEX Services & Professional Services Tier 1 1.65%  $         0.10
AMEX Services & Professional Services Tier 2 2.00%  $         0.10
AMEX Services & Professional Services Tier 3 2.40%  $         0.10
AMEX Small Business Regulated Debit (All Industries) 0.40%  $         0.25
AMEX T&E – Consumer Debit 1.19%  $         0.15
AMEX T&E – Small Business Debit 1.99%  $         0.10
AMEX T&E Non-Swipe Non-US Tier 1 2.95%  $         0.10
AMEX T&E Non-Swipe Non-US Tier 2 3.30%  $         0.10
AMEX T&E Non-Swipe Non-US Tier 3 3.70%  $         0.10
AMEX T&E Non-Swipe Tier 1 2.55%  $         0.10
AMEX T&E Non-Swipe Tier 2 2.90%  $         0.10
AMEX T&E Non-Swipe Tier 3 3.30%  $         0.10
AMEX T&E Non-US Tier 1 2.65%  $         0.10
AMEX T&E Non-US Tier 2 3.00%  $         0.10
AMEX T&E Non-US Tier 3 3.40%  $         0.10
AMEX T&E Tier 1 2.25%  $         0.10
AMEX T&E Tier 2 2.60%  $         0.10
AMEX T&E Tier 3 3.00%  $         0.10
AMEX vPayments Base 1.89%
AMEX vPayments Non-US 2.29%
  • OCT 21
Network Plan Rate  Per Tx  Cap
Visa Advertising – All Other 1.55%  $         0.10
Visa Advertising – Signature 1.75%  $         0.10
Visa Advertising – Signature Preferred (Visa Infinite) 2.30%  $         0.10
Visa Advertising – Traditional Rewards 1.70%  $         0.10
Visa ATM Balance Inquiry Fee – International  $         0.30
Visa ATM Balance Inquiry Fee – Level 1  $         0.20
Visa ATM Balance Inquiry Fee – Level 2  $         0.25
Visa ATM Balance Inquiry Fee – Level 3  $         0.25
Visa ATM Balance Inquiry Fee – Level 4  $         0.30
Visa ATM Cash Disbursement Reimbursement Fee—Level 1  $         0.30
Visa ATM Cash Disbursement Reimbursement Fee—Level 2  $         0.35
Visa ATM Cash Disbursement Reimbursement Fee—Level 3  $         0.45
Visa ATM Cash Disbursement Reimbursement Fee—Level 4  $         0.60
Visa ATM Decline Fee – International  $         0.30
Visa ATM Decline Fee – Level 1  $         0.20
Visa ATM Decline Fee – Level 2  $         0.25
Visa ATM Decline Fee – Level 3  $         0.25
Visa ATM Decline Fee – Level 4  $         0.30
Visa ATM Funds Transfer Fee –  International  $         0.30
Visa ATM Funds Transfer Fee – Level 1  $         0.20
Visa ATM Funds Transfer Fee – Level 2  $         0.25
Visa ATM Funds Transfer Fee – Level 3  $         0.25
Visa ATM Funds Transfer Fee – Level 4  $         0.30
Visa ATM Mini Statement Fee  $         0.30
Visa ATM Plus Alliance Cash Disbursement Reimbursement Fee 0.35%  $         0.55  $         3.00
Visa ATM Shared Deposit Fee  $         2.50
Visa B2B Virtual Payments Standard – Select Commercial Products 2.00%  $            –
Visa Business Debit Card Present CP – Exempt 1.70%  $         0.10
Visa Business Debit Card Present CP – Regulated 0.05%  $         0.22
Visa Business Debit CNP – Exempt 2.45%  $         0.10
Visa Business Debit CNP – Regulated 0.05%  $         0.22
Visa Business Debit Non-Qualified – Exempt 2.95%  $         0.10
Visa Business Debit Non-Qualified – Regulated 0.05%  $         0.22
Visa Business Debit Utility, CNP Only – Exempt  $         1.50
Visa Business Debit Utility, CNP Only – Regulated 0.05%  $         0.22
Visa Business Level II – Tier 1 1.90%  $         0.10
Visa Business Level II – Tier 2 2.05%  $         0.10
Visa Business Level II – Tier 3 2.10%  $         0.10
Visa Business Level II – Tier 4 2.20%  $         0.10
Visa Business Level II – Tier 5 2.25%  $         0.10
Visa Business Non-Qualified – Tier 1 3.15%  $         0.20
Visa Business Non-Qualified – Tier 2 3.15%  $         0.20
Visa Business Non-Qualified – Tier 3 3.15%  $         0.20
Visa Business Non-Qualified – Tier 4 3.15%  $         0.20
Visa Business Non-Qualified – Tier 5 3.15%  $         0.20
Visa Business Product 1 – Tier 1 2.65%  $         0.10
Visa Business Product 1 – Tier 2 2.80%  $         0.10
Visa Business Product 1 – Tier 3 2.85%  $         0.10
Visa Business Product 1 – Tier 4 2.95%  $         0.10
Visa Business Product 1 – Tier 5 3.00%  $         0.10
Visa Business Product 2 – Tier 1 1.90%  $         0.10
Visa Business Product 2 – Tier 2 2.05%  $         0.10
Visa Business Product 2 – Tier 3 2.10%  $         0.10
Visa Business Product 2 – Tier 4 2.20%  $         0.10
Visa Business Product 2 – Tier 5 2.25%  $         0.10
Visa Business Travel – Tier 1 2.35%  $         0.10
Visa Business Travel – Tier 2 2.50%  $         0.10
Visa Business Travel – Tier 3 2.55%  $         0.10
Visa Business Travel – Tier 4 2.65%  $         0.10
Visa Business Travel – Tier 5 2.70%  $         0.10
Visa Business Utilities (Business Prepaid Only) Commercial Prepaid Regulated 0.05%  $         0.22
Visa Business Utilities (Business Prepaid Only) Corporate/Purchasing Prepaid / Business Exempt  $         1.50
Visa Business Utility – Tier 1  $         1.50
Visa Business Utility – Tier 2  $         1.50
Visa Business Utility – Tier 3  $         1.50
Visa Business Utility – Tier 4  $         1.50
Visa Business Utility – Tier 5  $         1.50
Visa Card NOT Present CNP Commercial Prepaid Regulated 0.05%  $         0.22
Visa Card NOT Present CNP Corporate/Purchasing Prepaid / Business Exempt~BUS PUR CNP PP~ 2.65%  $         0.10
Visa Card NOT Present CNP Purchasing Prepaid Exempt 2.65%  $         0.10
Visa Card Present CP Commercial Prepaid Regulated 0.05%  $         0.22
Visa Card Present CP Corporate/Purchasing Prepaid / Business Exempt 2.15%  $         0.10
Visa Card Present CP Purchasing Prepaid Exempt 2.15%  $         0.10
Visa Cash Disbursement – Manual 0.33%  $         1.75
Visa Cash Disbursement (Fee charged to cardholder) – no Prepaid Travel, no DCC 0.15%  $            –
Visa Cash Disbursement (Fee charged to cardholder) – no Prepaid Travel, with DCC 0.00%  $            –
Visa Cash Disbursement (Fee charged to cardholder) – Prepaid Travel 0.15%  $            –
Visa Cash Disbursement (No fee charged to cardholder) – no Prepaid Travel,  no DCC 0.52%  $         0.65
Visa Cash Disbursement (No fee charged to cardholder) – no Prepaid Travel, with DCC 0.15%  $            –
Visa Cash Disbursement (No fee charged to cardholder) – Prepaid Travel  $         1.00
Visa Commercial/Corporate/Purchasing Card Not Present 2.70%  $         0.10
Visa Commercial/Corporate/Purchasing Card Present 2.50%  $         0.10
Visa Commercial/Corporate/Purchasing Level II 2.50%  $         0.10
Visa Commercial/Corporate/Purchasing Level II – Fuel 2.20%  $         0.10
Visa Commercial/Corporate/Purchasing Level III 1.90%  $         0.10
Visa Commercial/Corporate/Purchasing Product Large Ticket 1.45%  $       35.00
Visa Commercial/Corporate/Purchasing Travel Service 2.65%  $         0.10
Visa Consumer Bil Payment Service, Consumer Credit – All Other 1.80%  $         0.10
Visa Consumer Bil Payment Service, Consumer Credit – Signature 1.95%  $         0.10
Visa Consumer Bil Payment Service, Consumer Credit – Signature Preferred (Visa Infinite) 2.40%  $         0.10
Visa Consumer Bil Payment Service, Consumer Credit – Traditional Rewards 1.95%  $         0.10
Visa Consumer Bill Payment Service Consumer Debit – Exempt 1.65%  $         0.15
Visa Consumer Bill Payment Service Consumer Debit – Regulated 0.05%  $         0.22
Visa Consumer Bill Payment Service, Business Credit – Tier 1 2.65%  $         0.10
Visa Consumer Bill Payment Service, Business Credit – Tier 2 2.80%  $         0.10
Visa Consumer Bill Payment Service, Business Credit – Tier 3 2.85%  $         0.10
Visa Consumer Bill Payment Service, Business Credit – Tier 4 2.95%  $         0.10
Visa Consumer Bill Payment Service, Business Credit – Tier 5 3.00%  $         0.10
Visa Consumer Bill Payment Service, Business Debit – Exempt 2.45%  $         0.10
Visa Consumer Bill Payment Service, Business Debit – Regulated 0.05%  $         0.22
Visa Consumer Bill Payment Service, Commercial – Exempt 2.65%  $         0.10
Visa Consumer Bill Payment Service, Commercial – Regulated 0.05%  $         0.22
Visa Consumer Bill Payment Service, Commercial Prepaid / Business Exempt 2.65%  $         0.10
Visa Consumer Bill Payment Service, Commercial Prepaid / Purchasing Exempt 2.65%  $         0.10
Visa Consumer Bill Payment Service, Commercial Prepaid / Regulated 0.05%  $         0.22
Visa Consumer Bill Payment Service, Commercial/Corporate/Purchasing 2.70%  $         0.10
Visa Consumer Bill Payment Service, Consumer, Prepaid – Exempt 1.75%  $         0.20
Visa Consumer Bill Payment Service, Consumer, Prepaid – Regulated 0.05%  $         0.22
Visa Corporate/Purchasing Prepaid – Exempt 2.65%  $         0.10
Visa Corporate/Purchasing Prepaid – Regulated 0.05%  $         0.22
Visa CPS/Account Funding, Debit – Exempt (CNP) 1.75%  $         0.20
Visa CPS/Account Funding, Debit – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Account Funding, Prepaid – Exempt (CNP) 1.80%  $         0.20
Visa CPS/Account Funding, Prepaid – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Automated Fuel Dispenser (AFD), Debit – Exempt (CP) 0.80%  $         0.15  $         0.95
Visa CPS/Automated Fuel Dispenser (AFD), Debit – Regulated (CP) 0.05%  $         0.22
Visa CPS/Automated Fuel Dispenser (AFD), Prepaid – Exempt (CP) 1.15%  $         0.15  $         0.95
Visa CPS/Automated Fuel Dispenser (AFD), Prepaid – Regulated (CP) 0.05%  $         0.22
Visa CPS/Card Not Present, Debit – Exempt (CNP) 1.65%  $         0.15
Visa CPS/Card Not Present, Debit – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Card Not Present, Prepaid – Exempt (CNP) 1.75%  $         0.20
Visa CPS/Card Not Present, Prepaid – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Charity and Religious Organizations – All Other 1.35%  $         0.05
Visa CPS/Charity and Religious Organizations – Signature 1.35%  $         0.05
Visa CPS/Charity and Religious Organizations – Signature Preferred (Visa Infinite) 1.35%  $         0.05
Visa CPS/Charity and Religious Organizations – Traditional Rewards 1.35%  $         0.05
Visa CPS/Debt Repayment (No Fee) , Debit- Regulated (CNP) 0.05%  $         0.22
Visa CPS/Debt Repayment (No Fee), Debit – Exempt (CNP) 0.65%  $         0.15  $         0.65
Visa CPS/Debt Repayment (No Fee), Prepaid – Exempt (CNP) 0.65%  $         0.15  $         0.65
Visa CPS/Debt Repayment (No Fee), Prepaid – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Debt Repayment 2, Debit – Exempt (CNP) 0.65%  $         0.15  $         2.00
Visa CPS/Debt Repayment 2, Debit – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Debt Repayment 2, Prepaid – Exempt (CNP) 0.65%  $         0.15  $         2.00
Visa CPS/Debt Repayment 2, Prepaid – Regulated (CNP) 0.05%  $         0.22
Visa CPS/e-Commerce Basic, Debit – Exempt (CNP) 1.65%  $         0.15
Visa CPS/e-Commerce Basic, Debit – Regulated (CNP) 0.05%  $         0.22
Visa CPS/e-Commerce Basic, Prepaid – Exempt (CNP) 1.75%  $         0.20
Visa CPS/e-Commerce Basic, Prepaid – Regulated (CNP) 0.05%  $         0.22
Visa CPS/e-Commerce Preferred Hotel and Car Rental, Debit – Exempt (CNP) 1.70%  $         0.15
Visa CPS/e-Commerce Preferred Hotel and Car Rental, Debit – Regulated (CNP) 0.05%  $         0.22
Visa CPS/e-Commerce Preferred Hotel and Car Rental, Prepaid – Exempt (CNP) 1.75%  $         0.20
Visa CPS/e-Commerce Preferred Hotel and Car Rental, Prepaid – Regulated (CNP) 0.05%  $         0.22
Visa CPS/e-Commerce Preferred Passenger Transport, Debit – Exempt (CNP) 1.70%  $         0.15
Visa CPS/e-Commerce Preferred Passenger Transport, Debit – Regulated (CNP) 0.05%  $         0.22
Visa CPS/e-Commerce Preferred Passenger Transport, Prepaid – Exempt (CNP) 1.75%  $         0.20
Visa CPS/e-Commerce Preferred Passenger Transport, Prepaid – Regulated (CNP) 0.05%  $         0.22
Visa CPS/e-Commerce Preferred Retail, Debit – Exempt (CNP) 1.60%  $         0.15
Visa CPS/e-Commerce Preferred Retail, Debit – Regulated (CNP) 0.05%  $         0.22
Visa CPS/e-Commerce Preferred Retail, Prepaid – Exempt (CNP) 1.75%  $         0.20
Visa CPS/e-Commerce Preferred Retail, Prepaid – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Government – All Other 1.55%  $         0.10
Visa CPS/Government – Signature 1.55%  $         0.10
Visa CPS/Government – Signature Preferred (Visa Infinite) 1.55%  $         0.10
Visa CPS/Government – Traditional Rewards 1.55%  $         0.10
Visa CPS/Government, Debit – Exempt (CNP) 0.65%  $         0.15  $         2.00
Visa CPS/Government, Debit – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Government, Prepaid – Exempt (CNP) 0.65%  $         0.15  $         2.00
Visa CPS/Government, Prepaid – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Hotel and Car Rental Card Not Present, Debit – Exempt (CNP) 1.70%  $         0.15
Visa CPS/Hotel and Car Rental Card Not Present, Debit – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Hotel and Car Rental Card Not Present, Prepaid – Exempt (CNP) 1.75%  $         0.20
Visa CPS/Hotel and Car Rental Card Not Present, Prepaid – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Hotel and Car Rental Card Present, Debit – Exempt (CP) 1.19%  $         0.10
Visa CPS/Hotel and Car Rental Card Present, Debit – Regulated (CP) 0.05%  $         0.22
Visa CPS/Hotel and Car Rental Card Present, Prepaid – Exempt (CP) 1.15%  $         0.15
Visa CPS/Hotel and Car Rental Card Present, Prepaid – Regulated (CP) 0.05%  $         0.22
Visa CPS/Passenger Transport Card Present, Debit – Exempt (CP) 1.19%  $         0.10
Visa CPS/Passenger Transport Card Present, Debit – Regulated (CP) 0.05%  $         0.22
Visa CPS/Passenger Transport Card Present, Prepaid – Exempt (CP) 1.15%  $         0.15
Visa CPS/Passenger Transport Card Present, Prepaid – Regulated (CP) 0.05%  $         0.22
Visa CPS/Passenger Transport, Debit – Exempt (CNP) 1.70%  $         0.15
Visa CPS/Passenger Transport, Debit – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Passenger Transport, Prepaid – Exempt (CNP) 1.75%  $         0.20
Visa CPS/Passenger Transport, Prepaid – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable) – All Other 1.43%  $         0.05
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable) – Signature 1.43%  $         0.05
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable) – Signature Preferred (Visa Infinite) 2.20%  $         0.10
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable) – Traditional Rewards 1.43%  $         0.05
Visa CPS/Restaurant, Debit – Exempt (CP) 1.19%  $         0.10
Visa CPS/Restaurant, Debit – Regulated (CP) 0.05%  $         0.22
Visa CPS/Restaurant, Prepaid – Exempt (CP) 1.15%  $         0.15
Visa CPS/Restaurant, Prepaid – Regulated (CP) 0.05%  $         0.22
Visa CPS/Retail 2 – Card Not Present, Debit – Exempt (CNP) 0.65%  $         0.15  $         2.00
Visa CPS/Retail 2 – Card Not Present, Debit – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Retail 2 – Card Not Present, Prepaid – Exempt (CNP) 0.65%  $         0.15  $         2.00
Visa CPS/Retail 2 – Card Not Present, Prepaid – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Retail Key Entry, Debit – Exempt (CP) 1.65%  $         0.15
Visa CPS/Retail Key Entry, Debit – Regulated (CP) 0.05%  $         0.22
Visa CPS/Retail Key Entry, Prepaid – Exempt (CP) 1.75%  $         0.20
Visa CPS/Retail Key Entry, Prepaid – Regulated (CP) 0.05%  $         0.22
Visa CPS/Retail, Debit – Exempt (CP) |  Non-regulated consumer debit 0.80%  $         0.15
Visa CPS/Retail, Debit – Regulated (CP) 0.05%  $         0.22
Visa CPS/Retail, Prepaid – Exempt (CP) |  Product 2Non-regulated consumer prepaid 1.15%  $         0.15
Visa CPS/Retail, Prepaid – Regulated (CP) |  Product 2Regulated Consumer Debit/Prepaid 0.05%  $         0.22
Visa CPS/Service Station, Debit – Exempt (CP) 0.80%  $         0.15  $         0.95
Visa CPS/Service Station, Debit – Regulated (CP) 0.05%  $         0.22
Visa CPS/Service Station, Prepaid – Exempt (CP) 1.15%  $         0.15  $         0.95
Visa CPS/Service Station, Prepaid – Regulated (CP) 0.05%  $         0.22
Visa CPS/Small Ticket, Debit – Exempt (CP) 1.55%  $         0.04
Visa CPS/Small Ticket, Debit – Regulated (CP) 0.05%  $         0.22
Visa CPS/Small Ticket, Prepaid – Exempt (CP) 1.60%  $         0.05
Visa CPS/Small Ticket, Prepaid – Regulated (CP) 0.05%  $         0.22
Visa CPS/Supermarket, Debit – Exempt (CP)  $         0.30
Visa CPS/Supermarket, Debit – Regulated (CP) 0.05%  $         0.22
Visa CPS/Supermarket, Prepaid – Exempt (CP) 1.15%  $         0.15  $         0.35
Visa CPS/Supermarket, Prepaid – Regulated (CP) 0.05%  $         0.22
Visa CPS/Utility – All Other  $         0.75
Visa CPS/Utility – Signature  $         0.75
Visa CPS/Utility – Signature Preferred (Visa Infinite)  $         0.75
Visa CPS/Utility – Traditional Rewards  $         0.75
Visa CPS/Utility, Debit – Exempt (CNP)  $         0.65
Visa CPS/Utility, Debit – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Utility, Prepaid – Exempt (CNP)  $         0.65
Visa CPS/Utility, Prepaid – Regulated (CNP) 0.05%  $         0.22
Visa Credit Voucher—Debit 0.00%  $            –
Visa Education (tx >=$500) – All Other 1.43%  $         0.05
Visa Education (tx >=$500) – Signature 1.43%  $         0.05
Visa Education (tx >=$500) – Signature Preferred (Visa Infinite) 2.15%  $         0.10
Visa Education (tx >=$500) – Traditional Rewards 1.43%  $         0.05
Visa Electronic Interchange Reimbursement Fee (EIRF) – Exempt 1.80%  $         0.20
Visa Electronic Interchange Reimbursement Fee (EIRF) – Regulated 0.05%  $         0.22
Visa Electronic Interchange Reimbursement Fee (EIRF), Debit – Exempt 1.75%  $         0.20
Visa Electronic Interchange Reimbursement Fee (EIRF), Debit – Regulated 0.05%  $         0.22
Visa Electronic Program – All Commerical Products 2.00%  $            –
Visa Electronic Program – Classic / Gold / Electron 1.10%  $            –
Visa Electronic Program – Infinite 1.97%  $            –
Visa Electronic Program – Signature / Premium 1.80%  $            –
Visa Fuel – All Other 1.15%  $         0.25  $         1.10
Visa Fuel – Signature 1.15%  $         0.25  $         1.10
Visa Fuel – Signature Preferred (Visa Infinite) 1.15%  $         0.25  $         1.10
Visa Fuel – Traditional Rewards 1.15%  $         0.25  $         1.10
Visa Government-to-Government (G2G) 1.65%  $         0.10
Visa GSA Large Ticket 1.20%  $       39.00
Visa Healthcare (tx >=$500) – All Other 1.43%  $         0.05
Visa Healthcare (tx >=$500) – Signature 1.43%  $         0.05
Visa Healthcare (tx >=$500) – Signature Preferred (Visa Infinite) 2.30%  $         0.10
Visa Healthcare (tx >=$500) – Traditional Rewards 1.43%  $         0.05
Visa Insurance – All Other 1.43%  $         0.05
Visa Insurance – Signature 1.43%  $         0.05
Visa Insurance – Signature Preferred (Visa Infinite) 2.25%  $         0.10
Visa Insurance – Traditional Rewards 1.43%  $         0.05
Visa Interregional Regulated Debit – All Commercial Products 0.05%  $         0.22
Visa Interregional Regulated Debit – Classic / Gold / Electron 0.05%  $         0.22
Visa Interregional Regulated Debit – Infinite 0.05%  $         0.22
Visa Interregional Regulated Debit – Signature / Premium 0.05%  $         0.22
Visa Issuer Chip Card – All Commerical Products 2.00%  $            –
Visa Issuer Chip Card – Classic / Gold / Electron 1.20%  $            –
Visa Issuer Chip Card – Infinite 1.97%  $            –
Visa Issuer Chip Card – Signature / Premium 1.80%  $            –
Visa Large Purchase Advantage CNP > $500000 0.40%  $       58.50
Visa Large Purchase Advantage CNP $10000.01-$25000 0.70%  $       49.50
Visa Large Purchase Advantage CNP $100000.01-$500000 0.50%  $       55.50
Visa Large Purchase Advantage CNP $25000.01-$100000 0.60%  $       52.50
Visa Mail/Phone Order and eCommerce Merchants—Consumer Credit 2.05%  $            –
Visa Manual Cash Disbursement Reimbursement Fee  $         2.00
Visa Mini Statement – International  $         0.30
Visa Money Transfer Fast Funds  $         0.60
Visa Non-Passenger Transport—Consumer Credit 1.76%  $            –
Visa Non-Passenger Transport—Corporate and Business Card 2.35%  $            –
Visa Non-Passenger Transport—GSA Purchasing Transactions – <$10000 2.35%  $            –
Visa Non-Passenger Transport—GSA Purchasing Transactions – >$100000.01 1.80%  $            –
Visa Non-Passenger Transport—GSA Purchasing Transactions – $10000.01-$25000 2.15%  $            –
Visa Non-Passenger Transport—GSA Purchasing Transactions – $25000.01-$100000 2.00%  $            –
Visa Non-Passenger Transport—Non GSA Purchasing Transactions – <$10000 2.40%  $            –
Visa Non-Passenger Transport—Non GSA Purchasing Transactions – >$500000 1.80%  $            –
Visa Non-Passenger Transport—Non GSA Purchasing Transactions – $10000.01-$25000 2.30%  $            –
Visa Non-Passenger Transport—Non GSA Purchasing Transactions – $100000.01-$500000 2.00%  $            –
Visa Non-Passenger Transport—Non GSA Purchasing Transactions – $25000.01-$100000 2.20%  $            –
Visa Non-Qualified Commercial Prepaid Regulated 0.05%  $         0.22
Visa Non-Qualified Commercial/Corporate/Purchasing 2.95%  $         0.10
Visa Non-Qualified Consumer Credit – All Other 2.70%  $         0.10
Visa Non-Qualified Consumer Credit – Signature 2.70%  $         0.10
Visa Non-Qualified Consumer Credit – Signature Preferred (Visa Infinite) 2.70%  $         0.10
Visa Non-Qualified Consumer Credit – Traditional Rewards 2.70%  $         0.10
Visa Non-Qualified Corporate/Purchasing Prepaid – Exempt 2.95%  $         0.10
Visa Non-Qualified Corporate/Purchasing Prepaid – Regulated 0.05%  $         0.22
Visa Non-Qualified Corporate/Purchasing Prepaid / Business Exempt 2.95%  $         0.10
Visa Non-Qualified Purchasing Prepaid Exempt 2.95%  $         0.10
Visa Non-Qualified with Data Commercial/Corporate/Purchasing 2.95%  $         0.10
Visa Original Credits  $         0.29
Visa Passenger Transport Service Category—Credit 2.33%  $            –
Visa Performance T1 – All Other 1.43%  $         0.10
Visa Performance T1 – Signature 1.65%  $         0.10
Visa Performance T1 – Signature Preferred (Visa Infinite) 2.10%  $         0.10
Visa Performance T1 – Traditional Rewards 1.43%  $         0.10
Visa Performance T2 – All Other 1.47%  $         0.10
Visa Performance T2 – Signature 1.65%  $         0.10
Visa Performance T2 – Signature Preferred (Visa Infinite) 2.10%  $         0.10
Visa Performance T2 – Traditional Rewards 1.47%  $         0.10
Visa Performance T3 – Signature 1.65%  $         0.10
Visa Performance T3 – Signature Preferred (Visa Infinite) 2.10%  $         0.10
Visa Performance T3 – Traditional Rewards 1.51%  $         0.10
Visa Performance T3- All Other 1.51%  $         0.10
Visa PIN Charge / Unblock – International  $         0.60
Visa Plus Alternative Media Fee (paid by acquirer)  $         0.10
Visa Product 1 – All Other |  Consumer Credit 1.80%  $         0.10
Visa Product 1 – Signature 1.95%  $         0.10
Visa Product 1 – Signature Preferred (Visa Infinite) 2.40%  $         0.10
Visa Product 1 – Traditional Rewards 1.95%  $         0.10
Visa Product 2 – All Other |  Product 2 Consumer Credit 1.51%  $         0.10
Visa Product 2 – Signature Preferred (Visa Infinite) |  Product 2 2.10%  $         0.10
Visa Product 2 – Signature/Infinite |  Product 2 1.65%  $         0.10
Visa Product 2 – Traditional Rewards |  Product 2Rewards 1.65%  $         0.10
Visa Purchasing Prepaid Large Ticket Commercial Prepaid Regulated 0.05%  $         0.22
Visa Purchasing Prepaid Large Ticket Purchasing Prepaid Exempt 1.45%  $       35.00
Visa Real Estate (tx >=$500) – All Other 1.43%  $         0.05
Visa Real Estate (tx >=$500) – Signature 1.43%  $         0.05
Visa Real Estate (tx >=$500) – Signature Preferred (Visa Infinite) 2.15%  $         0.10
Visa Real Estate (tx >=$500) – Traditional Rewards 1.43%  $         0.05
Visa Restaurant 1 – All Other 2.20%  $            –
Visa Restaurant 1 – Signature 2.70%  $            –
Visa Restaurant 1 – Signature Preferred (Visa Infinite) 2.70%  $            –
Visa Restaurant 1 – Traditional Rewards 2.20%  $            –
Visa Restaurant 2 – All Other 2.10%  $            –
Visa Restaurant 2 – Signature 2.60%  $            –
Visa Restaurant 2 – Signature Preferred (Visa Infinite) 2.60%  $            –
Visa Restaurant 2 – Traditional Rewards 2.10%  $            –
Visa Secure eCommerce Transaction – All Commerical Products 2.00%  $            –
Visa Secure eCommerce Transaction – Classic / Gold / Electron 1.44%  $            –
Visa Secure eCommerce Transaction – Infinite 1.97%  $            –
Visa Secure eCommerce Transaction – Signature / Premium 1.80%  $            –
Visa Service Station and Government Small Ticket – All Other 1.65%  $         0.04
Visa Service Station and Government Small Ticket – Signature 1.65%  $         0.04
Visa Service Station and Government Small Ticket – Traditional Rewards 1.65%  $         0.04
Visa Services (tx >=$100) – All Other 1.55%  $         0.10
Visa Services (tx >=$100) – Signature 1.85%  $         0.10
Visa Services (tx >=$100) – Signature Preferred (Visa Infinite) 2.30%  $         0.10
Visa Services (tx >=$100) – Traditional Rewards 1.70%  $         0.10
Visa Small Ticket – All Other 1.90%  $            –
Visa Small Ticket – Signature 2.20%  $            –
Visa Small Ticket – Signature Preferred (Visa Infinite) 2.20%  $            –
Visa Small Ticket – Traditional Rewards 1.90%  $            –
Visa Standard Interchange Reimbursement Fee, Debit – Exempt (CNP) 1.90%  $         0.25
Visa Standard Interchange Reimbursement Fee, Debit – Regulated (CNP) 0.05%  $         0.22
Visa Standard Interchange Reimbursement Fee, Prepaid – Exempt (CNP) 1.90%  $         0.25
Visa Standard Interchange Reimbursement Fee, Prepaid – Regulated (CNP) 0.05%  $         0.22
Visa Standard Program – All Commerical Products 2.00%  $            –
Visa Standard Program – Classic / Gold / Electron 1.60%  $            –
Visa Standard Program – Infinite 1.97%  $            –
Visa Standard Program – Signature / Premium 1.80%  $            –
Visa Straight-Through-Processing (STP) Tier 1 < $7000 2.00%  $         0.10
Visa Straight-Through-Processing (STP) Tier 2 $7000-$14999.99 1.30%  $       35.00
Visa Straight-Through-Processing (STP) Tier 3 $15000-$49999.99 1.10%  $       35.00
Visa Straight-Through-Processing (STP) Tier 4 $50000-$99999.99 0.95%  $       35.00
Visa Straight-Through-Processing (STP) Tier 5 > $100000 0.80%  $       35.00
Visa Supermarket Credit  T2 – All Other 1.22%  $         0.05
Visa Supermarket Credit  T3 – Traditional Rewards 1.22%  $         0.05
Visa Supermarket Credit – Tier 0 – All Other 1.15%  $         0.05
Visa Supermarket Credit – Tier 0 – Signature 1.40%  $         0.05
Visa Supermarket Credit – Tier 0 – Signature Preferred (Visa Infinite) 1.40%  $         0.05
Visa Supermarket Credit – Tier 0 – Traditional Rewards 1.15%  $         0.05
Visa Supermarket Credit T1 – All Other 1.15%  $         0.05
Visa Supermarket Credit T1 – Signature / CPS Rewards 1 1.50%  $         0.05
Visa Supermarket Credit T1 – Signature Preferred (Visa Infinite) 1.55%  $         0.05
Visa Supermarket Credit T1 – Traditional Rewards 1.15%  $         0.05
Visa Supermarket Credit T2 – Signature  / CPS Rewards 1 1.55%  $         0.05
Visa Supermarket Credit T2 – Signature Preferred (Visa Infinite) 1.65%  $         0.05
Visa Supermarket Credit T2 – Traditional Rewards 1.22%  $         0.05
Visa Supermarket Credit T3 – Signature  / CPS Rewards 1 1.60%  $         0.05
Visa Supermarket Credit T3 – Signature Preferred (Visa Infinite) 1.75%  $         0.05
Visa Supermarket Credit T3- All Other 1.22%  $         0.05
Visa Supermarket Credit—All Other – Signature  / CPS Rewards 1 1.65%  $         0.07
Visa Supermarket Credit—All Other – Signature Preferred (Visa Infinite) 2.00%  $         0.07
Visa Supermarket Credit—All Other – Traditional Rewards 1.50%  $         0.07
Visa Supermarket Credit—All Other- All Other 1.50%  $         0.07
Visa Taxi 1 – All Other 2.20%  $            –
Visa Taxi 1 – Signature 2.70%  $            –
Visa Taxi 1 – Signature Preferred (Visa Infinite) 2.70%  $            –
Visa Taxi 1 – Traditional Rewards 2.20%  $            –
Visa Taxi 2 – All Other 2.10%  $            –
Visa Taxi 2 – Signature 2.60%  $            –
Visa Taxi 2 – Signature Preferred (Visa Infinite) 2.60%  $            –
Visa Taxi 2 – Traditional Rewards 2.10%  $            –
Visa Travel – All Other |  Product 2 Consumer Credit (Travel MCC) 1.75%  $         0.10
Visa Travel – Signature Preferred (Visa Infinite) |  Product 2 2.40%  $         0.10
Visa Travel – Signature/Infinite |  Product 2 2.25%  $         0.10
Visa Travel – Traditional Rewards |  Product 2 Rewards (Travel MCC) 1.95%  $         0.10
Visa Travel Service, Debit – Exempt (CP) 1.19%  $         0.10
Visa Travel Service, Debit – Regulated (CP) 0.05%  $         0.22
Visa Travel Service, Prepaid – Exempt (CP) 1.15%  $         0.15
Visa Travel Service, Prepaid – Regulated (CP) 0.05%  $         0.22
Visa Visa Money Transfer Original Credit  $         0.03
Visa Visa Prepaid Load Network Interchange Reimbursement Fee  $         0.05
Mastercard Airline – World Elite 2.30%  $         0.10
Mastercard Airline – World High Value 2.30%  $         0.10
Mastercard Charities – Commercial Debit |  Commercial and Non-Regulated Commercial Debit 2.00%  $         0.10
Mastercard Charities – Commercial Prepaid |  Commercial and Non-Regulated Commercial Prepaid 2.00%  $         0.10
Mastercard Charities – Core |  Consumer Credit 2.00%  $         0.10
Mastercard Charities – Enhanced 2.00%  $         0.10
Mastercard Charities – Large Market Credit 2.00%  $         0.10
Mastercard Charities – Non-Regulated Consumer Debit 1.45%  $         0.15
Mastercard Charities – Non-Regulated Consumer Prepaid 1.45%  $         0.15
Mastercard Charities – Regulated Consumer Debit/Prepaid 0.05%  $         0.22
Mastercard Charities – World 2.00%  $         0.10
Mastercard Charities – World Elite 2.00%  $         0.10
Mastercard Charities – World High Value 2.00%  $         0.10
Mastercard Charities Level 1 Business Core 2.00%  $         0.10
Mastercard Charities Level 2 Business World 2.00%  $         0.10
Mastercard Charities Level 3 Business World Elite 2.00%  $         0.10
Mastercard Charities Level 4 2.00%  $         0.10
Mastercard Charities Level 5 2.00%  $         0.10
Mastercard Commercial Bill Pay Standard 2.50%  $         0.10
Mastercard Commercial Business-To-Business Product 1 2.00%  $            –
Mastercard Commercial Business-To-Business Product 2 1.80%  $            –
Mastercard Commercial Business-To-Business Product 3 1.60%  $            –
Mastercard Commercial Business-To-Business Product 4 1.40%  $            –
Mastercard Commercial Business-To-Business Product 5 1.20%  $            –
Mastercard Commercial Business-To-Business Product 6 1.00%  $            –
Mastercard Commercial Freight 1.80%  $         0.10
Mastercard Commercial Large Ticket – Regulated Commercian Debit/Prepaid 0.05%  $         0.22
Mastercard Commercial Refund Group 1 – Commercial Debit 2.37%  $            –
Mastercard Commercial Refund Group 1 – Commercial Prepaid 2.37%  $            –
Mastercard Commercial Refund Group 1 – Large Market Credit 2.37%  $            –
Mastercard Commercial Refund Group 1 Level 1 Business Core 2.37%  $            –
Mastercard Commercial Refund Group 1 Level 2 Business World 2.37%  $            –
Mastercard Commercial Refund Group 1 Level 3 Business World Elite 2.37%  $            –
Mastercard Commercial Refund Group 1 Level 4 2.37%  $            –
Mastercard Commercial Refund Group 1 Level 5 2.37%  $            –
Mastercard Commercial Refund Group 2 – Commercial Debit 2.30%  $            –
Mastercard Commercial Refund Group 2 – Commercial Prepaid 2.30%  $            –
Mastercard Commercial Refund Group 2 – Large Market Credit 2.30%  $            –
Mastercard Commercial Refund Group 2 Level 1 Business Core 2.30%  $            –
Mastercard Commercial Refund Group 2 Level 2 Business World 2.30%  $            –
Mastercard Commercial Refund Group 2 Level 3 Business World Elite 2.30%  $            –
Mastercard Commercial Refund Group 2 Level 4 2.30%  $            –
Mastercard Commercial Refund Group 2 Level 5 2.30%  $            –
Mastercard Commercial Refund Group 3 – Commercial Debit 2.21%  $            –
Mastercard Commercial Refund Group 3 – Commercial Prepaid 2.21%  $            –
Mastercard Commercial Refund Group 3 – Large Market Credit 2.21%  $            –
Mastercard Commercial Refund Group 3 Level 1 Business Core 2.21%  $            –
Mastercard Commercial Refund Group 3 Level 2 Business World 2.21%  $            –
Mastercard Commercial Refund Group 3 Level 3 Business World Elite 2.21%  $            –
Mastercard Commercial Refund Group 3 Level 4 2.21%  $            –
Mastercard Commercial Refund Group 3 Level 5 2.21%  $            –
Mastercard Commercial Refund Group 4 – Commercial Debit 2.16%  $            –
Mastercard Commercial Refund Group 4 – Commercial Prepaid 2.16%  $            –
Mastercard Commercial Refund Group 4 – Large Market Credit 2.16%  $            –
Mastercard Commercial Refund Group 4 Level 1 Business Core 2.16%  $            –
Mastercard Commercial Refund Group 4 Level 2 Business World 2.16%  $            –
Mastercard Commercial Refund Group 4 Level 3 Business World Elite 2.16%  $            –
Mastercard Commercial Refund Group 4 Level 4 2.16%  $            –
Mastercard Commercial Refund Group 4 Level 5 2.16%  $            –
Mastercard Commercial Standard Business Level 1 2.95%  $         0.10
Mastercard Commercial Standard Business Level 2 3.10%  $         0.10
Mastercard Commercial Standard Business Level 3 3.15%  $         0.10
Mastercard Commercial Standard Business Level 4 3.25%  $         0.10
Mastercard Commercial Standard Business Level 5 3.30%  $         0.10
Mastercard Commercial Standard Large Market 2.95%  $         0.10
Mastercard Commercial Standard Non-Regulated Business Debit 2.95%  $         0.10
Mastercard Commercial Standard Non-Regulated Business Prepaid 2.95%  $         0.10
Mastercard Commercial Standard Regulated Commercial Debit/Prepaid 0.05%  $         0.22
Mastercard Commercial T&E Business Level 1 2.35%  $         0.10
Mastercard Commercial T&E Business Level 2 2.50%  $         0.10
Mastercard Commercial T&E Business Level 3 2.55%  $         0.10
Mastercard Commercial T&E Business Level 4 2.65%  $         0.10
Mastercard Commercial T&E Business Level 5 2.70%  $         0.10
Mastercard Commercial T&E Large Market 2.65%  $         0.10
Mastercard Commercial T&E Regulated Commercial Debit/Prepaid 0.05%  $         0.22
Mastercard Consumer Credit Refund Group 1 – World 2.42%  $            –
Mastercard Consumer Credit Refund Group 1 – World Elite 2.42%  $            –
Mastercard Consumer Credit Refund Group 1 – World High Value 2.42%  $            –
Mastercard Consumer Credit Refund Group 2 – Core 2.09%  $            –
Mastercard Consumer Credit Refund Group 2 – Enhanced 2.09%  $            –
Mastercard Consumer Credit Refund Group 2 – World 2.09%  $            –
Mastercard Consumer Credit Refund Group 2 – World Elite 2.09%  $            –
Mastercard Consumer Credit Refund Group 2 – World High Value 2.09%  $            –
Mastercard Consumer Credit Refund Group 3 – Core 1.95%  $            –
Mastercard Consumer Credit Refund Group 3 – Enhanced 1.95%  $            –
Mastercard Consumer Credit Refund Group 3 – World 1.95%  $            –
Mastercard Consumer Credit Refund Group 3 – World Elite 1.95%  $            –
Mastercard Consumer Credit Refund Group 3 – World High Value 1.95%  $            –
Mastercard Consumer Credit Refund Group 4 – Core 1.82%  $            –
Mastercard Consumer Credit Refund Group 4 – Enhanced 1.82%  $            –
Mastercard Consumer Credit Refund Group 4 – World 1.82%  $            –
Mastercard Consumer Credit Refund Group 4 – World Elite 1.82%  $            –
Mastercard Consumer Credit Refund Group 4 – World High Value 1.82%  $            –
Mastercard Consumer Credit Refund Group 5 – Core 1.73%  $            –
Mastercard Consumer Credit Refund Group 5 – Enhanced 1.73%  $            –
Mastercard Consumer Credit Refund Group 5 – World 1.73%  $            –
Mastercard Consumer Credit Refund Group 5 – World Elite 1.73%  $            –
Mastercard Consumer Credit Refund Group 5 – World High Value 1.73%  $            –
Mastercard Consumer Debit Refund Group 1 – Debit Rate 0.00%  $            –
Mastercard Consumer Debit Refund Group 1 – Prepaid Rate 0.00%  $            –
Mastercard Consumer Debit Refund Group 2 – Debit Rate 0.00%  $            –
Mastercard Consumer Debit Refund Group 2 – Prepaid Rate 0.00%  $            –
Mastercard Consumer Debit Refund Group 3 – Debit Rate 0.00%  $            –
Mastercard Consumer Debit Refund Group 3 – Prepaid Rate 0.00%  $            –
Mastercard Convenience Base – Core |  Consumer Credit 1.90%  $            –
Mastercard Convenience Base – Enhanced 1.90%  $            –
Mastercard Convenience Base – World 2.00%  $            –
Mastercard Convenience Base – World Elite 2.00%  $            –
Mastercard Convenience Base – World High Value 2.00%  $            –
Mastercard Convenience Purchase Tier 1 – Core 1.35%  $            –
Mastercard Convenience Purchase Tier 1 – Enhanced 1.35%  $            –
Mastercard Convenience Purchase Tier 1 – World 1.45%  $            –
Mastercard Convenience Purchase Tier 1 – World Elite 1.60%  $            –
Mastercard Convenience Purchase Tier 1 – World High Value 1.60%  $            –
Mastercard Data Rate I – Commercial Debit |  Non-Regulated Business Debit 2.65%  $         0.10
Mastercard Data Rate I – Commercial Prepaid |  Non-Regulated Business Prepaid 2.65%  $         0.10
Mastercard Data Rate I – Large Market Credit |  Commercial Data Rate I Large Market 2.70%  $         0.10
Mastercard Data Rate I – Regulated Commercial Debit / Prepaid 0.05%  $         0.22
Mastercard Data Rate I (Healthcare MCCs) – Commercial Debit 1.00%  $            –  $         5.00
Mastercard Data Rate I (Healthcare MCCs) – Commercial Prepaid |  Commercial Payments Account Prepaid 1.00%  $            –  $         5.00
Mastercard Data Rate I (Healthcare MCCs) – Large Market Credit |  Commercial Payments Account 1.00%  $            –  $         5.00
Mastercard Data Rate I Level 1 Business Core |  Commercial Data Rate I Business Level 1 2.65%  $         0.10
Mastercard Data Rate I Level 2 Business World |  Commercial Data Rate I Business Level 2 2.80%  $         0.10
Mastercard Data Rate I Level 3 Business World Elite |  Commercial Data Rate I Business Level 3 2.85%  $         0.10
Mastercard Data Rate I Level 4 |  Commercial Data Rate I Business Level 4 2.95%  $         0.10
Mastercard Data Rate I Level 5 |  Commercial Data Rate I Business Level 5 3.00%  $         0.10
Mastercard Data Rate II – Commercial Debit |  Non-Regulated Business Debit 2.10%  $         0.10
Mastercard Data Rate II – Commercial Prepaid |  Non-Regulated Business Prepaid 2.65%  $         0.10
Mastercard Data Rate II – Large Market Credit |  Commercial Data Rate II Large Market 2.50%  $         0.10
Mastercard Data Rate II – Regulated Business Debit / Prepaid 0.05%  $         0.22
Mastercard Data Rate II (Petroleum MCCs) – Commercial Business L1 1.90%  $         0.10
Mastercard Data Rate II (Petroleum MCCs) – Commercial Business L2 2.05%  $         0.10
Mastercard Data Rate II (Petroleum MCCs) – Commercial Business L3 2.10%  $         0.10
Mastercard Data Rate II (Petroleum MCCs) – Commercial Business L4 2.20%  $         0.10
Mastercard Data Rate II (Petroleum MCCs) – Commercial Business L5 2.25%  $         0.10
Mastercard Data Rate II (Petroleum MCCs) – Commercial Debit |  Non-Regulated Business Debit 2.05%  $         0.10
Mastercard Data Rate II (Petroleum MCCs) – Commercial Prepaid |  Non-Regulated Business Prepaid 2.05%  $         0.10
Mastercard Data Rate II (Petroleum MCCs) – Large Market Credit |  Commercial Data Rate II Petroleum Large Market 2.20%  $         0.10
Mastercard Data Rate II (Petroleum MCCs) – Regulated Commercial Debit/Prepaid 0.05%  $         0.22
Mastercard Data Rate II Level 1 Business Core |  Commercial Data Rate II L1 1.90%  $         0.10
Mastercard Data Rate II Level 2 Business World |  Commercial Data Rate II L2 2.05%  $         0.10
Mastercard Data Rate II Level 3 Business World Elite |  Commercial Data Rate II L3 2.10%  $         0.10
Mastercard Data Rate II Level 4 |  Commercial Data Rate II L4 2.20%  $         0.10
Mastercard Data Rate II Level 5 |  Commercial Data Rate II L5 2.25%  $         0.10
Mastercard Data Rate III – Large Market Credit |  Commercial Data Rate III Large Market 1.90%  $         0.10
Mastercard Data Rate III – Regulated Commercial Debit/Prepaid 0.05%  $         0.22
Mastercard Emerging Markets – Non-Regulated Consumer Debit 0.80%  $         0.25
Mastercard Emerging Markets – Non-Regulated Consumer Debit Prepaid 0.80%  $         0.25
Mastercard Emerging Markets – Regulated Consumer Debit/Prepaid 0.05%  $         0.22
Mastercard Emerging Markets (Education / Gov’t MCCs) – Non-Regulated Consumer Debit 0.65%  $         0.15  $         2.00
Mastercard Emerging Markets (Education / Gov’t MCCs) – Non-Regulated Consumer Prepaid 0.65%  $         0.15  $         2.00
Mastercard Emerging Markets (Education / Gov’t MCCs) – Regulated Consumer Prepaid 0.05%  $         0.22
Mastercard Full UCAF SecureCode – Core |  Consumer Credit 1.89%  $         0.10
Mastercard Full UCAF SecureCode – Enhanced 2.04%  $         0.10
Mastercard Full UCAF SecureCode – Non-Regulated Consumer Debit 1.65%  $         0.15
Mastercard Full UCAF SecureCode – Non-Regulated Consumer Prepaid 1.76%  $         0.20
Mastercard Full UCAF SecureCode – Regulated Consumer Debit/Prepaid 0.05%  $         0.22
Mastercard Full UCAF SecureCode – World 2.05%  $         0.10
Mastercard Full UCAF SecureCode – World Elite 2.50%  $         0.10
Mastercard Full UCAF SecureCode – World High Value 2.50%  $         0.10
Mastercard Full UCAF SecureCode Consumer Credit / Debit Non-US Issued 1.54%  $            –
Mastercard Full UCAF SecureCode Consumer Premium – Non-US Issued 1.85%  $            –
Mastercard Full UCAF SecureCode Consumer Super Premium – Non-US Issued 1.98%  $            –
Mastercard Humanitarian Prepaid 1.65%  $            –
Mastercard Installment Tx Group A – Payments A 1.85%  $            –
Mastercard Installment Tx Group A – Payments B 1.85%  $            –
Mastercard Installment Tx Group A – Payments C 1.85%  $            –
Mastercard Installment Tx Group A – Payments D 1.85%  $            –
Mastercard Installment Tx Group A – Payments E 1.85%  $            –
Mastercard Installment Tx Group A – Payments F 1.85%  $            –
Mastercard Installment Tx Group A – Payments G 1.85%  $            –
Mastercard Installment Tx Group A – Payments P 1.85%  $            –
Mastercard Installment Tx Group A – Payments S 1.85%  $            –
Mastercard Installment Tx Group B – Payments A 1.60%  $            –
Mastercard Installment Tx Group B – Payments B 1.60%  $            –
Mastercard Installment Tx Group B – Payments C 1.60%  $            –
Mastercard Installment Tx Group B – Payments D 1.60%  $            –
Mastercard Installment Tx Group B – Payments E 1.60%  $            –
Mastercard Installment Tx Group B – Payments F 1.60%  $            –
Mastercard Installment Tx Group B – Payments G 1.60%  $            –
Mastercard Installment Tx Group B – Payments P 1.60%  $            –
Mastercard Installment Tx Group B – Payments S 1.60%  $            –
Mastercard Installment Tx Group C – Payments A 0.50%  $            –
Mastercard Installment Tx Group C – Payments B 0.50%  $            –
Mastercard Installment Tx Group C – Payments C 0.50%  $            –
Mastercard Installment Tx Group C – Payments D 0.50%  $            –
Mastercard Installment Tx Group C – Payments E 0.50%  $            –
Mastercard Installment Tx Group C – Payments F 0.50%  $            –
Mastercard Installment Tx Group C – Payments G 0.50%  $            –
Mastercard Installment Tx Group C – Payments P 0.50%  $            –
Mastercard Installment Tx Group C – Payments S 0.50%  $            –
Mastercard Interregional Commercial Non-US Issued 2.00%  $            –
Mastercard Interregional Commercial Premium Non-US Issued 2.00%  $            –
Mastercard Interregional Electronic Consumer Credit Non-US Issued 1.10%  $            –
Mastercard Interregional Electronic Consumer Debit Non-US Issued 1.10%  $            –
Mastercard Interregional Electronic Consumer Premium Non-US Issued 1.85%  $            –
Mastercard Interregional Electronic Consumer Super Premium Non-US Issued 1.98%  $            –
Mastercard Interregional Humanitarian Prepaid 1.65%  $            –
Mastercard Interregional Regulated POS Debit Commercial Debit/Prepaid 0.05%  $         0.55
Mastercard Interregional Regulated POS Debit Consumer Debit/Prepaid 0.05%  $         0.22
Mastercard Interregional Standard Consumer Credit Non-US Issued 1.60%  $            –
Mastercard Interregional Standard Consumer Premium Non-US Issued 1.85%  $            –
Mastercard Interregional Standard Consumer Super Premium Non-US Issued 1.98%  $            –
Mastercard Key Entered Consumer Credit 1.89%  $         0.10
Mastercard Key Entered Non-Regulated Consumer Debit 1.65%  $         0.15
Mastercard Key Entered Non-Regulated Consumer Prepaid 1.76%  $         0.20
Mastercard Key Entered Regulated Consumer Debit/Prepaid 0.05%  $         0.22
Mastercard Key-entered – Enhanced 2.04%  $         0.10
Mastercard Key-entered – World 2.05%  $         0.10
Mastercard Key-entered – World Elite 2.50%  $         0.10
Mastercard Key-entered – World High Value 2.50%  $         0.10
Mastercard Large Ticket (fmr Large Ticket I) – Large Market Credit |  Commercial Large Ticket Large Market 1.45%  $       35.00
Mastercard Large Ticket 1 (USD 10,000.00–25,000) |  Commercial Payment Account 1 1.20%  $            –
Mastercard Large Ticket 2 (USD 25,000.01–100,000) |  Commercial Payment Account 2 1.00%  $            –
Mastercard Large Ticket 3 (USD 100,000.01–500,000) |  Commercial Payment Account 3 0.90%  $            –
Mastercard Large Ticket 4 (USD 500,000.01–1,000,000) |  Commercial Payment Account 4 0.80%  $            –
Mastercard Large Ticket 5 (More than USD 1,000,000) |  Commercial Payment Account 5 0.70%  $            –
Mastercard Lodging and Auto Rental – Core |  Consumer Credit 1.58%  $         0.10
Mastercard Lodging and Auto Rental – Enhanced 1.80%  $         0.10
Mastercard Lodging and Auto Rental – Non-Regulated Consumer Debit 1.15%  $         0.15
Mastercard Lodging and Auto Rental – Non-Regulated Consumer Prepaid 1.15%  $         0.15
Mastercard Lodging and Auto Rental – Regulated Consumer Debit/Prepaid 0.05%  $         0.22
Mastercard MC Enhanced Value Merit 1 (3D Secure) 1.70%  $         0.10
Mastercard MC Merit 1 Credit (3D Secure) 1.60%  $         0.10
Mastercard MC Merit 1 Debit (3D Secure) 1.10%  $         0.15
Mastercard MC World Card Merit 1 (3D Secure) 1.80%  $         0.10
Mastercard MC World Elite Merit 1 (3D Secure) 2.20%  $         0.10
Mastercard Merchant UCAF SecureCode  – Non-Regulated Consumer Debit 1.65%  $         0.15
Mastercard Merchant UCAF SecureCode – Core 1.89%  $         0.10
Mastercard Merchant UCAF SecureCode – Enhanced 2.04%  $         0.10
Mastercard Merchant UCAF SecureCode – Non-Regulated Consumer Prepaid 1.76%  $         0.20
Mastercard Merchant UCAF SecureCode – Regulated Consumer Debit/Prepaid 0.05%  $         0.22
Mastercard Merchant UCAF SecureCode – World 2.05%  $         0.10
Mastercard Merchant UCAF SecureCode – World Elite 2.50%  $         0.10
Mastercard Merchant UCAF SecureCode – World High Value 2.50%  $         0.10
Mastercard Merchant UCAF SecureCode Consumer Credit / Debit Non-US Issued 1.44%  $            –
Mastercard Merchant UCAF SecureCode Consumer Premium – Non-US Issued 1.85%  $            –
Mastercard Merchant UCAF SecureCode Consumer Super Premium – Non-US Issued 1.98%  $            –
Mastercard Merit I – Core  |  Consumer Credit 1.89%  $         0.10
Mastercard Merit I – Debit Rate |  Non-Regulated Consumer Debit 1.65%  $         0.15
Mastercard Merit I – Enhanced 2.04%  $         0.10
Mastercard Merit I – Prepaid Rate |  Non-Regulated Consumer Prepaid 1.76%  $         0.20
Mastercard Merit I – World 2.05%  $         0.10
Mastercard Merit I – World Elite 2.50%  $         0.10
Mastercard Merit I – World High Value 2.50%  $         0.10
Mastercard Merit I (Consumer Loans MCCs) – Non-Regulated Consumer Debit 0.80%  $         0.25  $         2.95
Mastercard Merit I (Consumer Loans MCCs) – Non-Regulated Consumer Prepaid 0.80%  $         0.25  $         2.95
Mastercard Merit I (Consumer Loans MCCs) – Regulated Consumer Debit/Prepaid 0.05%  $         0.22
Mastercard Merit I (E-Commerce) Consumer Credit 1.89%  $         0.10
Mastercard Merit I (E-Commerce) Enhanced 2.04%  $         0.10
Mastercard Merit I (E-Commerce) High Value 2.50%  $         0.10
Mastercard Merit I (E-Commerce) Non-Regulated Consumer Debit 1.65%  $         0.15
Mastercard Merit I (E-Commerce) Non-Regulated Consumer Prepaid 1.76%  $         0.20
Mastercard Merit I (E-Commerce) Regulated Consumer Debit/Prepaid 0.05%  $         0.22
Mastercard Merit I (E-Commerce) World Card 2.05%  $         0.10
Mastercard Merit I (E-Commerce) World Elite 2.50%  $         0.10
Mastercard Merit I (Insurance MCCs) – Core |  Consumer Credit 1.43%  $         0.05
Mastercard Merit I (Insurance MCCs) – Enhanced 1.43%  $         0.05
Mastercard Merit I (Insurance MCCs) – World 1.43%  $         0.05
Mastercard Merit I (Insurance MCCs) – World Elite 2.20%  $         0.10
Mastercard Merit I (Insurance MCCs) – World High Value 2.20%  $         0.10
Mastercard Merit I (Real Estate MCCs) – Core |  Consumer Credit 1.10%  $            –
Mastercard Merit I (Real Estate MCCs) – Enhanced 1.10%  $            –
Mastercard Merit I (Real Estate MCCs) – Non-Regulated Consumer Debit 1.10%  $            –
Mastercard Merit I (Real Estate MCCs) – Non-Regulated Consumer Prepaid 1.10%  $            –
Mastercard Merit I (Real Estate MCCs) – Regulated Consumer Debit/Prepaid 0.05%  $         0.22
Mastercard Merit I (Real Estate MCCs) – World 1.10%  $            –
Mastercard Merit I (Real Estate MCCs) – World Elite 2.20%  $         0.10
Mastercard Merit I (Real Estate MCCs) – World High Value 2.20%  $         0.10
Mastercard Merit I Regulated Consumer Debit/Prepaid 0.05%  $         0.22
Mastercard Merit III Base – Core (=Card Present) |  Consumer Credit 1.58%  $         0.10
Mastercard Merit III Base – Enhanced (=Card Present) 1.73%  $         0.10
Mastercard Merit III Base – World (=Card Present) 1.77%  $         0.10
Mastercard Merit III Base – World Elite (=Card Present) 2.20%  $         0.10
Mastercard Merit III Base – World High Value (=Card Present) 2.20%  $         0.10
Mastercard Merit III Base (Card Present) – Non-Regulated Consumer Debit 1.05%  $         0.15
Mastercard Merit III Base (Card Present) – Non-Regulated Consumer Prepaid 1.05%  $         0.15
Mastercard Merit III Regulated Consumer Debit/Prepaid 0.05%  $         0.22
Mastercard Merit III Tier 1 – Core 1.43%  $         0.10
Mastercard Merit III Tier 1 – Debit Rate 0.70%  $         0.15
Mastercard Merit III Tier 1 – Enhanced 1.43%  $         0.10
Mastercard Merit III Tier 1 – Prepaid Rate 0.70%  $         0.15
Mastercard Merit III Tier 1 – World 1.53%  $         0.10
Mastercard Merit III Tier 1 – World Elite 2.05%  $         0.10
Mastercard Merit III Tier 1 – World High Value 2.05%  $         0.10
Mastercard Merit III Tier 2 – Core 1.48%  $         0.10
Mastercard Merit III Tier 2 – Debit Rate 0.83%  $         0.15
Mastercard Merit III Tier 2 – Enhanced 1.48%  $         0.10
Mastercard Merit III Tier 2 – Prepaid Rate 0.83%  $         0.15
Mastercard Merit III Tier 2 – World 1.58%  $         0.10
Mastercard Merit III Tier 2 – World Elite 2.10%  $         0.10
Mastercard Merit III Tier 2 – World High Value 2.10%  $         0.10
Mastercard Merit III Tier 3 – Core 1.55%  $         0.10
Mastercard Merit III Tier 3 – Debit Rate 0.95%  $         0.15
Mastercard Merit III Tier 3 – Enhanced 1.55%  $         0.10
Mastercard Merit III Tier 3 – Prepaid Rate 0.95%  $         0.15
Mastercard Merit III Tier 3 – World 1.65%  $         0.10
Mastercard Merit III Tier 3 – World Elite 2.15%  $         0.10
Mastercard Merit III Tier 3 – World High Value 2.15%  $         0.10
Mastercard Money Send & Funding Tx – Consumer Credit 3.25%  $         0.10
Mastercard Money Send & Funding Tx – Enhanced 3.25%  $         0.10
Mastercard Money Send & Funding Tx – High Value 3.25%  $         0.10
Mastercard Money Send & Funding Tx – Non-Regulated Consumer Debit 3.25%  $         0.10
Mastercard Money Send & Funding Tx – Non-Regulated Consumer Prepaid 3.25%  $         0.10
Mastercard Money Send & Funding Tx – Regulated Consumer Debit / Prepaid 0.05%  $         0.22
Mastercard Money Send & Funding Tx – World Card 3.25%  $         0.10
Mastercard Money Send & Funding Tx – World Elite 3.25%  $         0.10
Mastercard Passenger Transport – Core | Consumer Credit 1.75%  $         0.10
Mastercard Passenger Transport – Debit Rate |  Non-Regulated Consumer Debit 1.60%  $         0.15
Mastercard Passenger Transport – Enhanced 1.90%  $         0.10
Mastercard Passenger Transport – Prepaid Rate |  Non-Regulated Consumer Prepaid 1.60%  $         0.15
Mastercard Passenger Transport – Regulated Consumer Debit/Prepaid 0.05%  $         0.22
Mastercard Payment Transaction – Commercial Debit 0.19%  $         0.53
Mastercard Payment Transaction – Commercial Prepaid 0.19%  $         0.53
Mastercard Payment Transaction – Core 0.19%  $         0.53
Mastercard Payment Transaction – Debit Rate 0.19%  $         0.53
Mastercard Payment Transaction – Enhanced 0.19%  $         0.53
Mastercard Payment Transaction – Large Market Credit 0.19%  $         0.53
Mastercard Payment Transaction – Prepaid Rate 0.19%  $         0.53
Mastercard Payment Transaction – World 0.19%  $         0.53
Mastercard Payment Transaction – World Elite 0.19%  $         0.53
Mastercard Payment Transaction – World High Value 0.19%  $         0.53
Mastercard Payment Transaction (Gov’t owned Lottery) – Core  $         0.10
Mastercard Payment Transaction (Gov’t owned Lottery) – Enhanced  $         0.10
Mastercard Payment Transaction (Gov’t owned Lottery) – World  $         0.10
Mastercard Payment Transaction (Gov’t owned Lottery) – World Elite  $         0.10
Mastercard Payment Transaction (Gov’t owned Lottery) – World High Value  $         0.10
Mastercard Payment Transaction (Gov’t-owned Lottery) – Debit Rate  $         0.10
Mastercard Payment Transaction (Gov’t-owned Lottery) – Prepaid Rate  $         0.10
Mastercard Payment Transaction Level 1 Business Core 0.19%  $         0.53
Mastercard Payment Transaction Level 2 Business World 0.19%  $         0.53
Mastercard Payment Transaction Level 3 Business World Elite 0.19%  $         0.53
Mastercard Payment Transaction Level 4 0.19%  $         0.53
Mastercard Payment Transaction Level 5 0.19%  $         0.53
Mastercard Petroleum – Regulated Consumer Debit/Prepaid 0.05%  $         0.22
Mastercard Petroleum Base – Core |  Consumer Credit 1.90%  $            –  $         0.95
Mastercard Petroleum Base – Enhanced 1.90%  $            –  $         0.95
Mastercard Petroleum Base – World 2.00%  $            –  $         0.95
Mastercard Petroleum Base – World Elite 2.00%  $            –  $         0.95
Mastercard Petroleum Base – World High Value 2.00%  $            –  $         0.95
Mastercard Petroleum CAT/AFD – Debit Rate |  Non-Regulated Consumer Debit 0.70%  $         0.17  $         0.95
Mastercard Petroleum CAT/AFD – Prepaid Rate  |  Non-Regulated Consumer Prepaid 0.70%  $         0.17  $         0.95
Mastercard Petroleum Service Station – Non-Regulated Consumer Debit 0.70%  $         0.17  $         0.95
Mastercard Petroleum Service Station – Non-Regulated Consumer Prepaid 0.70%  $         0.17  $         0.95
Mastercard PIN Debit All Other Base (Purcahses, Payment Trans.) 0.90%  $         0.15
Mastercard PIN Debit Convenience Base (Purcahses, Payment Trans.) 0.75%  $         0.17  $         0.95
Mastercard Public Sector – Core |  Consumer Credit 1.55%  $         0.10
Mastercard Public Sector – Enhanced 1.55%  $         0.10
Mastercard Public Sector – World 1.55%  $         0.10
Mastercard Public Sector – World Elite 1.55%  $         0.10
Mastercard Public Sector – World High Value 1.55%  $         0.10
Mastercard Rebate – Commercial Debit 0.00%  $            –
Mastercard Rebate – Commercial Prepaid 0.00%  $            –
Mastercard Rebate – Large Market Credit 0.00%  $            –
Mastercard Rebate Level 1 Business Core 0.00%  $            –
Mastercard Rebate Level 2 Business World 0.00%  $            –
Mastercard Rebate Level 3 Business World Elite 0.00%  $            –
Mastercard Rebate Level 4 0.00%  $            –
Mastercard Rebate Level 5 0.00%  $            –
Mastercard Regulated Credits POS Debit – Debit Rate 0.00%  $            –
Mastercard Regulated Credits POS Debit – Prepaid Rate 0.00%  $            –
Mastercard Regulated Credits POS Debit Small Ticket – Debit Rate 0.00%  $            –
Mastercard Regulated Credits POS Debit Small Ticket – Prepaid Rate 0.00%  $            –
Mastercard Regulated Credits POS Debit Small Ticket with Fraud Adjustment – Debit Rate 0.00%  $            –
Mastercard Regulated Credits POS Debit Small Ticket with Fraud Adjustment – Prepaid Rate 0.00%  $            –
Mastercard Regulated Credits POS Debit with Fraud Adjustment – Debit Rate 0.00%  $            –
Mastercard Regulated Credits POS Debit with Fraud Adjustment – Prepaid Rate 0.00%  $            –
Mastercard Regulated Payment Transaction – Debit Rate 0.19%  $         0.53
Mastercard Regulated Payment Transaction – Prepaid Rate 0.19%  $         0.53
Mastercard Regulated Payment Transaction (Gov’t-owned Lottery) – Debit Rate 0.00%  $         0.10
Mastercard Regulated Payment Transaction (Gov’t-owned Lottery) – Prepaid Rate 0.00%  $         0.10
Mastercard Regulated Purchases POS Debit – Debit Rate |  Universal Consumer Regulated Debit 0.05%  $         0.21
Mastercard Regulated Purchases POS Debit – Prepaid Rate |  Universal Consumer Regulated Prepaid 0.05%  $         0.21
Mastercard Regulated Purchases POS Debit Small Ticket – Debit Rate 0.05%  $         0.21
Mastercard Regulated Purchases POS Debit Small Ticket – Prepaid Rate 0.05%  $         0.21
Mastercard Regulated Purchases POS Debit Small Ticket with Fraud Adjustment – Debit Rate 0.05%  $         0.22
Mastercard Regulated Purchases POS Debit Small Ticket with Fraud Adjustment – Prepaid Rate 0.05%  $         0.22
Mastercard Regulated Purchases POS Debit with Fraud Adjustment – Debit Rate |  Universal Regulated Debit Fraud Adj 0.05%  $         0.22
Mastercard Regulated Purchases POS Debit with Fraud Adjustment – Prepaid Rate |  Universal Regulated Prepaid Fraud Adj 0.05%  $         0.22
Mastercard Restaurant – Debit Rate |  Non-Regulated Consumer Debit 1.19%  $         0.10
Mastercard Restaurant – Prepaid Rate |  Non-Regulated Consumer Prepaid 1.19%  $         0.10
Mastercard Restaurant – Regulated Consumer Debit/Prepaid 0.05%  $         0.22
Mastercard Restaurant – World 1.73%  $         0.10
Mastercard Restaurant – World Elite 2.20%  $         0.10
Mastercard Restaurant – World High Value 2.20%  $         0.10
Mastercard Service Industries – Core |  Consumer Credit 1.15%  $         0.05
Mastercard Service Industries – Enhanced 1.15%  $         0.05
Mastercard Service Industries – Non-Regulated Consumer Debit 1.15%  $         0.05
Mastercard Service Industries – Non-Regulated Consumer Prepaid 1.15%  $         0.05
Mastercard Service Industries – Regulated Consumer Debit/Prepaid 0.05%  $         0.22
Mastercard Service Industries – World 1.15%  $         0.05
Mastercard Service Industries – World Elite 1.15%  $         0.05
Mastercard Service Industries – World High Value 1.15%  $         0.05
Mastercard Small Ticket – Card Not Present CNP Consumer Credit 1.89%  $         0.10
Mastercard Small Ticket – Card Not Present CNP Enhanced 2.04%  $         0.10
Mastercard Small Ticket – Card Not Present CNP High Value 2.50%  $         0.10
Mastercard Small Ticket – Card Not Present CNP World Card 2.05%  $         0.10
Mastercard Small Ticket – Card Not Present CNP World Elite 2.50%  $         0.10
Mastercard Small Ticket – Card Present CP Consumer Credit 1.58%  $         0.10
Mastercard Small Ticket – Card Present CP Enhanced 1.73%  $         0.10
Mastercard Small Ticket – Card Present CP High Value 2.20%  $         0.10
Mastercard Small Ticket – Card Present CP World Card 1.77%  $         0.10
Mastercard Small Ticket – Card Present CP World Elite 2.20%  $         0.10
Mastercard Small Ticket Debit/Prepaid – Non-Regulated Consumer Debit 1.55%  $         0.04
Mastercard Small Ticket Debit/Prepaid – Non-Regulated Consumer Prepaid 1.55%  $         0.04
Mastercard Small Ticket Debit/Prepaid – Regulated Consumer Debit/Prepaid 0.05%  $         0.22
Mastercard Small Ticket Tier 1 – Debit Rate 1.30%  $         0.03
Mastercard Small Ticket Tier 1 – Prepaid Rate 1.30%  $         0.03
Mastercard Standard – Core |  Consumer Standard Consumer Credit 2.95%  $         0.10
Mastercard Standard – Debit Rate |  Consumer Standard Non-Regulated 1.90%  $         0.25
Mastercard Standard – Enhanced |  Consumer Standard 2.95%  $         0.10
Mastercard Standard – Prepaid Rate |  Consumer Standard Non-Regulated 1.90%  $         0.25
Mastercard Standard – World |  Consumer Standard 2.95%  $         0.10
Mastercard Standard – World Elite |  Consumer Standard 3.25%  $         0.10
Mastercard Standard – World High Value |  Consumer Standard 3.25%  $         0.10
Mastercard Standard -Regulated Consumer Debit/ Prepaid |  Consumer Standard Regulated Debit/Prepaid 0.05%  $         0.22
Mastercard Supermarket Base – Core |  Consumer Credit 1.48%  $         0.10
Mastercard Supermarket Base – Debit Rate |  Non-Regulated Consumer Debit 1.05%  $         0.15  $         0.35
Mastercard Supermarket Base – Enhanced 1.48%  $         0.10
Mastercard Supermarket Base – Prepaid Rate |  Non-Regulated Consumer Prepaid 1.05%  $         0.15  $         0.35
Mastercard Supermarket Base – Regulated Consumer Debit/Prepaid 0.05%  $         0.22
Mastercard Supermarket Base – World 1.58%  $         0.10
Mastercard Supermarket Base – World Elite 1.90%  $         0.10
Mastercard Supermarket Base – World High Value 1.90%  $         0.10
Mastercard Supermarket Tier 1 – Core 1.15%  $         0.05
Mastercard Supermarket Tier 1 – Enhanced 1.15%  $         0.05
Mastercard Supermarket Tier 1 – World 1.25%  $         0.05
Mastercard Supermarket Tier 1 – World Elite 1.25%  $         0.05
Mastercard Supermarket Tier 1 – World High Value 1.25%  $         0.05
Mastercard Supermarket Tier 2 – Core 1.15%  $         0.05
Mastercard Supermarket Tier 2 – Enhanced 1.15%  $         0.05
Mastercard Supermarket Tier 2 – World 1.25%  $         0.05
Mastercard Supermarket Tier 2 – World Elite 1.25%  $         0.05
Mastercard Supermarket Tier 2 – World High Value 1.25%  $         0.05
Mastercard Supermarket Tier 3 – Core 1.22%  $         0.05
Mastercard Supermarket Tier 3 – Enhanced 1.22%  $         0.05
Mastercard Supermarket Tier 3 – World 1.32%  $         0.05
Mastercard Supermarket Tier 3 – World Elite 1.32%  $         0.05
Mastercard Supermarket Tier 3 – World High Value 1.32%  $         0.05
Mastercard T&E – World 2.30%  $         0.10
Mastercard T&E – World Elite 2.75%  $         0.10
Mastercard T&E – World High Value 2.75%  $         0.10
Mastercard T&E Large Ticket – World Elite 2.00%  $            –
Mastercard T&E Large Ticket – World High Value 2.00%  $            –
Mastercard T&E Rate (fmr T&E Rate II) – Commercial Debit 2.35%  $         0.10
Mastercard T&E Rate (fmr T&E Rate II) – Commercial Prepaid 2.35%  $         0.10
Mastercard Utilities – Commercial Debit  $         1.50
Mastercard Utilities – Commercial Prepaid  $         1.50
Mastercard Utilities – Core |  Consumer Credit  $         0.65
Mastercard Utilities – Debit Rate |  Non-Regulated Consumer Debit  $         0.65
Mastercard Utilities – Enhanced  $         0.65
Mastercard Utilities – Prepaid Rate |  Non-Regulated Consumer Prepaid  $         0.65
Mastercard Utilities – Regulated Consumer Debit/Prepaid 0.05%  $         0.22
Mastercard Utilities – World  $         0.65
Mastercard Utilities – World Elite  $         0.75
Mastercard Utilities – World High Value  $         0.75
Mastercard Utilities Level 1 Business Core |  All Business Products  $         1.50
Mastercard Utilities Level 2 Business World  $         1.50
Mastercard Utilities Level 3 Business World Elite  $         1.50
Mastercard Utilities Level 4  $         1.50
Mastercard Utilities Level 5  $         1.50
Mastercard Variable Interchange Programs (VIP) 1 |  Commercial B2B VIP 1 0.80%  $         0.10
Mastercard Variable Interchange Programs (VIP) 10 |  Commercial B2B VIP 10 1.15%  $       80.00
Mastercard Variable Interchange Programs (VIP) 11 |  Commercial B2B VIP 11 1.45%  $       35.00
Mastercard Variable Interchange Programs (VIP) 12 |  Commercial B2B VIP 12 2.15%  $         0.10
Mastercard Variable Interchange Programs (VIP) 13 |  Commercial B2B VIP 13 1.55%  $         0.10
Mastercard Variable Interchange Programs (VIP) 14 |  Commercial B2B VIP 14 0.40%  $            –
Mastercard Variable Interchange Programs (VIP) 15 |  Commercial B2B VIP 15 2.85%  $            –
Mastercard Variable Interchange Programs (VIP) 16 |  Commercial B2B VIP 16 2.80%  $         0.10
Mastercard Variable Interchange Programs (VIP) 17 |  Commercial B2B VIP 17 2.65%  $         0.10
Mastercard Variable Interchange Programs (VIP) 18 |  Commercial B2B VIP 18 2.20%  $            –
Mastercard Variable Interchange Programs (VIP) 19 |  Commercial B2B VIP 19 2.10%  $            –
Mastercard Variable Interchange Programs (VIP) 2 |  Commercial B2B VIP 2 1.05%  $         0.10
Mastercard Variable Interchange Programs (VIP) 20 |  Commercial B2B VIP 20 1.95%  $            –
Mastercard Variable Interchange Programs (VIP) 21 |  Commercial B2B VIP 21 1.85%  $            –
Mastercard Variable Interchange Programs (VIP) 22 |  Commercial B2B VIP 22 1.75%  $            –
Mastercard Variable Interchange Programs (VIP) 23 |  Commercial B2B VIP 23 1.65%  $            –
Mastercard Variable Interchange Programs (VIP) 24 |  Commercial B2B VIP 24 1.55%  $            –
Mastercard Variable Interchange Programs (VIP) 25 |  Commercial B2B VIP 25 1.25%  $            –
Mastercard Variable Interchange Programs (VIP) 26 |  Commercial B2B VIP 26 1.10%  $            –
Mastercard Variable Interchange Programs (VIP) 27 |  Commercial B2B VIP 27 0.95%  $            –
Mastercard Variable Interchange Programs (VIP) 28 |  Commercial B2B VIP 28 0.90%  $            –
Mastercard Variable Interchange Programs (VIP) 29 |  Commercial B2B VIP 29 0.75%  $            –
Mastercard Variable Interchange Programs (VIP) 3 |  Commercial B2B VIP 3 1.35%  $         0.10
Mastercard Variable Interchange Programs (VIP) 30 |  Commercial B2B VIP 30 0.65%  $            –
Mastercard Variable Interchange Programs (VIP) 31 |  Commercial B2B VIP 31 0.60%  $            –
Mastercard Variable Interchange Programs (VIP) 32 |  Commercial B2B VIP 32 0.50%  $            –
Mastercard Variable Interchange Programs (VIP) 33 |  Commercial B2B VIP 33 0.30%  $         5.00
Mastercard Variable Interchange Programs (VIP) 34 |  Commercial B2B VIP 34 0.00%  $       50.00
Mastercard Variable Interchange Programs (VIP) 4 |  Commercial B2B VIP 4 1.45%  $         0.10
Mastercard Variable Interchange Programs (VIP) 5 |  Commercial B2B VIP 5 1.90%  $         0.10
Mastercard Variable Interchange Programs (VIP) 6 |  Commercial B2B VIP 6 2.50%  $         0.10
Mastercard Variable Interchange Programs (VIP) 7 |  Commercial B2B VIP 7 3.00%  $         0.10
Mastercard Variable Interchange Programs (VIP) 8 |  Commercial B2B VIP 8 1.25%  $       40.00
Mastercard Variable Interchange Programs (VIP) 9 |  Commercial B2B VIP 9 1.20%  $       60.00
Discover PSL Assessment % 0.14%  $            –
Discover PSL Assessment PI (Network Authorization Fee) 0.00%  $         0.00
Discover PSL Base International – Commercial 1.90%  $         0.10
Discover PSL Base International – Core 1.70%  $         0.10
Discover PSL Base International – Debit/Prepaid 1.70%  $         0.10
Discover PSL Base International – Premium 1.70%  $         0.10
Discover PSL Base International – Premium Plus 1.79%  $         0.10
Discover PSL Base International – Rewards 1.70%  $         0.10
Discover PSL Base Submission DB Reg 0.05%  $         0.21
Discover PSL Base Submission DB Reg W/FA 0.05%  $         0.22
Discover PSL Base Submission Level – Core 2.95%  $         0.10
Discover PSL Base Submission Level – Debit 1.90%  $         0.25
Discover PSL Base Submission Level – Premium 2.95%  $         0.10
Discover PSL Base Submission Level – Premium Plus 2.95%  $         0.10
Discover PSL Base Submission Level – Prepaid 1.90%  $         0.25
Discover PSL Base Submission Level – Rewards 2.95%  $         0.10
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Core 1.89%  $         0.10
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Debit 1.75%  $         0.20
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Premium 2.00%  $         0.10
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Premium Plus 2.40%  $         0.10
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Prepaid 1.76%  $         0.20
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Rewards 2.00%  $         0.10
Discover PSL CNP DB Reg 0.05%  $         0.21
Discover PSL CNP DB Reg W/FA 0.05%  $         0.22
Discover PSL Commercial Adjustment Voucher Program 1 2.25%  $            –
Discover PSL Commercial Base 2.95%  $         0.10
Discover PSL Commercial Base Debit 2.95%  $         0.10
Discover PSL Commercial Base Debit Reg 2.95%  $         0.10
Discover PSL Commercial Base Debit Reg w/ FA 2.95%  $         0.10
Discover PSL Commercial Base Prepaid 2.95%  $         0.10
Discover PSL Commercial Electronic 2.35%  $         0.10
Discover PSL Commercial Electronic Debit 2.35%  $         0.10
Discover PSL Commercial Electronic Debit Reg 2.35%  $         0.10
Discover PSL Commercial Electronic Debit Reg w/ FA 2.35%  $         0.10
Discover PSL Commercial Electronic Prepaid 2.35%  $         0.10
Discover PSL Commercial Large Ticket Debit Reg 0.90%  $       20.00
Discover PSL Commercial Large Ticket Debit Reg w/ FA 0.90%  $       20.00
Discover PSL Commercial Large Ticket Prepaid 0.90%  $       20.00
Discover PSL Commercial Utilities  $         1.50
Discover PSL Commercial Utilities Debit 0.00%  $         1.50
Discover PSL Commercial Utilities Debit Reg 0.00%  $         1.50
Discover PSL Commercial Utilities Debit Reg w/ FA 0.00%  $         1.50
Discover PSL Commercial Utilities Prepaid 0.00%  $         1.50
Discover PSL Commercial Voucher 1 Debit Reg 2.25%  $            –
Discover PSL Commercial Voucher 1 Debit Reg w/ FA 2.25%  $            –
Discover PSL Commercial Voucher 1 Prepaid 2.25%  $            –
Discover PSL Consumer Adjustment Voucher Program 1 Core 2.07%  $            –
Discover PSL Consumer Adjustment Voucher Program 1 Premium 2.07%  $            –
Discover PSL Consumer Adjustment Voucher Program 1 Premium Plus 2.07%  $            –
Discover PSL Consumer Adjustment Voucher Program 1 Prepaid 1.80%  $            –
Discover PSL Consumer Adjustment Voucher Program 1 Rewards 2.07%  $            –
Discover PSL Consumer Adjustment Voucher Program 2 Core 2.02%  $            –
Discover PSL Consumer Adjustment Voucher Program 2 Premium 2.02%  $            –
Discover PSL Consumer Adjustment Voucher Program 2 Premium Plus 2.02%  $            –
Discover PSL Consumer Adjustment Voucher Program 2 Prepaid 1.69%  $            –
Discover PSL Consumer Adjustment Voucher Program 2 Rewards 2.02%  $            –
Discover PSL Consumer Adjustment Voucher Program 3 Core 1.75%  $            –
Discover PSL Consumer Adjustment Voucher Program 3 Premium 1.75%  $            –
Discover PSL Consumer Adjustment Voucher Program 3 Premium Plus 1.75%  $            –
Discover PSL Consumer Adjustment Voucher Program 3 Premium Plus -0.16%  $       (3.00)
Discover PSL Consumer Adjustment Voucher Program 3 Premium Plus -0.16%  $       (1.65)
Discover PSL Consumer Adjustment Voucher Program 3 Premium Plus 0.00%  $            –
Discover PSL Consumer Adjustment Voucher Program 3 Prepaid 1.35%  $            –
Discover PSL Consumer Adjustment Voucher Program 3 Rewards 1.75%  $            –
Discover PSL Data Usage Fee† 0.00%  $         0.02
Discover PSL Debt Repayment – Debit Regulated 0.05%  $         0.21
Discover PSL Debt Repayment – Debit Regulated – MAX 0.05%  $         0.21
Discover PSL Debt Repayment – Debit Regulated W/F 0.05%  $         0.22
Discover PSL Debt Repayment – Debit Regulated W/F – MAX 0.05%  $         0.22
Discover PSL Debt Repayment – Prepaid 0.70%  $         0.16
Discover PSL Debt Repayment – Prepaid – MAX 0.00%  $         2.40
Discover PSL Disc Voucher 1 DB Reg 0.90%  $       20.00
Discover PSL Disc Voucher 1 DB Reg W/FA 1.80%  $            –
Discover PSL Disc Voucher 2 DB Reg 2.35%  $         0.10
Discover PSL Disc Voucher 2 DB Reg W/FA 1.69%  $            –
Discover PSL Disc Voucher 3 DB Reg 2.95%  $         0.10
Discover PSL Disc Voucher 3 DB Reg W/FA 1.35%  $            –
Discover PSL E-Commerce DB Reg 0.05%  $         0.21
Discover PSL E-Commerce DB Reg W/FA 0.05%  $         0.22
Discover PSL E-Commerce Secured – Core 1.89%  $         0.10
Discover PSL E-Commerce Secured – Debit 1.75%  $         0.20
Discover PSL E-Commerce Secured – Premium 2.00%  $         0.10
Discover PSL E-Commerce Secured – Premium Plus 2.40%  $         0.10
Discover PSL E-Commerce Secured – Prepaid 1.75%  $         0.20
Discover PSL E-Commerce Secured – Rewards 2.00%  $         0.10
Discover PSL E-Commerce Secured DB Reg 0.05%  $         0.21
Discover PSL Ecom Secured DB Reg W/FA 0.05%  $         0.22
Discover PSL eCommerce 1.89%  $         0.10
Discover PSL Electronic International – Commercial 1.90%  $         0.10
Discover PSL Electronic International – Core 1.65%  $            –
Discover PSL Electronic International – Debit/Prepaid 1.20%  $            –
Discover PSL Electronic International – Premium 1.65%  $            –
Discover PSL Electronic International – Premium Plus 1.65%  $            –
Discover PSL Electronic International – Rewards 1.65%  $            –
Discover PSL Emerging Markets – Core 1.45%  $         0.05
Discover PSL Emerging Markets – Debit 0.90%  $         0.20
Discover PSL Emerging Markets – Premium 1.45%  $         0.05
Discover PSL Emerging Markets – Premium Plus 2.30%  $         0.10
Discover PSL Emerging Markets – Prepaid 0.90%  $         0.20
Discover PSL Emerging Markets – Rewards 1.45%  $         0.05
Discover PSL Emerging Mrkt DB Reg 0.05%  $         0.21
Discover PSL Emerging Mrkt DB Reg W/FA 0.05%  $         0.22
Discover PSL Express Services – Core 1.95%  $            –
Discover PSL Express Services – Debit 1.80%  $            –
Discover PSL Express Services – Premium 1.95%  $            –
Discover PSL Express Services – Premium Plus 2.05%  $            –
Discover PSL Express Services – Prepaid 1.80%  $            –
Discover PSL Express Services – Rewards 1.95%  $            –
Discover PSL Express Srvc DB Reg 0.05%  $         0.21
Discover PSL Express Srvc DB Reg W/FA 0.05%  $         0.22
Discover PSL Government 1.35%  $         0.05
Discover PSL Hotel/Car DB Reg 0.05%  $         0.21
Discover PSL Hotel/Car DB Reg W/FA 0.05%  $         0.22
Discover PSL Hotels/ Car Rentals – Core 1.58%  $         0.10
Discover PSL Hotels/ Car Rentals – Debit 1.35%  $         0.16
Discover PSL Hotels/ Car Rentals – Premium 2.30%  $         0.10
Discover PSL Hotels/ Car Rentals – Premium Plus 2.40%  $         0.10
Discover PSL Hotels/ Car Rentals – Prepaid 1.35%  $         0.16
Discover PSL Hotels/ Car Rentals – Rewards 1.90%  $         0.10
Discover PSL Insurance – Core 1.43%  $         0.05
Discover PSL Insurance – Debit 0.80%  $         0.25
Discover PSL Insurance – Premium 1.43%  $         0.05
Discover PSL Insurance – Premium Plus 2.30%  $         0.05
Discover PSL Insurance – Prepaid 0.80%  $         0.25
Discover PSL Insurance – Rewards 1.43%  $         0.05
Discover PSL Insurance DB Reg 0.05%  $         0.21
Discover PSL Insurance DB Reg W/FA 0.05%  $         0.22
Discover PSL Intl Csh Adv Processing Fee 0.50%  $            –
Discover PSL Intl Processing Fee 0.50%  $            –
Discover PSL Intl Service Fee 0.80%  $            –
Discover PSL Key Entered Debit Reg 0.05%  $         0.21
Discover PSL Key Entered Debit Reg W/FA 0.05%  $         0.22
Discover PSL Key Entry – Core 1.89%  $         0.10
Discover PSL Key Entry – Debit 1.75%  $         0.20
Discover PSL Key Entry – Premium 2.00%  $         0.10
Discover PSL Key Entry – Premium Plus 2.40%  $         0.10
Discover PSL Key Entry – Prepaid 1.76%  $         0.20
Discover PSL Key Entry – Rewards 2.00%  $         0.10
Discover PSL Lodging and Auto Rental 1.90%  $         0.10
Discover PSL MC World Elite Merit 1 (3D Secure) 2.90%  $         0.10
Discover PSL Micro Ticket – Core 1.95%  $            –
Discover PSL Micro Ticket – Debit 1.80%  $            –
Discover PSL Micro Ticket – Premium 1.97%  $            –
Discover PSL Micro Ticket – Premium Plus 2.05%  $            –
Discover PSL Micro Ticket – Prepaid 1.80%  $            –
Discover PSL Micro Ticket – Rewards 1.95%  $            –
Discover PSL Micro Ticket Debit Reg 0.05%  $         0.21
Discover PSL Micro Tkt Debit Reg W/F Adj 0.05%  $         0.22
Discover PSL Mid Acceptance 2.40%  $         0.10
Discover PSL Mid Submission DB Reg 0.05%  $         0.21
Discover PSL Mid Submission DB Reg W/FA 0.05%  $         0.22
Discover PSL Mid Submission Level – Core 2.40%  $         0.10
Discover PSL Mid Submission Level – Debit 1.80%  $         0.20
Discover PSL Mid Submission Level – Premium 2.40%  $         0.10
Discover PSL Mid Submission Level – Premium Plus 2.40%  $         0.10
Discover PSL Mid Submission Level – Prepaid 1.80%  $         0.20
Discover PSL Mid Submission Level – Rewards 2.40%  $         0.10
Discover PSL Passenger Trans DB Reg 0.05%  $         0.21
Discover PSL Passenger Trans DB Reg W/FA 0.05%  $         0.22
Discover PSL Passenger Transport 1.90%  $         0.10
Discover PSL Passenger Transport – Core 1.75%  $         0.10
Discover PSL Passenger Transport – Debit 1.60%  $         0.15
Discover PSL Passenger Transport – Premium 2.30%  $         0.10
Discover PSL Passenger Transport – Premium Plus 2.40%  $         0.10
Discover PSL Passenger Transport – Prepaid 1.60%  $         0.15
Discover PSL Passenger Transport – Rewards 1.90%  $         0.10
Discover PSL Petroleum 1.50%  $         0.10
Discover PSL Petroleum – Core 1.55%  $         0.05
Discover PSL Petroleum – Debit 0.76%  $         0.16
Discover PSL Petroleum – Premium 1.80%  $         0.05
Discover PSL Petroleum – Premium Plus 1.80%  $         0.05
Discover PSL Petroleum – Prepaid 0.76%  $         0.16
Discover PSL Petroleum – Rewards 1.80%  $         0.05
Discover PSL Petroleum DB Reg 0.05%  $         0.21
Discover PSL Petroleum DB Reg W/FA 0.05%  $         0.22
Discover PSL Program Integrity Fee 0.00%  $            –
Discover PSL Public Services – Core 1.55%  $         0.10
Discover PSL Public Services – Debit 0.90%  $         0.20
Discover PSL Public Services – Premium 1.55%  $         0.10
Discover PSL Public Services – Premium Plus 1.55%  $         0.10
Discover PSL Public Services – Prepaid 0.90%  $         0.20
Discover PSL Public Services – Rewards 1.55%  $         0.10
Discover PSL Public Srvc DB Reg 0.05%  $         0.21
Discover PSL Public Srvc DB Reg W/FA 0.05%  $         0.22
Discover PSL Real Estate – Core 1.10%  $            –
Discover PSL Real Estate – Debit 1.10%  $            –
Discover PSL Real Estate – Premium 1.10%  $            –
Discover PSL Real Estate – Premium Plus 2.30%  $         0.10
Discover PSL Real Estate – Prepaid 1.10%  $            –
Discover PSL Real Estate – Rewards 1.10%  $            –
Discover PSL Real Estate DB Reg 0.05%  $         0.21
Discover PSL Real Estate DB Reg W/FA 0.05%  $         0.22
Discover PSL Recurring Payments – Core 1.35%  $         0.05
Discover PSL Recurring Payments – Debit 1.20%  $         0.05
Discover PSL Recurring Payments – Premium 1.35%  $         0.05
Discover PSL Recurring Payments – Premium Plus 1.80%  $         0.05
Discover PSL Recurring Payments – Prepaid 1.20%  $         0.05
Discover PSL Recurring Payments – Rewards 1.35%  $         0.05
Discover PSL Recurring Pymt DB Reg 0.05%  $         0.21
Discover PSL Recurring Pymt DB Reg W/FA 0.05%  $         0.22
Discover PSL Restaurant 1.85%  $         0.05
Discover PSL Restaurants – Core 1.56%  $         0.10
Discover PSL Restaurants – Debit 1.14%  $         0.15
Discover PSL Restaurants – Premium 2.30%  $         0.10
Discover PSL Restaurants – Premium Plus 2.40%  $         0.10
Discover PSL Restaurants – Prepaid 1.14%  $         0.15
Discover PSL Restaurants – Rewards 1.95%  $         0.10
Discover PSL Restaurants DB Reg 0.05%  $         0.21
Discover PSL Restaurants DB Reg W/FA 0.05%  $         0.22
Discover PSL Retail 1.55%  $         0.10
Discover PSL Retail – Core 1.56%  $         0.10
Discover PSL Retail – Debit 1.10%  $         0.16
Discover PSL Retail – Premium 1.71%  $         0.10
Discover PSL Retail – Premium Plus 2.15%  $         0.10
Discover PSL Retail – Prepaid 1.12%  $         0.16
Discover PSL Retail – Rewards 1.71%  $         0.10
Discover PSL Retail Debit Reg 0.05%  $         0.21
Discover PSL Retail Debit Reg W/F Adj 0.05%  $         0.22
Discover PSL Small Ticket 1.70%  $         0.02
Discover PSL Sprmrkt Max DB Reg 0.05%  $         0.21
Discover PSL Sprmrkt Max DB Reg W/FA 0.05%  $         0.22
Discover PSL Supermarket 1.50%  $         0.05
Discover PSL Supermarket DB Reg 0.05%  $         0.21
Discover PSL Supermarket DB Reg W/FA 0.05%  $         0.22
Discover PSL Supermarkets/ Warehouse Clubs – Core 1.40%  $         0.05
Discover PSL Supermarkets/ Warehouse Clubs – Debit 1.10%  $         0.16
Discover PSL Supermarkets/ Warehouse Clubs – Premium 1.60%  $         0.10
Discover PSL Supermarkets/ Warehouse Clubs – Premium Plus 1.90%  $         0.10
Discover PSL Supermarkets/ Warehouse Clubs – Prepaid 1.12%  $         0.16
Discover PSL Supermarkets/ Warehouse Clubs – Rewards 1.60%  $         0.10
Discover PSL US Commercial Large Ticket 0.90%  $       20.00
Discover PSL US Commercial Large Ticket Debit 0.90%  $       20.00
Discover PSL US International Commercial 2.40%  $         0.10
Discover PSL US International Consumer Base 2.20%  $         0.10
Discover PSL US International Consumer Credit 2.15%  $            –
Discover PSL US International Consumer Debit / Prepaid 1.70%  $         0.10
Discover PSL Utilities  $         0.75
Discover PSL Utilities – Core  $         0.75
Discover PSL Utilities – Debit  $         0.75
Discover PSL Utilities – Premium  $         0.75
Discover PSL Utilities – Premium Plus  $         0.75
Discover PSL Utilities – Prepaid  $         0.75
Discover PSL Utilities – Rewards  $         0.75
Discover PSL Utilities DB Reg 0.05%  $         0.21
Discover PSL Utilities DB Reg W/FA 0.05%  $         0.22
Discover PSL Warehouse Club 1.10%  $         0.05
AMEX B2B / Wholesale Non-Swipe Non-U.S. Tier 1 2.35%  $         0.10
AMEX B2B / Wholesale Non-Swipe Non-U.S. Tier 2 2.60%  $         0.10
AMEX B2B / Wholesale Non-Swipe Non-U.S. Tier 3 3.05%  $         0.10
AMEX B2B / Wholesale Non-Swipe Tier 1 1.95%  $         0.10
AMEX B2B / Wholesale Non-Swipe Tier 2 2.20%  $         0.10
AMEX B2B / Wholesale Non-Swipe Tier 3 2.65%  $         0.10
AMEX B2B / Wholesale Non-U.S. Tier 1 2.05%  $         0.10
AMEX B2B / Wholesale Non-U.S. Tier 2 2.30%  $         0.10
AMEX B2B / Wholesale Non-U.S. Tier 3 2.75%  $         0.10
AMEX B2B / Wholesale Tier 1 1.65%  $         0.10
AMEX B2B / Wholesale Tier 2 1.90%  $         0.10
AMEX B2B / Wholesale Tier 3 2.35%  $         0.10
AMEX Education Non-Swipe Non-U.S. Tier 1 2.15%  $         0.10
AMEX Education Non-Swipe Non-U.S. Tier 2 2.50%  $         0.10
AMEX Education Non-Swipe Non-U.S. Tier 3 2.75%  $         0.10
AMEX Education Non-Swipe Tier 1 1.75%  $         0.10
AMEX Education Non-Swipe Tier 2 2.10%  $         0.10
AMEX Education Non-Swipe Tier 3 2.35%  $         0.10
AMEX Education Non-U.S. Tier 1 1.85%  $         0.10
AMEX Education Non-U.S. Tier 2 2.20%  $         0.10
AMEX Education Non-U.S. Tier 3 2.45%  $         0.10
AMEX Education Tier 1 1.45%  $         0.10
AMEX Education Tier 2 1.80%  $         0.10
AMEX Education Tier 3 2.05%  $         0.10
AMEX Emerging Markets Non-Swipe Non-U.S. Tier 1 1.83%  $         0.10
AMEX Emerging Markets Non-Swipe Non-U.S. Tier 2 2.45%  $         0.10
AMEX Emerging Markets Non-Swipe Non-U.S. Tier 3 3.10%  $         0.10
AMEX Emerging Markets Non-Swipe Tier 1 1.83%  $         0.10
AMEX Emerging Markets Non-Swipe Tier 2 2.45%  $         0.10
AMEX Emerging Markets Non-Swipe Tier 3 3.10%  $         0.10
AMEX Emerging Markets Non-U.S. Tier 1 1.43%  $         0.10
AMEX Emerging Markets Non-U.S. Tier 2 2.05%  $         0.10
AMEX Emerging Markets Non-U.S. Tier 3 2.70%  $         0.10
AMEX Emerging Markets Tier 1 1.43%  $         0.10
AMEX Emerging Markets Tier 2 2.05%  $         0.10
AMEX Emerging Markets Tier 3 2.70%  $         0.10
AMEX Government Non-Swipe Non-U.S. Tier 1 2.25%  $         0.10
AMEX Government Non-Swipe Non-U.S. Tier 2 2.40%  $         0.10
AMEX Government Non-Swipe Non-U.S. Tier 3 2.60%  $         0.10
AMEX Government Non-Swipe Tier 1 1.85%  $         0.10
AMEX Government Non-Swipe Tier 2 2.00%  $         0.10
AMEX Government Non-Swipe Tier 3 2.20%  $         0.10
AMEX Government Non-U.S. Tier 1 1.95%  $         0.10
AMEX Government Non-U.S. Tier 2 2.10%  $         0.10
AMEX Government Non-U.S. Tier 3 2.30%  $         0.10
AMEX Government Tier 1 1.55%  $         0.10
AMEX Government Tier 2 1.70%  $         0.10
AMEX Government Tier 3 1.90%  $         0.10
AMEX Healthcare Non-Swipe Non-U.S. Tier 1 2.25%  $         0.10
AMEX Healthcare Non-Swipe Non-U.S. Tier 2 2.55%  $         0.10
AMEX Healthcare Non-Swipe Non-U.S. Tier 3 3.00%  $         0.10
AMEX Healthcare Non-Swipe Tier 1 1.85%  $         0.10
AMEX Healthcare Non-Swipe Tier 2 2.15%  $         0.10
AMEX Healthcare Non-Swipe Tier 3 2.65%  $         0.10
AMEX Healthcare Non-U.S. Tier 1 1.95%  $         0.10
AMEX Healthcare Non-U.S. Tier 2 2.25%  $         0.10
AMEX Healthcare Non-U.S. Tier 3 2.70%  $         0.10
AMEX Healthcare Tier 1 1.55%  $         0.10
AMEX Healthcare Tier 2 1.85%  $         0.10
AMEX Healthcare Tier 3 2.30%  $         0.10
AMEX Other Non-Swipe Non-U.S. Tier 1 2.20%  $         0.10
AMEX Other Non-Swipe Non-U.S. Tier 2 2.55%  $         0.10
AMEX Other Non-Swipe Non-U.S. Tier 3 3.00%  $         0.10
AMEX Other Non-Swipe Tier 1 1.80%  $         0.10
AMEX Other Non-Swipe Tier 2 2.15%  $         0.10
AMEX Other Non-Swipe Tier 3 2.60%  $         0.10
AMEX Other Non-U.S. Tier 1 1.90%  $         0.10
AMEX Other Non-U.S. Tier 2 2.25%  $         0.10
AMEX Other Non-U.S. Tier 3 2.70%  $         0.10
AMEX Other Tier 1 1.50%  $         0.10
AMEX Other Tier 2 1.85%  $         0.10
AMEX Other Tier 3 2.30%  $         0.10
AMEX Prepaid Non-Swipe Non-U.S. Tier 1 2.05%  $         0.10
AMEX Prepaid Non-Swipe Non-U.S. Tier 2 2.40%  $         0.10
AMEX Prepaid Non-Swipe Non-U.S. Tier 3 2.85%  $         0.10
AMEX Prepaid Non-Swipe Tier 1 1.65%  $         0.10
AMEX Prepaid Non-Swipe Tier 2 2.00%  $         0.10
AMEX Prepaid Non-Swipe Tier 3 2.45%  $         0.10
AMEX Prepaid Non-U.S. Tier 1 1.75%  $         0.10
AMEX Prepaid Non-U.S. Tier 2 2.10%  $         0.10
AMEX Prepaid Non-U.S. Tier 3 2.55%  $         0.10
AMEX Prepaid Tier 1 1.35%  $         0.10
AMEX Prepaid Tier 2 1.70%  $         0.10
AMEX Prepaid Tier 3 2.15%  $         0.10
AMEX Restaurant Non-Swipe Non-U.S. Tier 0 2.30%  $         0.04
AMEX Restaurant Non-Swipe Non-U.S. Tier 1 2.55%  $         0.10
AMEX Restaurant Non-Swipe Non-U.S. Tier 2 3.20%  $         0.10
AMEX Restaurant Non-Swipe Non-U.S. Tier 3 3.55%  $         0.10
AMEX Restaurant Non-Swipe Tier 0 1.90%  $         0.04
AMEX Restaurant Non-Swipe Tier 1 2.15%  $         0.10
AMEX Restaurant Non-Swipe Tier 2 2.80%  $         0.10
AMEX Restaurant Non-Swipe Tier 3 3.15%  $         0.10
AMEX Restaurant Non-U.S. Tier 0 2.00%  $         0.04
AMEX Restaurant Non-U.S. Tier 1 2.25%  $         0.10
AMEX Restaurant Non-U.S. Tier 2 2.50%  $         0.10
AMEX Restaurant Non-U.S. Tier 3 3.25%  $         0.10
AMEX Restaurant Tier 0 1.60%  $         0.04
AMEX Restaurant Tier 1 1.85%  $         0.10
AMEX Restaurant Tier 2 2.50%  $         0.10
AMEX Restaurant Tier 3 2.85%  $         0.10
AMEX Retail Tier 1 1.60%  $         0.10
AMEX Retail Tier 1 Non-Swipe 1.90%  $         0.10
AMEX Retail Tier 1 Non-Swipe / Non-U.S. 2.30%  $         0.10
AMEX Retail Tier 1 Non-U.S. 2.00%  $         0.10
AMEX Retail Tier 2 1.95%  $         0.10
AMEX Retail Tier 2 Non-Swipe 2.25%  $         0.10
AMEX Retail Tier 2 Non-U.S. 2.35%  $         0.10
AMEX Retail Tier 3 2.40%  $         0.10
AMEX Retail Tier 3 Non-Swipe 2.70%  $         0.10
AMEX Retail Tier 3 Non-U.S. 2.80%  $         0.10
AMEX Services & Professional Services Non-Swipe Non-U.S. Tier 0 2.30%  $         0.04
AMEX Services & Professional Services Non-Swipe Non-U.S. Tier 1 2.30%  $         0.10
AMEX Services & Professional Services Non-Swipe Non-U.S. Tier 2 2.70%  $         0.10
AMEX Services & Professional Services Non-Swipe Non-U.S. Tier 3 3.10%  $         0.10
AMEX Services & Professional Services Non-Swipe Tier 0 1.90%  $         0.04
AMEX Services & Professional Services Non-Swipe Tier 1 2.40%  $         0.10
AMEX Services & Professional Services Non-Swipe Tier 2 2.30%  $         0.10
AMEX Services & Professional Services Non-Swipe Tier 3 2.80%  $         0.10
AMEX Services & Professional Services Non-U.S. Tier 0 2.00%  $         0.04
AMEX Services & Professional Services Non-U.S. Tier 1 2.10%  $         0.10
AMEX Services & Professional Services Non-U.S. Tier 2 2.40%  $         0.10
AMEX Services & Professional Services Non-U.S. Tier 3 2.70%  $         0.10
AMEX Services & Professional Services Tier 0 1.60%  $         0.04
AMEX Services & Professional Services Tier 1 1.70%  $         0.10
AMEX Services & Professional Services Tier 2 2.00%  $         0.10
AMEX Services & Professional Services Tier 3 2.40%  $         0.10
AMEX T&E Non-Swipe Non-U.S. Tier 1 2.95%  $         0.10
AMEX T&E Non-Swipe Non-U.S. Tier 2 3.30%  $         0.10
AMEX T&E Non-Swipe Non-U.S. Tier 3 3.70%  $         0.10
AMEX T&E Non-Swipe Tier 1 2.55%  $         0.10
AMEX T&E Non-Swipe Tier 2 2.90%  $         0.10
AMEX T&E Non-Swipe Tier 3 3.30%  $         0.10
AMEX T&E Non-U.S. Tier 1 2.65%  $         0.10
AMEX T&E Non-U.S. Tier 2 3.00%  $         0.10
AMEX T&E Non-U.S. Tier 3 3.40%  $         0.10
AMEX T&E Tier 1 2.25%  $         0.10
AMEX T&E Tier 2 2.60%  $         0.10
AMEX T&E Tier 3 3.00%  $         0.10
AMEX vPayments Base 1.89%  $            –
AMEX vPayments Non-U.S. 2.29%  $            –
  • APR 21
Network Plan Rate  Per Tx   Cap 
Visa Advertising – All Other 1.55%  $         0.10
Visa Advertising – Signature 1.75%  $         0.10
Visa Advertising – Signature Preferred 2.30%  $         0.10
Visa Advertising – Traditional Rewards 1.70%  $         0.10
Visa ATM Balance Inquiry Fee  $         0.25
Visa ATM Balance Inquiry Fee – International  $         0.30
Visa ATM Cash Disbursement Reimbursement Fee—Level 1  $         0.35
Visa ATM Cash Disbursement Reimbursement Fee—Level 2  $         0.40
Visa ATM Cash Disbursement Reimbursement Fee—Level 3  $         0.45
Visa ATM Cash Disbursement Reimbursement Fee—Level 4  $         0.55
Visa ATM Decline Fee  $         0.25
Visa ATM Decline Fee – International  $         0.30
Visa ATM Funds Transfer Fee  $         0.25
Visa ATM Funds Transfer Fee –  International  $         0.30
Visa ATM Mini Statement Fee  $         0.30
Visa ATM Plus Alliance Cash Disbursement Reimbursement Fee 0.35%  $         0.55  $         3.00
Visa ATM Shared Deposit Fee  $         2.50
Visa B2B Virtual Payments Standard – All Commercial Products 2.00%  $            –
Visa Business Debit Card Present – Exempt 1.70%  $         0.10
Visa Business Debit Card Present – Regulated 0.05%  $         0.22
Visa Business Debit CNP – Exempt 2.45%  $         0.10
Visa Business Debit CNP – Regulated 0.05%  $         0.22
Visa Business Debit Non-Qualified – Exempt 2.95%  $         0.10
Visa Business Debit Non-Qualified – Regulated 0.05%  $         0.22
Visa Business Debit Utility, CNP Only – Exempt  $         1.50
Visa Business Debit Utility, CNP Only – Regulated 0.05%  $         0.22
Visa Business Level II – Tier 1 1.90%  $         0.10
Visa Business Level II – Tier 2 2.05%  $         0.10
Visa Business Level II – Tier 3 2.10%  $         0.10
Visa Business Level II – Tier 4 2.20%  $         0.10
Visa Business Level II – Tier 5 2.25%  $         0.10
Visa Business Non-Qualified – Tier 1 3.15%  $         0.20
Visa Business Non-Qualified – Tier 2 3.15%  $         0.20
Visa Business Non-Qualified – Tier 3 3.15%  $         0.20
Visa Business Non-Qualified – Tier 4 3.15%  $         0.20
Visa Business Non-Qualified – Tier 5 3.15%  $         0.20
Visa Business Product 1 – Tier 1 2.65%  $         0.10
Visa Business Product 1 – Tier 2 2.80%  $         0.10
Visa Business Product 1 – Tier 3 2.85%  $         0.10
Visa Business Product 1 – Tier 4 2.95%  $         0.10
Visa Business Product 1 – Tier 5 3.00%  $         0.10
Visa Business Product 2 – Tier 1 1.90%  $         0.10
Visa Business Product 2 – Tier 2 2.05%  $         0.10
Visa Business Product 2 – Tier 3 2.10%  $         0.10
Visa Business Product 2 – Tier 4 2.20%  $         0.10
Visa Business Product 2 – Tier 5 2.25%  $         0.10
Visa Business Travel – Tier 1 2.35%  $         0.10
Visa Business Travel – Tier 2 2.50%  $         0.15
Visa Business Travel – Tier 3 2.55%  $         0.20
Visa Business Travel – Tier 4 2.55%  $         0.20
Visa Business Travel – Tier 5 2.70%  $         0.20
Visa Business Utilities (Business Prepaid Only) Commercial Prepaid Regulated 0.05%  $         0.22
Visa Business Utilities (Business Prepaid Only) Corporate Prepaid / Business Exempt  $         1.50
Visa Business Utilities (Business Prepaid Only) Purchasing Prepaid Exempt  $            –
Visa Business Utility – Tier 1  $         1.50
Visa Business Utility – Tier 2  $         1.50
Visa Business Utility – Tier 3  $         1.50
Visa Business Utility – Tier 4  $         1.50
Visa Business Utility – Tier 5  $         1.50
Visa Card NOT Present Commercial Prepaid Regulated 0.05%  $         0.22
Visa Card NOT Present Corporate Prepaid / Business Exempt~BUS PUR CNP PP~ 2.65%  $         0.10
Visa Card NOT Present Purchasing Prepaid Exempt 2.65%  $         0.10
Visa Card Present Commercial Prepaid Regulated 0.05%  $         0.22
Visa Card Present Corporate Prepaid / Business Exempt 2.15%  $         0.10
Visa Card Present Purchasing Prepaid Exempt 2.15%  $         0.10
Visa Cash Disbursement – Manual 0.33%  $         1.75
Visa Cash Disbursement (Fee charged to cardholder) – no Prepaid Travel, no DCC 0.15%  $            –
Visa Cash Disbursement (Fee charged to cardholder) – no Prepaid Travel, with DCC 0.00%  $            –
Visa Cash Disbursement (Fee charged to cardholder) – Prepaid Travel 0.15%  $            –
Visa Cash Disbursement (No fee charged to cardholder) – no Prepaid Travel,  no DCC 0.52%  $         0.65
Visa Cash Disbursement (No fee charged to cardholder) – no Prepaid Travel, with DCC 0.15%  $            –
Visa Cash Disbursement (No fee charged to cardholder) – Prepaid Travel  $         1.00
Visa Commercial Card Not Present 2.70%  $         0.10
Visa Commercial Card Present 2.50%  $         0.10
Visa Commercial Level II 2.50%  $         0.10
Visa Commercial Level II – Fuel 2.20%  $         0.10
Visa Commercial Level III 1.90%  $         0.10
Visa Commercial Product Large Ticket 1.45%  $       35.00
Visa Commercial Travel Service 2.65%  $         0.10
Visa Consumer Bil Payment Service, Consumer Credit – All Other 1.80%  $         0.10
Visa Consumer Bil Payment Service, Consumer Credit – Signature 1.95%  $         0.10
Visa Consumer Bil Payment Service, Consumer Credit – Signature Preferred 2.40%  $         0.10
Visa Consumer Bil Payment Service, Consumer Credit – Traditional Rewards 1.95%  $         0.10
Visa Consumer Bill Payment Service Consumer Debit – Exempt 1.65%  $         0.15
Visa Consumer Bill Payment Service Consumer Debit – Regulated 0.05%  $         0.22
Visa Consumer Bill Payment Service, Business Credit – Tier 1 2.65%  $         0.10
Visa Consumer Bill Payment Service, Business Credit – Tier 2 2.80%  $         0.15
Visa Consumer Bill Payment Service, Business Credit – Tier 3 2.85%  $         0.20
Visa Consumer Bill Payment Service, Business Credit – Tier 4 2.95%  $         0.20
Visa Consumer Bill Payment Service, Business Credit – Tier 5 3.00%  $         0.20
Visa Consumer Bill Payment Service, Business Debit – Exempt 2.45%  $         0.10
Visa Consumer Bill Payment Service, Business Debit – Regulated 0.05%  $         0.22
Visa Consumer Bill Payment Service, Commercial – Exempt 2.65%  $         0.10
Visa Consumer Bill Payment Service, Commercial – Regulated 0.05%  $         0.22
Visa Consumer Bill Payment Service, Commercial Prepaid / Business Exempt 2.65%  $         0.10
Visa Consumer Bill Payment Service, Commercial Prepaid / Purchasing Exempt 2.65%  $         0.10
Visa Consumer Bill Payment Service, Commercial Prepaid / Regulated 0.05%  $         0.22
Visa Consumer Bill Payment Service, Consumer, Prepaid – Exempt 1.75%  $         0.20
Visa Consumer Bill Payment Service, Consumer, Prepaid – Regulated 0.05%  $         0.22
Visa Corporate Prepaid – Exempt 2.65%  $         0.10
Visa Corporate Prepaid – Regulated 0.05%  $         0.22
Visa CPS/Account Funding, Debit – Exempt (CNP) 1.75%  $         0.20
Visa CPS/Account Funding, Debit – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Account Funding, Prepaid – Exempt (CNP) 1.80%  $         0.20
Visa CPS/Account Funding, Prepaid – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Automated Fuel Dispenser (AFD) – All Other 1.15%  $         0.25  $         1.10
Visa CPS/Automated Fuel Dispenser (AFD) – Signature 1.15%  $         0.25  $         1.10
Visa CPS/Automated Fuel Dispenser (AFD) – Signature Preferred 1.15%  $         0.25  $         1.10
Visa CPS/Automated Fuel Dispenser (AFD) – Traditional Rewards 1.15%  $         0.25  $         1.10
Visa CPS/Automated Fuel Dispenser (AFD), Debit – Exempt (CP) 0.80%  $         0.15  $         0.95
Visa CPS/Automated Fuel Dispenser (AFD), Debit – Regulated (CP) 0.05%  $         0.22
Visa CPS/Automated Fuel Dispenser (AFD), Prepaid – Exempt (CP) 1.15%  $         0.15  $         0.95
Visa CPS/Automated Fuel Dispenser (AFD), Prepaid – Regulated (CP) 0.05%  $         0.22
Visa CPS/Card Not Present, Debit – Exempt (CNP) 1.65%  $         0.15
Visa CPS/Card Not Present, Debit – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Card Not Present, Prepaid – Exempt (CNP) 1.75%  $         0.20
Visa CPS/Card Not Present, Prepaid – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Charity and Religious Organizations – All Other 1.35%  $         0.05
Visa CPS/Charity and Religious Organizations – Signature 1.35%  $         0.05
Visa CPS/Charity and Religious Organizations – Signature Preferred 1.35%  $         0.05
Visa CPS/Charity and Religious Organizations – Traditional Rewards 1.35%  $         0.05
Visa CPS/Debt Repayment (No Fee) , Debit- Regulated (CNP) 0.05%  $         0.22
Visa CPS/Debt Repayment (No Fee), Debit – Exempt (CNP) 0.65%  $         0.15  $         0.65
Visa CPS/Debt Repayment (No Fee), Prepaid – Exempt (CNP) 0.65%  $         0.15  $         0.65
Visa CPS/Debt Repayment (No Fee), Prepaid – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Debt Repayment 2, Debit – Exempt (CNP) 0.65%  $         0.15  $         2.00
Visa CPS/Debt Repayment 2, Debit – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Debt Repayment 2, Prepaid – Exempt (CNP) 0.65%  $         0.15  $         2.00
Visa CPS/Debt Repayment 2, Prepaid – Regulated (CNP) 0.05%  $         0.22
Visa CPS/e-Commerce Basic, Debit – Exempt (CNP) 1.65%  $         0.15
Visa CPS/e-Commerce Basic, Debit – Regulated (CNP) 0.05%  $         0.22
Visa CPS/e-Commerce Basic, Prepaid – Exempt (CNP) 1.75%  $         0.20
Visa CPS/e-Commerce Basic, Prepaid – Regulated (CNP) 0.05%  $         0.22
Visa CPS/e-Commerce Preferred Hotel and Car Rental, Debit – Exempt (CNP) 1.70%  $         0.15
Visa CPS/e-Commerce Preferred Hotel and Car Rental, Debit – Regulated (CNP) 0.05%  $         0.22
Visa CPS/e-Commerce Preferred Hotel and Car Rental, Prepaid – Exempt (CNP) 1.75%  $         0.20
Visa CPS/e-Commerce Preferred Hotel and Car Rental, Prepaid – Regulated (CNP) 0.05%  $         0.22
Visa CPS/e-Commerce Preferred Passenger Transport, Debit – Exempt (CNP) 1.70%  $         0.15
Visa CPS/e-Commerce Preferred Passenger Transport, Debit – Regulated (CNP) 0.05%  $         0.22
Visa CPS/e-Commerce Preferred Passenger Transport, Prepaid – Exempt (CNP) 1.75%  $         0.20
Visa CPS/e-Commerce Preferred Passenger Transport, Prepaid – Regulated (CNP) 0.05%  $         0.22
Visa CPS/e-Commerce Preferred Retail, Debit – Exempt (CNP) 1.60%  $         0.15
Visa CPS/e-Commerce Preferred Retail, Debit – Regulated (CNP) 0.05%  $         0.22
Visa CPS/e-Commerce Preferred Retail, Prepaid – Exempt (CNP) 1.75%  $         0.20
Visa CPS/e-Commerce Preferred Retail, Prepaid – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Government – All Other 1.55%  $         0.10
Visa CPS/Government – Signature 1.55%  $         0.10
Visa CPS/Government – Signature Preferred 1.55%  $         0.10
Visa CPS/Government – Traditional Rewards 1.55%  $         0.10
Visa CPS/Government, Debit – Exempt (CNP) 0.65%  $         0.15  $         2.00
Visa CPS/Government, Debit – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Government, Prepaid – Exempt (CNP) 0.65%  $         0.15  $         2.00
Visa CPS/Government, Prepaid – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Hotel and Car Rental Card Not Present, Debit – Exempt (CNP) 1.70%  $         0.15
Visa CPS/Hotel and Car Rental Card Not Present, Debit – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Hotel and Car Rental Card Not Present, Prepaid – Exempt (CNP) 1.75%  $         0.20
Visa CPS/Hotel and Car Rental Card Not Present, Prepaid – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Hotel and Car Rental Card Present, Debit – Exempt (CP) 1.19%  $         0.10
Visa CPS/Hotel and Car Rental Card Present, Debit – Regulated (CP) 0.05%  $         0.22
Visa CPS/Hotel and Car Rental Card Present, Prepaid – Exempt (CP) 1.15%  $         0.15
Visa CPS/Hotel and Car Rental Card Present, Prepaid – Regulated (CP) 0.05%  $         0.22
Visa CPS/Passenger Transport Card Present, Debit – Exempt (CP) 1.19%  $         0.10
Visa CPS/Passenger Transport Card Present, Debit – Regulated (CP) 0.05%  $         0.22
Visa CPS/Passenger Transport Card Present, Prepaid – Exempt (CP) 1.15%  $         0.15
Visa CPS/Passenger Transport Card Present, Prepaid – Regulated (CP) 0.05%  $         0.22
Visa CPS/Passenger Transport, Debit – Exempt (CNP) 1.70%  $         0.15
Visa CPS/Passenger Transport, Debit – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Passenger Transport, Prepaid – Exempt (CNP) 1.75%  $         0.20
Visa CPS/Passenger Transport, Prepaid – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable) – All Other 1.43%  $         0.05
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable) – Signature 1.43%  $         0.05
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable) – Signature Preferred 2.20%  $         0.10
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable) – Traditional Rewards 1.43%  $         0.05
Visa CPS/Restaurant, Debit – Exempt (CP) 1.19%  $         0.10
Visa CPS/Restaurant, Debit – Regulated (CP) 0.05%  $         0.22
Visa CPS/Restaurant, Prepaid – Exempt (CP) 1.15%  $         0.15
Visa CPS/Restaurant, Prepaid – Regulated (CP) 0.05%  $         0.22
Visa CPS/Retail 2 – Card Not Present, Debit – Exempt (CNP) 0.65%  $         0.15  $         2.00
Visa CPS/Retail 2 – Card Not Present, Debit – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Retail 2 – Card Not Present, Prepaid – Exempt (CNP) 0.65%  $         0.15  $         2.00
Visa CPS/Retail 2 – Card Not Present, Prepaid – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Retail Credit—Performance T1 – All Other 1.43%  $         0.10
Visa CPS/Retail Credit—Performance T1 – Signature 1.65%  $         0.10
Visa CPS/Retail Credit—Performance T1 – Signature Preferred 2.10%  $         0.10
Visa CPS/Retail Credit—Performance T1 – Traditional Rewards 1.43%  $         0.10
Visa CPS/Retail Credit—Performance T2 – All Other 1.47%  $         0.10
Visa CPS/Retail Credit—Performance T2 – Signature 1.65%  $         0.10
Visa CPS/Retail Credit—Performance T2 – Signature Preferred 2.10%  $         0.10
Visa CPS/Retail Credit—Performance T2 – Traditional Rewards 1.47%  $         0.10
Visa CPS/Retail Credit—Performance T3 – Signature 1.65%  $         0.10
Visa CPS/Retail Credit—Performance T3 – Signature Preferred 2.10%  $         0.10
Visa CPS/Retail Credit—Performance T3 – Traditional Rewards 1.51%  $         0.10
Visa CPS/Retail Credit—Performance T3- All Other 1.51%  $         0.10
Visa CPS/Retail Key Entry, Debit – Exempt (CP) 1.65%  $         0.15
Visa CPS/Retail Key Entry, Debit – Regulated (CP) 0.05%  $         0.22
Visa CPS/Retail Key Entry, Prepaid – Exempt (CP) 1.75%  $         0.20
Visa CPS/Retail Key Entry, Prepaid – Regulated (CP) 0.05%  $         0.22
Visa CPS/Retail, Debit – Exempt (CP) 0.80%  $         0.15
Visa CPS/Retail, Debit – Regulated (CP) 0.05%  $         0.22
Visa CPS/Retail, Prepaid – Exempt (CP) 1.15%  $         0.15
Visa CPS/Retail, Prepaid – Regulated (CP) 0.05%  $         0.22
Visa CPS/Rewards 1 1.65%  $         0.10
Visa CPS/Service Station and Government Small Ticket – All Other 1.65%  $         0.04
Visa CPS/Service Station and Government Small Ticket – Signature 1.65%  $         0.04
Visa CPS/Service Station and Government Small Ticket – Signature Preferred  $            –
Visa CPS/Service Station and Government Small Ticket – Traditional Rewards 1.65%  $         0.04
Visa CPS/Service Station, Debit – Exempt (CP) 0.80%  $         0.15  $         0.95
Visa CPS/Service Station, Debit – Regulated (CP) 0.05%  $         0.22
Visa CPS/Service Station, Prepaid – Exempt (CP) 1.15%  $         0.15  $         0.95
Visa CPS/Service Station, Prepaid – Regulated (CP) 0.05%  $         0.22
Visa CPS/Small Ticket – All Other 1.90%  $            –
Visa CPS/Small Ticket – Signature 2.20%  $            –
Visa CPS/Small Ticket – Signature Preferred 2.20%  $            –
Visa CPS/Small Ticket – Traditional Rewards 1.90%  $            –
Visa CPS/Small Ticket, Debit – Exempt (CP) 1.55%  $         0.04
Visa CPS/Small Ticket, Debit – Regulated (CP) 0.05%  $         0.22
Visa CPS/Small Ticket, Prepaid – Exempt (CP) 1.60%  $         0.05
Visa CPS/Small Ticket, Prepaid – Regulated (CP) 0.05%  $         0.22
Visa CPS/Supermarket, Debit – Exempt (CP)  $         0.30
Visa CPS/Supermarket, Debit – Regulated (CP) 0.05%  $         0.22
Visa CPS/Supermarket, Prepaid – Exempt (CP) 1.15%  $         0.15  $         0.35
Visa CPS/Supermarket, Prepaid – Regulated (CP) 0.05%  $         0.22
Visa CPS/Utility – All Other  $         0.75
Visa CPS/Utility – Signature  $         0.75
Visa CPS/Utility – Signature Preferred  $         0.75
Visa CPS/Utility – Traditional Rewards  $         0.75
Visa CPS/Utility, Debit – Exempt (CNP)  $         0.65
Visa CPS/Utility, Debit – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Utility, Prepaid – Exempt (CNP)  $         0.65
Visa CPS/Utility, Prepaid – Regulated (CNP) 0.05%  $         0.22
Visa Credit Voucher—Debit 0.00%  $            –
Visa CS CPS DEBIT CNP (3D Secure) 1.60%  $         0.15
Visa Education – All Other 1.43%  $         0.05
Visa Education – Signature 1.43%  $         0.05
Visa Education – Signature Preferred 2.15%  $         0.10
Visa Education – Traditional Rewards 1.43%  $         0.05
Visa Electronic Interchange Reimbursement Fee (EIRF) – Exempt 1.80%  $         0.20  $         0.95
Visa Electronic Interchange Reimbursement Fee (EIRF) – Regulated 0.05%  $         0.22  $         0.95
Visa Electronic Interchange Reimbursement Fee (EIRF), Debit – Exempt 1.75%  $         0.20
Visa Electronic Interchange Reimbursement Fee (EIRF), Debit – Regulated 0.05%  $         0.22
Visa Electronic Program – All Commerical Products 2.00%  $            –
Visa Electronic Program – Classic / Gold / Electron 1.10%  $            –
Visa Electronic Program – Infinite 1.97%  $            –
Visa Electronic Program – Signature / Premium 1.80%  $            –
Visa Government-to-Government (G2G) 1.65%  $         0.10
Visa GSA Large Ticket 1.20%  $       39.00
Visa Healthcare – All Other 1.43%  $         0.05
Visa Healthcare – Signature 1.43%  $         0.05
Visa Healthcare – Signature Preferred 2.30%  $         0.10
Visa Healthcare – Traditional Rewards 1.43%  $         0.05
Visa Insurance – All Other 1.43%  $         0.05
Visa Insurance – Signature 1.43%  $         0.05
Visa Insurance – Signature Preferred 2.25%  $         0.10
Visa Insurance – Traditional Rewards 1.43%  $         0.05
Visa Interregional Regulated Debit – All Commercial Products 0.05%  $         0.22
Visa Interregional Regulated Debit – Classic / Gold / Electron 0.05%  $         0.22
Visa Interregional Regulated Debit – Infinite 0.05%  $         0.22
Visa Interregional Regulated Debit – Signature / Premium 0.05%  $         0.22
Visa Issuer Chip Card – All Commerical Products 2.00%  $            –
Visa Issuer Chip Card – Classic / Gold / Electron 1.20%  $            –
Visa Issuer Chip Card – Infinite 1.97%  $            –
Visa Issuer Chip Card – Signature / Premium 1.80%  $            –
Visa Large Purchase Advantage CNP > $500000 0.40%  $       58.50
Visa Large Purchase Advantage CNP $10000.01-$25000 0.70%  $       49.50
Visa Large Purchase Advantage CNP $100000.01-$500000 0.50%  $       55.50
Visa Large Purchase Advantage CNP $25000.01-$100000 0.60%  $       52.50
Visa Mail/Phone Order and eCommerce Merchants—Consumer Credit 2.05%  $            –
Visa Manual Cash Disbursement Reimbursement Fee  $         2.00
Visa Mini Statement – International  $         0.30
Visa Money Transfer Fast Funds  $         0.60
Visa Non-Passenger Transport—Consumer Credit 1.76%  $            –
Visa Non-Passenger Transport—Corporate and Business Card 2.35%  $            –
Visa Non-Passenger Transport—GSA Purchasing Transactions – <$10000 2.35%  $            –
Visa Non-Passenger Transport—GSA Purchasing Transactions – >$100000.01 1.80%  $            –
Visa Non-Passenger Transport—GSA Purchasing Transactions – $10000.01-$25000 2.15%  $            –
Visa Non-Passenger Transport—GSA Purchasing Transactions – $25000.01-$100000 2.00%  $            –
Visa Non-Passenger Transport—Non GSA Purchasing Transactions – <$10000 2.40%  $            –
Visa Non-Passenger Transport—Non GSA Purchasing Transactions – >$500000 1.80%  $            –
Visa Non-Passenger Transport—Non GSA Purchasing Transactions – $10000.01-$25000 2.30%  $            –
Visa Non-Passenger Transport—Non GSA Purchasing Transactions – $100000.01-$500000 2.00%  $            –
Visa Non-Passenger Transport—Non GSA Purchasing Transactions – $25000.01-$100000 2.20%  $            –
Visa Non-Qualified 2.95%  $         0.10
Visa Non-Qualified Commercial Prepaid Regulated 0.05%  $         0.22
Visa Non-Qualified Consumer Credit – All Other 2.70%  $         0.10
Visa Non-Qualified Consumer Credit – Signature 2.70%  $         0.10
Visa Non-Qualified Consumer Credit – Signature Preferred 2.70%  $         0.10
Visa Non-Qualified Consumer Credit – Traditional Rewards 2.70%  $         0.10
Visa Non-Qualified Corporate Prepaid – Exempt 2.95%  $         0.10
Visa Non-Qualified Corporate Prepaid – Regulated 0.05%  $         0.22
Visa Non-Qualified Corporate Prepaid / Business Exempt 2.95%  $         0.10
Visa Non-Qualified Purchasing Prepaid Exempt 2.95%  $         0.10
Visa Non-Qualified with Data 2.95%  $         0.10
Visa Original Credits  $         0.29
Visa Passenger Transport Service Category—Credit 2.33%  $            –
Visa PIN Charge / Unblock – International  $         0.60
Visa Plus Alternative Media Fee (paid by acquirer)  $         0.10
Visa Product 1 – All Other 1.80%  $         0.10
Visa Product 1 – Signature 1.95%  $         0.10
Visa Product 1 – Signature Preferred 2.40%  $         0.10
Visa Product 1 – Traditional Rewards 1.95%  $         0.10
Visa Product 2 – All Other 1.51%  $         0.10
Visa Product 2 – Signature 1.65%  $         0.10
Visa Product 2 – Signature Preferred 2.10%  $         0.10
Visa Product 2 – Traditional Rewards 1.65%  $         0.10
Visa Purchasing Prepaid Large Ticket Commercial Prepaid Regulated 0.05%  $         0.22
Visa Purchasing Prepaid Large Ticket Corporate Prepaid / Business Exempt  $            –
Visa Purchasing Prepaid Large Ticket Purchasing Prepaid Exempt 1.45%  $       35.00
Visa Real Estate – All Other 1.43%  $         0.05
Visa Real Estate – Signature 1.43%  $         0.05
Visa Real Estate – Signature Preferred 2.30%  $         0.10
Visa Real Estate – Traditional Rewards 1.43%  $         0.05
Visa Restaurant 1 – All Other 2.20%  $            –
Visa Restaurant 1 – Signature 2.70%  $            –
Visa Restaurant 1 – Signature Preferred 2.70%  $            –
Visa Restaurant 1 – Traditional Rewards 2.20%  $            –
Visa Restaurant 2 – All Other 2.10%  $            –
Visa Restaurant 2 – Signature 2.60%  $            –
Visa Restaurant 2 – Signature Preferred 2.60%  $            –
Visa Restaurant 2 – Traditional Rewards 2.10%  $            –
Visa Secure eCommerce Transaction – All Commerical Products 2.00%  $            –
Visa Secure eCommerce Transaction – Classic / Gold / Electron 1.44%  $            –
Visa Secure eCommerce Transaction – Infinite 1.97%  $            –
Visa Secure eCommerce Transaction – Signature / Premium 1.80%  $            –
Visa Services – All Other 1.55%  $         0.10
Visa Services – Signature 1.85%  $         0.10
Visa Services – Signature Preferred 2.30%  $         0.10
Visa Services – Traditional Rewards 1.70%  $         0.10
Visa Standard Interchange Reimbursement Fee, Debit – Exempt (CNP) 1.90%  $         0.25
Visa Standard Interchange Reimbursement Fee, Debit – Regulated (CNP) 0.05%  $         0.22
Visa Standard Interchange Reimbursement Fee, Prepaid – Exempt (CNP) 1.90%  $         0.25
Visa Standard Interchange Reimbursement Fee, Prepaid – Regulated (CNP) 0.05%  $         0.22
Visa Standard Program – All Commerical Products 2.00%  $            –
Visa Standard Program – Classic / Gold / Electron 1.60%  $            –
Visa Standard Program – Infinite 1.97%  $            –
Visa Standard Program – Signature / Premium 1.80%  $            –
Visa Straight-Through-Processing (STP) Tier 1 < $7000 2.00%  $         0.10
Visa Straight-Through-Processing (STP) Tier 2 $7000-$14999.99 1.30%  $       35.00
Visa Straight-Through-Processing (STP) Tier 3 $15000-$49999.99 1.10%  $       35.00
Visa Straight-Through-Processing (STP) Tier 4 $50000-$99999.99 0.95%  $       35.00
Visa Straight-Through-Processing (STP) Tier 5 > $100000 0.80%  $       35.00
Visa Supermarket Credit  T2 – All Other 1.22%  $         0.05
Visa Supermarket Credit  T3 – Traditional Rewards 1.22%  $         0.05
Visa Supermarket Credit – Tier 0 – All Other 1.15%  $         0.05
Visa Supermarket Credit – Tier 0 – Signature 1.40%  $         0.05
Visa Supermarket Credit – Tier 0 – Signature Preferred 1.40%  $         0.05
Visa Supermarket Credit – Tier 0 – Traditional Rewards 1.15%  $         0.05
Visa Supermarket Credit T1 – All Other 1.15%  $         0.05
Visa Supermarket Credit T1 – Signature / CPS Rewards 1 1.55%  $         0.05
Visa Supermarket Credit T1 – Signature Preferred 1.55%  $         0.05
Visa Supermarket Credit T1 – Traditional Rewards 1.15%  $         0.05
Visa Supermarket Credit T2 – Signature  / CPS Rewards 1 1.55%  $         0.05
Visa Supermarket Credit T2 – Signature Preferred 1.65%  $         0.05
Visa Supermarket Credit T2 – Traditional Rewards 1.22%  $         0.05
Visa Supermarket Credit T3 – Signature  / CPS Rewards 1 1.60%  $         0.05
Visa Supermarket Credit T3 – Signature Preferred 1.75%  $         0.05
Visa Supermarket Credit T3- All Other 1.22%  $         0.05
Visa Supermarket Credit—All Other – Signature  / CPS Rewards 1 1.65%  $         0.07
Visa Supermarket Credit—All Other – Signature Preferred 2.00%  $         0.07
Visa Supermarket Credit—All Other – Traditional Rewards 1.50%  $         0.07
Visa Supermarket Credit—All Other- All Other 1.50%  $         0.07
Visa Taxi 1 – All Other 2.20%  $            –
Visa Taxi 1 – Signature 2.70%  $            –
Visa Taxi 1 – Signature Preferred 2.70%  $            –
Visa Taxi 1 – Traditional Rewards 2.20%  $            –
Visa Taxi 2 – All Other 2.10%  $            –
Visa Taxi 2 – Signature 2.60%  $            –
Visa Taxi 2 – Signature Preferred 2.60%  $            –
Visa Taxi 2 – Traditional Rewards 2.10%  $            –
Visa Travel – All Other 1.75%  $         0.10
Visa Travel – Signature 2.25%  $         0.10
Visa Travel – Signature Preferred 2.40%  $         0.10
Visa Travel – Traditional Rewards 1.95%  $         0.10
Visa Travel Service, Debit – Exempt (CP) 1.19%  $         0.10
Visa Travel Service, Debit – Regulated (CP) 0.05%  $         0.22
Visa Travel Service, Prepaid – Exempt (CP) 1.15%  $         0.15
Visa Travel Service, Prepaid – Regulated (CP) 0.05%  $         0.22
Visa Visa Money Transfer Original Credit  $         0.10
Visa Visa Prepaid Load Network Interchange Reimbursement Fee  $         0.05
Visa Visa Rewards 2 (3D Secure) 1.80%  $         0.10
Mastercard Airline – Core  $            –
Mastercard Airline – Enhanced  $            –
Mastercard Airline – World  $            –
Mastercard Airline – World Elite 2.30%  $         0.10
Mastercard Airline – World High Value 2.30%  $         0.10
Mastercard Charities – Commercial Debit | WF Commercial and Non-Regulated Commercial Debit 2.00%  $         0.10
Mastercard Charities – Commercial Prepaid | WF Commercial and Non-Regulated Commercial Prepaid 2.00%  $         0.10
Mastercard Charities – Core | WF Consumer Credit 2.00%  $         0.10
Mastercard Charities – Debit Rate | WF Non-Regulated Consumer Debit 1.45%  $         0.15
Mastercard Charities – Enhanced 2.00%  $         0.10
Mastercard Charities – Large Market Credit 2.00%  $         0.10
Mastercard Charities – Prepaid Rate | WF Non-Regulated Consumer Prepaid 1.45%  $         0.15
Mastercard Charities – World 2.00%  $         0.10
Mastercard Charities – World Elite 2.00%  $         0.10
Mastercard Charities – World High Value 2.00%  $         0.10
Mastercard Charities Level 1 Business Core 2.00%  $         0.10
Mastercard Charities Level 2 Business World 2.00%  $         0.10
Mastercard Charities Level 3 Business World Elite 2.00%  $         0.10
Mastercard Charities Level 4 2.00%  $         0.10
Mastercard Charities Level 5 2.00%  $         0.10
Mastercard Commercial Refund Group 1 – Commercial Debit 2.37%  $            –
Mastercard Commercial Refund Group 1 – Commercial Prepaid 2.37%  $            –
Mastercard Commercial Refund Group 1 – Large Market Credit 2.37%  $            –
Mastercard Commercial Refund Group 1 Level 1 Business Core 2.37%  $            –
Mastercard Commercial Refund Group 1 Level 2 Business World 2.37%  $            –
Mastercard Commercial Refund Group 1 Level 3 Business World Elite 2.37%  $            –
Mastercard Commercial Refund Group 1 Level 4 2.37%  $            –
Mastercard Commercial Refund Group 1 Level 5 2.37%  $            –
Mastercard Commercial Refund Group 2 – Commercial Debit 2.30%  $            –
Mastercard Commercial Refund Group 2 – Commercial Prepaid 2.30%  $            –
Mastercard Commercial Refund Group 2 – Large Market Credit 2.30%  $            –
Mastercard Commercial Refund Group 2 Level 1 Business Core 2.30%  $            –
Mastercard Commercial Refund Group 2 Level 2 Business World 2.30%  $            –
Mastercard Commercial Refund Group 2 Level 3 Business World Elite 2.30%  $            –
Mastercard Commercial Refund Group 2 Level 4 2.30%  $            –
Mastercard Commercial Refund Group 2 Level 5 2.30%  $            –
Mastercard Commercial Refund Group 3 – Commercial Debit 2.21%  $            –
Mastercard Commercial Refund Group 3 – Commercial Prepaid 2.21%  $            –
Mastercard Commercial Refund Group 3 – Large Market Credit 2.21%  $            –
Mastercard Commercial Refund Group 3 Level 1 Business Core 2.21%  $            –
Mastercard Commercial Refund Group 3 Level 2 Business World 2.21%  $            –
Mastercard Commercial Refund Group 3 Level 3 Business World Elite 2.21%  $            –
Mastercard Commercial Refund Group 3 Level 4 2.21%  $            –
Mastercard Commercial Refund Group 3 Level 5 2.21%  $            –
Mastercard Commercial Refund Group 4 – Commercial Debit 2.16%  $            –
Mastercard Commercial Refund Group 4 – Commercial Prepaid 2.16%  $            –
Mastercard Commercial Refund Group 4 – Large Market Credit 2.16%  $            –
Mastercard Commercial Refund Group 4 Level 1 Business Core 2.16%  $            –
Mastercard Commercial Refund Group 4 Level 2 Business World 2.16%  $            –
Mastercard Commercial Refund Group 4 Level 3 Business World Elite 2.16%  $            –
Mastercard Commercial Refund Group 4 Level 4 2.16%  $            –
Mastercard Commercial Refund Group 4 Level 5 2.16%  $            –
Mastercard Consumer Credit Refund Group 1 – Core  $            –
Mastercard Consumer Credit Refund Group 1 – Enhanced  $            –
Mastercard Consumer Credit Refund Group 1 – World 2.42%  $            –
Mastercard Consumer Credit Refund Group 1 – World Elite 2.42%  $            –
Mastercard Consumer Credit Refund Group 1 – World High Value 2.42%  $            –
Mastercard Consumer Credit Refund Group 2 – Core 2.09%  $            –
Mastercard Consumer Credit Refund Group 2 – Enhanced 2.09%  $            –
Mastercard Consumer Credit Refund Group 2 – World 2.09%  $            –
Mastercard Consumer Credit Refund Group 2 – World Elite 2.09%  $            –
Mastercard Consumer Credit Refund Group 2 – World High Value 2.09%  $            –
Mastercard Consumer Credit Refund Group 3 – Core 1.95%  $            –
Mastercard Consumer Credit Refund Group 3 – Enhanced 1.95%  $            –
Mastercard Consumer Credit Refund Group 3 – World 1.95%  $            –
Mastercard Consumer Credit Refund Group 3 – World Elite 1.95%  $            –
Mastercard Consumer Credit Refund Group 3 – World High Value 1.95%  $            –
Mastercard Consumer Credit Refund Group 4 – Core 1.82%  $            –
Mastercard Consumer Credit Refund Group 4 – Enhanced 1.82%  $            –
Mastercard Consumer Credit Refund Group 4 – World 1.82%  $            –
Mastercard Consumer Credit Refund Group 4 – World Elite 1.82%  $            –
Mastercard Consumer Credit Refund Group 4 – World High Value 1.82%  $            –
Mastercard Consumer Credit Refund Group 5 – Core 1.73%  $            –
Mastercard Consumer Credit Refund Group 5 – Enhanced 1.73%  $            –
Mastercard Consumer Credit Refund Group 5 – World 1.73%  $            –
Mastercard Consumer Credit Refund Group 5 – World Elite 1.73%  $            –
Mastercard Consumer Credit Refund Group 5 – World High Value 1.73%  $            –
Mastercard Consumer Debit Refund Group 1 – Debit Rate 0.00%  $            –
Mastercard Consumer Debit Refund Group 1 – Prepaid Rate 0.00%  $            –
Mastercard Consumer Debit Refund Group 2 – Debit Rate 0.00%  $            –
Mastercard Consumer Debit Refund Group 2 – Prepaid Rate 0.00%  $            –
Mastercard Consumer Debit Refund Group 3 – Debit Rate 0.00%  $            –
Mastercard Consumer Debit Refund Group 3 – Prepaid Rate 0.00%  $            –
Mastercard Convenience Purchase Base – Core | WF Consumer Credit 1.90%  $            –
Mastercard Convenience Purchase Base – Enhanced 1.90%  $            –
Mastercard Convenience Purchase Base – World 2.00%  $            –
Mastercard Convenience Purchase Base – World Elite 2.00%  $            –
Mastercard Convenience Purchase Base – World High Value 2.00%  $            –
Mastercard Convenience Purchase Tier 1 – Core 1.35%  $            –
Mastercard Convenience Purchase Tier 1 – Enhanced 1.35%  $            –
Mastercard Convenience Purchase Tier 1 – World 1.45%  $            –
Mastercard Convenience Purchase Tier 1 – World Elite 1.60%  $            –
Mastercard Convenience Purchase Tier 1 – World High Value 1.60%  $            –
Mastercard Data Rate I – Commercial Debit | WF Non-Regulated Business Debit 2.65%  $         0.10
Mastercard Data Rate I – Commercial Prepaid | WF Non-Regulated Business Prepaid 2.65%  $         0.10
Mastercard Data Rate I – Large Market Credit | WF Commercial Data Rate I Large Market 2.70%  $         0.10
Mastercard Data Rate I (Healthcare MCCs) – Commercial Debit 1.00%  $            –  $         5.00
Mastercard Data Rate I (Healthcare MCCs) – Commercial Prepaid | WF Commercial Payments Account Prepaid 1.00%  $            –  $         5.00
Mastercard Data Rate I (Healthcare MCCs) – Large Market Credit | WF Commercial Payments Account 1.00%  $            –  $         5.00
Mastercard Data Rate I Level 1 Business Core | WF Commercial Data Rate I Business Level 1 2.65%  $         0.10
Mastercard Data Rate I Level 2 Business World | WF Commercial Data Rate I Business Level 1 2.80%  $         0.10
Mastercard Data Rate I Level 3 Business World Elite | WF Commercial Data Rate I Business Level 1 2.85%  $         0.10
Mastercard Data Rate I Level 4 | WF Commercial Data Rate I Business Level 1 2.95%  $         0.10
Mastercard Data Rate I Level 5 | WF Commercial Data Rate I Business Level 1 3.00%  $         0.10
Mastercard Data Rate II – Commercial Debit | WF Non-Regulated Business +Petroleum Debit 2.10%  $         0.10
Mastercard Data Rate II – Commercial Prepaid | WF Non-Regulated Business +Petroleum Prepaid 2.65%  $         0.10
Mastercard Data Rate II – Large Market Credit | WF Commercial Data Rate II Large Market 2.50%  $         0.10
Mastercard Data Rate II (Petroleum MCCs) – Commercial Debit | WF Non-Regulated Business Debit 2.05%  $         0.10
Mastercard Data Rate II (Petroleum MCCs) – Commercial Prepaid | WF Non-Regulated Business Prepaid 2.05%  $         0.10
Mastercard Data Rate II (Petroleum MCCs) – Large Market Credit | WF Commercial Data Rate II Petroleum Large Market 2.20%  $         0.10
Mastercard Data Rate II Level 1 Business Core | WF Commercial Data Rate II +Petroleum Business Level 1 1.90%  $         0.10
Mastercard Data Rate II Level 2 Business World | WF Commercial Data Rate II +Petroleum Business Level 2 2.05%  $         0.10
Mastercard Data Rate II Level 3 Business World Elite | WF Commercial Data Rate II +Petroleum Business Level 3 2.10%  $         0.10
Mastercard Data Rate II Level 4 | WF Commercial Data Rate II +Petroleum Business Level 4 2.20%  $         0.10
Mastercard Data Rate II Level 5 | WF Commercial Data Rate II +Petroleum Business Level 5 2.25%  $         0.10
Mastercard Data Rate III – Commercial Debit  $            –
Mastercard Data Rate III – Commercial Prepaid  $            –
Mastercard Data Rate III – Large Market Credit | WF Commercial Data Rate III Large Market 1.90%  $         0.10
Mastercard Data Rate III Level 1 Business Core  $            –
Mastercard Data Rate III Level 2 Business World  $            –
Mastercard Data Rate III Level 3 Business World Elite  $            –
Mastercard Data Rate III Level 4  $            –
Mastercard Data Rate III Level 5  $            –
Mastercard Emerging Markets – Debit Rate | WF Non-Regulated Consumer Debit 0.80%  $         0.25
Mastercard Emerging Markets – Prepaid Rate | WF Non-Regulated Consumer Debit Prepaid 0.80%  $         0.25
Mastercard Emerging Markets (Education / Gov’t MCCs) – Debit Rate | WF Non-Regulated Consumer Debit 0.65%  $         0.15  $         2.00
Mastercard Emerging Markets (Education / Gov’t MCCs) – Prepaid Rate | WF Non-Regulated Consumer Prepaid 0.65%  $         0.15  $         2.00
Mastercard Full UCAF – Core | WF Consumer Credit 1.89%  $         0.10
Mastercard Full UCAF – Debit Rate | WF UCAF and Full UCAF Non-Regulated Consumer Debit 1.65%  $         0.15
Mastercard Full UCAF – Enhanced 2.04%  $         0.10
Mastercard Full UCAF – Prepaid Rate | WF UCAF and Full UCAF Non-Regulated Consumer Prepaid 1.76%  $         0.20
Mastercard Full UCAF – World 2.05%  $         0.10
Mastercard Full UCAF – World Elite 2.50%  $         0.10
Mastercard Full UCAF – World High Value 2.50%  $         0.10
Mastercard Key-entered – Core 1.89%  $         0.10
Mastercard Key-Entered – Debit Rate 1.65%  $         0.15
Mastercard Key-entered – Enhanced 2.04%  $         0.10
Mastercard Key-Entered – Prepaid Rate 1.76%  $         0.20
Mastercard Key-entered – World 2.05%  $         0.10
Mastercard Key-entered – World Elite 2.50%  $         0.10
Mastercard Key-entered – World High Value 2.50%  $         0.10
Mastercard Large Ticket (fmr Large Ticket I) – Commercial Debit  $            –
Mastercard Large Ticket (fmr Large Ticket I) – Commercial Prepaid  $            –
Mastercard Large Ticket (fmr Large Ticket I) – Large Market Credit | WF Commercial Large Ticket Large Market 1.45%  $       35.00
Mastercard Large Ticket 1 (USD 10,000.00–25,000) | WF Commercial Payment Account 1 1.20%  $            –
Mastercard Large Ticket 2 (USD 25,000.01–100,000) | WF Commercial Payment Account 2 1.00%  $            –
Mastercard Large Ticket 3 (USD 100,000.01–500,000) | WF Commercial Payment Account 3 0.90%  $            –
Mastercard Large Ticket 4 (USD 500,000.01–1,000,000) | WF Commercial Payment Account 4 0.80%  $            –
Mastercard Large Ticket 5 (More than USD 1,000,000) | WF Commercial Payment Account 5 0.70%  $            –
Mastercard Large Ticket I Level 1 Business Core  $            –
Mastercard Large Ticket I Level 2 Business World  $            –
Mastercard Large Ticket I Level 3 Business World Elite  $            –
Mastercard Large Ticket I Level 4  $            –
Mastercard Large Ticket I Level 5  $            –
Mastercard Large Ticket I, II, and III (Lodging MCCs) – Commercial Debit  $            –
Mastercard Large Ticket I, II, and III (Lodging MCCs) – Commercial Prepaid  $            –
Mastercard Large Ticket I, II, and III (Lodging MCCs) – Large Market Credit  $            –
Mastercard Large Ticket II – Commercial Debit  $            –
Mastercard Large Ticket II – Commercial Prepaid  $            –
Mastercard Large Ticket II – Large Market Credit  $            –
Mastercard Large Ticket II Level 1 Business Core  $            –
Mastercard Large Ticket II Level 2 Business World  $            –
Mastercard Large Ticket II Level 3 Business World Elite  $            –
Mastercard Large Ticket II Level 4  $            –
Mastercard Large Ticket II Level 5  $            –
Mastercard Large Ticket III – Commercial Debit  $            –
Mastercard Large Ticket III – Commercial Prepaid  $            –
Mastercard Large Ticket III – Large Market Credit  $            –
Mastercard Large Ticket III Level 1 Business Core  $            –
Mastercard Large Ticket III Level 2 Business World  $            –
Mastercard Large Ticket III Level 3 Business World Elite  $            –
Mastercard Large Ticket III Level 4  $            –
Mastercard Large Ticket III Level 5  $            –
Mastercard Lodging and Auto Rental – Core | WF Consumer Credit 1.58%  $         0.10
Mastercard Lodging and Auto Rental – Debit Rate | WF Non-Regulated Consumer Debit 1.15%  $         0.15
Mastercard Lodging and Auto Rental – Enhanced 1.80%  $         0.10
Mastercard Lodging and Auto Rental – Prepaid Rate | WF Non-Regulated Consumer Prepaid 1.15%  $         0.15
Mastercard Lodging and Auto Rental – World  $            –
Mastercard Lodging and Auto Rental – World Elite  $            –
Mastercard Lodging and Auto Rental – World High Value  $            –
Mastercard MC Enhanced Value Merit 1 (3D Secure) 1.70%  $         0.10
Mastercard MC Merit 1 Credit (3D Secure) 1.60%  $         0.10
Mastercard MC Merit 1 Debit (3D Secure) 1.10%  $         0.15
Mastercard MC World Card Merit 1 (3D Secure) 1.80%  $         0.10
Mastercard MC World Elite Merit 1 (3D Secure) 2.20%  $         0.10
Mastercard Merchant UCAF – Core 1.89%  $         0.10
Mastercard Merchant UCAF – Debit Rate 1.65%  $         0.15
Mastercard Merchant UCAF – Enhanced 2.04%  $         0.10
Mastercard Merchant UCAF – Prepaid Rate 1.76%  $         0.20
Mastercard Merchant UCAF – World 2.05%  $         0.10
Mastercard Merchant UCAF – World Elite 2.50%  $         0.10
Mastercard Merchant UCAF – World High Value 2.50%  $         0.10
Mastercard Merit I – Core  | WF Consumer Credit 1.89%  $         0.10
Mastercard Merit I – Debit Rate | WF Non-Regulated Consumer Debit 1.65%  $         0.15
Mastercard Merit I – Enhanced 2.04%  $         0.10
Mastercard Merit I – Prepaid Rate | WF Non-Regulated Consumer Prepaid 1.76%  $         0.20
Mastercard Merit I – World 2.05%  $         0.10
Mastercard Merit I – World Elite 2.50%  $         0.10
Mastercard Merit I – World High Value 2.50%  $         0.10
Mastercard Merit I (Consumer Loan MCCs) – Debit Rate | WF Non-Regulated Consumer Debit 0.80%  $         0.25  $         2.95
Mastercard Merit I (Consumer Loan MCCs) – Prepaid Rate | WF Non-Regulated Consumer Prepaid 0.80%  $         0.25  $         2.95
Mastercard Merit I (Insurance MCCs) – Core | WF Consumer Credit 1.43%  $         0.05
Mastercard Merit I (Insurance MCCs) – Enhanced 1.43%  $         0.05
Mastercard Merit I (Insurance MCCs) – World 1.43%  $         0.05
Mastercard Merit I (Insurance MCCs) – World Elite 2.20%  $         0.10
Mastercard Merit I (Insurance MCCs) – World High Value 2.20%  $         0.10
Mastercard Merit I (Real Estate MCCs) – Core | WF Consumer Credit 1.10%  $            –
Mastercard Merit I (Real Estate MCCs) – Debit Rate | WF Non-Regulated Consumer Debit 1.10%  $            –
Mastercard Merit I (Real Estate MCCs) – Enhanced 1.10%  $            –
Mastercard Merit I (Real Estate MCCs) – Prepaid Rate | WF Non-Regulated Consumer Credit 1.10%  $            –
Mastercard Merit I (Real Estate MCCs) – World 1.10%  $            –
Mastercard Merit I (Real Estate MCCs) – World Elite 2.20%  $         0.10
Mastercard Merit I (Real Estate MCCs) – World High Value 2.20%  $         0.10
Mastercard Merit III Base – Core (=Card Present) | WF Consumer Credit 1.58%  $         0.10
Mastercard Merit III Base – Enhanced (=Card Present) 1.73%  $         0.10
Mastercard Merit III Base – World (=Card Present) 1.77%  $         0.10
Mastercard Merit III Base – World Elite (=Card Present) 2.20%  $         0.10
Mastercard Merit III Base – World High Value (=Card Present) 2.20%  $         0.10
Mastercard Merit III Base (Card Present) – Debit Rate | WF Non-Regulated Consumer Debit 1.05%  $         0.15
Mastercard Merit III Base (Card Present) – Prepaid Rate | WF Non-Regulated Consumer Prepaid 1.05%  $         0.15
Mastercard Merit III Tier 1 – Core 1.43%  $         0.10
Mastercard Merit III Tier 1 – Debit Rate 0.70%  $         0.15
Mastercard Merit III Tier 1 – Enhanced 1.43%  $         0.10
Mastercard Merit III Tier 1 – Prepaid Rate 0.70%  $         0.15
Mastercard Merit III Tier 1 – World 1.53%  $         0.10
Mastercard Merit III Tier 1 – World Elite 2.05%  $         0.10
Mastercard Merit III Tier 1 – World High Value 2.05%  $         0.10
Mastercard Merit III Tier 2 – Core 1.48%  $         0.10
Mastercard Merit III Tier 2 – Debit Rate 0.83%  $         0.15
Mastercard Merit III Tier 2 – Enhanced 1.48%  $         0.10
Mastercard Merit III Tier 2 – Prepaid Rate 0.83%  $         0.15
Mastercard Merit III Tier 2 – World 1.58%  $         0.10
Mastercard Merit III Tier 2 – World Elite 2.10%  $         0.10
Mastercard Merit III Tier 2 – World High Value 2.10%  $         0.10
Mastercard Merit III Tier 3 – Core 1.55%  $         0.10
Mastercard Merit III Tier 3 – Debit Rate 0.95%  $         0.15
Mastercard Merit III Tier 3 – Enhanced 1.55%  $         0.10
Mastercard Merit III Tier 3 – Prepaid Rate 0.95%  $         0.15
Mastercard Merit III Tier 3 – World 1.65%  $         0.10
Mastercard Merit III Tier 3 – World Elite 2.15%  $         0.10
Mastercard Merit III Tier 3 – World High Value 2.15%  $         0.10
Mastercard Passenger Transport – Core | Consumer Credit 1.75%  $         0.10
Mastercard Passenger Transport – Debit Rate | WF Non-Regulated Consumer Debit 1.60%  $         0.15
Mastercard Passenger Transport – Enhanced 1.90%  $         0.10
Mastercard Passenger Transport – Prepaid Rate | WF Non-Regulated Consumer Prepaid 1.60%  $         0.15
Mastercard Passenger Transport – World  $            –
Mastercard Passenger Transport – World Elite  $            –
Mastercard Passenger Transport – World High Value  $            –
Mastercard Payment Transaction – Commercial Debit 0.19%  $         0.53
Mastercard Payment Transaction – Commercial Prepaid 0.19%  $         0.53
Mastercard Payment Transaction – Core 0.19%  $         0.53
Mastercard Payment Transaction – Debit Rate 0.19%  $         0.53
Mastercard Payment Transaction – Enhanced 0.19%  $         0.53
Mastercard Payment Transaction – Large Market Credit 0.19%  $         0.53
Mastercard Payment Transaction – Prepaid Rate 0.19%  $         0.53
Mastercard Payment Transaction – World 0.19%  $         0.53
Mastercard Payment Transaction – World Elite 0.19%  $         0.53
Mastercard Payment Transaction – World High Value 0.19%  $         0.53
Mastercard Payment Transaction (Gov’t owned Lottery) – Core  $         0.10
Mastercard Payment Transaction (Gov’t owned Lottery) – Enhanced  $         0.10
Mastercard Payment Transaction (Gov’t owned Lottery) – World  $         0.10
Mastercard Payment Transaction (Gov’t owned Lottery) – World Elite  $         0.10
Mastercard Payment Transaction (Gov’t owned Lottery) – World High Value  $         0.10
Mastercard Payment Transaction (Gov’t-owned Lottery) – Debit Rate  $         0.10
Mastercard Payment Transaction (Gov’t-owned Lottery) – Prepaid Rate  $         0.10
Mastercard Payment Transaction Level 1 Business Core 0.19%  $         0.53
Mastercard Payment Transaction Level 2 Business World 0.19%  $         0.53
Mastercard Payment Transaction Level 3 Business World Elite 0.19%  $         0.53
Mastercard Payment Transaction Level 4 0.19%  $         0.53
Mastercard Payment Transaction Level 5 0.19%  $         0.53
Mastercard Petroleum Base – Core | WF Consumer Credit 1.90%  $            –  $         0.95
Mastercard Petroleum Base – Enhanced 1.90%  $            –  $         0.95
Mastercard Petroleum Base – World 2.00%  $            –  $         0.95
Mastercard Petroleum Base – World Elite 2.00%  $            –  $         0.95
Mastercard Petroleum Base – World High Value 2.00%  $            –  $         0.95
Mastercard Petroleum CAT/AFD – Debit Rate | WF Non-Regulated Consumer Debit 0.70%  $         0.17  $         0.95
Mastercard Petroleum CAT/AFD – Prepaid Rate  | WF Non-Regulated Consumer Prepaid 0.70%  $         0.17  $         0.95
Mastercard Petroleum Service Station – Debit Rate  | WF Non-Regulated Consumer Debit 0.70%  $         0.17  $         0.95
Mastercard Petroleum Service Station – Prepaid Rate | WF Non-Regulated Consumer Prepaid 0.70%  $         0.17  $         0.95
Mastercard PIN Debit All Other Base (Purcahses, Payment Trans.) 0.90%  $         0.15
Mastercard PIN Debit Convenience Base (Purcahses, Payment Trans.) 0.75%  $         0.17  $         0.95
Mastercard Public Sector – Core | WF Consumer Credit 1.55%  $         0.10
Mastercard Public Sector – Enhanced 1.55%  $         0.10
Mastercard Public Sector – World 1.55%  $         0.10
Mastercard Public Sector – World Elite 1.55%  $         0.10
Mastercard Public Sector – World High Value 1.55%  $         0.10
Mastercard Rebate – Commercial Debit 0.00%  $            –
Mastercard Rebate – Commercial Prepaid 0.00%  $            –
Mastercard Rebate – Large Market Credit 0.00%  $            –
Mastercard Rebate Level 1 Business Core 0.00%  $            –
Mastercard Rebate Level 2 Business World 0.00%  $            –
Mastercard Rebate Level 3 Business World Elite 0.00%  $            –
Mastercard Rebate Level 4 0.00%  $            –
Mastercard Rebate Level 5 0.00%  $            –
Mastercard Regulated Credits POS Debit – Debit Rate 0.00%  $            –
Mastercard Regulated Credits POS Debit – Prepaid Rate 0.00%  $            –
Mastercard Regulated Credits POS Debit Small Ticket – Debit Rate 0.00%  $            –
Mastercard Regulated Credits POS Debit Small Ticket – Prepaid Rate 0.00%  $            –
Mastercard Regulated Credits POS Debit Small Ticket with Fraud Adjustment – Debit Rate 0.00%  $            –
Mastercard Regulated Credits POS Debit Small Ticket with Fraud Adjustment – Prepaid Rate 0.00%  $            –
Mastercard Regulated Credits POS Debit with Fraud Adjustment – Debit Rate 0.00%  $            –
Mastercard Regulated Credits POS Debit with Fraud Adjustment – Prepaid Rate 0.00%  $            –
Mastercard Regulated Payment Transaction – Debit Rate 0.19%  $         0.53
Mastercard Regulated Payment Transaction – Prepaid Rate 0.19%  $         0.53
Mastercard Regulated Payment Transaction (Gov’t-owned Lottery) – Debit Rate 0.00%  $         0.10
Mastercard Regulated Payment Transaction (Gov’t-owned Lottery) – Prepaid Rate 0.00%  $         0.10
Mastercard Regulated Purchases POS Debit – Debit Rate | WF Universal Consumer Regulated Debit 0.05%  $         0.21
Mastercard Regulated Purchases POS Debit – Prepaid Rate | WF Universal Consumer Regulated Prepaid 0.05%  $         0.21
Mastercard Regulated Purchases POS Debit Small Ticket – Debit Rate 0.05%  $         0.21
Mastercard Regulated Purchases POS Debit Small Ticket – Prepaid Rate 0.05%  $         0.21
Mastercard Regulated Purchases POS Debit Small Ticket with Fraud Adjustment – Debit Rate 0.05%  $         0.22
Mastercard Regulated Purchases POS Debit Small Ticket with Fraud Adjustment – Prepaid Rate 0.05%  $         0.22
Mastercard Regulated Purchases POS Debit with Fraud Adjustment – Debit Rate | WF Universal Regulated Debit Fraud Adj 0.05%  $         0.22
Mastercard Regulated Purchases POS Debit with Fraud Adjustment – Prepaid Rate | WF Universal Regulated Prepaid Fraud Adj 0.05%  $         0.22
Mastercard Restaurant – Core  $            –
Mastercard Restaurant – Debit Rate | WF Non-Regulated Consumer Debit 1.19%  $         0.10
Mastercard Restaurant – Enhanced  $            –
Mastercard Restaurant – Prepaid Rate | WF Non-Regulated Consumer Prepaid 1.19%  $         0.10
Mastercard Restaurant – World 1.73%  $         0.10
Mastercard Restaurant – World Elite 2.20%  $         0.10
Mastercard Restaurant – World High Value 2.20%  $         0.10
Mastercard Service Industries – Core | WF Consumer Credit 1.15%  $         0.05
Mastercard Service Industries – Debit Rate | WF Non-Regulated Consumer Debit 1.15%  $         0.05
Mastercard Service Industries – Enhanced 1.15%  $         0.05
Mastercard Service Industries – Prepaid Rate | WF Non-Regulated Consumer Prepaid 1.15%  $         0.05
Mastercard Service Industries – World 1.15%  $         0.05
Mastercard Service Industries – World Elite 1.15%  $         0.05
Mastercard Service Industries – World High Value 1.15%  $         0.05
Mastercard Small Ticket Base – Debit Rate | WF Non-Regulated Consumer Debit 1.55%  $         0.04
Mastercard Small Ticket Base – Prepaid Rate | WF Non-Regulated Consumer Prepaid 1.55%  $         0.04
Mastercard Small Ticket Tier 1 – Debit Rate 1.30%  $         0.03
Mastercard Small Ticket Tier 1 – Prepaid Rate 1.30%  $         0.03
Mastercard Standard – Commercial Debit | WF Non-Regulated Business Debit 2.95%  $         0.10
Mastercard Standard – Commercial Prepaid | WF Non-Regulated Business Credit 2.95%  $         0.10
Mastercard Standard – Core | WF Consumer Standard Consumer Credit 2.95%  $         0.10
Mastercard Standard – Debit Rate | WF Consumer Standard Non-Regulated 1.90%  $         0.25
Mastercard Standard – Enhanced | WF Consumer Standard 2.95%  $         0.10
Mastercard Standard – Large Market Credit | WF Commercial Standard Large Market 2.95%  $         0.10
Mastercard Standard – Prepaid Rate | WF Consumer Standard Non-Regulated 1.90%  $         0.25
Mastercard Standard – World | WF Consumer Standard 2.95%  $         0.10
Mastercard Standard – World Elite | WF Consumer Standard 3.25%  $         0.10
Mastercard Standard – World High Value | WF Consumer Standard 3.25%  $         0.10
Mastercard Standard Level 1 Business Core | WF Commercial Standard Business Level 1 2.95%  $         0.10
Mastercard Standard Level 2 Business World | WF Commercial Standard Business Level 2 3.10%  $         0.10
Mastercard Standard Level 3 Business World Elite | WF Commercial Standard Business Level 3 3.15%  $         0.10
Mastercard Standard Level 4 | WF Commercial Standard Business Level 4 3.25%  $         0.10
Mastercard Standard Level 5 | WF Commercial Standard Business Level 5 3.30%  $         0.10
Mastercard Supermarket Base – Core | WF Consumer Credit 1.48%  $         0.10
Mastercard Supermarket Base – Debit Rate | WF Non-Regulated Consumer Debit 1.05%  $         0.15  $         0.35
Mastercard Supermarket Base – Enhanced 1.48%  $         0.10
Mastercard Supermarket Base – Prepaid Rate | WF Non-Regulated Consumer Prepaid 1.05%  $         0.15  $         0.35
Mastercard Supermarket Base – World 1.58%  $         0.10
Mastercard Supermarket Base – World Elite 1.90%  $         0.10
Mastercard Supermarket Base – World High Value 1.90%  $         0.10
Mastercard Supermarket Tier 1 – Core 1.15%  $         0.05
Mastercard Supermarket Tier 1 – Debit Rate  $            –
Mastercard Supermarket Tier 1 – Enhanced 1.15%  $         0.05
Mastercard Supermarket Tier 1 – Prepaid Rate  $            –
Mastercard Supermarket Tier 1 – World 1.25%  $         0.05
Mastercard Supermarket Tier 1 – World Elite 1.25%  $         0.05
Mastercard Supermarket Tier 1 – World High Value 1.25%  $         0.05
Mastercard Supermarket Tier 2 – Core 1.15%  $         0.05
Mastercard Supermarket Tier 2 – Debit Rate  $            –
Mastercard Supermarket Tier 2 – Enhanced 1.15%  $         0.05
Mastercard Supermarket Tier 2 – Prepaid Rate  $            –
Mastercard Supermarket Tier 2 – World 1.25%  $         0.05
Mastercard Supermarket Tier 2 – World Elite 1.25%  $         0.05
Mastercard Supermarket Tier 2 – World High Value 1.25%  $         0.05
Mastercard Supermarket Tier 3 – Core 1.22%  $         0.05
Mastercard Supermarket Tier 3 – Debit Rate  $            –
Mastercard Supermarket Tier 3 – Enhanced 1.22%  $         0.05
Mastercard Supermarket Tier 3 – Prepaid Rate  $            –
Mastercard Supermarket Tier 3 – World 1.32%  $         0.05
Mastercard Supermarket Tier 3 – World Elite 1.32%  $         0.05
Mastercard Supermarket Tier 3 – World High Value 1.32%  $         0.05
Mastercard T&E – Core  $            –
Mastercard T&E – Enhanced  $            –
Mastercard T&E – World 2.30%  $         0.10
Mastercard T&E – World Elite 2.75%  $         0.10
Mastercard T&E – World High Value 2.75%  $         0.10
Mastercard T&E Large Ticket – Core  $            –
Mastercard T&E Large Ticket – Enhanced  $            –
Mastercard T&E Large Ticket – World  $            –
Mastercard T&E Large Ticket – World Elite 2.00%  $            –
Mastercard T&E Large Ticket – World High Value | WF Commercial B2B Domestic & Interregional 2.00%  $            –
Mastercard T&E Rate (fmr II) Level 1 Business Core | WF Commercial T&E Business Level 1 2.35%  $         0.10
Mastercard T&E Rate (fmr II) Level 2 Business World | WF Commercial T&E Business Level 2 2.50%  $         0.10
Mastercard T&E Rate (fmr II) Level 3 Business World Elite | WF Commercial T&E Business Level 3 2.55%  $         0.10
Mastercard T&E Rate (fmr II) Level 4 | WF Commercial T&E Business Level 4 2.65%  $         0.10
Mastercard T&E Rate (fmr II) Level 5 | WF Commercial T&E Business Level 5 2.70%  $         0.10
Mastercard T&E Rate (fmr T&E Rate II) – Commercial Debit 2.35%  $         0.10
Mastercard T&E Rate (fmr T&E Rate II) – Commercial Prepaid 2.35%  $         0.10
Mastercard T&E Rate (fmr T&E Rate II) – Large Market Credit | WF Commercial T&E Large Market 2.65%  $         0.10
Mastercard T&E Rate I – Commercial Debit  $            –
Mastercard T&E Rate I – Commercial Prepaid  $            –
Mastercard T&E Rate I – Large Market Credit  $            –
Mastercard T&E Rate I Level 1 Business Core  $            –
Mastercard T&E Rate I Level 2 Business World  $            –
Mastercard T&E Rate I Level 3 Business World Elite  $            –
Mastercard T&E Rate I Level 4  $            –
Mastercard T&E Rate I Level 5  $            –
Mastercard T&E Rate III – Commercial Debit  $            –
Mastercard T&E Rate III – Commercial Prepaid  $            –
Mastercard T&E Rate III – Large Market Credit  $            –
Mastercard T&E Rate III (Airline MCCs) – Commercial Debit  $            –
Mastercard T&E Rate III (Airline MCCs) – Commercial Prepaid  $            –
Mastercard T&E Rate III (Airline MCCs) – Large Market Credit  $            –
Mastercard T&E Rate III Level 1 Business Core  $            –
Mastercard T&E Rate III Level 2 Business World  $            –
Mastercard T&E Rate III Level 3 Business World Elite  $            –
Mastercard T&E Rate III Level 4  $            –
Mastercard T&E Rate III Level 5  $            –
Mastercard Utilities – Commercial Debit  $         1.50
Mastercard Utilities – Commercial Prepaid  $         1.50
Mastercard Utilities – Core | WF Consumer Credit  $         0.65
Mastercard Utilities – Debit Rate | WF Non-Regulated Consumer Debit  $         0.65
Mastercard Utilities – Enhanced  $         0.65
Mastercard Utilities – Large Market Credit  $            –
Mastercard Utilities – Prepaid Rate | WF Non-Regulated Consumer Prepaid  $         0.65
Mastercard Utilities – World  $         0.65
Mastercard Utilities – World Elite  $         0.75
Mastercard Utilities – World High Value  $         0.75
Mastercard Utilities Level 1 Business Core | WF All Business Products  $         1.50
Mastercard Utilities Level 2 Business World  $         1.50
Mastercard Utilities Level 3 Business World Elite  $         1.50
Mastercard Utilities Level 4  $         1.50
Mastercard Utilities Level 5  $         1.50
Mastercard Variable Interchange Programs (VIP) 1 | WF Commercial B2B VIP 1 0.80%  $         0.10
Mastercard Variable Interchange Programs (VIP) 10 | WF Commercial B2B VIP 10 1.15%  $       80.00
Mastercard Variable Interchange Programs (VIP) 11 | WF Commercial B2B VIP 11 1.45%  $       35.00
Mastercard Variable Interchange Programs (VIP) 2 | WF Commercial B2B VIP 2 1.05%  $         0.10
Mastercard Variable Interchange Programs (VIP) 3 | WF Commercial B2B VIP 3 1.35%  $         0.10
Mastercard Variable Interchange Programs (VIP) 4 | WF Commercial B2B VIP 4 1.45%  $         0.10
Mastercard Variable Interchange Programs (VIP) 5 | WF Commercial B2B VIP 5 1.90%  $         0.10
Mastercard Variable Interchange Programs (VIP) 6 | WF Commercial B2B VIP 6 2.50%  $         0.10
Mastercard Variable Interchange Programs (VIP) 7 | WF Commercial B2B VIP 7 3.00%  $         0.10
Mastercard Variable Interchange Programs (VIP) 8 | WF Commercial B2B VIP 8 1.25%  $       40.00
Mastercard Variable Interchange Programs (VIP) 9 | WF Commercial B2B VIP 9 1.20%  $       60.00
Mastercard WF Commercial Freight 1.80%  $            –
Mastercard WF Full UCAF Consumer Credit / Debit Non-US Issued 1.54%  $            –
Mastercard WF Full UCAF Consumer Premium – Non-US Issued 1.85%  $            –
Mastercard WF Full UCAF Consumer Super Premium – Non-US Issued 1.98%  $            –
Mastercard WF Humanitarian Prepaid 1.65%  $            –
Mastercard WF Interregional Electronic Consumer Credit Non-US Issued 1.10%  $            –
Mastercard WF Interregional Electronic Consumer Debit Non-US Issued 1.10%  $            –
Mastercard WF Interregional Electronic Consumer Premium Non-US Issued 1.85%  $            –
Mastercard WF Interregional Electronic Consumer Super Premium Non-US Issued 1.98%  $            –
Mastercard WF Interregional Humanitarian Prepaid 1.65%  $            –
Mastercard WF UCAF Consumer Credit / Debit Non-US Issued 1.44%  $            –
Mastercard WF UCAF Consumer Premium – Non-US Issued 1.85%  $            –
Mastercard WF UCAF Consumer Super Premium – Non-US Issued 1.98%  $            –
Discover PSL Assessment % 0.14%  $            –
Discover PSL Assessment PI (Network Authorization Fee) 0.00%  $         0.00
Discover PSL Base International – Commercial 1.90%  $         0.10
Discover PSL Base International – Core 1.70%  $         0.10
Discover PSL Base International – Debit/Prepaid 1.70%  $         0.10
Discover PSL Base International – Premium 1.70%  $         0.10
Discover PSL Base International – Premium Plus 1.79%  $         0.10
Discover PSL Base International – Rewards 1.70%  $         0.10
Discover PSL Base Submission DB Reg 0.05%  $         0.21
Discover PSL Base Submission DB Reg W/FA 0.05%  $         0.22
Discover PSL Base Submission Level – Core 2.95%  $         0.10
Discover PSL Base Submission Level – Debit 1.90%  $         0.25
Discover PSL Base Submission Level – Premium 2.95%  $         0.10
Discover PSL Base Submission Level – Premium Plus 2.95%  $         0.10
Discover PSL Base Submission Level – Prepaid 1.90%  $         0.25
Discover PSL Base Submission Level – Rewards 2.95%  $         0.10
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Core 1.89%  $         0.10
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Debit 1.75%  $         0.20
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Premium 2.00%  $         0.10
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Premium Plus 2.40%  $         0.10
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Prepaid 1.76%  $         0.20
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Rewards 2.00%  $         0.10
Discover PSL CNP DB Reg 0.05%  $         0.21
Discover PSL CNP DB Reg W/FA 0.05%  $         0.22
Discover PSL Commercial Adjustment Voucher Program 1 2.25%  $            –
Discover PSL Commercial Base 2.95%  $         0.10
Discover PSL Commercial Base Debit 2.95%  $         0.10
Discover PSL Commercial Base Debit Reg 2.95%  $         0.10
Discover PSL Commercial Base Debit Reg w/ FA 2.95%  $         0.10
Discover PSL Commercial Base Prepaid 2.95%  $         0.10
Discover PSL Commercial Electronic 2.35%  $         0.10
Discover PSL Commercial Electronic Debit 2.35%  $         0.10
Discover PSL Commercial Electronic Debit Reg 2.35%  $         0.10
Discover PSL Commercial Electronic Debit Reg w/ FA 2.35%  $         0.10
Discover PSL Commercial Electronic Prepaid 2.35%  $         0.10
Discover PSL Commercial Large Ticket Debit Reg 0.90%  $       20.00
Discover PSL Commercial Large Ticket Debit Reg w/ FA 0.90%  $       20.00
Discover PSL Commercial Large Ticket Prepaid 0.90%  $       20.00
Discover PSL Commercial Utilities  $         1.50
Discover PSL Commercial Utilities Debit 0.00%  $         1.50
Discover PSL Commercial Utilities Debit Reg 0.00%  $         1.50
Discover PSL Commercial Utilities Debit Reg w/ FA 0.00%  $         1.50
Discover PSL Commercial Utilities Prepaid 0.00%  $         1.50
Discover PSL Commercial Voucher 1 Debit Reg 2.25%  $            –
Discover PSL Commercial Voucher 1 Debit Reg w/ FA 2.25%  $            –
Discover PSL Commercial Voucher 1 Prepaid 2.25%  $            –
Discover PSL Consumer Adjustment Voucher Program 1 Core 2.07%  $            –
Discover PSL Consumer Adjustment Voucher Program 1 Premium 2.07%  $            –
Discover PSL Consumer Adjustment Voucher Program 1 Premium Plus 2.07%  $            –
Discover PSL Consumer Adjustment Voucher Program 1 Prepaid 1.80%  $            –
Discover PSL Consumer Adjustment Voucher Program 1 Rewards 2.07%  $            –
Discover PSL Consumer Adjustment Voucher Program 2 Core 2.02%  $            –
Discover PSL Consumer Adjustment Voucher Program 2 Premium 2.02%  $            –
Discover PSL Consumer Adjustment Voucher Program 2 Premium Plus 2.02%  $            –
Discover PSL Consumer Adjustment Voucher Program 2 Prepaid 1.69%  $            –
Discover PSL Consumer Adjustment Voucher Program 2 Rewards 2.02%  $            –
Discover PSL Consumer Adjustment Voucher Program 3 Core 1.75%  $            –
Discover PSL Consumer Adjustment Voucher Program 3 Premium 1.75%  $            –
Discover PSL Consumer Adjustment Voucher Program 3 Premium Plus -0.16%  $       (1.65)
Discover PSL Consumer Adjustment Voucher Program 3 Premium Plus 0.00%  $            –
Discover PSL Consumer Adjustment Voucher Program 3 Premium Plus -0.16%  $       (3.00)
Discover PSL Consumer Adjustment Voucher Program 3 Premium Plus 1.75%  $            –
Discover PSL Consumer Adjustment Voucher Program 3 Prepaid 1.35%  $            –
Discover PSL Consumer Adjustment Voucher Program 3 Rewards 1.75%  $            –
Discover PSL Data Usage Fee† 0.00%  $         0.02
Discover PSL Debt Repayment – Debit Regulated 0.05%  $         0.21
Discover PSL Debt Repayment – Debit Regulated – MAX 0.05%  $         0.21
Discover PSL Debt Repayment – Debit Regulated W/F 0.05%  $         0.22
Discover PSL Debt Repayment – Debit Regulated W/F – MAX 0.05%  $         0.22
Discover PSL Debt Repayment – Prepaid 0.70%  $         0.16
Discover PSL Debt Repayment – Prepaid – MAX 0.00%  $         2.40
Discover PSL Disc Voucher 1 DB Reg 0.90%  $       20.00
Discover PSL Disc Voucher 1 DB Reg W/FA 1.80%  $            –
Discover PSL Disc Voucher 2 DB Reg 2.35%  $         0.10
Discover PSL Disc Voucher 2 DB Reg W/FA 1.69%  $            –
Discover PSL Disc Voucher 3 DB Reg 2.95%  $         0.10
Discover PSL Disc Voucher 3 DB Reg W/FA 1.35%  $            –
Discover PSL E-Commerce DB Reg 0.05%  $         0.21
Discover PSL E-Commerce DB Reg W/FA 0.05%  $         0.22
Discover PSL E-Commerce Secured – Core 1.89%  $         0.10
Discover PSL E-Commerce Secured – Debit 1.75%  $         0.20
Discover PSL E-Commerce Secured – Premium 2.00%  $         0.10
Discover PSL E-Commerce Secured – Premium Plus 2.40%  $         0.10
Discover PSL E-Commerce Secured – Prepaid 1.75%  $         0.20
Discover PSL E-Commerce Secured – Rewards 2.00%  $         0.10
Discover PSL E-Commerce Secured DB Reg 0.05%  $         0.21
Discover PSL Ecom Secured DB Reg W/FA 0.05%  $         0.22
Discover PSL eCommerce 1.89%  $         0.10
Discover PSL Electronic International – Commercial 1.90%  $         0.10
Discover PSL Electronic International – Core 1.65%  $            –
Discover PSL Electronic International – Debit/Prepaid 1.20%  $            –
Discover PSL Electronic International – Premium 1.65%  $            –
Discover PSL Electronic International – Premium Plus 1.65%  $            –
Discover PSL Electronic International – Rewards 1.65%  $            –
Discover PSL Emerging Markets – Core 1.45%  $         0.05
Discover PSL Emerging Markets – Debit 0.90%  $         0.20
Discover PSL Emerging Markets – Premium 1.45%  $         0.05
Discover PSL Emerging Markets – Premium Plus 2.30%  $         0.10
Discover PSL Emerging Markets – Prepaid 0.90%  $         0.20
Discover PSL Emerging Markets – Rewards 1.45%  $         0.05
Discover PSL Emerging Mrkt DB Reg 0.05%  $         0.21
Discover PSL Emerging Mrkt DB Reg W/FA 0.05%  $         0.22
Discover PSL Express Services – Core 1.95%  $            –
Discover PSL Express Services – Debit 1.80%  $            –
Discover PSL Express Services – Premium 1.95%  $            –
Discover PSL Express Services – Premium Plus 2.05%  $            –
Discover PSL Express Services – Prepaid 1.80%  $            –
Discover PSL Express Services – Rewards 1.95%  $            –
Discover PSL Express Srvc DB Reg 0.05%  $         0.21
Discover PSL Express Srvc DB Reg W/FA 0.05%  $         0.22
Discover PSL Government 1.35%  $         0.05
Discover PSL Hotel/Car DB Reg 0.05%  $         0.21
Discover PSL Hotel/Car DB Reg W/FA 0.05%  $         0.22
Discover PSL Hotels/ Car Rentals – Core 1.58%  $         0.10
Discover PSL Hotels/ Car Rentals – Debit 1.35%  $         0.16
Discover PSL Hotels/ Car Rentals – Premium 2.30%  $         0.10
Discover PSL Hotels/ Car Rentals – Premium Plus 2.40%  $         0.10
Discover PSL Hotels/ Car Rentals – Prepaid 1.35%  $         0.16
Discover PSL Hotels/ Car Rentals – Rewards 1.90%  $         0.10
Discover PSL Insurance – Core 1.43%  $         0.05
Discover PSL Insurance – Debit 0.80%  $         0.25
Discover PSL Insurance – Premium 1.43%  $         0.05
Discover PSL Insurance – Premium Plus 2.30%  $         0.05
Discover PSL Insurance – Prepaid 0.80%  $         0.25
Discover PSL Insurance – Rewards 1.43%  $         0.05
Discover PSL Insurance DB Reg 0.05%  $         0.21
Discover PSL Insurance DB Reg W/FA 0.05%  $         0.22
Discover PSL Intl Csh Adv Processing Fee 0.50%  $            –
Discover PSL Intl Processing Fee 0.50%  $            –
Discover PSL Intl Service Fee 0.80%  $            –
Discover PSL Key Entered Debit Reg 0.05%  $         0.21
Discover PSL Key Entered Debit Reg W/FA 0.05%  $         0.22
Discover PSL Key Entry – Core 1.89%  $         0.10
Discover PSL Key Entry – Debit 1.75%  $         0.20
Discover PSL Key Entry – Premium 2.00%  $         0.10
Discover PSL Key Entry – Premium Plus 2.40%  $         0.10
Discover PSL Key Entry – Prepaid 1.76%  $         0.20
Discover PSL Key Entry – Rewards 2.00%  $         0.10
Discover PSL Lodging and Auto Rental 1.90%  $         0.10
Discover PSL MC World Elite Merit 1 (3D Secure) 2.90%  $         0.10
Discover PSL Micro Ticket – Core 1.95%  $            –
Discover PSL Micro Ticket – Debit 1.80%  $            –
Discover PSL Micro Ticket – Premium 1.97%  $            –
Discover PSL Micro Ticket – Premium Plus 2.05%  $            –
Discover PSL Micro Ticket – Prepaid 1.80%  $            –
Discover PSL Micro Ticket – Rewards 1.95%  $            –
Discover PSL Micro Ticket Debit Reg 0.05%  $         0.21
Discover PSL Micro Tkt Debit Reg W/F Adj 0.05%  $         0.22
Discover PSL Mid Acceptance 2.40%  $         0.10
Discover PSL Mid Submission DB Reg 0.05%  $         0.21
Discover PSL Mid Submission DB Reg W/FA 0.05%  $         0.22
Discover PSL Mid Submission Level – Core 2.40%  $         0.10
Discover PSL Mid Submission Level – Debit 1.80%  $         0.20
Discover PSL Mid Submission Level – Premium 2.40%  $         0.10
Discover PSL Mid Submission Level – Premium Plus 2.40%  $         0.10
Discover PSL Mid Submission Level – Prepaid 1.80%  $         0.20
Discover PSL Mid Submission Level – Rewards 2.40%  $         0.10
Discover PSL Passenger Trans DB Reg 0.05%  $         0.21
Discover PSL Passenger Trans DB Reg W/FA 0.05%  $         0.22
Discover PSL Passenger Transport 1.90%  $         0.10
Discover PSL Passenger Transport – Core 1.75%  $         0.10
Discover PSL Passenger Transport – Debit 1.60%  $         0.15
Discover PSL Passenger Transport – Premium 2.30%  $         0.10
Discover PSL Passenger Transport – Premium Plus 2.40%  $         0.10
Discover PSL Passenger Transport – Prepaid 1.60%  $         0.15
Discover PSL Passenger Transport – Rewards 1.90%  $         0.10
Discover PSL Petroleum 1.50%  $         0.10
Discover PSL Petroleum – Core 1.55%  $         0.05
Discover PSL Petroleum – Debit 0.76%  $         0.16
Discover PSL Petroleum – Premium 1.80%  $         0.05
Discover PSL Petroleum – Premium Plus 1.80%  $         0.05
Discover PSL Petroleum – Prepaid 0.76%  $         0.16
Discover PSL Petroleum – Rewards 1.80%  $         0.05
Discover PSL Petroleum DB Reg 0.05%  $         0.21
Discover PSL Petroleum DB Reg W/FA 0.05%  $         0.22
Discover PSL Program Integrity Fee 0.00%  $            –
Discover PSL Public Services – Core 1.55%  $         0.10
Discover PSL Public Services – Debit 0.90%  $         0.20
Discover PSL Public Services – Premium 1.55%  $         0.10
Discover PSL Public Services – Premium Plus 1.55%  $         0.10
Discover PSL Public Services – Prepaid 0.90%  $         0.20
Discover PSL Public Services – Rewards 1.55%  $         0.10
Discover PSL Public Srvc DB Reg 0.05%  $         0.21
Discover PSL Public Srvc DB Reg W/FA 0.05%  $         0.22
Discover PSL Real Estate – Core 1.10%  $            –
Discover PSL Real Estate – Debit 1.10%  $            –
Discover PSL Real Estate – Premium 1.10%  $            –
Discover PSL Real Estate – Premium Plus 2.30%  $         0.10
Discover PSL Real Estate – Prepaid 1.10%  $            –
Discover PSL Real Estate – Rewards 1.10%  $            –
Discover PSL Real Estate DB Reg 0.05%  $         0.21
Discover PSL Real Estate DB Reg W/FA 0.05%  $         0.22
Discover PSL Recurring Payments – Core 1.35%  $         0.05
Discover PSL Recurring Payments – Debit 1.20%  $         0.05
Discover PSL Recurring Payments – Premium 1.35%  $         0.05
Discover PSL Recurring Payments – Premium Plus 1.80%  $         0.05
Discover PSL Recurring Payments – Prepaid 1.20%  $         0.05
Discover PSL Recurring Payments – Rewards 1.35%  $         0.05
Discover PSL Recurring Pymt DB Reg 0.05%  $         0.21
Discover PSL Recurring Pymt DB Reg W/FA 0.05%  $         0.22
Discover PSL Restaurant 1.85%  $         0.05
Discover PSL Restaurants – Core 1.56%  $         0.10
Discover PSL Restaurants – Debit 1.14%  $         0.15
Discover PSL Restaurants – Premium 2.30%  $         0.10
Discover PSL Restaurants – Premium Plus 2.40%  $         0.10
Discover PSL Restaurants – Prepaid 1.14%  $         0.15
Discover PSL Restaurants – Rewards 1.95%  $         0.10
Discover PSL Restaurants DB Reg 0.05%  $         0.21
Discover PSL Restaurants DB Reg W/FA 0.05%  $         0.22
Discover PSL Retail 1.55%  $         0.10
Discover PSL Retail – Core 1.56%  $         0.10
Discover PSL Retail – Debit 1.10%  $         0.16
Discover PSL Retail – Premium 1.71%  $         0.10
Discover PSL Retail – Premium Plus 2.15%  $         0.10
Discover PSL Retail – Prepaid 1.12%  $         0.16
Discover PSL Retail – Rewards 1.71%  $         0.10
Discover PSL Retail Debit Reg 0.05%  $         0.21
Discover PSL Retail Debit Reg W/F Adj 0.05%  $         0.22
Discover PSL Small Ticket 1.70%  $         0.02
Discover PSL Sprmrkt Max DB Reg 0.05%  $         0.21
Discover PSL Sprmrkt Max DB Reg W/FA 0.05%  $         0.22
Discover PSL Supermarket 1.50%  $         0.05
Discover PSL Supermarket DB Reg 0.05%  $         0.21
Discover PSL Supermarket DB Reg W/FA 0.05%  $         0.22
Discover PSL Supermarkets/ Warehouse Clubs – Core 1.40%  $         0.05
Discover PSL Supermarkets/ Warehouse Clubs – Debit 1.10%  $         0.16
Discover PSL Supermarkets/ Warehouse Clubs – Premium 1.60%  $         0.10
Discover PSL Supermarkets/ Warehouse Clubs – Premium Plus 1.90%  $         0.10
Discover PSL Supermarkets/ Warehouse Clubs – Prepaid 1.12%  $         0.16
Discover PSL Supermarkets/ Warehouse Clubs – Rewards 1.60%  $         0.10
Discover PSL US Commercial Large Ticket 0.90%  $       20.00
Discover PSL US Commercial Large Ticket Debit 0.90%  $       20.00
Discover PSL US International Commercial 2.40%  $         0.10
Discover PSL US International Consumer Base 2.20%  $         0.10
Discover PSL US International Consumer Credit 2.15%  $            –
Discover PSL US International Consumer Debit / Prepaid 1.70%  $         0.10
Discover PSL Utilities  $         0.75
Discover PSL Utilities – Core  $         0.75
Discover PSL Utilities – Debit  $         0.75
Discover PSL Utilities – Premium  $         0.75
Discover PSL Utilities – Premium Plus  $         0.75
Discover PSL Utilities – Prepaid  $         0.75
Discover PSL Utilities – Rewards  $         0.75
Discover PSL Utilities DB Reg 0.05%  $         0.21
Discover PSL Utilities DB Reg W/FA 0.05%  $         0.22
Discover PSL Warehouse Club 1.10%  $         0.05
AMEX B2B / Wholesale Non-Swipe Non-U.S. Tier 1 2.35%  $         0.10
AMEX B2B / Wholesale Non-Swipe Non-U.S. Tier 2 2.60%  $         0.10
AMEX B2B / Wholesale Non-Swipe Non-U.S. Tier 3 3.05%  $         0.10
AMEX B2B / Wholesale Non-Swipe Tier 1 1.95%  $         0.10
AMEX B2B / Wholesale Non-Swipe Tier 2 2.20%  $         0.10
AMEX B2B / Wholesale Non-Swipe Tier 3 2.65%  $         0.10
AMEX B2B / Wholesale Non-U.S. Tier 1 2.05%  $         0.10
AMEX B2B / Wholesale Non-U.S. Tier 2 2.30%  $         0.10
AMEX B2B / Wholesale Non-U.S. Tier 3 2.75%  $         0.10
AMEX B2B / Wholesale Tier 1 1.65%  $         0.10
AMEX B2B / Wholesale Tier 2 1.90%  $         0.10
AMEX B2B / Wholesale Tier 3 2.35%  $         0.10
AMEX Education Non-Swipe Non-U.S. Tier 1 2.15%  $         0.10
AMEX Education Non-Swipe Non-U.S. Tier 2 2.50%  $         0.10
AMEX Education Non-Swipe Non-U.S. Tier 3 2.75%  $         0.10
AMEX Education Non-Swipe Tier 1 1.75%  $         0.10
AMEX Education Non-Swipe Tier 2 2.10%  $         0.10
AMEX Education Non-Swipe Tier 3 2.35%  $         0.10
AMEX Education Non-U.S. Tier 1 1.85%  $         0.10
AMEX Education Non-U.S. Tier 2 2.20%  $         0.10
AMEX Education Non-U.S. Tier 3 2.45%  $         0.10
AMEX Education Tier 1 1.45%  $         0.10
AMEX Education Tier 2 1.80%  $         0.10
AMEX Education Tier 3 2.05%  $         0.10
AMEX Emerging Markets Non-Swipe Non-U.S. Tier 1 1.83%  $         0.10
AMEX Emerging Markets Non-Swipe Non-U.S. Tier 2 2.45%  $         0.10
AMEX Emerging Markets Non-Swipe Non-U.S. Tier 3 3.10%  $         0.10
AMEX Emerging Markets Non-Swipe Tier 1 1.83%  $         0.10
AMEX Emerging Markets Non-Swipe Tier 2 2.45%  $         0.10
AMEX Emerging Markets Non-Swipe Tier 3 3.10%  $         0.10
AMEX Emerging Markets Non-U.S. Tier 1 1.43%  $         0.10
AMEX Emerging Markets Non-U.S. Tier 2 2.05%  $         0.10
AMEX Emerging Markets Non-U.S. Tier 3 2.70%  $         0.10
AMEX Emerging Markets Tier 1 1.43%  $         0.10
AMEX Emerging Markets Tier 2 2.05%  $         0.10
AMEX Emerging Markets Tier 3 2.70%  $         0.10
AMEX Government Non-Swipe Non-U.S. Tier 1 2.25%  $         0.10
AMEX Government Non-Swipe Non-U.S. Tier 2 2.40%  $         0.10
AMEX Government Non-Swipe Non-U.S. Tier 3 2.60%  $         0.10
AMEX Government Non-Swipe Tier 1 1.85%  $         0.10
AMEX Government Non-Swipe Tier 2 2.00%  $         0.10
AMEX Government Non-Swipe Tier 3 2.20%  $         0.10
AMEX Government Non-U.S. Tier 1 1.95%  $         0.10
AMEX Government Non-U.S. Tier 2 2.10%  $         0.10
AMEX Government Non-U.S. Tier 3 2.30%  $         0.10
AMEX Government Tier 1 1.55%  $         0.10
AMEX Government Tier 2 1.70%  $         0.10
AMEX Government Tier 3 1.90%  $         0.10
AMEX Healthcare Non-Swipe Non-U.S. Tier 1 2.25%  $         0.10
AMEX Healthcare Non-Swipe Non-U.S. Tier 2 2.55%  $         0.10
AMEX Healthcare Non-Swipe Non-U.S. Tier 3 3.00%  $         0.10
AMEX Healthcare Non-Swipe Tier 1 1.85%  $         0.10
AMEX Healthcare Non-Swipe Tier 2 2.15%  $         0.10
AMEX Healthcare Non-Swipe Tier 3 2.65%  $         0.10
AMEX Healthcare Non-U.S. Tier 1 1.95%  $         0.10
AMEX Healthcare Non-U.S. Tier 2 2.25%  $         0.10
AMEX Healthcare Non-U.S. Tier 3 2.70%  $         0.10
AMEX Healthcare Tier 1 1.55%  $         0.10
AMEX Healthcare Tier 2 1.85%  $         0.10
AMEX Healthcare Tier 3 2.30%  $         0.10
AMEX Other Non-Swipe Non-U.S. Tier 1 2.20%  $         0.10
AMEX Other Non-Swipe Non-U.S. Tier 2 2.55%  $         0.10
AMEX Other Non-Swipe Non-U.S. Tier 3 3.00%  $         0.10
AMEX Other Non-Swipe Tier 1 1.80%  $         0.10
AMEX Other Non-Swipe Tier 2 2.15%  $         0.10
AMEX Other Non-Swipe Tier 3 2.60%  $         0.10
AMEX Other Non-U.S. Tier 1 1.90%  $         0.10
AMEX Other Non-U.S. Tier 2 2.25%  $         0.10
AMEX Other Non-U.S. Tier 3 2.70%  $         0.10
AMEX Other Tier 1 1.50%  $         0.10
AMEX Other Tier 2 1.85%  $         0.10
AMEX Other Tier 3 2.30%  $         0.10
AMEX Prepaid Non-Swipe Non-U.S. Tier 1 2.05%  $         0.10
AMEX Prepaid Non-Swipe Non-U.S. Tier 2 2.40%  $         0.10
AMEX Prepaid Non-Swipe Non-U.S. Tier 3 2.85%  $         0.10
AMEX Prepaid Non-Swipe Tier 1 1.65%  $         0.10
AMEX Prepaid Non-Swipe Tier 2 2.00%  $         0.10
AMEX Prepaid Non-Swipe Tier 3 2.45%  $         0.10
AMEX Prepaid Non-U.S. Tier 1 1.75%  $         0.10
AMEX Prepaid Non-U.S. Tier 2 2.10%  $         0.10
AMEX Prepaid Non-U.S. Tier 3 2.55%  $         0.10
AMEX Prepaid Tier 1 1.35%  $         0.10
AMEX Prepaid Tier 2 1.70%  $         0.10
AMEX Prepaid Tier 3 2.15%  $         0.10
AMEX Restaurant Non-Swipe Non-U.S. Tier 0 2.30%  $         0.04
AMEX Restaurant Non-Swipe Non-U.S. Tier 1 2.55%  $         0.10
AMEX Restaurant Non-Swipe Non-U.S. Tier 2 3.20%  $         0.10
AMEX Restaurant Non-Swipe Non-U.S. Tier 3 3.55%  $         0.10
AMEX Restaurant Non-Swipe Tier 0 1.90%  $         0.04
AMEX Restaurant Non-Swipe Tier 1 2.15%  $         0.10
AMEX Restaurant Non-Swipe Tier 2 2.80%  $         0.10
AMEX Restaurant Non-Swipe Tier 3 3.15%  $         0.10
AMEX Restaurant Non-U.S. Tier 0 2.00%  $         0.04
AMEX Restaurant Non-U.S. Tier 1 2.25%  $         0.10
AMEX Restaurant Non-U.S. Tier 2 2.50%  $         0.10
AMEX Restaurant Non-U.S. Tier 3 3.25%  $         0.10
AMEX Restaurant Tier 0 1.60%  $         0.04
AMEX Restaurant Tier 1 1.85%  $         0.10
AMEX Restaurant Tier 2 2.50%  $         0.10
AMEX Restaurant Tier 3 2.85%  $         0.10
AMEX Retail Tier 1 1.60%  $         0.10
AMEX Retail Tier 1 Non-Swipe 1.90%  $         0.10
AMEX Retail Tier 1 Non-Swipe / Non-U.S. 2.30%  $         0.10
AMEX Retail Tier 1 Non-U.S. 2.00%  $         0.10
AMEX Retail Tier 2 1.95%  $         0.10
AMEX Retail Tier 2 Non-Swipe 2.25%  $         0.10
AMEX Retail Tier 2 Non-U.S. 2.35%  $         0.10
AMEX Retail Tier 3 2.40%  $         0.10
AMEX Retail Tier 3 Non-Swipe 2.70%  $         0.10
AMEX Retail Tier 3 Non-U.S. 2.80%  $         0.10
AMEX Services & Professional Services Non-Swipe Non-U.S. Tier 0 2.30%  $         0.04
AMEX Services & Professional Services Non-Swipe Non-U.S. Tier 1 2.30%  $         0.10
AMEX Services & Professional Services Non-Swipe Non-U.S. Tier 2 2.70%  $         0.10
AMEX Services & Professional Services Non-Swipe Non-U.S. Tier 3 3.10%  $         0.10
AMEX Services & Professional Services Non-Swipe Tier 0 1.90%  $         0.04
AMEX Services & Professional Services Non-Swipe Tier 1 2.40%  $         0.10
AMEX Services & Professional Services Non-Swipe Tier 2 2.30%  $         0.10
AMEX Services & Professional Services Non-Swipe Tier 3 2.80%  $         0.10
AMEX Services & Professional Services Non-U.S. Tier 0 2.00%  $         0.04
AMEX Services & Professional Services Non-U.S. Tier 1 2.10%  $         0.10
AMEX Services & Professional Services Non-U.S. Tier 2 2.40%  $         0.10
AMEX Services & Professional Services Non-U.S. Tier 3 2.70%  $         0.10
AMEX Services & Professional Services Tier 0 1.60%  $         0.04
AMEX Services & Professional Services Tier 1 1.70%  $         0.10
AMEX Services & Professional Services Tier 2 2.00%  $         0.10
AMEX Services & Professional Services Tier 3 2.40%  $         0.10
AMEX T&E Non-Swipe Non-U.S. Tier 1 2.95%  $         0.10
AMEX T&E Non-Swipe Non-U.S. Tier 2 3.30%  $         0.10
AMEX T&E Non-Swipe Non-U.S. Tier 3 3.70%  $         0.10
AMEX T&E Non-Swipe Tier 1 2.55%  $         0.10
AMEX T&E Non-Swipe Tier 2 2.90%  $         0.10
AMEX T&E Non-Swipe Tier 3 3.30%  $         0.10
AMEX T&E Non-U.S. Tier 1 2.65%  $         0.10
AMEX T&E Non-U.S. Tier 2 3.00%  $         0.10
AMEX T&E Non-U.S. Tier 3 3.40%  $         0.10
AMEX T&E Tier 1 2.25%  $         0.10
AMEX T&E Tier 2 2.60%  $         0.10
AMEX T&E Tier 3 3.00%  $         0.10
AMEX vPayments Base 1.89%  $            –
AMEX vPayments Non-U.S. 2.29%  $            –
  • OCT 20
Network Plan Rate  Per Tx  Cap
Visa ATM Balance Inquiry Fee 0.00%  $         0.25
Visa ATM Balance Inquiry Fee – International 0.00%  $         0.30
Visa ATM Cash Disbursement Reimbursement Fee—Level 1 0.00%  $         0.35
Visa ATM Cash Disbursement Reimbursement Fee—Level 2 0.00%  $         0.40
Visa ATM Cash Disbursement Reimbursement Fee—Level 3 0.00%  $         0.45
Visa ATM Cash Disbursement Reimbursement Fee—Level 4 0.00%  $         0.55
Visa ATM Decline Fee 0.00%  $         0.25
Visa ATM Decline Fee – International 0.00%  $         0.30
Visa ATM Funds Transfer Fee 0.00%  $         0.25
Visa ATM Funds Transfer Fee –  International 0.00%  $         0.30
Visa ATM Mini Statement Fee 0.00%  $         0.30
Visa ATM Plus Alliance Cash Disbursement Reimbursement Fee 0.35%  $         0.55  $         3.00
Visa ATM Shared Deposit Fee 0.00%  $         2.50
Visa B2B Virtual Payments Standard – All Commercial Products 2.00%  $            –
Visa Business Debit Card Present – Exempt 1.70%  $         0.10
Visa Business Debit Card Present – Regulated 0.05%  $         0.22
Visa Business Debit CNP – Exempt 2.45%  $         0.10
Visa Business Debit CNP – Regulated 0.05%  $         0.22
Visa Business Debit Non-Qualified – Exempt 2.95%  $         0.10
Visa Business Debit Non-Qualified – Regulated 0.05%  $         0.22
Visa Business Debit Utility, CNP Only – Exempt 0.00%  $         1.50
Visa Business Debit Utility, CNP Only – Regulated 0.05%  $         0.22
Visa Business Level II – Tier 1 2.05%  $         0.10
Visa Business Level II – Tier 2 2.05%  $         0.10
Visa Business Level II – Tier 3 2.05%  $         0.10
Visa Business Level II – Tier 4 2.20%  $         0.10
Visa Business Level II – Tier 5 2.20%  $         0.10
Visa Business Non-Qualified – Tier 1 2.95%  $         0.20
Visa Business Non-Qualified – Tier 2 2.95%  $         0.20
Visa Business Non-Qualified – Tier 3 2.95%  $         0.20
Visa Business Non-Qualified – Tier 4 2.95%  $         0.20
Visa Business Non-Qualified – Tier 5 2.95%  $         0.20
Visa Business Product 1 – Tier 1 2.25%  $         0.10
Visa Business Product 1 – Tier 2 2.45%  $         0.15
Visa Business Product 1 – Tier 3 2.60%  $         0.20
Visa Business Product 1 – Tier 4 2.70%  $         0.20
Visa Business Product 1 – Tier 5 2.70%  $         0.20
Visa Business Product 2 – Tier 1 2.20%  $         0.10
Visa Business Product 2 – Tier 2 2.30%  $         0.10
Visa Business Product 2 – Tier 3 2.40%  $         0.10
Visa Business Product 2 – Tier 4 2.50%  $         0.10
Visa Business Product 2 – Tier 5 2.50%  $         0.10
Visa Business Travel – Tier 1 2.40%  $         0.10
Visa Business Travel – Tier 2 2.75%  $         0.15
Visa Business Travel – Tier 3 2.85%  $         0.20
Visa Business Travel – Tier 4 2.95%  $         0.20
Visa Business Travel – Tier 5 2.95%  $         0.20
Visa Business Utilities (Business Prepaid Only) Commercial Prepaid Regulated 0.05%  $         0.22
Visa Business Utilities (Business Prepaid Only) Corporate Prepaid / Business Exempt 0.00%  $         1.50
Visa Business Utilities (Business Prepaid Only) Purchasing Prepaid Exempt 0.00%  $            –
Visa Business Utility – Tier 1 0.00%  $         1.50
Visa Business Utility – Tier 2 0.00%  $         1.50
Visa Business Utility – Tier 3 0.00%  $         1.50
Visa Business Utility – Tier 4 0.00%  $         1.50
Visa Business Utility – Tier 5 0.00%  $         1.50
Visa Card NOT Present Commercial Prepaid Regulated 0.05%  $         0.22
Visa Card NOT Present Corporate Prepaid / Business Exempt 2.65%  $         0.10
Visa Card NOT Present Purchasing Prepaid Exempt 2.65%  $         0.10
Visa Card Present Commercial Prepaid Regulated 0.05%  $         0.22
Visa Card Present Corporate Prepaid / Business Exempt 2.15%  $         0.10
Visa Card Present Purchasing Prepaid Exempt 2.15%  $         0.10
Visa Cash Disbursement – Manual 0.33%  $         1.75
Visa Cash Disbursement (Fee charged to cardholder) – no Prepaid Travel, no DCC 0.15%  $            –
Visa Cash Disbursement (Fee charged to cardholder) – no Prepaid Travel, with DCC 0.00%  $            –
Visa Cash Disbursement (Fee charged to cardholder) – Prepaid Travel 0.15%  $            –
Visa Cash Disbursement (No fee charged to cardholder) – no Prepaid Travel,  DCC 0.52%  $         0.65
Visa Cash Disbursement (No fee charged to cardholder) – no Prepaid Travel, with DCC 0.15%  $            –
Visa Cash Disbursement (No fee charged to cardholder) – Prepaid Travel 0.00%  $         1.00
Visa Commercial Card Not Present 2.70%  $         0.10
Visa Commercial Card Present 2.50%  $         0.10
Visa Commercial Level II 2.50%  $         0.10
Visa Commercial Level II – Fuel 2.05%  $         0.10
Visa Commercial Level III 1.90%  $         0.10
Visa Commercial Product Large Ticket 1.45%  $       35.00
Visa Commercial Travel Service 2.65%  $         0.10
Visa CPS/Account Funding – All Other 2.14%  $         0.10
Visa CPS/Account Funding – Signature 2.14%  $         0.10
Visa CPS/Account Funding – Signature Preferred 2.40%  $         0.10
Visa CPS/Account Funding – Traditional Rewards 2.14%  $         0.10
Visa CPS/Account Funding, Debit – Exempt (CNP) 1.75%  $         0.20
Visa CPS/Account Funding, Debit – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Account Funding, Prepaid – Exempt (CNP) 1.80%  $         0.20
Visa CPS/Account Funding, Prepaid – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Automated Fuel Dispenser (AFD) – All Other 1.15%  $         0.25  $         1.10
Visa CPS/Automated Fuel Dispenser (AFD) – Signature 1.15%  $         0.25  $         1.10
Visa CPS/Automated Fuel Dispenser (AFD) – Signature Preferred 1.15%  $         0.25  $         1.10
Visa CPS/Automated Fuel Dispenser (AFD) – Traditional Rewards 1.15%  $         0.25  $         1.10
Visa CPS/Automated Fuel Dispenser (AFD), Debit – Exempt (CP) 0.80%  $         0.15  $         0.95
Visa CPS/Automated Fuel Dispenser (AFD), Debit – Regulated (CP) 0.05%  $         0.22
Visa CPS/Automated Fuel Dispenser (AFD), Prepaid – Exempt (CP) 1.15%  $         0.15  $         0.95
Visa CPS/Automated Fuel Dispenser (AFD), Prepaid – Regulated (CP) 0.05%  $         0.22
Visa CPS/Card Not Present – All Other 1.80%  $         0.10
Visa CPS/Card Not Present – Signature / CPS Rewards 2 1.95%  $         0.10
Visa CPS/Card Not Present – Signature Preferred – non B2B 2.40%  $         0.10
Visa CPS/Card Not Present – Signature Preferred B2B 2.10%  $         0.10
Visa CPS/Card Not Present – Traditional Rewards / CPS/Rewards 2 1.95%  $         0.10
Visa CPS/Card Not Present, Debit – Exempt (CNP) 1.65%  $         0.15
Visa CPS/Card Not Present, Debit – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Card Not Present, Prepaid – Exempt (CNP) 1.75%  $         0.20
Visa CPS/Card Not Present, Prepaid – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Charity and Religious Organizations – All Other 1.35%  $         0.05
Visa CPS/Charity and Religious Organizations – Signature 1.35%  $         0.05
Visa CPS/Charity and Religious Organizations – Signature Preferred 1.35%  $         0.05
Visa CPS/Charity and Religious Organizations – Traditional Rewards 1.35%  $         0.05
Visa CPS/Debt Repayment (No Fee) , Debit- Regulated (CNP) 0.05%  $         0.22
Visa CPS/Debt Repayment (No Fee), Debit – Exempt (CNP) 0.65%  $         0.15  $         0.65
Visa CPS/Debt Repayment (No Fee), Prepaid – Exempt (CNP) 0.65%  $         0.15  $         0.65
Visa CPS/Debt Repayment (No Fee), Prepaid – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Debt Repayment 2, Debit – Exempt (CNP) 0.65%  $         0.15  $         2.00
Visa CPS/Debt Repayment 2, Debit – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Debt Repayment 2, Prepaid – Exempt (CNP) 0.65%  $         0.15  $         2.00
Visa CPS/Debt Repayment 2, Prepaid – Regulated (CNP) 0.05%  $         0.22
Visa CPS/e-Commerce Basic – All Other 1.80%  $         0.10
Visa CPS/e-Commerce Basic – Signature / CPS Rewards 2 1.95%  $         0.10
Visa CPS/e-Commerce Basic – Signature Preferred – B2B 2.10%  $         0.10
Visa CPS/e-Commerce Basic – Signature Preferred – non B2B 2.40%  $         0.10
Visa CPS/e-Commerce Basic – Traditional Rewards / CPS/Rewards 2 1.95%  $         0.10
Visa CPS/e-Commerce Basic, Debit – Exempt (CNP) 1.65%  $         0.15
Visa CPS/e-Commerce Basic, Debit – Regulated (CNP) 0.05%  $         0.22
Visa CPS/e-Commerce Basic, Prepaid – Exempt (CNP) 1.75%  $         0.20
Visa CPS/e-Commerce Basic, Prepaid – Regulated (CNP) 0.05%  $         0.22
Visa CPS/e-Commerce Preferred Hotel and Car Rental – All Other 1.54%  $         0.10
Visa CPS/e-Commerce Preferred Hotel and Car Rental – Signature 2.30%  $         0.10
Visa CPS/e-Commerce Preferred Hotel and Car Rental – Signature Preferred 2.40%  $         0.10
Visa CPS/e-Commerce Preferred Hotel and Car Rental – Traditional Rewards / CPS/Rewards 2 1.95%  $         0.10
Visa CPS/e-Commerce Preferred Hotel and Car Rental, Debit – Exempt (CNP) 1.70%  $         0.15
Visa CPS/e-Commerce Preferred Hotel and Car Rental, Debit – Regulated (CNP) 0.05%  $         0.22
Visa CPS/e-Commerce Preferred Hotel and Car Rental, Prepaid – Exempt (CNP) 1.75%  $         0.20
Visa CPS/e-Commerce Preferred Hotel and Car Rental, Prepaid – Regulated (CNP) 0.05%  $         0.22
Visa CPS/e-Commerce Preferred Passenger Transport – All Other 1.70%  $         0.10
Visa CPS/e-Commerce Preferred Passenger Transport – Signature / Travel 2.30%  $         0.10
Visa CPS/e-Commerce Preferred Passenger Transport – Signature Preferred 2.40%  $         0.10
Visa CPS/e-Commerce Preferred Passenger Transport – Traditional Rewards / CPS/Rewards 2 1.95%  $         0.10
Visa CPS/e-Commerce Preferred Passenger Transport, Debit – Exempt (CNP) 1.70%  $         0.15
Visa CPS/e-Commerce Preferred Passenger Transport, Debit – Regulated (CNP) 0.05%  $         0.22
Visa CPS/e-Commerce Preferred Passenger Transport, Prepaid – Exempt (CNP) 1.75%  $         0.20
Visa CPS/e-Commerce Preferred Passenger Transport, Prepaid – Regulated (CNP) 0.05%  $         0.22
Visa CPS/e-Commerce Preferred Retail – All Other 1.80%  $         0.10
Visa CPS/e-Commerce Preferred Retail – Signature 1.80%  $         0.10
Visa CPS/e-Commerce Preferred Retail – Signature Preferred – B2B 2.10%  $         0.10
Visa CPS/e-Commerce Preferred Retail – Signature Preferred – non B2B 2.40%  $         0.10
Visa CPS/e-Commerce Preferred Retail – Traditional Rewards / CPS/Rewards 2 1.80%  $         0.10
Visa CPS/e-Commerce Preferred Retail, Debit – Exempt (CNP) 1.60%  $         0.15
Visa CPS/e-Commerce Preferred Retail, Debit – Regulated (CNP) 0.05%  $         0.22
Visa CPS/e-Commerce Preferred Retail, Prepaid – Exempt (CNP) 1.75%  $         0.20
Visa CPS/e-Commerce Preferred Retail, Prepaid – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Government – All Other 1.55%  $         0.10
Visa CPS/Government – Signature 1.55%  $         0.10
Visa CPS/Government – Signature Preferred 1.55%  $         0.10
Visa CPS/Government – Traditional Rewards 1.55%  $         0.10
Visa CPS/Government, Debit – Exempt (CNP) 0.65%  $         0.15  $         2.00
Visa CPS/Government, Debit – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Government, Prepaid – Exempt (CNP) 0.65%  $         0.15  $         2.00
Visa CPS/Government, Prepaid – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Hotel and Car Rental Card Not Present – All Other 1.54%  $         0.10
Visa CPS/Hotel and Car Rental Card Not Present – Signature / Travel 2.30%  $         0.10
Visa CPS/Hotel and Car Rental Card Not Present – Signature Preferred 2.40%  $         0.10
Visa CPS/Hotel and Car Rental Card Not Present – Traditional Rewards / CPS/Rewards 2 1.95%  $         0.10
Visa CPS/Hotel and Car Rental Card Not Present, Debit – Exempt (CNP) 1.70%  $         0.15
Visa CPS/Hotel and Car Rental Card Not Present, Debit – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Hotel and Car Rental Card Not Present, Prepaid – Exempt (CNP) 1.75%  $         0.20
Visa CPS/Hotel and Car Rental Card Not Present, Prepaid – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Hotel and Car Rental Card Present – All Other 1.54%  $         0.10
Visa CPS/Hotel and Car Rental Card Present – Signature / Travel 2.30%  $         0.10
Visa CPS/Hotel and Car Rental Card Present – Signature Preferred 2.40%  $         0.10
Visa CPS/Hotel and Car Rental Card Present – Traditional Rewards / CPS/Rewards 2 1.95%  $         0.10
Visa CPS/Hotel and Car Rental Card Present, Debit – Exempt (CP) 1.19%  $         0.10
Visa CPS/Hotel and Car Rental Card Present, Debit – Regulated (CP) 0.05%  $         0.22
Visa CPS/Hotel and Car Rental Card Present, Prepaid – Exempt (CP) 1.15%  $         0.15
Visa CPS/Hotel and Car Rental Card Present, Prepaid – Regulated (CP) 0.05%  $         0.22
Visa CPS/Passenger Transport – All Other 1.70%  $         0.10
Visa CPS/Passenger Transport – Signature / Travel 2.30%  $         0.10
Visa CPS/Passenger Transport – Signature Preferred 2.40%  $         0.10
Visa CPS/Passenger Transport – Traditional Rewards / CPS/Rewards 2 1.95%  $         0.10
Visa CPS/Passenger Transport Card Present, Debit – Exempt (CP) 1.19%  $         0.10
Visa CPS/Passenger Transport Card Present, Debit – Regulated (CP) 0.05%  $         0.22
Visa CPS/Passenger Transport Card Present, Prepaid – Exempt (CP) 1.15%  $         0.15
Visa CPS/Passenger Transport Card Present, Prepaid – Regulated (CP) 0.05%  $         0.22
Visa CPS/Passenger Transport, Debit – Exempt (CNP) 1.70%  $         0.15
Visa CPS/Passenger Transport, Debit – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Passenger Transport, Prepaid – Exempt (CNP) 1.75%  $         0.20
Visa CPS/Passenger Transport, Prepaid – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable) – All Other 1.43%  $         0.05
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable) – Signature 1.43%  $         0.05
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable) – Signature Preferred 2.40%  $         0.10
Visa CPS/Recurring Payments (MCC 4814 Telco, 4899 Cable) – Traditional Rewards 1.43%  $         0.05
Visa CPS/Restaurant – All Other 1.54%  $         0.10
Visa CPS/Restaurant – Signature / Travel 2.30%  $         0.10
Visa CPS/Restaurant – Signature Preferred 2.40%  $         0.10
Visa CPS/Restaurant – Traditional Rewards / CPS/Rewards 2 1.95%  $         0.10
Visa CPS/Restaurant, Debit – Exempt (CP) 1.19%  $         0.10
Visa CPS/Restaurant, Debit – Regulated (CP) 0.05%  $         0.22
Visa CPS/Restaurant, Prepaid – Exempt (CP) 1.15%  $         0.15
Visa CPS/Restaurant, Prepaid – Regulated (CP) 0.05%  $         0.22
Visa CPS/Retail 2 – All Other 1.43%  $         0.05
Visa CPS/Retail 2 – Signature 1.43%  $         0.05
Visa CPS/Retail 2 – Signature Preferred 2.40%  $         0.10
Visa CPS/Retail 2 – Traditional Rewards 1.43%  $         0.05
Visa CPS/Retail 2 – Card Not Present, Debit – Exempt (CNP) 0.65%  $         0.15  $         2.00
Visa CPS/Retail 2 – Card Not Present, Debit – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Retail 2 – Card Not Present, Prepaid – Exempt (CNP) 0.65%  $         0.15  $         2.00
Visa CPS/Retail 2 – Card Not Present, Prepaid – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Retail —All Other – All Other 1.51%  $         0.10
Visa CPS/Retail —All Other – Signature 1.65%  $         0.10
Visa CPS/Retail —All Other – Signature Preferred 2.10%  $         0.10
Visa CPS/Retail —All Other – Traditional Rewards 1.65%  $         0.10
Visa CPS/Retail Credit—Performance T1 – All Other 1.43%  $         0.10
Visa CPS/Retail Credit—Performance T1 – Signature 1.65%  $         0.10
Visa CPS/Retail Credit—Performance T1 – Signature Preferred 2.10%  $         0.10
Visa CPS/Retail Credit—Performance T1 – Traditional Rewards 1.43%  $         0.10
Visa CPS/Retail Credit—Performance T2 – All Other 1.47%  $         0.10
Visa CPS/Retail Credit—Performance T2 – Signature 1.65%  $         0.10
Visa CPS/Retail Credit—Performance T2 – Signature Preferred 2.10%  $         0.10
Visa CPS/Retail Credit—Performance T2 – Traditional Rewards 1.47%  $         0.10
Visa CPS/Retail Credit—Performance T3 – Signature 1.65%  $         0.10
Visa CPS/Retail Credit—Performance T3 – Signature Preferred 2.10%  $         0.10
Visa CPS/Retail Credit—Performance T3 – Traditional Rewards 1.51%  $         0.10
Visa CPS/Retail Credit—Performance T3- All Other 1.51%  $         0.10
Visa CPS/Retail Key Entry – All Other 1.80%  $         0.10
Visa CPS/Retail Key Entry – Signature / CPS Rewards 2 1.95%  $         0.10
Visa CPS/Retail Key Entry – Signature Preferred 2.10%  $         0.10
Visa CPS/Retail Key Entry – Traditional Rewards / CPS/Rewards 2 1.95%  $         0.10
Visa CPS/Retail Key Entry, Debit – Exempt (CP) 1.65%  $         0.15
Visa CPS/Retail Key Entry, Debit – Regulated (CP) 0.05%  $         0.22
Visa CPS/Retail Key Entry, Prepaid – Exempt (CP) 1.75%  $         0.20
Visa CPS/Retail Key Entry, Prepaid – Regulated (CP) 0.05%  $         0.22
Visa CPS/Retail, Debit – Exempt (CP) 0.80%  $         0.15
Visa CPS/Retail, Debit – Regulated (CP) 0.05%  $         0.22
Visa CPS/Retail, Prepaid – Exempt (CP) 1.15%  $         0.15
Visa CPS/Retail, Prepaid – Regulated (CP) 0.05%  $         0.22
Visa CPS/Rewards 1 1.65%  $         0.10
Visa CPS/Rewards 2 1.95%  $         0.10
Visa CPS/Service Station – All Other 1.15%  $         0.25  $         1.10
Visa CPS/Service Station – Signature 1.15%  $         0.25  $         1.10
Visa CPS/Service Station – Signature Preferred 1.15%  $         0.25  $         1.10
Visa CPS/Service Station – Traditional Rewards 1.15%  $         0.25  $         1.10
Visa CPS/Service Station, Debit – Exempt (CP) 0.80%  $         0.15  $         0.95
Visa CPS/Service Station, Debit – Regulated (CP) 0.05%  $         0.22
Visa CPS/Service Station, Prepaid – Exempt (CP) 1.15%  $         0.15  $         0.95
Visa CPS/Service Station, Prepaid – Regulated (CP) 0.05%  $         0.22
Visa CPS/Small Ticket – All Other 1.65%  $         0.04
Visa CPS/Small Ticket – Signature 1.65%  $         0.04
Visa CPS/Small Ticket – Signature Preferred 2.10%  $         0.10
Visa CPS/Small Ticket – Traditional Rewards 1.65%  $         0.04
Visa CPS/Small Ticket, Debit – Exempt (CP) 1.55%  $         0.04
Visa CPS/Small Ticket, Debit – Regulated (CP) 0.05%  $         0.22
Visa CPS/Small Ticket, Prepaid – Exempt (CP) 1.60%  $         0.05
Visa CPS/Small Ticket, Prepaid – Regulated (CP) 0.05%  $         0.22
Visa CPS/Supermarket, Debit – Exempt (CP) 0.00%  $         0.30
Visa CPS/Supermarket, Debit – Regulated (CP) 0.05%  $         0.22
Visa CPS/Supermarket, Prepaid – Exempt (CP) 1.15%  $         0.15  $         0.35
Visa CPS/Supermarket, Prepaid – Regulated (CP) 0.05%  $         0.22
Visa CPS/Utility – All Other 0.00%  $         0.75
Visa CPS/Utility – Signature 0.00%  $         0.75
Visa CPS/Utility – Signature Preferred 0.00%  $         0.75
Visa CPS/Utility – Traditional Rewards 0.00%  $         0.75
Visa CPS/Utility, Debit – Exempt (CNP) 0.00%  $         0.65
Visa CPS/Utility, Debit – Regulated (CNP) 0.05%  $         0.22
Visa CPS/Utility, Prepaid – Exempt (CNP) 0.00%  $         0.65
Visa CPS/Utility, Prepaid – Regulated (CNP) 0.05%  $         0.22
Visa Credit Voucher—Debit 0.00%  $            –
Visa CS CPS DEBIT CNP (3D Secure) 1.60%  $         0.15
Visa Electronic Program – All Commerical Products 2.00%  $            –
Visa Electronic Program – Classic / Gold / Electron 1.10%  $            –
Visa Electronic Program – Infinite 1.97%  $            –
Visa Electronic Program – Signature / Premium 1.80%  $            –
Visa Government-to-Government (G2G) 1.65%  $         0.10
Visa GSA Large Ticket 1.20%  $       39.00
Visa Interregional Regulated Debit – All Commercial Products 0.05%  $         0.22
Visa Interregional Regulated Debit – Classic / Gold / Electron 0.05%  $         0.22
Visa Interregional Regulated Debit – Infinite 0.05%  $         0.22
Visa Interregional Regulated Debit – Signature / Premium 0.05%  $         0.22
Visa Issuer Chip Card – All Commerical Products 2.00%  $            –
Visa Issuer Chip Card – Classic / Gold / Electron 1.20%  $            –
Visa Issuer Chip Card – Infinite 1.97%  $            –
Visa Issuer Chip Card – Signature / Premium 1.80%  $            –
Visa Large Purchase Advantage CNP > $500000 0.40%  $       58.50
Visa Large Purchase Advantage CNP $10000.01-$25000 0.70%  $       49.50
Visa Large Purchase Advantage CNP $100000.01-$500000 0.50%  $       55.50
Visa Large Purchase Advantage CNP $25000.01-$100000 0.60%  $       52.50
Visa Mail/Phone Order and eCommerce Merchants—Consumer Credit 2.05%  $            –
Visa Manual Cash Disbursement Reimbursement Fee 0.00%  $         2.00
Visa Mini Statement – International 0.00%  $         0.30
Visa Money Transfer Fast Funds 0.00%  $         0.60
Visa Non-Passenger Transport—Consumer Credit 1.76%  $            –
Visa Non-Passenger Transport—Corporate and Business Card 2.35%  $            –
Visa Non-Passenger Transport—GSA Purchasing Transactions – <$10000 2.35%  $            –
Visa Non-Passenger Transport—GSA Purchasing Transactions – >$100000.01 1.80%  $            –
Visa Non-Passenger Transport—GSA Purchasing Transactions – $10000.01-$25000 2.15%  $            –
Visa Non-Passenger Transport—GSA Purchasing Transactions – $25000.01-$100000 2.00%  $            –
Visa Non-Passenger Transport—Non GSA Purchasing Transactions – <$10000 2.40%  $            –
Visa Non-Passenger Transport—Non GSA Purchasing Transactions – >$500000 1.80%  $            –
Visa Non-Passenger Transport—Non GSA Purchasing Transactions – $10000.01-$25000 2.30%  $            –
Visa Non-Passenger Transport—Non GSA Purchasing Transactions – $100000.01-$500000 2.00%  $            –
Visa Non-Passenger Transport—Non GSA Purchasing Transactions – $25000.01-$100000 2.20%  $            –
Visa Non-Qualified 2.95%  $         0.10
Visa Non-Qualified Commercial Prepaid Regulated 0.05%  $         0.22
Visa Non-Qualified Consumer Credit – All Other 2.70%  $         0.10
Visa Non-Qualified Consumer Credit – Signature 2.70%  $         0.10
Visa Non-Qualified Consumer Credit – Signature Preferred 2.70%  $         0.10
Visa Non-Qualified Consumer Credit – Traditional Rewards 2.70%  $         0.10
Visa Non-Qualified Corporate Prepaid / Business Exempt 2.95%  $         0.10
Visa Non-Qualified Purchasing Prepaid Exempt 2.95%  $         0.10
Visa Non-Qualified with Data 2.95%  $         0.10
Visa Non-Qualified, Debit – Regulated (CNP) / former EIRF 0.05%  $         0.22  $         0.95
Visa Non-Qualified, Prepaid – Exempt (CNP) / former EIRF 1.80%  $         0.20  $         0.95
Visa Non-Qualified, Prepaid – Regulated (CNP) / former EIRF 0.05%  $         0.22  $         0.95
Visa Non-Qualified. Debit – Exempt (CNP) / former EIRF 1.75%  $         0.20  $         0.95
Visa Original Credits 0.00%  $         0.29
Visa Passenger Transport Service Category—Credit 2.33%  $            –
Visa PIN Charge / Unblock – International 0.00%  $         0.60
Visa Plus Alternative Media Fee (paid by acquirer) 0.00%  $         0.10
Visa Purchasing Prepaid Large Ticket Commercial Prepaid Regulated 0.05%  $         0.22
Visa Purchasing Prepaid Large Ticket Corporate Prepaid / Business Exempt 0.00%  $            –
Visa Purchasing Prepaid Large Ticket Purchasing Prepaid Exempt 1.45%  $       35.00
Visa Secure eCommerce Transaction – All Commerical Products 2.00%  $            –
Visa Secure eCommerce Transaction – Classic / Gold / Electron 1.44%  $            –
Visa Secure eCommerce Transaction – Infinite 1.97%  $            –
Visa Secure eCommerce Transaction – Signature / Premium 1.80%  $            –
Visa Standard Interchange Reimbursement Fee, Debit – Exempt (CNP) 1.90%  $         0.25
Visa Standard Interchange Reimbursement Fee, Debit – Regulated (CNP) 0.05%  $         0.22
Visa Standard Interchange Reimbursement Fee, Prepaid – Exempt (CNP) 1.90%  $         0.25
Visa Standard Interchange Reimbursement Fee, Prepaid – Regulated (CNP) 0.05%  $         0.22
Visa Standard Program – All Commerical Products 2.00%  $            –
Visa Standard Program – Classic / Gold / Electron 1.60%  $            –
Visa Standard Program – Infinite 1.97%  $            –
Visa Standard Program – Signature / Premium 1.80%  $            –
Visa Straight-Through-Processing (STP) Tier 1 < $7000 2.00%  $         0.10
Visa Straight-Through-Processing (STP) Tier 2 $7000-$14999.99 1.30%  $       35.00
Visa Straight-Through-Processing (STP) Tier 3 $15000-$49999.99 1.10%  $       35.00
Visa Straight-Through-Processing (STP) Tier 4 $50000-$99999.99 0.95%  $       35.00
Visa Straight-Through-Processing (STP) Tier 5 > $100000 0.80%  $       35.00
Visa Supermarket Credit  T2 – All Other 1.22%  $         0.05
Visa Supermarket Credit  T3 – Traditional Rewards 1.22%  $         0.05
Visa Supermarket Credit – Tier 0 – All Other 1.15%  $         0.05
Visa Supermarket Credit – Tier 0 – Signature 1.40%  $         0.05
Visa Supermarket Credit – Tier 0 – Signature Preferred 1.40%  $         0.05
Visa Supermarket Credit – Tier 0 – Traditional Rewards 1.15%  $         0.05
Visa Supermarket Credit T1 – All Other 1.15%  $         0.05
Visa Supermarket Credit T1 – Signature / CPS Rewards 1 1.55%  $         0.05
Visa Supermarket Credit T1 – Signature Preferred 1.55%  $         0.05
Visa Supermarket Credit T1 – Traditional Rewards 1.15%  $         0.05
Visa Supermarket Credit T2 – Signature  / CPS Rewards 1 1.55%  $         0.05
Visa Supermarket Credit T2 – Signature Preferred 1.65%  $         0.05
Visa Supermarket Credit T2 – Traditional Rewards 1.22%  $         0.05
Visa Supermarket Credit T3 – Signature  / CPS Rewards 1 1.60%  $         0.05
Visa Supermarket Credit T3 – Signature Preferred 1.75%  $         0.05
Visa Supermarket Credit T3- All Other 1.22%  $         0.05
Visa Supermarket Credit—All Other – Signature  / CPS Rewards 1 1.65%  $         0.07
Visa Supermarket Credit—All Other – Signature Preferred 2.00%  $         0.07
Visa Supermarket Credit—All Other – Traditional Rewards 1.50%  $         0.07
Visa Supermarket Credit—All Other- All Other 1.50%  $         0.07
Visa Travel Service, Debit – Exempt (CP) 1.19%  $         0.10
Visa Travel Service, Debit – Regulated (CP) 0.05%  $         0.22
Visa Travel Service, Prepaid – Exempt (CP) 1.15%  $         0.15
Visa Travel Service, Prepaid – Regulated (CP) 0.05%  $         0.22
Visa Visa Money Transfer Original Credit 0.00%  $         0.10
Visa Visa Prepaid Load Network Interchange Reimbursement Fee 0.00%  $         0.05
Visa Visa Rewards 2 (3D Secure) 1.80%  $         0.10
Mastercard Airline – Core 0.00%  $            –
Mastercard Airline – Enhanced 0.00%  $            –
Mastercard Airline – World 0.00%  $            –
Mastercard Airline – World Elite 2.30%  $         0.10
Mastercard Airline – World High Value 2.30%  $         0.10
Mastercard Charities – Commercial Debit | WF Commercial and Non-Regulated Commercial Debit 2.00%  $         0.10
Mastercard Charities – Commercial Prepaid | WF Commercial and Non-Regulated Commercial Prepaid 2.00%  $         0.10
Mastercard Charities – Core | WF Consumer Credit 2.00%  $         0.10
Mastercard Charities – Debit Rate | WF Non-Regulated Consumer Debit 1.45%  $         0.15
Mastercard Charities – Enhanced 2.00%  $         0.10
Mastercard Charities – Large Market Credit 2.00%  $         0.10
Mastercard Charities – Prepaid Rate | WF Non-Regulated Consumer Prepaid 1.45%  $         0.15
Mastercard Charities – World 2.00%  $         0.10
Mastercard Charities – World Elite 2.00%  $         0.10
Mastercard Charities – World High Value 2.00%  $         0.10
Mastercard Charities Level 1 Business Core 2.00%  $         0.10
Mastercard Charities Level 2 Business World 2.00%  $         0.10
Mastercard Charities Level 3 Business World Elite 2.00%  $         0.10
Mastercard Charities Level 4 2.00%  $         0.10
Mastercard Charities Level 5 2.00%  $         0.10
Mastercard Commercial Refund Group 1 – Commercial Debit 2.37%  $            –
Mastercard Commercial Refund Group 1 – Commercial Prepaid 2.37%  $            –
Mastercard Commercial Refund Group 1 – Large Market Credit 2.37%  $            –
Mastercard Commercial Refund Group 1 Level 1 Business Core 2.37%  $            –
Mastercard Commercial Refund Group 1 Level 2 Business World 2.37%  $            –
Mastercard Commercial Refund Group 1 Level 3 Business World Elite 2.37%  $            –
Mastercard Commercial Refund Group 1 Level 4 2.37%  $            –
Mastercard Commercial Refund Group 1 Level 5 2.37%  $            –
Mastercard Commercial Refund Group 2 – Commercial Debit 2.30%  $            –
Mastercard Commercial Refund Group 2 – Commercial Prepaid 2.30%  $            –
Mastercard Commercial Refund Group 2 – Large Market Credit 2.30%  $            –
Mastercard Commercial Refund Group 2 Level 1 Business Core 2.30%  $            –
Mastercard Commercial Refund Group 2 Level 2 Business World 2.30%  $            –
Mastercard Commercial Refund Group 2 Level 3 Business World Elite 2.30%  $            –
Mastercard Commercial Refund Group 2 Level 4 2.30%  $            –
Mastercard Commercial Refund Group 2 Level 5 2.30%  $            –
Mastercard Commercial Refund Group 3 – Commercial Debit 2.21%  $            –
Mastercard Commercial Refund Group 3 – Commercial Prepaid 2.21%  $            –
Mastercard Commercial Refund Group 3 – Large Market Credit 2.21%  $            –
Mastercard Commercial Refund Group 3 Level 1 Business Core 2.21%  $            –
Mastercard Commercial Refund Group 3 Level 2 Business World 2.21%  $            –
Mastercard Commercial Refund Group 3 Level 3 Business World Elite 2.21%  $            –
Mastercard Commercial Refund Group 3 Level 4 2.21%  $            –
Mastercard Commercial Refund Group 3 Level 5 2.21%  $            –
Mastercard Commercial Refund Group 4 – Commercial Debit 2.16%  $            –
Mastercard Commercial Refund Group 4 – Commercial Prepaid 2.16%  $            –
Mastercard Commercial Refund Group 4 – Large Market Credit 2.16%  $            –
Mastercard Commercial Refund Group 4 Level 1 Business Core 2.16%  $            –
Mastercard Commercial Refund Group 4 Level 2 Business World 2.16%  $            –
Mastercard Commercial Refund Group 4 Level 3 Business World Elite 2.16%  $            –
Mastercard Commercial Refund Group 4 Level 4 2.16%  $            –
Mastercard Commercial Refund Group 4 Level 5 2.16%  $            –
Mastercard Consumer Credit Refund Group 1 – Core 0.00%  $            –
Mastercard Consumer Credit Refund Group 1 – Enhanced 0.00%  $            –
Mastercard Consumer Credit Refund Group 1 – World 2.42%  $            –
Mastercard Consumer Credit Refund Group 1 – World Elite 2.42%  $            –
Mastercard Consumer Credit Refund Group 1 – World High Value 2.42%  $            –
Mastercard Consumer Credit Refund Group 2 – Core 2.09%  $            –
Mastercard Consumer Credit Refund Group 2 – Enhanced 2.09%  $            –
Mastercard Consumer Credit Refund Group 2 – World 2.09%  $            –
Mastercard Consumer Credit Refund Group 2 – World Elite 2.09%  $            –
Mastercard Consumer Credit Refund Group 2 – World High Value 2.09%  $            –
Mastercard Consumer Credit Refund Group 3 – Core 1.95%  $            –
Mastercard Consumer Credit Refund Group 3 – Enhanced 1.95%  $            –
Mastercard Consumer Credit Refund Group 3 – World 1.95%  $            –
Mastercard Consumer Credit Refund Group 3 – World Elite 1.95%  $            –
Mastercard Consumer Credit Refund Group 3 – World High Value 1.95%  $            –
Mastercard Consumer Credit Refund Group 4 – Core 1.82%  $            –
Mastercard Consumer Credit Refund Group 4 – Enhanced 1.82%  $            –
Mastercard Consumer Credit Refund Group 4 – World 1.82%  $            –
Mastercard Consumer Credit Refund Group 4 – World Elite 1.82%  $            –
Mastercard Consumer Credit Refund Group 4 – World High Value 1.82%  $            –
Mastercard Consumer Credit Refund Group 5 – Core 1.73%  $            –
Mastercard Consumer Credit Refund Group 5 – Enhanced 1.73%  $            –
Mastercard Consumer Credit Refund Group 5 – World 1.73%  $            –
Mastercard Consumer Credit Refund Group 5 – World Elite 1.73%  $            –
Mastercard Consumer Credit Refund Group 5 – World High Value 1.73%  $            –
Mastercard Consumer Debit Refund Group 1 – Debit Rate 0.00%  $            –
Mastercard Consumer Debit Refund Group 1 – Prepaid Rate 0.00%  $            –
Mastercard Consumer Debit Refund Group 2 – Debit Rate 0.00%  $            –
Mastercard Consumer Debit Refund Group 2 – Prepaid Rate 0.00%  $            –
Mastercard Consumer Debit Refund Group 3 – Debit Rate 0.00%  $            –
Mastercard Consumer Debit Refund Group 3 – Prepaid Rate 0.00%  $            –
Mastercard Convenience Purchase Base – Core | WF Consumer Credit 1.90%  $            –
Mastercard Convenience Purchase Base – Enhanced 1.90%  $            –
Mastercard Convenience Purchase Base – World 2.00%  $            –
Mastercard Convenience Purchase Base – World Elite 2.00%  $            –
Mastercard Convenience Purchase Base – World High Value 2.00%  $            –
Mastercard Convenience Purchase Tier 1 – Core 1.35%  $            –
Mastercard Convenience Purchase Tier 1 – Enhanced 1.35%  $            –
Mastercard Convenience Purchase Tier 1 – World 1.45%  $            –
Mastercard Convenience Purchase Tier 1 – World Elite 1.60%  $            –
Mastercard Convenience Purchase Tier 1 – World High Value 1.60%  $            –
Mastercard Data Rate I – Commercial Debit | WF Non-Regulated Business Debit 2.65%  $         0.10
Mastercard Data Rate I – Commercial Prepaid | WF Non-Regulated Business Prepaid 2.65%  $         0.10
Mastercard Data Rate I – Large Market Credit | WF Commercial Data Rate I Large Market 2.70%  $         0.10
Mastercard Data Rate I (Healthcare MCCs) – Commercial Debit 1.00%  $            –  $         5.00
Mastercard Data Rate I (Healthcare MCCs) – Commercial Prepaid | WF Commercial Payments Account Prepaid 1.00%  $            –  $         5.00
Mastercard Data Rate I (Healthcare MCCs) – Large Market Credit | WF Commercial Payments Account 1.00%  $            –  $         5.00
Mastercard Data Rate I Level 1 Business Core | WF Commercial Data Rate I Business Level 1 2.65%  $         0.10
Mastercard Data Rate I Level 2 Business World | WF Commercial Data Rate I Business Level 1 2.80%  $         0.10
Mastercard Data Rate I Level 3 Business World Elite | WF Commercial Data Rate I Business Level 1 2.85%  $         0.10
Mastercard Data Rate I Level 4 | WF Commercial Data Rate I Business Level 1 2.95%  $         0.10
Mastercard Data Rate I Level 5 | WF Commercial Data Rate I Business Level 1 3.00%  $         0.10
Mastercard Data Rate II – Commercial Debit | WF Non-Regulated Business +Petroleum Debit 2.10%  $         0.10
Mastercard Data Rate II – Commercial Prepaid | WF Non-Regulated Business +Petroleum Prepaid 2.65%  $         0.10
Mastercard Data Rate II – Large Market Credit | WF Commercial Data Rate II Large Market 2.50%  $         0.10
Mastercard Data Rate II (Petroleum MCCs) – Commercial Debit | WF Non-Regulated Business Debit 2.05%  $         0.10
Mastercard Data Rate II (Petroleum MCCs) – Commercial Prepaid | WF Non-Regulated Business Prepaid 2.05%  $         0.10
Mastercard Data Rate II (Petroleum MCCs) – Large Market Credit | WF Commercial Data Rate II Petroleum Large Market 2.20%  $         0.10
Mastercard Data Rate II Level 1 Business Core | WF Commercial Data Rate II +Petroleum Business Level 1 1.90%  $         0.10
Mastercard Data Rate II Level 2 Business World | WF Commercial Data Rate II +Petroleum Business Level 2 2.05%  $         0.10
Mastercard Data Rate II Level 3 Business World Elite | WF Commercial Data Rate II +Petroleum Business Level 3 2.10%  $         0.10
Mastercard Data Rate II Level 4 | WF Commercial Data Rate II +Petroleum Business Level 4 2.20%  $         0.10
Mastercard Data Rate II Level 5 | WF Commercial Data Rate II +Petroleum Business Level 5 2.25%  $         0.10
Mastercard Data Rate III – Commercial Debit 0.00%  $            –
Mastercard Data Rate III – Commercial Prepaid 0.00%  $            –
Mastercard Data Rate III – Large Market Credit | WF Commercial Data Rate III Large Market 1.90%  $         0.10
Mastercard Data Rate III Level 1 Business Core 0.00%  $            –
Mastercard Data Rate III Level 2 Business World 0.00%  $            –
Mastercard Data Rate III Level 3 Business World Elite 0.00%  $            –
Mastercard Data Rate III Level 4 0.00%  $            –
Mastercard Data Rate III Level 5 0.00%  $            –
Mastercard Emerging Markets – Debit Rate | WF Non-Regulated Consumer Debit 0.80%  $         0.25
Mastercard Emerging Markets – Prepaid Rate | WF Non-Regulated Consumer Debit Prepaid 0.80%  $         0.25
Mastercard Emerging Markets (Education / Gov’t MCCs) – Debit Rate | WF Non-Regulated Consumer Debit 0.65%  $         0.15  $         2.00
Mastercard Emerging Markets (Education / Gov’t MCCs) – Prepaid Rate | WF Non-Regulated Consumer Prepaid 0.65%  $         0.15  $         2.00
Mastercard Full UCAF – Core | WF Consumer Credit 1.89%  $         0.10
Mastercard Full UCAF – Debit Rate | WF UCAF and Full UCAF Non-Regulated Consumer Debit 1.65%  $         0.15
Mastercard Full UCAF – Enhanced 2.04%  $         0.10
Mastercard Full UCAF – Prepaid Rate | WF UCAF and Full UCAF Non-Regulated Consumer Prepaid 1.76%  $         0.20
Mastercard Full UCAF – World 2.05%  $         0.10
Mastercard Full UCAF – World Elite 2.50%  $         0.10
Mastercard Full UCAF – World High Value 2.50%  $         0.10
Mastercard Key-entered – Core 1.89%  $         0.10
Mastercard Key-Entered – Debit Rate 1.65%  $         0.15
Mastercard Key-entered – Enhanced 2.04%  $         0.10
Mastercard Key-Entered – Prepaid Rate 1.76%  $         0.20
Mastercard Key-entered – World 2.05%  $         0.10
Mastercard Key-entered – World Elite 2.50%  $         0.10
Mastercard Key-entered – World High Value 2.50%  $         0.10
Mastercard Large Ticket (fmr Large Ticket I) – Commercial Debit 0.00%  $            –
Mastercard Large Ticket (fmr Large Ticket I) – Commercial Prepaid 0.00%  $            –
Mastercard Large Ticket (fmr Large Ticket I) – Large Market Credit | WF Commercial Large Ticket Large Market 1.45%  $       35.00
Mastercard Large Ticket 1 (USD 10,000.00–25,000) | WF Commercial Payment Account 1 1.20%  $            –
Mastercard Large Ticket 2 (USD 25,000.01–100,000) | WF Commercial Payment Account 2 1.00%  $            –
Mastercard Large Ticket 3 (USD 100,000.01–500,000) | WF Commercial Payment Account 3 0.90%  $            –
Mastercard Large Ticket 4 (USD 500,000.01–1,000,000) | WF Commercial Payment Account 4 0.80%  $            –
Mastercard Large Ticket 5 (More than USD 1,000,000) | WF Commercial Payment Account 5 0.70%  $            –
Mastercard Large Ticket I Level 1 Business Core 0.00%  $            –
Mastercard Large Ticket I Level 2 Business World 0.00%  $            –
Mastercard Large Ticket I Level 3 Business World Elite 0.00%  $            –
Mastercard Large Ticket I Level 4 0.00%  $            –
Mastercard Large Ticket I Level 5 0.00%  $            –
Mastercard Large Ticket I, II, and III (Lodging MCCs) – Commercial Debit 0.00%  $            –
Mastercard Large Ticket I, II, and III (Lodging MCCs) – Commercial Prepaid 0.00%  $            –
Mastercard Large Ticket I, II, and III (Lodging MCCs) – Large Market Credit 0.00%  $            –
Mastercard Large Ticket II – Commercial Debit 0.00%  $            –
Mastercard Large Ticket II – Commercial Prepaid 0.00%  $            –
Mastercard Large Ticket II – Large Market Credit 0.00%  $            –
Mastercard Large Ticket II Level 1 Business Core 0.00%  $            –
Mastercard Large Ticket II Level 2 Business World 0.00%  $            –
Mastercard Large Ticket II Level 3 Business World Elite 0.00%  $            –
Mastercard Large Ticket II Level 4 0.00%  $            –
Mastercard Large Ticket II Level 5 0.00%  $            –
Mastercard Large Ticket III – Commercial Debit 0.00%  $            –
Mastercard Large Ticket III – Commercial Prepaid 0.00%  $            –
Mastercard Large Ticket III – Large Market Credit 0.00%  $            –
Mastercard Large Ticket III Level 1 Business Core 0.00%  $            –
Mastercard Large Ticket III Level 2 Business World 0.00%  $            –
Mastercard Large Ticket III Level 3 Business World Elite 0.00%  $            –
Mastercard Large Ticket III Level 4 0.00%  $            –
Mastercard Large Ticket III Level 5 0.00%  $            –
Mastercard Lodging and Auto Rental – Core | WF Consumer Credit 1.58%  $         0.10
Mastercard Lodging and Auto Rental – Debit Rate | WF Non-Regulated Consumer Debit 1.15%  $         0.15
Mastercard Lodging and Auto Rental – Enhanced 1.80%  $         0.10
Mastercard Lodging and Auto Rental – Prepaid Rate | WF Non-Regulated Consumer Prepaid 1.15%  $         0.15
Mastercard Lodging and Auto Rental – World 0.00%  $            –
Mastercard Lodging and Auto Rental – World Elite 0.00%  $            –
Mastercard Lodging and Auto Rental – World High Value 0.00%  $            –
Mastercard MC Enhanced Value Merit 1 (3D Secure) 1.70%  $         0.10
Mastercard MC Merit 1 Credit (3D Secure) 1.60%  $         0.10
Mastercard MC Merit 1 Debit (3D Secure) 1.10%  $         0.15
Mastercard MC World Card Merit 1 (3D Secure) 1.80%  $         0.10
Mastercard MC World Elite Merit 1 (3D Secure) 2.20%  $         0.10
Mastercard Merchant UCAF – Core 1.89%  $         0.10
Mastercard Merchant UCAF – Debit Rate 1.65%  $         0.15
Mastercard Merchant UCAF – Enhanced 2.04%  $         0.10
Mastercard Merchant UCAF – Prepaid Rate 1.76%  $         0.20
Mastercard Merchant UCAF – World 2.05%  $         0.10
Mastercard Merchant UCAF – World Elite 2.50%  $         0.10
Mastercard Merchant UCAF – World High Value 2.50%  $         0.10
Mastercard Merit I – Core  | WF Consumer Credit 1.89%  $         0.10
Mastercard Merit I – Debit Rate | WF Non-Regulated Consumer Debit 1.65%  $         0.15
Mastercard Merit I – Enhanced 2.04%  $         0.10
Mastercard Merit I – Prepaid Rate | WF Non-Regulated Consumer Prepaid 1.76%  $         0.20
Mastercard Merit I – World 2.05%  $         0.10
Mastercard Merit I – World Elite 2.50%  $         0.10
Mastercard Merit I – World High Value 2.50%  $         0.10
Mastercard Merit I (Consumer Loan MCCs) – Debit Rate | WF Non-Regulated Consumer Debit 0.80%  $         0.25  $         2.95
Mastercard Merit I (Consumer Loan MCCs) – Prepaid Rate | WF Non-Regulated Consumer Prepaid 0.80%  $         0.25  $         2.95
Mastercard Merit I (Insurance MCCs) – Core | WF Consumer Credit 1.43%  $         0.05
Mastercard Merit I (Insurance MCCs) – Enhanced 1.43%  $         0.05
Mastercard Merit I (Insurance MCCs) – World 1.43%  $         0.05
Mastercard Merit I (Insurance MCCs) – World Elite 2.20%  $         0.10
Mastercard Merit I (Insurance MCCs) – World High Value 2.20%  $         0.10
Mastercard Merit I (Real Estate MCCs) – Core | WF Consumer Credit 1.10%  $            –
Mastercard Merit I (Real Estate MCCs) – Debit Rate | WF Non-Regulated Consumer Debit 1.10%  $            –
Mastercard Merit I (Real Estate MCCs) – Enhanced 1.10%  $            –
Mastercard Merit I (Real Estate MCCs) – Prepaid Rate | WF Non-Regulated Consumer Credit 1.10%  $            –
Mastercard Merit I (Real Estate MCCs) – World 1.10%  $            –
Mastercard Merit I (Real Estate MCCs) – World Elite 2.20%  $         0.10
Mastercard Merit I (Real Estate MCCs) – World High Value 2.20%  $         0.10
Mastercard Merit III Base – Core (=Card Present) | WF Consumer Credit 1.58%  $         0.10
Mastercard Merit III Base – Enhanced (=Card Present) 1.73%  $         0.10
Mastercard Merit III Base – World (=Card Present) 1.77%  $         0.10
Mastercard Merit III Base – World Elite (=Card Present) 2.20%  $         0.10
Mastercard Merit III Base – World High Value (=Card Present) 2.20%  $         0.10
Mastercard Merit III Base (Card Present) – Debit Rate | WF Non-Regulated Consumer Debit 1.05%  $         0.15
Mastercard Merit III Base (Card Present) – Prepaid Rate | WF Non-Regulated Consumer Prepaid 1.05%  $         0.15
Mastercard Merit III Tier 1 – Core 1.43%  $         0.10
Mastercard Merit III Tier 1 – Debit Rate 0.70%  $         0.15
Mastercard Merit III Tier 1 – Enhanced 1.43%  $         0.10
Mastercard Merit III Tier 1 – Prepaid Rate 0.70%  $         0.15
Mastercard Merit III Tier 1 – World 1.53%  $         0.10
Mastercard Merit III Tier 1 – World Elite 2.05%  $         0.10
Mastercard Merit III Tier 1 – World High Value 2.05%  $         0.10
Mastercard Merit III Tier 2 – Core 1.48%  $         0.10
Mastercard Merit III Tier 2 – Debit Rate 0.83%  $         0.15
Mastercard Merit III Tier 2 – Enhanced 1.48%  $         0.10
Mastercard Merit III Tier 2 – Prepaid Rate 0.83%  $         0.15
Mastercard Merit III Tier 2 – World 1.58%  $         0.10
Mastercard Merit III Tier 2 – World Elite 2.10%  $         0.10
Mastercard Merit III Tier 2 – World High Value 2.10%  $         0.10
Mastercard Merit III Tier 3 – Core 1.55%  $         0.10
Mastercard Merit III Tier 3 – Debit Rate 0.95%  $         0.15
Mastercard Merit III Tier 3 – Enhanced 1.55%  $         0.10
Mastercard Merit III Tier 3 – Prepaid Rate 0.95%  $         0.15
Mastercard Merit III Tier 3 – World 1.65%  $         0.10
Mastercard Merit III Tier 3 – World Elite 2.15%  $         0.10
Mastercard Merit III Tier 3 – World High Value 2.15%  $         0.10
Mastercard Passenger Transport – Core | Consumer Credit 1.75%  $         0.10
Mastercard Passenger Transport – Debit Rate | WF Non-Regulated Consumer Debit 1.60%  $         0.15
Mastercard Passenger Transport – Enhanced 1.90%  $         0.10
Mastercard Passenger Transport – Prepaid Rate | WF Non-Regulated Consumer Prepaid 1.60%  $         0.15
Mastercard Passenger Transport – World 0.00%  $            –
Mastercard Passenger Transport – World Elite 0.00%  $            –
Mastercard Passenger Transport – World High Value 0.00%  $            –
Mastercard Payment Transaction – Commercial Debit 0.19%  $         0.53
Mastercard Payment Transaction – Commercial Prepaid 0.19%  $         0.53
Mastercard Payment Transaction – Core 0.19%  $         0.53
Mastercard Payment Transaction – Debit Rate 0.19%  $         0.53
Mastercard Payment Transaction – Enhanced 0.19%  $         0.53
Mastercard Payment Transaction – Large Market Credit 0.19%  $         0.53
Mastercard Payment Transaction – Prepaid Rate 0.19%  $         0.53
Mastercard Payment Transaction – World 0.19%  $         0.53
Mastercard Payment Transaction – World Elite 0.19%  $         0.53
Mastercard Payment Transaction – World High Value 0.19%  $         0.53
Mastercard Payment Transaction (Gov’t owned Lottery) – Core 0.00%  $         0.10
Mastercard Payment Transaction (Gov’t owned Lottery) – Enhanced 0.00%  $         0.10
Mastercard Payment Transaction (Gov’t owned Lottery) – World 0.00%  $         0.10
Mastercard Payment Transaction (Gov’t owned Lottery) – World Elite 0.00%  $         0.10
Mastercard Payment Transaction (Gov’t owned Lottery) – World High Value 0.00%  $         0.10
Mastercard Payment Transaction (Gov’t-owned Lottery) – Debit Rate 0.00%  $         0.10
Mastercard Payment Transaction (Gov’t-owned Lottery) – Prepaid Rate 0.00%  $         0.10
Mastercard Payment Transaction Level 1 Business Core 0.19%  $         0.53
Mastercard Payment Transaction Level 2 Business World 0.19%  $         0.53
Mastercard Payment Transaction Level 3 Business World Elite 0.19%  $         0.53
Mastercard Payment Transaction Level 4 0.19%  $         0.53
Mastercard Payment Transaction Level 5 0.19%  $         0.53
Mastercard Petroleum Base – Core | WF Consumer Credit 1.90%  $            –  $         0.95
Mastercard Petroleum Base – Enhanced 1.90%  $            –  $         0.95
Mastercard Petroleum Base – World 2.00%  $            –  $         0.95
Mastercard Petroleum Base – World Elite 2.00%  $            –  $         0.95
Mastercard Petroleum Base – World High Value 2.00%  $            –  $         0.95
Mastercard Petroleum CAT/AFD – Debit Rate | WF Non-Regulated Consumer Debit 0.70%  $         0.17  $         0.95
Mastercard Petroleum CAT/AFD – Prepaid Rate  | WF Non-Regulated Consumer Prepaid 0.70%  $         0.17  $         0.95
Mastercard Petroleum Service Station – Debit Rate  | WF Non-Regulated Consumer Debit 0.70%  $         0.17  $         0.95
Mastercard Petroleum Service Station – Prepaid Rate | WF Non-Regulated Consumer Prepaid 0.70%  $         0.17  $         0.95
Mastercard PIN Debit All Other Base (Purcahses, Payment Trans.) 0.90%  $         0.15
Mastercard PIN Debit Convenience Base (Purcahses, Payment Trans.) 0.75%  $         0.17  $         0.95
Mastercard Public Sector – Core | WF Consumer Credit 1.55%  $         0.10
Mastercard Public Sector – Enhanced 1.55%  $         0.10
Mastercard Public Sector – World 1.55%  $         0.10
Mastercard Public Sector – World Elite 1.55%  $         0.10
Mastercard Public Sector – World High Value 1.55%  $         0.10
Mastercard Rebate – Commercial Debit 0.00%  $            –
Mastercard Rebate – Commercial Prepaid 0.00%  $            –
Mastercard Rebate – Large Market Credit 0.00%  $            –
Mastercard Rebate Level 1 Business Core 0.00%  $            –
Mastercard Rebate Level 2 Business World 0.00%  $            –
Mastercard Rebate Level 3 Business World Elite 0.00%  $            –
Mastercard Rebate Level 4 0.00%  $            –
Mastercard Rebate Level 5 0.00%  $            –
Mastercard Regulated Credits POS Debit – Debit Rate 0.00%  $            –
Mastercard Regulated Credits POS Debit – Prepaid Rate 0.00%  $            –
Mastercard Regulated Credits POS Debit Small Ticket – Debit Rate 0.00%  $            –
Mastercard Regulated Credits POS Debit Small Ticket – Prepaid Rate 0.00%  $            –
Mastercard Regulated Credits POS Debit Small Ticket with Fraud Adjustment – Debit Rate 0.00%  $            –
Mastercard Regulated Credits POS Debit Small Ticket with Fraud Adjustment – Prepaid Rate 0.00%  $            –
Mastercard Regulated Credits POS Debit with Fraud Adjustment – Debit Rate 0.00%  $            –
Mastercard Regulated Credits POS Debit with Fraud Adjustment – Prepaid Rate 0.00%  $            –
Mastercard Regulated Payment Transaction – Debit Rate 0.19%  $         0.53
Mastercard Regulated Payment Transaction – Prepaid Rate 0.19%  $         0.53
Mastercard Regulated Payment Transaction (Gov’t-owned Lottery) – Debit Rate 0.00%  $         0.10
Mastercard Regulated Payment Transaction (Gov’t-owned Lottery) – Prepaid Rate 0.00%  $         0.10
Mastercard Regulated Purchases POS Debit – Debit Rate | WF Universal Consumer Regulated Debit 0.05%  $         0.21
Mastercard Regulated Purchases POS Debit – Prepaid Rate | WF Universal Consumer Regulated Prepaid 0.05%  $         0.21
Mastercard Regulated Purchases POS Debit Small Ticket – Debit Rate 0.05%  $         0.21
Mastercard Regulated Purchases POS Debit Small Ticket – Prepaid Rate 0.05%  $         0.21
Mastercard Regulated Purchases POS Debit Small Ticket with Fraud Adjustment – Debit Rate 0.05%  $         0.22
Mastercard Regulated Purchases POS Debit Small Ticket with Fraud Adjustment – Prepaid Rate 0.05%  $         0.22
Mastercard Regulated Purchases POS Debit with Fraud Adjustment – Debit Rate | WF Universal Regulated Debit Fraud Adj 0.05%  $         0.22
Mastercard Regulated Purchases POS Debit with Fraud Adjustment – Prepaid Rate | WF Universal Regulated Prepaid Fraud Adj 0.05%  $         0.22
Mastercard Restaurant – Core 0.00%  $            –
Mastercard Restaurant – Debit Rate | WF Non-Regulated Consumer Debit 1.19%  $         0.10
Mastercard Restaurant – Enhanced 0.00%  $            –
Mastercard Restaurant – Prepaid Rate | WF Non-Regulated Consumer Prepaid 1.19%  $         0.10
Mastercard Restaurant – World 1.73%  $         0.10
Mastercard Restaurant – World Elite 2.20%  $         0.10
Mastercard Restaurant – World High Value 2.20%  $         0.10
Mastercard Service Industries – Core | WF Consumer Credit 1.15%  $         0.05
Mastercard Service Industries – Debit Rate | WF Non-Regulated Consumer Debit 1.15%  $         0.05
Mastercard Service Industries – Enhanced 1.15%  $         0.05
Mastercard Service Industries – Prepaid Rate | WF Non-Regulated Consumer Prepaid 1.15%  $         0.05
Mastercard Service Industries – World 1.15%  $         0.05
Mastercard Service Industries – World Elite 1.15%  $         0.05
Mastercard Service Industries – World High Value 1.15%  $         0.05
Mastercard Small Ticket Base – Debit Rate | WF Non-Regulated Consumer Debit 1.55%  $         0.04
Mastercard Small Ticket Base – Prepaid Rate | WF Non-Regulated Consumer Prepaid 1.55%  $         0.04
Mastercard Small Ticket Tier 1 – Debit Rate 1.30%  $         0.03
Mastercard Small Ticket Tier 1 – Prepaid Rate 1.30%  $         0.03
Mastercard Standard – Commercial Debit | WF Non-Regulated Business Debit 2.95%  $         0.10
Mastercard Standard – Commercial Prepaid | WF Non-Regulated Business Credit 2.95%  $         0.10
Mastercard Standard – Core | WF Consumer Standard Consumer Credit 2.95%  $         0.10
Mastercard Standard – Debit Rate | WF Consumer Standard Non-Regulated 1.90%  $         0.25
Mastercard Standard – Enhanced | WF Consumer Standard 2.95%  $         0.10
Mastercard Standard – Large Market Credit | WF Commercial Standard Large Market 2.95%  $         0.10
Mastercard Standard – Prepaid Rate | WF Consumer Standard Non-Regulated 1.90%  $         0.25
Mastercard Standard – World | WF Consumer Standard 2.95%  $         0.10
Mastercard Standard – World Elite | WF Consumer Standard 3.25%  $         0.10
Mastercard Standard – World High Value | WF Consumer Standard 3.25%  $         0.10
Mastercard Standard Level 1 Business Core | WF Commercial Standard Business Level 1 2.95%  $         0.10
Mastercard Standard Level 2 Business World | WF Commercial Standard Business Level 2 3.10%  $         0.10
Mastercard Standard Level 3 Business World Elite | WF Commercial Standard Business Level 3 3.15%  $         0.10
Mastercard Standard Level 4 | WF Commercial Standard Business Level 4 3.25%  $         0.10
Mastercard Standard Level 5 | WF Commercial Standard Business Level 5 3.30%  $         0.10
Mastercard Supermarket Base – Core | WF Consumer Credit 1.48%  $         0.10
Mastercard Supermarket Base – Debit Rate | WF Non-Regulated Consumer Debit 1.05%  $         0.15  $         0.35
Mastercard Supermarket Base – Enhanced 1.48%  $         0.10
Mastercard Supermarket Base – Prepaid Rate | WF Non-Regulated Consumer Prepaid 1.05%  $         0.15  $         0.35
Mastercard Supermarket Base – World 1.58%  $         0.10
Mastercard Supermarket Base – World Elite 1.90%  $         0.10
Mastercard Supermarket Base – World High Value 1.90%  $         0.10
Mastercard Supermarket Tier 1 – Core 1.15%  $         0.05
Mastercard Supermarket Tier 1 – Debit Rate 0.00%  $            –
Mastercard Supermarket Tier 1 – Enhanced 1.15%  $         0.05
Mastercard Supermarket Tier 1 – Prepaid Rate 0.00%  $            –
Mastercard Supermarket Tier 1 – World 1.25%  $         0.05
Mastercard Supermarket Tier 1 – World Elite 1.25%  $         0.05
Mastercard Supermarket Tier 1 – World High Value 1.25%  $         0.05
Mastercard Supermarket Tier 2 – Core 1.15%  $         0.05
Mastercard Supermarket Tier 2 – Debit Rate 0.00%  $            –
Mastercard Supermarket Tier 2 – Enhanced 1.15%  $         0.05
Mastercard Supermarket Tier 2 – Prepaid Rate 0.00%  $            –
Mastercard Supermarket Tier 2 – World 1.25%  $         0.05
Mastercard Supermarket Tier 2 – World Elite 1.25%  $         0.05
Mastercard Supermarket Tier 2 – World High Value 1.25%  $         0.05
Mastercard Supermarket Tier 3 – Core 1.22%  $         0.05
Mastercard Supermarket Tier 3 – Debit Rate 0.00%  $            –
Mastercard Supermarket Tier 3 – Enhanced 1.22%  $         0.05
Mastercard Supermarket Tier 3 – Prepaid Rate 0.00%  $            –
Mastercard Supermarket Tier 3 – World 1.32%  $         0.05
Mastercard Supermarket Tier 3 – World Elite 1.32%  $         0.05
Mastercard Supermarket Tier 3 – World High Value 1.32%  $         0.05
Mastercard T&E – Core 0.00%  $            –
Mastercard T&E – Enhanced 0.00%  $            –
Mastercard T&E – World 2.30%  $         0.10
Mastercard T&E – World Elite 2.75%  $         0.10
Mastercard T&E – World High Value 2.75%  $         0.10
Mastercard T&E Large Ticket – Core 0.00%  $            –
Mastercard T&E Large Ticket – Enhanced 0.00%  $            –
Mastercard T&E Large Ticket – World 0.00%  $            –
Mastercard T&E Large Ticket – World Elite 2.00%  $            –
Mastercard T&E Large Ticket – World High Value | WF Commercial B2B Domestic & Interregional 2.00%  $            –
Mastercard T&E Rate (fmr II) Level 1 Business Core | WF Commercial T&E Business Level 1 2.35%  $         0.10
Mastercard T&E Rate (fmr II) Level 2 Business World | WF Commercial T&E Business Level 2 2.50%  $         0.10
Mastercard T&E Rate (fmr II) Level 3 Business World Elite | WF Commercial T&E Business Level 3 2.55%  $         0.10
Mastercard T&E Rate (fmr II) Level 4 | WF Commercial T&E Business Level 4 2.65%  $         0.10
Mastercard T&E Rate (fmr II) Level 5 | WF Commercial T&E Business Level 5 2.70%  $         0.10
Mastercard T&E Rate (fmr T&E Rate II) – Commercial Debit 2.35%  $         0.10
Mastercard T&E Rate (fmr T&E Rate II) – Commercial Prepaid 2.35%  $         0.10
Mastercard T&E Rate (fmr T&E Rate II) – Large Market Credit | WF Commercial T&E Large Market 2.65%  $         0.10
Mastercard T&E Rate I – Commercial Debit 0.00%  $            –
Mastercard T&E Rate I – Commercial Prepaid 0.00%  $            –
Mastercard T&E Rate I – Large Market Credit 0.00%  $            –
Mastercard T&E Rate I Level 1 Business Core 0.00%  $            –
Mastercard T&E Rate I Level 2 Business World 0.00%  $            –
Mastercard T&E Rate I Level 3 Business World Elite 0.00%  $            –
Mastercard T&E Rate I Level 4 0.00%  $            –
Mastercard T&E Rate I Level 5 0.00%  $            –
Mastercard T&E Rate III – Commercial Debit 0.00%  $            –
Mastercard T&E Rate III – Commercial Prepaid 0.00%  $            –
Mastercard T&E Rate III – Large Market Credit 0.00%  $            –
Mastercard T&E Rate III (Airline MCCs) – Commercial Debit 0.00%  $            –
Mastercard T&E Rate III (Airline MCCs) – Commercial Prepaid 0.00%  $            –
Mastercard T&E Rate III (Airline MCCs) – Large Market Credit 0.00%  $            –
Mastercard T&E Rate III Level 1 Business Core 0.00%  $            –
Mastercard T&E Rate III Level 2 Business World 0.00%  $            –
Mastercard T&E Rate III Level 3 Business World Elite 0.00%  $            –
Mastercard T&E Rate III Level 4 0.00%  $            –
Mastercard T&E Rate III Level 5 0.00%  $            –
Mastercard Utilities – Commercial Debit 0.00%  $         1.50
Mastercard Utilities – Commercial Prepaid 0.00%  $         1.50
Mastercard Utilities – Core | WF Consumer Credit 0.00%  $         0.65
Mastercard Utilities – Debit Rate | WF Non-Regulated Consumer Debit 0.00%  $         0.65
Mastercard Utilities – Enhanced 0.00%  $         0.65
Mastercard Utilities – Large Market Credit 0.00%  $            –
Mastercard Utilities – Prepaid Rate | WF Non-Regulated Consumer Prepaid 0.00%  $         0.65
Mastercard Utilities – World 0.00%  $         0.65
Mastercard Utilities – World Elite 0.00%  $         0.75
Mastercard Utilities – World High Value 0.00%  $         0.75
Mastercard Utilities Level 1 Business Core | WF All Business Products 0.00%  $         1.50
Mastercard Utilities Level 2 Business World 0.00%  $         1.50
Mastercard Utilities Level 3 Business World Elite 0.00%  $         1.50
Mastercard Utilities Level 4 0.00%  $         1.50
Mastercard Utilities Level 5 0.00%  $         1.50
Mastercard Variable Interchange Programs (VIP) 1 | WF Commercial B2B VIP 1 0.80%  $         0.10
Mastercard Variable Interchange Programs (VIP) 10 | WF Commercial B2B VIP 10 1.15%  $       80.00
Mastercard Variable Interchange Programs (VIP) 11 | WF Commercial B2B VIP 11 1.45%  $       35.00
Mastercard Variable Interchange Programs (VIP) 2 | WF Commercial B2B VIP 2 1.05%  $         0.10
Mastercard Variable Interchange Programs (VIP) 3 | WF Commercial B2B VIP 3 1.35%  $         0.10
Mastercard Variable Interchange Programs (VIP) 4 | WF Commercial B2B VIP 4 1.45%  $         0.10
Mastercard Variable Interchange Programs (VIP) 5 | WF Commercial B2B VIP 5 1.90%  $         0.10
Mastercard Variable Interchange Programs (VIP) 6 | WF Commercial B2B VIP 6 2.50%  $         0.10
Mastercard Variable Interchange Programs (VIP) 7 | WF Commercial B2B VIP 7 3.00%  $         0.10
Mastercard Variable Interchange Programs (VIP) 8 | WF Commercial B2B VIP 8 1.25%  $       40.00
Mastercard Variable Interchange Programs (VIP) 9 | WF Commercial B2B VIP 9 1.20%  $       60.00
Mastercard WF Commercial Freight 1.80%  $            –
Mastercard WF Full UCAF Consumer Credit / Debit Non-US Issued 1.54%  $            –
Mastercard WF Full UCAF Consumer Premium – Non-US Issued 1.85%  $            –
Mastercard WF Full UCAF Consumer Super Premium – Non-US Issued 1.98%  $            –
Mastercard WF Humanitarian Prepaid 1.65%  $            –
Mastercard WF Interregional Electronic Consumer Credit Non-US Issued 1.10%  $            –
Mastercard WF Interregional Electronic Consumer Debit Non-US Issued 1.10%  $            –
Mastercard WF Interregional Electronic Consumer Premium Non-US Issued 1.85%  $            –
Mastercard WF Interregional Electronic Consumer Super Premium Non-US Issued 1.98%  $            –
Mastercard WF Interregional Humanitarian Prepaid 1.65%  $            –
Mastercard WF UCAF Consumer Credit / Debit Non-US Issued 1.44%  $            –
Mastercard WF UCAF Consumer Premium – Non-US Issued 1.85%  $            –
Mastercard WF UCAF Consumer Super Premium – Non-US Issued 1.98%  $            –
Discover Base Submission Level – Core 2.95%  $         0.10
Discover Base Submission Level – Debit 1.89%  $         0.25
Discover Base Submission Level – Premium 2.95%  $         0.10
Discover Base Submission Level – Premium Plus 2.95%  $         0.10
Discover Base Submission Level – Prepaid 1.89%  $         0.25
Discover Base Submission Level – Rewards 2.95%  $         0.10
Discover Commercial Base 2.95%  $         0.10
Discover Commercial Electronic 2.30%  $         0.10
Discover Commercial Utilities 0.00%  $         1.50
Discover Government 1.35%  $         0.05
Discover Key Entry – Core 1.87%  $         0.10
Discover Key Entry – Debit 1.75%  $         0.16
Discover Key Entry – Premium 2.00%  $         0.10
Discover Key Entry – Premium Plus 2.15%  $         0.10
Discover Key Entry – Prepaid 1.75%  $         0.20
Discover Key Entry – Rewards 1.97%  $         0.10
Discover Lodging and Auto Rental 1.90%  $         0.10
Discover Maximum Acceptance 2.90%  $         0.10
Discover Mid Acceptance 2.40%  $         0.10
Discover Mid Submission Level – Core 2.40%  $         0.10
Discover Mid Submission Level – Debit 1.80%  $         0.20
Discover Mid Submission Level – Premium 2.40%  $         0.10
Discover Mid Submission Level – Premium Plus 2.40%  $         0.10
Discover Mid Submission Level – Prepaid 1.80%  $         0.20
Discover Mid Submission Level – Rewards 2.40%  $         0.10
Discover Passenger Transport 1.90%  $         0.10
Discover Petroleum 1.50%  $         0.10
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Core 1.87%  $         0.10
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Debit 1.62%  $         0.16
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Premium 2.00%  $         0.10
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Premium Plus 2.35%  $         0.10
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Prepaid 1.75%  $         0.20
Discover PSL Card Not Present (excluding eCommerce/ Internet) – Rewards 1.97%  $         0.10
Discover PSL eCommerce 1.75%  $         0.20
Discover PSL Emerging Markets – Core 1.45%  $         0.05
Discover PSL Emerging Markets – Debit 0.90%  $         0.20
Discover PSL Emerging Markets – Premium 1.45%  $         0.05
Discover PSL Emerging Markets – Premium Plus 2.30%  $         0.10
Discover PSL Emerging Markets – Prepaid 0.90%  $         0.20
Discover PSL Emerging Markets – Rewards 1.45%  $         0.05
Discover PSL Express Services – Core 1.95%  $            –
Discover PSL Express Services – Debit 1.80%  $            –
Discover PSL Express Services – Premium 1.95%  $            –
Discover PSL Express Services – Premium Plus 2.05%  $            –
Discover PSL Express Services – Prepaid 1.80%  $            –
Discover PSL Express Services – Rewards 1.95%  $            –
Discover PSL Hotels/ Car Rentals – Core 1.58%  $         0.10
Discover PSL Hotels/ Car Rentals – Debit 1.35%  $         0.16
Discover PSL Hotels/ Car Rentals – Premium 2.30%  $         0.10
Discover PSL Hotels/ Car Rentals – Premium Plus 2.30%  $         0.10
Discover PSL Hotels/ Car Rentals – Prepaid 1.35%  $         0.16
Discover PSL Hotels/ Car Rentals – Rewards 1.90%  $         0.10
Discover PSL Insurance – Core 1.45%  $         0.05
Discover PSL Insurance – Debit 0.80%  $         0.25
Discover PSL Insurance – Premium 1.43%  $         0.05
Discover PSL Insurance – Premium Plus 2.30%  $         0.05
Discover PSL Insurance – Prepaid 0.80%  $         0.25
Discover PSL Insurance – Rewards 1.43%  $         0.05
Discover PSL Passenger Transport – Core 1.75%  $         0.10
Discover PSL Passenger Transport – Debit 1.59%  $         0.16
Discover PSL Passenger Transport – Premium 2.30%  $         0.10
Discover PSL Passenger Transport – Premium Plus 2.30%  $         0.10
Discover PSL Passenger Transport – Prepaid 1.59%  $         0.16
Discover PSL Passenger Transport – Rewards 1.90%  $         0.10
Discover PSL Petroleum – Core 1.55%  $         0.05
Discover PSL Petroleum – Debit 0.76%  $         0.16
Discover PSL Petroleum – Premium 1.73%  $         0.05
Discover PSL Petroleum – Premium Plus 1.73%  $         0.05
Discover PSL Petroleum – Prepaid 0.76%  $         0.16
Discover PSL Petroleum – Rewards 1.73%  $         0.05
Discover PSL Public Services – Core 1.55%  $         0.10
Discover PSL Public Services – Debit 0.90%  $         0.20
Discover PSL Public Services – Premium 1.50%  $         0.10
Discover PSL Public Services – Premium Plus 1.55%  $         0.10
Discover PSL Public Services – Prepaid 0.90%  $         0.20
Discover PSL Public Services – Rewards 1.55%  $         0.10
Discover PSL Real Estate – Core 1.10%  $         0.10
Discover PSL Real Estate – Debit 1.10%  $            –
Discover PSL Real Estate – Premium 1.10%  $         0.10
Discover PSL Real Estate – Premium Plus 2.30%  $         0.10
Discover PSL Real Estate – Prepaid 1.10%  $            –
Discover PSL Real Estate – Rewards 1.10%  $         0.10
Discover PSL Recurring Payments – Core 1.20%  $         0.05
Discover PSL Recurring Payments – Debit 1.20%  $         0.05
Discover PSL Recurring Payments – Premium 1.20%  $         0.05
Discover PSL Recurring Payments – Premium Plus 1.80%  $         0.05
Discover PSL Recurring Payments – Prepaid 1.20%  $         0.05
Discover PSL Recurring Payments – Rewards 1.20%  $         0.05
Discover PSL Restaurants – Core 1.56%  $         0.10
Discover PSL Restaurants – Debit 1.10%  $         0.16
Discover PSL Restaurants – Premium 2.20%  $         0.10
Discover PSL Restaurants – Premium Plus 2.30%  $         0.10
Discover PSL Restaurants – Prepaid 1.10%  $         0.16
Discover PSL Restaurants – Rewards 1.90%  $         0.10
Discover PSL Retail – Core 1.56%  $         0.10
Discover PSL Retail – Debit 1.10%  $         0.16
Discover PSL Retail – Premium 1.71%  $         0.10
Discover PSL Retail – Premium Plus 2.10%  $         0.10
Discover PSL Retail – Prepaid 1.10%  $         0.16
Discover PSL Retail – Rewards 1.71%  $         0.10
Discover PSL Supermarkets/ Warehouse Clubs – Core 1.40%  $         0.05
Discover PSL Supermarkets/ Warehouse Clubs – Debit 1.10%  $         0.06
Discover PSL Supermarkets/ Warehouse Clubs – Premium 1.65%  $         0.05
Discover PSL Supermarkets/ Warehouse Clubs – Premium Plus 1.90%  $         0.10
Discover PSL Supermarkets/ Warehouse Clubs – Prepaid 1.10%  $         0.16
Discover PSL Supermarkets/ Warehouse Clubs – Rewards 1.65%  $         0.05
Discover PSL Utilities – Core 0.00%  $         0.75
Discover PSL Utilities – Debit 0.00%  $         0.75
Discover PSL Utilities – Premium 0.00%  $         0.75
Discover PSL Utilities – Premium Plus 0.00%  $         0.75
Discover PSL Utilities – Prepaid 0.00%  $         0.75
Discover PSL Utilities – Rewards 0.00%  $         0.75
Discover Restaurant 1.85%  $         0.05
Discover Retail 1.55%  $         0.10
Discover Small Ticket 1.70%  $         0.02
Discover Supermarket 1.50%  $         0.05
Discover US Commercial Large Ticket 0.90%  $       20.00
Discover US International Commercial 2.40%  $         0.10
Discover US International Consumer Base 2.20%  $         0.10
Discover US International Consumer Credit 2.15%  $            –
Discover US International Consumer Debit / Prepaid 1.70%  $         0.10
Discover Utilities 0.00%  $         0.75
Discover Warehouse Club 1.10%  $         0.05
AMEX B2B / Wholesale Non-Swipe Non-U.S. Tier 1 2.35%  $         0.10
AMEX B2B / Wholesale Non-Swipe Non-U.S. Tier 2 2.60%  $         0.10
AMEX B2B / Wholesale Non-Swipe Non-U.S. Tier 3 3.05%  $         0.10
AMEX B2B / Wholesale Non-Swipe Tier 1 1.95%  $         0.10
AMEX B2B / Wholesale Non-Swipe Tier 2 2.20%  $         0.10
AMEX B2B / Wholesale Non-Swipe Tier 3 2.65%  $         0.10
AMEX B2B / Wholesale Non-U.S. Tier 1 2.05%  $         0.10
AMEX B2B / Wholesale Non-U.S. Tier 2 2.30%  $         0.10
AMEX B2B / Wholesale Non-U.S. Tier 3 2.75%  $         0.10
AMEX B2B / Wholesale Tier 1 1.65%  $         0.10
AMEX B2B / Wholesale Tier 2 1.90%  $         0.10
AMEX B2B / Wholesale Tier 3 2.35%  $         0.10
AMEX Education Non-Swipe Non-U.S. Tier 1 2.15%  $         0.10
AMEX Education Non-Swipe Non-U.S. Tier 2 2.50%  $         0.10
AMEX Education Non-Swipe Non-U.S. Tier 3 2.75%  $         0.10
AMEX Education Non-Swipe Tier 1 1.75%  $         0.10
AMEX Education Non-Swipe Tier 2 2.10%  $         0.10
AMEX Education Non-Swipe Tier 3 2.35%  $         0.10
AMEX Education Non-U.S. Tier 1 1.85%  $         0.10
AMEX Education Non-U.S. Tier 2 2.20%  $         0.10
AMEX Education Non-U.S. Tier 3 2.45%  $         0.10
AMEX Education Tier 1 1.45%  $         0.10
AMEX Education Tier 2 1.80%  $         0.10
AMEX Education Tier 3 2.05%  $         0.10
AMEX Emerging Markets Non-Swipe Non-U.S. Tier 1 1.83%  $         0.10
AMEX Emerging Markets Non-Swipe Non-U.S. Tier 2 2.45%  $         0.10
AMEX Emerging Markets Non-Swipe Non-U.S. Tier 3 3.10%  $         0.10
AMEX Emerging Markets Non-Swipe Tier 1 1.83%  $         0.10
AMEX Emerging Markets Non-Swipe Tier 2 2.45%  $         0.10
AMEX Emerging Markets Non-Swipe Tier 3 3.10%  $         0.10
AMEX Emerging Markets Non-U.S. Tier 1 1.43%  $         0.10
AMEX Emerging Markets Non-U.S. Tier 2 2.05%  $         0.10
AMEX Emerging Markets Non-U.S. Tier 3 2.70%  $         0.10
AMEX Emerging Markets Tier 1 1.43%  $         0.10
AMEX Emerging Markets Tier 2 2.05%  $         0.10
AMEX Emerging Markets Tier 3 2.70%  $         0.10
AMEX Government Non-Swipe Non-U.S. Tier 1 2.25%  $         0.10
AMEX Government Non-Swipe Non-U.S. Tier 2 2.40%  $         0.10
AMEX Government Non-Swipe Non-U.S. Tier 3 2.60%  $         0.10
AMEX Government Non-Swipe Tier 1 1.85%  $         0.10
AMEX Government Non-Swipe Tier 2 2.00%  $         0.10
AMEX Government Non-Swipe Tier 3 2.20%  $         0.10
AMEX Government Non-U.S. Tier 1 1.95%  $         0.10
AMEX Government Non-U.S. Tier 2 2.10%  $         0.10
AMEX Government Non-U.S. Tier 3 2.30%  $         0.10
AMEX Government Tier 1 1.55%  $         0.10
AMEX Government Tier 2 1.70%  $         0.10
AMEX Government Tier 3 1.90%  $         0.10
AMEX Healthcare Non-Swipe Non-U.S. Tier 1 2.25%  $         0.10
AMEX Healthcare Non-Swipe Non-U.S. Tier 2 2.55%  $         0.10
AMEX Healthcare Non-Swipe Non-U.S. Tier 3 3.00%  $         0.10
AMEX Healthcare Non-Swipe Tier 1 1.85%  $         0.10
AMEX Healthcare Non-Swipe Tier 2 2.15%  $         0.10
AMEX Healthcare Non-Swipe Tier 3 2.65%  $         0.10
AMEX Healthcare Non-U.S. Tier 1 1.95%  $         0.10
AMEX Healthcare Non-U.S. Tier 2 2.25%  $         0.10
AMEX Healthcare Non-U.S. Tier 3 2.70%  $